Auto Secure Two-Wheeler Package Policy

Name : Mr.RAVI SHANKAR KUMAR | +91 9660731156 | Valid f rom Valid to

niketsharma0505@gmail.com
Address : SO Abhay Kumar Jehanabad BABHANA, Bihar India, Jehanabad, O D Cover Period 04 Apr ' 24 (00:01Hrs) 03 Apr ' 25 (Midnight)
Jehanabad, BR, IN - 804408, JAHANABAD, Bihar, JAHANABAD, Bihar,
JEHANABAD 804408,
Bihar TP Cover Period 04 Apr ' 24 (00:01Hrs) 03 Apr ' 25 (Midnight)

Premium Amount : ₹ 2,031.00

Dear Mr RAVI SHANKAR KUMAR

Welcome to Tata AIG General Insurance Company Limited f amily & we thank you f or choosing our policy f or your motor vehicle insurance. Your Policy No.6101301690 has
been issued based on the inf ormation and declaration provided by you. You are requested to visit our website www.tataaig.com f or f ull policy wordings

Certificate of Insurance and Policy Schedule Form 51 of the Central Motor Vehicle Rules, 1989

Policy Details Vehicle Details

Policy No & Certif icate No : 6101301690-00 Registration no : BR 25 E6 633

Insured Name: Mr.RAVI SHANKAR KUMAR Registration Authority : JEHANABAD BR25

Address : SO Abhay Kumar Jehanabad BABHANA, Bihar India, Jehanabad, Make/Model : TVS / APACHE
Jehanabad, BR, IN - 804408, JAHANABAD, Bihar, JAHANABAD, Bihar,
JEHANABAD 804408, Fuel Type : PETRO L
Bihar,
Variant : RTR 160
India.
Engine Number/Motor Number : 009586 /
Period of Insurance O D cover period : 04 Apr ' 24(00:01Hrs) to 03 Apr ' 25(Midnight)
TP Cover period : 04 Apr ' 24(00:01Hrs) to 03 Apr ' 25(Midnight) Chassis Number : N09632
Policy Issuance Date : 01 Apr ' 24 Engine/Battery Capacity(CC/KW) : 160
Customer/Lessor GSTIN : Seating Capacity (including driver) : 2
Customer ID : Mf g Year : 2019
Customer Contact Number : 9660731156 Date of Registration : 25/02/2019
Proposal Number : PR/24/6100695604 Body Type : MO TO R CYCLE
Covernote/Issuance Date : NA Trailer Regn No/Chassis No : NA
Alternate Policy No : NA HP/HYP/Lease :

Zone : B

Geographical Area : INDIA

Insured Declared Value (IDV)

Vehicle IDV (₹) Electrical Accessories (₹) Non Electrical Accessories-Vehile IDV (₹) Bi-Fuel/CNG/LPG kit (₹) Trailer/Side car IDV (₹) Total IDV (₹)

50,488 0 0 0 0 50,488

Schedule of Premium

Section I Own Damage(A) Section - II Liability (B)

O wn Damage Premium on Vehicle & Accessories Third Party Premium

Basic O wn Damage Basic TP premium 1,366.00
Premium on Vehicle and non electrical accessories 710.87
Discounts Under O wn Damage Section Total Liability Premium (B) 1,366.00
Less: 50 % f or NCB 355.44 Net Premium (A+B+C) 1,721.00
IGST @ 18 % 310.00
Total O wn Damage Premium (A) 355.44

Total Policy Premium ₹ 2,031.00

Agent Name : PHONEPE INSURANCE BROKING SERVICES Agent License Code : 766 • Agent Contact No. : 022-
PRIVATE LIMITED 68727888 (or Landline)
 Auto Secure Two-Wheeler Package Policy

Drivers Clause : Persons or classes of persons entitled to drive: Any person including the insured. Provided that a person driving holds an ef f ective driving license at the
time of the accident and is not disqualif ied f rom holding or obtaining such a license. Provided also that the person holding an ef f ective Learner' s License may also drive
the vehicle and that such a person satisf ies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.
Limitations as to use :The Policy covers use of the vehicle f or any purpose other than : a) Hire or Reward other than f or the purpose of driving tuitions b) Carriage of
goods (other than samples or personal luggage) c) O rganized racing d) Pace Making e) Speed testing f ) Reliability Trials g) Any purpose in connection with Motor Trade

Warranted that the insured named herein/owner of the vehicle holds a valid Pollution Under Control (PUC) Certif icate, as applicable, on the date of commencement of
the Policy and undertakes to renew and maintain a valid and ef f ective PUC and/or f itness Certif icate, as applicable, during the subsistence of the Policy.

Limits of Liability :: Under Section II-1 (i) of policy (Death of or bodily injury) : Such amount as is necessary to meet the requirements of the Motor Vehicles Act, 1988
Under Section II-1 (ii) of policy (Third Party Property Damage) : ₹100,000.00 Under Section III :

Number of claims covered under Depreciation Reimbursement Cover : NA., Number of claims covered under Depreciation Allowance Battery Cover : 0

This Policy does not cover pre-existing damages as per Inspection Photographs and Report. Inspection Lead no

Deductible under Section - I : ₹ 100 (Compulsory Deductible ₹100.00, Voluntary Deductible: NA, Imposed Excess : 0.00) Franchisee: NA., Depreciation Allowance Battery
Deductible- 5% of claim amount subject to minimum of RS. 500

Add-on Cover : NA

No Claim Bonus : The insured is entitled f or a No Claim Bonus (NCB) on the own damage section of the policy, if no claim is made or pending during the preceding
year(s), as f ollows: The preceding year 20% , preceding two consecutive years 25% , preceding three consecutive years 35% , preceding f our consecutive years 45% ,
preceding f ive consecutive years 50% of NCB on O D Premium. NCB will only be allowed provided the policy is renewed within 90 days of the expiry date of the previous
policy.

Subject to: (A) IMT Endorsement No. : IMT 22

GSTIN : Bihar Service Accounting Code : 997134
TATA AIG Auto Secure endorsement No. (TA):

For & O n Behalf of Tata AIG General Insurance Company Ltd.

I/We hereby certif y that the Policy to which this Certif icate relates as well as this Certif icate
of Insurance are
issued in accordance with provisions of Chapter X and XI of Motor Vehicles Act, 1988.
In witness whereof this Policy has been signed at Mumbai on: Receipt (s) : PD300007020219
02/04/2024

Consolidated Stamp Duty has been paid to the State Exchequer

Policy Number : 6101301690/00/00 • GSTN Number : 27AABCT3518Q 1ZW - MAHARASHTRA

Authorized Signatory

Policy Servicing O f f ice :2ND FLO O R, CITI TO WER, 61, DR. S.S.RAO RO AD, NEXT TO M.G.M HO SPITAL, PAREL(E), MUMBAI - 400012 MUMBAI - 400012 , MUMBAI , MAHARASHTRA ,
400012 • Tel No :22 - 62606600

Important Notice

The Insured is not indemnif ied if the vehicle is used or driven otherwise than in accordance with this Schedule.Any payment made by the Company by reason of wider terms
appearing in the Certif icate in order to comply with the Motor Vehicles Act, 1988 is recoverable f rom the Insured. See the clause headed “AVO IDANCE O F CERTAIN TERMS AND
RIGHT O F RECO VERY”.
Note : You are advised to go through the policy schedule cum certif icate of insurance which is issued based on inf ormation and declaration provided by you. Transcript of
Inf ormation & Declaration is also provided herewith to enable you to go through the same again and if any error/discrepancy is f ound in respect of vehicle details, No
Claim Bonus or any other inf ormation provided by you, it should be brought to our notice within 15 days of receipt of this policy f or necessary correction along with the
supporting documents, otherwise it will be deemed to be correct. You may visit the company website at www.tataaig.com f or detailed benef its, terms & conditions and
exclusions of the policy issued and held by you. You may also reach us at our 24*7 helpline 1800 266 7780 in case you desire to have a printed copy of policy wording. O ur
grievance redressal procedure and details about ombudsman are available at the company website www.tataaig.com. You may also reach us at our 24*7 helpline 1800 266
7780 f or grievance redressal procedure and details about ombudsman. Please note that any misrepresentation, nondisclosure or withholding of material f acts will lead to
cancellation of policy ab initio with f orf eiture of premium and non consideration of claim, if any. We will specif ically seek conf irmation on No Claim Bonus availed by you
f rom your previous insurer. In case we receive conf irmation that you had lodged claim with them then we will intimate you to pay the No claim Bonus Amount within 20 days.
In case we don’t receive the No Claim Bonus recovery then it will be adjusted against claim amount payable to you if any. This Schedule, Policy terms and conditions
available on the company website and Endorsements mentioned herein above shall read together and word or expression to which a specif ic meaning has been attached
to/in any part of this Policy or of the Schedule shall bear the same meaning wherever it may appear. Any amendments/modif ications/alterations made on this system
generated policy document is not valid and the Company shall not be liable f or any liability whatsoever arising f rom such changes unless written request is made to the
Company and the Company accepts the requested amendments/modif ications/alterations and records the same through separate endorsement.
 Auto Secure Two-Wheeler Package Policy

Receipt

Receipt No. : Receipt Date : Policy No : 6101301690 00 00

Sr. No. Policy Number Mode of Payment Total Premium (₹) Utilized f rom the receipt f or policy (₹) Balance (₹)

1 6101301690 00 00 onlinePayment 2,031.00 2,031 0

Payer Name : test

Note:
1. This is a computer generated receipt and does not require a signature.
2. Upon issuance of this Receipt, all previously issued temporary receipts, if any, related to this Policy shall be considered null and void.
3. Amounts received by cheque shall be subject to realization.
4. Any amount received in excess of the Premium is being/shall be ref unded by the Company.

GSTIN : Bihar Service Accounting Code : 997134

Revenue (consolidated) Stamp Duty duly paid vide challan No. date f or applicable cases.
Issuance of this receipt does not amount acceptance of the risk by Tata AIG General Insurance Company Limited. The insurance cover f or the risk shall be as per the terms
and` conditions of the insurance policy if and when issued.

Transcript of Information/Declaration

Insured and Vehicle details

1. Name (Registered O wner of the Motor Vehicle)* : RAVI SHANKAR KUMAR

2. Vehicle Details : TVS APACHE,
3. Address f or Communication* : SO Abhay Kumar Jehanabad BABHANA, Bihar India, Jehanabad, Jehanabad, BR, IN - 804408, JAHANABAD, Bihar, JAHANABAD,
Bihar,JEHANABAD 804408 Bihar, India
4. Vehicle Type : MO TO R CYCLE
5. Fuel Type : PETRO L
6. Battery number :
7. Charger number :
8. No. of batteries :
9. Cost of battery :
10. No. of Chargers :
11. Is Battery provided by manuf acturer :
12. Name of batter manuf acturer :
13. Is battery a part of Ex-showroom price of the vehicle :
14. Insured’s Declared Value : ₹ 50,488
15. Date of Registration : 25/02/2019
16. Proposed Period of Insurance
O D cover Period : 04 Apr ' 24 (00:01Hrs) to 03 Apr ' 25 (Midnight)
TP cover Period : 04 Apr ' 24 (00:01Hrs) to 03 Apr ' 25 (Midnight)

Previous Insurance Details

1. Policy Number : 325004/31/19/010193

2. Date of Expiry : 23/01/2024
3. Type of cover : Package
4. Name & address of the Insurer : NA,
5. Claim in Previous Policy Period : No
6. NCB in previous policy : 45%
7. NCB Claimed : 50%
8. Period of Insurance
O D cover Period : NA
TP cover Period : NA

Restriction of Cover / Discounts / Concessions / Extended Covers

1. ARAI Membership Number : NA

2. Third Party Property Damage Cover restricted to ₹ 6,000/ only : No
3. Is Voluntary Deductible opted : No
4. Amount of Deductible opted : NA
5. Vehicle is f itted with Anti Thef t Device approved by ARAI : No
6. Add-on Covers opted : NA
7. PUC Certif icate Number and PUC Expiry Date : NA

Declaration f or No Claim Bonus (If NCB Conf irmation is not submitted but NCB claimed)

I/We declare that the rate of NCB claimed by me/us is correct and that NO CLAIM has arisen in the expiring Policy Period (Copy of Policy enclosed). I/We f urther
undertake that if this declaration is f ound incorrect all benef its under the Policy in respect of O wn Damage Section I of the Policy will stand f orf eited.

I hereby give my consent to receive one page insurance policy.

AML Guidelines :

I/we hereby conf irm that all premiums paid / payable in f uture will be f rom bonaf ide sources and not paid out of proceeds of crime and that such premiums are not
disproportionate to my/our income. I / we understand that the Company has the right to call f or documents to establish sources of f unds and to cancel the insurance
 Auto Secure Two-Wheeler Package Policy

policy in case I / we are f ound guilty by any competent court of law under any of the statutes, directly or indirectly governing the prevention of money laundering law in
India.

I / we are not Politically Exposed Persons * nor are their close relatives / f amily members / associates. I / we shall keep the company inf ormed if we subsequently
become a Politically Exposed Person / close relative / f amily member / associate of Politically Exposed Persons.
“Politically Exposed Persons” shall have the meaning assigned to it under Prevention of Money-Laundering (Maintenance of Records) Amendment Rules, 2023 as
amended f rom time to time.

Disclaimer : Insurance is the subject matter of solicitation. For more details on benef its, exclusions, limitations, terms & conditions, please ref er sales brochure/ policy
wordings on www.tataaig.com caref ully, bef ore concluding a sale. Purchase of Tata AIG General Insurance Company Limited products are purely on voluntary basis. # Add
O n covers can only be purchased with the base product and on payment of an additional premium.

Prohibition of Rebates - Section 41 of Insurance Act, 1938 as amended by Insurance Laws I Amendment) Act, 2015.
1. No person shall allow or of f er to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an insurance in respect of any kind of
risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person
taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the
insurer
2. Any person making def ault in complying with the provisions of this section shall be liable f or a penalty which may extend to ten lakh rupees.

Grievance Redressal Procedure : As per Regulation 17 of IRDA of India (Protection of Policyholders Interests) Regulation, 2017.

Section 64 VB of the Insurance Act 1938 :Commencement of risk cover under the policy is subject to receipt of premium by Tata AIG General Insurance Company Limited

Auto Secure Two-Wheeler Package Policy - UIN : IRDAN108RP0076V02201819

Tata AIG General Insurance Company Limited

Registered O f f ice : Peninsula Business Park, Tower A, 15th Floor, G.K. Marg, Lower Parel, Mumbai - 400013. • 24X7 Toll Free No : 1800 266 7780 • Email :
customersupport@tataaig.com • website : www.tataaig.com • IRDA of India Registration No: 108 • CIN: U85110MH2000PLC128425 • Company PAN No. : AABCT3518Q

TAGIC/PS/MRTW/Feb 22/05 Ver1/All 2547