CHASE CONNECT                    ®
USER GUIDE
Domestic & International Wires
Add a Recipient
Add a Recipient              Send Wires          Payment Activities   Manage Recipients   Glossary   FAQs
                                                                                                            <   >
                                                   Click Pay & transfer and select
                         1                         Wires & global transfers from
                                                   the drop down
Copyright © 2021 JPMorgan Chase & Co. All rights reserved.                                                          2
Add a Recipient             Send Wires           Payment Activities    Manage Recipients       Glossary   FAQs
                                                                                                                 <   >
                                                      Click Add a recipient to
                                                      add a new domestic or                2
                                                      international recipient
Copyright © 2021 JPMorgan Chase & Co. All rights reserved.                                                               3
Add a Recipient             Send Wires           Payment Activities   Manage Recipients   Glossary        FAQs
                                                                                                                                             <         >
                                                                           For both domestic and
                                                                           foreign recipients complete
                                                             3
                                                                           the necessary information
                                                                           and click Add recipient
                                                                                          NOTE: Required information will vary by recipient type and
                                                                                          country. If you have questions about required information,
                                                                                          contact your recipient for the necessary details
Copyright © 2021 JPMorgan Chase & Co. All rights reserved.                                                                                                 4
                               Calculate and Send
Schedule a real-time, recurring or future dated wire. Choose your preferred
     currency and request a foreign exchange rate for the transfer1.
                      Explore the currencies available:
                        chase.com/ChaseConnectFX
1Terms   and conditions, including fees and limitations, apply as described in the Chase Connect Online Services Agreement
Domestic Wires
Add a Recipient           Send Wires           Payment Activities     Manage Recipients   Glossary   FAQs
                                                                                                                              <    >
                          Domestic Wires            Foreign Exchange wires
                    1                                                                                                         2
           Select Domestic
           Recipients                                                                                       Once you’ve found
                                                                                                            your recipient click
                                                                                                            Send money
Copyright © 2021 JPMorgan Chase & Co. All rights reserved.                                                                             7
Add a Recipient           Send Wires           Payment Activities       Manage Recipients   Glossary    FAQs
                                                                                                                        <       >
                          Domestic Wires            Foreign Exchange wires
                                                                                Complete the
                                                                    3
                                                                                necessary information
                                                                                                               4   Click Next
Copyright © 2021 JPMorgan Chase & Co. All rights reserved.                                                                          8
Add a Recipient           Send Wires           Payment Activities     Manage Recipients   Glossary   FAQs
                                                                                                                          <        >
                          Domestic Wires            Foreign Exchange wires
                                                                                                            Review your wire for
                                                                                                5           accuracy and click
                                                                                                            Schedule Wire
Copyright © 2021 JPMorgan Chase & Co. All rights reserved.                                                                             9
Foreign Exchange (FX) Wires
Add a Recipient           Send Wires            Payment Activities   Manage Recipients   Glossary    FAQs
                                                                                                                                         <          >
                          Domestic Wires           Foreign Exchange wires
                                             Use the currency calculator to view and
                                             lock exchange rates. Click send money to
                                             schedule your wire
                                                                                                    NOTE: Don’t need to calculate the rate before
                                                                                                    sending, simply choose your recipient
Copyright © 2021 JPMorgan Chase & Co. All rights reserved.                                                                                          11
Add a Recipient           Send Wires            Payment Activities    Manage Recipients   Glossary   FAQs
                                                                                                                                         <            >
                          Domestic Wires           Foreign Exchange wires
      Complete the
      necessary information
                                                             Click Next             3                NOTE: Sending a foreign wire in USD may result
                                                                                                     in additional fees. Contact your relationship
                                                                                                     team for assistance
Copyright © 2021 JPMorgan Chase & Co. All rights reserved.                                                                                            12
Add a Recipient           Send Wires            Payment Activities   Manage Recipients   Glossary   FAQs
                                                                                                                           <      >
                          Domestic Wires           Foreign Exchange wires
                                                                                                           Review your wire for
                                                                                            4              accuracy and click
                                                                                                           Schedule Wire
Copyright © 2021 JPMorgan Chase & Co. All rights reserved.                                                                        13
Payment Activity
Add a Recipient           Send Wires          Payment Activities   Manage Recipients   Glossary   FAQs
                                                                                                                         <   >
                              To view recent
                              transactions, click
                              Payment activity
                                                                                                  2
                                                                                            For wire still pending you
                                                                                            can click Edit or Cancel
   NOTE: Wires cannot be edited on the day they
   are scheduled to be paid
Copyright © 2021 JPMorgan Chase & Co. All rights reserved.                                                                   15
Manage Recipients
Add a Recipient            Send Wires          Payment Activities   Manage Recipients    Glossary   FAQs
                                                                                                           <   >
                                                                        To view domestic and
                                                             1          international recipients
                                                                        click Manage recipients
                You can choose to: Edit / delete a
                recipient, Add a recipient, Import
                recipients, Create a group of
                recipients, and Edit / Delete the group
Copyright © 2021 JPMorgan Chase & Co. All rights reserved.                                                     17
Glossary
Add a Recipient           Send Wires          Payment Activities   Manage Recipients   Glossary   FAQs
                                                                                                               <      >
Here are some commonly used wire transfer terms and their definitions
ABA routing number – A nine-digit numeric code used to identify financial institutions in the United States
SWIFT (Society for Worldwide Interbank Financial Telecommunication) – A nonprofit, cooperative organization that
facilitates the exchange of payment messages between financial organizations around the world. It isn’t a funds
transfer network
CHIPS (Clearing House Interbank Payment System) – An independent, large-dollar funds transfer network that links
U.S. and foreign banks with offices in New York. CHIPS handles the majority of dollar payments related to
international trade
Intermediary bank – The bank funds go through to get to the intended recipient. An intermediary bank is most
often used when the originating bank doesn’t have a direct relationship with the receiving bank
Message to recipient – Extra information the originator would like to give the recipient about the transaction. For
example, this field could include invoice information or “for further credit to” information
Message to recipient bank – Extra information the originator would like to give the recipient’s bank about the
transaction. For example, this field could be used to tell that bank more information about the recipient, such as the
recipient’s official name. These instructions don’t affect how we process your request. Content entered in this field is
required to be reviewed by the recipient bank
Memo – A field you can use to include information for your records. Your recipient won’t see the memo
Copyright © 2021 JPMorgan Chase & Co. All rights reserved.
Add a Recipient           Send Wires          Payment Activities   Manage Recipients   Glossary   FAQs
                                                                                                           <     >
Additional Resources
For more information about bank routing numbers, please visit:
   • SWIFT number lookup: http://www.swift.com/bsl
   • Federal ABA lookup: https://www.frbservices.org/EPaymentsDirectory/agreement.html
For more information about global payments, please visit:
   • For a copy of our Global Payments Guide visit:
     https://www.jpmorgan.com/solutions/treasurypayments/insights/global-payments-guide.
   • If you have questions or need help when you’re scheduling an FX wire transfer, please contact our service
     center or your Chase representative.
Copyright © 2021 JPMorgan Chase & Co. All rights reserved.
FAQs
Add a Recipient           Send Wires          Payment Activities   Manage Recipients   Glossary   FAQs
                                                                                                            <      >
FAQs:
Is there a limit to the amount of money I can wire? The maximum wire amount depends on the available funds in
your account and any limits established by the bank or your system administrator
Are there restrictions to where the funds can be wired? Federal regulations place some restrictions on where you
can send a wire. Please contact service for more information
What if I don’t have sufficient balances available to process the wire? We won’t process a wire if the available
balance in your company’s account doesn’t cover it
Can I send a future-dated wire? You can schedule a future-dated wire as long as it’s in U.S. dollars
What does “pending” mean? Pending means we haven’t processed your transaction yet. If you initiated the
transaction, you still have time to change or cancel it
What does “in transit” mean? In transit means the transaction has left your account and is on its way to your
recipient
What does “in process” mean? In process means we’re still working on the transaction
What does “completed” mean? Completed means we’ve fully processed the transaction
What does “failed” or “funding failed” mean? Please contact service for help with a “failed” or “funding failed”
transaction
What does “pending approval” mean? Pending approval means your transaction needs approval from another
user with approval authority. We won’t process the transaction until it’s approved
Can I send a recurring wire? Yes, you can set up recurring domestic or international wires
Can I fund a wire from any account? You can send a wire from any eligible checking, savings or money market account
Copyright © 2021 JPMorgan Chase & Co. All rights reserved.
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Copyright © 2021 JPMorgan Chase & Co. All rights reserved.