i
Declaration
I hereby declare that the project work entitled A Study ON Deposit Collection OF KUMARI
BANKVsubmitted to the Faculty of Management, Tribhuvan University, and Kathmandu is an
original piece of work under the supervision of MR. Bibekananda Aryal, faculty member,
Manamohan Memorial College and is submitted in partial fulfilment of the requirements for
the award of the Degree of Bachelor in Business Studies (BBS). This project work report has
not been submitted to any other university or institution for the award of any Degree or
Diploma.
Signature
Bikash Shrestha
Date
ii
Supervisor’s Recommendation
The project work report entitled A Study ON Deposit Collection OF KUMARI
BANK submitted by Bikash Shrestha of Manamohan Memorial College is prepared under
my supervision as per the procedure and format requirements laid by the Faculty of
Management, Tribhuvan University, as partial fulfilment of the requirements for the award of
the degree of Bachelor of Business Studies (BBS). I, therefore, recommend the project work
report for evaluation.
Signature:
Bibekananda Aryal
Manamohan Memorial College, Balaju, Kathmandu Date:
iii
Endorsement
We hereby endorse the project work report entitled “A Study ON Deposit Collection OF
KUMRI BANK SUBMITTED by Bikash Shrestha of Manamohan memorial college in partial
fulfillment of the requirements for award of the Bachelor of Business Studies (BBS) for external
evaluation.
……………….…… ……………………
DR. Baburam Adhikari MR. Drona Bahadur Adhikari
Head of research committee Campus Chief
Date: Date:
iv
Acknowledgements
In the partial fulfillment of Bachelor of Business Studies as per the requirement of faculty of
management of the Tribhuvan University have prepare this fieldwork report on the A Study
ON Deposit Collection OF KUMARI BANK LTD. First and foremost, a lot of
individuals owe my sincere thanks that have helped me directly and indirectly. I wish to express
my sincere gratitude and heartily thank to teacher of I am also very much thankful for the team
of Everest Bank ltd for their various support, valuable suggestion and active cooperation to
complete this report.
It is my pleasure to present this field work and is attempting to familiarize oneself with the
Deposit collection of Kumari bank Ltd. To present this true picture, statistical tools and diagram
have been massively used, based on its significance and just to meet for the purpose. All three
parts of the study have been arranged in a sequence as require. I wish to my sincere appreciation
and profound gratitude to all who is one or another assisted me in the successful pursuit of the
study.
I would like to express my sincere gratitude to Bibekananda Aryal for their guidance,
cooperation and contribution of their valuable time in order to complete this report. Similarly,
I would like to extend my sincere thanks to our college Campus Chief for his continuous
encouragement in our study.
Lastly, I wish to acknowledge my regard to my family and my friends for their cooperation in
writing this report.
Bikash Shrestha
v
TABLE OF CONTENTS
Title i
Declaration ii
Supervisor Recommendation iii
Endorsement iv
Acknowledgement v
Table of contents vi
List of tables viii
List of figures ix
Abbreviations x
CHAPTER I: INTRODUCTION
1.1 Background of the Study 1
1.1.1 Introduction of Kumari Bank 2
1.1.2 Vision Statement 3
1.1.3 Mission 3
1.2 Statement of Problems 3
1.3 Objectives 4
1.4 Rationale of study 5
1.5 Review 5
1.5.1 Review of Related previous 7
1.6 Methods 8
1.7 Limitation 9
Chapter II: RESULT AND ANALYSIS
2.1 Presentation of Data 10
2.2 Finding 32
vi
CHAPTER III: SUMMARAY AND CONCLUSION
3.1 Summary 34
3.2 Conclusion 34
REFERENCES
APPENDIX
vii
List of Tables
Table No Page. No.
1. Total Deposit position of Kumari bank. 10
2. Current Deposit Position of Kumari Bank 12
3. Saving Deposit position of Kumari bank 13
4. Fixed Deposit Position of Kumari Bank 14
5. Interest Bearing Deposit Trend of Kumari Bank 15
6. Non-Interest-Bearing trend of KBL 17
7. Interest Expenses on Deposit. 18
8. Cost of Deposit of KBL 19
9. Deposit Lending Ratio 21
10. Ratio Interest Bearing Deposit to total deposits 22
11. Ratio of Non-interest bearing deposit to total deposit 24
12. Ratio of Current deposit to total deposit 26
13. Ratio of saving deposit to total deposit 28
14. Ratio of fixed deposit to total deposit 29
List of Figures
Figure No. Page
1. Total Deposit position of Kumari bank. 11
2. Current Deposit Position of Kumari Bank 12
3. Saving Deposit position of Kumari bank 13
viii
4. Fixed Deposit Position of Kumari Bank 14
5. Interest Bearing Deposit Trend of Kumari Bank 16
6. Non Interest Bearing trend of KBL 17
7. Interest Expenses on Deposit. 19
8. Cost of Deposit of KBL 20
9. Deposit Lending Ratio 21
10. Ratio Interest Bearing Deposit to total deposits 23
11. Ratio of Non-interest bearing deposit to total deposit 25
12. Ratio of Current deposit to total deposit 26
13. Ratio of saving deposit to total deposit 28
14. Ratio of fixed deposit to total deposit 29
ABBREVIATION
A.D. : Anno Domini
ATM : Automated Teller Machine
B.C : Before Christ
BOP : Balance of Payment
B.C : Before Christ
B.S. : Bikram Sambat
EPS : Earning Per Share
F/Y : Fiscal Year
ix
L/C : Letter of Credit
NRB : Nepal Rastriya Bank
NIDC : National Industrial Development Corporation
x
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