INNOVATIONS IN
SAFER TRAVEL FOR
STUDENTS
ASEGO TODAY
250+ customisable products for
corporate, student & leisure travel
PAN India presence with 30 physical
and ~48 virtual branches
In-house IT team to ensure seamless
integration & operational efficiency
Multiple underwriter model and fast track
emergency assistance & claims support
INTEGRATED INTO EVERY ASPECT OF THE CUSTOMER JOURNEY
STUDENT EDUCATION FOREX
AIRLINES LEISURE SEGMENT VISA SERVICING
CORPORATE CHANNELS B2B CONSOLIDATORS
STUDENT TRAVEL PROTECTION – AN OVERVIEW
Unique product offering for assistance during unforeseen emergencies.
TRAVEL INSURANCE
▪ Customised insurance product
for study trips
▪ Comprehensive medical
coverage
TRAVEL & GLOBAL ASSISTANCE FAMILY PROTECTION
▪ Medical information of non-diagnostic ▪ 24x7 family medical assistance
nature available on call in India
▪ Medical service provider referrals ▪ Domestic roadside assistance
▪ Assistance in procuring ticket/passes ▪ Concierge services
for special events and performance
OUR PROPOSITION Optimize conversions on each student trip
Product innovation
Provide analytics driven IT
Integration, with instantaneous
API response time and Data intelligence
customized product offerings
to your customers Fully interactive and engaging model
Enhanced customer experience
SITUATION BASED OFFERING
University Excess Home Country Cover University Insolvency Cancer Screening and
Medical Benefit Cover Mammography Expense
Cover
Covers unexpected Protection not just within Protection against Covers expenses incurred
medical expenses of co- the university campus, expenses incurred due to during the screening of
payment clause stated in but also outside the sudden closure of the critical illnesses like
the university's campus as well in home university cancer while studying
protection plan country abroad
SITUATION BASED OFFERING
Sponsor Protection Study Interruption Injuries During Inter- Gadget Cover Compassionate Visit
Collegiate Sports
Coverage against losses Protection of losses of Protection of expenses Protection against loses Secures compassionate
incase of death of the tuition fees due to incurred due to injury due to misplacement of visit of family member in
student’s sponsor illness, injury or death during inter-collegiate gadgets such as mobile, case of hospitalization of
of a family member sports activity laptop, tablet or student
computer
OUR DIFFERENTIATORS
▪ Presence in top cities with dedicated teams to cater to the
growing number of student counsellors
▪ Exclusive travel assistance services complementing
insurance benefits
▪ Unique covers that go over and above the standard
University Protection plans and out of campus emergencies
▪ Can serve as both a top-up for the University plan, as well as
a standalone protection plan
▪ Expert 24X7 in-house claims assistance team
▪ Regular upselling trainings for PAN India staff
INSURE WHAT FITS YOU
• COMPARABLE
WAIVER - YES • BASIC
• WE HAVE THE WIDEST RANGE OF COMAPARING
TILL 10 LAC USD COVERAGE
• WITHOUT MEDICAL COVER
WAIVER - NO
• UNIVERSITY EXCESS PLAN
• COVERS WHAT UNIVERSITY DOES NOT IN MEDICAL
SAFER WAY
• COVERS RISK OF OTHER ASPECTS
BENEFITS THAT UNIVERSITY DOES NOT COVER
Tution FEE – up to
10000 USD
Checked baggage Tour visit to India or you’re
loss parent’s visit abroad –
up to 7500 USD
Passport loss Bail bonds
Accidental death
benefit Third party
insurance
USA UNIVERSITY WAIVER – NEW HEAVEN
STUDENT HEALTH INSURANCE
International Student ( Undergraduate and Graduate)
All full-time international students (undergraduate and graduate) at UNH are charged for UNH health
insurance. If you already have health coverage and wish to waive the coverage UNH is offering you, you
will be required to submit a waiver confirming you have existing coverage and wish to decline UNH
coverage
USA CO PAYMENT – CLEMSON
Plan Coverage Dates
Annual: August 1. 2016 – July 31, 20217 $2,537 *Eligible graduate assistants receive a $ 963 Student
Fall Only: August 1- December 31, 2016, $1,068 Insurance Subsidy in the fall and spring-summer of
Spring/Summer: January 1 – July 31, 2017 $1,469 Clemson University Student Insurance
Students who have paid the health fee are not charged for office visits for illness. Injury or counseling services.
Charges apply for psychiatrists regardless of the fee paid status.
Medical Counselling and Psychiatry Services
1. Student insurance will pay 100% eligible labs and X-rays done at Redfern Health Centre with no deductible copay.
Students who have not paid the health fee will have a $250 copay for eligible office visits. Office visits and
preventive services are covered 100% by Student Insurance.
2. Prescriptions filled at Student Health Services (SHS) Pharmacy: $10 copay plus 20% of the cost of the drug-covered
prescriptions. Prescriptions for approved birth control are covered 100% Prescriptions filled outside SHS Pharmacy
are subject to 100% deductible and tiered copays. See Plan Brochure for details.
USA CO PAYMENT – CLEMSON (cont…)
3. While covered by Student Insurance, the student/spouse must use SHS (located in Redfern Health Center) as the
primary care provider. To use Student Insurance outside of SHS, it must be 1) referred by SHS, 2) medical
emergency or 3) the covered enrollee is more than 300 miles from Redfern Health Center and requires medical
care. When a covered enrollee receives services outside of SHS, there are applicable deductibles, copays and
$25 for visits and $150 for diagnostic radiology (CT, MRI or PET scan). Out-of-network copays are $40 per visit
and $300 copay for diagnostic radiology. In-network coinsurance is 20%; out-of-network coinsurance is 30%. In-
network also includes a PPO discount for eligible services.
4. There are higher copay for Urgent Care ($75) and Emergency Room ($450).
5. Maximum out-of-pocket is $5,350 in-network and $ 15,000 out-of-network.
6. Preventive Services – a specified by the affordable Care Act – are covers at 100% R&C and not subject to
deductible, copay or coinsurance. To view a list preventive service, log onto www.healthcare.gov.
7. Pre-existing conditions are covered from the time of enrolment.
CANADA UNIVERSITY HEALTH COMES WITH CO PAY
Deductible and co-pay both are applicable
• 1st you have to pay a Deductible
• 2nd you have to bear Co-Pay
ASEGO plans can help to get the
Co-pay reimbursement
Our Promise
To be a strategic partner and contribute to business growth.
