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Head Office Accounts
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Product Manual
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11.0
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© 2014 Infosys Limited. Strictly private and confidential. No part of this

document should be reproduced or distributed without the prior permission of
Infosys Limited.

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 Head Office Accounts Product Manual

Document Version Revision History

Ver Rev Date Author Change Description Authorized By

1.0 April 30, Finacle Product Document prepared for Dr. R.N. Nagaraj
2014 Documentation Finacle Head Office Accounts

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Team ver 11.0

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 Head Office Accounts Product Manual

1 About the Manual

This manual describes the processes involved in setting and maintaining the head office
accounts in Finacle.
The sections in this manual are:

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• Introduction
• Overview
•

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Features Supported
• Setup
• Business Processes
• Reports
• Appendix

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1.1 Scope
The scope of this manual is limited to setup, business process, inquiries and reports of Finacle's
Head Office Accounts that can be accessed through the product's user interface.
The scope does not include information on:
•
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Installation and deployment
Configurations done without use of the product user interface
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• Taking back up or restoring data
• Database tables
•
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Entity Relationships

1.2 Notational Conventions

Style Name Usage
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Bodytext Used for generic information in the body of the

document. It is also used for text within tables,
other than for table headers.
Bold Used for emphasis within information.
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• bullet1 Used for structured information within the

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generic body or tables.

 bullet2 Used for structured information within level 1
bulleted information.
Table head Used for the header of a table.
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Note: Used for that the information needs special

mention to be emphasized to the reader.

Table Number Used for the caption of a table.

Table Description Used for information within the table.

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 Head Office Accounts Product Manual

Style Name Usage

Used for the name of the Solution or Licensable

module on the cover page.
Title

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Used for describing the menu.
Menu Style

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EXAMPLE Used for providing the example header.
Reference Used for providing reference details.

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1.3 List of Abbreviations and Acronyms

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Abbreviation / Acronym Expansion

HO Head Office

1.4
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Intended Audience
This manual is intended for novice users who require to:
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• Understand features and functionality of the product
• Setup and maintain the product
• Use the product daily
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Prior knowledge of any Finacle product would be an asset, though it is not a necessity.
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 Head Office Accounts Product Manual

2 Introduction
As long as the entire network of the bank is in a single database, transactions between
branches get reconciled without any problems by way of inter SOL transactions. However, in a
decentralized environment (flexi centralized or multiple data center), the bank must have a
process to reconcile transactions done between the branches belonging to different data

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centers. The transactions that take place between branches of different data centers are
handled through the head office accounts of Finacle.

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FOR EXAMPLE:
Transactions done between a Finacle branch and non-Finacle branch must be reconciled using head office accounts.

In a decentralized environment, if transaction takes place between branches of different data

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centers, Finacle handles reconciliation of transactions between those branches through head

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office accounts. You can identify transactions with different categories for various MIS
information. You can restrict different types of transactions for different categories.
FOR EXAMPLE:
Some banks restrict originating debit type of HO transactions.

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 Head Office Accounts Product Manual

3 Features Supported
• HOC accounting provides inter branch transactions and inter branch reconciliation
• HOC accounting provides the flexibility of Anywhere Banking
• Capture of additional details while creating or posting transactions to head office

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accounts
• Collect charges in case of remittance category transactions, if the user wants to
• Generation of branch advice for transfer or receipt of funds from other branches

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• Use of inventory for branch advice generation
• Various inquiries and reports on HO transactions
• Checks for the advice number and checks for duplicate responding
• The types of transactions supported are:

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 Originating transactions debit and credit

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 Responding transactions debit and credit
 Reversal transactions debit and credit

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 Head Office Accounts Product Manual

4 Setup
Process Menu Options Used Description

Maintaining Customer Options MCO Maintain Customer Options

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Maintaining Reference Codes ARC Add Reference Codes

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Maintaining Next Number Table ANNT Add Next Number Table

Maintaining Exception Codes MECE Maintain Exception Codes

Maintaining Account Placeholder MAP Maintain Account Placeholder

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Maintaining General Ledger Maintain General Ledger

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MGLS
Subheads Subheads
Replicating General Ledger BRGLSC Batch Replicate General
Subhead Code Ledger Subhead Code
Maintaining
Code
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Inventory Location MILC Maintain Inventory Location
Code
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Maintaining Amount Slab AAS Add Amount Slab
Maintaining Charges Setup ACSS Add Charges Setup
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Maintaining Interest Version Slab AIVS Add Interest Version Slab

Maintaining Bank Code ABC Add Bank Code

Maintaining Branch Details ABDS Add Branch Details

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Maintaining Instruments Table MIT Maintain Instruments Table

Maintaining Country Currency ACC Add Country Currency

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Maintaining Report Option Table MROT Maintain Report Option Table

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Maintaining Transaction Codes MTCS Maintain Transaction Codes

Maintaining Head Office Account AHOAGSP Add Head Office Account

General Scheme Parameters General Scheme Parameters
MHOAGSP Modify Head Office Account
General Scheme Parameters
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VHOAGSP Verify Head Office Account

General Scheme Parameters
CHOAGSPV Cancel Head Office Account
General Scheme Parameter
before Verification

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 Head Office Accounts Product Manual

Process Menu Options Used Description

IHOAGSP Inquire on Head Office

Account General Scheme
Parameters

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DHOAGSP Delete Head Office Account
General Scheme Parameters

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UHOAGSO Undelete Head Office Account
General Scheme Parameters

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 Head Office Accounts Product Manual

4.1 Maintaining Customer Options

Use the MCO menu option to maintain the customer options.
The customer options for which the values need to be set are:

The Customer Option Valid Values Implication of the Value

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Name

Ignore_Old_Charge_Flow Y/N Indicate Y, during deferred charge calculation

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for BG, the uncollected old charge flows for the
event types BGMOD and BGADD is ignored
and only the latest flow charges is collected.
This is subject to existing of a BGMOD event
for that BG.

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Indicate N, to collect old charge flows.

Same HO Tran under GL 1 or 0 Indicate 1 if all scheme codes in the HOC

scheme type under the input GL sub head
code have same HO Tran class. Else, indicate

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Default create Contra Flag 1 or 0 Create contra flag must be populated to Y if
condition is to 1 or N if it is set to 0
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Branch Advice Requisition 1 or 0 Indicate 1 if BAR is used. Else, indicate 0.
(BAR) In Use IND

HO Consolidation 1 or 0 Indicate 1 if consolidation of HO report is

required. Else, indicate 0.
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Default TCC bank Code Only 1 or 0 Customer option is set to 1 and at the TCC
level, the bank code is set .Finacle looks for
the bank code from the TCC level. If it is set, it
populates the bank code directly from the TCC
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record.
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System Advice Indicator only 1 or 0 Indicate 1 if in case of originating transaction

the advice indicator must always be system
generated. Else, indicate 0.

HO Reversal on the same 1 or 0 If it is 1, reversal of transaction can be done on

day only that day only. If it is 0, transaction can be done
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any day.

4.2 Maintaining Reference Codes

Use the ARC menu option to create reference codes. You can define the following reference
codes using the ARC menu option:
• Transaction Report Code – You can use the report codes to track transactions different
in nature. You can define the transaction report codes at the product level and specify
the same at the transaction maintenance menu option level.

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 Head Office Accounts Product Manual

FOR EXAMPLE:
Remittance, funds transfer for NRE accounts and so on.

You can generate reports based on this code.

• Work Class: You can use this code to create and post transactions for a particular type
of accounts while defining a work class using AUP menu option.

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• GL Code: You can create GL codes to be linked to the GL sub head code.
• Interest Table Code: You can define the interest table code linked to the product to

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calculate the interest on accounts. Though we do not apply interest on office accounts,
we attach a zero rate of interest code to the office account scheme code. This is
normally done at the scheme parameter level.
Refer Maintain Reference Codes for ARC menu option details.

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Refer Maintain General Ledger Subheads for MGLS menu option details.

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4.3 Maintaining Next Number Table
Use the ANNT menu option to add next number table.
If you want the account number for ISO accounts - to be generated by the system, then you

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must define the next number table belonging to type 'Account Number' by invoking ANNT menu
option.
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Refer Maintain Next Number Table for ANNT menu option details.

4.4 Maintaining Exception Codes

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Use the MECE menu to create and maintain exception codes.
You can define the following exceptions for HO accounts:
Exception Function
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Pending BAR exists This exception is raised during EOD.

Unprinted BAR exists This exception is raised during EOD.
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Unprinted Branch Advice exists This exception is raised during EOD.

Transaction without advice
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This exception is raised when the advice

indicator is indicated as w at the transaction
level.
BAR not Received This exception is raised when a BAR number
and date entered in a HO responding entry do
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not find a place in the inward Bar register.

Contra amount less than BAR amount This exception is raised in an adjustment
transaction of a parked amount in HOC scheme
type account when there is a mismatch between
the transaction amount and the amount
mentioned in inward BAR register.

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 Head Office Accounts Product Manual

Exception Function

Same possible branch advice This exception is raised during accept from the
additional details of responding HO transaction.
Tran amount not equal to BAR amount When the transaction amount is not equal to the

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amount entered for BAR in HIBM, this exception
is raised.

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Originating amount less than minimum If the original amount is lesser than the
stipulated amount, then this exception is raised.
Originating amount greater than minimum If the original amount is greater than the

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stipulated amount, then this exception is raised.

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Refer Maintain Exception Codes for MECE menu option details.
Refer Maintain SOL Level Details for MSLD menu option details.
Refer Maintain Bank Level Details for MBLD menu option details.
Note:
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Apart from the above exception applicable for ISO type of accounts, all other exceptions applicable for
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office accounts are applicable for these accounts.

4.5 Maintaining Account Placeholder

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Use MAP menu to create and maintain account placeholders.
You can define the following placeholders using the MBLD menu option:
• Originating account place holder
• Responding account place holder
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See Maintain Account Placeholders for MAP menu option details.

See Maintain SOL Level Details for MSLD menu option details.
See Maintain Bank Level Details for MBLD menu option details.
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4.6 Maintaining General Ledger Subheads

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Use the MGLS menu option to create and maintain various general ledger subheads required
for the bank.
Before creating the GL sub head code, you must ensure that the GL code is created by using
the menu option ARC. There must be at least one General Ledger Subhead code for a
particular scheme code. The General Ledger Subhead code helps in aggregation and
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accounting of different accounts. GL subhead codes are created usually SOL wise and currency
wise.

4.7 Replicating General Ledger Subhead Code

Use the BRGLSC menu to batch replicate general ledger subhead code.
You must create general ledger subhead codes for each SOL and each currency in which
accounts are to be opened. Hence, a replication facility is provided. Using the BRGLSC menu
option, you can replicate the existing general ledger subhead codes to any new or existing SOL
as well as from one currency to another. You can also replicate the general ledger subhead to

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 Head Office Accounts Product Manual

all or a set of SOLs using this feature. Similarly, you can replicate an existing general ledger
subhead from a particular currency to another - as well as to all other existing currencies.

4.8 Maintaining Inventory Location Code

Use the MILC menu to maintain inventory location code.

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This refers to the location code where the inventory is held. In case of HO accounts, the
inventory is used to generate the branch advice. Finacle looks for the location as to where the
inventory is maintained based on the parameters at the product level.

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4.9 Maintaining Amount Slab
Use the AAS menu to add amount slab.
You can define the amount table code in the ARC menu option and the rate of charges based

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on slabs in the AAS menu option. Wherever the charges to be collected are on slab basis, you

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must attach the charge fee code at the ACSS menu option level so that the system picks the
amount of charges based on the transaction amount.
Refer Maintaining Reference Codes for ARC menu option details.
Refer Maintaining Amount Slab for AAS menu option details.

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Refer Maintain Charges Setup for ACSS menu option details.
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4.10 Maintaining Charges Setup
Use the ACSS menu to add charges setup.
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Finacle supports creation of charge codes of different types like fixed charges, percentage, slab-
based and script - based charges for remittance of funds and so on, which are done through the
HOC module. You can define it using the ACSS menu option.
FOR EXAMPLE:
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When a customer requests to debit the account and credit another branch by way of branch advice, the transactions
involved are:
Debit Customer Account
Credit HOC Account (With additional details of the branch)
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Credit Charges Account (Based on the event ID)

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Refer Maintain Charges Setup for ACSS menu option details.

4.11 Maintaining Interest Version Slab

Use the AIVS menu to create interest version slabs.
You must link the office accounts - with the interest table code created using the ARC menu
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option and interest rates defined in the AIVS menu option. In case of office account, even
though there is no concept of interest calculation the zero interest rate code is created and
attached at the product level.
Refer Maintain Reference Codes for ARC menu option.

4.12 Maintaining Bank Codes

Use the ABC menu option to add bank code.

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 Head Office Accounts Product Manual

Head office accounts involve transactions across different branches and the relevant bank
codes and branch codes are to be created. You can create bank codes - using ABC menu
option. For every bank, there must be one code available.
Refer Maintain Bank Codes for ABC menu option.

4.13 Maintaining Branch Details

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Use the ABDS menu option to add branch details.

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You must create codes for different branches of a bank using the HBRTM menu option.
Refer Maintain Branch Details for ABDS menu option.

4.14 Maintaining Instruments Table

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Use the MIT menu to maintain instruments table.

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If you want to use an instrument while debiting the accounts, you must define those instruments
using the MIT menu option. In case of HOC accounts, the branch advice can be used as an
instrument to debit the account.
Refer Maintain Instrument Table for MIT menu option details.

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4.15 Maintaining Country Currency
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Use the ACC menu option to add country currency.
You can define country and currency codes using the ACC menu option. It is used to define and
maintain currency details in Finacle. It is necessary to set up all the required country codes
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before setting up the currency codes, as each currency is associated with a particular country.
Refer Maintain Country Currency for ACC menu option details.

4.16 Maintaining Report Option Table

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Use the MROT menu to maintain report option table.

You can set up multiple reports wherever required with the help of MROT menu option. The
pattern of report generation is based on the MRT file that is linked at the MROT menu option
level. This is applicable for all other types of reports.
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Refer Maintain Report Option Table for MROT menu option details.
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4.17 Maintaining Transaction Codes

Use the MTCS menu to maintain transaction codes.
You can create transaction category codes using the MTCS menu option. These codes are
used for identifying Head Office transactions. Realizations of outward bill, SPF proceeds and so
on are some of the examples for transaction category codes. The category description for each
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of these transaction category codes can be recorded in the way you prefer or any other
alternative language.

4.18 Maintaining Head Office Account General Scheme Parameters

While defining the HOC product, you can specify the following scheme details:
• Whether the scheme is a parking scheme - The value must be appropriately selected or
de-selected depending on the scheme.
• Originating transactions allowed - credit/ debit/both/none.

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 Head Office Accounts Product Manual

•Responding transaction allowed - credit/debit/both/none.

•Reversal of originating or responding transaction allowed - credit/debit/both/none.
•HO transaction class - internal or external - This refers to whether the HO transactions
created under this scheme code are within the data center or across data centers.
• Inward clearing HO transaction type - originating or responding.
• Summary Print - You can select the check box to print the summary as defined.

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• Default Advice Indicator - Manual / system / consolidated / without advice - This field
indicates if the HOC transaction must be with advice and if with advice, whether the

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same is system generated or manual.
• Exceptions are attached in the second screen of scheme details.
You can perform the following activities to maintain head office account general scheme
parameters:

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• Add Head Office Account General Scheme Parameter

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• Modify Head Office Account General Scheme Parameter
• Verify Head Office Account General Scheme Parameter
• Cancel Head Office Account General Scheme Parameter before Verification
• Inquire on Head Office Account General Scheme Parameter
• Delete Head Office Account General Scheme Parameter

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• Undelete Head Office Account General Scheme Parameter
Steps Involved
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Srl No. Step
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1. General Details.

2. General Details Exceptions

3. Scheme Details
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4. Currency Details
5. General Ledger Subhead Details

7. Instruments
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Note:
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1. Some of the steps may be optional under specific activities.

2. You must perform carry out following steps to complete the activity. In Add mode, you can add values
to the fields. In Modify mode, you can modify the data entered during Add mode. In all other modes the
data available in various steps are display only and you cannot modify or enter anything.

4.18.1 Add Head Office Account General Scheme Parameter

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Use the AHOAGSP menu option to add head office account general scheme parameter.
You can use this menu to create various scheme codes for creating the head office accounts.
You can select the scheme type as HOC.
For details of various steps and their significance, refer Maintaining Head Office Account General Scheme
Parameters.

4.18.2 Modify Head Office Account General Scheme Parameter

Use the MHOAGSP menu option to modify head office account general scheme parameter.

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 Head Office Accounts Product Manual

You can use this menu to modify various scheme codes created for the head office accounts.
You can modify various parameters defined for a scheme code during its lifetime as per the
banks requirement. These changes flow into the accounts that are opened after the modification
is verified and does not affect the old accounts.
For details of various steps and their significance, refer Maintaining Head Office Account General Scheme
Parameters

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4.18.3 Verify Head Office Account General Scheme Parameter

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Use the VHOAGSP menu option to verify head office account general scheme parameter.
You can use this menu to verify various scheme codes created or modified for the head office
accounts. Any scheme code that is pending for verification cannot be used to open the
accounts. During the verification process, you may visit the various steps to see the details

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recorded or modified during the creation -or modification of scheme codes.

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For details of various steps and their significance, refer Maintaining Head Office Account General Scheme
Parameters.

4.18.4 Cancel Head Office Account General Scheme Parameter before Verification

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Use the CHOAGSPV menu option to cancel head office account general scheme parameter
before verification.
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You can use this menu to cancel various scheme codes created or modified for the head office
accounts before verification. During the cancellation process, you may visit the various steps to
see the details recorded or modified during the creation -or modification of scheme codes, else,
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you can submit for cancellation at the Step 1.
For details of various steps and their significance, refer Maintaining Head Office Account General Scheme
Parameters.

4.18.5 Inquire on Head Office Account General Scheme Parameter

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Use the IHOAGSP menu option to inquire on head office account general scheme parameter.
You can use this menu to inquire on various scheme codes created for the head office
accounts.
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For details of various steps and their significance, refer Maintaining Head Office Account General Scheme
Parameters.
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4.18.6 Delete Head Office Account General Scheme Parameter

Use the DHOAGSP menu option to delete head office account general scheme parameter.
You can use this menu to delete various scheme codes created for the head office accounts. A
scheme code can be deleted if there are no accounts attached to that scheme code. Even if a
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single account is present, the scheme code cannot be deleted. The delete is a logical delete
and you can retrieve the scheme code using undelete menu UHOAGSO. For this, you may not
visit the entire details page before deletion.
For details of various steps and their significance, refer Maintaining Head Office Account General Scheme
Parameters.

4.18.7 Undelete Head Office Account General Scheme Parameter

Use the UHOAGSO menu option to undelete head office account general scheme parameter.

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 Head Office Accounts Product Manual

You can use this menu to undelete various scheme codes deleted for the head office accounts.
Once a scheme code is retrieved using undelete menu, after verification, you can open
accounts under that scheme code.
For details of various steps and their significance, refer Maintaining Head Office Account General Scheme
Parameters.

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 Head Office Accounts Product Manual

5 Business Processes
Business Process Activity Menu Option

Maintaining Office Account Open Office Account OOAT

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Replicating Office Account Replicate Office Account BROA
Transacting in Head Office

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Transacting in Head Office Account
Account
Closing Office Account Close Office Account COA

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 Head Office Accounts Product Manual

5.1 Opening and Maintaining Office Accounts

The OOAT menu option allows you to open a head office account.
You can open all the office accounts by using the OOAT menu option. The head office accounts
are opened under the scheme type HOC.
Refer Opening and Maintaining Office Accounts in Office Accounts – Basics and Pointing for more details on office

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account opening.

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Use the OOAT menu option to open office account.

5.2 Replicating Office Account

The BROA menu option allows you to replicate a head office account.

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You can initiate the office account replication - using the BROA menu option. This option helps

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to replicate the office accounts for different SOLs and different currencies. When you open a
head office account - for one SOL and currency, you can use the BROA menu option to
replicate to other currency and other SOL and currency.
Refer Replicating Office Accounts in Office Accounts – Basics and Pointing for more details on office account
replication.

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Use the BROA menu option to replicate an office account.
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5.3 Transacting in Head Office Accounts
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In a HO account, transactions can be created as cash, transfer or clearing. While doing
transactions in HO accounts, you must specify visit screen details that denote the transaction as
originating, responding, parking or reversal type.
In case of transactions to HO accounts, either credit or debit, you must indicate additional
details. The additional details include the branch code on which the originating or responding
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transaction is being done.

In the additional details while creating a transaction to HO account, you must specify the
transaction category code for every transaction. These transaction category codes are created-
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using the MTCS menu option.

FOR EXAMPLE:
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Transaction category code for funds transfer is defined as FT using the menu option MTCS.
While creating a transaction for funds transfer, this category code is attached at the additional details level.

Use the following menu options to maintain transactions:

Menu Name Menu Description
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MCDTD Maintain Cash Deposit Transaction Details

MCWTD Maintain Cash Withdrawal Transaction Details

MCTTD Maintain Cash Transfer Transaction Details

MBITTD Maintain Bank Induced Transfer Transaction Details

MCITTD Maintain Customer Induced Transfer Transaction Details

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 Head Office Accounts Product Manual

Menu Name Menu Description

DTDS Delete Transaction Details

ITN Inquire on Transactions

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VTD Verify Transaction Details

PCT Post Cash Transactions

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PNCT Post Non Cash Transactions
Transactions into HO accounts can be of the following types:
• Originating Transactions

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• Responding Transactions

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• Reversal Transactions
• Transaction into Parking Type of Accounts

5.3.1 Originating Transactions

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A transaction which is initiated by branch A on branch B is referred to as originating transaction
in branch A. The transaction could be originating debit or originating credit. Some banks do not
permit initiating originating debit transaction. Even where it is permitted there may be restrictions
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on the transaction amount as to the minimum and maximum amount of transaction. Each
transaction must be associated with a transaction category code. You must use a code linked
with the product under which the account is opened. Finacle validates whether a category code
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is being linked with the product and if not linked throws an error. It also validates against the
transaction sub type and checks if such a transaction is permitted for that particular category
code. Here again Finacle does not allow transactions to happen unless it is defined at the
category code level. Finacle also calculates the charges, if any, associated with the category
code automatically and allows modifications provided set up permits. It is also possible to create
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contra entry automatically if it is a transfer transaction. This is done based on the value set for
the field, Create Contra. If the value is set as Y, you must indicate the contra account for which
the transaction must be created.
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On accept, you are directed to the charge calculation screen if charges have been defined and
allows you to modify based on the set up. If you want to change the amount you can do so.
Finacle stores what it had calculated along with the user defined or modified charges. Accept
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brings you back - to the first screen and cursor is in the data block. You must specify the bank
and branch to which the transaction pertains and indicate the transaction particulars. Finacle
provides for entering 5 lines of information pertaining to transaction as part of particulars. The
amount can also be split into various parts. However, you must ensure that the total amount
matches the total of amounts that is split and it must be equal to the transaction amount. You
can override the advice indicator which is default populated. If you are over riding, you must
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ensure that the other particulars are entered appropriately. As part of additional information, you
can use standard header information while printing the advice. These codes can be created
using the ARC menu option and used in the additional details screen. These details must be
used as part of printing the advice using the MRT utility. Accept from the screen takes you to the
option block of transaction maintenance menu from where you can proceed further.
Refer Maintain Reference Codes for ARC menu option details.

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 Head Office Accounts Product Manual

FOR EXAMPLE:
Originating Transactions:
Originating Debit Transactions
If an employee of a branch A has been sanctioned a loan from his provident fund account at Head Office and branch
A receives this information, the transactions created are:

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Debit HO Account - PF Dept
Credit Employee Savings Account - Branch A

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Originating Credit Transactions
If a customer of branch A requests to debit account in branch A and transfer funds to another account in branch B
belonging to customer B, the transactions created are:
Debit Customer Account - Branch A

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Credit HO Account

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Here, a branch advice is generated by branch A and forwarded to branch B based on which branch B credits the
customer of their branch.

5.3.2 Responding Transactions

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When a transaction is put through in response to an originating transaction received by the
branch, it is referred to as the responding transaction. As in the case of originating transaction,
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there is no restriction for responding transactions.
As in the case of originating transaction, you can indicate the category code. Finacle does all
the validations associated with the category code. You can also indicate whether contra
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transaction must be created, and if so, to which account. Bill Number field is mandatory
depending upon the set up done at the category code maintenance level. Accept directs you to
option lock of the transaction maintenance menu option screen from where the process is as for
other options.
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FOR EXAMPLE:
Responding Transactions:
Responding Debit Transaction
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When branch B wants to respond to Branch A's transaction advice, the transactions are done:
Debit HO Account
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Credit Customer B's Account - Branch B

Responding Credit Transaction
If a customer's loan account in branch A is transferred to Branch B, then the transactions created are:
Transactions in Branch A:
Debit HO Account
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Credit Loan Account of Customer (This is an Originating Debit Transaction)

Transactions in Branch B
Debit Loan Account of customer (After opening a loan account for customer)
Credit HO Account (This is a Responding Credit Transaction)

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 Head Office Accounts Product Manual

5.3.3 Reversal Transactions

A transaction which is put through to nullify the effect of an earlier transaction is known as a
reversal transaction. A reversal transaction could involve:
• Reversal of originating debit
• Reversal of originating credit

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• Reversal of responding debit
• Reversal of responding credit

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There is no partial reversal of earlier transaction. The entire amount must be reversed. Since
reversal transaction refers to an earlier transaction, the earlier transaction must be selected and
matched. In order to select the earlier transaction, you can specify all information or based on
certain criteria, get a list of the records and select the appropriate one out of the selected
records.

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The value N is populated by default in the Original transaction prior to field. If the transaction is

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prior to the date displayed, then the indicator must be set to Y. This feature is provided to
reverse transactions done prior to computerisation or old or purged transactions. If the indicator
is Y, other details must be furnished. Else, based on some of the criteria indicated Finacle lists
the records.

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You can specify if you want to reverse originating transaction or responding transaction. By the
nature of transaction that is put through now, Finacle retrieves the other type of transaction:
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• If the present transaction is credit, Finacle brings up debit transactions.
• If the present transaction is debit, Finacle brings up credit transaction depending upon
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the value for this field.
If Finacle retrieves more than one record you must accept the particular record. Navigate and
go to the required record. Select from that position brings the cursor to the bottom portion of the
screen where in you can specify information about the account to which either debit or credit
must happen. Again this is based on the indicator indicated for the Create Contra field If it is Y,
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then you must indicate the account for which the contra transaction must be created. If the
reversal is of an originating transaction and event ID is created for reversal of originating
transaction, then Finacle calculates the charges and takes you to the charge screen. If
modifications are permitted, you can do the necessary changes depending upon the
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requirement and accept from the charge screen to come back to the main transaction
maintenance screen and proceed further in the usual manner. If there are no charges
associated, you are directed back to the transaction maintenance screen without going to the
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charge screen but a message is displayed that the charges are not calculated.

5.3.4 Transactions to Parking Type of Accounts

An account under the HOC scheme type can be a non-parking HO account or it can belong to
the Parking scheme type. In case of parking accounts, all debit transactions are parking type of
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transaction. All credit transactions are Adjustment type of transactions. There cannot be any
other type of transaction to a Parking type of account. All the fields are similar to that of a non-
parking account transaction. Bar Ind. is similar to Advice Ind.. A bar number is generated by
Finacle if the BaR Ind. is S. Else, you must specify the Bar No. for credit adjustment type
transaction. You can give some criteria and list records for reversal of parking type of
transactions. You must select a record which you must match and click Accept. This brings you
to the main screen of transaction maintenance menu from where you can proceed with other
processes.

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 Head Office Accounts Product Manual

Some banks do not allow the HO account to be debited. In other words, originating debit is not
permitted. In such a case they debit an account called parking account and send an advice to
the other branch. The other branch then debits the HO account and sends an advice to the
earlier branch based on which they adjust the parking account entry.
FOR EXAMPLE:

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Parking account transactions:
Branch A is in need of cash and gets cash from Branch B say INR 10 lakhs. Assume that branch A cannot debit
branch B directly. Then the transaction is:

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Branch A:
Debit cash account
Credit HO account (an advice is sent to branch B)

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Branch B (while remitting funds to branch B)

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Debit parking account (BAR raised on branch A)
Credit cash account (cash sent to branch A)
Branch B (on receipt of advice from Branch A)

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Debit HO account (advice received from branch A)
Credit parking account
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5.4 Closing Office Account
This menu option allows you to close HO Accounts.
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You can close the office accounts - by using COA menu option. Closure of an office account,
can be done from a different service outlet also, provided the parameter Act Closure across
SOLs has been set at the scheme level.
Refer Closing Office Accounts in Office Accounts – Basics and Pointing for more details.
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Use COA menu option to close office account.

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 Head Office Accounts Product Manual

6 Reports
Report Process Activity Menu Option

Generating Head Office Batch Generate Head Office BGHOSF

Summary in File Summary in File

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Printing Head Office Account Batch Print Head Office BPHOAS
Summary Account Summary

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Printing Head Office Schedule Batch Print Head Office BPHOS
Schedule

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 Head Office Accounts Product Manual

6.1 Generating Head Office Summary in File

The BGHOSF menu option allows you to batch generate head office summary in file.
To generate HO summary in file, the options available are:
• Generating file for originating, responding or consolidated position.
• Generating file for a range of dates.

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• Generating file for a particular service outlet or set of service outlets.

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Use BGHOSF menu option to batch generate Head Office summary in file.

6.2 Batch Print Head Office Account Summary

The BPHOAS menu option allows you to batch print head office account summary.

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You can give the criteria and generate the print.

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Refer Batch Print Head Office Account Summary - BPHOAS Sample Report in Appendix section for the sample
report.

Use BPHOAS menu option to batch print Head Office account summary.

6.3
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Batch Print Head Office Schedule
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The BPHOS menu option allows you to batch print Head Office schedule.
You can use this menu option to generate schedules on account of inter-branch transactions.
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This schedule can be generated currency-wise, set-wise and as on a date.
Refer Batch Print Head Office Schedule - BPHOS Sample Report in Appendix section for the sample report.

Use the BPHOS menu option to batch print Head Office schedule.
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 Head Office Accounts Product Manual

7 Appendix - Sample Reports

7.1 Batch Print Head Office Account Summary - BPHOAS Sample Report
HO Summary - Consolidated

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HO Summary - Responding
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 Head Office Accounts Product Manual

HO Summary - Originating

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 Head Office Accounts Product Manual

7.2 Batch Print Head Office Schedule - BPHOS Sample Report

HO - Responding Credit Reversed Schedule

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HO - Originating Credit Reversed Schedule
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HO - Schedule of Responding Debits

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 Head Office Accounts Product Manual

HO - Schedule of Originating Debits

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HO - Responding Debit Reversed Schedule

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HO - Originating Debit Reversed Schedule

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 Head Office Accounts Product Manual

HO - Schedule of Responding Credits

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HO - Originating Credits Schedule
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 Head Office Accounts Product Manual

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