# Abbreviation Description

001 2FA Two Factor Authentication

002 3DS 3D Secure
003 A2A Account to Account
004 ACH Automated Clearing House
005 AMEX American Express
006 AML Anti-Money Laundering
007 AoA Articles of Association
008 API Application Programming Interface
009 APM Alternative Payment Method
010 ARN Acquirer Reference Number
011 ATM Automated Teller Machine
012 ATV Average Transaction Value
013 AVS Address Verification Service
014 B2B Business to Business
015 B2C Business to Consumer
016 BIC Bank Identifier Code
017 BIN Bank Identification Number
018 BNPL Buy Now, Pay Later
019 CAT Cardholder Activated Terminals
020 CAVV Cardholder Authentication Verification Value
021 CBK Chargeback
022 CC Credit Card
023 CD Certicate of Deposit
024 CDD Customer Due Diligence
025 CFT Cross File Transfer
026 CNP Card Not Present
027 COD Cash on Delivery
028 CRM Customer Relationship Management
029 CSV Comma-Separated Values
030 CVV Card Verification Value
031 DBA Doing Business As
032 DCC Dynamic Currency Conversion
033 DSS Data Security Standard
034 EDD Enhanced Due Diligence
035 EFT Electronic Fund Transfer
036 EMV Europay, Mastercard, Visa
037 FATF Financial Action Task Force
038 Fintech Financial Technology
039 FRD Fraud
040 FX Foreign Exchange
041 GPRS General Packet Radio Service
042 HBR High Brand Risk
043 IBAN International Bank Account Number
044 IC Interchange
045 ICA Interbank Card Association (Number)
046 IPG Internet Payment Gateway
047 IPN Instant Payment Network
048 ISO Independent Sales Organization
049 KYB Know Your Business
050 KYC Know Your Customer
051 MAF Merchant Application Form
052 MATCH Mastercard Alert to Control High-Risk Merchants
053 MCC Merchant Category Code
054 MFA Multi-Factor Authentication
055 MID Merchant ID
056 MOTO Mail Order/Telephone Order
057 MPOS Mobile Point of Sale
058 MSC Merchant Service Charge
059 MW Merchant Verification Value
060 NFC Near Field Communication
061 OCT Original Credit Transaction
062 OTP One-Time Password
063 P2P Person-to-Person
064 PAN Primary Account Number
065 PayFac Payment Facilitator
066 PBL Pay By Link
067 PCI DSS Payment Card Industry Data Security Standard
068 PEP Politically Exposed Person
069 PH Processing History
070 PIN Personal Identification Number
071 PoA Proof of Address
072 Pol Proof of Identity
073 POP Proof of Payment / Payment Orchestration Platform
074 POS Point of Sale
075 PSD2 Payment Services Directive 2
076 PSP Payment Service Provider
077 QRC Quick Response Code (QR Code)
078 RBA Risk-Based Authentication
079 RDR Rapid Dispute Resolution
080 RR Rolling Reserve
081 RTGS Real-Time Gross Settlement
082 RTP Real-Time Payments
083 SaaS Software as a Service
084 SAFE Mastercard Fraud Report
085 SAQ Self-Assessment Questionnaire
086 SCA Strong Customer Authentication
087 SDD Service Delivery Delay
090 SF Scheme Fee
091 SFTP Secure File Transfer Protocol
092 SMB Small & Medium-Sized Business
093 SME Small & Medium Enterprises
094 SOAP Simple Object Access Protocol
095 SSL Secure Sockets Layer
096 SWIFT Society for Worldwide Interbank Financial Telecommunication
097 T&C Terms & Conditions
098 TC40 Visa Fraud report
099 TID Terminal ID
100 TLD Transaction Laundering
101 TPA Third Party Agent
102 TPP Third Party Provider
103 TPV Total Payment Volume
104 TRA Transaction Risk Analysis
105 TSP Trusted Service Provider
106 UPI Unified Payments Interface
107 UPI Unified Payments Interface (India)
108 URL Uniform Resource Locator
109 VAMP Visa Acquirer Monitoring Program
110 VAR Value Added Reseller
111 VAT Value Added Tax
112 VCC Virtual Credit Card
113 VMSS Visa Merchant Screening Service
114 VPN Virtual Private Network
115 WIRE Wire Transfer
116 XML Extensible Markup Language
088 SDWO Staged Digital Wallet Operator
089 SEPA Single Euro Payments Area
090 SF Scheme Fee
091 SFTP Secure File Transfer Protocol
092 SMB Small & Medium-Sized Business
093 SME Small & Medium Enterprises
094 SOAP Simple Object Access Protocol
095 SSL Secure Sockets Layer
096 SWIFT Society for Worldwide Interbank Financial Telecommunication
097 T&C Terms & Conditions
098 TC40 Visa Fraud report
099 TID Terminal ID
100 TLD Transaction Laundering
101 TPA Third Party Agent
102 TPP Third Party Provider
103 TPV Total Payment Volume
104 TRA Transaction Risk Analysis
105 TSP Trusted Service Provider
106 UPI Unified Payments Interface
107 UPI Unified Payments Interface (India)
108 URL Uniform Resource Locator
109 VAMP Visa Acquirer Monitoring Program
110 VAR Value Added Reseller
111 VAT Value Added Tax
112 VCC Virtual Credit Card
113 VMSS Visa Merchant Screening Service
114 VPN Virtual Private Network
115 WIRE Wire Transfer
116 XML Extensible Markup Language