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Summary of account activity Payment information

Account no. ****-****-****-8823 New balance $3.91
Minimum payment due $3.91
Previous balance +$259.74 Save on Interest PaymentSM $3.91
Payments -259.70 Payment due date 10/07/2022
Other credits -0.04
Purchases +0.00 Late payment warning:
If we do not receive your minimum payment by 10/07/2022 you
Other debits +0.00
may have to pay up to a $41.00 late fee.
Fees charged +0.00
Interest charged +3.91 Minimum Payment Warning: If you make only the minimum
New balance +$3.91 payment for each period, you will pay more in interest and it will
take you longer to pay off your balance. For example:
Past due amount $0.00
If you make no additional You will pay off And you will
Credit limit $850.00 charges using this card the balance shown end up paying an
Available credit $846.00 and each month you pay: on the statement estimated total
Statement closing date 09/12/2022 in about: of:
Days in billing cycle 31 Only the minimum payment 1 month $4
For information regarding credit counseling services,
call 1-800-284-1706.

Account Questions? Need to make a payment? Want to know how to go paperless?

Visit COMENITY.NET/BURLINGTON or call 1-877-213-6741 (TDD/TTY 1-888-819-1918).

Burlington Credit Card

Score More Rewards Big Savings Are Waiting For You

Great style is so rewarding! Shop Burlington stores and find all the
Receive a $5 Reward great styles and brands you love for
For every 100 points you earn using you, your family and home -- at up to
your Burlington Credit Card.* 60% off other retailers' prices every
day!
See additional important messages
section

Details of your transactions

TRANS DATE TRANSACTION DESCRIPTION/LOCATION AMOUNT
08/12/2022 PAYMENT - THANK YOU -50.00
08/26/2022 PAYMENT - THANK YOU -60.00
09/09/2022 PAYMENT - THANK YOU -149.70
08/12/2022 *FINANCE CHARGE* PREV CYCLE PURCHASES -0.04

Interest charged
Interest Charge on Purchases $3.91
Total Interest For This Period $3.91

2022 totals year to date

Total fees charged in 2022 $67.00
Total interest charged in 2022 $25.38

1201 JXJ 001 7 10 220912 0 PAGE 1 of 3 1 0 9637 0292 S005

NOTICE: See reverse side for important information.
Please tear at perforation above
Account
****-****-****-8823
number
New balance Minimum payment
$3.91 $3.91

Yes, I have moved or updated my Mailed payments must reach us

e-mail address - see reverse. Amount enclosed: by 6pm ET on 10/07/2022.

$
Please make check payable to:
AAFFDDDTTADAFDTDDDAAADDDAAFFDFAAFFTDFTFTDTFFTFATTDADFAADAFAATDDDT COMENITY - BURLINGTON

Please return this portion along with your payment to:

NADYA HERNANDEZ
PO Box 650967
2061 BO DUQUE
NAGUABO PR 00718-3901 Dallas TX 75265-0967
FDFDDDTFTTDTTTTAFFFTAFFDAAAAAFFFFFTTTTDTFTFFDAAFDFAATTFADATTDATDD

9637029210 0967 7788401294638823 000000391 000000391

Offer is exclusive to Burlington Credit Card holders enrolled in the Burlington Credit Card Rewards program. This rewards
program is provided by Burlington and its terms may change at any time. For full Rewards Terms and Conditions, please
see Burlington.com/mycard.

Credit card offers are subject to credit approval.

Keep this portion for your records. HOW TO AVOID PAYING INTEREST. Your due date is at least 25 days after
the close of each billing cycle. We will not charge you interest on purchases
What To Do If You Think You Find A Mistake On Your Statement if you pay your entire balance by the due date each month. We will begin to
If you think there is an error on your statement, write to us at: Comenity charge interest on new purchases made under a Low APR, Equal Payment
Capital Bank, PO Box 182620, Columbus, OH 43218-2620. or Budget Payment Credit Plan from the date of purchase.
In your letter, give us the following information: BALANCE COMPUTATION METHOD. We calculate interest separately for
● Account information: Your name and account number. each balance using the method(s) described below. The two letters in
● Dollar amount: The dollar amount of the suspected error. parentheses next to the Balance Subject to Interest Rate column in the
● Description of Problem: If you think there is an error on your bill, Interest Charge Calculation section on this statement corresponds to the
describe what you believe is wrong and why you believe it is a following:
mistake.
You must contact us within 60 days after the error appeared on your (DA) We figure the interest charge on this balance by applying the periodic
statement. You must notify us of any potential errors in writing. You may call rate to the "daily balance" for each day in the billing period. To get the "daily
us, but if you do we are not required to investigate any potential errors and balance" we take the beginning balance each day, add any new transactions
you may have to pay the amount in question. and fees and subtract any payments or credits (treating any net credit
While we investigate whether or not there has been an error, the following are balance as a zero balance). This gives us the daily balance.
true:
● We cannot try to collect the amount in question, or report you as CUSTOMER SERVICE. Visit COMENITY.NET/BURLINGTON or call
delinquent on that amount. 1-877-213-6741 (TDD/TTY 1-888-819-1918). Send all inquiries to:
● The charge in question may remain on your statement, and we may CUSTOMER SERVICE, PO Box 183003, Columbus, OH 43218-3003.
continue to charge you interest on that amount. But, if we determine
that we made a mistake, you will not have to pay the amount in TELEPHONE MONITORING. To provide you with high-quality service, phone
question or any interest or other fees related to that amount. communication with us is monitored and/or recorded.
● While you do not have to pay the amount in question, you are
responsible for the remainder of your balance. ADDITIONAL INFORMATION. Abbreviations on your statement mean the
● We can apply any unpaid amount against your credit limit. following: (v) means variable rate (this rate may vary); WV INT PAY RQ
means WAIVE INTEREST, PAYMENT REQUIRED; WV INT EQ PY means
Your Rights If You Are Dissatisfied With Your Credit Card Purchases WAIVE INTEREST, EQUAL PAYMENT; WV INT LOW PMT means WAIVE
If you are dissatisfied with the goods or services that you have purchased INTEREST, LOW PAYMENT; DF INT PY RQ means DEFER INTEREST,
with your credit card, and you have tried in good faith to correct the problem PAYMENT REQUIRED; DEF INT EQ PY means DEFER INTEREST, EQUAL
with the merchant, you may have the right not to pay the remaining amount PAYMENT; DF INT LOW PMT means DEFER INTEREST, LOW PAYMENT
due on the purchase. and LOW APR EQ PAY means LOW APR, EQUAL PAYMENT. You may pay
all of your Account balance at any time without penalty.
To use this right, all of the following must be true:
1. The purchase must have been made in your home state or within 100 NOTICE ABOUT ELECTRONIC CHECK CONVERSION. When you provide
miles of your current mailing address, and the purchase price must have a check as payment, you authorize us either to use information from your
been more than $50. (Note: Neither of these is necessary if your purchase check to make a one-time electronic fund transfer from your account or to
was based on an advertisement we mailed to you, or if we own the company process the payment as a check transaction.
that sold you the goods or services.) PAYMENTS. Payments in U.S. dollars received by the applicable due date
2. You must have used your credit card for the purchase. Purchases made and cutoff time will be credited as of the date received. Mailed or overnighted
with cash advances from an ATM or with a check that accesses your credit payments must also meet the requirements below. Otherwise, a payment
card account do not qualify. may not be credited for up to five days or may be rejected.
3. You must not yet have fully paid for the purchase. Mailing or Overnight (cutoff time 6:00 p.m. Eastern Time (ET)):
● Send a personal check, money order, traveler's check or cashier's
If all of the criteria above are met and you are still dissatisfied with the check to the name and address on the payment stub (regular mail) or
purchase, contact us in writing at: Comenity Capital Bank, PO Box 182620, 3000 Kellway Drive, Suite 120, Carrollton, TX 75006 (overnight).
Columbus, OH 43218-2620. ● Include your payment stub, use the return envelope provided with your
statement, write your account number on the check and send one
While we investigate, the same rules apply to the disputed amount as payment with one payment stub.
discussed above. After we finish our investigation, we will tell you our ● Do not staple or clip your payment to the stub, send any
decision. At that point, if we think you owe an amount and you do not pay we correspondence with your payment or send cash or gift certificates.
may report you as delinquent.
Pay By Phone (cutoff time 5:00 p.m. ET): Call us toll free at
CREDIT REPORTING. We may report information about your account to 1-877-213-6741(TDD/TTY 1-888-819-1918).
credit bureaus. Late payments, missed payments, or other defaults on your Online (cutoff time 5:00 p.m. ET): Visit COMENITY.NET/BURLINGTON.
account may be reflected in your credit report. In-store By the time the store closes at the location you make your payment.

NOTICE OF CREDIT REPORT DISPUTES

If you believe information we reported to a consumer reporting agency is
inaccurate, notify us at Comenity Capital Bank, PO Box 182120, Columbus,
OH 43218-2120. Please provide:
● Your name and account number
● Your address and telephone number
● What information you dispute and why you believe it is inaccurate
● If available, a copy of the section of the credit report showing the
information you are disputing

Send all bankruptcy notices and related correspondence to Comenity

Capital Bank, Bankruptcy Department, PO Box 183043, Columbus, OH
43218-3043.

PAYMENTS MARKED "PAID IN FULL". All written communications

regarding disputed amounts that include any check or other payment
instrument marked with "payment in full" or similar language, must be sent to:
3000 Kellway Drive, Suite 120, Carrollton, TX 75006.
DO NOT USE THE ENCLOSED REMITTANCE ENVELOPE.
- We may accept payment sent to any other address without losing any of our
rights.
 PAGE 3 OF 4

Interest charge calculation

Your Annual Percentage Rate (APR) is the annual interest rate on your account. See BALANCE COMPUTATION
METHOD on page 2 for more details. Minimum interest charge may exceed interest charge below, per your credit card
agreement.
TYPE OF BALANCE SUBJECT INTEREST
BALANCE APR TO INTEREST RATE CHARGE
Purchases 29.24% (v) 157.81 (DA) 3.91

Additional important messages

Find out how to shop safely online at onguardonline.gov

GO PAPERLESS and manage your account online!

With paperless billing, you receive an email reminder prior to your payment due date. Get started today by visiting
COMENITY.NET/BURLINGTON
STEP 1: Sign in or register your account. STEP 2: Click Paperless account preference on the home page.

IMPORTANT INFORMATION ABOUT LATE FEE CREDITS

We may occasionally provide a credit for the amount, part or all, of a late fee charged to your account. If we do, we will
charge a fee of up to $41.00 for any subsequent late payment. In addition, we may reverse the credit and repost the
charge to your account if you fail to make the minimum payment due on or before the due date in the next billing period.

*Offeris exclusive to Burlington Credit Card holders enrolled in the Burlington Credit Card Rewards program. This
rewards program is provided by Burlington and its terms may change at any time. For full Rewards Terms and
Conditions, please see Burlington.com/mycard.

Credit card offers are subject to credit approval.