ELECTRONIC COMMUNICATIONS DISCLOSURE
Please read this information carefully and print and retain a copy for your reference. This document
is provided in accordance with the Electronic Signatures in Global and National Commerce Act.
Introduction:
You are applying for a loan from us. In connection with your application and any loan that we may
make to you, you have the option to receive important information about your application and/or
loan electronically. Any and all electronic disclosures and communications are collectively referred
to as "Electronic Communications." Electronic Communications may include information related to
your application for credit, our decisions related to your application, terms and conditions that
govern any loan we make to you and all related disclosures, and important information that you
would otherwise receive from us through the mail (such as, but not restricted to, notices regarding
privacy, changes in terms, and periodic statements, as are required under applicable law). This
Electronic Communications Disclosure and Consent form informs you of your rights when receiving
these Electronic Communications.
Consent:
By clicking the "Consent" button below, you (including any co-applicants) acknowledge receipt of
this Electronic Communications Disclosure and Consent form, and consent to the delivery of
Electronic Communications via the internet to an email address you will designate to receive such
Electronic Communications. You also confirm that you meet the Hardware and Software
Requirements listed below and are able to access and retain Electronic Communications from us.
Your Consent to Electronic Communications applies only to Electronic Communications that we
provide to you in connection with your loan application and any loan that we may make to you. If
you consent to Electronic Communications, we will send you an email that will inform you when
relevant application or loan information is available for your viewing on our website. That
communication will include instructions on how to access the information from our website.
Withdrawing Consent:
You can elect to withdraw your consent to Electronic Communications at any time and at no charge
by changing your e-consent/decline option within your online application or by contacting us at
509-378-3100. If you withdraw your consent, the legal validity and enforceability of prior Electronic
Communications will not be affected. To access the screen to change your e-consent/decline
selection within your online application, log in and select "Electronic Disclosures Consent/Decline."
Hardware and Software Requirements:
To receive Electronic Communications, you will need to ensure that you are able to receive
information electronically and retain it. You must have a computer system with an up to date
version of an internet web browser we support (Chrome, Edge, Firefox, and Safari) and Adobe
Acrobat Reader version 8 or higher, or a comparable program that can open a PDF version 1.7, in
order to receive disclosures electronically. Further, you must have a printer capable of printing any
disclosure or statement made available on our website and/or emailed to you, and/or have the
ability to electronically save and visually display such documents on your computer screen. If you
are unsure as to whether you have the necessary components, please contact us by dialing 509-
378-3100 before providing your consent.
Copies:
You may request a paper copy of any Electronic Communication. If you wish to obtain a paper copy
of any of the Electronic Communications, you may contact us at 509-378-3100. We will send a
paper copy at your request at no charge to you.
Updating Contact Information:
You are responsible for ensuring that we have your current email address for purposes of receiving
Electronic Communications. If your email address changes, contact us at 509-378-3100 to provide
us with updated information through which future Electronic Communications will be received by
you. If you fail to notify us of any change in your email address, you agree that we may provide
Electronic Communications to you at the email address maintained in our records and provided by
you. Any Electronic Communications we send to you will be deemed to have been provided on the
date we deliver the email to you advising you of their availability online.
Please print and retain a copy of this statement.
