Costco Anywhere Visa® Card by Citi

PHILIPPE Q GARCIA Billing Inquiries and Customer Service

Member Since 2022 Account number ending in: 4390 PO Box 790046 ST. LOUIS, MO 63179-0046
Billing Period: 03/05/24-04/02/24 1-855-378-6467, (TTY: 711)
www.citicards.com

APRIL STATEMENT Your account is past due $41.00 and over the
credit limit by $37.63. Please pay at least the
Minimum payment due: $208.07 Minimum Payment Due, which includes a past
New balance as of 04/02/24: $4,037.63 due amount and an Overlimit Amount.
Payment due date: 04/28/24
Account Summary
Previous balance $126.48
Payments -$0.00
Late Payment Warning: If we do not receive your Minimum Payment by the date Credits -$55.65
listed above, you may have to pay a late fee of up to $40 and your APRs may be Purchases +$3,877.36
increased up to the Penalty APR of 29.99%. Cash advances +$0.00
Fees +$40.00
Minimum payment warning: If you make only the minimum payment each Interest +$49.44
period, you will pay more in interest, and it will take you longer to pay off
your balance. For example: New balance $4,037.63

If you make no additional

charges using this card
You will pay off the
balance shown on the
And you will end up
paying an estimated
Credit Limit
and each month you pay... statement in about... total of... Credit Limit $4,000
Includes $0.00 cash advance limit
Only the minimum payment 14 years $11,728

For information about credit counseling services, call 1-877-337-8188 (TTY: 711).

Costco Cash
Rewards Summary
as of 04/02/24

$78.46
» See page 2 for more information
about your rewards

For Payments, send check to: Citi Cards, PO BOX 78019, Phoenix, AZ, 85062-8019

®
Costco Anywhere Visa Card

Pay your bill from virtually anywhere Minimum payment due $208.07
PO Box 790057 with the Citi Mobile® App and Citi® Online
Saint Louis, MO 63179-0057 New balance $4,037.63
To download:
Text 'App15' to MyCiti (692484) Payment due date 04/28/24
Your Monthly Statement
or go to your device's app store.
is Enclosed Or visit www.citicards.com Amount enclosed: $

Account number ending in 4390

Please make check payable to Citi Cards.

Citi Cards
PHILIPPE Q GARCIA
PO BOX 78019
2242 S MALCOLM AVE
Phoenix, AZ 85062-8019
ONTARIO CA 91761-5817
www.citicards.com Customer Service 1-855-378-6467 Page 2 of 4
(TTY: 711)
PHILIPPE Q GARCIA

CARDHOLDER SUMMARY
Costco Cash
PHILIPPE Q GARCIA Card ending in 4390
Rewards Summary
New Charges $3,877.36

ACCOUNT SUMMARY
Sale Post Total Costco Cash Rewards Balance:
Date Date Description Amount
Payments, Credits and Adjustments
$78.46
03/17 03/17 THE HOME DEPOT #6884 ONTARIO CA -$25.60
03/18 03/18 THE HOME DEPOT #6884 ONTARIO CA -$30.05 Costco Cash Rewards Summary
Costco Cash Rewards balance
as of last statement ............................. +$0.00
PHILIPPE Q GARCIA
Earned this period.............................. +$78.46
Standard Purchases
03/12 03/12 ARCO #42321 AMPM ONTARIO CA $44.22
03/12 03/12 DOLLAR TREE ONTARIO CA $17.18 Total Costco Cash Rewards Balance
03/12 03/12 NV DPBH RADIATION CTRL 775-687-7534 NV $200.00 Year To Date : $78.46
03/12 03/12 ROYAL CARIBBEAN CRUISES 800-327-6700 FL $219.36
PHONE NUMBER:
FOLIO NUMBER:
ARRIVE: 00/00/00 DEPART: 00/00/00
03/13 03/13 WAL-MART #2401 DUARTE CA $39.49
03/13 03/13 PRICELN*COUNTRY INN 203-299-8000 CT $527.98
03/13 03/13 QUAN NEM NINH HOA WEST COVINA CA $14.00
Costco Cash Rewards
03/13 03/13 FRONTIER AI AYWPHP 720-3744390 CO $94.96
Earned This Period
NAME: GARCIA/P 4% cash back on eligible gas and electric
DEPART: 03/14/24 vehicle (EV) charging purchases
LAS TO ONT : F9: CLASS: S : STOP:X worldwide, including gas and EV charging at
Costco1 .................................................+$7.75
ONT TO LAS : F9: CLASS: S : STOP:O
03/13 03/13 FRONTIER AIRLINES 720-3744390 CO $99.99 3% on restaurants .............................. +$16.57
03/13 03/13 CAREED HEALTH AZUSA CA $55.00
3% on eligible travel worldwide........... +$34.87
03/14 03/14 PILOT_00614 BARSTOW CA $49.25
ONAIRPARKING.COM 2% on Costco and
03/14 03/14 $35.94
HTTPSWWW.ONAICA Costco.com ..........................................+$0.22
03/14 03/14 CLV PARKING METER LAS VEGAS NV $1.50
03/14 03/14 UBER TRIP HELP.UBER.COMCA $25.74 1% on all other
03/14 03/14 TST* GOOD PIE - ARTS DISTLas Vegas NV $7.27 purchases ..........................................+$19.05
03/14 03/14 CARL'S JR LAS LAS VEGAS NV $10.18
03/14 03/14 THE CHEF'S PHO ONTARIO CA $49.41 Total Earned: $78.46
03/15 03/15 LA BUFADORA BAJA GRILL 951-2222290 CA $50.89
03/15 03/15 ENSENADA SURF N TURF CHINO HILLS CA $41.89
03/15 03/15 WALGREENS #7591 CORONA CA $5.49
03/15 03/15 COSTCO WHSE #0432 CORONA CA $10.82
03/15 03/15 COSTCO GAS #0432 CORONA CA $52.22
03/16 03/16 RESCO FOOD SERVICE CITY OF INDUSCA $15.55
WM SUPERCENTER #2251 CITY OF
03/16 03/16 $90.03
INDUSCA
TOFU BEAN KOREAN BBQ ROWLAND
03/16 03/16 $81.37
HEIGHCA
03/16 03/16 SQ *TAN-CHA Rowland HeighCA $6.84 » Visit citi.com/Costco
03/16 03/16 THE HOME DEPOT #6884 ONTARIO CA $45.14 for more information
03/17 03/17 BEAROLOGY TEMPLE CITY 162-63488272 CA $44.55
STACKS PANCAKE HOUSE EL MEL MONTE 1
Up to $7,000 per year in purchases, then 1%
03/17 03/17 $35.32
CA cash back
03/17 03/17 THE NAIL BOUTIQUE TEMPLE CITY CA $51.00
03/17 03/17 THE HOME DEPOT #6884 ONTARIO CA $6.50
03/17 03/17 THE HOME DEPOT #6884 ONTARIO CA $34.43
www.citicards.com Customer Service 1-855-378-6467 Page 3 of 4
(TTY: 711)
PHILIPPE Q GARCIA

Standard Purchases, Cont'd

03/18 03/18 DEL TACO 1191 ONTARIO CA $22.86
03/18 03/18 SQ *DONUT CLUB San Dimas CA $4.52
03/18 03/18 YANG CHOW PASADENA PASADENA CA $124.49
03/18 03/18 THE HOME DEPOT #6884 ONTARIO CA $32.73
03/18 03/18 THE HOME DEPOT #6884 ONTARIO CA $35.56
03/19 03/19 ARCO #42062 AMPM ONTARIO CA $48.05
03/19 03/19 ALBERTOS CHINO HILLS CA $20.96
03/19 03/19 THE HOME DEPOT #6884 ONTARIO CA $10.55
03/20 03/20 UBER TRIP HELP.UBER.COMCA $30.50
03/20 03/20 TST* PRINCE STREET PIZZA Las Vegas NV $14.49
03/20 03/20 JACK IN THE BOX 7225 702-367-2236 NV $23.16
03/25 03/25 ROYAL CARIBBEAN CRUISES 800-327-6700 FL $51.88
PHONE NUMBER:
FOLIO NUMBER:
ARRIVE: 00/00/00 DEPART: 00/00/00
03/25 03/25 ROYAL CARIBBEAN CRUISES 800-327-6700 FL $167.92
PHONE NUMBER:
FOLIO NUMBER:
ARRIVE: 00/00/00 DEPART: 00/00/00
PAYUSATAX CONVENIENCE FEE615-730-6367
03/27 03/27 $21.84
TN
03/27 03/27 US TREASURY TAX PAYMENT 615-730-6367 TN $1,200.00
03/30 03/30 JACK IN THE BOX 3502 909-460-6216 CA $4.34

Fees Charged
04/02 LATE FEE - MAR PAYMENT PAST DUE $40.00
TOTAL FEES FOR THIS PERIOD $40.00

Interest Charged
04/02 INTEREST CHARGED TO STANDARD PURCH $47.45
04/02 INTEREST CHARGED TO PUR PR-07/25/23. $1.99
TOTAL INTEREST FOR THIS PERIOD $49.44

2024 totals year-to-date

Total fees charged in 2024 $80.00
Total interest charged in 2024 $217.07

Interest charge calculation Days in billing cycle: 29

Your Annual Percentage Rate (APR) is the annual interest rate on your account.

Annual percentage Balance subject

Balance type rate (APR) to interest rate Interest charge
PURCHASES
Standard Purch 29.99%(V) $1,991.63 (D) $47.45
Pur Pr 072523 20.49%(V) $122.18 (D) $1.99
ADVANCES
Standard Adv 29.99%(V) $0.00 (D) $0.00

Your Annual Percentage Rate (APR) is the annual interest rate on your account. APRs followed by
(V) may vary. Balances followed by (D) are determined by the daily balance method (including
current transactions). Balances followed by (A) are determined by the average daily balance
method.
www.citicards.com Customer Service 1-855-378-6467 Page 4 of 4
(TTY: 711)
PHILIPPE Q GARCIA

Account messages
Your account is past due. Please pay the minimum payment due immediately. If
your payment has already been sent, thank you.
Please note that if we received your pay by phone or online payment between 5
p.m. ET and midnight ET on the last day of your billing period, your payment
was credited as of the date of receipt, but will not be reflected until your next
statement.
Your account is past due $41.00 and over the credit limit by $37.63. Please pay
at least the Minimum Payment Due, which includes a past due amount and an
Overlimit Amount. If you have already sent us this payment, thank you.
Please be sure to pay on time. If you submit your payment by mail, we suggest
you mail it no later than 04/21/2024 to allow enough time for regular mail to
reach us.
©2024 Citibank, N.A.
Citi, and Citi with Arc Design are registered service marks of Citigroup Inc.
Visa® is a registered trademark of Visa International Service Association and
used under license.
Important Information If you have questions about marketing communications,
please visit www.citi.com/offersforyou or call the number on the back of your
card. (TTY: We accept 711 or other Relay Service.)
About Interest Charges Your Rights If You Are Dissatisfied With Your Credit Card Purchases.
How We Calculate Interest. We calculate it separately for each balance shown If you are dissatisfied with the goods or services that you have purchased with
in the Interest Charge Calculation table. We use the daily balance method your credit card, and you have tried in good faith to correct the problem with
(including new transactions). We figure the interest charge by multiplying the merchant, you may have the right not to pay the remaining amount due on
the daily balance by its daily periodic rate each day in the billing period. To get the purchase.
a daily balance, we take the balance at the end of the previous day, add the To use this right, all of the following must be true:
interest on the previous day’s balance and new charges, subtract new credits or 1. The purchase must have been made in your home state or within 100 miles of
payments, and make adjustments. The Balance Subject to Interest Rate is the your current mailing address, and the purchase price must have been more
average of the daily balances. than $50. (Note: Neither of these is necessary if your purchase was based on
How to Avoid Paying Interest on Purchases. Your due date is at least 23 days an advertisement we mailed to you, or if we own the company that sold you
after the close of each billing cycle. We will not charge you interest on purchases the goods or services.)
if you pay your monthly Citi Flex Plan Payment Amount (if any) plus your New 2. You must have used your credit card for the purchase. Purchases made with
Balance, excluding any Citi Flex Plan balances, by the due date each month. If you cash advances from an ATM or with a check that accesses your credit card
do not pay your monthly Citi Flex Plan Payment Amount plus your New Balance, account do not qualify.
excluding any Citi Flex Plan balances, by the due date each month, you will pay 3. You must not yet have fully paid for the purchase.
interest on your purchases from the date they’re posted to your account until If all of the criteria above are met and you are still dissatisfied with the purchase,
you pay such amount in full for two billing periods in a row. We will begin charging contact us online or in writing at the Customer Service address shown on front
interest on cash advances and balance transfers on the transaction date. We will of statement.
begin charging interest on a Citi Flex Plan balance at the start of the billing cycle
While we investigate, the same rules apply to the disputed amount as discussed
following the billing cycle during which you created the Citi Flex Plan.
above. After we finish our investigation, we will tell you our decision. At that
Your Rights point, if we think you owe an amount and you do not pay, we may report you as
What To Do If You Find A Mistake On Your Statement. delinquent.
If you think there is an error on your statement, write to us at the address for Other Account and Payment Information
billing inquiries and correspondence shown on the front of your statement. In
When Your Payment Will Be Credited. If we receive your payment in proper
your letter, give us the following information:
form at our processing facility by 5 p.m. local time there, it will be credited as
• Account information: Your name and account number. of that day. A payment received there in proper form after that time will be
• Dollar amount: The dollar amount of the suspected error. credited as of the next day. Allow 5 to 7 days for payments by regular mail to
• Description of problem: If you think there is an error on your bill, describe reach us. There may be a delay of up to 5 days in crediting a payment we
what you believe is wrong and why you believe it is a mistake. receive that is not in proper form or not sent to the correct address. The correct
address for regular mail is the address on the front of the payment coupon.
You must contact us within 60 days after the error appeared on your statement. The correct address for courier or express mail is the Express Payments Address
You must notify us of any potential errors in writing. You may call us, but if you shown below.
do we are not required to investigate any potential errors and you may have to Proper Form. For a payment sent by mail or courier to be in proper form, you must:
pay the amount in question.
• Enclose the attached payment coupon, with a valid check or money order.
While we investigate whether or not there has been an error, the following No cash or foreign currency please.
are true:
• Include your name and the last four digits of your account number.
• We cannot try to collect the amount in question, or report you as delinquent
on that amount. How to Report a Lost or Stolen Card. Call the Customer Service number at the
top of the page.
• The charge in question may remain on your statement, and we may continue
to charge you interest on that amount. But, if we determine that we made a Balance Transfers. Balance Transfer amounts are included in the “Purchases”
mistake, you will not have to pay the amount in question or any interest or line in the Account Summary.
other fees related to that amount. Credit Reporting Disputes. We may report information about your account to
• While you do not have to pay the amount in question, you are responsible for credit bureaus. If you think we’ve reported inaccurate information, please write
the remainder of your balance. to us at Citi Brands Credit Bureau Disputes, PO Box 6190, Sioux Falls, SD 57117.
• We can apply any unpaid amount against your credit limit. Payment Amount. You may pay all or part of your account balance at any
time. However, you must pay, by the payment due date, at least the minimum
payment due.

COSTCO.1-0722

Payments other than by mail

Online. See the front of your statement on how to make a payment.
Phone. For phone payments, you authorize Citi to electronically debit your
specified bank account by an ACH transaction in the amount and on such date
that you indicate on the phone. You also authorize Citi to automatically debit your
specified bank account every month, in the amount and on the same date each
month that you indicate on the phone, until you withdraw your authorization.
You may cancel a one-time phone payment or withdraw your authorization for
automatic debits by calling the number on the front of your statement within the
timeframe disclosed to you on the phone.
AutoPay. Visit autopay.citicards.com to enroll in AutoPay and have your
payment amount automatically deducted each month on your payment date
from the payment account you choose.
Express mail. Send payment by express mail to:
Citi Cards
Attention: Bankcard Payments Department
6716 Grade Lane
Building 9, Suite 910
Louisville, KY 40213
Crediting Payments other than by Mail. The payment cutoff time for Online
Bill Payments, Phone Payments, and Express mail payments is midnight Eastern
time. This means that we will credit your account as of the calendar day, based
on Eastern time, that we receive your payment request.
If you send an eligible check, you authorize us to complete your payment by
electronic debit. If we do, the checking account will be debited in the amount
on the check. We may do this as soon as the day we receive the check. Also,
the check will be destroyed.