Dispute Panda
Attack Guide
www.DisputePanda.com
Dispute Panda
Attack Black
Attack Letter Letter Attack
Attack Name Attack Variation Mail Type RTS
Number Color Sides Frequency
1 PinWheel Premium Certified Y Y S 1
2 PinWheel Supreme-Boosted First Class N N D 36
3 Punch of Fury Regular First Class N N D 71
4 Round Kick Supreme First Class Y N D 106
5 Nerve Supreme-Boosted First Class N N D 141
6 Paralyzing Touch Point Supreme-Boosted First Class N Y S 176
7 Nerve Regular Certified Y Y D 211
8 Nerve Supreme First Class N N D 246
9 Punch of Fury Premium First Class N N D 281
10 Round Kick Supreme-Boosted First Class Y N D 316
11 PinWheel Regular First Class N N D 351
12 Paralyzing Touch Point Supreme First Class N Y S 386
Dispute Panda
Attack White
Attack Letter Letter Attack
Attack Name Attack Variation Mail Type RTS
Number Color Sides Frequency
1 Nerve Supreme-Boosted Certified Y Y S 1
2 PinWheel Premium First Class N N D 36
3 Nerve Supreme First Class N N D 71
4 Round Kick Regular First Class N N D 106
5 Punch of Fury Supreme-Boosted First Class N N D 141
6 Paralyzing Touch Point Premium First Class N Y S 176
7 Nerve Supreme-Boosted Certified Y Y D 211
8 PinWheel Regular First Class N N D 246
9 Nerve Supreme First Class Y N D 281
10 Round Kick Premium First Class N N D 316
11 Punch of Fury Supreme-Boosted First Class N N D 351
12 Paralyzing Touch Point Supreme-Boosted First Class N Y S 386
Dispute Panda
Attack Blue
Attack Letter Letter Attack
Attack Name Attack Variation Mail Type RTS
Number Color Sides Frequency
1 Nerve Supreme-Boosted Certified Y Y S 1
2 Nerve Premium First Class N N D 36
3 PinWheel Supreme First Class N N D 71
4 Nerve Regular First Class N N D 106
5 Punch of Fury Supreme-Boosted First Class N N D 141
6 Paralyzing Touch Point Premium First Class N Y S 176
7 Nerve Supreme-Boosted Certified Y Y D 211
8 Nerve Regular First Class N N D 246
9 PinWheel Supreme First Class Y N D 281
10 Nerve Premium First Class N N D 316
11 Punch of Fury Supreme-Boosted First Class N N D 351
12 Paralyzing Touch Point Supreme-Boosted First Class N Y S 386
Dispute Panda
Attack Red
Attack Letter Letter Attack
Attack Name Attack Variation Mail Type RTS
Number Color Sides Frequency
1 PinWheel Supreme-Boosted Certified Y Y S 1
2 Round Kick Premium First Class N N D 36
3 Round Kick Supreme First Class N N D 71
4 Round Kick Regular First Class N N D 106
5 Round Kick Supreme-Boosted First Class N N D 141
6 Paralyzing Touch Point Premium First Class N Y S 176
7 PinWheel Supreme-Boosted Certified Y Y D 211
8 Round Kick Regular First Class N N D 246
9 Round Kick Supreme First Class Y N D 281
10 Round Kick Premium First Class N N D 316
11 Round Kick Supreme-Boosted First Class N N D 351
12 Paralyzing Touch Point Supreme-Boosted First Class N Y S 386
Dispute Panda Attack
Flow Notes
If the client's personal information is incorrect on the credit report. Always send a Static - "Personal information letter" 5 days before your next
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attack until all personal information is correct. Send this first class mail, black and white and single-sided.
If a client has a BK or Child Support showing. Send a Static (LCI, Innovis, LexisNexis, ARS) letter with only the BK and Child Support negatives
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selected in the filter tab for round 1 only. Send this first class mail, black and white and double-sided.
If 35 days have passed since the last attack and your client didn't receive a response from the credit bureaus, send a Static "Failure To Respond"
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letter to the credit bureaus 5 days before initiating your next attack. Send this certified mail, black and white and double-sided.
For items the credit bureaus claimed as "Verified" send a Static "Method of Verification" letter in response and continue your attack sequence
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five days later. Send this letter first-class, black and white and double-sided.
To prevent debt collectors from harassing your client, set the debt collector up for a lawsuit, and to aid in the removal of debt collections, send a
Static "Cease and Desist & Refusal to pay" or "Debt Validation* Letter to all debt collectors. Send this certified mail, black and white and
double-sided. We recommend you proactively send one of these letters to all debt collectors listed on the credit report. Debt Validation is asking
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for more details about the debt while communicating only via the mail. Cease and Desist & Refusal To Pay is best for stopping all forms of commu-
nication and setting a debt collector up for a lawsuit for FDCPA violations. You can also send either of these letters in response to your client
receiving something in the mail from the debt collector.
6 Do not challenge inquiries associated with an open account on the credit report. You risk the creditor prematurely closing that account.
7 When mailing, if the page count is under 7. Always send single-sided
Dispute Panda Attack
Flow Legend
Attack Number This is your disputing round. For example, Attack #1 should be your Round 1. Attack #6 should be your Round 6.
Attack Name The name of the attack you will send.
Attack Variation The name of the attack variation you will send.
Mail Type This is the mail type you should send. The recommended mail type you will send. There are only two types of mail we recommend.
First Class or Certified
This means you should make the recipient the sender and is associated with mailing. Your letter will be addressed FROM the same
RTS place you're sending it. So, for example, if you're sending an attack to Equifax, the letter will appear as if it's from Equifax instead of
your client's address.
Letter Color This means whether you should send the letter in color or not. "Y" = Yes. "N" = No.
Letter Sides This means you should send the letter with text on 1 side or both sides of the paper. S = Single-Sided D = Double-Sided
Attack Frequency This means your attack frequency (AF) between attacks in days.
For example, you should be sending attack # 1 on Day 1 and Attack #3 on Day 70
Dispute Panda Attacks
Nerve Attack PinWheel Attack
Similar to the Nerve Attack but limits
Attacks all items on the credit report.
each letter to 7 negatives and 10 inquiries.
Punch of Fury Round Kick
Creates a letter for each TYPE (Personal Like "Punch of Fury", but limits each letter
Info / Inquiries / Everything Else) to 5 accounts and 9 inquiries.
Paralyzing Touch Point Static Letters
Templated letters without any PANDA AI
Creates a letter for EACH item selected!
touch.
