Scheme for Economic Empowerment of DNT’s
(SEED)
GUIDELINES
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1. Background and Introduction:
1.1 The De-notified, Nomadic and Semi-Nomadic Tribes are the most
neglected, marginalized and economically and socially deprived
communities. Most of them have been living a life of destitution for
generations; and still continue to do so with an uncertain and gloomy
future. De-notified, Nomadic and Semi- nomadic Tribes somehow
escaped the attention of our developmental framework and thus are
deprived of the support unlike Scheduled Castes and Scheduled
Tribes.
1.2 Historically, these communities never had access to private land or
home ownership. These tribes used forests and grazing lands for their
livelihood and residential use and had "strong ecological connections.
Many of them are dependent upon various types of natural resources
and carve out intricate ecological niches for their survival. The
changes in ecology and environment seriously affect their livelihood
options.
1.3 The de-notified tribes/communities have been wrongly stigmatized as
crime prone and subjected to high handed treatment as well as
exploitation by the representatives of law and order as well as by the
general society. Some of them are included in the list of Scheduled
Tribes and others are in the list of Scheduled Castes and list of backward
classes. The special approach to their development has been delineated
and emphasized in the various Government Commissions like Renke
Commission 2008 and IdateCommission2018.
1.4 It has been seen that a large number of DNTs have been included either
in the list of SCs, STs or the OBCs from time to time. However, these
DNTs have not been able to take the benefit of various developmental
schemes being implemented for SCs, STs and OBCs. In order to enable
the DNTs to take the benefit of various developmental schemes being
implemented for the poor, it is necessary that the additional provisions
are made under existing welfare schemes for them as a separate target
group irrespective of the fact whether they belong to SCs, STs or OBCs.
1.5 These communities with varying culture and life style are spread all over
India and are mostly invisible, thinly spread and many migrating. The
standard village, block, district developmental model mostly does not fit
on them. DNT, NT and SNT communities are found mostly in small
clusters with limited capacity and skills. Therefore, any developmental
approach for them have a strong need of special efforts for these
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communities in the existing welfare programmes of the Government.
1.6 The various recommendations in the reports on the welfare of DNT
Communities need very specific attention in the context of state locations
specific socio- economic, cultural, variety of the De-notified, Nomadic
and semi Nomadic tribes to strengthen the programmes for the economic
development, educational development, generation of employment
opportunities, social liberation and full rehabilitation of de-notified tribes.
1.7 In view of the above back drop an Umbrella Scheme for empowerment
of DNT communities have been prepared and will have following four
components with an approximate cost of Rs200crore to be spent over
a period of 5 years starting FinancialYear2021-22:
i. Educational Empowerment
ii. Health (through PMJAYof NHA)
iii. Livelihoods ( through SRLMs and NRLM)
iv. Land & Housing ( Through PMAY/IAY)
2. Objectives of the Scheme:
The objectives of the Scheme are as follows.
i. To provide coaching of good quality for DNT candidates to
enable them to appear in competitive examinations;
ii. To provide health insurance to DNT Communities
iii. To facilitate livelihoods initiative at community level to build and
strengthen small clusters of DNT/NT/SNT Communities
institutions.
iv. To provide financial assistance for construction of houses to
members of the DNT Communities
3. Target Group& Implementation of the Scheme
The DNT Communities having total family income from all sources of
Rs.2.50 lakh or less per annum and not availing any such benefits from
similar Scheme of Centre Government or the State Government will be
eligible for benefits under the Scheme. The Development and Welfare
Board for De-Notified, Nomadic and Semi-Nomadic Communities
(DWBDNC) will overall coordinate with the agencies such as State
Governments/UTs, NRLM, National Health Authority etc. for its
implementation. The implementation of the scheme will be done through
established implementation systems like Free Coaching system, IAY for
housing programme, National Health Authority for health insurance,
NRLM for livelihood activities.
Contractual/outsource personnel such as Young Professionals,
Consultants and Sr. Consultants would be required for monitoring and
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co-ordination activities at various levels. Expenditure will be met from the
admissible administrative expenses of the scheme which would be
around 1% of the total financial outlay of the scheme.
4. EDUCATIONAL EMPOWERMENT
4.1 Education is the most important lever for social, economic and
political transformation. Education is a potent tool for socio-
economic mobility and a key instrument for building an equitable and
just society. It provides skills and competencies for economic well-
being. A well-educated population, equipped with the relevant
knowledge, attitudes and skills is essential for economic and social
development in the twenty-first century. Accordingly, component of
free Coaching for DNT Students has been envisioned for the
educational empowerment of these communities:
4.2 FREE COACHING FOR DNTSTUDENTS
4.2.1 Objective
The objective of this component is to provide good coaching
quality for DNT candidates to enable them to appear in competitive
examinations and succeed in obtaining an appropriate job in
Public/Private Sector.
4.2.2 Courses for Coaching
The courses for which the Coaching will be imparted shall be as
follows:
i) Group A and B examinations conducted by the Union Public
Service Commission (UPSC), the Staff Selection Commission
(SSC) and the various Railway Recruitment Boards(RRBs);
ii) Group A and B examinations conducted by the State Public
Service Commission’s;
iii) Officers’ Grade examinations conducted by Banks, Insurance
Companies and Public Sector Undertakings(PSUs);
iv) Premier Entrance Examinations for admission in (a)
Engineering (eg. IIT-JEE), (b) Medical (eg. NEET), (c)
Professional courses like Management (eg. CAT) and Law
(eg. CLAT), and (d) Any other such disciplines as Ministry may
decide from time to time.
v) Eligibility tests/examinations like SAT, GRE, GMAT and
TOEFL.
vi) Entrance examination tests for CPL courses/ National Defense
Academy and Combined Defense Services
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4.2.3 Distribution of slots amongst types of competitive examinations
60% of total available slots shall be allotted to the courses for which
qualifying exam is graduation (Bachelor’s level). 40% of total slots shall be
for the courses for which qualifying exam is Class 12.
4.2.4 Eligibility criteria for students
i. Only students belonging to DNT communities having total
family income from all sources of Rs.2.50 lakh or less per
annum and not availing any such benefits from similar Scheme
of Centre Government or the State Government will be eligible
for benefits under the Scheme. Income declaration of self-employed
parents/ guardian should be in the form of a certificate issued by
Revenue Officer not below the rank of Tehsildar. Employed
parents/guardians are required to obtain income certificate from their
employer. Employed parents/ guardians should obtain consolidated
certificate from Revenue Officer for any other additional source of
income.
i. The students must have secured the minimum marks in the
qualifying examination of the competitive exam for which
coaching is sought, as prescribed in the guidelines of the said
competitive exam. However, if the student has still not
appeared for the said qualifying examination, or if the student
has appeared and the result has not been declared, the marks
obtained in the Board/Degree exam just prior to the qualifying
exam shall be taken into account. If the number of eligible
applications received is more than the given slots, the selection
will be done in the decreasing order of the marks obtained in
the qualifying exams.
ii. For the competitive exams for which the qualifying exam is
class 12th, benefits under the scheme will be available to a
candidate only if the candidate has passed class 12th or is
studying in class 12th as on the date of receiving the benefit
under the scheme. Further, in case of competitive exams for
which the qualifying exam is at bachelor level, only
students/candidates having completed the bachelor level
course or studying in the final year of the bachelor degree
course at the time of receiving the benefits under the scheme
shall be eligible.
iv. For such examinations which are conducted in two parts,
Preliminary and Mains, priority in the selection will be given to
those students who have at least once qualified the preliminary
examination
v. Benefits under the Scheme can be availed by a particular
student not more than twice, irrespective of the number of
chances he/she may be entitled to take in a particular
competitive examination. The student will be required to submit
an affidavit that he/she has not taken benefit more than twice
under the Scheme.
vi. The candidate shall be precluded from availing any other
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Scholarship benefits of similar scheme of the Centre or State
Governments. The candidate will be required to upload an
affidavit indicating that he/she is not availing scholarship from
any other similar scheme of the Centre/State. A list of
beneficiaries availing the scheme will also be uploaded on the
website of the Ministry of Social Justice & Empowerment and
shall be shared with States/UTs to avoid possibility of
simultaneous availing benefits of similar scheme by the candidate
vii. Where the competitive examination is conducted in two stages
viz. Preliminary and Mains, the candidates will be entitled for
free coaching for both the examinations. They will be entitled
for free coaching upto two times each for Preliminary and Main
examinations as per their convenience. However, there will be
no restriction in number of chances for coaching for Interview, if
the candidate is selected for interview.
4.2.5 Mode of implementation
The Development and Welfare Board for De-Notified, Nomadic and
Semi-Nomadic Communities (DWBDNC) will select a total of
1250studentseach year w.e.f. 2021-22 as laid down in the succeeding
paras of the Scheme. These students shall have the liberty to pursue the
coaching course in any institute of their choice.
a) Number of candidates to be selected:
Out of total selected students40% students shall be
earmarked for competitive exams having eligibility condition as
Class XII (e.g. NEET, JEE, CLAT etc.). Remaining 60%
students shall be for competitive exams having eligibility
condition as Graduation (CAT, Civil Services Examination
etc.).
b) Process of application:
i. The scheme will be widely advertised through electronic
media etc. giving summarized information about the
Scheme. The applicants shall, after assessing their eligibility
and suitability as per the eligibility conditions of the Scheme,
will be required to apply online on this Ministry’s portal, i.e.
coaching.dosje.gov.in., along with details of course he/she
intends to join.
i. The portal will remain open for one month twice a year
i.e. during the month of July and January for receiving
applications.
ii. The applicants will be required to upload their applications
alongwith prescribed supporting documents.
iii. No offline applications will be entertained. Only online
applications complete in all respects, shall be considered for
assistance. All the incomplete applications will be summarily
rejected. However, the rejected candidates will have the
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option to apply in the subsequent phases of selection.
c) Selection of candidates:
i. On closure of the application portal, separate merit lists
shall be drawn up of eligible candidates for both the levels
of competitive exam mentioned in para 4.2.3 of the
Scheme, by the IT system itself, based on information
submitted by the candidates.
i. The applications will be scrutinized in the order of merit for
ascertaining eligibility. Those applications not found
complete, or if the applicants are found ineligible, will be
rejected.
ii. The order of merit will be as detailed in para 4.2.4 (ii) of
the Scheme.
iv. The merit lists so finalized will be placed before a
Screening Committee set up by the DWBDNC, for making
recommendation about selection of the candidates. The
assigned number of candidates in the merit will be given
the benefit of the scheme subject to verification of their
credentials. The merit list shall be uploaded on the
website of the Ministry.
v. Keeping in view the slots available for each year 625
candidates will be provided assistance in each of the two
phases in a year. Separate merit lists will be drawn up for
each phase.
d) Release of assistance to the students
i. The course fee shall be released directly into the account
of the beneficiary candidate in two installments through
DBT mode. However, students will have to submit their
bank account linked with their adhaar.
i. After the selection and verification of credentials of the
candidates an “Open Assurance” letter shall be issued to
candidates stating therein the name of candidate selected,
rank no, details of fee amount to be given under the
scheme. This will be used by Candidates to contact
coaching institute in which he/ she wants to attend
coaching. On receipt of admission
confirmation/assurance from the Institute; the Candidate
will upload the same on the online portal. The first
installment of 50% of the eligible amount will be released
immediately thereafter.
ii. The candidate will be required to join the selected course
within 6 months of the release of the first installment. The
remaining fee will be reimbursed after receiving proof of
joining of institute by the candidate and deposition of the
amount released as first installment by the candidate to the
institute. The candidate is required to join an institute as
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empanelled by the Ministry under “Free Coaching Scheme for
SC and OBC students”. If the first installment of the fee amount
is not paid to the selected institute within a period of 6 months,
this amount will have to be returned to the Government and
second installment will not be eligible. The candidate will be
required to submit an affidavit in the prescribed pro forma that
he/she would take admission in the coaching institute of his/her
choice within six months of receiving the first installment of
coaching fee failing which he/she would return the money to the
Ministry immediately.
iv. To facilitate the candidate, a letter will also be issued
alongwith the 1st installment of funds release indicating
that the balance fee shall also be paid to the candidate
after joining the course.
4.2.6 Extent of Assistance
i. Fees : The actual course fee of the institute in which the
students is applying, which the institute charges course from
general students, or the prescribed course fee by the Ministry as
per Annexure of the Scheme, whichever is less, subject to the
limits for fees and duration of the course laid down in the
Annexure. If the course fee is more than the admissible
amount, the candidate has to arrange for the remaining funds
from his/her own sources.
i. Stipend: Monthly stipend of Rs. 1500/- per student will be paid
for local students for attending the coaching class. Similarly,
Rs.3000/- per student will be paid per month for outstation
students. The stipend will be paid till the duration of the course
or for one year, whichever is less. The stipend to each student
shall be paid directly by the Ministry through DBT.
ii. Special Allowance: Students with disabilities would also be
eligible for Special Allowance of Rs. 2000/- per month towards
reader allowance, escort allowance, helper allowance etc.
having valid disability certificate (equal to or more than 40%
disability). This will be in addition to the stipend mentioned in
para4.2.6(ii).
4.2.7 Performance and Monitoring of the Scheme:
i) Technical Support Group (TSG) shall be set up in the Ministry for all
schemes will also assist in scrutiny and processing of the
applications, as well as for monitoring the progress of the
candidates.
ii) There will be a review of the performance of the selected
candidates availing the benefits of the scheme based on the
information obtained from the candidates about their success or
otherwise in the competitive exams.
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Annexure-: [As referred to in para 4.2.6]
Maximum Fee and Minimum Duration under the above Scheme for DNT students
SL Course Maximum Minimum* Duration in
Total Course months
fee in Rupees
1. Civil Services Exam by 1,20,000 9 months (4 months prelim +
UPSC/SPSCs 5months
mains)
2. SSC/RRB 40,000 6months
3. Banking /Insurance/ 50,000 6months
PSU/ CLAT
4. JEE/NEET 1,20,000 9months(not exceeding 12months)
5. IES 80,000 -do-
6. CAT /CMAT 60,000 -do-
7. GRE/GMAT/SAT/TOFEL 35,000 3 months
8. CA-CPT/ GATE 75,000 9months
9. CPL Courses 30,000 6 months
10. NDA/CDS 20,000 3 months
*A minimum physical coaching of 16 hours per week will be mandatory for all the above
courses.
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5. HEALTH INSURANCE FOR DNT, NT ANDSNT:
Members of DNT/NT communities are likely to have little or no access to
medical facilities and other benefits available under the mainstream health
policies. They are so poor that they cannot afford private medical care. It is,
therefore, necessary that a separate target group is considered by the
Government for assistance in health care for DNTs, NT and SNT communities
under scheme like PMJAY Ayushman Bharat through State/UT Governments
5.1 Objectives of Supporting Health Care for DNT, NT and SNT:
The primary objective of the scheme is to provide financial assistance to
National Health Authority (NHA) in association with State Health
Agencies (SHAs) for undertaking providing a health cover of Rs. 5 lakhs
per family per year to DNT, NT and SNT families as per norms of
“Ayushman Bharat Pradhan Mantri Jan Arogya Yojana.
The objective for supporting Health Care exclusively for DNT, NT and
SNT families separately is to provide the benefits of PMJAY to those
DNT/NT /SNT families which are living below poverty line and meet the
eligibility criteria defined in this guideline.
5.2 Ayushman Bharat Scheme:
Ayushman Bharat, a flagship scheme of Government of India, was
launched to achieve the vision of Universal Health Coverage (UHC) with
its underlining commitment, which is to "leave no one
behind." Ayushman Bharat adopts a continuum of care approach,
comprising of two inter-related components, which are–
i. Health and Wellness Centres (HWCs): Government of India
announced the creation of 1,50,000 Health and Wellness Centres
(HWCs) by transforming the existing Sub Centres and Primary
Health Centres. These centres are to deliver Comprehensive
Primary Health Care (CPHC) bringing healthcare closer to the
homes of people. Health and Wellness Centers are envisaged to
deliver an expanded range of services to address the primary health
care needs of the entire population in their area, expanding access,
universality and equity close to the community.
i. Pradhan Mantri Jan Arogya Yojana (PM-JAY) : India’s flagship
public health insurance/assurance scheme called “Ayushman
Bharat Pradhan Mantri Jan Arogya Yojana aims at providing a
health cover of Rs. 5 lakhs per family per year for secondary and
tertiary care hospitalization to poor and vulnerable families that form
the bottom 40% of the Indian population. The households included
are based on the deprivation and occupational criteria of Socio-
Economic Caste Census 2011 (SECC 2011) for rural and urban
areas respectively. The coverage mentioned under PM-JAY, also
includes families that were covered in RSBY but are not present in
the SECC 2011database.
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5.3 National Health Authority:
National Health Authority (NHA) is the apex body responsible for
implementing Ayushman Bharat PM-JAY. To implement the scheme at
the State level, State Health Agencies (SHAs) have been set up by
respective States. SHA is extending the coverage to beneficiaries.
Functions of NHA involve set up systems and processes for
convergence of PM-JAY with other health insurance/assurance
schemes. It aims at following:
i. Coordination with State Governments for implementation of PM-
JAY.
ii. National Health Authority work closely with Insurance Regulatory
and Development Authority on development and implementation of
Health Insurance Regulations.
iii. Effective implementation of PM-JAY across the country and its
regular monitoring.
iv. Carrying out awareness activities for informing beneficiaries and
other stakeholders.
5.4 Key Features of PM-JAY:
5.4.1 Key Features of PM-JAY:
Through an insurance cover of Rs.5 lakh per family per annum
offered totally free through premiums paid by both the central and
state governments, the Pradhan Mantri Jan Arogya Yojana allow
the poor to benefit from cashless secondary and tertiary
healthcare. AB-PMJAY is an entitlement based scheme rolled out
for the bottom 40 per cent of poor and vulnerable population. The
inclusion of households is based on the deprivation and
occupational criteria of the Socio-Economic Caste Census 2011
(SECC 2011) for rural and urban areas, respectively. Rural
households which are included (not excluded) are then ranked
based on their status of seven deprivation criteria (D1 to D7).
Urban households are categorized based on occupation
categories.
5.4.2 Rural Beneficiaries:
Out of the total seven deprivation criteria for rural areas, PM-JAY
covered all such families who fall into at least one of the following
six deprivation criteria (D1 to D5 and D7) and automatic inclusion
(Destitute/ living on alms, manual scavenger households, and
primitive tribal group, legally released bonded labour) criteria:
➢ D1- Only one room with kucha walls and kucharoof
➢ D2- No adult member between ages 16 to59
➢ D3- Households with no adult male member between ages 16 to
59
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➢ D4- Disabled member and no able-bodied adultmember
➢ D5- SC/ST households
➢ D7- Landless households deriving a major part of their income
from manual casual labour
5.4.3 Urban Beneficiaries:
For urban areas, the following 11 occupational categories of
workers are eligible for the scheme:
➢ Ragpicker, Beggar, Street vendor/ Cobbler/hawker / other
service provider working on streets
➢ Construction worker/ Plumber/ Mason/ Labour/ Painter/ Welder/
Security guard/ Coolie and other head-loadworker
➢ Sweeper/ Sanitation worker/Mali
➢ Home-based worker/ Artisan/ Handicrafts worker/Tailor
➢ Transport worker/ Driver/ Conductor/ Helper to drivers and
conductors/ Cart puller/ Rickshawpuller
➢ Shop worker/ Assistant/ Peon in small establishment/
Helper/Delivery assistant / Attendant/Waiter
➢ Electrician/ Mechanic/ Assembler/ Repairworker
➢ Washer-man/Chowkidar
5.4.4 Even though PM-JAY uses the SECC as the basis of eligibility of
households, many States are already implementing their own
health insurance schemes with a set of beneficiaries already
identified. Thus, States have been provided the flexibility to use
their own database for PM-JAY. Thus PM-JAY provides the States
with the flexibility to choose their implementation model.
5.5 Implementation Agency and Eligibility through Convergence with
National Health Authority (NHA) and State/UT Health Agencies
Authority for DNT NT and SNT Beneficiaries:
5.5.1 The marginalized population like DNT, NT, SNTs with higher need
is utilizing the scheme less due to the factors that include eligibility
rules, progress on beneficiary validation.
5.5.2 The Development and Welfare Board for De-Notified, Nomadic and
Semi-Nomadic Communities (DWBDNC) will provide central
assistance to the National Health Authority (NHA) for exclusively
benefitting DNT communities under Ayushman Bharat – Pradhan
Mantri Jan Arogya Yojana (AB PM-JAY)in partnership with
State/UT Health Agencies (SHA). This will leverage the presence
of an established NHA/ SHA network under PM-JAY via funds
reimbursed under PMJAY.
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5.5.3 The Ministry proposes to cover DNT, NT and SNT families through
NHA/ SHA as follows:
a. DNT, NT and SNT communities In rural areas :The inclusion of
beneficiaries in the scheme is proposed through registration of
households of DNT, NT and SNT communities under SHA
Assurance model wherein the States can use the flexibility to
use the following of criteria for Rural households of DNT, NT
and SNT communities as one of deprivation criteria for Rural
households:
➢ D1- Houseless or only one room with kucha walls and
kucha roof.
➢ D2- No adult member between ages 16 to59.
➢ D3- Households with no adult male member between ages
16 to59.
➢ D4- Disabled member and no able-bodied adult member.
➢ D7- Landless households deriving a major part of their
income from manual casual labour
b. DNT, NT and SNT communities in urban areas : The inclusion
of beneficiaries in the scheme is proposed through registration
of households of DNT, NT and SNT communities under SHA
Assurance model wherein the States can use the flexibility to
use the following of criteria for urban households of DNT, NT
and SNT communities as one of deprivation criteria for urban
households:
➢ Ragpicker, Beggar, Street vendor/ Cobbler/hawker / other
service provider working on streets
➢ Construction worker/Plumber/Mason/ Labour/ Painter/
Welder/ Security guard/ Coolie and other head-load
worker
➢ Sweeper/ Sanitation worker/Mali
➢ Home-based worker/ Artisan/ Handicrafts worker/Tailor
➢ Transport worker/ Driver/ Conductor/ Helper to drivers and
conductors/ Cart puller/ Rickshawpuller
➢ Shop worker/ Assistant/ Peon in small establishment/
Helper/Delivery assistant / Attendant/Waiter
➢ Electrician/ Mechanic/ Assembler/ Repairworker
➢ Washer-man/Chowkidar
5.6 Implementing Agencies and Eligibility:
The scheme component will be implemented through National Health
Authority (NHA) in association with State/UT Health Agencies (SHA).If
applicable, an MoU may be signed between MoSJE/DWBDNC with NHA
for implementation of this component. NHA will ensure that SHA take
help of the State Social Welfare Department to identify eligible DNT, NT
and SNT families and provide the detail list of beneficiaries for PMJAY to
State/UT Health Agencies (SHA).
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Under the Pradhan Mantri Jan Arogya Yojana for poor to benefit from
cashless secondary and tertiary healthcare, an insurance cover of
maximum Rs.5 lakh per family per annum in a partnership with the
National Health Authority (NHA) and State/UT Health Agencies (SHA) for
exclusively benefitting eligible DNT, NT and SNT families will be offered
totally free through premiums.
5.7 Funding Pattern and cost norms:
The premium as per the cost norms prescribed by NHA will be paid by
the Development and Welfare Board for De-Notified, Nomadic and Semi-
Nomadic Communities (DWBDNC) as central assistance to NHA for the
annual insurance premium cover contribution in case of eligible DNT, NT
and SNT families who shall in a partnership with the State/UT health
agencies shall implement the scheme component. This will leverage the
presence of an established NHA/ SHA network under PM-JAY via funds
reimbursed under PMJAY.
5.8 Review and Monitoring
a) The progress of implementation of the scheme will be reviewed by
the DWBDNC through periodic reports from the implementing
agencies.
b) The DWBDNC will conduct review meetings during which NHM would
be required to make presentations on the progress.
c) The DWBDNC is free to make any modification in the aforesaid
conditions in consultation with NHM whenever deemed necessary.
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6. LIVELIHOODS
6.1 Supporting Empowerment and Livelihoods interventions for
DNT/NT/SNT:
The decline of traditional occupations of DNT/NT/SNT communities has
further exacerbated their poverty. A focus to support livelihood generation
for these communities is required. The vulnerable populations constituting
the De-notified, Nomadic Tribes and Semi-Nomadic Tribes (DNT, and
NT/SNT) are among poorest of the poor in most pockets of the country.
Modern livelihoods involving a more settled lifestyle and their institution
building will also benefit these communities in terms of their ability to
access the benefits of government schemes, and more importantly, their
ability to continue education without interruption.
6.2 Objective:
i. The primary objective of the scheme is to provide financial assistance
to National Rural Livelihood Mission (NRLM)for undertaking institution
building in association with State Rural Livelihoods Mission (SRLM) of
state Governments/UTs at community level as a livelihood initiative to
enhance productivity growth in key livelihood sectors for employment
generation for DNT/NT/SNT communities poor through investments in
institutional support , technical assistance.
ii. To build and strengthen institutions by social mobilization for
empowerment to help DNT, NT and SNT communities small clusters
with limited capacity and skills.
6.3 Convergence under National Rural Livelihood Mission (NRLM) for
implementation:
6.3.1 Improving the capability of local leadership, SHGs, CBOs and
improve their collaboration is fundamental to National Rural
Livelihood Mission (NRLM). NRLM through SRLMs build institutions
and developing synergies through institutions of the poor at
grassroots level to reach out to all the rural poor families and link
them to sustainable livelihoods opportunities. It places a very high
emphasis on convergence with other programmes of the Ministry of
Rural Development and other Central Ministries and programmes of
state governments.
6.3.2 Social mobilisation is process-intensive effort that requires
dedicated and appropriate human resources. Orientation and
capacity building to improve the level of competency of human
resources at local level is key to achieve the goal of rural prosperity
at grassroots level. NRLM has set up sensitive and dedicated
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support structures at the National, State, district and sub-district
levels. State Rural Livelihoods Missions (SRLMs) have been
constituted with adequate human resources its State Mission
Management Units at state level, District Mission Management
Units at district level, and sub-district units at block and/or cluster
levels. These support structures are well equipped, sensitive and
suitable for social mobilization of poor and have sufficient suitable
linkages with Government(s), District Rural Development Agencies
(DRDAs), and PRIs.
6.4 Implementing Agencies and Strategy:
6.4.1 Under this component the De-notified, Nomadic Tribes and Semi-
Nomadic Tribes (DNT, and NT/SNT)) community clusters are target
population for initiating the social mobilization, CBO and SHG
formation and promotion of inclusion in the Community.
6.4.2 The Scheme component will be implemented through National Rural
Livelihoods Mission (NRLM) in association with State Rural Livelihoods
Mission (SRLM)of concerned State/UT. NHA will ensure that SHA
take help of the State Social Welfare Department to identify eligible
DNT, NT and SNT clusters.
6.4.3 This particular intervention will seek an effective convergence
between the SHG/CBOs of DNT, and NT/SNT community clusters
and the NRLM, SLRMs and PRI institutions and its structures in
state to block levels for regular interface for exchange of support
and sharing of expert resources between PRI institutions and CBOs
and SHGs of DNT, and NT/SNT clusters. And for this the role of
NRLM and SLRM is to ensure for the institutional support. The
National Rural Livelihoods Mission (NRLM) and State Rural Livelihoods
Mission(SRLM) are to adopt strategies to target and include poor people in
existing programmes.
6.4.4 To achieve the objectives of empowerment and improving
livelihoods of DNT, and NT/SNT community clusters with the
aforesaid para background the strategies will be as follows:-
▪ The State Governments shall identify State Rural Livelihood
mission for anchoring the overall coordination of empowerment
and improving livelihoods of DNT, NT and SNT.
▪ Further a mechanism will be developed by the State
Government so that SRLMs works in tandem with Social welfare
Department of State Government for identification of DNT/
NT/SNT clusters for taking up this component by SRLMs.
▪ The support may be taken of reputed Government or non-
Government institutions which have proven record of experience
specially those who have worked on empowerment and
improving livelihoods of De-notified, and Nomadic Tribes (DNT,
NT) in the area.
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▪ SRLMs will mainly focus on the following items:
a) The locations/areas specific dense cluster population of De-
notified, and Nomadic Communities in the state/UT would be
the primary focus.
b) To identify committed women and men in the age group of
25-45 years (of which 50% should be women) in association
with District administration including District social welfare
officer as “community Contact persons” (CCPs) to act as
Resource persons CCP will be selected at two levels. Two
CCP from the specific of DNT, NT and SNT specific
community cluster level. They will be primarily contact points
in the specific of DNT, NT and SNT specific community
cluster level. The second type more qualified and
experienced CCP will be of District level in the district where
a number of DNT, NT and SNT clusters are found. The
district level CCPs five in number in each district, should be
literate, experienced in community institution building and
have potential for involving them in the collection, validation
of information of the community, assisting in developing the
empowerment and improving livelihoods process of their
community and be facilitator in welfare activities.
c) Identifying and mobilizing DNT, NT and SNT households into
SHGs, with initial priority for women and linking with SHG
federation(s) at various levels.
d) To provide incentives for facilitation of building and
strengthening the location specific De-notified, Nomadic and
Semi-Nomadic SHG institution and in catalyzing these
institutions for long term formulation and implementation of
their own welfare and development plans.
e) Organizing training and extension, exposure visits, and
promotes marketing of handicrafts to catalyze welfare of
location specific identified DNT, NT and SNT community.
Vocational training given to Master Craftsmen and SHG
members in trades with close connection with their traditional
skills, as well as if they want to shift away from traditional
occupations.
f) State/UT Rural Livelihood missions (SRLMs) will encourage
DNT, NT and SNT communities SHG/ Cooperatives, and
groups engaged in traditional activities, such as handlooms
and handicrafts and link them to the District Industries
Centres (DICs) and Khadi & Village Industries Commission
(KVIC) for promoting self-employment by helping them
acquire new skills and honing their existing skill sets.
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g) Priority would be given to the vulnerable sections like the
landless, migrant labour, and households led by single
women. The pre-existing SHGs of DNT, NT and SNT would
also be identified for inclusion.
h) The primary beneficiaries should include more and more
women in the age group of 21-30 years, including students.
6.5 Interventions with cost norms and Admissible
Components:
Cost
(upper
S.N Component
limit)
(In Rs.)
1. Conduct of Community meetings (at least 2 3000
meeting in 3months)
2. Community outreach Entry Point Activity (EPA) to 50000
build rapport with Community
3. Community contact person CCPs at specific 6000
DNT, NT/ SNT community cluster level – 2 per
community @Rs 3000 per month/per person
Honorarium
4. Community contact person CCPs at District level– 50000
5 per District @Rs 10000 per month/per person
5. Training workshop for formation of SHG/ CBO 20000
members of the community with inclusion of key
persons of Gram Panchayat for strengthening
linkages for institution building.
6. CBO and SHG Revolving Fund: As a corpus given 10,000
to CBO and SHGs depending on the active status
of SHG Rs. 10,000 per SHG.
7. CBO Revolving Fund: As a corpus given to CBO 15,000
depending on the active status of CBO @ Rs.
15,000 per CBO.
8. PRA exercise/ /Rapid Community Survey (RCS) 10000
for Community Appraisal
9. Skill development / field exposure visit to Youth 50000
having special skill like Artisan / Artist 5 persons
maximum per DNT, NT and SNT clusters including
Improved tool kits for value addition of product
made by community @RS 10000 Per Beneficiary.
10. Institutional expenses per community for SRLM to 40000
meet its expenditure for undertaking various
activities including remuneration, TA/DA to
technical experts, transport etc.
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6.5.1 The activities that are to be undertaken:
A. Conduct of Community meetings:
i. Formation of SHGs/CBOs of DNT, NT and SNT clusters
to provide Institutional platform for democratic
representative space on local governance;
ii. To aggregate their issues on socio economic needs;
iii. To conduct Training Workshop to make aware and
emphasize on the need for developing strategies for
convergence and for developing relation between SHGs
and PRIs at GP level to bring out clarity on -What
panchayats can do for the DNT, NT and SNT SHGs/
CBOs and how CBOs can support Panchayat GPDP;
iv. Selection of Livelihood Activities through discussion of
the livelihood patterns and potential in the community like
identify the key livelihood sectors in which the community
poor can participate and benefit, understand the
constraints, opportunities, value chains, and determine
the key interventions needed;
v. Discuss convergence to programmes of Local
Government institution like GP, JFM, and SHGs/CBOs of
DNT, NT and SNT clusters.
vi. Facilitate mechanisms that create a mutually beneficial
working relationship between Panchayats and institutions
of the DNT, NT and SNTS.
vii. Sensitization of Panchayati Raj Institutions (PRIs),
especially at the village panchayat level to respond
positively for inclusion of DNT, NT and SNT clusters
/hamlets in and around villages to improve DNT, NT and
SNT access and eligibility to Government sponsored
social protection programs like Public Distribution System
(PDS), and National Rural Employment Guarantee Act
(NREGA).
B. Community outreach Entry Point Activity (EPA) to build
rapport with Community:
During the institution strengthening exercise, the community
would identify the Entry Point Activities (EPA) collectively
decided by the community will be taken up during the project
period for creation of durable community assets to support
improved livelihoods, especially of landless, poor women,
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public works for common benefit- like drinking water, minor
irrigation, check dam. The activity/ activities are to be decided in
order of priority in the General meeting of community. The aim
is to create a rapport and catalyze participatory building of
community institution by supporting the immediate need of the
Community by undertaking Public works for common benefit
supporting the immediate need of the Community to be decided
in order of priority in Participatory community meeting - like
drinking water, minor irrigation, check dam, creation of durable
assets, to support improved livelihoods especially women given
preference.
C. Selection of CCPs:
Being nomadic, impoverished and poorly educated, the DNT,
NT and SNT communities are mostly unaware of their own
rights and entitlements, and are not in a position to claim them.
Therefore it is necessary to identify smart and committed
members of the DNT, NT and SNT at the specific DNT, NT and
SNT clusters level in the age group 25-45 years, both among
men and women, designated as 'Community Contact Persons'
(CCPs), who can highlight about the various issues and
problems faced by their communities, their rights and
entitlements, and the various Schemes of the Centre and the
State. Focus would be on developing and engaging them as the
community resource persons for helping in the component
implementation at the specific selected DNT, NT and SNT
cluster level.
The second type more qualified and experienced CCP will be of
District level in the district where a number of DNT, NT and
SNT clusters are found. The district level CCPs two in number
in each district will be selected. Particular focus would be on
developing and engaging them as community professionals and
community resource persons for capacity building of SHGs and
linking their federations and other collectives.
Two CCP at DNT, NT and SNT cluster level will be an active
member of the specific DNT, NT and SNT cluster who need not
have formal qualifications but have potential to be the
community resource person for helping in the component
implementation at the specific selected DNT, NT and SNT
cluster level. The selection of CCPs will be done by the SRLM
in consultation with five reputed persons of the Community. The
cluster level CCP will be paid fixed consolidated honorarium of
Rs. 3000/- per month.
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a) Role of District level CCPs:
i. To communicate and coordinate with various
participating agencies.
ii. To prepare and maintain records and other
documents related to community.
iii. To facilitate in preparation and implementation of
community welfare and livelihood activities.
iv. To assist as Resource Person in training programmes
for the Community members.
b) Eligibility criteria for District level CCPs:
i. The CCP” should be from the DNT, NT and SNT
Community (50 percent should be women).
ii. Age: Should be in the age group of 25 to 45years.
iii. Qualification: should be at least 10th pass and
possess basic knowledge of community institution
building, accounts / communication skills. Should
have knowledge of local language.
c) Selection Process
i. The CCP shall be on contract basis for a period of one
year. This may be extended on requirement basis.
ii. For selection of these CCP will be done by SRLM with
the involvement of District social welfare officer, 2
reputed DNT, NT and SNT Community representative
at district level and District Collector.
d) Remuneration
i. The district level CCP will be paid fixed consolidated
remuneration of Rs. 10000/- per month.
ii. No other allowances over and above the said
remuneration will be paid.
e) Other terms for engagement
i. Will be required to work full time for 6 days in a week.
ii. Will be entitled for 12 days Casual Leave in a year but
not more than 1 in a month.
iii. The contract may be terminated by giving one month’s
notice.
iv. The contract appointment will be on purely temporary
basis.
v. Will have to undergo suitable training to be imparted
as per the guidelines of the schemes.
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D. Training workshop for SHG/ CBO members with inclusion
of key selected community persons /key persons of Gram
Panchayat:
Strengthening organizational capacity interventions to build
capacity mainly to prepare groups to aggregate in a common
platform and to aggregate groups to understand issues of
access to and benefit from the various developmental schemes
of Government and promoting self-help and co-operation.
▪ Facilitation in group formation, collective bargaining skills,
conflict management, entrepreneurship, Account/ financial
skills, loan facilitation, with focus on women and youth.
▪ Understand solutions to the problems in demanding Voter
cards, BPL cards, Aadhar Card, job cards, etc and seeking
work and timely payments in Government schemes.
▪ Enhancing knowledge base to Get included in the annual
planning process of MGNREGA (the Mahatma Gandhi
National Rural Employment Guarantee Act)scheme;
▪ Support to increase the participation of DNT, NTs groups
under MGNREGA scheme for guarantee 100 days of paid
work every year.
Training for self- help groups (SHGs) and CBO may be on:
1. concepts of SHGs, village organizations (VOs) and block
level federations(BLFs),
2. group processes and management,
3. Regular Meetings
4. Regular Savings
5. Internal lending
6. Regular repayment of loans
7. Bookkeeping
8. Good Health
9. Identification of active women as trainers during the
course of training
10. microfinance operations including fund management and
bookkeeping,
11. credit prioritization plan,
12. conflict resolution and regular Participation in Panchayat
Raj Institutions
13. Social issues.
14. Access to Entitlements through Government Schemes
E. Formation of DNT/NT SHGs and CBO:
The aggregation of the poor, through their institutions, reduces
transaction costs to the individual members, makes their
livelihoods more viable. Strong institutions of the DNT, NT such
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as SHGs and their community level and higher level federations
are necessary to provide space, voice and resources to them in
Government welfare and developmental programmes, and
reducing their dependence on external agencies. They should
empower them and act as instruments of knowledge and
technology dissemination, and hubs of production,
collectivization and commerce. This activity, therefore, in the
beginning would focus on setting up these institutions at
community levels.
Community based Organisation (CBO): CBO will be the
central and integral part. To this end, focused effort will be
made for constitution of Community Based Organisation in
each DNT/NT community locations, habitation, hamlets,
Dhanis, tent colony or whatsoever local name by which the
place of residing of a group of a particular DNT/NT community
is known in the State/UT. With the help of CBO generation of
basic data generation of community along with status of caste
certificate, BPL card, Ration Card, Voter ID, Aadhar card will be
done as far as possible. For formation of CBO, Rs. 15,000 per
CBO will be given as incentive towards group formation and
development.
In CBO general body both women and men would be
organized. All these institutions will be inclusive and no adult
member would be left out of them. The process of formation
and functioning of a CBO would also involve the following
critical steps:
• Initially meet with opinion makers in the community and
village
• Identify stakeholders by location, or activity.
• Hold hamlet wise small group discussions and agree on
formation of CBO.
• Documenting Process of enrolling members.
• Discussion on improving rural livelihoods and enhancing
social and economic empowerment of the rural poor.
• Developing organizations of the rural poor and producers to
enable them to access and better negotiate services, credit
and assets from public and private sector agencies and
financial institutions.
• All adult Members of the community agree on selection of
Executive committee for conducting the activities of the
CBO.
• The Executive Committee shall have 4 office bearers:
President, Vice President, Treasurer, and Member
Secretary. It is mandatory to elect at least one woman.
SHG: This activity should promote specialized institutions like
SHGs (Livelihoods collectives), producers’ group for livelihoods
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Promotion, backward and forward linkages, and access to
information, credit, technology, markets etc. There are existing
institutions of these types at local levels formed by Government
efforts and efforts of NGOs. This scheme activity would support
the processes of forming and nurturing the DNT, NT, SHG
institutions and strive to develop relationship with related
existing institutions. The self-help promoting institutions of DNT,
and NT would be supported.
This activity would ensure that at least one member from each
identified DNT, NT, household, preferably a woman, is brought
under the Self Help Group (SHG) for addressing livelihoods
issues. For formation of SHGs, Rs. 10,000 per SHG will be
given as incentive towards group formation and development.
Role of SRLM Community Professional and Community
Resource Person:
The NRLM programme has built a cadre of community
professionals that follow a very intensive community oriented,
organic development process to build community institutions
and their federations. These cadres of community professionals
provide a supporting hand in formation and nurturing of
community institutions and managing and leading these
institutions to a meaningful cause. These are better suited to
identifying the constraints and opportunities in their villages,
and are much more effective in instilling confidence and
mobilizing their communities. They also tend to be more
accountable to their communities as they live there and enjoy
local legitimacy and trust. Under SRLM a network of cadre of
community professionals accountable entirely to the local
institutions is widely established.
The services of these professionals would be taken to take over
the responsibilities of formation of CBO and SHG for DNT/ NT
clusters. These cadre are very important for facilitation in
following long term perspective:
• The functional SHGs of DNT, NT once established, the
facilitation team will undertake linking these to existing
village level primary federation of SHGs in the area
established by SRLM to provide technical assistance to
SHG members and Network and establish linkages with
resource agencies and thus ensure the economic and social
empowerment of the poor DNT and NT households.
• The aim should be to further linking DNT/ NT SHGs to
Cluster Level Federation (CLF) and Block Level Federation
for giving priority to the demands of DNT/NT SHGs and their
Federations in the annual plans of PRI by making suitable
financial allocation, Leasing out natural resources such as
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ponds/tanks, market yards , dissemination of information &
awareness generation on issues as Gram Shaba, health,
nitration sanitation, education , taking up matter of tribal,
social evil and labour related issues and providing
immediate support to the vulnerable and the destitute.
F. PRA exercise/ /Rapid Community Survey (RCS)- Detailed
Participatory Community Appraisal of community:
Through PRA a rapport building relationship in which a
common understanding will be reached with community and
within community. This will also aim at effective approach to
gather information about community and their environment.
The specific community level demographic, Socio-economic
and cultural primary data of the DNT, and NT community will fill
the gaps in documented information about them. It will help to
understand the location specific problems in a better manner
and document priorities of the local community people. It will
contain a description of problems being faced by the community
along with their feasible solutions, assessment of need and
capacity of resources in addition to the list of activities to be
conducted in the community area.
Rapid Community Survey will be Participatory in which the local
community members will be involved to extract and collect data
& information on various aspects, as well as to understand the
actual situation or status of the Community. It will be carried out
by conducting group discussions, experience sharing.
G. Skill development / field exposure visit including training /
tool kits distribution for value addition:
This activity would be part of continuous capacity building of the
targeted DNT, NT, SNT persons and they are to be provided
with the requisite skills to promising youth provide skills,
production and productivity enhancement services that include
technology, knowledge, skills and inputs, market linkages etc.
The interested youth would be offered Transfer of technology
through training, frontline demonstration. The subject may
include:
• Strengthening knowledge– including training on social
exclusion alongside information about health, education and
livelihoods.
• Improving administrative capacity – including training on
financial management, reporting, information technology,
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communications, leadership training.
• Focused Livelihood Development models: Innovative
Technology and skill imparting for focused Livelihood
Development models aimed to enable location specific DNT,
NT, SNTs group focusing on their inherent skills to diversify
and develop the way they make a living. These will include
as per the DNT, NT, SNTs group background like
Fisheries, Minor Forest Products, artisan works,
Dairying and organize, engage and integrate them into
value chains and markets in a profitable way.
• Exposure visits that will allow undertaking week long
exposure visits to review best practices and have
opportunities to interact with local employers to understand
first-hand what they are looking for.
6.6 Funding pattern and Cost Norms:
The Development and Welfare Board for De-Notified, Nomadic and
Semi-Nomadic Communities (DWBDNC) will finance the NRLM for
implementation of scheme component in association with state level
SRLMs for taking up the empowerment and improving livelihoods of
identified DNT, NT & SNT communities and supporting their SHGs
and CBOs for 4 years.
6.7 Review and Monitoring
a) The progress of implementation of the scheme will be reviewed
by the DWBDNC through periodic reports from the concerned
SRLM and State Government/implementing agencies.
b) The DWBDNC will conduct review meetings during which SRLM
would be required to make presentations on the progress.
c) The DWBDNC is free to make any modification in the aforesaid
conditions in consultation with selected SRLM and State
Government / UTs whenever deemed necessary.
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7. HOUSING FORDNTS
7.1 Introduction:
Housing is a basic human need. At present, a very large number of
families belonging to the DNT/NT communities are without permanent
shelters and dwellings. In view of their changing Socio-economic scenario,
a large number of DNT communities are trying to settle themselves at one
place or the other and take to alternative professions. It has been seen
that DNTs are living in slum conditions all over the country both in urban
and rural areas. They live either in the open, small and makeshift tents or
in small hutments or improvised pucca or kachha houses. Their
settlements are virtually slums with no facility of common amenities like
sanitation, clean drinking water, sewerage, electricity, roads and public
latrines, etc. The need of the day is that the local bodies should ensure
that the situation in such settlements is improved forthwith so that the
DNTs are able to enjoy at least the basic civic amenities or shifted to
better places of settlement.
There are plenty of mainstream schemes/programmes for allotment of
land, construction of housing, development of slums and regeneration of
urban areas but the members of the DNT/NT communities need to be
given their due share on priority. As done for SCs and STs, land is to be
acquired and developed as layouts and given to the members of DNT/NT
communities for housing free of cost. Depending upon the population, a
certain percentage of rural houses under Prime Minister's AwaasYojana
must be earmarked for members of DNT/NT communities.
The Ministry of Rural Development, Ministry of Housing and Urban Affairs
and State Govts/UTs are responsible for implementing social welfare
program schemes to meet the objectives of the “Housing for All”
scheme specially for the marginalized sections of the Society by the year
2022. Pradhan Mantri Awas Yojana is the flagship scheme of the Union
Government for providing housing to the urban poor. While DNTs are also
covered under the eligibility criteria under this scheme but owing to their
low priority, it is estimated that the number of beneficiaries under the DNT
category is negligible.
Considering the shortage of houses for DNTs, the MoSJE proposes to
earmark a separate outlay for PMAY to support specific importance in
providing houses only for DNTs living in rural areas who have not taken
benefits of the Pradhan Mantri Awas Yojana as SC, ST, OBC and are
living below poverty line.
Pradhan Mantri Awas Yojana – Gramin (PMAY-G), is a scheme for rural
housing. It aims to provide a 25-square meter pucca house including basic
amenities to beneficiaries of the scheme. PMAY-G aims at providing a
pucca house, with basic amenities and to all houseless housholds
and those households living in kutcha and dilapidated house.
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The unit assistance is Rs 1.20 lakhs in plains and 1.30 lakhs in hilly areas
with minimum size to 25 sq. mt. with a hygienic cooking place.
The MoSJE as a special measure proposes to extend the support to
eligible rural household DNT families under Pradhan Mantri Awas Yojana
– Gramin (PMAY-G). The main purpose is to provide grant for the house to
DNT families living under below poverty line. The grant will be per unit
assistance is Rs 1.20 lakhs in plains and 1.30 lakhs in hilly areas with
minimum size to 25 sq. mt. with a hygienic cooking place. This support
would be provided to those DNTs who do not own land and pucca house.
As a precondition for construction of house for DNT family, the State/UT
Government will have to allot plots to DNTs free of cost on the condition
that the allottees will not be able to transfer the house, plot to any other
person. The land will be allotted in such a manner that pattas are jointly
held by men and women to ensure gender equality.
7.2 Eligibility Criteria
Eligibility Criteria for DNT specific house building grant support to avail the
benefit could be as follows:
i) The applicant should belong to DNT with domicile of the State
concerned.
ii) Those who have not already taken benefits of the Pradhan Mantri
Awas Yojana as SC, ST, OBC or taken any grant for house from
any other department.
iii) Are living below poverty line.
iv) Those who are houseless or living with a kuccha wall and roof.
v) DNT families without an adult male member between 16 and 59
years of age.
vi) Households without any adult member aged between 16 and 59
years.
vii) Landless candidates who are earning income from casual labour.
7.3 Implementing Agencies
The Scheme will be implemented by the State Governments/Union
Territory Administrations.
7.4 Funding Pattern
100% Central Assistance will be provided to the Ministry of Rural
Development by the Development and Welfare Board for De-Notified,
Nomadic and Semi- Nomadic Communities (DWBDNC) for the above
component as per the cost norms of the scheme of Pradhan Mantri Awas
Yojana- Gramin.
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8. General Principles:
8.1 The scheme will be implemented by the Board. However, the Board will
seek concurrence of the IFD through the Programme Division of MoSJE
for any releases under the scheme.
8.2 The beneficiaries under the scheme will be identified by the State
Government/UTs who shall issue necessary certificate for availing the
benefits.
8.3 Wherever, advances are required to be given under the scheme, it will be
released into installments. However, if it is, on reimbursement basis, full
amount will be released consequent upon production of documents as
prescribed under the rules.
8.4 In order to ensure complete tracking of funds upto “last Mile”, all grantee
organization will use PFMS portal ensuring EAT/REAT module.
Disbursement of funds will be through Adhaar Enabled Payment System.
8.5 All the grantee organizations will be required submit Utilization Certificate
in the prescribed format under GFR 2017. Further, as per the provisions
of rule 230 (8) of GFR 2017, all interest or other earning against grant in
aid or advances released to any grantee institution should be mandatorily
remitted to the Consolidated Fund of India immediately after finalization of
accounts.
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