Key Schemes and Policies

A. MSME Sector
Sr. No. Name of the Implementing Central / State Target Geography Scheme Overview Relevant Links
Scheme Department Govt Scheme Beneficiaries

1 Prime Minister’s Ministry of Micro, Central Any individual, All states and The scheme aims to provide financial assistance to Website:
Employment Small, and above 18 years Union set up self-employment ventures and generate
PMEGP Home
Generation Medium of age can apply territories. sustainable employment opportunities in rural as
(kviconline.gov.in)
Programme Enterprises well as urban areas.
(PMEGP) (MSMEs),
To generate sustainable and continuous
Government of
employment opportunities for rural and
India.
unemployed youth as well as prospective
traditional artisans and thereby halt occupational
migration.

Credit linked subsidy program for setting up new

micro-enterprise in non-farm sector.

Margin Money subsidy ranges from 15% to 35% of

project cost for projects up to Rs. 50 Lakh in
Manufacturing sector and Rs. 20 Lakh in the
Service sector.

For beneficiaries belonging to Special categories

such as SC/ST/ Women/ Minorities/ Ex-
Servicemen/ Transgenders/ Aspirational
districts/NER, the margin money subsidy is 35% in
rural areas and 25% in urban areas.
Sr. No. Name of the Implementing Central / State Target Geography Scheme Overview Relevant Links
Scheme Department Govt Scheme Beneficiaries

2 2nd Loan for Ministry of Micro, Central Existing well All States and With an objective to assist existing units for Website:
up-gradation of Small, and performing Union expansion and upgradation, the scheme provides
https://www.kviconli
the existing Medium PMEGP/REGP/M Territories financial assistance to successful/well performing
ne.gov.in/pmegpepo
PMEGP/REGP/ Enterprises UDRA units units.
rtal/pmegphome
MUDRA units (MSMEs),
Maximum subsidy would be 15% of the project
Government of
cost (20% for NER and Hill States). The balance
India.
amount of the total project cost is provided by
Banks as term loan.

• Further financial assistance scheme for

expansion/ upgrade the existing
PMEGP/REGP/MUDRA units for manufacturing
and Service/ Trading units from the year 2018-19.

All existing units financed under PMEGP/MUDRA

Scheme whose margin money claim has been
adjusted and the first loan availed has been repaid
in stipulated time are eligible to avail the benefits.

3 Credit Ministry of Micro, Central Scheme All States and To encourage first generation entrepreneurs to Website:
Guarantee Small, and applicable for: Union venture into self-employment opportunities by
CGTMSE: Home
Scheme for Medium Existing Territories facilitating credit guarantee support for collateral
Micro & Small Enterprises Entrepreneurs free / third-party guarantee-free loans to the Micro
Enterprises(CG (MSMEs), and Aspiring and Small enterprises (MSEs), especially in the
TMSE) Government of Entrepreneurs absence of collateral.
India.
Credit guarantee for loans up to Rs. 2 crores,
without collateral and third-party guarantee.
Guarantee coverage ranges from 85% (Micro
Enterprise up to Rs 5 lakhs) to 75% (others). 50%
coverage is for retail activity.
Sr. No. Name of the Implementing Central / State Target Geography Scheme Overview Relevant Links
Scheme Department Govt Scheme Beneficiaries

4 Micro & Small Ministry of Micro, Central Existing All States and The scheme aims to support the sustainability and Website:
Enterprises Small, and Entrepreneurs [in Union growth of MSEs by addressing common issues
https://cluster.dcms
Cluster Medium form of a Special Territories such as improvement of technology, skills & amp,
me.gov.in/
Development Enterprises Purpose Vehicles quality, market access, etc.
Programme (MSMEs), (SPVs)].
To create/upgrade infrastructural facilities in the
(MSE-CDP) Government of
new/ existing Industrial Areas/Clusters of MSEs..
Scheme India.
To set up Common Facility Centers (for testing,
training, raw material depot, effluent treatment,
complementing production processes, etc.).

Promotion of green & sustainable manufacturing

technology for the clusters
Sr. No. Name of the Implementing Central / State Target Geography Scheme Overview Relevant Links
Scheme Department Govt Scheme Beneficiaries

5 Scheme of Ministry of Micro, Central Existing artisans All States and The main objective of the scheme is to organize Website:
Fund for Small, and from traditional Union traditional industries and artisans into collectives
https://sfurti.msme.g
Regeneration of Medium industries in Territories by increasing production and value addition to
ov.in/SFURTI/Home.
Traditional Enterprises sectors such as make products competitive and To promote
aspx
Industries (MSMEs), Handicraft, traditional sectors and increase income of artisans
(SFURTI) Government of Textile, Agro- providing sustainable employment.
India. Processing,
GoI support:
Bamboo, Honey,
Coir, Khadi, etc. • Upto Rs. 2.5 cr. for up to 500 artisans

• Rs. 5 cr for more than 500 artisans.

• A production facility is set up with latest

machineries

• Soft Interventions – up to Rs. 25 lakhs

• Skill Development

• Exposure Visits

• Buyer Seller Meets

• Marketing connect, e-commerce

• Design support
Sr. No. Name of the Implementing Central / State Target Geography Scheme Overview Relevant Links
Scheme Department Govt Scheme Beneficiaries

6 Entrepreneurshi Ministry of Micro, Central Aspiring and All States and The objective of the scheme is to promote new Information:
p and Skill Small, and Existing Union enterprises, capacity building of existing MSMEs
http://dcmsme.gov.in
Development Medium Entrepreneurs. Territories and inculcating entrepreneurial culture in the
/Enterprise&skillDev
Programme Enterprises country. Along with widening the base of
elopment.htm
(ESDP) (MSMEs), entrepreneurship by development, achievement,
Scheme Government of motivation and entrepreneurial skill to the different http://msmedi.dcms
India. sections of the society. me.gov.in/

Entrepreneurship cum Skill Development

Programme(E-SDP) - Six weeks training
programme is conducted for Entrepreneurship &
Skill Training in Agro Based Products, Hosiery,
Food & Fruit Processing Industries, Carpet
Weaving, Mechanical Engineering Workshop/
Machine Shop, Heat Treatment, Electroplating,
Basic/Advance Welding/ Fabrication/Sheet metal
work, Basic/ Advance Carpentry, Glass &
Ceramics etc.

7 Assistance to Ministry of Micro, Central Institutions of All States and The assistance is provided to National level Guidelines:
Training Small, and Ministry of MSME Union training institutions operating under the Ministry of
SME Division
Institutions Medium and existing Territories MSME, namely, NI-MSME, KVIC, Coir Board, Tool
Scheme | Ministry of
(ATI) Scheme Enterprises State level EDIs. Rooms, NSIC & MGIRI in the form of capital grant
Micro, Small &
(MSMEs), for the purpose of creation and strengthening of
Medium Enterprises
Government of infrastructure and support for entrepreneurship
(msme.gov.in)
India.) development and skill development training
programmes. Assistance is also provided to
existing State level EDIs i.e. owned and controlled
by a State Government/UT for creation or
strengthening/ expansion of their training
infrastructure

Amount of assistance will not exceed the actual

amount for strengthening/ expansion of the
infrastructure required by the training institutions of
this Ministry. Scale of maximum assistance to the
Sr. No. Name of the Implementing Central / State Target Geography Scheme Overview Relevant Links
Scheme Department Govt Scheme Beneficiaries

State level EDIs will be restricted to Rs.3.00 crore

in each case. Assistance for skill development
programmes will be provided as per the prescribed
rates.

8 Coir Vikas Ministry of Micro, Central All Coir All States and Coir Vikas Yojana (CVY) is an Umbrella Scheme Website:
Yojana- Small, and Production/proce Union being implemented by Coir Board for the
http://coirboard.gov.i
Umbrella Medium ssing units Territories Development of Coir Industry all over the country.
n/
Scheme Enterprises registered under Objectives are as follows:-
(MSMEs), Coir Board and Information:
To enhance utilization of the raw material
Government of having valid
abundantly available in the country at economic FlipbookEnglishSch
India.) Udyam
levels of production. Coir Vikas Yojana (CVY) is an emeBooklet.pdf
Registration
Umbrella Scheme being implemented by Coir (msme.gov.in)
Certificate.
Board for the Development of Coir Industry all over
the country.

• To increase income/returns to workers,

entrepreneurs, exporters and other stake-holders
of the industry.

• Full utilization of the market potential of the

products within the country and abroad and
Industry related functional support services.

• Development of improved equipments

machinery, processes and new products.

• Promoting large scale investment in Coir

Industry.

• Development of skilled manpower for Coir

industry, empowerment of rural women and
Employment Generation. • Welfare measures for
coir workers.
Sr. No. Name of the Implementing Central / State Target Geography Scheme Overview Relevant Links
Scheme Department Govt Scheme Beneficiaries

• To upgrade the coir industry through

technological interventions and integration of
various Digital Platforms.
Sr. No. Name of the Implementing Central / State Target Geography Scheme Overview Relevant Links
Scheme Department Govt Scheme Beneficiaries

9 Procurement Ministry of Micro, Central Manufacturing/ All States and The scheme aims to promote new market access Application Website:
and Marketing Small, and Service Sectors Union initiatives like organizing / participation in National /
http://www.dcmsme.
Support (PMS) Medium MSEs having Territories International Trade Fairs / Exhibitions / MSME
gov.in/
Scheme Enterprises valid Udyam Expo, etc. held across the country and to create
(MSMEs), Registration (UR) awareness and educate the MSMEs about the Information:
Government of Certificate. importance / methods/ process of packaging in
FlipbookEnglishSch
India.) marketing, latest packaging technology, import-
emeBooklet.pdf
export policy and procedure, GeM portal, MSME
(msme.gov.in)
Conclave, latest developments in international /
national trade and other subjects / topics relevant Guidelines:
for market access developments.
http://dcmsme.gov.in
/OM%20&%20PMS
%20Scheme%20Gui
delines.pdf

10 International Ministry of Micro, Central Ministry of MSME All States and The scheme aims to build Capacity of MSMEs for Info and Guidelines:
Cooperation Small, and and organizations Union entering export market by facilitating their
participation in international exhibitions/ https://msme.gov.in/
(IC) Scheme Medium under the Territories
fairs/conferences/ seminar/ buyer-seller meets sites/default/files/Re
Enterprises Ministry and abroad as well as providing them with actionable visedICScheme2021
(MSMEs), State/Central market-intelligence and reimbursement of various .PDF
Government of Gov mernment costs involved in export of goods and services. The
India.) Organizations/Ins Scheme provides opportunities to MSMEs to
titutions and continuously update themselves to meet the
challenges emerging out of changes in technology,
Registered
changes in demand, emergence of new markets,
Industry/Enterpris etc.
e Associations
etc.
Sr. No. Name of the Implementing Central / State Target Geography Scheme Overview Relevant Links
Scheme Department Govt Scheme Beneficiaries

11 National SC-ST Ministry of Micro, Central Aspiring and All States and To provide professional support to Scheduled Info and Guidelines:
Hub Scheme Small, and Existing SC/ST Union Caste and Scheduled Tribe Entrepreneurs to fulfill
https://www.scsthub.
Medium Entrepreneurs Territories the obligations under the Central Government
in/
Enterprises Public Procurement Policy for Micro and Small
(MSMEs), Enterprises Order 2012, adopt applicable business
Government of practices and leverage the Stand-Up India
India.) initiatives. Key benefits: -

25% subsidy on purchase of plant &

machinery/equipments or Rs. 25 lakh whichever is
less.

Marketing and mentoring support through

participation in exhibitions and vendor
development programmes.

Reimbursement of fees charged for bank loan

processing, testing services, membership of Export
Promotion Council,

membership in Govt. promoted eCommerce

Portals, Single Point Registration Scheme of NSI.

Collection, collation and dissemination of

information regarding SC/ST enterprises and
entrepreneurs to CPSEs.

Free skill trainings and distribution of trade specific

tool kits to trained candidates under the Skill
Development programmes.
Sr. No. Name of the Implementing Central / State Target Geography Scheme Overview Relevant Links
Scheme Department Govt Scheme Beneficiaries

12 A Scheme for Ministry of Micro, Central Any Pomegranate To set up a network of Livelihood Business Scheme Website:
Promotion of Small, and agency/institution – Solapur Incubators (LBIs), predominantly in the rural and
https://aspire.msme.
Innovation, Medium of Government of and Grapes - underserved areas, to promote innovation and
gov.in/ASPIRE/AFH
Rural Industries Enterprises India/ State Nashik accelerate entrepreneurship for the following:
ome.aspx
and (MSMEs), government or
Generate employment opportunities by facilitating
Entrepreneurshi Government of existing training
formal, scalable micro-enterprise creation in the
p (ASPIRE) India.) centres under
agro-rural sector.
Ministries/Depart
ments of Skill, up-skill, re-skill unemployed, self-employed/
Government of wage earners in new technologies in the agro-rural
India/State sector.
Government,
Provide skilled human capital to nearby industrial
Industry
clusters and promote innovations for strengthening
Associations,
the competitiveness in the MSME sector
Academic
Institutions. Key Benefits are:

Any not-for-profit Maximum of INR 1 crore. to Government agencies

private & INR 75 lakh to Private agencies for procuring
institutions with plant and machinery. Maximum of INR 1 crore. to
experience in Government and Private agencies as operational
successfully expenditure support towards manpower cost,
executing running incubation and skill development
incubation and/or programmers, etc.
skill development
programs may be
eligible to set up
an LBI
Sr. No. Name of the Implementing Central / State Target Geography Scheme Overview Relevant Links
Scheme Department Govt Scheme Beneficiaries

13 KHADI Ministry of Micro, Central Khadi Institutions All States and Objectives of the scheme are: - Application Website:
GRAMODYOG Small, and (KIs) registered Union
To increase productivity and wages of Khadi http://www.kviconlin
VIKAS Medium with KVIC or Territories
Artisans and secure livelihood, to improve e.gov.in/
YOJANA - Enterprises State Khadi and
Infrastructure for Khadi Production, Increased
Umbrella (MSMEs), Village Industries
Khadi Production, Sales and Employment,
Scheme Government of Boards (KVIBs)
Development of Village Industries and increase
India.) and Khadi
number of rural artisans, To revive the traditional
artisans. The
and inherent skills of rural artisans, To renovate
beneficiaries may
and Modernize Sales Outlets, To promote
be identified by
Marketing and Exports
KVIC, NGOs
/KIs/VIs/KVIB’s/ Subsidy @ 35% on Prime Cost for Cotton/Muslin,
DIC’s/FPOs etc. Wool and Polyvastra and @ 20% on Prime Cost
Age Group: 18- for Silk Khadi
55 Years. Having
Khadi Institution is required to pay only 4% interest
valid Aadhar
rate. The difference between the actual Interest
Card or any other
charged by the Bank and 4% is borne by the KVIC
Identity Card
as “Interest Subsidy”.
issued by
Government. Individual workshed (20 Sq. mtrs): Rs. 1,20,000/-
One person from or 75% of the cost of workshed including toilet
one family is (90% for NER), whichever is less.
eligible for the
Group workshed (10 Sq. mtrs per artisans):
assistance under
Rs.80,000 or 75% of the cost of the workshed
KGVY. Persons
including toilet (90% for NER), whichever is less.
who have availed
benefits from
other Govt.
Schemes for the
same/similar
purpose is not
eligible.
Preference shall
be given to the
Sr. No. Name of the Implementing Central / State Target Geography Scheme Overview Relevant Links
Scheme Department Govt Scheme Beneficiaries

people belonging
to
SCs/STs/Women
/ Unemployed
Youth /BPL
category etc.

14 Tool Rooms Ministry of Micro, Central Industrial Units All States and Tool Room & Technical Institutions are Guidelines:
and Technical Small, and (focusing on Union concentrated on an integrated Development of the
https://www.investin
Institutions - A Medium MSME sector). Territories relevant sector of industries to help MSME. Total
dia.gov.in/schemes-
Component of Enterprises The intake 18 MSME Tool Rooms & Technical institutions
msmes-india/tool-
Infrastructure (MSMEs), eligibility for the established PAN India serving in the relevant
rooms-and-
Development & Government of training sector like General Engineering, foundry & forging,
technical-
Capacity India.) programmes from electronics, fragrance, glass, sports good and
institutions-
Building school dropout to footwear etc.
component-
M. tech level.
18 Tool Rooms & Technical Institutions (TRs &TIs) infrastructure-
under O/o DC (MSME), Ministry of MSME are development#:~:text
concentrating on an integrated development of the =Resources-
related segments of industries by way of providing ,Tool%20Rooms%2
quality tools, trained personnel and consultancy in 0and%20Technical
tooling and related areas, specific product groups %20Institutions%20
like Foundry & Forging, Electrical , Electronics, %2D%20A%20Com
Fragrance & Flavour, Glass, Sport Goods, and ponent,Infrastructure
footwear etc. The Ministry has been investing %20Development%
periodically toupgrade the TRs & TIs by 20%26%20Capacity
introducing new technologies such as 3D Printing, %20Building%20sch
Glass Machining, CAD/ CAM, CNC machining for eme&text=Interested
tooling, vacuum heat treatment, Robotics and %20and%20eligible
Process Automation etc. %20parties%20can,
Tool%20Room%20
%26%20Technical%
20institutions%20we
bsites.
Sr. No. Name of the Implementing Central / State Target Geography Scheme Overview Relevant Links
Scheme Department Govt Scheme Beneficiaries

15 MSME Ministry of Micro, Central All MSMEs All States and Ministry of MSME has been implementing Credit Website Link:
Champions Small, and registered with Union Linked Capital Subsidy and Technology
https://champions.go
Scheme Medium the UDYAM Territories) Upgradation Scheme (CLCS-TUS) for promoting
v.in/
Enterprises registration portal competitiveness amongst Micro, Small and
(MSMEs), (of the MoMSME) Medium Enterprises (MSMEs) by the way of
Government of will be eligible to wastage reduction through Lean Manufacturing,
India.) participate in support for Design improvement, building
MSME awareness on Intellectual Property Rights, Zero
Sustainable Defect Zero Effect (ZED) Scheme, digitally
(ZED) empowerment of MSME through Digital MSME
Certification and and to promote & support untapped creativity of
avail related individual and to promote adoption of latest
benefits/incentive technologies in manufacturing as well as
s. knowledge based innovation MSMEs through
Incubation across India.

MSME Champions scheme has been formulated

through Standing Finance Committee (SFC) by
merging all 6 components of erstwhile Technology
Upgradation Scheme (TUS) for a period of 5 years
i.e. 2021-22 to 2025-26. It is a Holistic Approach to
unify, synergize and converge various schemes
and Interventions with a single purpose. The end
objective is to pick up clusters and enterprises and
modernize their processes, reduce wastages,
sharpen business competitiveness and facilitate
their National and Global reach and excellence.
There are 3 components under the new MSME
Champions scheme, the details of which are as
below:

1) - MSME-Sustainable (ZED)
Sr. No. Name of the Implementing Central / State Target Geography Scheme Overview Relevant Links
Scheme Department Govt Scheme Beneficiaries

2) – MSME-Innovative (for Incubation, IPR,

Design)

3) - MSME-Competitive (Lean) Yet to be launched

3) - Digital MSME Yet to be launched
Sr. No. Name of the Implementing Central / State Target Geography Scheme Overview Relevant Links
Scheme Department Govt Scheme Beneficiaries

16 Credit Ministry of Micro, Central This Scheme All States and Subordinate debt will provide a substantial help in Guidelines:
Guarantee Small, and seeks to extend Union sustaining and reviving the MSMEs which have
http://dcmsme.gov.in
Scheme for Medium support to the Territories either become NPA or are on the brink of
/CLCS_TUS_Schem
Subordinate Enterprises promoter(s) of becoming NPA.
e/Distressed-Assets-
Debt (CGSSD) (MSMEs), the operational
Promoter(s) may infuse this amount in MSME unit Fund/Scheme_Guid
for Stressed Government of MSMEs which
as equity and thereby enhance the liquidity and elines.aspx
MSMEs India.) are stressed and
maintain debt-equity ratio.
have become
NPA as on 30th In a situation, where an outright loan is difficult,
April, 2020 and sub-debt with guarantee will provide the requisite
standard as on financing to the MSME Units
01th November,
Promoter(s) of the MSMEs are given credit equal
2016.
to 50% of their stake (equity plus debt) or Rs. 75
lakh whichever is lower.

17 SELF RELIANT Ministry of Micro, Central Viable MSMEs All States and India has embarked upon the path of self-reliant Information:
INDIA (SRI) Small, and with a positive Union economic growth for achieving its aspiration of
FlipbookEnglishSch
FUND Medium growth trajectory Territories becoming an economic superpower. Towards this
emeBooklet.pdf
Empowering Enterprises end, one of the initiatives taken by the Government
(msme.gov.in)
MSMEs for (MSMEs), of India is the launch of the Self-Reliant India (SRI)
Aatmanirbhar Government of Fund. The Fund structure is designed in a manner
Bharat India.) that it will leverage the strength of the private
sector in providing growth capital to viable MSMEs
having a definite growth plan.

The Fund aims to provide capital support to the

Daughter Funds for onward provision to MSMEs
as growth capital, through equity, quasi-equity and
debt to achieve the following:
Sr. No. Name of the Implementing Central / State Target Geography Scheme Overview Relevant Links
Scheme Department Govt Scheme Beneficiaries

Supporting faster growth of MSME businesses,

thereby igniting the economy & creating several
employment opportunities.

Supporting enterprises which have the potential to

graduate beyond the MSME bracket and become
National/International champions.

Supporting MSMEs which will help make India self-

reliant by producing relevant technologies, goods
and services.

18 Raising and Ministry of Micro, Central Individual All States and RAMP is a World Bank supported Central Sector Information:
Accelerating Small, and MSMEs through Union Scheme aimed at improving access of MSMEs to
FlipbookEnglishSch
MSME Medium State Territories market, finance and technology upgradation by
emeBooklet.pdf
Performance Enterprises Government/Age enhancing the outreach of existing MoMSME
(msme.gov.in)
(RAMP) (MSMEs), ncies. schemes. The programme also aims at
Government of strengthening institutions at the Central and State
RAMP scheme
India.) level, and enhancing Centre- State collaboration.
envisages to
Objectives include:-
benefit more than
5.5 lakh MSMEs Accelerating Centre- State collaboration in MSME
during the promotion and development
programme
Enhancing effectiveness of existing MoMSME
period (FY 2022-
schemes for technology upgradation
23 to 2026-27).
The programme Strengthening Receivable Financing Market for
implementation MSMEs
will be through
Enhancing effectiveness of Credit Guarantee Trust
the State
for Micro & Small Enterprises (CGTMSE), and
agencies.
promoting guarantee for greening initiatives of
MSEs, and women owned MSEs, reducing
incidence of delayed payments to MSMEs
Sr. No. Name of the Implementing Central / State Target Geography Scheme Overview Relevant Links
Scheme Department Govt Scheme Beneficiaries

19 Credit Linked SIDBI and Central All MSME Units All States and Facilitating technology upgradation by providing 15 https://clcss.dcmsm
Capital Subsidy NABARD Union per cent upfront capital subsidy (with effect from e.gov.in/
for Technology Territories the 29th September 2005) to MSME units on
Upgradation institutional finance availed of by them for
(CLCSS) induction of well established and improved
technologies in the specified sub-sectors /
products approved under the scheme.
Sr. No. Name of the Implementing Central / State Target Geography Scheme Overview Relevant Links
Scheme Department Govt Scheme Beneficiaries

20 Financial National Central All MSME Units All States and For developing an ecosystem for Zero Defect https://dcmsme.gov.i
Support to Monitoring and Union Manufacturing in MSMEs, promoting adaptation of n/ZED-Guidelines-
MSMEs in ZED Implementing Territories Quality tools/systems and Energy Efficient CLCS-TUS-2019-
Certification Unit(s) (NMIU), manufacturing and developing professionals in the 2020.pdf
Scheme under the overall area of ZED manufacturing and certification.
directions of DC
(MSME)
Sr. No. Name of the Implementing Central / State Target Geography Scheme Overview Relevant Links
Scheme Department Govt Scheme Beneficiaries

21 Entrepreneurial Ministry of Micro, Central All MSME Units All States and The objective of the scheme scheme is to provide https://www.dcmsme
and Managerial Small, and Union early-stage funding to nurture innovative business .gov.in/schemes/SU
Development of Medium Territories ideas that could be commercialised in a year. PPORTFOREMDTI.
SMEs through Enterprises pdf
Incubators (MSMEs),
Government of
India.)

22 Industrial Maharashtra State Expanding and Maharashtra The eligible New / Expansion Micro, Small and Information
Promotion Industrial new MSMEs Medium Manufacturing Enterprises, which are set Maharashtra
Subsidy (IPS) Development up in different parts of the State, will be eligible for Industrial policy:
Corporation Industrial Promotion Subsidy (IPS), as per there
Maitri Maharashtra
(MIDC) taluka Categorization.
Industry, Trade and
Eligible Micro, Small & Medium enterprises shall Investment
be offered Industrial Promotion Subsidy (IPS) on Facilitation
100 % Gross State Goods & Services Tax (SGST) (mahaonline.gov.in)
payable by the unit on the first sale of eligible
products billed and delivered within Maharashtra.
The modalities for disbursement of incentives shall
be as per the guidelines issued vide GR dated
Sr. No. Name of the Implementing Central / State Target Geography Scheme Overview Relevant Links
Scheme Department Govt Scheme Beneficiaries

12.06.2018, 20.12.2018 and 08.03.2019 and the

guide lines issued from time to time.

23 Interest Subsidy Maharashtra State Expanding and Maharashtra All eligible new Micro, Small and Medium Information
Incentive Industrial new MSMEs in Manufacturing Enterprises will be eligible for Maharashtra
Development Maharashtra. interest subsidy in respect of interest actually paid Industrial policy:
Corporation to the Banks and Public Financial Institutions
Maitri Maharashtra
(MIDC) (excluding unsecured loans, private loans /
Industry, Trade and
borrowings, loans from NBFCs etc.) for claim
Investment
period, on the amount of term loans taken for
Facilitation
acquisition of new Fixed Assets required for the
(mahaonline.gov.in)
project accepted by the implementing agency.

The amount of interest subsidy will be calculated

@ effective rate of interest, after deducting the
interest subsidy receivable from any agency of the
State Government or under any Govt. of India
Scheme and the penal / compound interest or 5 %
per annum, whichever is less. The quantum of
interest subsidy payable to the eligible unit every
year will not exceed the bills paid for electricity
consumed during the relevant year.
Sr. No. Name of the Implementing Central / State Target Geography Scheme Overview Relevant Links
Scheme Department Govt Scheme Beneficiaries

24 Exemption from Maharashtra State Expanding and Maharashtra All Eligible New Units in Group C, D, and D+ Information
Electricity Duty Industrial new MSMEs in areas, No-Industry District(s), Aspirational Districts Maharashtra
Development Maharashtra and Naxalism affected Area will be exempted from Industrial policy:
Corporation payment of Electricity Duty during applicable
Maitri Maharashtra
(MIDC) eligibility period. In Group A and B areas, only
Industry, Trade and
eligible 100% Export Oriented Units (EOUs),
Investment
Information Technology Manufacturing Units and
Facilitation
Bio-Technology Manufacturing units will also be
(mahaonline.gov.in)
exempted from payment of Electricity Duty for a
period of 7 Years. Necessary Notification under
the provisions of the Electricity Duty Act 1958 will
be issued separately by the Energy Department.

25 Waiver of Maharashtra State Expanding and Maharashtra New Units as well as Units undertaking Expansion/ Information
Stamp Duty Industrial new MSMEs in Diversification will be exempted from payment of Maharashtra
Development Maharashtra Stamp duty during the Investment period in Group Industrial policy:
Corporation C, D, D+ Talukas, No Industry Districts,
Maitri Maharashtra
(MIDC) Aspirational Districts and Naxalism affected areas
Industry, Trade and
for acquiring land (including assignment of lease
Investment
rights and sale certificate) and for term loan
Facilitation
purposes.
(mahaonline.gov.in)

26 Power tariff Maharashtra State MSMEs in Maharashtra Eligible New Micro, Small and Medium Enterprises Information
Subsidy Industrial Maharashtra (MSME) and Small Industries will be eligible for Maharashtra
Development power tariff subsidy. The subsidy will be to the Industrial policy:
Corporation tune of Rs 1/- per unit for the Units located in
Maitri Maharashtra
(MIDC) Vidarbha, Marathwada, North Maharashtra and the
Industry, Trade and
Districts of Raigad, Ratnagiri and Sindhudurg in
Investment
Kokan Region, No Industry Districts, Naxalism
Facilitation
Affected Areas and Aspirational Districts and Rs
(mahaonline.gov.in)
0.50 per unit for the Units in other areas of the
State for a period of 3 years from the date of
Sr. No. Name of the Implementing Central / State Target Geography Scheme Overview Relevant Links
Scheme Department Govt Scheme Beneficiaries

commencement of commercial production, for the

energy consumed and paid.

27 Additional Maharashtra State Expanding and Maharashtra Expansion projects of MSMEs and Small https://maitri.mahao
Incentives for Industrial new MSMEs in Industries will be eligible for following incentives: nline.gov.in/PDF/Pa
Strengthening Development Maharashtra. ckage%20Scheme%
(i) 5% subsidy only on additional capital equipment
MSMEs Corporation 20of%20Incentives
acquired for Technology Up-gradation, subject to a
(MIDC) %20-%202019.pdf
maximum of Rs. 25 lakh

(ii) 75 % subsidy on the expenses incurred on

quality certification limited to Rs. 1 Lakh

(iii) 25% subsidy on additional capital equipment

acquired for cleaner production measures, limited
to Rs. 5 Lakhs

(iv) 75 % subsidy on the expenses incurred on

patent registration limited to Rs.10 Lakh for the
National patents and Rs. 20 lakh for the
International patents

(v) 75% of cost of water audit limited to Rs. 1.00

Iakh

(vi) 75% of cost of energy audit limited to Rs. 2.00

lakh

(vii) 50% of the cost of Capital Equipment under

the measures to conserve/recycle water, limited to
Rs. 5 lakh

28 Skill Maharashtra State STs of Maharashtra Prepare tribal candidates for various https://mahascheme
development, Tribal Maharashtra Entrepreneurship activities. Three training s.maharashtra.gov.i
employment Development sessions are conducted every year for three and a n/en/tribal%20welfar
and Department half months. Delegation of the trainees and e%20department.ht
entrepreneurshi ml
Sr. No. Name of the Implementing Central / State Target Geography Scheme Overview Relevant Links
Scheme Department Govt Scheme Beneficiaries

p training center honours of expert lecturers are paid. Also, the

for tribal trainees are given free set of 5 books.
candidates

29 Direct Loan Backward State OBC Maharashtra Provide loan for miscellaneous activities at Concern District
Scheme Classes Beneficiaries minimum period and documents. Scheme is Office of the
Development governed by State Government through share Corporation
Corporation capital of the corporation. Rs.25,000 loan provide (Backward Classes
directly at ROI of 2% p.a and repayment period of Development
3 years Corporation)

30 Development of Department of State MSMEs in Maharashtra Uplift the socioeconomic conditions and strengthen Regional Deputy
Fisheries Co- Fisheries Maharashtra the Fisheries Co-operative Societies assistance is Commissioner of
Operatives engaged in provided to Fisheries Co-operatives. Fisheries
Societies Fishery related
business