Date : August 01 , 2024 Ref No : IB/OL/00176981

App No : 00162892

Mr. Omkar .
S/O Shyoraj Singh,
Padaka Sultanpur,
Aligarh,
Parki, 202127
Uttar Pradesh
LETTER FOR OFFER OF APPOINTMENT

Dear Omkar .,

With reference to your application and subsequent interview(s) you had with us, we are pleased to
offer you employment in our organization, on the term and conditions, mentioned in this letter for
offer of appointment herein below :-

Department : Sales
Grade / Sub Band : Senior Officer / G2
Designation : Independent Relationship Manager
Location : New Delhi(Rohini)
Cost to Company: : Your cost to company will be Rs. 416,400.00 /- per annum.
(Rupees Four Lakh Sixteen Thousand Four Hundred only)

1. DATE OF JOINING / APPOINTMENT DATE

This appointment will commence from your date of joining which should not be later than
September 02 , 2024, provided that you indicate your acceptance to the same by signing and
returning in duplicate a copy of this offer of Appointment to us immediately and in any case
within Fifteen (15) days from the date of this Letter for Offer of Appointment.

Further, in case, you have any objections to the terms and conditions of this letter, the same
should be communicated to us within 15 days from the date of this letter and prior to your
tendering us your acceptance to the same, failing which the entire terms and conditions as
stipulatedherein, shall be deemed to have been accepted by you without any demur. The
Appointment Date shall not be varied except if so intimated by the Company in writing.

You should report for joining at the Place of Posting on or before the above date of joining along
with copies of self attested documents as mentioned below :-

a) Signed Curriculum Vitae (CV).

b) Copy of all education certificates ,diploma, degree and mark sheets.
c) Work Experience Certificate (Previous employer).
d) Four (4) Passport size photographs.
e) Copy of Address proof.
f) Copy of PAN Card (Mandatory).

NOTE:

Sammaan Capital Limited (formerly known as Indiabulls Housing Finance Limited) (CIN: L65922DL2005PLC136029)
Corp. Off. Plot No. 422B, Udyog Vihar, Phase-IV, Gurugram, Haryana-122016. T. +91 124 668 1212 F. +91 124 668 1111
Reg. Off. 5 Floor, Building No.27, KG Marg, Connaught Place, New Delhi-110001. T. +91 11 4353 2950 F. +91 11 4353
2947. Email. homeloans@sammaancapital.com Web. www.sammaancapital.com
 i) Submission of above documents is mandatory and failure to submit any one or all of these
documents may be termed as disqualification to the proposed appointment.
ii) If you are not an Indian Citizen, additional documents shall be mandatory in support of your
candidature and eligibility, as per the prevailing law of India in this regard.
iii) Please ignore, if you have submitted the above mentioned documents.

2. DESIGNATION

You shall be designated as Independent Relationship Manager in Sales .

You shall be on probation for an initial period of 6 Months .The probation period may be extended
or shortened at the discretion of the Management. A confirmation letter shall be issued to you
after satisfactory completion of probation period, at the sole and absolete discretion of the
Management.

3. REMUNERATION

Your cost to Company shall be Rs. 416,400.00/- ( Rupees Four Lakh Sixteen Thousand Four Hundred only ) per
annum.

Your salary and other benefits, if any, shall be subject to the deductions of all Government and
local taxes, contribution(s), etc. as required to be made under the prevailing laws of India and
shall be further subject to deductions on account of any unauthorized absence, authorized
absence for any period beyond the leave entitlement, damage to any property of the company
and all other matters as governed by the Company's policy.

4. PLACE OF POSTING

a)Presently, you shall be posted at our Office at New Delhi(Rohini). Your place of work may change
in case of any relocation of the Company part within the Country/Overseas as decided by the
Management in theinterest of the company.

b) The Management may place/transfer you temporarily/permanently in any

unit/Department/Associate concern of the Company in or out of India as it may consider
necessary at its discretion from time to time.

5. CONDUCT & DISCIPLINE

a) Official E-mail ID shall be communicated to you after joining. This will be a

password-protected official e-mail ID. Any correspondence/information including letter/notice
of confirmation, transfer, promotion, termination, resignation, policy matters, etc. received/
sent through such e-mail ID by or to you shall be an acceptable form of communication. You
are required to keep the password of such e-mail ID confidential. This E-mail ID must be
regularly checked for any communication. This E-mail ID should be used exclusively used for
authorized official purposes only. You shall exclusively be responsible for any unauthorized and
unapproved usage of this e-mail ID. You shall be bound by the Information Security Policy as
update from time to time which is available at https://infosec.sammaancapital .com/.

b) You are expected to maintain high standards of Conduct and Excellence in all your
assignments.

c) You shall discharge your duties and responsibilities faithfullyand to the best of your ability
and talent.

d) You shall at all times comply with the Company's policies. These are available at the public
 folder at http:// inet.indiabulls.com .

e) As a company personnel, you are a full-time employee and will not undertake any other
business, work or public office, honorary or remunerating post/assignment whether with or
without consideration except with the written permission of the management in each case.

f) You will be governed by the service Rules and Regulations, administrative order(s), any such
other rules/orders of the company now in force and that may be in force from time to time.

6. SECRECY

a) You will not divulge to any unauthorized person(s) other than company, nor use for any
purpose save for official purposes, during the period of your employment with us, or thereafter
by word of mouth or otherwise, any information concerning the company's (or its
associate's)operations, plans, know-how etc., that you may come to have known as an employee
of the Company. Non-compliance of this clause shall subsist thetermination of the employment.

b) Any work/project/assignments handled/developed by you individually or as a group during

your employment with the company, willbe the exclusive property of the company and you will
not have any rights on it, whatsoever. You shall execute all such documents as may berequired
from time to time to secure this right of the Company.

Violation in any manner of the above-mentioned terms and conditions willbe dealt under
Intellectual Property Laws of India, as prevailing from time to time.

7. PRIVACY OF INFORMATION ON REMUNERATION

The remuneration payable to you would be a matter of confidence between the management
and yourself, and you shall not divulge any details thereof to any one inside or outside the
organization.

8. NON-SOLICITATION

You covenant, and agree that during your employment with the Company andfor a period of six
(6) months thereafter due to the exposure and accessto substantial confidential or proprietary
information pertaining to Company's business and clients that you have till now obtained and
shall continue to obtain and in recognition of the need to protect the Company's interest in this
regard, you will not, except with the prior written consent of the Company, directly or indirectly;

a) Attempt in any manner to solicit from (a) any current Client/ of the Company or (b) any firm,
association or corporation or other entity which you have contacted or otherwise dealt with on
behalf of the Company, business of the type carried on, or proposed to carried on, by the
Company, or to purchase or sell any products or services including any product or services
competing with those provided by the Company; or

b) Attempt to persuade any person, firm or entity, which is a Client/ to cease doing business or
to reduce the amount of business which any such Client has customarily done.

c) Employ, solicit, incite canvass or attempt to employ or assist anyone else to employ any
person who is in the employment of the Company, or was in the employment of the Company at
any time during the preceding six calendar months. Further, you shall not Solicit, incite orin
any other way encourage other employees of the Company to terminate their respective
contracts of employment with the Company; or

d) Solicit, canvass or accept employment from any of Company's Clients or any person, firm or
company, which competes with the business of the Company.
9. GENERAL RULES

In all matters including those not specifically covered by this letter, such as PF, Bonus,
Incentives, Medical and LTA will be governed as per the rules of the Company.

a) You will intimate in writing to the Management any change of address within a week from the
change of the same, failing that any communication sent on your last recorded address shall be
deemed to haveserved on you.

b) You will hand over the charge, the property and the material etc. of the company in your
possession at the time of cessation of your employment with the company.

c) You will be liable to pay damage(s) to the company for the losscaused by you directly or
indirectly, in addition to other legal remedies, which may be required for violating any of the
provisions of this letter for offer of appointment/agreement etc. and the Courts at New Delhi will
have exclusive jurisdiction over the appointment consequent to this letter and all matters
arising there from.

10. CESSATION OF SERVICE

a) Before tendering resignation you are required to give 3 Months prior notice in writing to the
company if such resignation is after confirmation or at any time post expiry of 9 months from
the date of joining the comapny (whichever is earlier) However, if such resignation is within 3
months of your joining, 15 days prior notice in writing is required to be given to the company, if
you tender your resignation within 3 to 6 months of your joining 30 Days prior notice in writing,
and if you tender your resignation with 6 to 9 months of your joining 45 days prior notice in
writing is required to be given to the company. The company at its sole discretion can decide to
waive off/reduce the notice period without assigning any reason whatsoever. On your
resignation and seeking waiver in notice period, you shall be liable to pay to the company the
gross salary for the notice period so reduced/waived. However if on your resignation, the
company decides to waive/reduce your notice period at its sole discretion, you will not
claim/demand or raise any dispute regarding any amount towards salary for the period so
waived/reduced.

In case the company decides to waive off/reduce your notice period on your request, the period
so waived/reduced shall get adjusted towards your leave balance if any and you shall not claim
the same towards leave encashment.

b) The management reserves the right to terminate your services asper the termination policy of
the Company in the event of non-performance or misconduct which includes but is not limited
to negligence of duty, disloyalty, dishonesty, misrepresentation, indiscipline, performance or
any other indulgence of excess or any impropriety in complying with the terms of this letter or
any action detrimental to the interests of the Company.

c) You will automatically retire from the services of the company on attaining the
superannuating age of 60 years.

The Company can extend the services of any employee in the managerial or supervisory cadre
beyond the age of retirement for such period as specified keeping in mind the special skills or
capability of the person. Such persons would not be eligible to be covered under the ESI Act or
Provident Fund Act. However,the Company at its discretion may continue to contribute to the
Provident Fund of the Employee, if the Employee chooses to continue with the membership of
the Provident Fund. In case the Employee has exercised his decision not to continue with the
membership of the Provident Fund, the Company will also not contribute to the Provident Fund
 for such employees.

d) If you absent yourself without leave or remain absent beyond the period of leave originally
granted or subsequently extended, you shall be considered as having voluntarily terminated
your employment without giving any notice unless you:

i) Return to work within eight days of the commencement of such absence, and

ii) Give an explanation to the satisfaction of the management regarding such absence.

e) The management shall have the right to ask you to get yourself medically examined,
vaccinated or inoculated by any registered medical practitioner at any time when the
management feels it necessary. Your service will be liable to be terminated on being found
physically or mentally unfit by a registered medical practitioner, nominated by the company.

f) During the course of your services with SCL or in the event of cessation of your services in
future, due to any reason whatsoever, you shall, for a period of six months from the date of
such cessation, directly or indirectly, either on your own accord or on behalf or in conjunction
with any other person/s, firm or company refrain/desist from canvassing or soliciting or
attempting to or inducing any employee(s) to leave their current employment with the
SCL/Sammaan Group Companies to join the services of your new employer/firm/company or
any other competitor of SCL /Sammaan Group Companies. Further, a specific confirmation in
this regard will also have to be provided by you to SCL at the time your resignation/cessation of
your employment with SCL . Any act in contravention of the above provision shall entail
initiation of appropriate action as deemed fit by the SCL/ Sammaan Group Companies.

11. VERIFICATION

a) This Letter for offer of appointment is issued to you on the basis of your candidature,
eligibility and on grounds of information/ documents provided by you to the company, which
are believed as bonafide, genuine and true. Further, if you are not an Indian Citizen bybirth,
please support your candidature and eligibility to join us with necessary details and
documentation, as per the prevailing provisions oflaw of India.

b) This appointment is based on the information supplied by you tous in your

application/personal data form and otherwise, and will be considered null and void if a material
error is discovered therein at any time, and your employment shall be terminated without any
notice or salary in lieu thereof.

c) All documents submitted by you to the Company with reference to the above are subject to
verification by the Company or an agency appointed by the Company to verify your educational
and employment antecedent,your conduct and conduct any other back ground checks prior to
your joiing the Company or thereafter. You expected to extend your full cooperation during such
verification.This Offer of Appointment is subject to youclearing the Background Check as
conducted by the Company or any third party agency on behalf of the Company.In the event
you fail to cooperate or clear the Background Check, your employment may be terminated by
the Company forthwith and without any liability to the Company.
In case of any query regarding your offer of appointment letter you can contact us on
Emp_Offers@sammaancapital.com

Please sign the duplicate copy of this Letter for offer of appointment and return the same in
confirmation of your acceptance of the appointment and all other terms and conditions as stated
therein.

Wish you all the best and welcome you to our organization for a long-standing relationship.
Sincerely,

FOR SAMMAAN CAPITAL LIMITED

AUTHORIZED SIGNATORY
HUMAN RESOURCES

ACCEPTANCE OF THE EMPLOYEE

I, hereby, agree to abide by the terms and conditions of this Letter for offer of Appointment and
am aware that any lapse in my meeting the set performance standards/misconduct and any
disciplinary issue would result in legal/disciplinary action against me/or employment
termination. I agree to join on or before September 02 , 2024.

SIGNATURE OF THE EMPLOYEE

 COMPENSATION & ENTITLEMENT

Offer break-up to Mr. Omkar ., Independent Relationship Manager in Sales.

Details Amount Per Month Amount Per Annum

(In Rs.) (In Rs.)
Basic 21,800.00 261,600.00
House Rent Allowance 10,900.00 130,800.00
LTC 1,816.00 21,792.00
Children Edu Allowance 184.00 2,208.00
Gross Salary 34,700.00 416,400.00
Cost to Company ("CTC") 34,700.00 416,400.00
FOR SAMMAAN CAPITAL LIMITED

AUTHORIZED SIGNATORY
HUMAN RESOURCES

Note :
1). Your Salary is strictly confidential and you should not disclose it to anyone without prior
permission of the company in writing.
2). All tax implications arising as part of your salary structure shall be borne by you.
3). Contribution towards EPF are optional to the employee. For employee whose basic salary is
less than or equal to Rs. 15,000/- (Rupees Fifteen Thousand only) EPF contribution is
mandatory.
4). You and your family (Spouse + 2 Dependent children's up to the age of 23 years) will be
included in Sammaan Group Mediclaim Health Insurance Cover through Tata AIG General
Insurance Company Limited to avail Mediclaim. Total sum covered for Group Mediclaim is Rs.
2,50,000/- (Rupees Two Lakh Fifty Thousand Only) per family.
5). You are also covered for Accidental claim of 5,00,000/- (Rupees Five Lakhs only) .
6). You will be covered under Group Term Life Insurance Policy through ICICI Prudential Life
Insurance the premium of which will be deducted from your salary on monthly basis.

I, hereby, agree to abide by the terms and conditions of this Appointment Letter

SIGNATURE OF EMPLOYEE
Independent Relationship Manager