2002_LISHA AGRAWAL

2010_SHRAWANI BILLADE

STATE HOUSING
2016_PRUTHA DHAKATE
2020_SAHIL DIGHE
2030_PRATHAMESH KAWATE
2035_YASH KUMAVAT

FEDERATION 2037_SHRUTIKA LAKHE

2071_AKASH VISHWAKARMA
1912_YASHASHREE DESHMUKH

URBAN DESIGN
Maharashtra State Housing
Origin and evolution
Need

Due to Rapid industrialisation, the issue of housing became crucial for the government
migrants in search of employment came to the city and settled even on the pavements and vacant
plots where they could.
This gave rise to the housing shortage and the necessity to have a housing board to tackle the issue
was felt.
The government’s efforts to provide houses and homes started in 1948.
The Maharashtra Housing Board formerly called “Bombay Housing Board” was established in year
1948 and had a authority over the entire state of Maharashtra except Vidharbha region
This body undertook construction of residential buildings under various housing schemes for
different sections of the society.
On the re-organization of the state, the Vidharbha Housing Board was established in the year 1960
It also advanced loan to co-operative housing societies, institutions and local authorities for the
construction of houses.
History of Housing Schemes\ Policies \ Act

1940s - Bombay Rents ,Hotel and Lodging House Rates Control Act .1947

1960s - Maharashtra Regional and Town Planning (MRTP) Act,1966

1970s - Maharashtra Apartment Ownership Act ,1970

-Maharashtra Slum Areas (Improvement, Clearance and Redevelopment ) Act , 1971
-MMRDA Act, 1974
-Urban Land Ceiling and Regulation Act ,1976 (ULCRA)

1990s -Development Control Regulations for Greater Mumbai , 1991

-Maharashtra Rent Control Act ,1999
-Urban Land (Ceiling and Regulation ) Repeal Act ,1999

2000
Onwards -Maharashtra Housing (Regulation & Development) Act,2012
-Government of India’s Real Estate (Regulation and Development ) Bill, 2013
-The Right to Fair Compensation and Transparency in Land Acquisition, Rehabilitation and Resettlement Act ,2013
TIMELINE

2007 2015
First Housing Policy Housing Policy

The state Government released a Draft Housing Policy and Action Plan
on may 2015
It has Resolved to prove 19 lakhs houses by the year 2022 with main
thrust for Economically weaker Section (EWS) ,Lower Income Group
(LIG), and Middle Income Group ( MIG) housing.
The need of Housing policy arises because a survey by the National
Housing Policy (NHP) Revealed a shortage of 1.94 million houses in
Maharashtra
The Situation demands a mission mode approach for the housing sector
starting with a new policy .
The new policy was made after reviewing the earlier policy 2007
MHADA
Maharashtra Housing And Area
Development Act, 1977
 MHADA
EWS/LIG - 75% MIG, HIG-25%

The main functions of the Authority

Providing houses in the Maharashtra State;
Clearance as well as redevelopment of slums in urban areas;
Development of peripheral areas of existing urban areas to ensure orderly urban spill;
Development of Commercial Centers;
Development of New towns in accordance with the provisions made in the town Planning Act;
Development of lands vested in the Authority;
Repairs and reconstruction of old and dilapidated buildings in the island city of Mumbai;
Work relating to improvement of civic amenities, etc. in slums;
Undertaking as well as promoting prefabrication and mass production of building components;
To raise resources for the purpose of carrying out the objectives of the Maharashtra Housing and Area Development Act;
and
To provide loans or to assist persons to obtain loans from banks, etc. to enable persons to purchase land developed by the
Authority.
LOTTERY SCHEME OF MHADA

There are infinte number of people who are waiting for getting there own houses through MHADA scheme
But mhada homes are very less as compared to the applicants
So they decided to give the homes on lottery basis
Because of this,only some lucky members get the home
When the flats available with MHADA, an advertisement is given in the newspaper which give all the details
After that applicants apply online for the houses & submit the require documents
After the application forms, scrutiny of the forms is done to check the first hand elegibility of the applicant and after that a
date is declared through the newspaper for the lottery

INCOME LIMITATIONS
EWS BELOW RS.8000/-

LIG RS.8001/- TO RS. 12000/-

MIG RS.12001/- TO RS.20000/-

HIG RS.20001/- AND ABOVE

The names of the Boards functioning under MHADA and their respective jurisdictions are as follows :-

Mumbai city and Mumbai Suburban District.

The Mumbai Housing and Area Development Board.

The Mumbai Buildings Repair and Reconstruction Board. Mumbai city.

Mumbai city and Mumbai Suburban District

The Mumbai Slum Improvement District.

The Konkan Housing and Area Development Board. Thane, Raigad, Ratnagiri and Sindhudurg Districts.

The Pune Housing and Area Development Board Pune, Solapur, Sangli, Kolhapur and Satara Districts.

Aurangabad, Jalna, Latur, Beed, Usmanabad, Parbhani , Nanded and Hingoni Districts.
The Aurangabad Housing and Area Development Board.

The Nashik Housing and Area Development Board. Nashik, Dhule, Jalgaon , Ahmednagar ,and Nandurbar Districts.

The Nagpur Housing and Area Development Board.

Nagpur, Wardha, Bhandara, Chandrapur,Gadchiroli and Gondia Districts.

The Amravati Housing and Area Development Board.

Amravati, Yavatmal, Akola, Buldhana and Vashim Districts.
DWELLING UNITS COMPLETED IN THE YEAR 2018-19

HIG
MIG
2%
7%

LIG
18%

OTHER
50%

EWS
23%
INCOME & EXPENDITURE DURING 2018-19

3500

3000

2500

2000

1500

1000

500

0
2014-15 2015-16 2016-17 2017-18 2018-19
Chapter 1
Strategy for Continuous Creation of Land Bank and Making
“Housing for All” Affordable
 PARTICULARS LIG MIG( MIG 1- MIG 2) HIG

Increase supply of Improving quality of

affordable housing in life, overall living
Rs 6 lakh- Rs 12
the market leading to standards with due
lakh (MIG-I)
reduction in price to concern for Annual income of Rs 2- Rs 6 Rs 18 lakh and
the consumer environment r all the household lakh above
Rs 12 lakh- Rs 18
lakh(MIG - II)

110 square meter

Continuous creation of
land bank for affordable
Objectives Carpet area
90 square
(MIG - I) Larger than LIG
and MIG caroet
meter
housing by using both
Government lands as
of Housing 150 square meter
(MIG -II)
area

well as lands belonging for all

to the private sector
Subsidy 6.50% No subsidy No subsidy

Optimum use of existing Ease of doing business Loan eligibility 20 years 20 years 20 Years
land resource by
encouraging
redevelopment Basic-roads Little more than
Luxurious
running Basic - fire fighting
Amenities Lift,gym, Grocery
water and equipments, sports
store,car Parking
electricity court
STRATEGY TO ACHIEVE HOUSING FOR ALL

Interest only Housing Loans for LIG/EWS-

Planning of Government Land bank -

Affordable Housing in Urban Areas -

A contributory housing
If the lands in the survey for knowing
fund will be started by the
It is therefore Government Land accurately the extent
Government for citizens of
proposed that Bank are reserved of housing shortage
Maharashtra falling under
MHADA will create for any purpose, all city wise, regionwide
the EWS/LIG/MIG

Housing Fund -
a fund with an such reservations and statewide is
category. 2.Any qualifying
initial corpus of shall stand deleted necessary. This
person either self
Rs.1000 crore to and the lands will survey through
employed or government
promote the be made available MHADA will be
employee or private
purchase of for affordable commissioned and
employee desirous of
homes by the housing unless the completed in 6
becoming a member of
EWS/ LIG strata of same is months. MHADA will
this fund may contribute a
the society. environmentally not appoint an external
fixed percentage of
feasible . expert agency to
his/her salary in this fund
carry out the survey.
called the ‘Housing Fund’.
STRATEGY TO ACHIEVE HOUSING FOR ALL

Land Availability – Government Land Ban

For this a master plan of

the lands in the
Government land as well Government Land Bank The affordable housing
Once approved, MHADA
as the lands at the will be prepared by stock under the present
will construct affordable
disposal of State MHADA under the The Government land ‘Mission’ will be allocated
housing schemes on all
Government entities such supervision of the bank will include all land in the ratio of 30%: 30%:
such lands providing a
as MIDC, Mahasagar Mission headed by Chief available with MHADA, 30% to EWS / LIG /MIG
steady supply for
Dairy, etc. ULBs, CIDCO, Secretary, within a period MCGM and MMRDA in sections of the society as
affordable housing and
MHADA and MMRDA are of 6 months with due the city of Mumbai. per the Government of
thus keeping check on
pooled together and used consultations with all India norms for
price rise.
for affordable housing. stakeholders and affordable housing.
presented to the Cabinet
for its approval.

1. 2. 3. 4. 5.
STRATEGY TO ACHIEVE HOUSING FOR ALL

Land Availability – Government Land Ban

A separate detailed
There is already an The policy will provide
With the introduction of policy will be issued by
existing provision under enough flexibility for
the New Land Acquisition MHADA on the Navi MHADA will make all
Sec.52 of the MHADA Act MHADA to acquire the
Act, the cost of acquiring Mumbai Airport Influence efforts to acquire the
which allows for land depending on
land by the State notified Area (NAINA) land it has already
compensation to land location as also the need
including its entities such pattern for acquisition of notified for acquisition
owners for acquisition of to provide for affordable
as MHADA, CIDCO, etc. is land using Sec.52 of the under this new policy.
land through housing and will not be
bound to increase. MHADA Act within 3
negotiations. rigid.
months.

6. 7. 8. 9. 10.
PMAY SCHEME

Pradhan Mantri Awas Yojana (PMAY) is an initiative launched by the Indian government in 2015 to ensure that all citizens have access to
affordable housing by 2022. The program aims to address the shortage of affordable housing in India, especially in urban areas, by providing
financial assistance to those who cannot afford to buy a home.

Implemented through combination of central and state government

PMAY PROGRAM FUNDING
funding and private-sector participation .

TARGETS

EWS, LIG, MIG

GRAMIN URBAN

Eligible beneficiaries The Pradhan Mantri Awas Yojana (PMAY) scheme is available to

6. 8. 9. 10.
families with an annual income of up to INR 18 lakhs.
To be eligible for the scheme, individuals must not own a permanent
house in any part of India.
PMAY SCHEME

Subsidy Rates of Pradhan Mantri Awas Yojana (PMAY) Pradhan Mantri Awas Yojana (PMAY)
Beneficiarie

6. 10.
Apart from the categories mentioned above, individuals belonging to SC, ST, and OBC categories, as well as women from the EWS and LIG income
groups, are also eligible for the PMAY scheme.
PMAY SCHEME

Eligibility Criteria for Pradhan Mantri Awas Yojana

To be eligible for this housing program, the applicant must be a citizen of India.

The applicant must not own a permanent house in their own name or in the name of any family member in any part of India.

Home loans for renovation or extension of an existing property must be completed within 36 months from receiving the first
loan instalment

A woman’s name must appear on the deed or property papers, either as a sole proprietor or joint owner

If there are no females in the family, this requirement can be waived

The applicant’s annual income must not exceed the following limits:

EWS (Economically Weaker Section): Up to INR 3 lakh per year

LIG (Lower Income Group): INR 3 lakh to INR 6 lakh per year
MIG (Middle Income Group) category I: INR 6 lakh to INR 12 lakh per year
MIG (Middle Income Group) category II: INR 12 lakh to INR 18 lakh per year

The applicant must not have received any other housing benefits from a government scheme.

The applicant must be the head of the household and must not be over 60 years of age.
PMAY SCHEME

How to Apply for Pradhan Mantri Awas Yojana?

Go to the official PMAY website and click on the “Citizen Assessment” option
under the “Menu” tab.

Enter your Aadhaar number.

Fill out the application form with all necessary information, including income
details, personal details, bank account details, and more.

Recheck all information before submitting the form.

Obtain a unique application number after clicking the “save” option.

Download the filled-in application form.

Submit the form, along with any required documents, at a nearby CSC office
or financial institution offering PMAY.
Chapter 2
Strategy for Increase in Supply of Affordable Housing
GOVERNMENT LANDS FOR AFFORDABLE HOUSING

Problem: There's a shortage of affordable housing (EWS/LIG/MIG) due to limited supply and people's inability
to afford them.
Solution: Increase supply of affordable housing.
Action Plan:

Public Agencies MMRDA & PMRDA Utilizing Government Fast-Track Land Subsidized Land
Take Lead Contribution Land Acquisition Cost

MHADA, CIDCO, NIT, Public agencies can Government land will

PCNTDA and others All available directly get land from be provided at a
These authorities will
will dedicate at least government land in the Divisional nominal cost for
also allocate funds for
50% of their residential zones will Commissioner if it's LIG/EWS housing
affordable housing
resources for be used for suitable for affordable projects. Market rates
projects.
affordable housing in affordable housing. housing and belongs will apply for MIG/HIG
the next 10 years. to the Collector. projects.

Faster implementation of affordable housing Increased availability of affordable housing

schemes.
Benefits for EWS/LIG/MIG categories.
PUBLIC-PRIVATE PARTNERSHIP

Challenge: There's a significant shortage of affordable housing.

Solution: We need a two-pronged approach:

1.Utilize government land banks This is already happening, but we need to maximize its effectiveness.

2. Leverage private sector

Acquire or pool private land following the NAINA pattern.
resources

MHADA, CIDCO, MMRDA, etc. will use the acquired private land for affordable housing projects, directly
Key Benefit
addressing the shortage.
Land acquired for Special Economic Zone (SEZ) by Private Developers

The plan proposes a two-part approach to increase affordable housing through private businesses

1. Extent of Land Acquisition 2. Incentivized development The plan also applies to government
employees

Companies, especially in the Mumbai Builders will be offered a higher Floor Space
Metropolitan Region (MMR), will be Index (FSI) - a measure of how much Similar tax breaks will be offered to
incentivized to provide housing for their construction is allowed on a plot. This government employees purchasing new
employees. This will involve tax breaks like bonus FSI will be linked to the ready homes in projects by MHADA, CIDCO, NIT,
VAT, stamp duty, and profession tax reckoner rate (government-determined and PCNDTA (government housing
reductions. However, these houses cannot property value) and the creation of agencies).
be sold, transferred, or rented for 5 years. affordable housing units with a size cap.
AFFORDABLE HOUSING SCHEME

Affordable Housing Incentive: Grant of Additional Floor Space Index (FSI)

Rentable Area (in square metres)
This proposal offers a tax break and additional construction space for
Category %
developers who build affordable housing.
Specified
Other Cities
Projects meeting specific tenement size criteria under the Cities
Eligibility
Income Tax Act qualify.

Developers receive 300% additional FSI (excluding certain Economically

Benefit Weaker Section Up to 25 Up to 30 30
non-residential areas) for these projects.
(EWS)
A premium of 60% of the Ready Reckoner Rate applies to the
Cost
additional FSI.
Greater than
Lower Income Greater than 30
Developers must provide all required infrastructure and 25 and up to 30
Group (LIG) and up to 60
Infrastructure 50
connectivity.

MHADA 10% of built-up area goes to the Maharashtra Housing Area

Greater than
Allocation Development Authority (MHADA) for free. Middle Income Greater than 60
50 and up to 30
Group (MIG) and up to 85
70
MHADA This MHADA housing will be allocated to eligible homeless
Allocation Use citizens.
Note: Developer is permitted to use 10% of the overall area
IT solutions will be implemented for allotment and
Transparency of the scheme for any purpose including HIG
management of MHADA housing.
INCLUSIVE HOUSING IN ALL HOUSING PROJECTS

This proposal aims to increase the availability of affordable housing in Maharashtra by mandating private
developers to include a portion of their projects for low-income residents.

Inspiration Implementation Exemption

The plan is to incorporate this requirement

This policy is based on a similar successful Projects covered by existing affordable
into the Development Control (DC)
initiative in Mumbai (D.C. Regulation of housing schemes won't need to comply with
Regulations of all Urban Local Bodies
Greater Mumbai). this additional mandate.
(ULBs) across Maharashtra.

Note: 20% of the built-up area in private housing schemes (not already part of an affordable housing program) will be reserved for EWS
(Economically Weaker Section) and LIG (Low-Income Group) categories.

In essence, this proposal seeks to expand access to affordable housing by leveraging private development
projects.
RENTAL HOUSING

The Mumbai Metropolitan Region Development Authority (MMRDA) is developing its Public-Private Partnership (PPP) scheme to
develop rental housing projects.

Projects will be built in strategic locations across MMR municipalities, including Mumbai and qualified non-MMR
Location
Urban Local Bodies (ULBs). A list of approved locations will be published by MMRDA.

Selection Criteria Focus will be on areas with good quality of life, economic opportunities, and strong connectivity.

Existing MMRDA rental housing schemes will be revised with an emphasis on:
Connectivity: Easy access to transportation networks
Project Design
Livelihood Opportunities: Proximity to workplaces and economic hubs
Amenities: Well-equipped with civic and social amenities

MMRDA will determine the FSI for each project, with a minimum of 3.00 and a maximum of 4.00. This excludes:
Floor Space Index (FSI) Free FSI areas like staircases, elevators, and lobbies
Fungible FSI (if applicable)

Rental Housing Quota At least 25% of the total built-up area (BUA) in each project will be reserved for rental housing.

Developers will pay a premium of 60% of the ready reckoner rate for any FSI exceeding the base limit, excluding
Premium for Additional FSI
the rental housing portion.

Tenement Size No restrictions on the size of saleable units within the project.
RENTAL HOUSING

New Rental Housing Scheme for MMR

MMRDA will announce details of the revised

Private developers can build rental housing scheme within 90 days, including how the
This scheme will offer an "extra Floor Space
on their land under a revised scheme from rental properties will be managed and
Index (FSI)" as an incentive for developers.
the MMR Development Authority (MMRDA). maintained (by the developer or another
agency) for 10 years.

Key Points

This is an opportunity for developers in the The scheme offers additional building space Details on management and maintenance
MMR. (FSI) as an incentive. will be available soon.
Affordable Housing Through Town Planning Scheme (TPS) / Special Townships (STS) on
private lands by CIDCO

This plan outlines a strategy to increase affordable housing stock in the MMR region.

Public Agencies Take MMRDA & PMRDA Utilizing Government Fast-Track Land
Subsidized Land Cost
Lead Contribution Land Acquisition

In the next year,

At least 60% of CIDCO will identify A similar approach
Transit-Oriented
houses will be for CIDCO will be the and notify at least will be followed in
Development
Economically special planning 10 TPS/STS all Urban Local
(TOD) and Special
Weaker Section and implementing projects in the Bodies (ULBs)
Township Schemes
(EWS) and Low- agency for all MMR region. across the state.
(STS) will be used.
Income Group TPS/STS projects. Land acquisition Municipal
Development
(LIG). They will identify will follow the Commissioners will
Control and
Another 30% will locations, get NAINA pattern. work with CIDCO
Promotion
be for Middle- government Each project is to identify and
Regulation (DCPR)
Income Group approval, and expected to notify at least one
from NAINA project
(MIG) with size notify the public. provide 50,000 to TPS/STS project in
will be adopted.
restrictions. 100,000 affordable each ULB.
homes.
TOWNSHIPS/INDUSTRIAL TOWNSHIPS/IT TOWNSHIPS BY PRIVATE DEVELOPER

Promoting Development near Existing Infrastructure

This proposal encourages private development of compact (25-50 hectare) industrial or IT townships near
existing transportation links (railways, highways). These projects will benefit from:

Increased Floor Space Index (FSI) Focus on Affordable Housing

Minimum 3.00, maximum 4.00, The Housing Department will

Ideally, at least 50% of the built-
depending on proximity to A premium will be charged for issue a detailed plan within 3
up area will be dedicated to
transport and mix of housing exceeding the base FSI. months, emphasizing affordable
residential use.
types. housing.

This initiative aims to create well-connected developments with a focus on residential affordability.
Chapter 3
Strategy for optimum use of existing
land resource by encouraging redevelopment
MHADA HOUSING INITIATIVES

• In respect of MHADA colonies where process of redevelopment has not been initiated by the societies and where
redevelopment proposals have not been received from the society/developers/MHADA will take the following
action

The Chief Officer, Mumbai Board

MHADA will start a publicity For master planning the of The Chief Officer Mumbai Board
will be the nodal point for
campaign by publishing news colonies MHADA will appoint will thereafter make presentation
redevelopment of MHADA
paper advertisement world class Architects to the residents
colonies.

MHADA will compete with MHADA will also offer a corpus to

private developers to win over MHADA will appoint Class ‘A’ all such societies of MHADA
A cluster based approach for
the confidence of the existing contractors following the layouts.
redevelopment will be followed
residents and will offer equal or competitive bidding method for • Currently the corpus amount is
by MHADA in this regard.
better amenities in the newly construction estimated at a minimum of
constructed buildings Rs.6.00 lakhs per tenement.
MHADA HOUSING INITIATIVES

The process of redevelopment under DCR 33(5) will be balanced and will take care of all stakeholders i.e. Society/Occupants, Developer and MHADA.
• The policy formulation is aimed to overcome the issue faced by all stakeholders.
• In order to facilitate the redevelopment of MHADA colonies under DCR 33(5), create housing stock for EWS/LIG/MIG segments within MCGM limit
following policies will be implemented

In conformity with the sub clause 9 of the DC

For existing NOC/Offer holders, MHADA The modified DC Regulation 33(5) has eliminated
Regulation 33(5) and the premium being
will reserve the FSI based on payment the concept of allocation of pro rata FSI and
charged by MHADA as on 8.10.2013 i.e. the
of premium at the ready reckoner rate therefore MHADA will fix the index of FSI on each
appointed date will be charged by MHADA i.e.
in the year in which such premium is plot based on the available gross FSI in the layout
at the rate of 40% of RR rate for LIG and 60%
paid for a period of 3 years. divided pro rata to the net plot
of RR rate for MIG.

The year of handover of the tenements to MHADA

will determine the rate at which the cost will be
The FSI in respect of the entire layout including plots where NOC is issued reimbursed by MHADA.
earlier at all times belong to MHADA. By excluding such plots, MHADA
will loose both potential revenue and/or affordable housing stock and
therefore the approval by MCGM will be on gross plot area with FSI 3.00 The MHADA surplus area may be provided by the
developer within the same ward based on the
principle of Ready Reckoner Rate.
REDEVELOPMENT OF MHADA TRANSIT CAMP

MHADA has constructed several transit camps across Mumbai, these occupants were shifted to the transit camp on the condition that as and when
the buildings they were originally occupying is redeveloped, they would shift to the permanent alternate accommodation in the newly redeveloped
building and vacate the transit camp. • However, over the period of last 30 years the transit camp occupants have continued to occupy the transit
camps.

Category A: Original occupants of

cessed/dilapidated building and currently occupant
of transit camp

Category B: Power of attorney holders of the

Categories of transit camp occupants original occupants of cessed/dilapidated building
and currently occupant of transit camp

Category C: Trespassers
REDEVELOPMENT OF MHADA TRANSIT CAMP

MHADA had also submitted a proposal to the Government for allowing rehabilitation of the tresspassers/unauthorised occupants on the basis of
rental housing. • Following policy will apply for redevelopment of all MHADA transit camp

All MHADA transit camps, which are not yet

All MHADA transit camps shall be eligible for FSI
developed will be undertaken for redevelopment
4.00 on the basis of gross plot area excluding
by MHADA by engaging world class architect to
fungible FSI
prepare a master plan

The occupants in Category A and B will be required

If the occupant do not pay rent for more than 3
to surrender their rights of tenancy in respect of
months then such occupants will no longer be
the tenements occupied by them in the cessed
eligible for rehabilitation in situ
buildings in favour of MHADA.

Category A and B above will be eligible for Category ‘C’ having proof of occupancy as on
permanent alternate accommodation on ownership 1.6.2009, will be eligible for permanent alternate
basis accommodation on ownership basis
REDEVELOPMENT OF CESSED BUILDINGS

•MHADA has issued NOC for redevelopment of more than 1700 cessed buildings across Mumbai, however, redevelopment of only 600 such
buildings has been completed upto date. To expedite the redevelopment of cessed and dangerous buildings, the present policy of redevelopment of
cessed buildings under DCR 33(7) will be revised as follows -

Landlord/Developer having
No commencement
development rights of cessed buildings
certificate will be issued
will upon making an application for Regular NOC is issued to
by the MCGM till such time MHADA will verify
redevelopment be given an LOI to the developer to enable him
the landlord/developer these consents
enable them to obtain Intimation of to obtain the CC
obtains 70% consent of
Disapproval (IOD) and other approvals
the existing occupants
from the MCGM.

Regular NOC will enable the

developer to simultaneously
obtain permissions for the
redevelopment from the
Planning Authority as well as
consents from the tenants
URBAN RENEWAL SCHEME

In order to implement the urban renewal scheme across the state the following action will be taken-

The New DC Regulation 33(9) Necessary The time-bound approval process

The consent clause will be
notified on 09.09.2014 will be affidavit will be of 90 days for urban renewal
applicable with 70% consent
implemented in Mumbai City limits filed before the projects will be prescribed in the
for the entire cluster as a
immediately and in suburban Hon’ble High guidelines with delineated
whole and not building/
Mumbai after an impact Court in this responsibility at each level in the
individual society wise
assessment is carried. regard DCRs.

Compulsory acquisition of
An infrastructure impact assessment coupled properties upto 30% of the
with environmental impact assessment will be approved area of cluster by a
undertaken across all cities with population of more project proponent will be
than 1 Million to identify the clusters and propose provided, to facilitate
infrastructure mitigation action plan to provide for implementation of the scheme
the increased density if any in order to implement and necessary amendment to the
the urban renewal scheme in such ULB’s. MRTP Act will be carried out in
this respect.
BDD CHAWLS REDEVELOPMENT

There are about 92 acres of area under BDD Chawls in Mumbai in various locations within island city area of Mumbai.

ACTION PLAN :

MHADA will engage world class MHADA will Finalize the master plan within 12 months. MHADA
Consultants/ Architect for master complete the will appoint an OSD at the level of CO for smooth
planning of the BD Chawls entire survey and timely implementation of the project.

80% of the free sale area 20% of the free sale area The existing occupants will be eligible for a
will be earmarked for will be utilized by MHADA minimum 405 sq.ft. Carpet area of rehab tenement
EWS/LIG/MIG segment for HIG/ Commercial/ on ownership basis subject to the prescribed limit in
Social facilities the DC Regulation 33(9)

MHADA will offer best in class MHADA will appoint Class ‘A’
MHADA will also offer a corpus to all such societies
amenities comparable to contractors following the competitive
of MHADA layout, undertaken by MHADA for
private developers in the bidding method for construction of the
redevelopment
project including amenities project.
SLUM REDEVELOPMENT-upgradation, rehabilitation, redevelopment

The basic approach to slum redevelopment needs to be holistic approach of ‘Whole City – All Slums

ACTION PLAN :

Compulsory Development Provision

Slums considered

Encouraging Private Land Owners

SRA identifies
Wholesome Treatment of slums
as a whole unit for private slum
declaration and pockets and holds
acquisition Slum Act to be meetings with
purposes. amended for stakeholders. ∙
Privately owned compulsory Scheme for Joint
lands not development Venture (J/V) with
developed within within 3 years. DC MHADA introduced
2 years to be Regulation to to encourage private
acquired with include this landowners to form
compensation as provision as well. JV with MHADA or
per Land private developers
Acquisition Act through transparent
and MR&TP Act. bidding.
SLUM REDEVELOPMENT-upgradation, rehabilitation, redevelopment

The basic approach to slum redevelopment needs to be holistic approach of ‘Whole City – All Slums

ACTION PLAN :

Offer compensation Slum Act to be

.Eviction Process and Protection of Rights

similar to public amended to allow

Compensation and TDR Equivalent

land owning eviction without
authorities individual notice if

Amendments to Regulations
(currently 25% of more than 50% of
land RR value) to SRA/UDD/Housing slum dwellers have
private landowners. been shifted out. ∙
Department to
∙ Private Ensure evacuees'
carry out
negotiations with names appear in SRA
amendments in
guidelines of the records (eligible or
Slum Act/MRTP
Government for ineligible) to protect
offering
Act/DC
their rights and legal
compensation. ∙ Regulations within
cases. ∙ Create a list
Provide TDR 6 months
of evacuees to
equivalent to 40% safeguard legal
land holding for standing in case of
land acquisition encroachers or
agreement with transfers not
MHADA/SRA. recorded by SRA.
ELIGIBILITY
1 Eligibility criteria will be made unambiguous and easy to implement

Simplified Eligibility Ineligibility for Upper Alignment with 'Housing Reservation and Sale Area Seeking NOC from State
Criteria: Floors and Mezzanine for All' Policy Allocation: Government Entities:
Floors:
Slum dwellers eligible if
their name is in the voters
list as of 1.1.2000. Minimum 45% of net
Families involved in Current scheme excludes
A policy for dealing with plot area reserved for
transactions with eligible upper floors and
ineligible slum dwellers to rehabilitation purpose. ∙ CEO, SRA to write to all
families in the 2000 voters mezzanine floors
be formulated in harmony Sale area cannot exceed state government entities
list will also be considered occupants, focusing on
with the Government of 55% of net plot area. and seek NOC upfront
eligible based on the the structure rather than
India's 'Housing for All' CEO, SRA may grant up for slums on their land.
principle of eligibility of individuals. These
policy. Notification to be to 10% relaxation on a ∙Aim to complete this
structures. Eligibility families have an informal
limited to voters list and issue within 30 days by case-by-case basis if the exercise within 6 months
and indirect load on the
existence of the structure the Housing Department developer demonstrates
schemes.
as of 1.1.2000, no further hardship
increase in eligible families
beyond this number..

1. 2. 3. 4. 5.
Scheme for D-class Municipal Corporations and A-Class Municipalities

Establishing Dedicated Slum Rehabilitation Authority (SRA) Non-Negotiable Principles for SR Schemes

Municipal Corporations and A-Class Municipalities with over ∙Eligibility criteria based on the 01.01.2000 voter list. ∙Consent
50,000 slum dwellers to have a dedicated SRA, similar to Mumbai. ∙ requirement as per SRA, MCGM. ∙Town planning based on the
CEO, SRA to convene a meeting of Commissioners of the concerned concept of "Whole City - All Slums." •Minimum 269 sq feet (25 Sq.
Municipalities under the Chairmanship of Principal Secretary Housing mtr.) carpet area for free considerations. ∙At least 45% of net plot
to identify cities for SRA establishment. ∙ The setup process for SRA reserved for rehabilitation (with possible 10% relaxation based on
and appropriate DC Regulation to be completed in 12 month hardship)

Additional Proposal for ULBs Extra Area Allocation

Lease rights to dwellers through CHS as per Slum Act. Non-Negotiable
Principles for SR Schemes: ∙ ULBs can propose a slum rehabilitation
scheme with minimum rehab building height of G+4. ∙ Scheme must
clearly define rehab and sale areas. FSI of 2.5 available for sale area, ∙ ULBs can consider awarding extra area beyond 269 sq. feet. ∙ Extra
which may be monetized by the developer. ∙ ULB may opt for PPP or area allotted at cost, up to LIG area at construction cost, and above
implement the scheme itself with contractors for rehab area through a that, extra area must be allotted on payment of RR value.
transparent process and auction sale area with 3.0 FSI. ∙ If viability gap
exists, GoI, State Government, and ULB will fund 20% of the project
cost
Other Redevelopment Related issues of Redevelopment Schemes under DCR 33(5), 33(6),
33(7), 33(9) and 33(10) - Pr
1 Eligibility criteria will be made unambiguous and easy to implement

Property Tax Approval Stamp Duty Concessional Mandatory Standardized Redevelopment

Rates Submission Charges Registration Fees Developer Agreement
Principle Registration
∙ MHADA to draft a standard format of
Property tax
the redevelopment agreement
during construction Stamp duty
between the society and the
on the same rate charges for
developer. To be prepared within 90
as the original No individual case development
Fees for days after seeking views from
slum/structure. - submitted to agreements with Registration of society/developer. Standard format to
registration of slum
Post- Government of private developers made address issues faced by societies
dwellers' rehab
redevelopment, Maharashtra landowners at obligatory for from developers not adhering to
agreements set at
property tax (GOM) for 25% of RR value redevelopment promises made at the project's
a concessional
charged based on approval, except (government projects outset. ∙ Societies and developers can
nominal rate.
telescopic norms for policy issues. decided valuation agree on additional conditions as long
for rehab area and for encroached as they do not invalidate the basic
regular rates for lands). agreement. ∙ Housing Department to
sale component issue necessary directions to all
concerned within 30 days.

1. 2 3 4 5 6
New Policy for redevelopment of unsafe buildings in Suburban Mumbai

1. Introduction of New Policy 2. Eligibility Cut-off Date

Buildings eligible for redevelopment under the new policy will follow
A new policy for redevelopment of unsafe and dilapidated buildings the same cut-off date as prescribed under DC Regulation 33(9).
to be introduced by modifying D C Regulation 1991. Policy to be Buildings constructed after this date will be considered on a case-
implemented within 90 days from the date of this announcement. by-case basis, based on merits.

3. Certification by Structural Experts: 4. Application of DC Regulation 33(7) Provisions

Provisions of DC Regulation 33(7), including FSI provision, will apply

All buildings seeking redevelopment under this policy must be certified
mutatis mutandis (with necessary adjustments) for the
as unsafe/dilapidated by two structural experts on MHADA's panel.
redevelopment of unsafe and dilapidated buildings. ∙ Exception:
MHADA will conduct its own inspection to verify the unsafe and
dilapidated status certified by the structural experts. Cut-off date for eligibility for redevelopment, will differ from DC
Regulation 33(7).
Development of State Government Employee Housing Colonies

Current State of Bandra Government Creation of World-Class Surplus Revenue Regulatory

Government Housing Colony Diplomatic Enclave Architect and Generation Framework and
Colonies Redevelopment Contractor Timelines
Engagement The redevelopment of
∙ Bandra Government ∙ MMRDA plans to
Bandra (East) The draft DC Regulation
Colony, spread over establish a Government Colony will 33(3)(a) and 33(3)(b)
100 acres in Mumbai, 'Diplomatic Enclave' MMRDA will engage generate substantial provide the regulatory
∙ Government of
is an example of such in Mumbai by world-class surplus revenue. framework for such
Maharashtra has
outdated colonies. accommodating architects and the The surplus will be used redevelopment. ∙
housing colonies to redevelop other MMRDA will commence
MMRDA will take up Consulates, High best contractors for
across the state, but state government the redevelopment of
the redevelopment of Commissions, Trade execution as this
they have outlived housing colonies Bandra Government
Bandra (East) Missions, etc. of project will be a
their utility after 30- across Maharashtra. Colony within 12
Government Colony foreign governments showcase for ∙ Target: Redevelop all months of this policy,
40 year
to construct housing in the free sale Mumbai. government housing once the regulations are
for state government component of the colonies in Maharashtra notified under Section
employees. colony. by 2022. 37(2) of MRTP.

1. 2 3 4 5 6
Redevelopment of Dharavi

1. Dharavi Redevelopment Objective: ∙ Redevelopment of

Dharavi is a crucial objective of this policy.

2. Dharavi Special Planning Area and Planning Authority: ∙ HOUSING FOR CONSERVANCY WORKERS
Government has notified the Dharavi Special Planning Area. ∙
Dharavi Development Authority (DDA) appointed as the
1.Importance of Conservancy Workers: ∙ Conservancy workers are
planning authority for Dharavi's development.
crucial for every city, providing vital services tirelessly. ∙ In Mumbai,
there are over 26,000 conservancy workers from the lowest strata
3. Development Partners: ∙ MHADA to develop one sector of society.
within Dharavi. ∙ DDA to invite competitive bids for
development of other sectors. 2.Uplifting Conservancy Workers: ∙ Due to their socio-economic
background, it is essential to uplift conservancy workers. Providing
4. Utilization of Vacant Units at Mahul : ∙ DDA plans to use housing is a significant step in this regard.
over 18,000 vacant units (each 225 sq.ft.) at Mahul, owned
3. Government Resolution for Housing: ∙ The Government has issued
by MCGM, as permanent transit camp for Dharavi Project.
a resolution to provide housing for all conservancy workers by
MCGM and DDA to finalize the arrangement within 60 days for 2022. ∙ Implementation to cover all cities in Maharashtra, including
expediting Dharavi's redevelopment. Mumbai.

5. Targeted Completion: ∙ Aim to complete the redevelopment

of entire Dharavi by 2022.
Land acquired for Special Economic Zone (SEZ) by Private Developers

1. Extent of Land Acquisition 2. Issue with SEZ Developers

Over 25,000 acres of land in Maharashtra acquired under

Many SEZ developers have not utilized the acquired land for its
emergency clause of the erstwhile Land Acquisition Act 1888 for
intended purpose. Instead, they have engaged in land speculation,
private SEZ developers. More than 10,000 acres of land acquired
hoping to sell the land when market conditions improve.
near urban centers and within Mumbai Metropolitan Region (MMR).

3. Government's Action Plan 4. SEZ Prevention of Land Speculation Bill

A special bill called the SEZ Prevention of Land Speculation Bill will
Government to issue notice to all SEZ developers to start industrial
be introduced. It will incorporate the guiding principle of preventing
production or permitted activity within 24 months.Developers must
land speculation by SEZ developers. The bill to be introduced within
utilize over 50% of the acquired SEZ land for the activity. Failure to
3 months and aimed to be brought into effect within 6 months.
comply will result in the entire balance land vested with the Government.
The Government will reimburse the developer for the cost of the land Industries Department to work in coordination with the Housing
using Government machinery and use it for providing affordable housing. Department and the Urban Development Department for this
purpose.
Development of land owned by Central Government/Central Government
Undertaking such as LIC/RBI/ESIC, etc
Scope of Development: Focus on developing land owned by Central Government and its undertakings (e.g., LIC, RBI, ESIC) in various regions.

Collaborative Approach: Collaborate with Central Government and its undertakings for redevelopment initiatives.

Land Utilization: Identify opportunities for utilizing the land effectively for development projects.

Regulatory Compliance: Ensure compliance with all regulatory requirements during the development process.

Public-Private Partnerships: Explore public-private partnerships to maximize efficiency and resource utilizatio

Sustainable Development: Emphasize sustainable practices in all development projects.

Benefits for Public and Government: Develop projects that benefit both the public and the Central Government/Central Government
Undertakings.

Economic and Social Impact: Aim for projects with positive economic and social impacts on the community.

Timely Implementation: Focus on timely implementation of development plans.

Transparency and Accountability: Ensure transparency and accountability throughout the development process
Smart City Center’s in cities with population of more than 10 lakhs

Joint Venture with MHADA:

Importance of Smart Cities: Developers with over 100 acres can form joint ventures with MHADA for land
Smart city development to address urbanization challenges and improve development.
quality of life. ∙ MHADA acts as facilitator and Special Planning Authority (SPA) without land
transfer.

Focus on Satellite Towns in MMR: FSI and Construction Obligations:

Proposed development of smart city centers in satellite towns of Mumbai Developer entitled to FSI of 4.00, of which 75% for housing/commercial
Metropolitan Region (MMR). and 25% for affordable housing.
Satellite towns to become prime candidates for smart city initiatives. Affordable housing area to be handed over to MHADA for open
Government's vision of creating 100 smart cities across India. lottery/transparent allotment.

Smart City Center Criteria:

Infrastructure and Premium Payment:
Smart City Centers located within Municipal Corporation limits and
Developer pays premium at 60% of Ready Reckoner Rate for extra FSI
developable zones.
beyond zonal FSI.
Close proximity to transportation hubs like railway stations (within 1-2
Infrastructure creation and adherence to Government of India's Smart
km).
Cities norms.
Focus on walk-to-work concept and affordable housing.

Incentives for Large Projects: Regulation and Implementation:

Projects over 100 acres near transportation hubs eligible for incentives Detailed regulations to be notified by Urban Development Department
under Smart City Center scheme and Housing Department within 3 months
New International Business and Finance Center(IBFC)to create 5 lakh new jobs in MMR

Background
1. Maharashtra Industrial Development Corporation (MIDC) established TTC MIDC Estate in Navi Mumbai in 1963.
2. Mumbai's vision as a Financial Center and the need to maintain its competitive advantage

Challenges with TTC MIDC:

1. Many industries in TTC MIDC are defunct, and IT parks lacked housing facilities.
2. Walk-to-work concept for global competitiveness

Designating TTC MIDC as IFBC:

1. Proposed designation of TTC MIDC as a financial center like BKC with 50% built-up area for affordable housing.
2. Conversion of existing lease from industrial use to IFBC use.

Policy Implementation
1. Integrated Development Control Regulation similar to BKC DCR to be put in place within 6 months.
2. Industrial shifting policy allowing remaining units to shift within 5 years.

Mandating Development by Industrial Houses:

1. Large Industrial Houses in TTC IFBC to kickstart development within 12 months.

Formulating the IFBC Policy:

1. Housing, Industries, and Urban Development Departments to jointly formulate IFBC policy with FSI of 4.00.
2. Premium charges for additional FSI used for affordable housing and financial services/IT.
New International Business and Finance Center(IBFC)to create 5 lakh new jobs in MMR

Maharashtra Industrial Development Corporation -TTC MIDC Estate ( area of

27 sq. kms).

Vision of the Government that Mumbai should be made in to a Financial Center

Many IT parks came up during the last few years on MIDC land. However, the
question of housing and its availability within the vicinity of such IT parks was
not addressed. IT parks remained moderately occupied and thus not
successful.

50% of such built-up area within the development to be used for residential
purpose

Lease between MIDC and the lease holder will be amended to provide for
conversion of the existing land from Industrial use to use for IFBC

TTC-MIDC area as a Financial/Services Center with FSI of 4.00.

Premium at 60% of the RR Rate for additional FSI used for affordable housing
and 100% of the RR rate for FSI used for Financial Services, IT.

Make in India-Provide affordable housing but also to provide for the new age
industrial development with emphasis on services.
Chapter 4
Strategy for Improving quality of life, overall living standards with concern for environment
 Objective - Improving the general quality of life for the citizens of Maharashtra
Quality of Life Preservation of environment and conservation of local ethos will be important
aspects for implementation of this policy

Conservation of water,environment and heritage

structure

Compulsorily obtain All projects deriving Shall follow the guidelines

certification under the benefits under this policy provided by Mumbai
LEED Certification will endeavor to protect heritage conservation
of the US Green Building all heritage structures committee & Urban
Council. situated within the Development Department
projects.
Preventing unauthorised/ Informal Housing
Identify and designate residential, commercial, and
industrial zones.

Planning and Zoning Regulations Enforce land use regulations strictly.

Provide clear guidelines for permissible

constructions.

Submission of building plans to Municipal Corporation of Greater

Mumbai (MCGM).

Approval Process Verification of land ownership and compliance with zoning regulations.

Approval or rejection of building plans by MCGM.

 Regular inspections by MCGM during construction.

Construction Monitoring Ensure compliance with approved plans and regulations.

Immediate action against unauthorized constructions.

Educate citizens about legal housing options.

Promote awareness about the consequences of unauthorized

Public Awareness and Participation housing.

Encourage community reporting of illegal constructions.

 Identification of unauthorized constructions.

Enforcement and Demolition Demolition of unauthorized structures by MCGM.

Legal actions against repeat offenders.

Provide alternative housing options for displaced residents.

Rehabilitation and Resettlement Implement slum redevelopment projects.

Ensure adequate amenities in resettlement areas.

CHAPTER 5
Strategy for ease of doing business
 Use of Information Technology (IT) by ULB’s

The entire process of approval in all ULB’s including the MCGM will be IT enabled.
Approval processes
Approval/NO C gets registered online
Incomplete application will not be accepted by the system.
Permission
applied for will be decided by the Planning Authority within 30 days.

Dematerialization of Transferable Development Rights

Urban Development Department has already taken a decision to grant TDR up to 225% of the land to the land owners.
TDR processes are done electronically within 3 months.
Explore the possibility of making TDR as a financial instrument to prevent cartelization.

Using of land as collateral security

Government will allow all projects approved on Government land to mortgage the land to raise for construction finance for
the project subject.
Funds so raised will be purely used for construction on the subject site only and an undertaking from the project
proponent/de veloper will be obtained.
 Built up area in lieu of Development Charges

Liquidity crunch amongst developer is also an important reason for delay in execution of projects
Developer will be provided the facility to pay only 50% of development charges, fungible premium, lift lobby, staircase, etc.
premium and the balance 50% can be provided by the developer to the Planning Authority.

Amendment to Maharashtra Ownership Flat Act

(MOFA)
Sec.7(A) of the MOFA shall not apply to large housing projects.
Developer in sector/phase wise manner and the developer will be entitled use the benefit of the layout on any plot within the
layout.
Reimbursement by the State Government of Levies,Taxes, etc for Affordable Housing

Low Income Groups - annual income is about Rs 8 lakhs & Price of MHADA dwelling - Rs. 15 lakhs and Rs 19 lakhs.
5% of the construction cost of all MHADA projects, being the estimated levies in the form of VAT etc., on the input material
cost of construction which will reduce cost of affordable housing.

Provision for Internet Connectivity inaffordable housing complex

Digital India
Mandatory for all housing projects to provide for WIFI/Internet connectivity in the entire housing complex.

Appointment of Regulator

Government will allow all projects approved on Government land to mortgage the land to raise for construction finance for
the project subject.
Funds so raised will be purely used for construction on the subject site only and an undertaking from the project
proponent/de veloper will be obtained.
 CHAPTER 6
Rural Housing
 Statistic for housing shortages
MADHA Survey
Planning strategies

Engagement of external agencies

Implementation
Role of Collectors and town planning department
& Regulation
Merging existing schemes into one umbrella scheme

Limited Land availability

Land Acquisition
Procuring government and private seasonal agriculture land

Implementation responsibility of MHADA with district Collectors assistance

Affordable Housing
In Rural Maharashtra Construction
Promotion of locally available materials
& Allocation
Incorporation of Sustainable energy solution

Individual Level Standard Plan with Solar/wind energy and biogas

Construction Standards Provision of toilet as must

Incentives for Integrated Incentives for private developers

Development Identification of suitable location for township development

Rental Housing Development by MADHA in association with ZP at rural growth Centers

Development Management by MADHA
Chapter 7
PENAL PROVISIONS
 PENAL PROVISION MEANS A PROVISION THAT IS STATED IN REGULATIONS UNDER SECTION 31A TO BE A PENAL PROVISION FOR THE PURPOSES OF THIS
ACT

Tenements in affordable housing schemes must be designed to prevent merging into larger units.
Urban Local Bodies (ULBs) and Municipal Corporations must ensure compliance when approving plan

PENAL PROVISIONS

PENALTY FOR MERGING

TENEMENTS

Occupant merges units Developer merges units

during construction

Penalties include
Pay penalty at 100% Criminal proceeding with imprisonment of up to 3
Occupants who merge units of RR rate imprisonment or fine years, a fine equal to 40% of
will face a penalty of 100% of the RR rate of the Built-Up
the Ready Reckoner (RR) rate Area (BUA) of the scheme,
for the amalgamation or both.
INFRASTRUCTURE FUND
Premiums collected from private developers under all schemes in this policy and other existing
schemes will be deposited into an Infrastructure Fund pool.

The fund will be used exclusively for creating infrastructure such as roads, bridges, etc.

At least 50% of the premium collected from a specific area/ULB will be spent within that area/ULB.The remaining 50% will be spent within
the region.

The Mumbai Metropolitan Region Development Authority (MMRDA) will be the nodal agency for the collection, allocation, and utilization of
this fund in the Mumbai Metropolitan Region (MMR).

MMRDA will act as an agent of the State Government for the rest of the State.
AMENDMENT TO THE MAHARASHTRA RENT CONTROL ACT 1999.
Previous changes, including replacing the Bombay Rent Control Act, 1948 with the Maharashtra Rent Control Act, 1999, offered little incentive
for landlords to maintain rented buildings.

The government recognizes the need for incentives for landlords to maintain buildings, particularly those rented to EWS/LIG/MIG groups.

Incentives for Landlords:

The government recognizes the need for incentives for landlords to maintain buildings, particularly those rented to
EWS/LIG/MIG groups.Market Rent Adjustments:
Tenants occupying excluded commercial and residential areas can continue in premises if they agree to pay market rent based
on ready reckoner rates.
For the first three years, tenants will pay 50% of the market rent.
From the fourth year, tenants will pay 100% of the market rent.
If market rent exceeds 30% of the tenant's annual income, rent will be capped at 30% of annual income.
Senior citizens will pay the lower of 50% of the market rent or 15% of their annual income.
Repair and Maintenance Responsibilities:
Excluded buildings will not pay repair cess.
MHADA will not be responsible for maintaining these buildings.
Landlords must maintain buildings in good condition.
Failure to maintain buildings will attract penal provisions, including charges for negligence under the Indian Penal Code.
Chapter 8
Mission
Maharashtra State New Housing Policy and Action Plan, 2015
Government Housing Goal: A specific goal for housing has been set, emphasizing its importance for the public.

Focused Implementation: Efforts will be focused on achieving this goal through a "MISSION MODE" approach
with yearly targets.

Leadership and Composition: The mission will be led by the Chief Secretary and include top officials from
various departments and authorities.

Empowered Mission: The mission has the authority to take necessary actions, including decisions under the
MRTP Act, to ensure success.

Regular Monitoring: The mission will meet monthly to review progress and make decisions to stay on track.

Cabinet Sub-Committee: A Cabinet sub-committee led by the Chief Minister will meet quarterly to oversee the
implementation and make course corrections.

Quarterly Presentations: The mission head will present a quarterly review to the Cabinet sub-committee.

Commitment to Housing for All: The New Housing Policy 2015 is a commitment to provide housing for all by
2022.
ANALYSIS
Affordable aspects have been considered for EWS/LIG/MIG

Methods adopted to save amount from the salary (PF) for procuring/buying new house within 10years

Public-private partnership in construction of houses

The developers of AH will ensure that for the schemes contained in this policy and tenements so planned don't
merge the existing tenements to create larger tenements and the developer does not create a larger tenement
in the course of construction/development phase. If done otherwise will lead to penal action and the MR&TP
will be amended to include this provision.

All premium collected from the private developers under all schemes of this policy will deposited in an
Infrastructure Fund pool in which half would be used for creating infrastructure within the areas and balance
will be spent within the region Skill development programmes

Training programmes for construction workers

REFERENCE
Maharashtra state housing policy and action plan, 2015
Maharashtra state housing policy, 2007
Handbook On Urban Laws And Policies That Impact Housing Volume-II
Thank You
MAIN HEADING GROUP 8

SUB HEADING

Building in dilapidated condition

After a certain age (30+ years), due to wear and tear and exposure to
natural elements, the building becomes weak.
The impact of corrosion particularly in Mumbai reduces the life of
buildings and old buildings are unable to withstand adverse conditions
like severe weather.
Uneconomic to repair as the cost of major repair is sometimes more
than reconstruction
The current building has no elevators, causing hardships to aged
residents who need a redeveloped tower with a lift.
Occupants (owners or tenants) need more area due to the expansion of
family size with the change of generation.

MAIN COLOR Colours for graphics

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CONFLICTS IN HOUSING