Shopping for Auto Insurance Company / Policy Comparison Worksheet
Use this worksheet to help you gather information about insurance companies and the homeowners insurance policies
they sell. Visit HelpInsure.com to get general information about companies, including complaint indexes, financial
ratings, sample rate estimates, coverage comparisons, and discounts. Call companies directly for a rate quote.
Company name →
Telephone number
Company contact
Website
Policy period
Policy premium
Company financial rating
Company consumer complaint index
Company licensed? Yes No Yes No Yes No
Are there any additional requirements for coverage
(such as all drivers must be named on policy or
limitations on miles driven)
List any applicable endorsements
List any applicable discounts
List all vehicles and drivers to be insured
COVERAGE COMPARISON
Liability Coverage
Does the policy cover:
• Family and other household residents? Yes No Yes No Yes No
• People who drive my car with my permission? Yes No Yes No Yes No
Does this policy provide liability coverage if:
• I drive someone else’s car? Yes No Yes No Yes No
• I am driving a rental car? Yes No Yes No Yes No
• I drive outside the United States? Yes No Yes No Yes No
Coverage for Damage to your Vehicle
Does the policy cover:
• Family and other household residents? Yes No Yes No Yes No
• People who drive my car with my permission? Yes No Yes No Yes No
Does this policy provide physical damage coverage if:
• I drive someone else’s car? Yes No Yes No Yes No
• I am driving a rental car? Yes No Yes No Yes No
Does the policy cover damage to:
• A rental car? Yes No Yes No Yes No
Does policy cover:
• Replacement vehicles? Yes No Yes No Yes No
• Temporary substitute vehicles? Yes No Yes No Yes No
Texas Department of Insurance tdi.texas.gov | 1-800-252-3439
COVERAGE LIMITS
Liability
Limits (30/60/25 is minimum required by law):
Premium:
Medical payments
Limits:
Premium:
Personal injury protection (PIP)
Limits:
Premium:
Uninsured/Underinsured motorist (UM/UIM)
Limits
Premium:
Deductible:
Collision
Limits:
Premium:
Deductible:
Comprehensive (other than collision)
Limits:
Premium:
Deductible:
Towing and labor
Limit per disablement:
Maximum number of disablements allowed:
Premium:
Rental reimbursement
Limits:
Maximum number of days:
Premium:
Note: Ask for the policy disclosure and read it before you purchase a policy. The disclosure describes the policy’s
coverage limits, restrictions, and enhancements.
Texas Department of Insurance tdi.texas.gov | 1-800-252-3439
