Prepared For

ADIL KABEER
Personal & confidential

Date generated: Jun 1, 2023

At a glance

FICO® Score 8

755 Experian data Jun 1, 2023


300 850
Very Good

Account summary Overall credit usage Debt summary

Open accounts 10 Credit card and credit line debt $22,969

Self-reported accounts 0 Self-reported account balance $0

Accounts ever late 2 Loan debt $0

Closed accounts 8
0% Collections debt $0

Collections 0 Total debt $22,969

Average account age 10 yrs 11 mos

Oldest account 34 yrs 2 mos

Credit used: $22,969

Credit limit: $550,924

 Prepared For ADIL KABEER Date generated: Jun 1, 2023

Personal information

Name Addresses Employers

ADIL KABEER 6614 NW 50TH LN THE ORTHOPEDIC INSTITUT
GAINESVILLE, FL 32653-3934
Also known as ADIL KABEER MD PA
ABDUL A KABEER 4367 NW AMERICAN LN
LAKE CITY, FL 32055-4828
ADAL A KABEER
146 SW ORTHOPEDIC CT
Generational identifier LAKE CITY, FL 32024-0672
-

Year of birth
1961

Personal statements

No Statement(s) present at this time

 Prepared For ADIL KABEER Date generated: Jun 1, 2023

Open accounts

AMEX $22,083

Exceptional payment history Balance updated May 10, 2023

 Account info

Account name AMEX Balance $22,083

Account number 3499906786673713 Balance updated May 10, 2023

Original creditor - Credit limit -

Company sold - Credit usage -

Account type Credit card Monthly payment $0

Date opened May 20, 1989 Last Payment Date Jul 01, 2011

Open/closed Open Highest balance $64,301

Status Open/Never late. Terms 1 Month

Status updated May 2023 Responsibility Individual

Your statement -

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2023
     — — — — — — —
2022            

2021            

2020            

2019            

2018            

2017            

— — — — —       
2016

 Current / Terms met — Data Unavailable

 Contact info

Address PO BOX 297871 FORT LAUDERDALE,

FL 33329

Phone number (800) 874-2717

 Comments

-
 Prepared For ADIL KABEER Date generated: Jun 1, 2023

AMEX/CBNA $0

Exceptional payment history Balance updated May 26, 2023

 Account info
Account name AMEX/CBNA Balance $0

Account number 377481XXXXXXXXX Balance updated May 26, 2023

Original creditor - Credit limit $300

Company sold - Credit usage 0%

Account type Credit card Monthly payment $0

Date opened Apr 14, 2012 Highest balance $0

Open/closed Open Terms -

Status Open/Never late. Responsibility Individual

Status updated May 2023 Your statement -

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2023
     — — — — — — —
2022            

2021            

2020            

2019            

2018            

2017            

— — — — —       
2016

 Current / Terms met — Data Unavailable

 Contact info

Address 9111 DUKE BLVD MASON,

OH 45040

Phone number (800) 243-6552

 Comments

-
 Prepared For ADIL KABEER Date generated: Jun 1, 2023

BARCLAYS BANK DELAWARE $0

2 late payments Balance updated May 14, 2023

 Account info
Account name BARCLAYS BANK DELAWARE Balance $0

Account number 000323XXXXXXXXX Balance updated May 14, 2023

Original creditor - Credit limit $35,000

Company sold - Credit usage 0%

Account type Credit Card Monthly payment $0

Date opened Jan 22, 2019 Last Payment Date Mar 28, 2023

Open/closed Open Highest balance $2,207

Status Open. Terms -

Status updated Apr 2023 Responsibility Individual

Your statement -

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2023   30   — — — — — — —

2022            

2021            

2020            

2019        30    

 Current / Terms met 30 Past due 30 days — Data Unavailable

 Contact info

Address PO BOX 8803 WILMINGTON,

DE 19899

Phone number (888) 232-0780

 Comments

-
 Prepared For ADIL KABEER Date generated: Jun 1, 2023

BLOOMINGDALES/CITIBANK $0

1 late payment Balance updated May 17, 2023

 Account info
Account name BLOOMINGDALES/CITIBANK Balance $0

Account number 210506XXXXXX Balance updated May 17, 2023

Original creditor - Credit limit $3,600

Company sold - Credit usage 0%

Account type Charge Card Monthly payment $0

Date opened Apr 14, 2012 Last Payment Date Aug 02, 2022

Open/closed Open Highest balance $5,407

Status Open. Terms -

Status updated Jul 2022 Responsibility Individual

Your statement -

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2023
     — — — — — — —
2022      30      

2021            

2020            

2019            

2018            

2017            

— — — — —       
2016

 Current / Terms met 30 Past due 30 days — Data Unavailable

 Contact info

Address 9111 DUKE BLVD MASON,

OH 45040

Phone number (800) 243-6552

 Comments

-
 Prepared For ADIL KABEER Date generated: Jun 1, 2023

CBNA $0

Exceptional payment history Balance updated May 20, 2023

 Account info
Account name CBNA Balance $0

Account number 426938XXXXXXXXXX Balance updated May 20, 2023

Original creditor - Credit limit $1,000

Company sold - Credit usage 0%

Account type Credit card Monthly payment $0

Date opened Jun 20, 2021 Highest balance $0

Open/closed Open Terms -

Status Open/Never late. Responsibility Individual

Status updated May 2023 Your statement -

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2023      — — — — — — —

2022            

2021 — — — — — —      

 Current / Terms met — Data Unavailable

 Contact info
Address 50 NORTHWEST POINT ROAD ELK GROVE
VILLAGE,
IL 60007

Phone number -

 Comments

-
 Prepared For ADIL KABEER Date generated: Jun 1, 2023

CITICARDS CBNA $99

Exceptional payment history Balance updated May 16, 2023

 Account info
Account name CITICARDS CBNA Balance $99

Account number 518941XXXXXX Balance updated May 16, 2023

Original creditor - Credit limit $5,000

Company sold - Credit usage 1%

Account type Credit Card Monthly payment $17

Date opened Mar 02, 2015 Last Payment Date May 11, 2022

Open/closed Open Highest balance $864

Status Open/Never late. Terms -

Status updated May 2023 Responsibility Individual

Your statement -

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2023
     — — — — — — —
2022            

2021            

2020            

2019            

2018            

2017            

— — — — —       
2016

 Current / Terms met — Data Unavailable

 Contact info

Address PO BOX 6241 SIOUX FALLS,

SD 57117

Phone number (800) 950-5114

 Comments

-
 Prepared For ADIL KABEER Date generated: Jun 1, 2023

JPMCB CARD $637

Exceptional payment history Balance updated May 08, 2023

 Account info
Account name JPMCB CARD Balance $637

Account number 414720XXXXXX Balance updated May 08, 2023

Original creditor - Credit limit $4,500

Company sold - Credit usage 14%

Account type Credit Card Monthly payment $40

Date opened Dec 09, 2010 Last Payment Date Mar 25, 2023

Open/closed Open Highest balance $22,907

Status Open/Never late. Terms -

Status updated May 2023 Responsibility Individual

Your statement -

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2023
     — — — — — — —
2022            

2021            

2020            

2019            

2018            

2017            

— — — — —       
2016

 Current / Terms met — Data Unavailable

 Contact info

Address PO BOX 15369 WILMINGTON,

DE 19850

Phone number (800) 945-2000

 Comments

-
 Prepared For ADIL KABEER Date generated: Jun 1, 2023

PNC BANK $150

Exceptional payment history Balance updated May 10, 2023

 Account info
Account name PNC BANK Balance $150

Account number 433750XXXXXXX Balance updated May 10, 2023

Original creditor - Credit limit $500,000

Company sold - Credit usage 0%

Account type Home Equity Monthly payment $0

Date opened Nov 04, 2016 Last Payment Date Mar 22, 2021

Open/closed Open Highest balance $330,341

Status Open/Never late. Terms -

Status updated May 2023 Responsibility Joint

Your statement -

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2023
     — — — — — — —
2022            

2021           ND 

2020            

2019            

2018            

2017            

— — — — — — — — — — — 
2016

 Current / Terms met ND No data for this period — Data Unavailable

 Contact info

Address PO BOX 8703 DAYTON,

OH 45401

Phone number -

 Comments

-
 Prepared For ADIL KABEER Date generated: Jun 1, 2023

PNCBANK $0

Exceptional payment history Balance updated May 31, 2023

 Account info
Account name PNCBANK Balance $0

Account number 240350XXXXXXXXXX Balance updated May 31, 2023

Original creditor - Credit limit $1,000

Company sold - Credit usage 0%

Account type Line of Credit Monthly payment $0

Date opened Jun 22, 2016 Last Payment Date Jan 30, 2023

Open/closed Open Highest balance $1,000

Status Open/Never late. Terms -

Status updated May 2023 Responsibility Joint

Your statement -

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2023      — — — — — — —

2022            

2021 — — — — — — — — —   

 Current / Terms met — Data Unavailable

 Contact info
Address 2730 LIBERTY AVE PITTSBURGH,
PA 15222

Phone number (888) 762-2265

 Comments

-
 Prepared For ADIL KABEER Date generated: Jun 1, 2023

SYNCB/JCP $0

Exceptional payment history Balance updated Apr 27, 2023

 Account info
Account name SYNCB/JCP Balance $0

Account number 600889XXXXXX Balance updated Apr 27, 2023

Original creditor - Credit limit $524

Company sold - Credit usage 0%

Account type Charge Card Monthly payment $0

Date opened Apr 18, 2021 Last Payment Date Jul 13, 2021

Open/closed Open Highest balance $307

Status Open/Never late. Terms -

Status updated Apr 2023 Responsibility Individual

Your statement -

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2023     — — — — — — — —

2022            

2021 — — —         

 Current / Terms met — Data Unavailable

 Contact info
Address PO BOX 965007 ORLANDO,
FL 32896

Phone number (800) 542-0800

 Comments

-
 Prepared For ADIL KABEER Date generated: Jun 1, 2023

Closed accounts

AMEX
Closed
Exceptional payment history

 Account info
Account name AMEX Balance -

Account number 3499906085390963 Balance updated -

Original creditor - Credit limit $13,000

Company sold - Monthly payment -

Account type Credit card Highest balance $270

Date opened Apr 21, 1989 Terms -

Open/closed Closed Responsibility Individual

Status Paid, Closed/Never late. Your statement -

Status updated Jun 2014

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2014 ND   ND ND CLS — — — — — —

2013            

2012            

2011 — — — — —       

 Current / Terms met ND No data for this period CLS Closed

— Data Unavailable

 Contact info
Address PO BOX 297871 FORT LAUDERDALE,
FL 33329

Phone number (800) 874-2717

 Comments
Account closed at consumer's request
 Prepared For ADIL KABEER Date generated: Jun 1, 2023

BANK OF AMERICA
Closed
Exceptional payment history

 Account info
Account name BANK OF AMERICA Balance -

Account number XXXX Balance updated -

Original creditor - Credit limit $50,000

Company sold - Monthly payment -

Account type Credit card Last Payment Date Jul 09, 2019

Date opened Dec 30, 2004 Highest balance $23,872

Open/closed Closed Terms -

Status Paid, Closed/Never late. Responsibility Authorized user

Status updated Jul 2022 Your statement -

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
      CLS — — — — —
2021            

2020            

2019            

2018            

2017            

2016            

— — — — — — — —    
2015

 Current / Terms met CLS Closed — Data Unavailable

 Contact info
Address PO BOX 982238 EL PASO,
TX 79998

Phone number (800) 421-2110

 Comments
Account closed at consumer's request
 Prepared For ADIL KABEER Date generated: Jun 1, 2023

BANK OF AMERICA, N.A.

Closed
Exceptional payment history

 Account info
Account name BANK OF AMERICA, N.A. Balance -

Account number 630100XXXXXXXX Balance updated -

Original creditor - Original balance $83,356

Company sold - Monthly payment -

Account type Auto Loan Last Payment Date Jul 07, 2014

Date opened Aug 17, 2011 Terms 60 Months

Open/closed Closed Responsibility Individual

Status Paid, Closed/Never late. Your statement -

Status updated Jul 2014

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2014       CLS — — — — —

2013            

2012            

2011 — — — — — — —     

 Current / Terms met CLS Closed — Data Unavailable

 Contact info
Address 4909 SAVARESE CIR TAMPA,
FL 33634

Phone number (800) 669-6607

 Comments

-
 Prepared For ADIL KABEER Date generated: Jun 1, 2023

MACYS/CBNA
Closed
Exceptional payment history

 Account info
Account name MACYS/CBNA Balance -

Account number 603534XXXXXXXXXX Balance updated -

Original creditor - Credit limit $900

Company sold - Monthly payment -

Account type Charge Card Last Payment Date Jan 01, 2018

Date opened Nov 25, 2017 Highest balance $167

Open/closed Closed Terms -

Status Paid, Closed/Never late. Responsibility Individual

Status updated Jul 2020 Your statement -

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2020       CLS — — — — —

2019            

2018            

2017 — — — — — — — — — — — 

 Current / Terms met CLS Closed — Data Unavailable

 Contact info
Address PO BOX 8218 MASON,
OH 45040

Phone number (800) 243-6552

 Comments
Account closed at credit grantor's request
 Prepared For ADIL KABEER Date generated: Jun 1, 2023

PORSCHE FINANCIAL SRVC

Closed
Exceptional payment history

 Account info
Account name PORSCHE FINANCIAL SRVC Balance -

Account number 510009XXXX Balance updated -

Original creditor - Original balance $65,794

Company sold - Monthly payment -

Account type Auto Loan Last Payment Date Sep 10, 2021

Date opened May 27, 2020 Terms 60 Months

Open/closed Closed Responsibility Individual

Status Paid, Closed/Never late. Your statement -

Status updated Sep 2021

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2021         CLS — — —

2020 — — — — —       

 Current / Terms met CLS Closed — Data Unavailable

 Contact info
Address 1 PORSCHE DR ATLANTA,
GA 30354

Phone number (800) 505-1041

 Comments

-
 Prepared For ADIL KABEER Date generated: Jun 1, 2023

SYNCB/GAPDC
Closed
Exceptional payment history

 Account info
Account name SYNCB/GAPDC Balance -

Account number 447994XXXXXX Balance updated -

Original creditor - Credit limit $1,024

Company sold - Monthly payment -

Account type Credit card Last Payment Date Sep 17, 2017

Date opened Jul 30, 2017 Highest balance $37

Open/closed Closed Terms -

Status Paid, Closed/Never late. Responsibility Individual

Status updated Oct 2019 Your statement -

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2019          CLS — —

2018            

2017 — — — — — —      

 Current / Terms met CLS Closed — Data Unavailable

 Contact info
Address PO BOX 965005 ORLANDO,
FL 32896

Phone number (866) 450-4467

 Comments
Closed due to inactivity
 Prepared For ADIL KABEER Date generated: Jun 1, 2023

WELLS FARGO DEALER SVC

Closed
Exceptional payment history

 Account info
Account name WELLS FARGO DEALER SVC Balance -

Account number 511310XXXXXX Balance updated -

Original creditor - Original balance $124,524

Company sold - Monthly payment -

Account type Auto Loan Last Payment Date May 27, 2020

Date opened Sep 29, 2018 Terms 72 Months

Open/closed Closed Responsibility Individual

Status Paid, Closed/Never late. Your statement -

Status updated Jun 2020

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2020     ND CLS — — — — — —

2019            

2018 — — — — — — — — —   

 Current / Terms met ND No data for this period CLS Closed

— Data Unavailable

 Contact info

Address PO BOX 10709 RALEIGH,

NC 27605

Phone number (800) 289-8004

 Comments

-
 Prepared For ADIL KABEER Date generated: Jun 1, 2023

WELLS FARGO HM MORTGAG

Closed
Exceptional payment history

 Account info
Account name WELLS FARGO HM MORTGAG Balance -

Account number 708010XXXXXXX Balance updated -

Original creditor - Original balance $415,000

Company sold - Monthly payment -

Account type Mortgage Last Payment Date May 09, 2017

Date opened Aug 06, 2009 Terms 15 Years

Open/closed Closed Responsibility Joint

Status Paid, Closed/Never late. Your statement -

Status updated May 2017

 Payment history

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2017
    CLS — — — — — — —
2016            

2015            

2014            

2013            

2012            

2011           ND 

— — — — —       
2010

 Current / Terms met ND No data for this period CLS Closed

— Data Unavailable

 Contact info
Address 8480 STAGECOACH CIR FREDERICK,
MD 21701

Phone number (800) 288-3212

 Comments

-
 Prepared For ADIL KABEER Date generated: Jun 1, 2023

Collection accounts

No collection accounts reported.

 Prepared For ADIL KABEER Date generated: Jun 1, 2023

Public records

No public records reported.

 Prepared For ADIL KABEER Date generated: Jun 1, 2023

Inquiries

CITIBANK NA., BEST BUY

Inquired on Jun 20, 2021

Business Type: All Banks - non specific

5800 S CORPORATE PL

SIOUX FALLS, SD 57108

By mail only

This inquiry is scheduled to continue on record until Jul 2023

 Prepared For ADIL KABEER Date generated: Jun 1, 2023

Credit scores

FICO® Score 8

Go od Ve
r
74 y G
0- o
ir 79
Fa

od
9

755
Your score is above the average of U.S. consumers and demonstrates to lenders that you are a very
dependable borrower.
Ex
cep
Poor

ti
o na l

300 850

Experian data 6/1/2023

What's helping
 No serious delinquency

There is no evidence of a serious delinquency (90 days past due or greater) or derogatory indicator on your credit report.

Number of your accounts that were ever 90 days late or worse: 0 accounts

Virtually no FICO High Achievers have a 90 days late payment or worse listed on their credit report.

The presence of delinquencies or derogatory indicator in a credit report is a powerful predictor of future payment risk. People with no previous late payments are much more likely to pay on time in the
future.

 Low revolving credit usage

You've limited the use of your available revolving credit.

Ratio of your revolving balances to your credit limits: 1%

For FICO High Achievers, the average ratio of the revolving account balances to credit limits is less than 7%.

FICO® Scores evaluate the total revolving account balances in relation to the total credit limits on those accounts. People who keep their ratio of balances to credit limits low pose less risk to lenders than
those with higher ratios.

 Many accounts paid on time

You have a sufficient number of accounts that are currently paid as agreed.

Number of your accounts currently being paid as agreed: 10 accounts

FICO High Achievers have an average of 6 accounts currently being paid as agreed.

FICO® Scores consider the number of accounts that are being paid as agreed - in your case this number is high. Staying current and paying bills on time demonstrates lower risk.

What's hurting
 Bad payment history

You have one or more accounts showing missed payments or derogatory indicators.

Number of your accounts with a missed payment or derogatory indicator: 2 accounts

About 98% of FICO High Achievers have no missed payments at all. But of those who do, the missed payment happened nearly 4 years ago, on average.

The presence of missed and late payments or derogatory indicators on a credit report, including the number of late payments, how late they were and how recently they occurred, are correlated with future
credit risk. Your FICO® Score was lowered due to the number of missed and late payments and/or accounts with derogatory indicators reported. As the number of accounts with delinquency or
derogatory indicators decreases, they have less impact on a FICO® Score.

 Recent missed payment

You recently missed a payment or had a derogatory indicator reported on your credit report.

Your most recent missed payment happened: 3 Months ago

About 98% of FICO High Achievers have no missed payments at all. But of those who do, the missed payment happened nearly 4 years ago, on average.

The presence of missed or late payments or derogatory indicators on a credit report, including the number of missed payments, how late they were and how recently they occurred, are correlated with
future credit risk. Generally speaking, people who consistently pay their bills on time are less risky compared to people with recently missed payments. As missed payments age, they have less impact on
a FICO® Score.
 Prepared For ADIL KABEER Date generated: Jun 1, 2023

Disclaimer

About your FICO® Score 8 or other FICO® Scores

Your FICO® Score 8 powered by Experian data is formulated using the information in your credit file at the time it is requested. Many but not all lenders use FICO® Score 8. In addition to the FICO® Score 8, we may offer and
provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). The other FICO® Scores made available are calculated from versions of the base and industry-specific FICO®
Score models.

Base FICO® Scores (including the FICO® Score 8) range from 300 to 850. Industry-specific FICO® Scores range from 250-900. Higher scores represent a greater likelihood that you'll pay back your debts so you are viewed as
being a lower credit risk to lenders. A lower FICO® Score indicates to lenders that you may be a higher credit risk. There are many scoring models used in the marketplace. The type of score used, and its associated risk
levels, may vary from lender to lender. But regardless of what scoring model is used, they all have one purpose: to summarize your creditworthiness. Keep in mind that your score is just one factor used in the application
process. Other factors, such as your annual salary and length of employment, may also be considered by lenders when you apply for a loan.

What this means to you:

Credit scoring can help you understand your overall credit rating and help companies better understand how to serve you. Overall benefits of credit scoring have included faster credit approvals, reduction in human error and
bias, consistency, and better terms and rates for American consumers through reduced costs and losses for lenders. Your lender or insurer may use a different FICO® Score than FICO® Score 8 or other base or industry-
specific FICO® Scores provided by us, or different scoring models to determine how you score.