Revisions to Your RBL Bank BookMyShow Play Credit Card Terms Effective October 15, 2024
Dear Cardmember,
We hope you are enjoying the many benefits of your RBL Bank BookMyShow Play Credit Card. While you
continue to make the most of your card, we would like to update you regarding modifications to the product
terms on your Credit Card, with effect from October 15, 2024.
1. Finance charges for both revolving and cash advances
The following variable finance charges rates will be applicable for all credit cards.
CATEGORY/BUREAU
FINANCE RATE w.e.f. October 15, 2024
SCORE
CATEGORY A 3.30% per month or 3.35% per month or
(> 775) 39.60% per annum 40.20% per annum
CATEGORY B 3.75% per month or 3.85% per month or
(725 –775) 45% per annum 46.20% per annum
CATEGORY C 3.99% per month or 3.99% per month or
(<725) 47.88% per annum 47.88% per annum
Bureau Score is as per Transunion Cibil Limited (Subject to change Quarter on Quarter).
* Except secured credit cards, Insignia credit card, World Xclusive and Dial for cash loan
account.
2. Fuel Transactions
If you spend less than Rs. 10,000 per transaction on fuel, no additional fee will be charged.
However, on spending more than Rs. 10,000 per transaction on fuel, a 1% fee will be
charged on the entire amount and capped at Rs. 3,000 per transaction.
Category Merchant Category Code
Fuel & Auto 0032, 2541, 4001, 5542, 5541, 5172
3. Utility Spends
If you spend less than Rs. 50,000 per month on utilities, no additional fee will be charged.
However, on spending more than Rs. 50,000 per month per card on utilities, a 1% fee will
be charged on the entire amount.
Category Merchant Category Code
Utility 4900
4. Education Payments
Education Payments made through third party applications such as Cred, Phonepe,
Cheqedu, Paytm, Mobikwik, Nobroker, Housing.com, Easemy deal, SUPERPE, CHEQ.One,
Bharatnxtedu, Freecharge, others (not limited to mentioned merchants) used for making
education payments then 1% fee will be charged on the entire amount.
However, education payments are made via school/college website or their POS machines,
no fees will be charged.
Category Merchant Category Code
Education 8211, 8220, 8241, 8244, 8249, 8299
5. Merchant EMI Processing Fee
Processing fee of 1.5% of the amount or Rs. 150/- whichever is higher will be levied on all
EMI conversions done at the time of making transaction through RBL Bank Credit Cards at
POS/Web/Mobile App.
6. Cheque Return/Dishonour, Fee Auto Debit Reversal-Bank Account out of funds
In case the credit card payment through cheque or auto debit bounces/dishonoured a fee
of Rs. 500 will be levied.
7. Annual Fee Waiver
The qualifying purchase value for the annual benefit is exclusive of all EMI conversion of
retail transactions (Split-N-Pay & EMI conversion requests placed at the time of making
transactions at POS/Web/Mobile App), cash withdrawals, fees (if any), charges and GST.
Additionally, w.e.f October 15, 2024, waiver of annual fees on achieving the annual spends
will not include purchases/spends on certain Merchant Categories, Fuel & Auto (0032,
2541, 4001, 5542, 5541,5172), Utilities (4900), Insurance (6300, 6310), Quasi-Cash (6050,
6051, 4829), Railways (0066, 4011, 4112), Real Estate/Rental (6513), Education (8220,
8244, 8249, 8211, 8241, 8299), Wallet/Service Providers (6540), Government Services
(9400, 1490, 2490, 2995, 7800, 9406, 9222, 9405, 9399,9211, 9402, 9401, 9311,9223),
Contracted Services (1711, 1740, 0763, 1520, 0742, 1761, 1799, 1750, 1731, 1771, 0780),
Miscellaneous (5960), Bills2Pay.
Purchases in your current anniversary year till October 14, 2024 will not be affected by this
change. However, the above exclusions are applicable on purchases done from October 15,
2024 till the card renewal date.
8. Monthly Benefit
Purchases made on select merchant categories - Fuel, Rental, Wallet, Insurance, Utilities,
Government Services, Cash, EMI conversion of retail transactions (Split-N-Pay & EMI
conversion requests placed at the time of making transactions at POS/Web/Mobile App)
are not considered in the purchase value for the monthly benefit.
Additionally, w.e.f. October 15, 2024, purchases made on select merchant categories - Fuel
& Auto (0032, 2541, 4001, 5542, 5172), Insurance (6310), Quasi-Cash (6050, 6051, 4829),
Railways (0066, 4011, 4112), Education (8220, 8244, 8249, 8211, 8241, 8299), Government
Services (9400, 1490, 2490, 2995, 7800, 9406, 9222, 9405, 9399,9211, 9402, 9401,
9311,9223), Contracted Services (1711, 1740, 0763, 1520, 0742, 1761, 1799, 1750, 1731,
1771, 0780), Cash (6011, 6010), Miscellaneous (5960), Bills2Pay will not be considered in
the purchase value for the monthly benefit.
The above exclusions are applicable on purchases done from October 15, 2024.
Do Note –
• GST will be applicable on all fees and charges, currently set at 18%.
• Merchant Category Codes (MCC) are defined by Networks (VISA/MasterCard/Rupay).
View below links for more details:
• Most Important Terms & Conditions
• Product Terms & Conditions
For any queries, please contact our customer support team at 022 6232 7777 or write us at
cardservices@rblbank.com.
Sincerely,
RBL Bank
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