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Cibil Score

The document provides details of an individual's CIBIL report, including their CIBIL score of 772, personal details, contact information, employment details, open accounts, closed accounts, and history of loan/credit enquiries. The report contains information on multiple loans, credit cards, and enquiries spanning several months.

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drsn.savani
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0% found this document useful (0 votes)
93 views18 pages

Cibil Score

The document provides details of an individual's CIBIL report, including their CIBIL score of 772, personal details, contact information, employment details, open accounts, closed accounts, and history of loan/credit enquiries. The report contains information on multiple loans, credit cards, and enquiries spanning several months.

Uploaded by

drsn.savani
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
You are on page 1/ 18

CIBIL Score & Report

Control Number : 7,47,19,43,328


Date : 23/04/2024

Hello, SAVANI DARSHAN ARVINDBHAI

Your CIBIL Score is 772 as of Date : 23/04/2024


300 900
772
CIBIL Score is a 3 digit numeric summary of your credit history & ranges from 300 to 900.

This section reflects your CIBIL Score, which is widely used by loan providers to evaluate loan applications.
Your score ranges between 300 and 900, and is calculated based on the information available in the
"Accounts" and "Enquiry"section of your CIBIL Report. The closer your score is to 900, the more confidence
the lender will have in your ability to repay the loan. Higher your score, the better chances of your application
getting approved.
Please note in some cases you might be displayed a CIBIL Score of "NH" which indicates one of the
following 3 things:
1. You have a credit card or loan account, but no credit activity in the last three years.
2. Lenders may have made enquiries, but you do not have any credit activity.
3. You only have add-on credit cards, and no credit exposure.

PERSONAL DETAILS

Name
SAVANI DARSHAN ARVINDBHAI

Date Of Birth Gender


28/12/1998 Male

IDENTIFICATION DETAILS

Identification Type
Income Tax ID Number (PAN)

ID Number
KFTPS9936D

Issue Date Expiry Date


-- --

Identification Type
CKYC

ID Number
50023773329433

Issue Date Expiry Date


-- --

ADDRESS DETAILS

Address
, , , , , JUNAGADH, 348 GUJARAT Gujarat 362150
Category
Permanent Address
Residence Code
-
Date Reported
31/12/2023

Address
, , , , , JUNAGADH, 348 GUJARAT Gujarat 362150
Category
Residence Address
Residence Code
-
Date Reported
31/12/2023

Address
A1-702, PRAMUKH EXOTICA, OPP. SARVODAYA SCHOOL, NR. EVENTA
PARTY PLOT, 80 FEET ROAD, MAVDI, RAJKOT, GUJARAT.360004 Gujarat
360004
Category
Permanent Address
Residence Code
-
Date Reported
30/06/2023

Address
A1-702, PRAMUKH EXOTICA, OPP. SARVODAYA SCHOOL, NR. EVENTA
PARTY PLOT, 80 FEET ROAD, MAVDI, RAJKOT, GUJARAT.360004 Gujarat
360004
Category
Residence Address
Residence Code
-
Date Reported
30/06/2023

CONTACT DETAILS

Telephone Number Type


Mobile Phone
Telephone Number
7201978556
Telephone Extension
--

Telephone Number Type


Office Phone
Telephone Number
7201978556
Telephone Extension
--

Telephone Number Type


Not Classified
Telephone Number
7201978556
Telephone Extension
--

EMAIL DETAILS

Email ID
DRSN.SAVANI@GMAIL.COM

Email ID
DRSN.SAVANI@GMAIL.COM

Email ID
DARSHANSAVANI1998@GMAIL.COM

EMPLOYMENT DETAILS

Account Type Date Reported


Personal Loan 31/12/2023

Occupation Income
Others -

Monthly / Annual Income Indicator Net / Gross Income Indicator


- -

ALL ACCOUNTS

OPEN ACCOUNTS

Member Name
HDFC BANK
Account Type
Personal Loan
Account Number
142624334
Ownership
Individual

ACCOUNT DETAILS

Credit Limit
--

High Credit
₹1,50,000

Current Balance
₹64,638

Cash Limit
--

Amount Overdue
--

Rate of Interest
--

Repayment Tenure
--

EMI Amount
--

Payment Frequency
Monthly

Actual Payment Amount


₹13,310

Date Opened / Disbursed


21/06/2023

Date Closed
--

Date of Last Payment


08/02/2024

Date Reported And Certified


29/02/2024

Value of Collateral
--

Type of Collateral
--

Suit - Filed / Willful Default


--

Credit Facility Status


--

Written-off Amount (Total)


--

Written-off Amount (Principal)


--

Settlement Amount
--

PAYMENT STATUS

Payment Start Date


01/06/2023

Payment End Date


01/02/2024
Payment History
Feb 2024 0
Jan 2024 0
Dec 2023 0
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0
Jul 2023 0
Jun 2023 0

STD: Standard
DBT:Doubtful
###: Number of days past due
SMA:Special Mention account
LSS:Loss
XXX: Not Reported
SUB:Substandard

Member Name
HDFC BANK
Account Type
Credit Card
Account Number
0001011170001628425
Ownership
Individual

ACCOUNT DETAILS

Credit Limit
₹50,000

High Credit
₹22,667

Current Balance
₹12,063

Cash Limit
--

Amount Overdue
--

Rate of Interest
--

Repayment Tenure
--

EMI Amount
--

Payment Frequency
--

Actual Payment Amount


--

Date Opened / Disbursed


27/02/2023

Date Closed
--

Date of Last Payment


30/03/2024

Date Reported And Certified


31/03/2024

Value of Collateral
--

Type of Collateral
--

Suit - Filed / Willful Default


--

Credit Facility Status


--

Written-off Amount (Total)


--

Written-off Amount (Principal)


--

Settlement Amount
--

PAYMENT STATUS

Payment Start Date


01/03/2023

Payment End Date


01/03/2024

Payment History
Mar 2024 0
Feb 2024 0
Jan 2024 0
Dec 2023 0
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0
Jul 2023 0
Jun 2023 0
May 2023 0
Apr 2023 0
Mar 2023 0

STD: Standard
DBT:Doubtful
###: Number of days past due
SMA:Special Mention account
LSS:Loss
XXX: Not Reported
SUB:Substandard

Member Name
IDFC FIRST BANK
Account Type
Personal Loan
Account Number
FLIPKART-104277540
Ownership
Individual

ACCOUNT DETAILS

Credit Limit
--

High Credit
₹35,000

Current Balance
--

Cash Limit
--

Amount Overdue
--

Rate of Interest
--

Repayment Tenure
12

EMI Amount
--

Payment Frequency
Monthly

Actual Payment Amount


₹1

Date Opened / Disbursed


02/02/2023

Date Closed
--

Date of Last Payment


02/02/2023

Date Reported And Certified


31/03/2024

Value of Collateral
--

Type of Collateral
--

Suit - Filed / Willful Default


--

Credit Facility Status


--

Written-off Amount (Total)


--

Written-off Amount (Principal)


--

Settlement Amount
--

PAYMENT STATUS

Payment Start Date


01/02/2023

Payment End Date


01/03/2024

Payment History
Mar 2024 0
Feb 2024 0
Jan 2024 0
Dec 2023 0
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0
Jul 2023 0
Jun 2023 0
May 2023 0
Apr 2023 0
Mar 2023 0
Feb 2023 0

STD: Standard
DBT:Doubtful
###: Number of days past due
SMA:Special Mention account
LSS:Loss
XXX: Not Reported
SUB:Substandard

CLOSED ACCOUNTS

Member Name
HDFC BANK
Account Type
Two-wheeler Loan
Account Number
133596374
Ownership
Individual

ACCOUNT DETAILS

Credit Limit
--

High Credit
₹87,884

Current Balance
--

Cash Limit
--

Amount Overdue
--

Rate of Interest
--
Repayment Tenure
--

EMI Amount
--

Payment Frequency
Monthly

Actual Payment Amount


₹8,138

Date Opened / Disbursed


02/09/2022

Date Closed
06/09/2023

Date of Last Payment


06/09/2023

Date Reported And Certified


30/09/2023

Value of Collateral
--

Type of Collateral
--

Suit - Filed / Willful Default


--

Credit Facility Status


--

Written-off Amount (Total)


--

Written-off Amount (Principal)


--
Settlement Amount
--

PAYMENT STATUS

Payment Start Date


01/09/2022

Payment End Date


01/09/2023

Payment History
Sep 2023 0
Aug 2023 0
Jul 2023 0
Jun 2023 0
May 2023 0
Apr 2023 0
Mar 2023 0
Feb 2023 0
Jan 2023 0
Dec 2022 0
Nov 2022 0
Oct 2022 0
Sep 2022 0

STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported
ENQUIRY DETAILS

Member Name
ICICI BANK
Date Of Enquiry
11/10/2023
Enquiry Purpose
Personal Loan

Member Name
HDFC BANK
Date Of Enquiry
14/06/2023
Enquiry Purpose
Personal Loan

Member Name
BOB FINANCIAL
Date Of Enquiry
27/02/2023
Enquiry Purpose
Credit Card

Member Name
HDFC BANK
Date Of Enquiry
26/02/2023
Enquiry Purpose
Credit Card

Member Name
SBI CARD
Date Of Enquiry
13/02/2023
Enquiry Purpose
Credit Card

Member Name
BAJAJ FIN LTD
Date Of Enquiry
01/02/2023
Enquiry Purpose
Personal Loan

Member Name
IDFC FIRST BANK
Date Of Enquiry
01/02/2023
Enquiry Purpose
Consumer Loan

Member Name
AXIS BANK
Date Of Enquiry
01/02/2023
Enquiry Purpose
Credit Card

Member Name
HDFC BANK
Date Of Enquiry
19/10/2022
Enquiry Purpose
Credit Card

Member Name
HDFC BANK
Date Of Enquiry
18/10/2022
Enquiry Purpose
Credit Card

Member Name
SBI CARD
Date Of Enquiry
04/10/2022
Enquiry Purpose
Credit Card

Member Name
HDFC BANK
Date Of Enquiry
30/08/2022
Enquiry Purpose
Two-wheeler Loan

Member Name
HDFC BANK
Date Of Enquiry
30/08/2022
Enquiry Purpose
Two-wheeler Loan

Member Name
BAJAJ FIN LTD
Date Of Enquiry
12/06/2022
Enquiry Purpose
Personal Loan

End of report

Disclaimer: All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU
CIBIL) based on information provided/ submitted by its various members("Members"), as part of periodic data
submission and Members are required to ensure accuracy, completeness and veracity of the information submitted.
The credit report is generated using the proprietary search and match logic of TU CIBIL.
TU CIBIL uses its best efforts to ensure accuracy, completeness and veracity of the information contained in the
Report, and shall only be liable and / or responsible if any discrepancies are directly attributable to TU CIBIL. The
use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members

COPYRIGHT TRANSUNION CIBIL. ALL RIGHTS RESERVED.


For more information, please visit our website at www.cibil.com

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