commercial
confirmation/////H404HHL1428134 ///
SIDDAPPA
From: Ashish Jain3
ashish.jain3@bajajfinserv.in
To: btech1947@gmail.com
btech1947@gmail.com
Cc: Sandeep Kumar138
sandeep.kumar138@bajajfinserv.in,
RPCHUBBAN RPCHUBBAN@bajajfinserv.in,
Teja Reddy Teja.Reddy@bajajfinserv.in
Sent: Monday, 9 September at 11:19 pm
Dear SIDDAPPA,
Thank You For Choosing Bajaj Housing
Finance Limited !this Is With Respect To Your
Application Number H404HHL1428134 We
Request Your Concurrence On The
Below mentioned Details In Order To Disburse
The Loan.
Parameters Explanation
BT : 1832000
BT TOP UP :
1241000
Fresh Topup :
Loan Amount
1297000
( Including
Insurance )
BT : 192months
BT TOP UP:
Loan Tenure 192months
Fresh Topup :
192months
BT : 9.10%
BT TOP UP:
9.10%
Rate Of Interest
Fresh Top Up
:10%
Interest Type
(annualized Rate Of
Interest) floating Rate
Floating Rate Type BHFL FRR
38000
Processing Fee (deducted from
%age And Amount loan amount)
(including Gst)
Flexi Loan NA
Annual
Maintenance
Charges (amc) NA
BAJAJ
SANJEEVANI 140000 (4
Insurance (premium
Amt / Sum Years)////
Insured/cover 43,70,000
Period):
BT : 18147
BT TOPUP :
12293
Fresh Top Up :
Emi Amount 13565
Total Emi =
44005
emi Date 10th
0.5 % + 650
Other Charges [ Moe Charges
Deducted Moe / Applicable As
Stamp Duty Etc Per Govt Norms ]
Terms & Conditions:
Bajaj Sanjeevani Plan
• Health benefits from BFHL (Bajaj
Sanjeevani): Since you have ('Applicant(s)/
Borrower(s)') opted for Bajaj Sanjeevani,
following benefits are available to you as part
of the same:
A. Health benefits from Bajaj Finserv Health
Ltd - Bajaj Sanjeevani:
1. Unlimited Tele/video doctor
consultation including mental wellness
consultation from psychologist.
2. OPD doctor consultation with more than
1 Lac network doctors
3. Health check-up plan covering more
than 80 parameters
4. Pharmacy Vouchers
5. Diet consultation
6. Dental wellness consultation
The above features can be used by calling toll
free number 020 4856 2555 of Bajaj Finserv
Health Ltd - Bajaj Sanjeevani by booking the
services through Bajaj Finserv Health App
Available on Google Play Store/I-Phone App
Store.
B. Complimentary Life Insurance:
Complementary Life Insurance cover for 4
years and sum assured for Rs. 43,70,000
1. Your life insurance cover
(complimentary) for the loan amount
under this feature is purchased by BFHL
(Bajaj Finserv Health Limited) from
Insurance Partner, the policy details
would be made available as part of the
Welcome Kit (E-Kit) sent by BFHL. BFHL
(Bajaj Finserv Health Limited) will enrol
you into the complimentary group life
insurance scheme offered by its partner
without any additional fees or charges.
2. This being a complimentary cover, it has
no tax benefit under Section 80 C and no
premium receipt will be provided.
3. The processing of the insurance claim is
at the sole discretion of the insurer and
BHFL is not responsible for any service
quality or lapses arising at insurer’s end.
4. Any concern or complaints regarding
cancelation of products is to be raised
within 15 days of Encashment of loan.
Any request for cancellation after 15
days will not be entertained. The
Borrower further understands that
BHFL’s role here shall be limited to that
of a mere facilitator, and BHFL shall not
in any manner be liable to the Borrower
for any loss, damage, or compensation
in relation to or arising from the use of
the Services. The Borrower understands
and agrees that the Services mentioned
are owned and/or facilitated by BFHL
(Bajaj Finserv Health Limited); BFHL
(Bajaj Finserv Health Limited) will be
responsible and liable for any claims
arising from the use of their products &
services by the Borrower. The Borrower
expressly represents and warrants that
the he will not use these services if he
does not understand, agree to become a
party to, and abide by all the Terms of
Use associated with the Services. This
is not refundable / cancellable once paid
for.
Enrolment / Purchase of this product is purely
voluntary in nature. BHFL's loan products are
available without the purchase of any third
party products as well.
Penal Charges:
1. Bounce Charges – Applicable In
Case Of Bounce Of Emi,
Mentioned In Below Table.
2. Late Payment Charges (lpc) -
Calculated Daily For Each Emi
Starting From The Date Of Unpaid
/ Partially Paid Emi Till Full Due
Emi Amount Has Been Received,
As Mentioned In Below Table. Lpc
Shall Be Accounted On Receipt
Basis. These Charges Will Not Be
Capitalized.
Bounce
Charges ^
Late Payment Charges
(for Every
(lpc)^
Dishonour
(chargeable Per Day For
Sanctioned Every Partially Or Fully Of
Loan Cheque /
Overdue Emi)
Amount Ecs /
Nach)
Top Up
Hl Lap
/unsecured (rs.)
(rs.) (rs.)
(rs.)
Up To Rs
3 3 3 500/-
15 Lakhs
> Rs 15
Lakhs To
10 10 10 500/-
Rs 30
Lakhs
> Rs 30
Lakhs To
15 15 15 1000/-
Rs 50
Lakhs
> Rs 50
Lakhs To 30 30 30 1000/-
Rs 1 Crore
> Rs 1
Crore To
125 125 125 3,000/-
Rs 5
Crores
> Rs 5
Crores To
150 150 150 3,000/-
Rs 10
Crores
> Rs 10
Crores To
175 175 175 10,000/-
Rs 25
Crores
> Rs 25
Crores To
200 200 200 10,000/-
Rs 50
Crores
> Rs 50
Crores To
400 400 400 10,000/-
Rs 100
Crores
> Rs 100
Crores To
1000 1000 1000 10,000/-
Rs 250
Crores
> Rs 250
Crores To
2000 2000 2000 10,000/-
Rs 500
Crores
> 500
4000 4000 4000 10,000/-
Crores
^these Charges Are Subject To
Modification And The Revised Charges
As Mentioned On The Company's
Website
(Https://www.bajajhousingfinance.in/)
Will Be Applicable. The Borrower
Agrees That All The Aforementioned
Charges Are Excluding Gst (if
Applicable) Or Any Other Government
Levies.
As Per Details Provided By You, The
Mobile Numbers Of The Applicants Are
As Below:
Name Mobile Number
SIDDAPPA 9663133888
DEEPA S 9481225728
DHARWAD
covenant Perfection Charge For Non-
compliance To Material Terms &
Conditions –
The Company Shall Levy The
Covenant Perfection Charges In
Scenarios Of Non-compliance To
Material Terms & Conditions Of The
Loan By The Borrower. Various
Scenarios For Levy Of Covenant
Perfection Charges Along With Their
Respective Trigger Points And Levy As
Well As Discontinuation Are As
Detailed Below.
Mat
erial Cpc
S Tri
Ter Charge (chargea
r. gge
ms Levy / ble Per
N r
And Discontin Month) *
o Poi
Con uation
. nt
ditio
ns (rs.)
Non
Sub
Ho
mis
me
sion On Loa
Of Non n
Titl - (hl)
e com /loa
Doc plia n 3,0
ume nce Ag 00/
nt / Of ain -
Sec Any st
urit Lev One Pro
y y Or per
Perf 90 All ty
ecti Day Hea (lap
on s ds )
Doc Fro In
ume m The
nt / Firs Cat
Mod t ego Top
1 Up/
t/ Dis ry
Moe bur Uns -
/ se ecu
Mor me red
tga nt
ge Dat
Dee e Nex
d/ t
Roc Cale
Cha nda
rge Dis r
Cre con Mon
atio tinu th - -
n atio Fro
Whe n m
reve Dat
r e Of
App Curi
lica ng
ble
2 Non No Lev On Hl/l 1,0
- n y Non ap 00/
sub Cur - -
mis ing com
sion Of plia
Of Ma nce
Revi nda Of
sed te Any
Nac Reg One
h/ istr Or
Ecs atio All
Deb n Hea
it Iss ds
Man ue In
date For The
Reg 90 Cat
istra Day ego
tion s ry Top
Whe Per Up/
600
reve iod Uns
/-
r ecu
Exis red
ting
Man
date
Is
Inva
lid /
Inac
tive
/
Ban
k
Acc
oun Nex
t t
Clos Cale
ed / nda
Ban Dis r
k con Mon
Acc tinu th - -
oun atio Fro
t n m
Froz Dat
en / e Of
Oth Curi
er ng
Tec
hnic
al
Issu
3 e
Non 90
- Day Hl/l
sub s On ap /
mis Fro Non Top
sion m Lev - Up 500
Of Firs y com / /-
Kyc t plia Uns
- Dis nce ecu
ovd bur red
Wit se
hin me Dis Nex - -
90 nt con t
Day Dat tinu Cale
s e atio nda
(wh n r
ere Mon
D- th
ovd Fro
Was m
Sub Dat
mitt e Of
ed Curi
At ng
Disb
ursa
l). Hl/l
On
ap /
Non Non
Top
- 90 Lev - 500
Up/
sub Day y com /-
Uns
mis s plia
ecu
sion Fro nce
red
Of m
Re- Rec Nex
kyc eivi t
4 Doc ng Cale
ume 1st nda
nts, inti Dis r
Whe mat con Mon
reve ion tinu th - -
r For atio Fro
App Re n m
lica Kyc Dat
ble. e Of
Curi
ng
5 Non 90
- Day
adh s
eren Fro
ce m 3,0
To Firs Hl/l
00/
Any t On ap
-
Ter Dis Non
ms bur -
And se com
Con me plia
ditio nt nce
ns, Dat Of
Rep e Any
rese Lev One
ntat y Or
ions All
, Hea
War ds Top
rant In Up/
ies, The 500
Uns
Cov Cat /-
ecu
ena ego red
nts ry
As
Defi
ned
In
The
Loa
n Dis Nex - -
Agr con t
eem tinu Cale
ent atio nda
Or n r
San Mon
ctio th
n Fro
Lett m
er Dat
Or e Of
On Curi
Occ ng
urre
nce
Of
Any
Eve
nt
Of
Def
ault
*these Charges Are Subject To
Modification And The Revised Charges As
Mentioned On The Company's Website
(Https://www.bajajhousingfinance.in/)
Will Be Applicable. The Borrower Agrees
That All The Aforementioned Charges Are
Excluding Gst (if Applicable) Or Any Other
Government Levies.
In The Absence Of Any Confirmation
From Your Side, We Will Not Be Able To
Proceed Any Further With The
Transaction. Please Note That Your
Concurrence To The Aforementioned
Terms Will Be Treated As Final And Your
Understanding Of The Terms Cannot Be
Disputed At A Later Date.
Note: Kindly Follow Below Levels For
Further Clarification Or Confirmation If
Any.
Level 1 Level 2 Level 3 Level 4 Level 5
SANDEEP KUMAR(SM) ASHISH JAIN(ASM) SANDEEP DUBEY(RSM) NEEMANIKUMAR PANDEY ALANKRIT ATAL(BH)
sandeep.kumar138@bajajfinserv.in ashish.jain3@bajajfinserv.in sandeep.dubey@bajajfinserv.in neelmanikumar.pandey@bajajfinserv.in alankrit.atal@bajajfinserv.in
7857026706 9036133849 9986100788 9029004060 9811250426
Regards
Ashish Jain
Area Manager- Pre-Approved Mortgages
(Salaried)
Bajaj Housing Finance Limited
A 100% subsidiary of Bajaj Finance Limited
M: +91 9036133849
