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MEEZAN BANK LIMITED

Key Fact Statement - Meezan Women First Accounts (Savings)

Meezan Bank Limited, Date: 02 - Apr - 2024
Branch__________________,
City_____________________ IMPORTANT: Read this document carefully if you are considering opening a new account. You may also use this document to compare different accounts offered by other banks. You have the right to receive KFS from other banks for comparison.

Account Types & Salient Features :

This information is accurate as of the date above. Products/Services and/or its fees may change from time to time after notice by the Bank. Profit on remunerative accounts (if any) will be distributed as per the applicable Profit Sharing Ratio and weightages announced by the Bank from time to time. Current Accounts will be based on Qard. Saving
Accounts and Islamic Term Deposits will be based on Mudarabah. For more details, please visit our website www.meezanbank.com or our branches. You may also call our 24/7 helpline at +92 21 111-331-331/332.

Meezan Women First Account - PKR Meezan Women First Account - USD Meezan Women First Account - GBP Meezan Women First Account - EUR

Currency PKR USD GBP GBP

Minimum To open 100 100 100 100
Balance
To keep 1 1 1 1
for Account
Account Maintenance Fee 0 0 0 0
Is Profit Paid on account. Subject to the applicable
Yes Yes Yes Yes
tax rate

Last month's declared Profit Rate. (%) per year 16.24% 2.11% 1.25% 1.20%

Profit Payment Frequency Monthly Monthly Monthly Monthly

Provide example (Profit is calculated on USD / EUR /

13.35 1.76 1.04 1.00
GBP 1,000) per month

Premature/ Early Encashment/Withdrawal Fee N/A N/A N/A N/A

Service Charges
IMPORTANT: This is a list of the main service charges for this account. It does not include all charges. You can find a full list of updated charges on our website www.meezanbank.com or from branches. Please note that all bank charges are exclusive of applicable taxes.

Meezan Women First Account - PKR Meezan Women First Account - USD Meezan Women First Account - GBP Meezan Women First Account - EUR

Intercity 0 0 0 0
Cash Intra-city 0 0 0 0
Transaction Own ATM withdrawal 0 N/A N/A N/A
Other Bank ATM 20.21 N/A N/A N/A
ADC/Digital 0 0 0 0
Complete Subscription Charges
1. For Individual & Sole-
SMS Alerts 1,500 USD 5 or Equivalent USD 5 or Equivalent USD 5 or Equivalent
Proprietorship Accounts

2. For Entity Accounts N/A N/A N/A N/A

PayPak 1,600 N/A N/A N/A

Classic 2400* N/A N/A N/A
Gold N/A N/A N/A N/A
Debit Cards Platinum N/A N/A N/A N/A
Titanium N/A N/A N/A N/A
World N/A N/A N/A N/A
Infinite N/A N/A N/A N/A
*1st issuance of debit card is on special pricing of Rs 500. Charges will be applicable as per the Bank’s Schedule of Charges (SOC) for subsequent issuance.
Issuance N/A N/A N/A N/A
Stop payment
Cheque Book For one cheque 300 Equivalent to PKR 300 Equivalent to PKR 300 Equivalent to PKR 300
More than one cheque 600 Equivalent to PKR 600 Equivalent to PKR 600 Equivalent to PKR 600
Loose cheque N/A N/A N/A N/A
Remittance
Pay Order N/A N/A N/A N/A
(Local)
Remittance Foreign Demand Draft US$ 15/-OR equivalent including SWIFT Charges US$ 15/-OR equivalent including SWIFT Charges US$ 15/-OR equivalent including SWIFT Charges US$ 15/-OR equivalent including SWIFT Charges
Foreign Wire Transfer US$ 30/-OR equivalent including SWIFT Charges US$ 30/-OR equivalent including SWIFT Charges US$ 30/-OR equivalent including SWIFT Charges US$ 30/-OR equivalent including SWIFT Charges
Annual 0 0 0 0
Statement of
Half Yearly 0 0 0 0
Account
Duplicate Equivalent to PKR 25 Equivalent to PKR 25 Equivalent to PKR 25 Equivalent to PKR 25
 Free IBFT upto PKR equivalent 25,000 per month
ADC/Digital Channels N/A N/A N/A
Fund Transfer For additional amount above PKR equivalent 25,000 per month 0.1% of
the transaction amount or PKR equivalent 200, whichever is lower

Others N/A N/A N/A N/A

Internet Banking subscription (one-
0 0 0 0
time & annual)
Digital Banking
Mobile Banking subscription (one-
0 0 0 0
time & annual)
Normal 0 US$ 5 Equivalent to US$ 5 Equivalent to US$ 5

Intercity Equivalent to PKR 300 Equivalent to PKR 300 N/A N/A

Clearing

Same Day Equivalent to PKR 500 Equivalent to PKR 500 N/A N/A
Closure of
Customer request 0 0 0 0
Account
You Must Know
Requirements to open an account: To open the account you will need to satisfy some identification requirements as per regulatory instructions and Bank's Unclaimed Deposits: In terms of Section 31 of Banking Companies Ordinance, 1962 all deposits which have not been operated during the period of last ten
internal policies. These may include providing documents and information to verify your identity. Such information may be required on a periodic basis. Please years, except deposits in the name of a minor or a Government or a court of law, are surrendered to State Bank of Pakistan (SBP) by the relevant banks,
ask us for more details from branch representative or by calling our Helpline: +92 21 111-331-331/332. after meeting the conditions as per provisions of law. The surrendered deposits can be claimed through the respective banks. For further information,
please contact your parent/concerned branch. You will have to fulfil all required regulatory requirements that the Bank might require to proceed further.
Cheque Bounce: Dishonouring of cheques is subject to a criminal trial in Pakistan. Accordingly, you should be writing cheques with utmost prudence. In this
regard Section 489-F of Pakistan Penal Code (PPC) applies, "Dishonestly issuing a cheque": Whoever dishonestly issues a cheque towards repayment of financing Closing this account: In order to close your account, please visit your branch along with your original valid identity document for account closure. The Bank
or fulfilment of an obligation which is dishonoured on presentation, shall be punished with imprisonment which may extend to three years or with fine, or both. shall perform mandatory requirements for account closure. Any products, services or facilities linked with your account shall automatically be cancelled/
deactivated subsequent to the account closure.
Safe Custody: Safe custody of access tools to your account like ATM cards, PINs, T-Pins, Cheques, e-banking usernames, passwords; other personal information,
etc. is your responsibility. Bank cannot be held responsible in case of a security lapse at the customer’s end. The State Bank of Pakistan or your bank will never Expired Identity Document: Once your submitted ID document has reached its expiry, you shall be requested to submit a new valid ID document. In case a
Call/ SMS/ Mail/ Email to ask for customer’s confidential details and other sensitive information related to bank account. Customer must be aware of this fact new valid ID is not submitted by the customer, the account shall be blocked by the Bank subsequent to serving one-month prior notice.
that sharing such information with anyone might cause financial fraud. Similarly, customers must be cautious of phishing emails asking the customer to click on
link and for instance, change the password of his/ her bank account. How can you get assistance or make a complaint?
You can also write a letter to ‘The Manager Customer Care Unit’ and post it to our Head Office at Meezan House, C-25, Estate Avenue, Karachi Tel: +92-21-
Record updation: Always keep profiles/records updated with the Bank to avoid missing any significant communication. You can contact/ visit your nearest 38103500 & +92-21-37133500
branch for record updation or you may call at our 24/7 call center by dialing +92 21 111-331-331/ 332 from your number registered with your account. Fax: +92-21-36406049
Helpline: +92 21 111-331-331/332
What happens if you do not use this account for a long period? If your account remains inoperative for 12 months, it will be marked as dormant. If your Email: info@meezanbank.com & complaints@meezanbank.com
account becomes dormant, you will not be able to perform any debit/withdrawal transaction. To reactivate your account, you must visit your Meezan Bank’s Website: www.meezanbank.com
branch with an original valid identity document. Non-Resident Pakistani customers may request their respective branch from their registered email address.
Account will be reactivated subject to the fulfilment of all regulatory requirements. If you are not satisfied with our response, you may contact:
Banking Mohtasib Pakistan,
5th floor, Shaheen Complex,
M.R. Kiyani Road, Karachi
Email: info@bankingmohtasib.gov.pk
Website: www.bankingmohtasib.gov.pk

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