Social Islami Bank PLC.
Deposit Provisional Rate Sheet
Effective Date: 01 June 2024
CASA Products
Sl. No. Deposit Products Name Provisional Profit rate
A MUDARABA SAVINGS DEPOSIT
i Mudaraba Savings Deposit - All 3.00%
ii Mudaraba Savings Deposit- Bank based on market
iii SIBL Young star Savings Deposit 5.00%
iv Mudaraba Savings Deposit AGB 3.00%
v Mudaraba Savings Deposit Student 4.00%
vi Mudaraba Super Savings Account 5.00%
vii Shanchita Special deposit Scheme 2.00%
viii Mudaraba Zakat Savings Scheme 6.50%
ix Other Mudaraba Savings Account 3.00%
B MUDARABA SPECIAL NOTICE DEPOSIT
i Less than 01 Crore 3.00%
ii Equal to or more than 01 crore but less than 25 crore 3.50%
iii Equal to or more than 25 crore but less than 50 crore 3.75%
iv Equal to or more than 50 crore but less than 100 crore 4.25%
v Equal to or more than 100 crore 5.00%
MUDARABA TERM DEPOSIT (MTDR)
Sl. No. Deposit Products Name Provisional Profit rate
Above 1 Crore to
C MUDARABA TERM DEPOSIT Up to 1 Crore Above 5 Crore
5 Crore
i 1 Month 6.00% 7.00% 8.00%
ii 2 Months 6.50% 7.50% 8.25%
iii 3 Months 8.50%
iv 100 days 9.00%
v 4 Months 8.50%
vi 6 Months 8.75%
vii 200 days 9.25%
viii 1 year 10.00% 11.00% 11.50%
ix 2 years 10.25% 11.25% 11.75%
x 3 years 10.50% 11.50% 12.25%
***Provided that, All types of Cash Waqf (except Al-Wasiah Bill Waqf-applicable profit rate: 3 months MTDR rate) will be
1% higher than 1 year MTDR Profit Rate.
Mudaraba shachanda Munafa Hishab(MTDR nature) 3 Months 12 Months 3 Years Effective Date
Provisional Profit rate 6.87% 8.40% 8.70% 01-11-23
Provisional Double Benefit Schemes
Mudaraba Sorbochcho Munafa (Double Benefit Schemes) 66 Months 72 Months
Minimum Deposit 50 thousand Maximum less than 3 Lac N/A 12.25%
Minimum Deposit 3.00 Lac 13.44% N/A
Mudaraba Monthly Profit Scheme
Deposit Products Name Provisional Profit rate
Mudaraba Monthly Profit Scheme 1 year 2 year 3 year 5 year
Mudaraba Monthly Profit Deposit Scheme 9.60% - 10.80% -
Shachanda Protidin - - 6.00% -
Shuborno Lata - - 6.00% -
Shobuj Chaya - - 6.00% -
SIBL Astha (%) 9.60% 10.20% 10.80% 11.40%
SIBL Astha (Taka per month per lac) 800/- 850/- 900/- 950/-
Retired Citizen Monthly Benefit Scheme (%) 10.80% 11.40% 12.00% 12.60%
Retired Citizen Monthly Benefit Scheme (Taka per month per lac) 900/- 950/- 1000/- 1050/-
Recurring Deposit: Mudaraba Monthly Installment based Schemes
Popular Deposit Products Name Provisional Profit rate
2 3 5 7 8 10 12 15 20
Mudaraba Monthly Installment based Schemes 1 Year
Years years years years years years years years years
SIBL Super DPS 8.25% - 8.75% 9.00% - - 9.25% - - -
SIBL Education Savings Scheme - - - 8.00% - - 8.25% - 8.50% 8.75%
SIBL Medical Savings Scheme - - - 8.00% - - 8.25% - 8.50% 8.75%
SIBL Marriage Savings Scheme - - - 8.00% - - 8.25% - 8.50% 8.75%
SIBL Probashi Deposit Scheme - - 8.00% 8.25% - 8.40% 8.50% - - -
Hawkers Deposit & Business Development Scheme - - 8.00% 8.25% - 8.40% 8.50% - - -
Driver Deposit Scheme - - - 8.25% 8.40% 8.50% 8.75% 9.00% 9.50%
Mudaraba Oichik Savings Account 7.50% 7.75% 8.00% - - - - - - -
Mudaraba Special Deposit Pension Scheme - - 6.00% 6.25% - - 6.50% - - -
Sonali Din - - 6.00% 6.25% - - 6.50% - - -
Shukher Thikana - - 6.00% 6.25% - - 6.50% - - -
Suborno Rekha - - 6.00% 6.25% - - 6.50% - - -
Shobuj Shayanho - - 6.00% 6.25% - - 6.50% - - -
Mudaraba Muhorana Savings Scheme - - 6.25% - - 6.50% - - -
Mudaraba Marriage Deposit Scheme (OLD) - - 6.00% 6.25% - - 6.50% - - 6.50%
Mudaraba Bashastan Deposit Scheme - - 6.00% 6.25% - - 6.50% - - 6.50%
Mudaraba Education Savings Scheme (OLD) - - 6.00% 6.25% - - 6.50% - - 6.50%
Mudaraba Hajj Scheme (Kafela) - - 6.50% 6.50% - - 6.50% - - 6.50%
