FINANCIAL PERFORMANCES EVALUATION
OF
               NEPAL BANK LIMITED
                           A Project work Report
                                    By
                            Bipin Bikram Shah
               T.U. Registered Number:7-2-0217-0009-2019
                        Exam Roll No.702170005
                              Group: Finance
                         Sunsari Multiple Campus
                              Submitted to:
                   Office Of Controller Of Examination
                       The Faculty of Management
                          Tribhuvan University
                               Kathmandu
         In Partial Fulfilment of the Requirements for the Degree of
               BACHELOR OF BUSINESS STUDIES (BBS)
                         Sunsari Multiple Campus
                            Inaruwa, Sunsari
                              Chaitra 2080
i
                                        DECLARATION
I hereby declare that the project work entitled "FINANCIAL PERFORMANCE
EVALUATION OF NEPAL BANK LIMITED" submitted to the Faculty of Management,
Tribhuvan University, Kathmandu is an original piece of work under the supervision of MR.
Parichay Adhikari faculty member, SUNSARI MULTIPLE CAMPUS INARUWA , SUNSARI
and is submitted in partial fulfilment of the requirements for the award of the degree of Bachelor
of Business Studies (BBS). This project work report has not been submitted to any other
university or institution for the award of any degree or diploma.
Signature
BIPIN BIKRAM SHAH
Date:2081/03/30
ii
                          Supervisor's Recommendation
      The project work report entitled "FINANCIAL PERFORMANCE
EVALUATION OF NEPAL BANK LIMITED”, Submitted by BIPIN BIKRAM
SHAH     of Sunsari Multiple Campus, Inaruwa, Sunsari is prepared under my
supervision as per the procedure and format requirements laid by the faculty of
management, Tribhuwan University, as partial fulfillment of the requirements for
the award of the degree of Bachelor of business Studies (BBS 4th Year). I,
therefore, recommend the project work report for evaluation.
……………………
Parichaya Adhikari
(Supervisor)
Sunsari Multiple Campus
Inaruwa, Sunsari
Date: 2081/03/30
iii
                                 Endorsement
       We herby endorse the project Work report entitled "FINANCIAL
PERFORMANCE EVALUATION OF NEPAL BANK LIMITED”, Submitted
by BIPIN BIKRAM SHAH of Sunsari Multiple Campus, Inaruwa, Sunsari, in a
partial fulfillment of the requirement for award of the Bachelor of Business Studies
(BBS 4th year) for external Evaluation.
……………………                                                          .......................
Parichaya Adhikari                                               Ramesh Kumar
Mandal
( Supervisor)                                                    Act. Campus Chief
Sunsari Multiple Campus                                         Sunsari Multiple
Campus
Inaruwa, Sunsari                                                    Inaruwa, Sunsari
Date: 2081/03/30                                                  Date: 2081/03/30
iv
                                    ACKNOWLEDGEMENT
This field work report entitled "A Report on FINANCIAL PERFORMANCE EVALUATION
OF NEPAL BANK LIMITED” has been prepared in partial fulfillment for the degree of
Bachelor of Business Studies (BBS) under the teachers of Sunsari Multiple Campus. It is my
privilege of getting helps and cooperation from different persons. It is not possible to enumerate
the names of all of them. However, it will be matter of injustice if I forget the names of those
personalities whose valuable suggestions and co-operation escorted to complete this field work
report.
First and foremost, I would like to offer special thanks to Parichay Adhikari for their proper
suggestions. I would like to thank all the staff of the Nepal Bank Limited for their full support in
providing all the necessary data, which helped me in preparing this report. I could not remain
without thanking to my teachers and lecturers who all helped me during my study of BBS and
during preparation of this report.
Bipin Bikram Shah
BBS 4th Year
Sunsari Multiple Campus
v
                                                       TABLE OF CONTENTS
Title page....................................................................................................................i
Declaration           ............................................................................................................ii
Supervisor's Recommendation                              ........................................................................iii
Endorsement ............................................................................................................iv
Acknowledgement                    ................................................................................................v
Table of Contents                  ...............................................................................................vi
List of Tables.............................................................................................................. vii
List of Figures ........................................................................................................... viii
Abbreviations .............................................................................................................ix
CHAPTER I: INTRODUCTION ..........................................................................1
Background..................................................................................................................1
Profile of NBL .......................................................................................................... 2
Objectives            ..............................................................................................................3
Rationale......................................................................................................................3
Review..........................................................................................................................4
Methods........................................................................................................................5
Limitations.....................................................................................................................6
CHAPTER II: RESULTS AND ANALYSIS.............................................................7
Data Presentation...........................................................................................................7
Analysis of Results............................................................................... ......................13
Findings......................................................................................................................16
CHAPTER III: SUMMARY AND CONCLUSION..............................................17
Summary......................................................................................................................17
vi
Conclusion.................................................................................................................. 17
BIBLIOGRAPHY........................................................................................................20
APPENDICES..............................................................................................................21
                                                       LIST OF TABLES
             Table No.                 Table Head                                                                     Page no.
 1.            Comparative Income Statement of NEPAL Bank Ltd                                                           7
 2.            Comparative Balance Sheet of NEPAL Bank Ltd                                                               8-9
 3.            Deposit and Loan                                                                                          10
 4.            Credit position                                                                                           12
 5.            Loan to Total Deposit Ratio                                                                               13
 6.            Loan to Total Assets Ratio                                                                                13-14
 7.            Interest Pay-out Ratio                                                                                    14
 8.            Loan to Total Profit Ratio                                                                                14
 9.            Loan to Interest income Ratio                                                                             15
 10.           Loan to Interest Expenses Ratio                                                                           15
vii
                              LIST OF FIGURES
         Figure No.    Table Head                    Page no.
       1.             Deposit and Loan          11
       2.             Total Credit              12
viii
                 ABBREVIATIONS
ABBS   Any Branch Banking Service
AD     Anno Domini
Amt.   Amount
ATM    Automated Teller Machine
BS     Bikram Sambat
Etc.    Etcetera
F.Y    Fiscal Year
i.e.   That is
Ltd.   Limited
NBL    Nepal Bank Limited
NRB    Nepal Rastra Bank
Rs.    Rupees
S.N    Serial Number
UK     United Kingdom
&      And
%      Percentage
ix