INFORMACIÓN DE PRECIO
TASAS DE INTERÉS Y CARGOS POR INTERESES
Tasa Porcentual Anual de
Compra (APR)
21,49% a 28,49% , según su solvencia crediticia y otros factores. Estas
a
APR variarán según el mercado según la tasa preferencial.
SM 21,49% a 28,49% , según su solvencia crediticia y otros factores. Estas APR
Mi préstamo Chase a
APR variarán según el mercado según la tasa preferencial.
Es posible que de vez en cuando haya ofertas promocionales con APR fijas y
duraciones variables en algunas cuentas.
APR de transferencia de 21,49% a 28,49% , según su solvencia crediticia y otros factores. Estas APR
saldo a
variarán según el mercado según la tasa preferencial.
APR de adelanto en b
efectivo 29,99% . Esta APR variará según el mercado según la tasa preferencial.
APR de penalización y C
cuándo se aplica Hasta 29,99% . Esta APR variará según el mercado según la tasa preferencial.
Podemos aplicar la APR de penalización a su cuenta si usted:
no realizar un Pago Mínimo antes de la fecha y hora de vencimiento; o
hacernos un pago que se devuelve sin pagar.
¿Durante cuánto tiempo se aplicará la APR de penalización?: Si aplicamos la
APR de penalización por cualquiera de estos motivos, la APR de penalización
podría potencialmente permanecer vigente indefinidamente.
Cómo evitar pagar Su fecha de vencimiento será un mínimo de 21 días después del cierre de cada
intereses sobre las ciclo de facturación. No le cobraremos intereses sobre nuevas compras si paga
compras la totalidad de su saldo o su Saldo de ahorro de intereses antes de la fecha de
vencimiento de cada mes. Comenzaremos a cobrar intereses sobre
transferencias de saldo y adelantos de efectivo en la fecha de la transacción.
Cargo por interés mínimo Ninguno
Consejos sobre tarjetas Para obtener más información sobre los factores a considerar al solicitar o
de crédito de la Oficina utilizar una tarjeta de crédito, visite el sitio web de la Oficina de Protección
de Protección Financiera Financiera del Consumidor en http://www.consumerfinance.gov/learnmore.
del Consumidor
HONORARIOS
Cuota anual de afiliación $95
Tarifa Chase Pay Over Tarifa mensual de hasta el 1.72% del monto de cada transacción de compra
SM elegible o monto que seleccione pagar en el tiempo sin intereses, solo una
Time (anteriormente tarifa mensual fija.
®
tarifa My Chase Plan ; Es posible que de vez en cuando haya ofertas promocionales con tarifas
un cargo financiero fijo) mensuales más bajas de Chase Pay Over Time disponibles en algunas cuentas.
La tarifa mensual de Chase Pay Over Time se determinará cada vez que se cree
un plan basado en tarifas y seguirá siendo la misma hasta que el saldo del plan
d
se pague en su totalidad.
Tarifas de transacción
Transferencias de saldo Ya sea $5 o 5% del monto de cada transferencia, lo que sea mayor.
Adelanto en efectivo Ya sea $10 o 5% del monto de cada transacción, lo que sea mayor.
Transacciones Ninguno
Extranjeras
Tarifas de penalización
Pago tardío Hasta $40 .
Pago de devolución Hasta $40 .
Devolver cheque Ninguno
Nota: Es posible que esta cuenta no sea elegible para transferencias de saldo.
How We Will Calculate Your Balance: We use the daily balance method (including new transactions).
Prime Rate: Variable APRs are based on the 8.50% Prime Rate as of 3/26/2024.
aWe add 12.99% to 19.99% to the Prime Rate to determine the Purchase/My Chase Loan/Balance Transfer APR.
Maximum APR 29.99%.
bWe add 21.74% to the Prime Rate to determine the Cash Advance APR. Maximum APR 29.99%.
cWe add up to 26.99% to the Prime Rate to determine the Penalty APR. Maximum APR 29.99%.
dChase Pay Over Time Fee. The Chase Pay Over Time Fee (formerly called the My Chase Plan Fee) is calculated
at the time each plan is created, and is based on the amount of each purchase transaction or account balance
selected to create the plan, the number of billing periods over which you choose to pay the balance in full, and
other factors. The monthly and aggregate dollar amount of your Chase Pay Over Time Fee will be disclosed
during the activation of each plan. Chase Pay Over Time plan balances that have a Chase Pay Over Time Fee
will not be subject to interest after plan activation.
MILITARY LENDING ACT NOTICE: Federal law provides important protections to members of the Armed Forces
and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a
member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36
percent. This rate must include, as applicable to the credit transaction or account: the costs associated with
credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any
application fee charged (other than certain application fees for specified credit transactions or accounts); and
any participation fee charged (other than certain participation fees for a credit card account). To receive this
information and a description of your payment obligation verbally, please call 1-800-235-9978.
TERMS & CONDITIONS
Authorization: When you respond to this credit card offer from JPMorgan Chase Bank, N.A., Member FDIC, a
subsidiary of JPMorgan Chase & Co. ("Chase", "we", or "us"), you agree to the following:
1. You authorize us to obtain credit bureau reports, employment, and income information about you that we
will use when considering your application for credit. We may obtain and use information about your
accounts with us and others such as Checking, Deposit, Investment, and Utility accounts from credit
bureaus and other entities. You also authorize us to obtain credit bureau reports and any other
information about you in connection with: 1) extensions of credit on your account; 2) the administration,
review or collection of your account; and 3) offering you enhanced or additional products and services. If
you ask, we will tell you the name and address of the credit bureau from which we obtained a report
about you.
2. If an account is opened, you will receive a Cardmember Agreement with your card(s). You agree to the
terms of this agreement by: using the account or any card, authorizing their use, or making any payment
on the account.
3. By providing your mobile phone number, you are giving permission to be contacted at that number about
all of your accounts by JPMorgan Chase and companies working on its behalf. Your consent allows the
use of text messages, artificial or prerecorded voice messages and automatic dialing technology for
informational and account servicing, but not for sales or telemarketing. Message and data rates may
apply.
4. Balance transfers will be applied to your account and sent to your designated payee(s) 10 days after we
mail your new credit card. If you want to cancel or modify your balance transfer within this ten-day period
and have received your credit card, please call the number on the back of your card. Otherwise, please
call 1-888-338-9464. Please continue to make payments to your other account(s) until you know the
balance has been paid.
5. Rates, fees, and terms may change: We have the right to change the account terms (including the APRs)
in accordance with your Cardmember Agreement.
Before we approve you for a credit card, we will review your credit report and the information you provide with
your response to confirm that you meet the criteria for this offer. Based on this review, you may receive a card
with different costs or you may not receive a card. If approved for an account, your credit access line will be at
least $5000.
You must be at least 18 years old to qualify (19 in AL and NE, 21 in Puerto Rico). An applicant, if married, may
apply for a separate account.
We reserve the right to change the benefit features associated with your card at any time.
New York Residents: New York residents may contact the New York State Department of Financial Services at
1-800-342-3736 or go to www.dfs.ny.gov to obtain a comparative list of credit card rates, fees, and grace
periods.
Ohio Residents: The Ohio laws against discrimination require that all creditors make credit equally available to
all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each
individual upon request. The Ohio Civil Rights Commission administers compliance with this law.
Notice to Married Wisconsin Residents: No provision of any marital property agreement, unilateral statement or
court order applying to marital property will adversely affect a creditor's interests unless the creditor, prior to the
time the credit is granted, is furnished a copy of the agreement, statement or decree, or has actual knowledge
of the adverse provision when the obligation to the creditor is incurred. Obligations on this account will be
incurred in the interest of your marriage or family. You understand that we may be required to give notice of this
account to your spouse. Married Wisconsin residents must furnish their (the applicant's) name and social
security number as well as the name and address of their spouse to Cardmember Service at P.O. Box 15366,
Wilmington, DE 19850-5366.
Balance Transfer Option
Balance transfers are contingent upon issuance of your account with us.
The total amount of your request(s) including fees and interest charges cannot exceed your available
credit or $15,000, whichever is lower.
We will not process any balance transfer requests that are from any other account or loan that we
(JPMorgan Chase Bank, N.A., Member FDIC) or any of our affiliates issued.
Balance transfers are subject to the transaction fee shown in the enclosed "Pricing Information."
We will evaluate your balance transfer requests in the order listed on your response. If your request(s)
exceeds the amount that we approve, we may either decline the request or send less than the full amount
requested to your designated payee.
Each transfer will reduce your available credit just like any other transaction. You will see a payment for
the amount transferred on the statement from your other accounts. It may take up to three weeks to set
up your new account with us and process the balance transfer(s), so you may still need to make
payments to your other accounts to keep them current.
Affiliate Information Sharing: We and our affiliates may share information about you among affiliates in order
to offer products and services of interest to you. If you would prefer that we do not share information from
your application, credit bureaus or third parties, please call us at 1-888-868-8618. For more information about
our information handling policies, visit us on the web at http://www.chase.com/privacypolicy.
Responder a esta oferta: si omite alguna información en el formulario, podemos rechazar su solicitud de una
cuenta. Los titulares de tarjetas de Chase que actualmente tienen o han tenido una tarjeta de crédito de Chase
en cualquier Programa de recompensas asociado con esta oferta pueden no ser elegibles para una segunda
tarjeta de crédito de Chase en el mismo Programa de recompensas. Los titulares de tarjetas de Chase que
actualmente reciben precios promocionales, o los titulares de tarjetas de Chase con un historial de uso
exclusivo de su tarjeta Chase actual o anterior para ofertas de precios promocionales, no son elegibles para
una segunda tarjeta de crédito de Chase con precios promocionales. Debe tener una dirección residencial
permanente válida dentro de los 50 Estados Unidos, el Distrito de Columbia, Guam, Puerto Rico o las Islas
Vírgenes de los EE. UU., o tener una dirección militar en los Estados Unidos. La información sobre los costos de
la tarjeta descrita en este formulario es exacta al 26/03/2024. Esta información puede haber cambiado
después de esa fecha. Para saber qué puede haber cambiado, escríbanos a Cardmember Service, PO Box
15043, Wilmington, DE 19850-5043.
Ley USA PATRIOT: La ley federal exige que todas las instituciones financieras obtengan, verifiquen y registren
información que identifique a cada persona que abre una cuenta. Requerimos la siguiente información o
documentos como condición para abrir una cuenta: su nombre, dirección residencial, fecha de nacimiento,
número de Seguro Social, licencia de conducir u otros documentos de identificación.
