PERSONAL BUDGET
SUMMARY $16,000.00
Income $ 13,705.00
$ 25.00 $14,000.00
Savings Goal
Expenses $ 10,579.00 $12,000.00 $13,705.00
$10,000.00
POTENTIAL TO SAVE $ 3,101.00
Expenses $8,000.00
44%
Income $6,000.00
56% $10,579.00
$4,000.00
Savings $2,000.00
Goal
0% $-
Income Expenses
JAN FEB MAR APR MAY JUN JUL AUG SEPT OCT NOV DEC
INCOME
Salary/Wages $ 12,000.00 12000 12000 12000 12000 12000 12000 12000 12000 12000 12000 12000 $ 144,000.00
Bonuses in Income $ 500.00 500 500 500 500 1000 1000 1000 1000 1000 1000 1000 $ 9,500.00
Dividends $ 100.00 100 100 100 200 200 300 400 500 600 700 700 $ 4,000.00
Refunds/Reimbursements $ 55.00 100 500 50 25 200 600 10 15 30 40 50 $ 1,675.00
Business $ 500.00 1000 2000 3000 4000 5000 6000 6000 7000 7000 7000 7000 $ 55,500.00
Pension $ 300.00 5000 10000 50000 50000 50000 50000 50000 50000 50000 50000 50000 $ 465,300.00
Misc. $ 250.00 1000 10000 20000 2000 3000 4000 1000 2000 1000 3000 16000 $ 63,250.00
TOTAL $ 13,705.00
SAVINGS
Emergency Fund $ 10.00 0 0 0 0 0 0 0 0 0 0 0 $ 10.00
Transfer to Savings $ - 0 0 0 0 0 0 0 0 0 0 0 $ -
Retirement(401K, IRA) $ - 0 0 0 0 0 0 0 0 0 0 0 $ -
Investments $ - 0 0 0 0 0 0 0 0 0 0 0 $ -
Education $ - 0 0 0 0 0 0 0 0 0 0 0 $ -
Other $ 15.00 0 0 0 0 0 0 0 0 0 0 0 $ 15.00
TOTAL $ 25.00
EXPENSES
HOME
Mortgage/Rent $ 2,250.00 2250 2250 2250 2250 2250 2250 2250 2250 2250 2250 2250 $ 27,000.00
Home/Rental Insurance $ 25.00 25 25 35 35 35 35 35 40 30 40 30 $ 390.00
Electricity $ 400.00 400 400 400 400 400 400 350 350 300 300 240 $ 4,340.00
Gas/Oil $ 44.00 44 44 44 44 44 50 30 30 10 20 10 $ 414.00
Water/Sewer/Trash $ 20.00 20 20 20 20 20 10 10 20 20 30 30 $ 240.00
Phone $ 15.00 50 50 100 100 100 2000 10 40 10 40 20 $ 2,535.00
Cable/Satellite $ 100.00 50 100 70 70 70 10 50 50 60 50 40 $ 720.00
Internet $ 29.00 100 100 50 50 50 10 50 60 30 30 30 $ 589.00
Furnishing/Appliances $ 100.00 150 150 60 60 60 30 60 70 70 60 20 $ 890.00
Lawn/Garden $ 100.00 50 50 10 10 100 10 100 20 20 40 10 $ 520.00
Maintenance/Improvements $ 300.00 150 150 300 300 300 20 300 30 30 20 30 $ 1,930.00
Other $ 2,000.00 2000 2000 2000 2000 2000 2000 2000 2000 2000 2000 2000 $ 24,000.00
$ 5,383.00 $ 5,289.00 $ 5,339.00 $ 5,339.00 $ 5,339.00 $ 5,429.00 $ 6,825.00 $ 5,245.00 $ 4,960.00 $ 4,830.00 $ 4,880.00 $ 4,710.00
TRANSPORTATION
Car Payments $ 250.00 250 250 250 250 250 250 250 250 250 250 250 $ 3,000.00
Auto Insurance $ 100.00 100 100 100 100 100 100 100 100 100 100 100 $ 1,200.00
Electric Charge $ 100.00 200 200 200 300 300 300 300 300 300 300 300 $ 3,100.00
Public Transportation $ 100.00 50 100 100 100 100 100 100 100 100 100 100 $ 1,150.00
Repairs/Maintenance $ 100.00 100 300 200 200 200 200 200 200 200 200 200 $ 2,300.00
Registration/License $ 100.00 50 100 100 100 100 100 100 100 100 100 100 $ 1,150.00
$ 750.00 $ 750.00 $ 1,050.00 $ 950.00 $ 1,050.00 $ 1,050.00 $ 1,050.00 $ 1,050.00 $ 1,050.00 $ 1,050.00 $ 1,050.00 $ 1,050.00
DAILY LIVING
Groceries $ 250.00 250 250 250 250 250 250 250 250 250 250 250 $ 3,000.00
Child Care $ 100.00 100 100 100 100 100 100 100 100 100 100 100 $ 1,200.00
Dining Out $ 100.00 100 100 100 100 100 100 100 100 100 100 100 $ 1,200.00
Clothing $ 200.00 200 200 200 200 200 200 200 200 200 200 200 $ 2,400.00
Cleaning $ 10.00 10 10 10 10 10 10 10 10 10 10 10 $ 120.00
Salon/Barber $ 100.00 100 100 100 100 100 100 100 100 100 100 100 $ 1,200.00
Pet Supplies $ 101.00 101 101 101 101 101 101 101 101 101 101 101 $ 1,212.00
$ 861.00 $ 861.00 $ 861.00 $ 861.00 $ 861.00 $ 861.00 $ 861.00 $ 861.00 $ 861.00 $ 861.00 $ 861.00 $ 861.00
ENTERTAINMENT
Excursions $ 250.00 250 250 250 250 250 250 250 250 250 250 250 $ 3,000.00
Hiking & Horse Riding $ 100.00 100 100 100 100 100 100 100 100 100 100 100 $ 1,200.00
Swimming, Running & Archery $ 100.00 100 100 100 100 100 100 100 100 100 100 100 $ 1,200.00
Outdoor Recreation $ 300.00 300 300 300 300 300 300 300 300 300 300 300 $ 3,600.00
$ 750.00
HEALTH
Health Insurance $ 65.00 65 65 65 65 65 65 65 65 65 65 65 $ 780.00
Gym Membership $ 20.00 20 20 20 20 20 20 20 20 20 20 20 $ 240.00
Doctors/Dentist Visits $ 200.00 200 200 200 200 200 200 200 200 200 200 200 $ 2,400.00
Medicine/Prescriptions $ 150.00 150 150 150 150 150 150 150 150 150 150 150 $ 1,800.00
Veterinarian $ 200.00 200 200 200 200 200 200 200 200 200 200 200 $ 2,400.00
Life Insurance $ 1,000.00 1000 1000 1000 1000 1000 1000 1000 1000 1000 1000 1000 $ 12,000.00
$ 1,635.00 $ 1,635.00 $ 1,635.00 $ 1,635.00 $ 1,635.00 $ 1,635.00 $ 1,635.00 $ 1,635.00 $ 1,635.00 $ 1,635.00 $ 1,635.00 $ 1,635.00
VACATION/HOLIDAY
Airfare $ 450.00 450 450 450 450 450 65 65 65 65 65 65 $ 3,090.00
Accommodations $ 250.00 250 250 250 250 250 250 250 250 250 250 250 $ 3,000.00
Food $ 200.00 200 200 200 200 200 200 200 200 200 200 200 $ 2,400.00
Souvenirs $ 50.00 50 50 50 50 50 50 50 50 50 50 50 $ 600.00
Pet Boarding $ 100.00 100 100 100 100 100 100 100 100 100 100 100 $ 1,200.00
Rental Car $ 150.00 150 150 150 150 150 150 150 150 150 150 150 $ 1,800.00
$ 1,200.00 $ 1,200.00 $ 1,200.00 $ 1,200.00 $ 1,200.00 $ 1,200.00 $ 815.00 $ 815.00 $ 815.00 $ 815.00 $ 815.00 $ 815.00
TOTAL $ 10,579.00 $ 9,735.00 $ 10,085.00 $ 9,985.00 $ 10,085.00 $ 10,175.00 $ 11,186.00 $ 9,606.00 $ 9,321.00 $ 9,191.00 $ 9,241.00 $ 9,071.00
Relocation planned from Murree, Punjab, Pakistan to Yonkers, New York, The United States of America
