Experian Report Number (ERN) : 1719488256349
Unique Transaction ID (UTI) : 1203386204
Report Date : 27-06-2024
Hey Sonveer,
here is your Credit Report for Jun '24
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Your free credit report is a detailed analysis of
your credit score and your credit accounts
Report Summary
Active Loans 0
Total loan 0 Current Outstanding
0 Active Credit Cards 0
Total limit 0 Current Outstanding
Overdue Payments 0
Outstanding amount past due date
Credit Card Utilization Not Available
Age of Accounts 4 months
Recent Enquiries 0
last 3 months
Report to EXPERIAN Table of Contents
Experian Report Number (ERN) : 1719488256349
Unique Transaction ID (UTI) : 1203386204
Report Date : 27-06-2024
Sonveer's Credit Report Powered by
Table Of Contents
Sr. No. Section
1 Credit Score & Report Summary
2 Credit Enquiries
3 Summary: Credit Accounts
4 Account Details
5 Contact Information
6 Support & Legend
Report to EXPERIAN Table of Contents
Experian Report Number (ERN) : 1719488256349
Unique Transaction ID (UTI) : 1203386204
Report Date : 27-06-2024
Contact Information
This section shows addresses and phone numbers reported to Credit Bureau by Financial Institutions.
Address Details
Address Category Financial Institution
Not Categorized
Phone Number
Type Number
Mobile Phone
Report to EXPERIAN Table of Contents
Experian Report Number (ERN) : 1719488256349
Unique Transaction ID (UTI) : 1203386204
Report Date : 27-06-2024
Support
If you find any discrepancy in your report , please raise a dispute with our partners at consumer.support@in.experian.com For any other queries ,
feel free to contact us at creditreport@paisabazaar.com .
Legend
1. SF/WD/WO/SETTLED : Credit Accounts that are Suit Filed/ Wilful Default/ Written O / Settled
2. ACTIVE* : Credit accounts which are less than 90 days past due.
3. ACTIVE** : Credit accounts which are over 90 days past due.
4. Closed : Credit accounts that have 'Date Closed' populated.
5. DPD : Days Past Due. Number of days that have passed from the agreed payment due date of EMI.
6. DPD '0' : The number '0' in the circle indicates that the Payment is made as agreed and the credit account is up to date.
7. DPD >0 : The number in the circle indicates the "Days Past Due" reported by the respective lender.
8. When the below alphabets are shown in the DPD table, it means the lender is reporting Asset Classification and indicates the following:
S : Standard: An account which is overdue for less than 90 days is considered as a Standard asset as per RBI guidelines.
M : Special Mention: These accounts are "Standard" assets but for some discrepancy the lending organization would like to monitor this account closely.
B : Substandard: An account which is overdue by 90 days for a period of less than or equal to 12 months is classified as Substandard asset as per RBI guidelines
D : Doubtful: An account which is overdue by 90 days for more than 12 months is classified as doubtful asset as per RBI guidelines.
L : Loss: An account where loss has been identified but the amount has not been written o , wholly or partially is classified as Loss asset as per RBI guidelines.
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