MR.

AMIT GHOSH

IMPORTANT MESSAGE FOR YOU

With effect 01st July'20 as per the Section 194N of the Income Tax act, TDS will be deducted @ 2% from the aggregate cash withdrawals
exceeding INR 20 lacs and @ 5% from the aggregate cash withdrawals exceeding INR 1 crore in case the customer has not filed his Income
Tax returns for three Assessment Years relevant to 3 Previous Years immediately preceding the previous year in which the payment of the
sum is made to him. In case PAN number is also not updated in the account along with ITR non-compliance, TDS @ 20% will be charged
from the aggregate cash withdrawals exceeding INR 20 lacs

Beware of calls that are made in disguise of reward point offers, gift vouchers, holiday coupons, lotteries, job offers, investment schemes,
refund, KYC / Aadhaar updation, Cashback offers, Electricity Bill payment, Card Activation, Pin Set/Reset, Limit Enhancement ads posted
on social media etc. to seek your confidential card information, Login password or OTP. If you receive any e-mail, SMS, WhatsApp, Link,
phone call or voice message, requesting for your NetBanking, Mobile Banking, UPI or Card details like User ID, PIN, MPIN, UPI PIN,
Password, OTP or Account number. Please do not respond to it, never download any Mobile Apps in your phone/system for KYC update or
any other reasons on the advice of strangers and inform us at yestouch@yesbank.in or call on 1800 1200 (Toll Free for Mobiles & Landlines in
India) or +91 22 50795101 (when calling from outside India) Toll Free Number when calling from USA: 1833 380 0149 |CANADA: 1833 491
0559| UK: 800 048 9153 | UAE: 8000 3570 2510.

You can avail Nomination facility for your account. Please login to your Net Banking account & update the same under Services >> Manage
Nominee (for accounts held singly) or visit your nearest YES BANK Branch. Kindly ignore if already updated

This is to inform you that every person who has been allotted a Permanent Account Number (PAN) and is eligible to obtain Aadhaar
number must update their Aadhaar number to the Income Tax Department (PAN – Aadhaar Linkage) as per Section 139 AA of the Income
Tax Act 1961.

Invest in NPS and get an additional Tax Benefit upto INR 50,000 u/s 80CCD(1B). Visit : www.yesbank.in >>Invest & Secure>> Wealth
management>>National Pension Scheme >>>Apply Online.

To avail exemption of TDS on your Fixed Deposit (FD)/ Recurring Deposit (RD), please submit Form 15 G/H for each FD/RD or Exemption
Certificate issued by Income Tax Department (as applicable) every Financial Year. In accordance with the Income Tax Act, TDS will be
deducted at a higher rate of 20% (wherever applicable) for accounts without PAN details. Also, in the absence of PAN details, Form 15G/H
& Exemption Certificates will be deemed invalid. To update the PAN details for your account, kindly visit mySPACE on your YES BANK
Retail NetBanking or visit your nearest YES BANK branch. Kindly ignore this message if already updated.

Kindly update your valid Mobile number in the bank records by visiting your nearest YES BANK branch. NRI customers can write to
NRI@yesbank.in for mobile number updation. Kindly ignore if already updated (Please note: Updated Mobile number is critical for sharing
your account related information).

As per RBI regulations, proprietorship concerns are required to submit a 2nd proof of entity to their bank. Please contact your Relationship
Manager or visit your nearest branch to know the acceptable documents & submit the required details at your nearest YES BANK branch.
Please ignore, if submitted already.

Please note, in order to carry out international transactions on your YES BANK Debit Card, it is necessary to have your PAN details updated
in the banks records. You can update PAN details through your YES BANK NetBanking account under Manage Profile or by visiting the
nearest YES BANK branch. If PAN details are not updated then TDS (if applicable) will be deducted at a higher rate of 20% and refund
benefits will not be available. Kindly ignore this message, if PAN is already updated.

Kindly note, the Previous balance shown under YES REWARDZ programme summary table on the 1st page of your account statement
includes the YES Points expired during the month. For more details, please contact YES REWARDZ Customer Care on 1860 109 1000.

Please note that Fixed Deposit Maturity values mentioned in the statement depict amounts as per original Principal and do not take into
account premature withdrawals.

Kindly note that your account status has been changed to "Dormant" , as there has not been any customer induced transaction in the account
for over 2 years. You can enjoy Attractive Interest Rate* and Reward Points with your YES BANK Savings Account. Simply activate your
account by visiting your nearest YES BANK branch or call us on 1800 1200 (Toll Free for Mobiles and Landlines in India) or +91 22 30993600
(when calling from outside India), Toll Free Number when calling from USA: 1833 380 0149 | CANDA: 1833 491 0559 | UK: 800 048 9153
|Rates are subject to change at the sole discretion of YES BANK. Conditions apply. For more details visit our website www.yesbank.in

Kindly update your valid Email ID in the bank records by visiting your nearest YES BANK branch. NRI customers can write to
NRI@yesbank.in for email updation. Kindly ignore if already updated.

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