P.O.
Box 15284
Wilmington, DE 19850
Customer service information
1.888.888.RWDS (1.888.888.7937)
En Español: 1.800.688.6086
MEMET CIFTCI bankofamerica.com
118 BERGEN ST
GARFIELD, NJ 07026-2114 Bank of America, N.A.
P.O. Box 25118
Tampa, FL 33622-5118
Your Adv Plus Banking
Preferred Rewards Platinum Honors
for October 14, 2022 to November 10, 2022 Account number: 3810 5646 6142
MEMET CIFTCI
Account summary
Beginning balance on October 14, 2022 $5,051.34
Deposits and other additions 3,641.25
Withdrawals and other subtractions -3,545.40
Checks -0.00
Service fees -0.00
Ending balance on November 10, 2022 $5,147.19
PULL: B CYCLE: 8 SPEC: E DELIVERY: E TYPE: IMAGE: I BC: NJ Page 1 of 4
MEMET CIFTCI ! Account # 3810 5646 6142 ! October 14, 2022 to November 10, 2022
IMPORTANT INFORMATION:
BANK DEPOSIT ACCOUNTS
How to Contact Us - You may call us at the telephone number listed on the front of this statement.
Updating your contact information - We encourage you to keep your contact information up-to-date. This includes address,
email and phone number. If your information has changed, the easiest way to update it is by visiting the Help & Support tab of
Online Banking.
Deposit agreement - When you opened your account, you received a deposit agreement and fee schedule and agreed that your
account would be governed by the terms of these documents, as we may amend them from time to time. These documents are
part of the contract for your deposit account and govern all transactions relating to your account, including all deposits and
withdrawals. Copies of both the deposit agreement and fee schedule which contain the current version of the terms and
conditions of your account relationship may be obtained at our financial centers.
Electronic transfers: In case of errors or questions about your electronic transfers - If you think your statement or receipt is
wrong or you need more information about an electronic transfer (e.g., ATM transactions, direct deposits or withdrawals,
point-of-sale transactions) on the statement or receipt, telephone or write us at the address and number listed on the front of
this statement as soon as you can. We must hear from you no later than 60 days after we sent you the FIRST statement on
which the error or problem appeared.
- Tell us your name and account number.
- Describe the error or transfer you are unsure about, and explain as clearly as you can why you believe there is an error
or why you need more information.
- Tell us the dollar amount of the suspected error.
For consumer accounts used primarily for personal, family or household purposes, we will investigate your complaint and will
correct any error promptly. If we take more than 10 business days (10 calendar days if you are a Massachusetts customer) (20
business days if you are a new customer, for electronic transfers occurring during the first 30 days after the first deposit is
made to your account) to do this, we will provisionally credit your account for the amount you think is in error, so that you will
have use of the money during the time it will take to complete our investigation.
For other accounts, we investigate, and if we find we have made an error, we credit your account at the conclusion of our
investigation.
Reporting other problems - You must examine your statement carefully and promptly. You are in the best position to discover
errors and unauthorized transactions on your account. If you fail to notify us in writing of suspected problems or an
unauthorized transaction within the time period specified in the deposit agreement (which periods are no more than 60 days
after we make the statement available to you and in some cases are 30 days or less), we are not liable to you and you agree to
not make a claim against us, for the problems or unauthorized transactions.
Direct deposits - If you have arranged to have direct deposits made to your account at least once every 60 days from the same
person or company, you may call us to find out if the deposit was made as scheduled. You may also review your activity online
or visit a financial center for information.
© 2022 Bank of America Corporation
Page 2 of 4
MEMET CIFTCI ! Account # 3810 5646 6142 ! October 14, 2022 to November 10, 2022
Monthly maintenance fees for your Bank of America Advantage Plus Banking® account will now post on a later date.
We are changing the day the monthly fee is posted to your account due to recent system updates. For statement cycles starting on or
after September 30, if the requirements to avoid the monthly fee during a statement cycle are not met, the fee will now be posted on
the first business day of the following monthly statement cycle.
Deposits and other additions
Date Description Amount
10/17/22 TURO 8667352901 DES:TURO 86673 ID:ST-J6R2Y3D3T7I3 INDN:MEMET CIFTCI CO 232.00
ID:1800948598 CCD
10/17/22 TURO 8667352901 DES:TURO 86673 ID:ST-X0C8G8V5Q6I9 INDN:MEMET CIFTCI CO 232.00
ID:1800948598 CCD
10/19/22 TURO 8667352901 DES:TURO 86673 ID:ST-S2L1C1J3S6A4 INDN:MEMET CIFTCI CO 94.67
ID:1800948598 CCD
10/20/22 TURO 8667352901 DES:TURO 86673 ID:ST-E4X3E0I1O6L0 INDN:MEMET CIFTCI CO 38.01
ID:1800948598 CCD
10/21/22 Zelle Transfer Conf# T0QRNSR26; MAYO ALANEN 400.00
11/01/22 BERGEN COMMUNITY DES:PAYMENT ID:0887122 INDN:MR MEMET CIFTCI CO 2,561.46
ID:2221820506 PPD
11/01/22 ETSY INC DES:DEPOSIT ID:XXXXXXXXX INDN:MEMET CIFTCI CO ID:3204898921 7.90
PPD
11/02/22 Bank of America DES:CASHREWARD ID:CIFTCI INDN:0000000620304016000000 CO 40.43
ID:2002290310 PPD
11/08/22 ETSY INC DES:DEPOSIT ID:XXXXXXXXX INDN:MEMET CIFTCI CO ID:3204898921 34.78
PPD
Total deposits and other additions $3,641.25
Page 3 of 4
MEMET CIFTCI ! Account # 3810 5646 6142 ! October 14, 2022 to November 10, 2022
Withdrawals and other subtractions
Date Description Amount
10/20/22 BANK OF AMERICA CREDIT CARD Bill Payment -1,535.25
10/21/22 APPLECARD GSBANK DES:PAYMENT ID:59234379 INDN:Memet CIFTCI CO -1,894.78
ID:9999999999 WEB
11/08/22 PUBLIC SERVICE DES:PSEG ID:007591649418 INDN:MEMET CIFTCI CO -115.37
ID:4221212800 PPD
Total withdrawals and other subtractions -$3,545.40
Braille and Large Print Request - You can request a copy of this statement in Braille or Large Print by calling 800.432.1000 or going to
bankofamerica.com and enter Visually Impaired Access from the home page.
Page 4 of 4