View report from
Oct 07, 2023
HARMOHAN CHHIBBER
756
Calculated using VantageScore 3.0
Provided by TransUnion
Personal Information
NAMES REPORTED
HARMOHAN CHHIBBER
CHHIBBER,HARMOHAN,LAL
EMPLOYMENT INFO
You have no employment information on your credit report.
ADDRESSES REPORTED
      8925 ETCHING OVERLOOK
      DULUTH, GA
      30097
Accounts
Here's every account on your TransUnion report. Click on the account name for more details.
  See an error?
  You can submit a dispute without leaving Credit Karma. Look for Direct Dispute™ in the details of
  the account.
CREDIT CARDS
  JPMCB CARD SERVICES                                                                 $1,701.00    -
  Reported: Oct. 05, 2023                                                     In good standing
      Today                 Credit              Cards                 Loans                Money
   Overview
   You're currently using 19% of your account's limit.
   Balance                                                                  Credit limit
   $1701                                                                         $9100
   Monthly payment                                                                  $40
   Opened                                                    Sep. 06, 2021 (2 yrs, 1 mo)
   Payment History
   You’ve made 100% of payments for this account on time.
             J    F       M     A     M      J      J    A     S       O     N      D
   2023
   2022
   2021
        Current       Late       Unknown
   Last payment                                                            Sep. 16, 2023
   Current Payment Status                                                        Current
   Amount past due                                                                   $0
   Worst Payment Status                                                          Current
Today                 Credit               Cards               Loans                    Money
      Account Details
      Account status                                                                   Open
      Type                                                     Flexible spending credit card
      Responsibility                                                              Individual
      Remarks                                                                        No Info
      Times 30/60/90 days late                                                         0/0/0
      Closed                                                                         No Info
      See an error?
      SEE AN ERROR?
      If there's an error on your report, you can submit a dispute.
               DISPUTE AT TRANSUNION
      Creditor Information
      JPMCB CARD SERVICES
      PO BOX 15369
      WILMINGTON, DE 19850
      (800) 945-2000
BANK OF AMERICA                                                                         $0.00     -
Reported: Sep. 20, 2023                                                       In good standing
      Overview
      You're currently using 0% of your account's limit.
      Balance                                                                    Credit limit
      $0                                                                             $8000
   Today                  Credit               Cards                  Loans               Money
   Monthly payment                                                                    $0
   Opened                                                     Jan. 12, 2022 (1 yr, 8 mos)
   Payment History
   You’ve made 100% of payments for this account on time.
             J      F      M    A     M      J     J      A     S      O     N      D
   2023
   2022
      Current           Late     Unknown
   Last payment                                                            Dec. 21, 2022
   Current Payment Status                                                        Current
   Amount past due                                                                    $0
   Worst Payment Status                                                          Current
   Account Details
   Account status                                                                  Open
   Type                                                                     Credit Card
   Responsibility                                                             Individual
   Remarks                                                                       No Info
   Times 30/60/90 days late                                                        0/0/0
   Closed                                                                        No Info
   See an error?
   DIRECT DISPUTE™
   If there's an error on your report, you can submit a dispute without leaving Credit
Today
   Karma.              Credit                Cards                Loans                Money
                     DISPUTE AN ERROR
      Creditor Information
      BANK OF AMERICA
      PO BOX 982238
      EL PASO, TX 79998
      (800) 421-2110
SYNCB/TJX CO DC                                                                      $0.00       -
Reported: Sep. 12, 2023                                                    In good standing
      Overview
      You're currently using 0% of your account's limit.
      Balance                                                                 Credit limit
      $0                                                                            $500
      Monthly payment                                                                  $0
      Opened                                                   Nov. 24, 2022 (10 mos)
      Payment History
      You’ve made 100% of payments for this account on time.
                J       F       M    A   M      J      J   A   S       O      N      D
      2023
      2022
           Current          Late     Unknown
      Last payment                                                          Dec. 23, 2022
      Current Payment Status                                                      Current
      Amount past due                                                                  $0
   Today                    Credit             Cards           Loans                     Money
        Worst Payment Status                                                        Current
        Account Details
        Account status                                                                Open
        Type                                                                     Credit Card
        Responsibility                                                            Individual
        Remarks                                                                      No Info
        Times 30/60/90 days late                                                      0/0/0
        Closed                                                                       No Info
        See an error?
        SEE AN ERROR?
        If there's an error on your report, you can submit a dispute.
                 DISPUTE AT TRANSUNION
        Creditor Information
        SYNCB/TJX CO DC
        PO BOX 71737
        PHILADELPHIA, PA 19176
        (877) 890-3150
Hard Inquiries
When you apply for a new credit account, a hard inquiry will usually get added to your report,
which can make a small dent in your score. Here are the inquiries on your TransUnion report.
  SYNCB/TJX CO DUAL CARD                                                                 Bank    -
  Inquiry: Nov. 23, 2022                                                        (877) 890-3150
     Today                 Credit                Cards                  Loans            Money
      See an error?
      Find out how to dispute a hard inquiry
      Institution Information
      SYNCB/TJX CO DUAL CARD
      PO BOX 71737
      PHILADELPHIA, PA
      19176
      (877) 890-3150
CAPITAL ONE                                                               Bank     -
Inquiry: Nov. 04, 2022                                           (800) 955-7070
      See an error?
      Find out how to dispute a hard inquiry
      Institution Information
      CAPITAL ONE
      15000 CAPITAL ONE
      RICHMOND, VA
      23238
      (800) 955-7070
BANK OF AMERICA                                                Finance/Personal    -
Inquiry: Oct. 28, 2021                                           (800) 637-7455
   Today                 Credit                Cards   Loans               Money
        See an error?
        Find out how to dispute a hard inquiry
        Institution Information
        BANK OF AMERICA
        1600 AMERICAN BLVD
        PENNINGTON, NJ
        08534
        (800) 637-7455
Collections
If you've fallen behind on payments, your account could be sent to a collections agency. This
can have a big impact on your credit score.
  Clean slate! As of Oct. 07, 2023, you have no collection accounts on your credit report.
Public Records
Things like bankruptcies and legal judgments against you can show up on your credit report and
do some damage to your score.
  Lookin' good! As of Oct. 07, 2023, you have no public records on your report.
     Today                 Credit                Cards                 Loans                 Money