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Lifetime Savings Calculator
Your age now 45
Your age at retirement 55 Years Saving before Retirement 10
Your age expectancy 85 Years To Live After Retirement 30
Savings per month ( RM )
3,000
\
Savings per year ( RM )
36,000
Total Saving At Retirement Age 55
( RM ) 360,000
Investment
( Lump Sum
Investment Returns 6.0% Investment ) 100,000
Investment
Total amount until age 85 574,349
Expected Total By Retirement Age 474,509 Monthly returns ( inclusive principal ) 3,477
Constant monthly
After retiring, monthly withdrawal until returns based on lump 100,000 500
expectancy age 2,873 sum invested
Investors are advised that the projected returns on this lifetime savings calculator are for
illustration purpose only
$73,977.65 Goose ( RM ) Age At 55
8.000% Inflation Rate %
5.00 # of Years to Live
1,500 Monthly Expense ( RM )
EPF = 4% and Yearly Saving = RM 18,000 Unit Trust Intere
Year Beginning Of Year 3.7 End Of Year Interest (RM) Age Year
1 2006 5,574 2006 5,780 36 1
2 2007 11,355 2007 11,775 37 2
3 2008 17,349 2008 17,991 38 3
4 2009 23,565 2009 24,437 39 4
5 2010 30,011 2010 31,122 40 5
6 2011 36,696 2011 38,054 41 6
7 2012 43,628 2012 45,242 42 7
8 2013 50,817 2013 52,697 43 8
9 2014 58,271 2014 60,427 44 9
10 2015 66,001 2015 68,443 45 10
11 2016 74,018 2016 76,756 46 11
12 2017 82,330 2017 85,377 47 12
13 2018 90,951 2018 94,316 48 13
14 2019 99,890 2019 103,586 49 14
15 2020 109,161 2020 113,199 50 15
16 2021 118,774 2021 123,168 51 16
17 2022 128,743 2022 133,506 52 17
18 2023 139,080 2023 144,226 53 18
19 2024 149,800 2024 155,343 54 19
20 2025 160,917 2025 166,871 55 20
21 2026 172,446 2026 178,826 56 21
22 2027 184,400 2027 191,223 57 22
23 2028 196,797 2028 204,079 58 23
24 2029 209,653 2029 217,410 59 24
25 2030 222,984 2030 231,235 60 25
26 2031 236,809 2031 245,571 61 26
27 2032 251,145 2032 260,438 62 27
28 2033 266,012 2033 275,854 63 28
29 2034 281,429 2034 291,841 64 29
30 2035 297,416 2035 308,420 65 30
31 2036 313,994 2036 325,612 66 31
32 2037 331,186 2037 343,440 67 32
33 2038 349,014 2038 361,928 68 33
34 2039 367,502 2039 381,100 69 34
35 2040 386,674 2040 400,981 70 35
36 2041 406,555 2041 421,598 71 36
37 2042 427,172 2042 442,977 72 37
38 2043 448,552 2043 465,148 73 38
39 2044 470,722 2044 488,139 74 39
40 2045 493,713 2045 511,981 75 40
41 2046 517,555 2046 536,704 76 41
42 2047 542,279 2047 562,343 77 42
43 2048 567,917 2048 588,930 78 43
44 2049 594,504 2049 616,501 79 44
45 2050 622,075 2050 645,092 80 45
Immortal Goose (RM) Interest (%) Interest (RM) Mthly Exp (RM)
$73,977.65 8.000% 5918 493
Entry Field
Unit Trust Interest = 10% and Yearly Saving = RM 2400
Beginning Of Year 10 End Of Year Interest (RM) Age
2006 2,400 2006 2,640 36
2007 5,040 2007 5,544 37
2008 7,944 2008 8,738 38
2009 11,138 2009 12,252 39
2010 14,652 2010 16,117 40
2011 18,517 2011 20,369 41
2012 22,769 2012 25,046 42
2013 27,446 2013 30,191 43
2014 32,591 2014 35,850 44
2015 38,250 2015 42,075 45
2016 44,475 2016 48,922 46
2017 51,322 2017 56,455 47
2018 58,855 2018 64,740 48
2019 67,140 2019 73,854 49
2020 76,254 2020 83,879 50
2021 86,279 2021 94,907 51
2022 97,307 2022 107,038 52
2023 109,438 2023 120,382 53
2024 122,782 2024 135,060 54
2025 137,460 2025 151,206 55
2026 153,606 2026 168,967 56
2027 171,367 2027 188,503 57
2028 190,903 2028 209,994 58
2029 212,394 2029 233,633 59
2030 236,033 2030 259,636 60
2031 262,036 2031 288,240 61
2032 290,640 2032 319,704 62
2033 322,104 2033 354,314 63
2034 356,714 2034 392,386 64
2035 394,786 2035 434,264 65
2036 436,664 2036 480,331 66
2037 482,731 2037 531,004 67
2038 533,404 2038 586,744 68
2039 589,144 2039 648,058 69
2040 650,458 2040 715,504 70
2041 717,904 2041 789,695 71
2042 792,095 2042 871,304 72
2043 873,704 2043 961,075 73
2044 963,475 2044 1,059,822 74
2045 1,062,222 2045 1,168,444 75
2046 1,170,844 2046 1,287,929 76
2047 1,290,329 2047 1,419,362 77
2048 1,421,762 2048 1,563,938 78
2049 1,566,338 2049 1,722,972 79
2050 1,725,372 2050 1,897,909 80
