Schwab One® Trust Account of Account Number TAX YEAR 2023

P PETERS & D PETERS TTEE 4316-6789

PETERS FAMILY TRUST FORM 1099 COMPOSITE
U/A DTD 03/14/2005 & YEAR-END SUMMARY

Date Prepared: February 9, 2024

Recipient's Name and Address

02/09-00000-YEIQ1828 *1
P PETERS & D PETERS TTEE
PETERS FAMILY TRUST
U/A DTD 03/14/2005
16332 MERCIER LANE
HUNTINGTON BEACH CA 92647

Items for Attention Important Official IRS Form(s) 1099 Enclosed

• Schwab provides your Form 1099 tax information as early and as accurately as The report in this package contains your income tax return documents and
possible. However, some issuers may provide new information about their year-end summary. Please retain this package for tax preparation purposes.
securities after the IRS Form 1099 mailing deadline. If Schwab receives updated
information from issuers of securities you hold, we are required by the IRS to send For tax advice, please consult with a qualified tax advisor, CPA, or financial
you a CORRECTED Form 1099 with changes clearly highlighted. Please plan your planner.
tax preparation accordingly.
• Visit schwab.com/1099dashboard to access additional information that may be To contact Schwab:
helpful when filing your tax return. If you have any questions or need additional information about your Form(s)
1099 or your year-end summary, please call 1-800-435-4000, 24 hours a day,
7 days a week. We're always here for you.

To contact the IRS:

Tax questions for individuals: 1-800-829-1040
Tax questions for businesses: 1-800-829-4933
To order tax forms or publications: 1-800-829-3676
To pay taxes by credit card: 1-888-272-9829
For additional information and to print forms and publications, visit www.irs.gov.

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 Schwab One® Trust Account of Account Number TAX YEAR 2023
P PETERS & D PETERS TTEE 4316-6789
PETERS FAMILY TRUST FORM 1099 COMPOSITE
U/A DTD 03/14/2005 & YEAR-END SUMMARY

Date Prepared: February 9, 2024

Your Form 1099 Composite may include the following Internal Revenue Service (IRS) forms: 1099-DIV, 1099-INT, 1099-MISC, 1099-B and 1099-OID. You'll only receive the form(s) that
apply to your particular financial situation and please keep for your records. Please note that information in the Year-End Summary is not provided to the IRS. It is provided to you as
additional tax reporting information you may need to complete your tax return.

Table of Contents Page

FORM 1099 COMPOSITE. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3

Form 1099-DIV. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3

Form 1099-INT. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5

Form 1099-B. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .7
Notes for your Form 1099-B. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10

YEAR-END SUMMARY. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11

Interest & Dividends. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11

Detail Information of Dividends and Distributions. . . . . . . . . . . . . . . . . . . . . . 11
Detail Information of Interest Income. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12

Realized Gain or (Loss). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12

Short-Term Realized Gain or (Loss). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12
Realized Gain or (Loss) Summary. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14
Notes for Your Realized Gain or (Loss). . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15

Supplemental Information. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16
Foreign Tax Paid and Income Summary. . . . . . . . . . . . . . . . . . . . . . . . . . . . 16

Cost Basis Disclosure. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17

Terms and Conditions. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19

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 Schwab One® Trust Account of Account Number TAX YEAR 2023
P PETERS & D PETERS TTEE 4316-6789
PETERS FAMILY TRUST FORM 1099 COMPOSITE
U/A DTD 03/14/2005

Date Prepared: February 9, 2024

Recipient's Name and Address Payer's Name and Address
P PETERS & D PETERS TTEE CHARLES SCHWAB & CO., INC.
PETERS FAMILY TRUST 3000 SCHWAB WAY
U/A DTD 03/14/2005 WESTLAKE, TX 76262
16332 MERCIER LANE
Telephone Number: (800) 435-4000
HUNTINGTON BEACH CA 92647
Federal ID Number: 94-1737782
Taxpayer ID Number: **-***5520 Account Number: 4316-6789

Dividends and Distributions __ 2023 Form 1099-DIV

Department of the Treasury-Internal Revenue Service Copy B for Recipient (OMB No. 1545-0110)

Box Description Amount Total

1a Total Ordinary Dividends $ 293.49
(Includes amounts shown in boxes 1b, 2e, and 5)
1b Qualified Dividends $ 186.66
2a Total Capital Gain Distributions $ 0.00
(Includes amounts shown in boxes 2b, 2c, 2d, and 2f)
2b Unrecap. Sec. 1250 Gain $ 0.00
2c Section 1202 Gain $ 0.00
2d Collectibles (28%) Gain $ 0.00
2e Section 897 Ordinary Dividends $ 0.00
2f Section 897 Capital Gains $ 0.00
3 Nondividend Distributions $ 47.50
4 Federal Income Tax Withheld $ 0.00
5 Section 199A Dividends $ 0.00
6 Investment Expenses $ 0.00
7 Foreign Tax Paid $ 12.95
8 Foreign Country or U.S. Possession
9 Cash Liquidation Distributions $ 0.00
10 Noncash Liquidation Distributions $ 0.00
12 Exempt-Interest Dividends $ 0.00
(Includes amount shown in box 13)
13 Specified Private Activity Bond Interest Dividends $ 0.00
14 State
15 State Identification No.
16 State Tax Withheld $ 0.00
11 FATCA Filing Requirement

This is important tax information and is being furnished to the Internal Revenue Service. If you are required to file a return, a negligence penalty or other sanction may be imposed
on you if this income is taxable and the IRS determines that it has not been reported.

© 2024 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. (0124-3VLY) Page 3 of 19
 Schwab One® Trust Account of Account Number TAX YEAR 2023
P PETERS & D PETERS TTEE 4316-6789
PETERS FAMILY TRUST FORM 1099 COMPOSITE
U/A DTD 03/14/2005

INSTRUCTIONS FOR RECIPIENTS OF FORM 1099

1099-DIV: Dividends and Distributions
Recipient's taxpayer identification number (TIN). For your protection, this form may show only Note: Boxes 2e and 2f apply only to foreign persons and entities whose income maintains its
the last four digits of your TIN (SSN, ITIN, ATIN, or EIN). However, the issuer has reported your character when passed through or distributed to its direct or indirect foreign owners or beneficiaries.
complete TIN to the IRS. It is generally treated as effectively connected to a trade or business within the United States. See
the instructions for your tax return.
Account number. May show an account or other unique number the payer assigned to
distinguish your account. Box 3. Shows a return of capital. To the extent of your cost (or other basis) in the stock, the
distribution reduces your basis and is not taxable. Any amount received in excess of your basis is
Box 1a. Shows total ordinary dividends that are taxable. Include this amount on the "Ordinary taxable to you as capital gain. See Pub. 550.
dividends" line of Form 1040 or 1040-SR. Also report it on Schedule B (Form 1040),
if required. Box 4. Shows backup withholding. A payer must backup withhold on certain payments if you did not
give your TIN to the payer. See Form W-9 for information on backup withholding. Include this amount
Box 1b. Shows the portion of the amount in box 1a that may be eligible for reduced capital gains on your income tax return as tax withheld.
rates. See the Instructions for Form 1040 for how to determine this amount and where to report.
Box 5. Shows the portion of the amount in box 1a that may be eligible for the 20% qualified business
The amount shown may be dividends a corporation paid directly to you as a participant (or income deduction under section 199A. See the instructions for Form 8995 and Form 8995-A.
beneficiary of a participant) in an employee stock ownership plan (ESOP). Report it as a dividend
on your Form 1040 or 1040-SR but treat it as a plan distribution, not as investment income, for Box 6. Shows your share of expenses of a nonpublicly offered RIC, generally a nonpublicly offered
any other purpose. mutual fund. This amount is included in box 1a.

Box 2a. Shows total capital gain distributions from a regulated investment company (RIC) or Box 7. Shows the foreign tax that you may be able to claim as a deduction or a credit on Form 1040
real estate investment trust (REIT). See How To Report in the Instructions for Schedule D or 1040-SR. See the Instructions for Form 1040.
(Form 1040). But, if no amount is shown in boxes 2b, 2c, 2d, and 2f and your only capital
gains and losses are capital gain distributions, you may be able to report the amounts shown in Box 8. This box should be left blank if a RIC reported the foreign tax shown in box 7.
box 2a on your Form 1040 or 1040-SR rather than Schedule D. See the Instructions for Form
Boxes 9 and 10. Show cash and noncash liquidation distributions.
1040.
Box 11. If the FATCA filing requirement box is checked, the payer is reporting on this Form 1099 to
Box 2b. Shows the portion of the amount in box 2a that is unrecaptured section 1250 gain from
satisfy its account reporting requirement under chapter 4 of the Internal Revenue Code. You may
certain depreciable real property. See the Unrecaptured Section 1250 Gain Worksheet in the
also have a filing requirement. See the Instructions for Form 8938.
Instructions for Schedule D (Form 1040).
Box 12. Shows exempt-interest dividends from a mutual fund or other RIC paid to you during the
Box 2c. Shows the portion of the amount in box 2a that is section 1202 gain from certain small
calendar year. See the Instructions for Form 1040 for where to report. This amount may be subject to
business stock that may be subject to an exclusion. See the Schedule D (Form 1040) instructions.
backup withholding. See Box 4 above.
Box 2d. Shows the portion of the amount in box 2a that is 28% rate gain from sales or exchanges
of collectibles. If required, use this amount when completing the 28% Rate Gain Worksheet in the Box 13. Shows exempt-interest dividends subject to the alternative minimum tax. This amount is
Instructions for Schedule D (Form 1040). included in box 12. See the Instructions for Form 6251

Box 2e. Shows the portion of the amount in box 1a that is section 897 gain attributable to Boxes 14-16. State income tax withheld reporting boxes.
disposition of U.S. real property interests (USRPI).
Nominees. If this form includes amounts belonging to another person, you are considered a
Box 2f. Shows the portion of the amount in box 2a that is section 897 gain attributable to nominee recipient. You must file Form 1099-DIV (with a Form 1096) with the IRS for each of the
disposition of USRPI. other owners to show their share of the income, and you must furnish a Form 1099-DIV to each. A
spouse is not required to file a nominee return to show amounts owned by the other spouse. See the
current General Instructions for Certain Information Returns.

© 2024 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. (0124-3VLY) Page 4 of 19
 Schwab One® Trust Account of Account Number TAX YEAR 2023
P PETERS & D PETERS TTEE 4316-6789
PETERS FAMILY TRUST FORM 1099 COMPOSITE
U/A DTD 03/14/2005

Date Prepared: February 9, 2024

Recipient's Name and Address Payer's Name and Address
P PETERS & D PETERS TTEE CHARLES SCHWAB & CO., INC.
PETERS FAMILY TRUST 3000 SCHWAB WAY
U/A DTD 03/14/2005 WESTLAKE, TX 76262
16332 MERCIER LANE
Telephone Number: (800) 435-4000
HUNTINGTON BEACH CA 92647
Federal ID Number: 94-1737782
Taxpayer ID Number: **-***5520 Account Number: 4316-6789

__ Form 1099-INT
Interest Income 2023
Department of the Treasury-Internal Revenue Service Copy B for Recipient (OMB No. 1545-0112)

Box Description Total

1 Interest Income $ 1.41

3 Interest on U.S. Savings Bonds and Treasury Obligations $ 0.00
4 Federal Income Tax Withheld $ 0.00
5 Investment Expenses $ 0.00
6 Foreign Tax Paid $ 0.00
7 Foreign Country or U.S. Possession
8 Tax-Exempt Interest $ 0.00
9 Specified Private Activity Bond Interest $ 0.00
10 Market Discount $ 0.00
11 Bond Premium $ 0.00
12 Bond Premium on Treasury Obligations $ 0.00
13 Bond Premium on Tax-Exempt Bond $ 0.00
14 Tax-Exempt and Tax Credit Bond CUSIP No.
15 State
16 State Identification No.
17 State Tax Withheld $ 0.00
FATCA Filing Requirement

Amount in Box 9 Specified Private Activity Bond Interest subject to Alternative Minimum Tax is already included in Box 8 Tax-Exempt Interest. Both market discount and bond premium reported for
covered taxable and tax-exempt bonds. Market discount is only reported if you submitted a written election to include in income currently.

This is important tax information and is being furnished to the Internal Revenue Service. If you are required to file a return, a negligence penalty or other sanction may be imposed
on you if this income is taxable and the IRS determines that it has not been reported.

© 2024 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. (0124-3VLY) Page 5 of 19
 Schwab One® Trust Account of Account Number TAX YEAR 2023
P PETERS & D PETERS TTEE 4316-6789
PETERS FAMILY TRUST FORM 1099 COMPOSITE
U/A DTD 03/14/2005

INSTRUCTIONS FOR RECIPIENTS OF FORM 1099

1099-INT: Interest Income

The information provided may be different for covered and noncovered securities. For a description of covered Box 10. For a taxable or tax-exempt covered security, if you made an election under section 1278(b) to include
securities, see the Instructions for Form 8949. For a taxable covered security acquired at a premium, unless you market discount in income as it accrues and you notified your payer of the election in writing in accordance with
notified the payer in writing in accordance with Regulations section 1.6045-1(n)(5) that you did not want to Regulations section 1.6045-1(n)(5), shows the market discount that accrued on the debt instrument during the
amortize the premium under section 171, or for a tax-exempt covered security acquired at a premium, your payer year while held by you, unless it was reported on Form 1099-OID. For a taxable or tax-exempt covered security
generally must report either (1) a net amount of interest that reflects the offset of the amount of interest paid to acquired on or after January 1, 2015, accrued market discount will be calculated on a constant yield basis unless
you by the amount of premium amortization allocable to the payment(s), or (2) a gross amount for both the you notified your payer in writing in accordance with Regulations section 1.6045-1(n)(5) that you did not want to
interest paid to you and the premium amortization allocable to the payment(s). If you did notify your payer that make a constant yield election for market discount under section 1276(b). Report the accrued market discount on
you did not want to amortize the premium on a taxable covered security, then your payer will only report the your income tax return as directed in the Instructions for Form 1040. Market discount on a tax-exempt security is
gross amount of interest paid to you. For a noncovered security acquired at a premium, your payer is only includible in taxable income as interest income.
required to report the gross amount of interest paid to you.
Box 11. For a taxable covered security (other than a U.S. Treasury obligation), shows the amount of premium
Recipient's taxpayer identification number (TIN). For your protection, this form may show only the last four amortization allocable to the interest payment(s), unless you notified the payer in writing in accordance with
digits of your TIN (social security number (SSN), individual taxpayer identification number (ITIN), adoption Regulations section 1.6045-1(n)(5) that you did not want to amortize bond premium under section 171. If an
taxpayer identification number (ATIN), or employer identification number (EIN)). However, the issuer has amount is reported in this box, see the Instructions for Schedule B (Form 1040) to determine the net amount of
reported your complete TIN to the IRS. interest includible in income on Form 1040 or 1040-SR with respect to the security. If an amount is not reported in
this box for a taxable covered security acquired at a premium and the payer is reporting premium amortization,
FATCA filing requirement. If the FATCA filing requirement box is checked, the payer is reporting on this Form
the payer has reported a net amount of interest in box 1. If the amount in box 11 is greater than the amount of
1099 to satisfy its chapter 4 account reporting requirement. You also may have a filing requirement. See the
interest paid on the covered security, see Regulations section 1.171-2(a)(4).
Instructions for Form 8938.
Box 12. For a U.S. Treasury obligation that is a covered security, shows the amount of premium amortization
Account number. May show an account or other unique number the payer assigned to distinguish your
allocable to the interest payment(s), unless you notified the payer in writing in accordance with Regulations
account.
section 1.6045-1(n)(5) that you did not want to amortize bond premium under section 171. If an amount is
Box 1. Shows taxable interest paid to you during the calendar year by the payer. This does not include interest reported in this box, see the Instructions for Schedule B (Form 1040) to determine the net amount of interest
shown in box 3. May also show the total amount of the credits from clean renewable energy bonds, new clean includible in income on Form 1040 or 1040-SR with respect to the U.S. Treasury obligation. If an amount is not
renewable energy bonds, qualified energy conservation bonds, qualified zone academy bonds, qualified school reported in this box for a U.S. Treasury obligation that is a covered security acquired at a premium and the payer
construction bonds, and build America bonds that must be included in your interest income. These amounts were is reporting premium amortization, the payer has reported a net amount of interest in box 3. If the amount in box
treated as paid to you during the calendar year on the credit allowance dates (March 15, June 15, September 15, 12 is greater than the amount of interest paid on the U.S. Treasury obligation, see Regulations section
and December 15). For more information, see Form 8912. See the instructions above for a taxable covered 1.171-2(a)(4).
security acquired at a premium.
Box 13. For a tax-exempt covered security, shows the amount of premium amortization allocable to the interest
Box 3. Shows interest on U.S. Savings Bonds, Treasury bills, Treasury bonds, and Treasury notes. This may or payment(s). If an amount is reported in this box, see Pub. 550 to determine the net amount of tax-exempt interest
may not all be taxable. See Pub. 550. This interest is exempt from state and local income taxes. This interest is reportable on Form 1040 or 1040-SR. If an amount is not reported in this box for a tax-exempt covered security
not included in box 1. See the instructions above for a taxable covered security acquired at a premium. acquired at a premium, the payer has reported a net amount of interest in box 8 or 9, whichever is applicable. If
the amount in box 13 is greater than the amount of interest paid on the tax-exempt covered security, the excess
Box 4. Shows backup withholding. Generally, a payer must backup withhold if you did not furnish your TIN or you
is a nondeductible loss. See Regulations section 1.171-2(a)(4)(ii).
did not furnish the correct TIN to the payer. See Form W-9. Include this amount on your income tax return as tax
withheld. Box 14. Shows CUSIP number(s) for tax-exempt bond(s) on which tax-exempt interest was paid, or tax credit
bond(s) on which taxable interest was paid or tax credit was allowed, to you during the calendar year. If blank, no
Box 5. Any amount shown is your share of investment expenses of a single-class REMIC. This amount is
CUSIP number was issued for the bond(s).
included in box 1. Note: This amount is not deductible.
Boxes 15-17. State tax withheld reporting boxes.
Box 6. Shows foreign tax paid. You may be able to claim this tax as a deduction or a credit on your Form 1040 or
1040-SR. See your tax return instructions. Nominees. If this form includes amounts belonging to another person(s), you are considered a nominee recipient.
Complete a Form 1099-INT for each of the other owners showing the income allocable to each. File Copy A of the
Box 7. Shows the country or U.S. possession to which the foreign tax was paid.
form with the IRS. Furnish Copy B to each owner. List yourself as the "payer" and the other owner(s) as the
Box 8. Shows tax-exempt interest paid to you during the calendar year by the payer. See how to report this "recipient." File Form(s) 1099-INT with Form 1096 with the Internal Revenue Service Center for your area. On
amount in the Instructions for Form 1040. This amount may be subject to backup withholding. See Box 4 above. Form 1096, list yourself as the "filer." A spouse is not required to file a nominee return to show amounts owned by
See the instructions above for a tax-exempt covered security acquired at a premium. the other spouse.

Box 9. Shows tax-exempt interest subject to the alternative minimum tax. This amount is included in box 8. See Future developments. For the latest information about developments related to Form 1099-INT and its
the Instructions for Form 6251. See the instructions above for a tax-exempt covered security acquired at a instructions, such as legislation enacted after they were published, go towww.irs.gov/Form1099INT.
premium.
Free File Program. Go to www.irs.gov/FreeFile to see if you qualify for no-cost online federal tax preparation,
e-filing, and direct deposit or payment options. Page 6 of 19
© 2024 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. (0124-3VLY)
 Schwab One® Trust Account of Account Number TAX YEAR 2023
P PETERS & D PETERS TTEE 4316-6789
PETERS FAMILY TRUST FORM 1099 COMPOSITE
U/A DTD 03/14/2005

Date Prepared: February 9, 2024

Recipient's Name and Address Payer's Name and Address
P PETERS & D PETERS TTEE CHARLES SCHWAB & CO., INC.
PETERS FAMILY TRUST 3000 SCHWAB WAY
U/A DTD 03/14/2005 WESTLAKE, TX 76262
16332 MERCIER LANE
Telephone Number: (800) 435-4000
HUNTINGTON BEACH CA 92647
Federal ID Number: 94-1737782
Taxpayer ID Number: **-***5520 Account Number: 4316-6789

Proceeds from Broker Transactions __ 2023 Form 1099-B

Department of the Treasury-Internal Revenue Service Copy B for Recipient (OMB No. 1545-0715)

SHORT-TERM TRANSACTIONS FOR WHICH BASIS IS REPORTED TO THE IRS - Report on Form 8949, Part I, with Box A checked.

1b-Date
acquired 1d-Proceeds 1f-Accrued
1a-Description of property 1c-Date 6-Reported to IRS: Market Discount
(Example 100 sh. XYZ Co.) Gross Proceeds
sold or (except where 1e-Cost or 1g-Wash Sale Realized 4-Federal Income
CUSIP Number / Symbol ** disposed other basis Gain or (Loss) tax withheld
indicated) Loss Disallowed
250 DHT MARITIME HLD INC F S 09/28/23 $ 2,387.54 $ 2,429.82 -- $ (42.28) $ 0.00
Y2065G121 / DHT 12/11/23 --
Security Subtotal $ 2,387.54 $ 2,429.82 -- $ (42.28) $ 0.00
--
125 ENERGY SELECT SECTOR SPDR ETF S VARIOUS $ 10,132.41 $ 10,959.92 -- $ (827.51) $ 0.00
81369Y506 / XLE 12/12/23 --
Security Subtotal $ 10,132.41 $ 10,959.92 -- $ (827.51) $ 0.00
--
5 LOCKHEED MARTIN CORP S 09/15/23 $ 2,209.03 $ 2,131.75 -- $ 77.28 $ 0.00
539830109 / LMT 12/15/23 --
Security Subtotal $ 2,209.03 $ 2,131.75 -- $ 77.28 $ 0.00
--

FATCA Filing Requirement

Please see the "Notes for Your Form 1099-B" section for additional explanation of this Form 1099-B report.

This is important tax information and is being furnished to the Internal Revenue Service. If you are required to file a return, a negligence penalty or other sanction may be imposed
on you if this income is taxable and the IRS determines that it has not been reported.

© 2024 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. (0124-3VLY) Page 7 of 19
 Schwab One® Trust Account of Account Number TAX YEAR 2023
P PETERS & D PETERS TTEE 4316-6789
PETERS FAMILY TRUST FORM 1099 COMPOSITE
U/A DTD 03/14/2005

INSTRUCTIONS FOR RECIPIENTS OF FORM 1099

1099-B: Proceeds from Broker Transactions
Brokers and barter exchanges must report proceeds from (and in some cases, basis for) transactions to you reflect your option premium. If the securities were acquired through the exercise of a compensatory option, the
and the IRS on Form 1099-B. Reporting is also required when your broker knows or has reason to know that a basis has not been adjusted to include any amount related to the option that was reported to you on a Form W-2.
corporation in which you own stock has had a reportable change in control or capital structure. You may be If box 5 is checked, box 1e may be blank. See the Instructions for Form 8949, Instructions for Schedule D (Form
required to recognize gain from the receipt of cash, stock, or other property that was exchanged for the 1040), or Pub. 550 for details.
corporation's stock. If your broker reported this type of transaction to you, the corporation is identified in box 1a.
Box 1f. Shows the amount of accrued market discount. For details on market discount, see the Schedule D
Recipient's taxpayer identification number (TIN). For your protection, this form may show only the last four (Form 1040) instructions, the Instructions for Form 8949, and Pub. 550. If box 5 is checked, box 1f may be blank.
digits of your TIN (social security number (SSN), individual taxpayer identification number (ITIN), adoption
taxpayer identification number (ATIN), or employer identification number (EIN)). However, the issuer has Box 1g. Shows the amount of nondeductible loss in a wash sale transaction. For details on wash sales, see the
reported your complete TIN to the IRS. Schedule D (Form 1040) instructions, the Instructions for Form 8949, and Pub. 550. If box 5 is checked, box 1g
may be blank.
Account number. May show an account or other unique number the payer assigned to distinguish your
account. Box 2. The short-term and long-term boxes pertain to short-term gain or loss and long-term gain or loss. If the
"Ordinary" box is checked, your security may be subject to special rules. For example, gain on a contingent
CUSIP number. Shows the CUSIP (Committee on Uniform Security Identification Procedures) number or other payment debt instrument subject to the noncontingent bond method is generally treated as ordinary interest
applicable identifying number. income rather than as capital gain. See the Instructions for Form 8949, Pub. 550, or Pub. 1212 for more details
on whether there are any special rules or adjustments that might apply to your security. If box 5 is checked, box
FATCA filing requirement. If the FATCA filing requirement box is checked, the payer is reporting on this Form 2 may be blank.
1099 to satisfy its account reporting requirement under chapter 4 of the Internal Revenue code. You may also
have a filing requirement. See the Instructions for Form 8938. Box 3. If checked, proceeds are from a transaction involving collectibles or from a Qualified Opportunity
Fund(QOF).
Applicable checkbox on Form 8949. Indicates where to report this transaction on Form 8949 and Schedule
D (Form 1040), and which checkbox is applicable. See the instructions for your Schedule D (Form 1040) and/or Box 4. Shows backup withholding. Generally, a payer must backup withhold if you did not furnish your TIN to the
Form 8949. payer. See Form W-9 for information on backup withholding. Include this amount on your income tax return as
tax withheld.
Box 1a. Shows a brief description of the item or service for which amounts are being reported. For a
corporation that had a reportable change in control or capital structure, this box may show the class of stock Box 5. If checked, the securities sold were noncovered securities and boxes 1b, 1e, 1f, 1g, and 2 may be blank.
as C (common), P (preferred), or O (other). Generally, a noncovered security means (a) stock purchased before 2011, (b) stock in most mutual funds
purchased before 2012, (c) stock purchased in or transferred to a dividend reinvestment plan before 2012, (d)
Box 1b. This box may be blank if box 5 is checked or if the securities sold were acquired on a variety of dates. debt acquired before 2014, (e) options granted or acquired before 2014, and (f)securities futures contracts
For short sales, the date shown is the date you acquired the security delivered to close the short sale. executed before 2014.

Box 1c. Shows the trade date of the sale or exchange. For short sales, the date shown is the date the security Box 6. If the exercise of a noncompensatory option resulted in a sale of a security, a checked "net proceeds" box
was delivered to close the short sale. For aggregate reporting in boxes 8 through 11, no entry will be present. indicates whether the amount in box 1d was adjusted for option premium.

Box 1d. Shows the cash proceeds, reduced by any commissions or transfer taxes related to the sale, for Box 7. If checked, you cannot take a loss on your tax return based on gross proceeds from a reportable change
transactions involving stocks, debt, commodities, forward contracts, non-Section 1256 option contracts, or in control or capital structure reported in box 1d. See the Form 8949 and Schedule D (Form 1040) instructions.
securities futures contracts. May show the proceeds from the disposition of your interest(s) in a widely held The broker should advise you of any losses on a separate statement.
fixed investment trust. May also show the aggregate amount of cash and the fair market value of any stock or
other property received in a reportable change in control or capital structure arising from the corporate transfer Box 12. If checked, the basis in box 1e has been reported to the IRS and either the short-term or the long-term
of property to a foreign corporation. Losses on forward contracts or non-Section 1256 option contracts are gain or loss box in box 2 will be checked. If box 12 is checked on Form(s) 1099-B and NO adjustment is
shown in parentheses. This box does not include proceeds from regulated futures contracts or Section 1256 required, see the instructions for your Schedule D (Form 1040) as you may be able to report your transaction
option contracts. Report this amount on Form 8949 or on Schedule D (Form 1040) (whichever is applicable) as directly on Schedule D (Form 1040). If the "Ordinary" box in box 2 is checked, an adjustment may be required.
explained in the Instructions for Schedule D (Form 1040).
Boxes 14-16. Show state(s)/local income tax information.
Box 1e. Shows the cost or other basis of securities sold. If the securities were acquired through the exercise of
a noncompensatory option granted or acquired on or after January 1, 2014, the basis has been adjusted to Future developments. For the latest information about any developments related to Form 1099-B and its
reflect your option premium. If the securities were acquired through the exercise of a noncompensatory option instructions, such as legislation enacted after they were published, go towww.irs.gov/Form1099B.
granted or acquired before January 1, 2014, your broker is permitted, but not required, to adjust the basis to
Free File Program. Go to www.irs.gov/FreeFile to see if you qualify for no-cost online federal tax preparation,
e-filing, and direct deposit or payment options.

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 Schwab One® Trust Account of Account Number TAX YEAR 2023
P PETERS & D PETERS TTEE 4316-6789
PETERS FAMILY TRUST FORM 1099 COMPOSITE
U/A DTD 03/14/2005

Taxpayer ID Number: **-***5520 Date Prepared: February 9, 2024

Proceeds from Broker Transactions __ 2023 (continued) Form 1099-B

Department of the Treasury-Internal Revenue Service Copy B for Recipient (OMB No. 1545-0715)

SHORT-TERM TRANSACTIONS FOR WHICH BASIS IS REPORTED TO THE IRS - Report on Form 8949, Part I, with Box A checked.

1b-Date
acquired 1d-Proceeds 1f-Accrued
1a-Description of property 1c-Date 6-Reported to IRS: Market Discount
(Example 100 sh. XYZ Co.) Gross Proceeds
sold or (except where 1e-Cost or 1g-Wash Sale Realized 4-Federal Income
CUSIP Number / Symbol ** disposed other basis Gain or (Loss) tax withheld
indicated) Loss Disallowed
100 SCORPIO TANKERS INC F S 09/18/23 $ 5,312.95 $ 5,375.00 -- $ (62.05) $ 0.00
Y7542C130 / STNG 12/11/23 --
Security Subtotal $ 5,312.95 $ 5,375.00 -- $ (62.05) $ 0.00
--
250 SPDR BLOOMBERG 1 3 MNTH T BLL ET S 10/09/23 $ 22,884.81 $ 22,887.48 -- $ (2.67) $ 0.00
78468R663 / BIL 12/11/23 --
Security Subtotal $ 22,884.81 $ 22,887.48 -- $ (2.67) $ 0.00
--
Total Short-Term (Cost basis is reported to the IRS) $ 42,926.74 $ 43,783.97 -- $ (857.23) $ 0.00
--
Total Short-Term Sales Price of Stocks, Bonds, etc. $ 42,926.74 $ 43,783.97 -- $ (857.23) $ 0.00
--
Total Sales Price of Stocks, Bonds, etc. $ 42,926.74
Total Federal Income Tax Withheld $ 0.00
FATCA Filing Requirement
Please see the "Notes for Your Form 1099-B" section for additional explanation of this Form 1099-B report.

This is important tax information and is being furnished to the Internal Revenue Service. If you are required to file a return, a negligence penalty or other sanction may be imposed
on you if this income is taxable and the IRS determines that it has not been reported.

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 Schwab One® Trust Account of Account Number TAX YEAR 2023
P PETERS & D PETERS TTEE 4316-6789
PETERS FAMILY TRUST FORM 1099 COMPOSITE
U/A DTD 03/14/2005

Date Prepared: February 9, 2024

Notes for Your Form 1099-B

Box 1b-Date acquired: If there is more than one lot in a sell transaction, the acquisition date for the individual lot in the transaction can be found in the Realized
Gain or (Loss) section of the Year-End Summary.
(1) If Box 1b-Date acquired displays as VARIOUS, your sell transaction included multiple tax lots purchased on different acquisition dates within
the same holding period and covered/non-covered status. The lots in the transaction are rolled up into a single sell transaction.
(2) If the cost basis is missing or not provided, a short-term holding period may have been applied for a position that may have been held long term.

Box 1d-Proceeds/Box 6-Reported to IRS: Gross proceeds (except where indicated):

(1) Gross proceeds from each of your security transactions are reported individually to the IRS.
(2) Gross proceeds in aggregate are not reported to the IRS and should not be reported on your tax return.
(3) Net proceeds will only be displayed if the proceeds on a trade have been adjusted for an option premium.

Box 1e-Cost or other basis: Schwab has provided cost basis information whenever possible for most investments. Cost basis data may be incomplete or
unavailable for some of your holdings. When value for the report is unavailable, it is noted as follows:

Not Schwab is not providing Cost Basis on this security type.

Provided
Missing (1) Cost Basis data may not be available for a number of reasons (for example, the security was purchased outside of Schwab and we did not
receive cost basis from the transferring firm).
(2) The security was purchased more than 10 years ago.

Realized Gain or (Loss): Realized Gain or (Loss) is not reported to the IRS.
Box 2-Short-term gain or loss, Long-term gain or loss, or Ordinary: Only if you have both long-term and short-term transactions will you receive both long-term and short-term sections of the
1099-B:
Long-term gain or loss has a holding period greater than one year.
Short-term gain or loss has a holding period of one year or less.
Other Cost Basis Notes:
(1) The cost basis and basis adjustments for covered securities are reported to the IRS.
(2) If "BASIS IS REPORTED TO THE IRS" appears in the section heading, this indicates Box 12-If checked, basis reported to IRS is checked. If "BASIS IS AVAILABLE BUT NOT REPORTED"
or "BASIS IS MISSING AND NOT REPORTED" appears, this indicates Box 5-If checked, noncovered security is checked. These boxes are not displayed on the 1099-B but the boxes are
reported to the IRS and included in the download for TurboTax and H&R Block.
(3) For non-covered securities appearing in sections of the 1099-B which include the headings "BASIS IS AVAILABLE BUT NOT REPORTED TO THE IRS" or
"BASIS IS MISSING AND NOT REPORTED TO THE IRS", Box 1b-Date acquired, 1e-Cost or other basis, 1f-Accrued Market Discount and 1g-Wash Sale Loss
Disallowed are not reported to the IRS.

**Activity Codes (Not reported to the IRS)

C = Cash in Lieu E = Exchange P = Principal S = Sale T = Tender BC = Buy to Close X = Expiration
CV = Conversion M = Cash Merger MT = Maturity R = Redemption SS = Short Sale SC = Sell to Close

This is important tax information and is being furnished to the Internal Revenue Service. If you are required to file a return, a negligence penalty or other sanction may be imposed
on you if this income is taxable and the IRS determines that it has not been reported.

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 Schwab One® Trust Account of Account Number TAX YEAR 2023
P PETERS & D PETERS TTEE 4316-6789
PETERS FAMILY TRUST YEAR-END SUMMARY
U/A DTD 03/14/2005

YEAR-END SUMMARY INFORMATION IS NOT PROVIDED TO THE IRS. Date Prepared: February 9, 2024
The information in this and all subsequent sections is not provided to the IRS by Charles Schwab. It is provided to you as additional tax reporting information you may need to complete your tax return.

INTEREST & DIVIDENDS

The information in the following sections may be helpful for, but not limited to, Schedule B. Please consult with your tax advisor or financial advisor regarding specific
questions.

Detail Information of Dividends and Distributions

CUSIP Paid/Adjusted in
Description Symbol Number Paid in 2023 2024 for 2023 Amount
Ordinary Dividends
Non-Qualified Dividends
SPDR BLOOMBERG 1 3 MNTH BIL 78468R663 $ 104.79 $ 0.00 $ 104.79
VANECK OIL REFINERS ETF CRAK 92189F585 $ 125.00 $ (122.96) $ 2.04
Total Non-Qualified Dividends (Included in Box 1a) $ 229.79 $ (122.96) $ 106.83

Qualified Dividends
DHT MARITIME HLD INC F DHT Y2065G121 $ 47.50 $ (47.50) $ 0.00
LOCKHEED MARTIN CORP LMT 539830109 $ 15.75 $ 0.00 $ 15.75
SCORPIO TANKERS INC F STNG Y7542C130 $ 35.00 $ 0.00 $ 35.00
VANECK OIL REFINERS ETF CRAK 92189F585 $ 0.00 $ 135.91 $ 135.91
Total Qualified Dividends (Box 1b and included in Box 1a) $ 98.25 $ 88.41 $ 186.66

Total Ordinary Dividends (Box 1a) $ 328.04 $ (34.55) $ 293.49

(Total Non-Qualified Dividends, Short-Term Capital Gains and Qualified Dividends)

Nondividend Distributions (Return of Capital)

DHT MARITIME HLD INC F DHT Y2065G121 $ 0.00 $ 47.50 $ 47.50
Total Nondividend Distributions (Box 3) $ 0.00 $ 47.50 $ 47.50

Foreign Tax Paid Country

VANECK OIL REFINERS ETF RIC 92189F585 $ 0.00 $ (12.95) $ (12.95)
Total Foreign Tax Paid (Box 7) $ 0.00 $ (12.95) $ (12.95)

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 Schwab One® Trust Account of Account Number TAX YEAR 2023
P PETERS & D PETERS TTEE 4316-6789
PETERS FAMILY TRUST YEAR-END SUMMARY
U/A DTD 03/14/2005

YEAR-END SUMMARY INFORMATION IS NOT PROVIDED TO THE IRS. Date Prepared: February 9, 2024
The information in this and all subsequent sections is not provided to the IRS by Charles Schwab. It is provided to you as additional tax reporting information you may need to complete your tax return.

Detail Information of Interest Income

CUSIP Paid/Adjusted in
Description Number Paid in 2023 2024 for 2023 Amount
Interest Income
DEPOSIT INTEREST $ 1.41 $ 0.00 $ 1.41
Total Interest Income (Included in Box 1) $ 1.41 $ 0.00 $ 1.41

Total Interest Income (Box 1) $ 1.41 $ 0.00 $ 1.41

REALIZED GAIN OR (LOSS)

The information in the following sections include all your realized gain or (loss) transactions during the tax year. They may be helpful for, but not limited to, Schedule D.
Please consult with your tax advisor or financial advisor regarding specific questions.

Short-Term Realized Gain or (Loss)

This section is for covered securities and corresponds to transactions reported on your 1099-B as "cost basis is reported to the IRS." Report on Form 8949, Part I, with Box A checked.

Description OR CUSIP Date Date (+)Wash Sale (=)Realized

Option Symbol Number Quantity/Par Acquired Sold Total Proceeds (-)Cost Basis Loss Disallowed Gain or (Loss)
DHT MARITIME HLD INC F Y2065G121 250.00 09/28/23 12/11/23 $ 2,387.54 $ 2,429.82 -- $ (42.28)
Security Subtotal $ 2,387.54 $ 2,429.82 -- $ (42.28) f

ENERGY SELECT SECTOR SPDR 81369Y506 25.00 08/22/23 12/12/23 $ 2,026.48 $ 2,201.93 -- $ (175.45)
ETF
ENERGY SELECT SECTOR SPDR 81369Y506 100.00 08/24/23 12/12/23 $ 8,105.93 $ 8,757.99 -- $ (652.06)
ETF
Security Subtotal $ 10,132.41 $ 10,959.92 -- $ (827.51) f

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 Schwab One® Trust Account of Account Number TAX YEAR 2023
P PETERS & D PETERS TTEE 4316-6789
PETERS FAMILY TRUST YEAR-END SUMMARY
U/A DTD 03/14/2005

YEAR-END SUMMARY INFORMATION IS NOT PROVIDED TO THE IRS. Date Prepared: February 9, 2024
The information in this and all subsequent sections is not provided to the IRS by Charles Schwab. It is provided to you as additional tax reporting information you may need to complete your tax return.

Short-Term Realized Gain or (Loss) (continued)

This section is for covered securities and corresponds to transactions reported on your 1099-B as "cost basis is reported to the IRS." Report on Form 8949, Part I, with Box A checked.

Description OR CUSIP Date Date (+)Wash Sale (=)Realized

Option Symbol Number Quantity/Par Acquired Sold Total Proceeds (-)Cost Basis Loss Disallowed Gain or (Loss)
LOCKHEED MARTIN CORP 539830109 5.00 09/15/23 12/15/23 $ 2,209.03 $ 2,131.75 -- $ 77.28
Security Subtotal $ 2,209.03 $ 2,131.75 -- $ 77.28 f

SCORPIO TANKERS INC F Y7542C130 100.00 09/18/23 12/11/23 $ 5,312.95 $ 5,375.00 -- $ (62.05)
Security Subtotal $ 5,312.95 $ 5,375.00 -- $ (62.05) f

SPDR BLOOMBERG 1 3 MNTH T BLL 78468R663 250.00 10/09/23 12/11/23 $ 22,884.81 $ 22,887.48 -- $ (2.67)
ETF
Security Subtotal $ 22,884.81 $ 22,887.48 -- $ (2.67) f

Total Short-Term (Cost basis is reported to the IRS) $ 42,926.74 $ 43,783.97 -- $ (857.23) f

Total Short-Term $ 42,926.74 $ 43,783.97 -- $ (857.23) f

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 Schwab One® Trust Account of Account Number TAX YEAR 2023
P PETERS & D PETERS TTEE 4316-6789
PETERS FAMILY TRUST YEAR-END SUMMARY
U/A DTD 03/14/2005

YEAR-END SUMMARY INFORMATION IS NOT PROVIDED TO THE IRS. Date Prepared: February 9, 2024
The information in this and all subsequent sections is not provided to the IRS by Charles Schwab. It is provided to you as additional tax reporting information you may need to complete your tax return.

Realized Gain or (Loss) Summary

Total Realized Gain or (Loss)

(+)Wash Sale (=)Realized

Description Total Proceeds (-)Cost Basis Loss Disallowed Gain or (Loss)
Total Short-Term Realized Gain or (Loss) (Cost basis is reported to the IRS. Report on $ 42,926.74 $ 43,783.97 -- $ (857.23)
Form 8949, Part I, with Box A checked.)
Total Short-Term Realized Gain or (Loss) $ 42,926.74 $ 43,783.97 -- $ (857.23)

TOTAL REALIZED GAIN OR (LOSS) $ 42,926.74 $ 43,783.97 -- $ (857.23)

© 2024 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. (0124-3VLY) Page 14 of 19
 Schwab One® Trust Account of Account Number TAX YEAR 2023
P PETERS & D PETERS TTEE 4316-6789
PETERS FAMILY TRUST YEAR-END SUMMARY
U/A DTD 03/14/2005

YEAR-END SUMMARY INFORMATION IS NOT PROVIDED TO THE IRS. Date Prepared: February 9, 2024
The information in this and all subsequent sections is not provided to the IRS by Charles Schwab. It is provided to you as additional tax reporting information you may need to complete your tax return.

Notes for Your Realized Gain or (Loss)

Schwab has provided realized gain and loss information whenever possible for most investments. Cost basis data may be incomplete or unavailable for some of
your holdings. See Terms and Conditions.

When value for the report is unavailable, it is noted as follows: "Missing" or "Not Provided"

Not Schwab is not providing Cost Basis on this security type.

Provided
Missing Cost Basis may be missing due to one of the following reasons:
• Cost basis data may not be available for a number of reasons (for example, the security was purchased outside of Schwab and we did not
receive cost basis from the transferring firm).
• The security was purchased more than 10 years ago.

Date If the cost basis is missing or not provided, a short-term holding period may have been applied for a position that may have been held long term.
Acquired

Total The amount displayed in this column has been adjusted for option premiums, if applicable.
Proceeds

Cost Basis The amount displayed in this column may differ from your original cost basis as adjustments may have been made to reflect applicable
option premiums, corporate actions and/or wash sales.

Wash Sale The disallowed amount displayed in this column has been added to the cost basis of other share lots with the same CUSIP owned in the
Loss same account at the time the loss was disallowed.
Disallowed

Realized The calculation for gain or (loss) displayed in this column is Total Proceeds - Cost Basis + Wash Sale Loss Disallowed - Market Discount
Gain or =Realized Gain or (Loss)
(Loss)

For sales of short-term debt issued after January 1, 2014, talk to your tax advisor as to how to report the income.

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 Schwab One® Trust Account of Account Number TAX YEAR 2023
P PETERS & D PETERS TTEE 4316-6789
PETERS FAMILY TRUST YEAR-END SUMMARY
U/A DTD 03/14/2005

YEAR-END SUMMARY INFORMATION IS NOT PROVIDED TO THE IRS. Date Prepared: February 9, 2024
The information in this and all subsequent sections is not provided to the IRS by Charles Schwab. It is provided to you as additional tax reporting information you may need to complete your tax return.

SUPPLEMENTAL INFORMATION
Foreign Tax Paid and Income Summary
Please note: This section only includes securities that had foreign tax paid.
Description CUSIP Number Country Foreign Tax Paid Dividends Amount Interest Amount
VANECK OIL REFINERS ETF 92189F585 RIC $ (12.95) $ 137.95 $ 0.00

Total Foreign Tax Paid and Income $ (12.95) $ 137.95 $ 0.00

© 2024 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. (0124-3VLY) Page 16 of 19
 Schwab One® Trust Account of Account Number TAX YEAR 2023
P PETERS & D PETERS TTEE 4316-6789
PETERS FAMILY TRUST FORM 1099 COMPOSITE
U/A DTD 03/14/2005 & YEAR-END SUMMARY

Date Prepared: February 9, 2024

COST BASIS DISCLOSURE

Changes to Cost Basis Reporting Requirements such as your prior custodian or another third-party source. Because the accuracy of cost basis data
depends upon these third-party inputs, we are not able to guarantee the availability, accuracy, or
Starting with the 2011 tax year, Charles Schwab & Co. began reporting adjusted cost basis to you completeness of such cost basis data on transactions that did not occur at Schwab. If we are not
and the IRS on your Form 1099-B for covered securities in your taxable brokerage accounts that provided with adequate information to report cost basis data for covered securities that were not both
you sell and are covered by the Emergency Stabilization Act regulations. purchased and sold at Schwab, those securities will be considered uncovered and the cost basis will
In the event of transfers of securities, we are also required to report adjusted cost basis information not be reported to the IRS even if acquired after the effective date.
to other custodians for covered securities transferred to them.
Cost Basis Methods
Schwab will treat securities as covered when they are acquired on or after the following
effective dates: It is your responsibility to choose the cost basis method appropriate for your tax situation. Failure to
· January 1, 2011 for stocks and other equities select the proper cost basis method may cause you to pay more tax than necessary. Schwab does
· January 1, 2012 for mutual funds, ETFs, and Dividend Reinvestment Plan ("DRIP") shares not provide tax advice and encourages you to consult with your tax professional regarding this
· January 1, 2014 for less complex fixed income and options, rights and warrants decision.
· January 1, 2016 for more complex fixed income
To view and change your default cost basis method on your brokerage account, go to the Service
Because these new reporting requirements could impact the cost basis used to compute your tab on schwab.com, then the Cost Basis Method page in Account Settings. You can also make a
taxable gains and losses, it's important to understand when and how they will apply to you. The change by calling 800-435-4000. If your account is managed by an investment advisor, please call
information in this document is intended as informational only and is not individualized tax advice. your advisor to make a change.
Schwab does not provide tax advice and encourages you to consult with your tax professional to
understand how the new reporting requirements will affect you and your tax situation. Default Cost Basis Methods

What Does This Mean for You We apply the IRS default method of Average Cost for your mutual funds and the default method of
1. When you sell covered securities, as described above, Schwab will be required to report details FIFO (First In, First Out) to all other securities unless you inform us of a preferred method.
about your cost basis to you and the IRS on Form 1099-B. You will continue to be responsible FIFO Shares you acquired first are sold first
for reporting all cost basis information for both covered and uncovered securities to the IRS on Average Cost Cost is derived by dividing the total dollar amount invested in a particular
your tax returns. fund position by the number of shares held prior to the trade date. Shares
2. Unless you've indicated otherwise, Schwab will calculate your gains and losses using the IRS are removed in FIFO order.
default cost basis method of Average Cost for mutual funds and FIFO (First In, First Out) for all
other securities. It is your responsibility to choose the cost basis method appropriate to your tax Cost Basis Methods Offered by Schwab:
situation. See "Cost Basis Methods" for the methods offered by Schwab. You may select a different cost basis method for your brokerage account other than the default
3. When you sell a security, the cost basis method used to calculate your gain or loss cannot be methods described above. The following cost basis methods are offered by Schwab:
changed after your trade settles. So it's important to consider the tax implications at the time of
trade. FIFO (First In, First Out) Shares you acquired first are sold first
LIFO (Last In, First Out) Shares you acquired last are sold first
What is Cost Basis?
HCOST (High Cost) Shares with the highest cost are sold first
Cost basis is the original purchase price you paid for a security plus commissions and any fees. LCOST (Low Cost) Shares with lowest cost are sold first
Adjusted cost basis includes any other adjustments to the price. Adjusted cost basis also includes Average Cost Cost is derived by dividing the total dollar amount invested in a
any adjustments due to wash sales, amortization, accretion and corporate actions. (mutual funds only) particular fund position by the number of shares held prior to the
trade date. Shares are removed in FIFO order.
Your realized gain/loss on a security is determined by subtracting the adjusted cost basis from the Specific Identification The IRS allows taxpayers to identify specific lots to be sold. Such
sale proceeds in an account less commissions and fees. identification must be made with the broker at the time of trade and
For covered securities that were not both purchased and sold at Schwab, Schwab calculates cost no later than close of business on the day the trade settles.
basis using data that you have provided to us or that we have obtained from third-party sources

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 Schwab One® Trust Account of Account Number TAX YEAR 2023
P PETERS & D PETERS TTEE 4316-6789
PETERS FAMILY TRUST FORM 1099 COMPOSITE
U/A DTD 03/14/2005 & YEAR-END SUMMARY

Date Prepared: February 9, 2024

COST BASIS DISCLOSURE (continued)

Tax Lot OptimizerTM : Lots are selected and sold with the objective of taking losses first (short-term Corporate Actions: In some instances corporate actions can affect cost basis of your securities.
then long-term) and gains last (long-term then short-term). Lots are sold in this order: Regulations require issuers to provide statements describing the effects of a corporate action on
the cost basis of a security. Schwab will adjust cost basis for corporate actions based on the
Short Term Losses Lots that reflect a short term loss are sold first, beginning with lots that
information provided in the issuer statement.
generate the greatest short term loss down to the least short term loss
Long Term Losses Lots that reflect a long term loss are sold, beginning with lots that Return of Capital Payments: Cost basis will be reduced for any return of capital (principal)
generate the greatest long term loss down to the least long term loss distributions.
Short Term No Gains
Option Adjustments: Schwab will adjust the cost basis or realized gain/loss (proceeds) of the
or Losses Short term lots that reflect no gain or loss
underlying security for option assignments and exercises (by factoring the premium paid or
Long Term No Gains received).
or Losses Long term lots that reflect no gain or loss
Inheritance: Schwab will adjust the cost basis of securities that have been inherited based on the
Long Term Gains Lots that reflect a long term gain, beginning with lots that generate the fair market value on the date of death unless alternate instructions are received from an authorized
least long term gain up to the greatest long term gain representative of the estate.
Short Term Gains Lots that reflect a short term gain, beginning with lots that generate the
least short term gain up to the greatest short term gain Gifts: Shares will be gifted based on your default cost basis method unless otherwise specified
with a given purchase date and cost prior to the gift transfer. Schwab will track the fair market
The cost basis method used to determine the gain/loss of a trade cannot be changed after the trade value and gift date in addition to the donor's adjusted cost basis and will apply IRS gift rules at the
settles. If Schwab does not receive a specific instruction by the end of settlement date, we will use time of sale to determine gain or loss.
the current cost basis method you have selected for your account or the default cost basis method
if you have made no alternate selection to calculate the gain/loss that is reported to you and the IRS You will still be required to track and make adjustments to your securities as it is possible that you
at the end of year. could have other situations that require cost basis adjustments that Schwab is not required to
report.
The Internal Revenue Service does not recognize LIFO, HCOST, LCOST and Tax Lot Optimizer
as accounting methods, but it does recognize standing instructions to sell lots as adequate Restricted Stock Awards: If you filed an election pursuant to IRC Section 83(b) on a Restricted
identification for reporting gains/losses. Stock Award issued by your employer, a different cost basis may apply to shares vested from that
award than the cost basis reported on this statement. Please consult with your personal tax advisor
Cost Basis Adjustments to understand the tax implications.
Cost basis is generally based on your purchase price plus commissions and any fees; however the
original cost basis may be subject to adjustments that increase or decrease your basis. Acquisition date: If cost basis is missing or not provided, a short-term holding period may have
applied for position that may have been held long term.
Schwab will adjust the cost basis of securities in your brokerage account in the following
circumstances.
Please Note: This information is not intended to be a substitute for specific individualized tax,
Wash Sales: If you sell shares at a loss and buy additional shares in the same security 30 days legal or investment planning advice. Where specific advice is necessary or appropriate,
before or after that date (61-day range), you may not claim the loss on your tax return until you sell Schwab recommends consulting with a qualified tax advisor, CPA, financial planner or
the new shares. If a wash sale occurs, the loss is disallowed for federal income tax purposes but investment manager. Except as noted in the Terms and Conditions, your Investment Advisors
may be added to the cost basis of the purchased shares. Schwab will adjust the cost basis and are not affiliated with, or supervised by Schwab.
holding period of shares when a wash sale occurs within an account as a result of a purchase of
an identical security with the same CUSIP. Schwab will not take into account the impact of options Foreign Investors should note that the information provided is from a U.S. tax perspective.
purchases or sales in determining disallowed losses on sales of the underlying securities. It's The information provided may or may not have relevance in other jurisdictions.
important to note that the wash reporting requirements for you as a taxpayer are different and Contact Us
broader than the reporting requirements for Schwab. For more details on your wash sale reporting If you have any questions or need more information about the cost basis methods or terminology
requirements, please see IRS publication 550 or speak with your tax professional. in this Disclosure Statement, please call us at 1-800-435-4000. If your account is managed by an
investment advisor, please call Schwab Alliance at 1-800-515-2157.
© 2024 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. (0124-3VLY) Page 18 of 19
 Schwab One® Trust Account of Account Number TAX YEAR 2023
P PETERS & D PETERS TTEE 4316-6789
PETERS FAMILY TRUST FORM 1099 COMPOSITE
U/A DTD 03/14/2005 & YEAR-END SUMMARY

Date Prepared: February 9, 2024

TERMS AND CONDITIONS
GENERAL INFORMATION IN CASE OF QUESTIONS:If you have questions about this report or about specific Schwab
accounts or Schwab One transactions (other than wire transfers or check transactions), contact
Form 1099-Composite Schwab at 1-800-435-4000. If you have a complaint regarding your Schwab statement or our
For U.S. taxpayers, the information reported to you on Form 1099 is given to the Internal Revenue products and services, please write to the Client Advocacy Team at Charles Schwab & Co., Inc.,
Service (IRS). Form 1099-Composite is comprised of the following substitute forms: 1099-DIV, Attention: Client Advocacy Team, 211 Main St., San Francisco, CA 94105. Outside of the U.S., call
1099-INT, 1099-MISC, 1099-OID, and 1099-B. The form(s) you receive in Form 1099 Composite +1-415-667-5009.
depends on the income reportable to the IRS.

Year-End Summary

The information in the Year-End Summary is provided to you as a courtesy, should you need
additional information when completing your tax return. When relevant, IRS box numbers are
referenced to indicate individual items that make up the totals appearing on your Form(s) 1099. With
the exception of the totals reported in the IRS box numbers referenced, Charles Schwab does not
provide the details of the Year-End Summary to the IRS.

We recommend that all customers consult their investment and tax advisors prior to using this
information.

Corrected Form 1099 and Year-End Summary

We are required to send you a corrected form with the revisions clearly marked when we receive
updates or revisions to information contained in the form. This generally occurs if one or more of the
issuers of the securities in your account reallocated certain income distribution (e.g., dividends or
capital gains) after we mailed your original Form 1099. As a result, the supplemental information in
Year-End Summary may be updated.

Upon receiving a corrected form, you may want to consider filing an amended return based on the
changes in your taxable income as reported on your corrected Form 1099. We suggest that you
consult with a qualified tax advisor, CPA, financial planner, or investment manager before you
proceed.

Duplicate Form 1099 and Year-End Summary

If you request a duplicate Form 1099, please be aware that Schwab uses the most up-to-date
information available at the time of the production. Thus, your duplicate Form 1099 and Year-End
Summary may have more up-to-date information than the original Form 1099.

Realized Gain or (Loss) in Year-End Summary

The Realized Gain or (Loss) section provides information for all your realized gain or (loss)
transactions during the tax year. It contains all transactions included in the Form 1099-B as well as
transactions that are not reported on Form 1099-B (for example; sales and expirations of noncovered
option activities, cash in lieu under $20, bankruptcy, and worthless securities). This supplemental
information is believed to be accurate as of the date the data was compiled but they may not be
updated for any corrections after the data was initially compiled.

© 2024 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. (0124-3VLY) Page 19 of 19