Aadhar Housing Finance
Driving India's Inclusive Housing Dream
AUM - ` 19,865 Cr.
DISBURSEMENT (9M FY 24) - ` 4,904 Cr.
NET PROFIT AFTER TAX (9M FY 24) - ` 547 Cr.
LIVE ACCOUNTS - 2,55,000+
PRESENCE ACROSS - 498 Branches &
Offices 20 States & UTs
Toll Free - 1800 3004 2020 | www.aadharhousing.com
Standalone Statement of Financial Results for the Quarter and Nine Months Ended December 31, 2023
(Rs. in Lakh)
For the For the For the nine For the nine For the
quarter ended quarter ended months ended months ended year ended
Sr. December December December December March
PARTICULARS
No. 31, 2023 31, 2022 31, 2023 31, 2022 31, 2023
Unaudited Unaudited Unaudited Unaudited Audited
1 Total Income from Operations 65,856 52,601 1,85,059 1,45,628 1,99,427
2 Net Profit / (Loss) for the period (before Tax, Exceptional and/or 26,043 20,265 70,079 51,612 72,055
Extraordinary items)
3 Net Profit / (Loss) for the period before tax (after Exceptional and/or 26,043 20,265 70,079 51,612 69,555
Extraordinary items)
4 Net Profit / (Loss) for the period after tax (after Exceptional and/or 20,344 15,852 54,700 40,397 54,458
Extraordinary items)
5 Total Comprehensive Income for the period [Comprising Profit/ (Loss) 20,408 15,890 54,678 40,408 54,455
for the period (after tax) and Other Comprehensive Income (after tax)]
6 Paid up Equity Share Capital 39,476 39,476 39,476 39,476 39,476
7 Reserves (excluding Revaluation Reserve) 3,85,102 3,15,893 3,85,102 3,15,893 3,30,081
8 Securities Premium Account 1,33,700 1,33,700 1,33,700 1,33,700 1,33,700
9 Net worth 4,24,572 3,55,363 4,24,572 3,55,363 3,69,551
10 Paid up Debt Capital/ Outstanding Debt 13,12,759 11,71,547 13,12,759 11,71,547 12,15,345
11 Outstanding Redeemable Preference Shares NA NA NA NA NA
12 Debt Equity Ratio 2.89 2.82 2.89 2.82 2.79
13 Earnings Per Share (not annualised for three months ended periods)
1. Basic: 5.15 4.02 13.86 10.23 13.80
2. Diluted: 4.99 3.90 13.43 9.92 13.38
14 Capital Redemption Reserve NA NA NA NA NA
15 Debenture Redemption Reserve 16,910 16,910 16,910 16,910 16,910
16 Debt Service Coverage Ratio 1.68 1.18 0.90 1.32 1.31
17 Interest Service Coverage Ratio 2.04 1.98 1.97 1.88 1.87
18 Total Debts to Total Assets (%) 73.47% 74.25% 73.47% 74.25% 73.66%
19 Net profit Margin (%) 30.89% 30.14% 29.56% 27.74% 27.31%
20 GNPA (%) 1.44% 1.78% 1.44% 1.78% 1.17%
21 NNPA (%) 0.91% 1.23% 0.91% 1.23% 0.77%
22 Provision Coverage Ratio (%) 36.97% 30.84% 36.97% 30.84% 34.25%
23 Capital Adequacy Ratio (CRAR) (%) 39.73% 44.86% 39.73% 44.86% 42.73%
Notes:
a) The above is an extract of the detailed format of quarterly results filed with the Stock Exchanges under Regulation 52 of the Listing Regulations. The full format of the
quarterly financial results are available on the websites of the Stock Exchange www.bseindia.com and the Aadhar Housing Finance Limited www.aadharhousing.com
b) For the other line items referred in regulation 52 (4) of the Listing Regulations, pertinent disclosures have been made to the Stock Exchange BSE Limited and can be
accessed on www.bseindia.com
c) Current ratio, Long term debt to working capital ratio, Bad debts to account receivable ratio, Current liability ratio, Debtors turnover, Inventory turnover and Operating
margin (%) are not applicable.
d) Previous periods / year figures have been regrouped / re-classified wherever necessary in line with the financial results for the quarter and nine months ended
December 31, 2023.
For and on behalf of the Board of Directors of
Aadhar Housing Finance Limited
Rishi Anand
Place : Jaipur Managing Director & CEO
Date : February 08, 2024 DIN 02303503
Aadhar Housing Finance Ltd., CIN: U66010KA1990PLC011409, Registered Office: No. 3, JVT Towers, 8th ‘A’ Main Road, Sampangiramanagar, Near Hudson Circle,
Bengaluru- 560 027 | Corporate Office: Unit No. 802, Natraj Rustomjee, Western Express Highway and M.V.Road, Andheri (East), Mumbai – 400069 | Tel. No.: 022
4168 9900 | Fax: 022 4168 9934 | Customer Care Toll Free: 1800 3004 2020 | E-mail: customercare@aadharhousing.com | Website: www.aadharhousing.com
