02/29/23

718-55-01-00 10337 0 C 001 07 S 66 002

MERRITT R MARABLE
2 4 5 S 12TH ST
READING PA 19602-2045

Your account statement Contact us

For 02/29/2023
(800) BANK-BBT or
BBT.com
(800) 226-5228

Keep your account safe from unauthorized access

You have a lot on your mind these days from your physical health to financial safety. With so many heightened emotions, it's easy to
become the victim of a scam. We're vigilantly protecting your accounts from fraud, but you can help too: choose strong passwords for
every account; beware of emails or calls asking for personal information; and secure devices with the latest updates. For more tips, check
out BBT.com/Security.

Truist Bank, Member FDIC. To learn more, visit BBT.com/Truist. ©2020 Truist Financial Corporation.

If you are traveling outside of the USA and have concerns about accessing your account while you are traveling, please contact your
Branch Banker or call us at 800-BANK BBT.

BB&T BACK TO BASICS 1390011103614

Account summary
Your previous balance as of 02/01/2023 $1,200.00
Checks - 0.00
Other withdrawals, debits and service charges - 1,853.98
Deposits, credits and interest + 1,000.00
Your new balance as of 02/29/2023 = $346.02

Other withdrawals, debits and service charges

DATE DESCR IPTIO N AM OUN T($ )
02/14 BB&T M-APP CREDIT CARD PMT PAYMENT TO CREDIT CARD 4616081120662216 02-14-23 60.30
02/16 DEBIT CARD PURCHASE HERTZ RENT-A-CAR 02-16 READING PA 9505 1,667.46
02/22 DEBIT CARD PURCHASE AFF 1 855 721 1188 02-22 855-7211188 KS 9505 50.00
02/24 8557211188 AMERICANFIRSTFIN 00-1 MERRITT MARABLE 76.22
Total other withdrawals, debits and service charges = $1,853.98

Deposits, credits and interest

DATE DESCR IPTIO N AM OUN T($ )
02/21 COUNTER DEPOSIT 300.00
02/27 COUNTER DEPOSIT 200.00
02/28 COUNTER DEPOSIT 500.00
Total deposits, credits and interest = $1,000.00

0015264
 02/29/23

Questions, comments or errors?

For general questions/comments or to report errors about your statement or have stopped someone from making electronic transfers without your permission if
account, please call us at 1-800-BANK BBT (1-800-226-5228) 24 hours a day, 7 days you had told us, you could lose as much as $500. Also, if your periodic statement
a week. BB&T Care Center Associates are available to assist you from 6 a.m. until shows transfers you did not make, tell us at once. If you do not tell us within sixty
midnight ET. You may also contact your local BB&T financial center. To locate a (60) days after the statement was mailed to you, you may not get back any money
BB&T financial center in your area, please visit BBT.com. you lost after sixty (60) days if we can prove we could have stopped someone from
taking the money if you had told us in time.
Electronic fund transfers (For Consumer Accounts Only. Commercial Accounts
refer to the Commercial Bank Services Agreement.) Important information about your Constant Credit Account
Services such as Bill Payments and Zelle® are subject to the terms and conditions Once advances are made from your Constant Credit Account, an INTEREST
governing those services, which may not provide an error resolution process in all CHARGE will automatically be imposed on the account's outstanding “Average
cases. Please refer to the terms and conditions for those services. daily balance.” The INTEREST CHARGE is calculated by applying the “Daily
periodic rate” to the ‘Average daily balance” of your account (including current
In case of errors or questions about your electronic fund transfers, if you think your transactions) and multiplying this figure by the number of days in the billing cycle.
statement or receipt is wrong or if you need more information about a transfer on To get the “Average daily balance,” we take the beginning account balance each
the statement or receipt, IMMEDIATELY call 1-800-226-5228 or write to: day, add any new advances or debits, and subtract any payments or credits and the
Fraud Management last unpaid INTEREST CHARGE. This gives us the daily balance. Then we add all of
P.O. Box 1014 the daily balances for the billing cycle and divide the total by the number of days in
Charlotte, NC 28201 the billing cycle. This gives us the ‘Average daily balance.”
Tell us as soon as you can, if you think your statement or receipt is wrong, or if you
need more information about a transfer listed on the statement or receipt. We Billing Rights Summary
must hear from you no later than sixty (60) days after we sent the FIRST statement In case of errors or questions about your Constant Credit statement
on which the problem or error appeared. If you think your statement is incorrect, or if you need more information about a
• Tell us your name and deposit account number (if any) Constant Credit transaction on your statement, please call 1-800-BANK BBT or visit
• Describe the error or transfer you are unsure of, and explain as clearly as you can your local BB&T financial center. To dispute a payment, please write to us on a
why you believe it is an error or why you need more information separate sheet of paper at the following address:
• Tell us the dollar amount of the suspected error Bankcard Services Division
If you tell us orally, we may require that you also send us your complaint or PO Box 200
question in writing within ten (10) business days. We will tell you the results of our Wilson NC 27894-0200
investigation within ten (10) business days after we hear from you, and we will We must hear from you no later than sixty (60) days after we sent you the FIRST
correct any error promptly. If we need more time, however, we may take up to statement on which the error or problem appeared. You may telephone us, but
forty-five (45) days to investigate your complaint or questions for ATM doing so will not preserve your rights. In your letter, please provide the following
transactions made within the United States and up to ninety (90) days for new information:
accounts, foreign initiated transactions and point-of-sale transactions. If we decide • Your name and account number
to do this, we will re-credit your account within ten (10) business days for the • Describe the error or transfer you are unsure about, and explain in detail why
amount you think is in error, minus a maximum of $50. If we ask you to put your you believe this is an error or why you need more information
complaint in writing, and we do not receive it within ten (10) business days, we may • The dollar amount of the suspected error
not re-credit your account and you will not have use of the money during the time During our investigation process, you are not responsible for paying any amount in
it takes us to complete our investigation. question; you are, however, obligated to pay the items on your statement that are
not in question. While we investigate your question, we cannot report you as
Tell us AT ONCE if you believe your access device has been lost or stolen, or delinquent or take any action to collect the amount in question.
someone may have electronically transferred money from your account without
your permission, or someone has used information from a check to conduct an Mail-in deposits
unauthorized electronic fund transfer. If you tell us within two (2) business days If you wish to mail a deposit, please send a deposit ticket and check to your local
after you learn of the loss or theft of your access device or the unauthorized BB&T financial center. Visit BBT.com to locate the BB&T financial center closest to
transaction, you can lose no more than $50 if someone makes electronic transfers you. Please do not send cash.
without your permission.
Change of address
If you do NOT tell us within two (2) business days after you learn of the loss or theft If you need to change your address, please visit your local BB&T financial center or
of your access device or the unauthorized transaction, and we can prove we could call BB&T Phone24 at 1-800-BANK BBT (1-800-226-5228).

How to Reconcile Your Account Outstanding Checks and Other Debits (Section A)
Date/Check # Amount Date/Check # Amount
1. List the new balance of your account from your latest statement here:

2. Record any outstanding debits (checks, check card purchases, ATM

withdrawals, electronic transactions, etc.) in section A. Record the
transaction date, the check number or type of debit and the debit amount.
Add up all of the debits, and enter the sum here:
3. Subtract the amount in Line 2 above from the amount in Line 1 above and
enter the total here:
4. Record any outstanding credits in section B. Record the transaction date,
credit type and the credit amount. Add up all of the credits and enter the
sum here: Outstanding Deposits and Other Credits (Section B)
5. Add the amount in Line 4 to the amount in Line 3 to find your balance. Enter Date/Type Amount Date/Type Amount
the sum here. This amount should match the balance in your register.
For more information, please contact your local BB&T branch, visit BBT.com or contact us at 1-800 BANK BBT (1-800-226-5228). MEMBER FDIC

0015264