Electronic Statement

Statement Period

04 January 2019 - 05 July 2019

Rocket Statement
Home Loan Account No. 037-174 71-4379
Offset Account No. 732-016 53-6209
MRS DIPTI MITTAL
17 ASTLEY CRES
POINT COOK VIC 3030

YOUR ACCOUNT SUMMARY

Balance Funds Available 1,2

Home Loan - $81,671.01 + $55,000.00
3
Offset Account + $5,048.77 + $5,048.77

Total Funds Available +$60,048.77

YOUR ACCOUNT DETAILS YOUR CUSTOMER DETAILS

Account Name
Your Name Your Customer Number
MRS DIPTI MITTAL MITTAL, DIPTI 2028 0375

SCHEDULED REPAYMENT AND INTEREST CHARGED

Home Loan Scheduled Repayment (due 18 Jul 2019) $807.00

Interest charged on:
Home Loan Account $1,796.21

YOUR HOME LOAN SAVINGS

INTEREST: TERM:
4
. Savings during the statement period:
The interest charged to your home loan has
$1,086.16 Forecast term reduction: 12 yrs 11 mths#
259
been reduced by this amount
Months

. Total interest saved since the start

of your loan: $8,252.11

Contract 21yrs 7mths

Illustrative Forecast Term 8yrs 8mths #

Based on your current Home Loan repayments and current

interest rate, you will repay your loan in March 2028#

# The Illustrative Forecast Term is based on your outstanding Home Loan balance, current Home Loan interest rate, and your
scheduled repayments as at the statement date and your average Offset Account balance (if applicable) for the last month. The
Illustrative Forecast Term assumes your repayment amount, interest rate and average monthly Offset Account balance remain
constant.

Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 Statement No. 20 Page 1 of 9
 Electronic Statement

Rocket Statement

YOUR LOAN SUMMARY

5
Repayment Type Principal and Interest
6
Loan Expiry Date 18 January 2041

YOUR HOME LOAN TRANSACTIONS 037-174 71-4379

Please check all entries on this statement and promptly inform Westpac of any possible error or unauthorised transaction.

Rocket Repay Home Loan Details of your account for the period from 04 JAN 2019 to 05 JUL 2019

DATE TRANSACTION DESCRIPTION DEBIT CREDIT BALANCE

04/01/19 STATEMENT OPENING BALANCE -139,301.80

18/01/19 INTEREST 322.20 -139,624.00
18/01/19 DEPOSIT WESTPAC BANKCORP DIRECT DR536209 802.00 -138,822.00
18/02/19 PREMIER ADVANTAGE ANNUAL PACKAGE FEE 395.00 -139,217.00
18/02/19 INTEREST 313.61 -139,530.61
18/02/19 DEPOSIT WESTPAC BANKCORP DIRECT DR536209 802.00 -138,728.61
18/03/19 INTEREST 278.62 -139,007.23
18/03/19 DEPOSIT WESTPAC BANKCORP DIRECT DR536209 802.00 -138,205.23
18/04/19 INTEREST 300.66 -138,505.89
18/04/19 DEPOSIT WESTPAC BANKCORP DIRECT DR536209 802.00 -137,703.89
20/05/19 INTEREST 287.02 -137,990.91
20/05/19 DEPOSIT WESTPAC BANKCORP DIRECT DR536209 807.00 -137,183.91
18/06/19 INTEREST 294.10 -137,478.01
18/06/19 DEPOSIT WESTPAC BANKCORP DIRECT DR536209 807.00 -136,671.01
05/07/19 TRANSFER DEPOSIT AT HAYMARKET NSW 55,000.00 -81,671.01
05/07/19 CLOSING BALANCE -81,671.01

OFFSET ACCOUNT TRANSACTIONS 732-016 53-6209

Please check all entries on this statement and promptly inform Westpac of any possible error or unauthorised transaction.

Westpac Choice Details of your account for the period from 04 JAN 2019 to 05 JUL 2019

DATE TRANSACTION DESCRIPTION DEBIT CREDIT BALANCE

04/01/19 STATEMENT OPENING BALANCE 49,928.55

08/01/19 PAYMENT BY AUTHORITY TO WESTPAC BANKCORP
DIRECT DR170636692 1,953.00 47,975.55
10/01/19 DEPOSIT 0000102 HAYMARKET NSW 800.00 48,775.55
16/01/19 DEBIT CARD PURCHASE WOOLWORTHS 1400
AUBURN NS AUS 13.70 48,761.85
17/01/19 DEPOSIT HAYMARKET NSW 800.00 49,561.85
17/01/19 DEBIT CARD PURCHASE FRESH CITY AUBURN PL
AUBURN AUS 8.81 49,553.04

Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 Statement No. 20 Page 2 of 9
 Electronic Statement

Rocket Statement

OFFSET ACCOUNT TRANSACTIONS 732-016 53-6209

Please check all entries on this statement and promptly inform Westpac of any possible error or unauthorised transaction.

Westpac Choice Details of your account for the period from 04 JAN 2019 to 05 JUL 2019

DATE TRANSACTION DESCRIPTION DEBIT CREDIT BALANCE

17/01/19 DEBIT CARD PURCHASE AUBURN TONGLI

SUPERQPS AUBURN AUS 17.23 49,535.81
17/01/19 DEBIT CARD PURCHASE SOUTHERN PHONE COMP
MORUYA AUS 70.00 49,465.81
17/01/19 WITHDRAWAL ONLINE 3638080 BPAY SYDNEY WAT
Water Bill 178.11 49,287.70
17/01/19 WITHDRAWAL ONLINE 4370104 BPAY AGL RETAIL
Gas Bill 145.49 49,142.21
18/01/19 PAYMENT BY AUTHORITY TO WESTPAC BANKCORP
DIRECT DR174714379 802.00 48,340.21
18/01/19 PAYMENT BY AUTHORITY TO WESTPAC BANKCORP
DIRECT DR174714387 1,114.00 47,226.21
21/01/19 DEBIT CARD PURCHASE UNITED PETROLEUM YAG
YAGOONA AUS 48.98 47,177.23
21/01/19 DEBIT CARD PURCHASE INTERNATIONAL BUDDHI
BERKELEY AUS 190.00 46,987.23
24/01/19 DEPOSIT 0000088 HAYMARKET NSW 800.00 47,787.23
24/01/19 DEBIT CARD PURCHASE WOOLWORTHS 1400
AUBURN NS AUS 20.99 47,766.24
24/01/19 DEBIT CARD PURCHASE INTERNATIONAL BUDDHI
BERKELEY AUS 400.00 47,366.24
24/01/19 DEBIT CARD PURCHASE INTERNATIONAL BUDDHI
BERKELEY AUS 1,100.00 46,266.24
25/01/19 DEPOSIT HAYMARKET NSW 5,000.00 51,266.24
29/01/19 WITHDRAWAL BY EFTPOS 0044570 HARVEY
NORMAN AV/IT AUBURN 25/01 502.00 50,764.24
30/01/19 DEBIT CARD REFUND BIG W 0135 AUBURN NS AUS 15.00 50,779.24
30/01/19 DEPOSIT WATERS - CARPENT LIAO7/43RA.WATERS 2,225.51 53,004.75
30/01/19 DEPOSIT CENTURY 21 RENT TRANSFER 14 Frome 2,368.80 55,373.55
30/01/19 DEBIT CARD PURCHASE ZAP HOME & GIFT P/L
AUBURN NORTH AUS 7.99 55,365.56
30/01/19 DEBIT CARD PURCHASE BIG W 0135 AUBURN NS
AUS 16.50 55,349.06
30/01/19 DEBIT CARD PURCHASE WOOLWORTHS 1400
AUBURN NS AUS 27.74 55,321.32
30/01/19 WITHDRAWAL BY EFTPOS 5901925 YES
INTERNATIONAL TR ADHOMEBUSH WEST 30/01 23.00 55,298.32
31/01/19 DEPOSIT 0000045 HAYMARKET NSW 1,000.00 56,298.32
31/01/19 WITHDRAWAL ONLINE 1414967 PYMT HWA TSANG
Zhekai Li 5,000.00 51,298.32
01/02/19 DEPOSIT HAYMARKET NSW 1,800.00 53,098.32

Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 Statement No. 20 Page 3 of 9
 Electronic Statement

Rocket Statement

OFFSET ACCOUNT TRANSACTIONS 732-016 53-6209

Please check all entries on this statement and promptly inform Westpac of any possible error or unauthorised transaction.

Westpac Choice Details of your account for the period from 04 JAN 2019 to 05 JUL 2019

DATE TRANSACTION DESCRIPTION DEBIT CREDIT BALANCE

01/02/19 WITHDRAWAL ONLINE 1956855 BPAY DEFT PAYME

Strata 1,114.15 51,984.17
06/02/19 DEBIT CARD PURCHASE WOOLWORTHS 1400
AUBURN NS AUS 25.00 51,959.17
07/02/19 DEPOSIT 0000119 HAYMARKET NSW 700.00 52,659.17
07/02/19 DEBIT CARD PURCHASE FRESH CITY AUBURN PL
AUBURN AUS 10.01 52,649.16
07/02/19 DEBIT CARD PURCHASE AUBURN TONGLI
SUPERQPS AUBURN AUS 15.43 52,633.73
08/02/19 PAYMENT BY AUTHORITY TO WESTPAC BANKCORP
DIRECT DR170636692 1,953.00 50,680.73
13/02/19 DEBIT CARD PURCHASE WOOLWORTHS 1400
AUBURN NS AUS 13.14 50,667.59
14/02/19 DEPOSIT 0000062 HAYMARKET NSW 600.00 51,267.59
14/02/19 DEBIT CARD PURCHASE FRESH CITY AUBURN PL
AUBURN AUS 6.77 51,260.82
18/02/19 DEBIT CARD PURCHASE SOUTHERN PHONE COMP
MORUYA AUS 35.00 51,225.82
18/02/19 PAYMENT BY AUTHORITY TO WESTPAC BANKCORP
DIRECT DR174714379 802.00 50,423.82
18/02/19 PAYMENT BY AUTHORITY TO WESTPAC BANKCORP
DIRECT DR174714387 1,114.00 49,309.82
20/02/19 DEBIT CARD PURCHASE WOOLWORTHS 1400
AUBURN NS AUS 13.02 49,296.80
21/02/19 DEBIT CARD PURCHASE FRESH CITY AUBURN PL
AUBURN AUS 10.38 49,286.42
21/02/19 DEBIT CARD PURCHASE XU SHENG SUPERMARKET
PARRAMATTA AUS 10.64 49,275.78
22/02/19 DEPOSIT 0000075 HAYMARKET NSW 600.00 49,875.78
27/02/19 DEPOSIT CENTURY 21 RENT TRANSFER 14 Frome 1,148.55 51,024.33
27/02/19 DEPOSIT WATERS - CARPENT LIAO7/43RA.WATERS 1,757.40 52,781.73
28/02/19 DEBIT CARD PURCHASE WOOLWORTHS 1400
AUBURN NS AUS 22.94 52,758.79
01/03/19 DEPOSIT HAYMARKET NSW 800.00 53,558.79
01/03/19 DEBIT CARD PURCHASE FU AND ZHUO PTY LTDQPS
AUBURN AUS 11.08 53,547.71
06/03/19 DEBIT CARD PURCHASE KOGAN MOBILE ON
VODAFO NORTH SYDNEY AUS 16.90 53,530.81
08/03/19 PAYMENT BY AUTHORITY TO WESTPAC BANKCORP
DIRECT DR170636692 1,953.00 51,577.81
11 /03/19 DEPOSIT 0000022 HAYMARKET NSW 800.00 52,377.81

Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 Statement No. 20 Page 4 of 9
 Electronic Statement

Rocket Statement

OFFSET ACCOUNT TRANSACTIONS 732-016 53-6209

Please check all entries on this statement and promptly inform Westpac of any possible error or unauthorised transaction.

Westpac Choice Details of your account for the period from 04 JAN 2019 to 05 JUL 2019

DATE TRANSACTION DESCRIPTION DEBIT CREDIT BALANCE

13/03/19 DEBIT CARD PURCHASE WOOLWORTHS 1400

AUBURN NS AUS 4.00 52,373.81
14/03/19 DEPOSIT HAYMARKET NSW 800.00 53,173.81
14/03/19 DEBIT CARD PURCHASE FRESH CITY AUBURN PL
AUBURN AUS 8.52 53,165.29
18/03/19 DEBIT CARD PURCHASE SOUTHERN PHONE COMP
MORUYA AUS 70.00 53,095.29
18/03/19 PAYMENT BY AUTHORITY TO WESTPAC BANKCORP
DIRECT DR174714379 802.00 52,293.29
18/03/19 PAYMENT BY AUTHORITY TO WESTPAC BANKCORP
DIRECT DR174714387 1,114.00 51,179.29
20/03/19 DEBIT CARD PURCHASE WOOLWORTHS 1400
AUBURN NS AUS 9.70 51,169.59
21/03/19 DEBIT CARD PURCHASE VEGIES STAR PTY LTD
AUBURN AUS 11.35 51,158.24
21/03/19 DEBIT CARD PURCHASE AUBURN TONGLI SUPERM
AUBURN AUS 39.34 51,118.90
22/03/19 DEPOSIT 0000016 HAYMARKET NSW 900.00 52,018.90
25/03/19 WITHDRAWAL ONLINE 0782907 BPAY AGL SALES
Electricity 170.95 51,847.95
28/03/19 DEPOSIT WATERS - CARPENT LIAO7/43RA.WATERS 1,199.06 53,047.01
29/03/19 DEPOSIT CENTURY 21 RENT TRANSFER 14 Frome 1,873.69 54,920.70
29/03/19 DEPOSIT 0000131 HAYMARKET NSW 700.00 55,620.70
02/04/19 DEBIT CARD PURCHASE UNITED PETROLEUM YAG
YAGOONA AUS 50.00 55,570.70
03/04/19 WITHDRAWAL BY EFTPOS 0493896 WOOLWORTHS
1400 AUBURN 03/04 16.08 55,554.62
04/04/19 DEBIT CARD PURCHASE FRESH CITY AUBURN PL
AUBURN AUS 18.07 55,536.55
04/04/19 DEBIT CARD PURCHASE AUBURN TONGLI
SUPERQPS AUBURN AUS 33.16 55,503.39
05/04/19 DEBIT CARD PURCHASE KOGAN MOBILE ON
VODAFO NORTH SYDNEY AUS 16.90 55,486.49
08/04/19 DEBIT CARD PURCHASE SERVICE NSW SYDNEY
AUS 372.63 55,113.86
08/04/19 DEBIT CARD PURCHASE QBE CTP SYDNEY AUS 457.71 54,656.15
08/04/19 PAYMENT BY AUTHORITY TO WESTPAC BANKCORP
DIRECT DR170636692 1,953.00 52,703.15
12/04/19 DEPOSIT HAYMARKET NSW 1,200.00 53,903.15
16/04/19 DEBIT CARD PURCHASE SOUTHERN PHONE COMP
MORUYA AUS 70.00 53,833.15

Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 Statement No. 20 Page 5 of 9
 Electronic Statement

Rocket Statement

OFFSET ACCOUNT TRANSACTIONS 732-016 53-6209

Please check all entries on this statement and promptly inform Westpac of any possible error or unauthorised transaction.

Westpac Choice Details of your account for the period from 04 JAN 2019 to 05 JUL 2019

DATE TRANSACTION DESCRIPTION DEBIT CREDIT BALANCE

17/04/19 DEBIT CARD PURCHASE WOOLWORTHS 1400

AUBURN NS AUS 4.45 53,828.70
18/04/19 DEBIT CARD PURCHASE FARMERS GREEN PTY LTD
AUBURN AUS 3.00 53,825.70
18/04/19 DEBIT CARD PURCHASE VEGIES STAR PTY LTD
AUBURN AUS 12.00 53,813.70
18/04/19 DEBIT CARD PURCHASE AUBURN TONGLI
SUPERQPS AUBURN AUS 15.81 53,797.89
18/04/19 PAYMENT BY AUTHORITY TO WESTPAC BANKCORP
DIRECT DR174714379 802.00 52,995.89
18/04/19 PAYMENT BY AUTHORITY TO WESTPAC BANKCORP
DIRECT DR174714387 1,114.00 51,881.89
23/04/19 ATM DEPOSIT HANDYBANK CABRAMATTA 3
25331206 23/04/19 500.00 52,381.89
23/04/19 WITHDRAWAL ONLINE 0453676 BPAY SYDNEY WAT
Water 178.11 52,203.78
24/04/19 DEBIT CARD PURCHASE FAIRFIELD CITY COUNC
WAKELEY AUS 2.00 52,201.78
24/04/19 DEBIT CARD PURCHASE WOOLWORTHS 1400
AUBURN NS AUS 8.75 52,193.03
24/04/19 DEBIT CARD PURCHASE FRESH CITY AUBURN PL
AUBURN AUS 8.95 52,184.08
24/04/19 WITHDRAWAL BY EFTPOS 0316210 WOOLWORTHS
1400 AUBURN 24/04 40.00 52,144.08
26/04/19 DEPOSIT 0000025 HAYMARKET NSW 1,000.00 53,144.08
29/04/19 DEPOSIT CENTURY 21 RENT TRANSFER 14 Frome 373.76 53,517.84
29/04/19 DEPOSIT WATERS - CARPENT LIAO7/43RA-WATERS 1,823.99 55,341.83
01/05/19 DEBIT CARD PURCHASE WOOLWORTHS 1400
AUBURN NS AUS 5.46 55,336.37
02/05/19 DEPOSIT 0000095 HAYMARKET NSW 800.00 56,136.37
02/05/19 WITHDRAWAL ONLINE 4639990 BPAY AGL RETAIL
GAS 130.77 56,005.60
07/05/19 DEBIT CARD PURCHASE KOGAN MOBILE ON
VODAFO NORTH SYDNEY AUS 16.90 55,988.70
07/05/19 DEBIT CARD PURCHASE WOOLWORTHS 1400
AUBURN NS AUS 23.18 55,965.52
08/05/19 DEBIT CARD PURCHASE AUBURN TONGLI
SUPERQPS AUBURN AUS 34.78 55,930.74
08/05/19 PAYMENT BY AUTHORITY TO WESTPAC BANKCORP
DIRECT DR170636692 1,953.00 53,977.74
09/05/19 DEPOSIT 0000158 HAYMARKET NSW 800.00 54,777.74

Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 Statement No. 20 Page 6 of 9
 Electronic Statement

Rocket Statement

OFFSET ACCOUNT TRANSACTIONS 732-016 53-6209

Please check all entries on this statement and promptly inform Westpac of any possible error or unauthorised transaction.

Westpac Choice Details of your account for the period from 04 JAN 2019 to 05 JUL 2019

DATE TRANSACTION DESCRIPTION DEBIT CREDIT BALANCE

09/05/19 DEBIT CARD PURCHASE TFNSW CONCESSIONS

CHIPPENDALE AUS 10.00 54,767.74
09/05/19 DEBIT CARD PURCHASE WOOLWORTHS 1400
AUBURN NS AUS 11.60 54,756.14
16/05/19 DEBIT CARD PURCHASE SOUTHERN PHONE COMP
MORUYA AUS 70.00 54,686.14
17/05/19 DEPOSIT 0000004 HAYMARKET NSW 800.00 55,486.14
20/05/19 PAYMENT BY AUTHORITY TO WESTPAC BANKCORP
DIRECT DR174714379 807.00 54,679.14
20/05/19 PAYMENT BY AUTHORITY TO WESTPAC BANKCORP
DIRECT DR174714387 1,130.00 53,549.14
23/05/19 DEPOSIT 0000189 HAYMARKET NSW 800.00 54,349.14
27/05/19 WITHDRAWAL ONLINE 0554808 BPAY DEFT PAYME
Strata 1,114.15 53,234.99
30/05/19 DEPOSIT CENTURY 21 RENT TRANSFER 14 Frome 96.26 53,331.25
30/05/19 DEPOSIT WATERS - CARPENT LIAO7/43RA-WATERS 778.03 54,109.28
30/05/19 DEPOSIT 0000042 HAYMARKET NSW 800.00 54,909.28
31/05/19 DEPOSIT RAINE & HORNE CA RENT 14 FROME 227.05 55,136.33
03/06/19 DEPOSIT PAYPAL AUSTRALIA 1005760836463 0.03 55,136.36
03/06/19 DEPOSIT PAYPAL AUSTRALIA 1005760836459 0.12 55,136.48
10/06/19 PAYMENT BY AUTHORITY TO WESTPAC BANKCORP
DIRECT DR170636692 1,953.00 53,183.48
14/06/19 DEPOSIT 0000003 HAYMARKET NSW 1,300.00 54,483.48
17/06/19 DEBIT CARD PURCHASE AUBURN TONGLI
SUPERQPS AUBURN AUS 12.42 54,471.06
17/06/19 DEBIT CARD PURCHASE SOUTHERN PHONE COMP
MORUYA AUS 70.00 54,401.06
18/06/19 PAYMENT BY AUTHORITY TO WESTPAC BANKCORP
DIRECT DR174714379 807.00 53,594.06
18/06/19 PAYMENT BY AUTHORITY TO WESTPAC BANKCORP
DIRECT DR174714387 1,130.00 52,464.06
19/06/19 DEBIT CARD PURCHASE WOOLWORTHS 1400
AUBURN NS AUS 8.91 52,455.15
20/06/19 DEPOSIT Spicy Joint Spicy Joint 700.00 53,155.15
20/06/19 DEBIT CARD PURCHASE FRESH CITY AUBURN PL
AUBURN AUS 16.35 53,138.80
20/06/19 DEBIT CARD PURCHASE AUBURN TONGLI
SUPERQPS AUBURN AUS 20.55 53,118.25
21/06/19 DEBIT CARD PURCHASE ALDI STORES - AUBURN
AUBURN AUS 13.48 53,104.77

Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 Statement No. 20 Page 7 of 9
 Electronic Statement

Rocket Statement

OFFSET ACCOUNT TRANSACTIONS 732-016 53-6209

Please check all entries on this statement and promptly inform Westpac of any possible error or unauthorised transaction.

Westpac Choice Details of your account for the period from 04 JAN 2019 to 05 JUL 2019

DATE TRANSACTION DESCRIPTION DEBIT CREDIT BALANCE

24/06/19 WITHDRAWAL ONLINE 8794945 BPAY AGL SALES

Electricity Bill 192.04 52,912.73
27/06/19 DEPOSIT Spicy Joint Spicy Joint 700.00 53,612.73
28/06/19 DEPOSIT RAINE & HORNE CA RENT 14 FROME 411.79 54,024.52
01/07/19 DEPOSIT WATERS - CARPENT LIAO7/43RA-WATERS 1,424.25 55,448.77
04/07/19 DEPOSIT Spicy Joint Spicy Joint 700.00 56,148.77
05/07/19 DEPOSIT HAYMARKET NSW 2,900.00 59,048.77
05/07/19 DEPOSIT 0000012 HAYMARKET NSW 1,000.00 60,048.77
05/07/19 TRANSFER WITHDRAWAL AT HAYMARKET NSW 55,000.00 5,048.77
05/07/19 CLOSING BALANCE 5,048.77

CONVENIENCE AT YOUR FINGERTIPS

Use Online, Mobile or Tablet Banking to pay bills, transfer funds, check your account balances and much
more

INTEREST RATES SUMMARY

Annual Percentage Rate (per annum) on Debit Balances

Account Effective Date Annual Rate

Home Loan 19 Sep 2018 4.18 %

18 Jun 2019 3.98 %

ANNUAL INFORMATION FOR THE PERIOD 1 JULY 2018 TO 30 JUNE 2019

For account : 7-174/71-4379

Total interest debited $3,791.64

Withholding tax deducted $0.00
Withholding tax refunded $0.00

Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 Statement No. 20 Page 8 of 9
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Rocket Statement

MORE INFORMATION

Further information in relation to your account, including details of product benefits and applicable fees and
charges, is available on request. That information is also contained in the Product Disclosure Statement (PDS)
or other disclosure document for your account. For a copy of that document, or if you have any other enquiries,
you can call Telephone Banking on 132 032 from Australia or +61 2 9293 9270 from overseas.

The above Closing Balance amount may not be the same as the balance payable to you on closure of your
account (the 'termination value'). Details of the termination value can be obtained by calling Telephone
Banking on the numbers quoted above. Further information on how to close accounts, including calculation of
the termination value, is contained in the Product Disclosure Statement (PDS) booklet or other disclosure
document for your account.

We have an internal process for handling and resolving any problem you may have with, or complaints relating
to, your account or this product. Information about this process can be found in the Product Disclosure
Statement (PDS) or other disclosure document for your account, or you can contact us on 1300 130 467.

Things you should know:

Read the terms and conditions for Westpac Online Banking at westpac.com.au before making a decision
and consider whether the product is right for you.
1
Proceeds of cheques will not be available until cleared.
2
Available funds are amounts that you have built up by making additional repayments in excess of your
scheduled repayments on your loan account. These funds may be available for redraw subject to the terms
and conditions of your loan.
3
Recent requests to add or remove a Offset Account may take up to 7 days and it may not be reflected in
this statement.
4
Benefits/savings are calculated daily and reported on your statement up to and including the scheduled
repayment date (or, if this is a weekend or public holiday, up to the next business day).
5
To learn more about loan repayment types, go to:
https://www.westpac.com.au/personal-banking/home-loans/read-up-on/loan-repayment-options/
6
Your Loan Term expires on this date and all debit funds are due and payable.

Westpac Live Telephone Banking Local Branch

Find out about Online Banking 132 032 westpac.com.au/locateus

at westpac.com.au/westpaclive +61 2 9293 9270 if overseas
8am-8pm 7 days

THANK YOU FOR BANKING WITH WESTPAC

Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 Statement No. 20 Page 9 of 9