MOTOR INSURANCE

POLICY SCHEDULE

Type of Policy : Third Party

Policy Number : P/003/15/21/8004/0082353-03

Name of the Insured : ARC ENERGY W.L.L

Insured Address : 22 / 1018 1516 915 Alriffah Southern Governorate BAHRAIN

Insurance Period : From 01/02/2023 to 31/01/2024

Contribution
Contribution(Excluding VAT) : As agreed

Specification of the Insured Vehicle:

Registration No. Chassis No. Engine No. Manufacturing Year CC or HP

450203 4T1BF1FK2FU084714 N/A 2015 2400

Body Type Vehicle Type Use of Vehicle Seating Capacity Vehicle Colour

Saloon TOYOTA - CAMRY Private 5 N/A

Geographical Area : Kingdom of Bahrain

Hypothecation : NA

Limit of Liability of the Company

Section II - Liability to Third Parties ( per vehicle )

a ) Third Party Injury ( section 1a ) : Unlimited

b ) Third Party Property Damage ( section 2 - 1b ) : BHD 500,000/-

Policy is subject to the following benefits:

Policy is subject to the following List of deductibles:

Excess : BD 0/-
Additional Excess : null

Policy is subject to the following Conditions:

Value Added Tax (VAT) In case of any changes in VAT rates, we shall charge you additional VAT on pro-rata basis for
the period from the effective date of such changes in the VAT rate till the expiry of the policy.

Wakala Fees As per Solidarity Bahrain Sharia Board Approval. the wakala fees is capped at 25% of gross
written contribution, which is part of the paid contribution.

Policy is subject to the following depreciation if applicable:

Age of Vehicle Depreciation Ratio

Up to 1 Year Nil
2 Years Nil
3 Years Nil
4 Years Nil
5 Years Nil
6 Years 30%
7 Years 40%
Over 7 Years 50%

All terms, conditions and exclusions as per Central Bank of Bahrain unified motor policy, endorsement and subject to Takaful principles
& conditions as per wording attached

Signed for and on behalf of Client

ARC ENERGY W.L.L

This is a computer-generated document and no signature is required

To view motor policy wording please visit our website

Solidarity Bahrain B.S.C | Call Center +973 17 130 000 | Main Office +973 17 585 222 | Fax +973 17 585 200 | PO Box 5282 | Manama, Kingdom of Bahrain Licensed &
regulated by the Central Bank of Bahrain as a locally incorporated takaful firm - Category four - CR 5091

www.solidarity.com.bh
Page 2 of 4
 ‫ﺗﺄﻣﻴﻦ ﺍﻟﻤﺮﻛﺒﺔ‬
‫ﺟﺪﻭﻝ ﺍﻟﻮﺛﻴﻘﺔ‬
‫‪Third Party :‬‬ ‫ﻧﻮﻉ ﺍﻟﺘﻐﻄﻴﺔ‬

‫‪P/003/15/21/8004/0082353-03 :‬‬ ‫ﺭﻗﻢ ﺍﻟﻮﺛﻴﻘﺔ‬

‫‪ARC ENERGY W.L.L :‬‬ ‫ﺇﺳﻢ ﺍﻟﻤﺆﻣﻦ ﻟﻪ‬

‫‪22 / 1018‬‬ ‫ﻋﻨﻮﺍﻥ ﺍﻟﻤﺆﻣﻦ ﻟﻪ‬
‫‪:‬‬
‫‪1516‬‬
‫‪915 :‬‬
‫‪Alriffah‬‬
‫‪Southern Governorate‬‬
‫‪BAHRAIN‬‬

‫ﻣﻦ ‪ 2023/02/01‬ﺍﻟﻰ ‪2024/01/31‬‬ ‫ﻓﺘﺮﺓ ﺍﻟﺘﺄﻣﻴﻦ‬

‫‪ :‬ﺣﺴﺐ ﺍﻻﺗﻔﺎﻕ‬ ‫ﻣﺒﻠﻎ ﺍﻻﺷﺘﺮﺍﻙ‬

‫ﻣﻮﺍﺻﻔﺎﺕ ﺍﻟﻤﺮﻛﺒﺔ ﺍﻟﻤﺆﻣﻦ ﻋﻠﻴﻬﺎ‪:‬‬

‫ﺳﻌﺔ ﺍﻟﻤﺤﺮﻙ‬ ‫ﺳﻨﺔ ﺍﻟﺼﻨﻊ‬ ‫ﺭﻗﻢ ﺍﻟﻤﺤﺮﻙ‬ ‫ﺭﻗﻢ ﺍﻟﻘﺎﻋﺪﺓ‬ ‫ﺭﻗﻢ ﺍﻟﺘﺴﺠﻴﻞ‬

‫‪2400‬‬ ‫‪2015‬‬ ‫‪N/A‬‬ ‫‪4T1BF1FK2FU084714‬‬ ‫‪450203‬‬

‫ﻟﻮﻥ ﺍﻟﻤﺮﻛﺒﺔ‬ ‫ﻋﺪﺩ ﺍﻟﺮﻛﺎﺏ‬ ‫ﺗﺼﻨﻴﻒ ﺍﻟﻤﺮﻛﺒﺔ‬ ‫ﻃﺮﺍﺯ ﺍﻟﻤﺮﻛﺒﺔ‬ ‫ﻧﻮﻋﻴﺔ ﺟﺴﻢ ﺍﻟﻤﺮﻛﺒﺔ‬

‫‪N/A‬‬ ‫‪5‬‬ ‫‪Private‬‬ ‫‪TOYOTA - CAMRY‬‬ ‫‪Saloon‬‬

‫‪Kingdom of Bahrain :‬‬ ‫ﺍﻟﺘﻐﻄﻴﺔ ﺍﻟﺠﻐﺮﺍﻓﻴﺔ‬

‫‪NA :‬‬ ‫ﺍﻟﺸﺮﺍﺀ ﺑﺎﻟﺘﻘﺴﻴﻂ ﺃﻭ ﺍﻟﺮﻫﻦ‬

‫ﺣﺪﻭﺩ ﻣﺴﺆﻭﻟﻴﺔ ﺍﻟﺸﺮﻛﺔ‬

‫ﺍﻟﻤﺴﺆﻭﻟﻴﺔ ﺍﻟﻤﺪﻧﻴﺔ ﺿﺪ ﺍﻟﻐﻴﺮ‬

‫‪Unlimited :‬‬ ‫ﺍﻹﺻﺎﺑﺎﺕ ﺍﻟﺠﺴﻤﺎﻧﻴﺔ ﻟﻠﻐﻴﺮ ‪ -‬ﻏﻴﺮ ﻣﺤﺪﻭﺩﺓ‬

‫‪BHD 500,000/- :‬‬ ‫ﺗﻠﻔﻴﺎﺕ ﺍﻟﻤﻤﺘﻠﻜﺎﺕ ﺍﻟﻤﻤﻠﻮﻛﺔ ﻟﻐﻴﺮ ﺍﻟﻤﺆﻣﻦ ﻟﻪ‬

‫‪Page 3 of 4‬‬
 ‫ﺗﻢ ﺗﻤﺪﻳﺪ ﺗﻐﻄﻴﺔ ﺍﻟﻮﺛﻴﻘﺔ ﻟﺘﺸﻤﻞ ﺍﻟﻤﻨﺎﻓﻊ ﺍﻟﺘﺎﻟﻴﺔ ‪:‬‬

‫ﺗﺨﻀﻊ ﺍﻟﻮﺛﻴﻘﺔ ﻟﻘﺎﺋﻤﺔ ﺍﻟﻤﺒﺎﻟﻎ ﺍﻟﻤﺴﺘﻘﻄﻌﺔ ﺍﻟﺘﺎﻟﻴﺔ‪:‬‬

‫‪BD 0/-:‬‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﺤﻤﻞ ﺍﻹﻟﺰﺍﻣﻲ‬

‫‪Nil:‬‬ ‫ﻣﺒﻠﻎ ﺍﻟﺘﺤﻤﻞ ﺍﻹﺿﺎﻓﻲ‬

‫ﺗﺨﻀﻊ ﺍﻟﻮﺛﻴﻘﺔ ﺇﻟﻰ ﻗﺎﺋﻤﺔ ﺍﻟﺸﺮﻭﻁ ﺍﻟﺨﺎﺻﺔ ﺍﻟﺘﺎﻟﻴﺔ‪:‬‬

‫ﻓﻲ ﺣﺎﻝ ﺣﺪﻭﺙ ﺃﻱ ﺗﻐﻴﻴﺮﺍﺕ ﻋﻠﻰ ﻧﺴﺒﺔ ﺿﺮﻳﺒﺔ ﺍﻟﻘﻴﻤﺔ ﺍﻟﻤﻀﺎﻓﺔ‪ ،‬ﻳﻠﺰﻡ ﺍﻟﻤﺆﻣﻦ ﻟﻪ ﺑﺪﻓﻊ ﻗﻴﻤﺔ ﺍﻟﻀﺮﻳﺒﺔ ﺍﻟﻤﻀﺎﻓﺔ ﻋﻠﻰ ﺃﺳﺎﺱ‬ ‫ﺿﺮﻳﺒﺔ ﺍﻟﻘﻴﻤﺔ ﺍﻟﻤﻀﺎﻓﺔ )‪(VAT‬‬
‫ﺗﻨﺎﺳﺒﻲ ﻟﻠﻔﺘﺮﺓ ﻣﻦ ﺗﺎﺭﻳﺦ ﻧﻔﺎﺫ ﻫﺬﻩ ﺍﻟﺘﻐﻴﻴﺮﺍﺕ ﻓﻲ ﻣﻌﺪﻝ ﺿﺮﻳﺒﺔ ﺍﻟﻘﻴﻤﺔ ﺍﻟﻤﻀﺎﻓﺔ ‪.‬‬
‫ﻭﻓﻘﺎ ﻟﺘﻮﺟﻴﻬﺎﺕ ﻣﺠﻠﺲ ﺍﻟﺮﻗﺎﺑﺔ ﺍﻟﺸﺮﻋﻴﺔ ﻟﺸﺮﻛﺔ ﺳﻮﻟﻴﺪﺭﺗﻲ ﺍﻟﺒﺤﺮﻳﻦ‪ ،‬ﻓﺈﻥ ﺭﺳﻮﻡ ﺍﻟﻮﻛﺎﻟﺔ ﻻﺗﺘﻌﺪﻯ ‪ ٪25‬ﻣﻦ ﺇﺟﻤﺎﻟﻲ ﺍﻻﺷﺘﺮﺍﻙ‬ ‫ﺭﺳﻮﻡ ﺍﻟﻮﻛﺎﻟﺔ‬
‫ﺍﻟﻤﺪﻓﻮﻉ‪ ،‬ﻭﺍﻟﺬﻱ ﺗﻌﺪ ﺟﺰﺀًﺍ ﻣﻦ ﺍﻻﺷﺘﺮﺍﻙ ﺍﻟﻤﺪﻓﻮﻉ‪.‬‬

‫ﺗﺨﻀﻊ ﺍﻟﻮﺛﻴﻘﺔ ﻟﻨﺴﺐ ﺍﻹﺳﺘﻬﻼﻙ ﺍﻟﺘﺎﻟﻴﺔ ﻭﺫﻟﻚ ﺣﺴﺐ ﻋﻤﺮ ﺍﻟﻤﺮﻛﺒﺔ‪:‬‬

‫ﻧﺴﺒﺔ ﺍﻻﺳﺘﻬﻼﻙ‬ ‫ﻋﻤﺮ ﺍﻟﻤﺮﻛﺒﺔ‬

‫ﻻ ﺗﻮﺟﺪ‬ ‫ﻟﻐﺎﻳﺔ ﺳﻨﺔ ﻭﺍﺣﺪﺓ‬
‫ﻻ ﺗﻮﺟﺪ‬ ‫ﺳﻨﺘﻴﻦ‬
‫ﻻ ﺗﻮﺟﺪ‬ ‫ﺛﻼﺙ ﺳﻨﻮﺍﺕ‬
‫ﻻ ﺗﻮﺟﺪ‬ ‫ﺃﺭﺑﻊ ﺳﻨﻮﺍﺕ‬
‫ﻻ ﺗﻮﺟﺪ‬ ‫ﺧﻤﺲ ﺳﻨﻮﺍﺕ‬
‫‪30%‬‬ ‫ﺳﺖ ﺳﻨﻮﺍﺕ‬
‫‪40%‬‬ ‫ﺳﺒﻊ ﺳﻨﻮﺍﺕ‬
‫‪50%‬‬ ‫ﺳﺒﻊ ﺳﻨﻮﺍﺕ ﻓﻤﺎ ﻓﻮﻕ‬

‫ﺟﻤﻴﻊ ﺍﻟﺸﺮﻭﻁ ﻭﺍﻷﺣﻜﺎﻡ ﻭﺍﻻﺳﺘﺜﻨﺎﺀﺍﺕ ﺧﺎﺿﻌﺔ ﻟﻮﺛﻴﻘﺔ ﺷﺮﻛﺔ ﺳﻮﻟﻴﺪﺭﺗﻲ ﺍﻟﺒﺤﺮﻳﻦ ﻭﺷﺮﻭﻁ ﻣﺒﺎﺩﻯﺀ ﺍﻟﺘﻜﺎﻓﻞ ﻭﻓﻘﺎً ﻟﻠﺼﻴﻐﺔ ﺍﻟﻤﺮﻓﻘﺔ ﻟﻠﻮﺛﻴﻘﺔ ﺍﻟﻤﻮﺣﺪﺓ ﺿﺪ ﺍﻟﻔﻘﺪ ﺍﻭ ﺍﻟﺘﻠﻒ ﺍﻟﺼﺎﺩﺭﺓ ﻋﻦ‬
‫ﻣﺼﺮﻑ ﺍﻟﺒﺤﺮﻳﻦ ﺍﻟﻤﺮﻛﺰﻱ‪.‬‬

‫ﺗﻮﻗﻴﻊ ﺍﻟﻤﺆﻣﻦ ﻟﻪ ﺃﻭ ﻣﻦ ﻳﻨﻮﺏ ﻋﻨﻪ‬

‫‪ARC ENERGY W.L.L‬‬

‫ﺗﻢ ﺍﺻﺪﺍﺭ ﻫﺬﺍ ﺍﻟﻤﺴﺘﻨﺪ ﻋﻦ ﻃﺮﻳﻖ ﺍﻟﻨﻈﺎﻡ ﺍﻻﻟﻲ‪ .‬ﻭﻻﻳﺴﺘﻠﺰﻡ ﺍﻟﺘﻮﻗﻴﻊ‬

‫ﻟﻼﻃﻼﻉ ﻋﻠﻰ ﻭﺛﻴﻘﺔ ﺍﻟﺘﺄﻣﻴﻦ ﻳﺮﺟﻰ ﺯﻳﺎﺭﺓ ﻣﻮﻗﻌﻨﺎ ﺍﻹﻟﻜﺘﺮﻭﻧﻲ‬

‫ﺳﻮﻟﻴﺪﺭﺗﻲ ﺍﻟﺒﺤﺮﻳﻦ ﺵ‪.‬ﻡ‪.‬ﺏ‪ | .‬ﻣﺮﻛﺰ ﺍﻻﺗﺼﺎﻝ ‪ | +973 17 130 000‬ﺍﻟﻤﻜﺘﺐ ﺍﻟﺮﺋﻴﺴﻲ ‪| +973 17 585 222‬ﻓﺎﻛﺲ ‪ | +973 585 200‬ﺹ‪.‬ﺏ‪ | 5282 .‬ﺍﻟﻤﻨﺎﻣﺔ‪ ،‬ﻣﻤﻠﻜﺔ ﺍﻟﺒﺤﺮﻳﻦ‪ ،‬ﻣﺮﺧﺼﺔ ﻭﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﻣﺼﺮﻑ ﺍﻟﺒﺤﺮﻳﻦ ﺍﻟﻤﺮﻛﺰﻱ ﻛﺸﺮﻛﺔ ﺗﻜﺎﻓﻞ ﻣﺤﻠﻴﺔ – ﺍﻟﻔﺌﺔ ﺍﻟﺮﺍﺑﻌﺔ – ﺳﺠﻞ‬
‫ﺗﺠﺎﺭﻱ ﺭﻗﻢ ‪5091‬‬

‫‪www.solidarity.com.bh‬‬

‫‪Page 4 of 4‬‬