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SK 3rd Week

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November 2024
Weekly CA PDF 3
(PDF in English)

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(Note: November Weekly PDF 3 is a compilation of 16-23 Daily PDFs)

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INDEX
National & States Affairs ......................................................................................................5
International Affairs …….....................................................................................................12
Banking, Finance, Insurance & Economic Affairs …..........................................................14
Defence Affairs ………………………………………......................................................................26
Sports & Games ………………………………………......................................................................27
Persons in News ……………………………………........................................................................31
Science & Technology ……...................................................................................................31
Appointments & Resignations ….........................................................................................35
Awards, Rewards, Recognitions & Prizes …….....................................................................36
Schemes & Initiatives ……...................................................................................................40
Meetings, Conferences and Summits ………….....................................................................41
Ranks, Reports & Surveys ………………………………..............................................................43
Amount & Agreements ……………..……………………..............................................................47
MoUs, Collaborations & Partnerships ...............................................................................48

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National & States Affairs
1. Ministry of Panchayati Raj (MoPR) has launched the “People’s Plan Campaign (Jan Yojana Abhiyan)” for the preparation
of Panchayat Development Plans (PDPs) for 2025-26. The campaign, themed ‘Sabki Yojana Sabka Vikas’ (Everyone’s Plan,
Everyone’s Development), urges rural citizens to actively participate in shaping the future of their villages. The campaign
started with a special Gram Sabha cum-Orientation/Training Programme in 750 Gram Panchayats across the country. This
year’s campaign sees a significant collaboration with the Unnat Bharat Abhiyan (UBA), involving over 15,000 students from
Higher Education Institutions. {Read more}
Smart Points:
• MoPR – launched the “People’s Plan Campaign (Jan Yojana Abhiyan)” for the preparation of Panchayat Development
Plans (PDPs) for 2025-26
• The campaign is themed – ‘Sabki Yojana Sabka Vikas’ (Everyone’s Plan, Everyone’s Development)
• The campaign started with a special Gram Sabha cum-Orientation/Training Programme in 750 Gram Panchayats
• Minister of Panchayati Raj: Rajiv Ranjan Singh (Lalan Singh) | Constituency – Munger, Bihar
Mos in Ministry of Panchayati Raj: S. P. Singh Baghel

2. PM Narendra Modi has inaugurated and laid the foundation stone for various development projects worth around Rs
6,640 crore during an event in Jamui, Bihar. The event also marked the beginning of the 150th birth anniversary celebrations
of Birsa Munda on Janjatiya Gaurav Divas. To honour the tribal leader, PM Modi unveiled a commemorative coin and postal
stamp. The PM participated in the ‘Grih Pravesh’ ceremony for 11,000 houses constructed under the Pradhan Mantri Janjati
Adivasi Nyaya Maha Abhiyan (PM-JANMAN). He also launched 23 mobile medical units (MMUs) under PM-JANMAN and 30
MMUs under the Dharti Aaba Janjatiya Gram Utkarsh Abhiyan (DAJGUA) to improve healthcare access in tribal areas. Also,
300 Van Dhan Vikas Kendras (VDVKs) were inaugurated to promote tribal entrepreneurship and livelihood opportunities. 10
Eklavya Model Residential Schools with a combined investment of Rs 450 crore were also dedicated to tribal students. Modi
virtually inaugurated 2 Tribal Freedom Fighters’ Museums in Chhindwara and Jabalpur, Madhya Pradesh, as well as 2 Tribal
Research Institutes in Srinagar, Jammu & Kashmir and Gangtok in Sikkim. The PM also sanctioned various development
projects that include 25,000 new Awas under the PM JANMAN worth around Rs 500 crore, and 1.16 lakh Awas under
DAJGUA worth over Rs 1,960 crore. {Read more}
Smart Points:
• PM Narendra Modi – inaugurated & laid the foundation stone for Rs 6,640 Cr development projects in Jamui, Bihar
• To honour the tribal leader Birsa Munda, PM Modi unveiled a commemorative coin and postal stamp
• PM Modi participated in the ‘Grih Pravesh’ ceremony for 11,000 houses constructed under PM-JANMAN
• PM Modi launched 23 mobile medical units (MMUs) under PM-JANMAN & 30 MMUs under DAJGUA
- Aim: To improve healthcare access in tribal areas
• 300 Van Dhan Vikas Kendras (VDVKs) – inaugurated to promote tribal entrepreneurship & livelihood opportunities
• 10 Eklavya Model Residential Schools dedicated to tribal students (investment - Rs 450 Cr)
• PM Modi inaugurated 2 Tribal Freedom Fighters’ Museums in Chhindwara & Jabalpur (Madhya Pradesh)
• PM Modi inaugurated 2 Tribal Research Institutes in Srinagar (J&K) and Gangtok (Sikkim)
• PM Modi also sanctioned 25,000 new Awas under the PM JANMAN & and 1.16 lakh Awas under DAJGUA
• Bihar: Capital – Patna | CM – Nitish Kumar | Governor – Rajendra Vishwanath Arlekar

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3. NITI Aayog, in collaboration with the Ministry of Power and the Ministry of New and
Renewable Energy, has launched the “ASSET” platform (Accelerating Sustainable Solutions for
Energy Transition) to support states in accelerating their green transition. The platform will
assist in formulating state energy transition blueprints along with aiding in its implementation,
preparing a pipeline of bankable projects, showcasing best practices across states as well as
upcoming technology and innovations in critical sectors like BESS, green hydrogen, energy
efficiency, e-mobility, offshore wind, etc. At a symposium on the “Green Transition in States”, organized by NITI Aayog, and
ISEG Foundation as a knowledge partner, the Aayog has 3 key steps to help states in green transition - (i) preparing
comprehensive energy transition blueprints; (ii) developing investible projects and ensuring their effective implementation;
and (iii) fostering innovation in emerging technologies. {Read more}
Smart Points:
• NITI Aayog + MoP + MoNRE = launched the “ASSET” platform to support states in accelerating their green transition
- ASSET – Accelerating Sustainable Solutions for Energy Transition
• “Symposium on the Green Transition in States” – organized by NITI Aayog + ISEG Foundation
• NITI Aayog has 3 key steps to help states in green transition
- preparing comprehensive energy transition blueprints
- developing investible projects & ensuring their effective implementation
- fostering innovation in emerging technologies
• HQs of NITI Aayog – New Delhi | CEO – BVR Subrahmanyam | Chair – Narendra Modi | VC – Suman K. Bery

4. In financial year 2024-25 (FY25), the government’s procurement through the Government e-
Marketplace (GeM) portal has crossed Rs 3 lakh crore (Rs 3 trillion) so far. Higher buying activities
by various ministries and departments have helped in reaching the figure. In 2023-24, the portal
handled procurement of Rs 4 lakh crore. The Government e-Market (GeM) portal was launched
on August 9, 2016, for online purchases of goods and services by all central government ministries
and departments. In October, the GeM signed an MoU with Sikkim to facilitate procurement by the state on the platform.
South Korea’s KONEPS is the largest such platform in the world. GeM stands at the second position, followed by Singapore’s
GeBIZ. {Read more}
Smart Points:
• Government’s procurement through GeM portal – crossed Rs 3 lakh crore in FY25
- It handled procurement of Rs 4 lakh crore in FY24 | GeM portal – launched on Aug 9, 2016
• GeM + Sikkim = an MoU to facilitate procurement by state on this platform in Oct 2024
• Largest such platform in world: 1st – KONEPS (South Korea) | 2nd – GeM (India) | 3rd – GeBIZ (Singapore)
• HQs of GeM – New Delhi | CEO – L Satya Srinivas (additional charge) | Established in – 2016

5. The Central Government aims to make Andaman & Nicobar Islands a hub of tuna fish export. The
global tuna market is worth $41.94 billion and the Indian Ocean is considered the second largest tuna
region, producing 21% of world’s tuna. The Pacific Ocean, the largest tuna region, currently produces
about 2.5 million tonnes, or 64% of all the world's annual tuna. India exported 51,626 tonnes of tuna in 2023-24 worth
$87.96 million, representing a hike of 31.83%. The Union Fisheries Department’s estimates suggest a total potential yield of
64,500 tonnes of tuna annually. {Read more}

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6. Telangana government has announced providing 100% exemption from road tax and registration fees for all types of
Electric Vehicles (EV) purchased and registered in the state for the initial period of 2 years up to December 31, 2026. Under
the Government Order (GO) 41, the new EV policy comes into place from November 18. This is aimed at making Hyderabad
pollution-free. {Read more}
Smart Points:
• Telangana – to provide 100% exemption from road tax & registration fees for all types of EV purchased & registered for
2 years (up to Dec 31, 2026)
• Aim: To make Hyderabad pollution-free
• Telangana: Capital – Hyderabad | CM – A. Revanth Reddy | Governor – Jishnu Dev Varma

7. The Centre has decided to boost the helicopter segment in the country via the creation of a
dedicated cell, called “Directorate for Helicopters” that will make helicopter operations more
efficient and smoother. The dedicated cell will be formed under the auspices of the aviation
regulator DGCA (Directorate General of Civil Aviation). The ‘DoH’ will be manned by the top
experts and specialists in this field. The decision was taken at the ‘Heli Summit 2024’, which is
being organised in Shillong, Meghalaya. The ‘DoH’ will promote the usage of helicopters for public service such as Helicopter
Emergency Medical Services (HEMS) and last-mile connectivity in far-flung regions of the country. Recently, Union Civil
Aviation Minister Ram Mohan Naidu proposed the creation of over 50 HEMS units along national highways and expressways
be set up. In October, Dinesh Chand Sharma was appointed as the interim Director General of the Directorate General of
Civil Aviation (DGCA) in India, following the transfer of Vikram Dev Dutt to the Ministry of Coal. Sharma, who is currently
serving as the Joint Director General at the DGCA, will oversee the agency for 3 months or until further orders. {Read more}
Smart Points:
• Centre has decided to form “Directorate for Helicopters (DoH)” to boost helicopter segment in India, under DGCA
• ‘Heli Summit 2024’ – being organised in Shillong, Meghalaya
• Ram Mohan Naidu, Civil Aviation Minister – proposed to create 50+ HEMS units along national highways & expressways
• Dinesh Chand Sharma – appointed as the interim Director General of DGCA (succeeding - Vikram Dev Dutt)
• HQs of DGCA – New Delhi | Director General – Dinesh Chand Sharma (interim)

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8. Indian government has notified “Guru Ghasidas - Tamor Pingla Tiger Reserve”, as the 56th
Tiger Reserve of the country. It is located across Manendragarh-Chirmiri-Bharatpur, Korea,
Surajpur and Balrampur districts of Chhattisgarh. It encompasses a total area of 2829.38 sq.
km, including a core tiger habitat of 2049.2 sq. km, comprising the Guru Ghasidas National Park
and Tamor Pingla Wildlife Sanctuary, with a buffer of 780.15 sq. km. It is going to be the 3 rd
largest in the country, after Nagarjunasagar-Srisailam Tiger Reserve (3,728 sq. km) in Andhra Pradesh and Manas Tiger
Reserve (2,837.1 sq. km) in Assam. Also, it will be the 4th Tiger Reserve in the state, after Indravati Tiger Reserve (Bijapur),
Udanti-Sitanadi Tiger Reserve (Gariaband) and Achanakmar Tiger Reserve (Mungeli). {Read more}
Smart Points:
• “Guru Ghasidas - Tamor Pingla Tiger Reserve” – notified as 56th Tiger Reserve of the country
- Location – across Manendragarh-Chirmiri-Bharatpur, Korea, Surajpur & Balrampur districts of Chhattisgarh
• Total area – 2829.38 sq. km, including a core tiger habitat of 2049.2 sq. km | Buffer – 780.15 sq. km
- Comprises – Guru Ghasidas National Park & Tamor Pingla Wildlife Sanctuary
• It would be 3rd largest in country | 1st – Nagarjunasagar-Srisailam Tiger Reserve (3,728 sq. km) in Andhra Pradesh
- 2nd – Manas Tiger Reserve (2,837.1 sq. km) in Assam
• 4th Tiger Reserve in state | Others – Indravati TR (Bijapur), Udanti-Sitanadi TR (Gariaband) & Achanakmar TR (Mungeli)

9. The “Bharat National Cyber Security Exercise (Bharat NCX 2024)”, a landmark initiative
to fortify India’s cybersecurity resilience, was organized by the National Security Council
Secretariat (NSCS) in collaboration with Rashtriya Raksha University (RRU) in New Delhi.
The 12-day exercise is a critical step in preparing India’s cybersecurity professionals and
leadership to tackle evolving threats with advanced cyber defense, incident response
capabilities, and strategic decision-making. On the sidelines, the Bharat Cybersecurity
Startup Exhibition will showcase innovative solutions from Indian startups. The event is open from November 18 to
November 29, 2024. Dr Bimal N. Patel is the Vice Chancellor of RRU. {Read more}
Smart Points:
• Bharat National Cyber Security Exercise (Bharat NCX 2024) – organized by NSCS & RRU in New Delhi
• Vice Chancellor of RRU – Dr Bimal N. Patel

10. Karnataka government has launched India’s first dedicated “Global Capability Centre (GCC)” policy, aimed at
empowering and supporting these centres. The GCC Policy 2024-2029 will aim to solidify the state as a premier destination
for innovation and technological excellence. The policy targets the establishment of 500 new GCCs by 2029, creating 3.5
lakh jobs and generating $50 billion in economic output. The GCC policy will emphasise a “Beyond Bengaluru” initiative to
promote development across tier-2 and tier-3 cities such as Mysuru, Mangaluru, Shivamogga, and Hubballi-Dharwad. 3
dedicated global innovation districts will be established in Bengaluru, Mysuru and Belagavi. ‘GCC Immersive Hubs’ will also
be developed as a public-private-partnership (PPP) model to showcase Karnataka’s R&D capabilities. Besides, under this
policy, 50% reimbursement of domestic patent filing fees, up to Rs 2 lakh, will be given. {Read more}
Smart Points:
• Karnataka – launched India’s 1st dedicated “Global Capability Centre (GCC)” policy, to empower & support these centres
• Target: To establish 500 new GCCs by 2029, creating 3.5 lakh jobs & generating $50 billion in economic output
• 3 dedicated global innovation districts – to be established in Bengaluru, Mysuru & Belagavi
• ‘GCC Immersive Hubs’ – to be developed as a PPP model to showcase Karnataka’s R&D capabilities

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11. 24 coastal villages in Odisha were recognised by the Intergovernmental Oceanographic

Commission of UNESCO as ‘Tsunami Ready’. The recognition was given during the 2nd ‘Global
Tsunami Symposium’ held in Indonesia. These villages are located in Balasore, Bhadrak,
Kendrapada, Jagatsinghpur, Puri and Ganjam districts. Besides, the Tsunami Ready
Recognition Certificates were renewed for two villages in the state. These villages are
Noliasahi in Jagatsinghpur district and Venkatraipur in Ganjam district. They were recognised as ‘Tsunami Ready’ in 2020.
The government has identified 381 villages in the state as tsunami-prone. {Read more}
Smart Points:
• 2nd ‘Global Tsunami Symposium’ – held in Indonesia
• 24 coastal villages (Odisha) – recognised by Intergovernmental Oceanographic Commission (UNESCO) as ‘Tsunami
Ready’
- Located in – Balasore, Bhadrak, Kendrapada, Jagatsinghpur, Puri & Ganjam districts
• Tsunami Ready Recognition Certificates – renewed for 2 villages, Noliasahi (Jagatsinghpur) & Venkatraipur (Ganjam)
- Earlier recognition was given in – 2020
• 381 villages in Odisha – identified as tsunami-prone
• Odisha: Capital – Bhubaneswar | CM – Mohan Charan Majhi | Governor – Raghubar Das

12. Prime Minister Narendra Modi recently visited Nigeria, becoming the first Indian leader to visit the West
African nation in 17 years. During the visit, PM Modi gifted the magnificent “Silofar Panchamrit Kalash” to
Nigerian President Bola Ahmed Tinubu. A beautifully crafted Panchamrit Kalash is a handcrafted pot. It is
made from high-quality silver and features intricate engravings, floral patterns and depictions of deities,
showcasing the renowned metalwork of the Kolhapur region, Maharashtra. The handle of the ‘kalash’ and
the lid are crafted to provide ease of use during religious ceremonies, where ‘Panchamrit’ - a sacred mixture of milk, curd,
ghee, honey and sugar - is served. {Read more}
Smart Points:
• PM Modi – became 1st Indian leader to visit Nigeria in 17 years
• “Silofar Panchamrit Kalash” (handcrafted pot) – gifted by PM Modi to Nigerian President Bola Ahmed Tinubu
- It showcased renowned metalwork of Kolhapur region, Maharashtra
• Nigeria – Abuja – Naira | President – Bola Ahmed Tinubu

13. Minister of Jal Shakti, C. R. Paatil, has digitally launched the newly developed “Bhu-
Neer” portal, during the concluding ceremony of India Water Week 2024. The “Bhu-Neer”
is an advanced portal developed by Central Ground Water Authority (CGWA), under the
Ministry of Jal Shakti, in collaboration with the National Informatics Centre (NIC), for
improved groundwater regulation across the country. This portal will serve as a one-stop
platform for managing and regulating groundwater resources, aimed at ensuring
transparency, efficiency, and sustainability in groundwater usage. The portal is now live for public use. {Read more}

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14. The Competition Commission of India (CCI) has imposed a penalty of Rs 213.14 crore on Meta
for abusing its dominant position in the market. This fine relates to how WhatsApp’s 2021 privacy
policy was implemented and how user data was collected and shared with other Meta companies.
The commission specifically highlighted 2 markets where WhatsApp was abusing its dominant
position - OTT (over-the-top) messaging apps through smartphones in India, and online display advertising in India. Further,
the 2021 policy update by WhatsApp compels all users to accept expanded data collection terms and sharing of data within
Meta Group, including Facebook and Instagram, without any opt-out. The CCI had begun a probe into Meta in March 2021.
WhatsApp has been asked to refrain from sharing user data with other applications, owned by Meta, for advertising
purposes for a period of 5 years. {Read more}
Smart Points:
• CCI – imposed a penalty of Rs 213.14 Cr on Meta for abusing its dominant position in market
• Related to – WhatsApp’s 2021 privacy policy & user data collection and sharing with other Meta companies
• 2 markets where WhatsApp was abusing its dominant position – OTT messaging apps & online display advertising
• WhatsApp – asked to refrain from sharing user data with other Meta applications, for advertising for 5 years
• HQs of CCI – New Delhi | Chairperson – Ravneet Kaur | DG – Ansuman Pattnaik | Established in – 2003
• HQs of Meta – California, US | CEO – Mark Zuckerberg | Founded in – 2004

15. Delhi Chief Minister Atishi has launched the “Delhi Solar Portal” as a single-window
solution for installing rooftop solar panels by people in the national capital. Delhiites can
now become 'prosumers' (power consumers who generate extra solar power) by installing
rooftop solar panels with the help of the portal. The rooftop solar panels will not only render
power bills zero but also help earn Rs 700-Rs 900 per month. It will help achieve the target
of 750 MW rooftop solar power generation, as per the solar policy of the AAP government. The portal will provide all
information required for installation of rooftop panels. A national-level subsidy of Rs 78,000 is provided for installation of 3
KW solar plant. The Delhi government provides an additional subsidy of Rs 2,000 per KW for up to 5 KW. {Read more}
Smart Points:
• Atishi (Delhi CM) – launched “Delhi Solar Portal” as a single-window solution for installing rooftop solar panels by people
in Delhi
• Rooftop solar panels – help Delhiites to earn Rs 700-Rs 900 per month
• As per solar policy of AAP government, target is to generate 750 MW rooftop solar power
• National-level subsidy provided for installation of 3 KW solar plant – Rs 78,000
- Additional subsidy by Delhi government – Rs 2,000 per KW for up to 5 KW
• Delhi: CM – Atishi | Lt. Governor – Vinai Kumar Saxena | Chief Secretary – Dharmendra

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16. Prasar Bharati, India’s public broadcaster, has launched its own over-the-top (OTT) platform, called
“Waves”, which is marketed as ‘Waves - Family Entertainment Ki Nayi Lehar’, at the 55th International Film
Festival of India (IFFI), Goa. The platform offers around 40 live channels, along with major news outlets.
Additionally, all channels from Doordarshan and Akashvani are included. Meanwhile, the Non-feature film
category in the 55th IFFI opened with the 1st film from Ladakh in Ladakhi language, ‘Ghar Jaisa Kuch’, a short film directed by
an independent director, Harsh Sangani. The non-feature film category in IFFI is dedicated to emerging as well as established
filmmakers trying to showcase their works through documentaries and short films. {Read more}
Smart Points:
• Prasar Bharati – launched its own OTT platform, “Waves”
• Marketed as – ‘Waves - Family Entertainment Ki Nayi Lehar’, at 55th International Film Festival of India (IFFI), Goa
• Non-feature film category in 55th IFFI opened with – 1st film from Ladakh in Ladakhi language, ‘Ghar Jaisa Kuch’
- Directed by – Harsh Sangani
• HQs of Prasar Bharati – New Delhi | CEO – Gaurav Dwivedi | Chairman – Navneet Kumar Sehgal

17. Union Minister Dr Jitendra Singh has inaugurated the “Viksit Bharat Initiative for Student
Innovation and Outreach Network (VISION)”, aimed at nurturing education, skill development,
and innovation among underprivileged children. VISION seeks to bridge the gap for students in
rural and underserved areas, offering them mentorship, training, and exposure to cutting-edge
fields such as biotechnology, space technology, and agricultural innovation. The Minister reflected on India’s remarkable
growth in the startup sector, which has expanded from just 350 to 400 startups in 2014 to over 1.67 lakh today, making the
country the 3rd largest startup ecosystem globally. {Read more}
Smart Points:
• Dr Jitendra Singh – inaugurated “Viksit Bharat Initiative for Student Innovation and Outreach Network (VISION)”
• Aim: To nurture education, skill development & innovation among underprivileged children
• India – 3rd largest startup ecosystem globally | Startups in India – 1.67 lakh today (from 350-400 in 2014)
• MoS (I/C) in the Ministry of Science & Technology: Dr. Jitendra Singh | Constituency – Udhampur, J&K

18. The Atal Innovation Mission (AIM), NITI Aayog, has marked a significant milestone
with the formal recognition of its 4th cohort of ‘Community Innovator Fellows (CIFs)’ with
the support of Capgemini India to empower local innovators, enabling them to address
community-specific challenges through creative and sustainable solutions. AIM, through
its Atal Community Innovation Centers (ACIC) program, has envisaged to serve the
unserved/underserved areas of the country and provide support to every grassroots innovator and work towards
accelerating the pathway to reach SDGs 2030. The CIF Program is a one-year intensive initiative designed to provide aspiring
innovators from all socio-economic backgrounds with the infrastructure, training, and mentorship necessary to scale their
ideas and build sustainable businesses. Each Fellow is hosted at an ACIC where they receive entrepreneurial, SDG-focused,
and life skills training while working on solutions tailored to their community’s unique challenges. Capgemini India is
supporting this cohort by providing grants of Rs 1 lakh each to 15 CIFs, helping them scale their innovative solutions. SRF
Foundation is leading the program’s implementation in collaboration with AIM and Capgemini. {Read more}
Smart Points:
• AIM, NITI Aayog – formally recognize 4th cohort of ‘Community Innovator Fellows (CIFs)’ with support of Capgemini India
to empower local innovators

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International Affairs
19. India, represented by the Directorate of Enforcement (ED), has been included in the Steering
Committee of the Asset Recovery Interagency Network-Asia Pacific (ARIN-AP), a prominent
multi-agency network dedicated to tackling the proceeds of crime in the Asia-Pacific region and
a member of the Global CARIN Network. This new role will enable India to contribute to ARIN-
AP’s decision-making and administrative responsibilities, furthering its mission to combat
economic crimes and support asset recovery at a global scale. India will assume the presidency
of the ARIN-AP and host the Annual General Meeting (AGM) in 2026. ARIN-AP, based in Seoul, South Korea, was established
in 2013 to facilitate cross-border collaboration on asset tracing, freezing, and confiscation. It includes 28 member
jurisdictions and 9 observers. {Read more}
Smart Points:
• Steering Committee of Asset Recovery Interagency Network-Asia Pacific (ARIN-AP) – India represented by ED
• India – to assume presidency of ARIN-AP & host Annual General Meeting (AGM) in 2026
• HQs of ARIN-AP – Seoul, South Korea | Established in – 2013 | Member countries – 28 | Observer countries – 9

20. Ministry of External Affairs announced that India will contribute $5 million towards the joint cooperative activities for
the development of tourism in the ASEAN nations. Ministry of External Affairs Secretary (East), Jaideep Mazumdar, informed
that year 2025 will be celebrated as the year of the “ASEAN-India Year of Tourism”. Notably, 2024 also marks a decade of
India’s ‘Act East Policy’. All these initiatives were included in a 10-point special plan announced by PM Modi during the 21st
ASEAN-India Summit and the 19th East Asia Summit. {Read more}
Smart Points:
• MEA – India will contribute $5 million towards joint cooperative activities for development of tourism in ASEAN nations
• 2025 – to be celebrated as year of “ASEAN-India Year of Tourism”
• Minister of External Affairs: S. Jaishankar | Constituency – Gujarat
MoS in Ministry of External Affairs: Kirtivardhan Singh & Pabitra Margherita

21. Collins Dictionary has named “brat” its word of the year for 2024, defining it as ‘someone
characterized by a confident, independent, and hedonistic attitude’. ‘Brat’ was the name of British
singer Charli XCX’s album that hit No. 1 in her native UK and No. 3 in the US. This word was also adopted
by supporters of U.S. presidential candidate Kamala Harris. Other words shortlisted this year were -
‘delulu’, ‘looksmaxxing’, ‘rawdogging’, ‘anti-tourism’, ‘Brainrot’, ‘Romantasy’, ‘Yapping’,
‘supermajority’, and ‘Era’. Last year, the dictionary named “AI” as its word of the year. {Read more}

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22. The UAE has unveiled an ambitious initiative to establish the “Global Energy Efficiency
Alliance” during COP29, hosted in Azerbaijan. This move aims to double global energy
efficiency rates by 2030 and contribute to significant emission reductions. The initiative builds
on the ‘UAE Consensus’ from COP28, a commitment that brought together countries,
organizations, and corporations to reduce carbon emissions and promote sustainable resource
management. The UAE plans to lead the alliance by sharing its expertise in energy efficiency,
fostering knowledge transfer, and building effective partnership models with the private sector. The alliance will focus on
compiling and disseminating best practices, with a particular emphasis on assisting African nations. {Read more}
Smart Points:
• UAE – unveiled an initiative to establish “Global Energy Efficiency Alliance” during COP29 (hosted in Azerbaijan)
• Aim: To double global energy efficiency rates by 2030 & contribute to significant emission reductions
• UAE – Abu Dhabi – Dirham | President – Khalifa bin Zayed Al Nahyan

23. Prime Minister Narendra Modi has extended condolences to the people of Nigeria for the loss
of lives due to the devastating floods that hit the country in October, and he also announced to
send 20 tons of humanitarian aid package to support the relief efforts. Notably, PM Modi met
with Nigerian President Bola Ahmed Tinubu at the Presidential Villa in Abuja on November 17.
During the meet, Nyesom Ezenwo Wike, Minister for Federal Capital Territory in Abuja, presented
PM Modi with the ‘Key to the City’ of Abuja. The key symbolises the trust and honour bestowed on the PM by the people of
Nigeria. {Read more}
Smart Points:
• PM Modi – to send 20 tons of humanitarian aid package to support relief efforts in Nigeria after floods
• Nigeria – Abuja – Naira | President – Bola Ahmed Tinubu

24. The “Chennai-Vladivostok Eastern Maritime Corridor” has become operational

and is carrying oil, food and machines. India aims to be the best maritime nation
in the world in all indices, outlining a ‘maritime vision 2047’, Minister of Ports,
Shipping and Waterways Sarbananda Sonowal said on the sidelines of the 1st
edition of ‘Sagarmanthan: The Great Oceans Dialogue’ thought leadership summit,
organised by the Ministry in partnership with Observer Research Foundation
(ORF). The Chennai-Vladivostok maritime corridor primarily connects India’s
southeastern coast to Russia’s Far East. Although considered as a costly route, the
5,600 nautical miles (10,300 km) route is expected to reduce travel time between the two countries by 50%. The time taken
will come down to 24 days compared to more than 40 that it currently takes to transport goods from India to Far East Russia
via Europe. Vladivostok is the largest Russian port on the Pacific Ocean, and it is located about 50 kilometres from the China-
Russia border. {Read more}

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Smart Points:
• “Chennai-Vladivostok Eastern Maritime Corridor” – became operational & is carrying oil, food & machines
• 1st edition of ‘Sagarmanthan: The Great Oceans Dialogue’ thought leadership summit – organised by MoPS&W & ORF
• It connects India’s southeastern coast to Russia’s Far East | Length – 10,300 km (5,600 nautical miles)
• Vladivostok – largest Russian port on Pacific Ocean & located about 50 km from China-Russia border
• Minister of Ports, Shipping & Waterways: Sarbananda Sonowal | Constituency – Dibrugarh, Assam
MoS in Ministry of Ports, Shipping & Waterways: Shantanu Thakur

25. Cambridge Dictionary has declared “manifest” as its ‘Word of the Year for 2024’,
highlighting the growing influence of the concept in popular culture and beyond. This world
was widely embraced by celebrities such as singer Dua Lipa and Olympic gymnast Simone
Biles. The word “manifest” refers to the practice of using methods such as visualisation and
affirmation to imagine achieving something you desire, believing this will increase the
likelihood of it happening. Historically, the word “manifest” was taken from Latin and
French, originally meaning ‘easily noticed or obvious’. Over time, its meaning evolved. In
2023, ‘Hallucinate’ was chosen as the “Word of the Year 2023” by Cambridge Dictionary. {Read more}
Smart Points:
• “Manifest” – declared as ‘Word of the Year for 2024’ by Cambridge Dictionary
- It refers to practice of using methods such as visualisation & affirmation to imagine achieving something you desire,
believing this will increase likelihood of it happening
• It was taken from – Latin & French | Original meaning – easily noticed or obvious
• ‘Hallucinate’ – “Word of the Year 2023” by Cambridge Dictionary

Banking, Finance, Insurance & Economic Affairs

26. The Reserve Bank of India (RBI) has announced a Scholarship Scheme for faculty members from academic institutions.
Under the scheme, full-time faculty members teaching economics or finance at any University Grants Commission (UGC) or
All-India Council for Technical Education (AICTE)-recognized universities or colleges in India are eligible to apply for short-
term research. The areas included for the scholarship are monetary and financial economics, banking, real sector issues and
other topics of interest to RBI. Under the scheme, monthly allowance of Rs 50,000 will be paid for the duration of the project
(not more than 3 months), along with a Rs 2,00,000 honorarium upon project completion. {Read more}
Smart Points:
• RBI – announced a Scholarship Scheme for faculty members from academic institutions
• Eligible for short-term research – full-time faculty members teaching economics or finance at any UGC or AICTE-
recognized universities
• Areas included for scholarship – monetary & financial economics, banking, real sector issues & others
• Monthly allowance of Rs 50,000 – to be paid for duration of project (not >3 months)
- Along with – Rs 2,00,000 honorarium upon project completion

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27. Matrimony.com, the company known for its leading matchmaking services, has announced the launch of
“WeddingLoan.com”, a fintech platform designed specifically to offer wedding loans. This new initiative fills a critical gap in
the market by creating a dedicated category for financing weddings, helping couples plan their big day without financial
strain. The company has partnered with leading financial institutions such as IDFC, Tata Capital, L&T Finance, to offer a
comprehensive loan solution. {Read more}
Smart Points:
• Matrimony.com – to launch “WeddingLoan.com”, a fintech platform designed specifically to offer wedding loans
• It partnered with financial institutions such as IDFC, Tata Capital, L&T Finance, to offer a comprehensive loan solution
• HQs of Matrimony.com – Chennai, Tamil Nadu | CEO – Murugavel Janakiraman

28. The Reserve Bank of India (RBI) has proposed to create a data repository, namely “Reserve Bank -
Climate Risk Information System (RB-CRIS)”, in two parts, to bridge the gap in climate-related data that
is currently available in a fragmented manner. The first part will be a web-based directory, listing various
data sources such as meteorological and geospatial, which would be publicly accessible on the RBI’s
website. The second part will be a data portal comprising datasets (processed data in standardised
formats). The access to this data portal would be made available only to regulated entities in a phased manner. {Read more}
Smart Points:
• RBI – to create a data repository, “Reserve Bank - Climate Risk Information System (RB-CRIS)”, in 2 parts
- To bridge gap in climate-related data that is currently available in a fragmented manner
• 1st part – a web-based directory, listing various data sources, which would be publicly accessible on RBI’s website
• 2nd part – a data portal comprising datasets (processed data in standardised formats)
• HQs of RBI – Mumbai, Maharashtra | Governor – Shaktikanta Das (25th) | Established on – 1st April, 1935
Total Deputy Governors (4) – S. Janakiraman | T. Rabi Sankar | Michael D. Patra | M. Rajeshwar Rao

29. The Securities and Exchange Board of India (SEBI) has imposed a fine of Rs 26 crore
on Reliance Big Entertainment Pvt Ltd (now known as Rbep Entertainment Pvt Ltd) for
failing to clear penalties imposed by the regulator in a case pertaining to illegal diversion
of funds. The notice was issued after the entity (Reliance Big Entertainment) failed to
pay the Rs 25 crore fine imposed by the regulator in August this year. The SEBI had also barred industrialist Anil Ambani and
24 others from the securities market for 5 years on charges of diversion of funds from Reliance Home Finance Ltd (RHFL).
{Read more}
Smart Points:
• SEBI imposed a fine of Rs 26 crore on Reliance Big Entertainment (aka Rbep Entertainment)
• Reason: For failing to pay Rs 25 crore fine imposed by SEBI in Aug’24 for illegal diversion of funds from RHFL
• SEBI had also barred industrialist Anil Ambani and 24 others from the securities market for 5 years
• HQs of SEBI – Mumbai, Maharashtra | Chairman – Madhabi Puri Buch | Established in – 1992

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30. State Bank of India (SBI) is negotiating a $1.25 billion dollar-denominated 5-year loan with an
interest rate margin of 92.5 basis points over the Secured Overnight Financing Rate (SOFR) from
CTBC Bank, HSBC Holdings Plc, and Taipei Fubon Bank. This is a landmark move as it would be the
largest overseas borrowing by India’s financial sector this year. The loan, initiated through SBI’s
Gujarat International Finance Tec-City (GIFT City) branch, will be used for general corporate needs. Besides SBI,
Cholamandalam Investment & Finance Company also aimed for a $300 million syndicated loan. Union Bank of India’s Sydney
branch is arranging a 3-year A$125 million loan, and Bank of Baroda is set to raise $750 million. Despite this activity, India’s
total dollar-denominated loan volume has seen a 27% drop to $14.2 billion in 2023, attributed to a pullback in large
corporate borrowings. This loan announcement also aligns with the RBI’s recent reaffirmation of SBI as a Domestic
Systemically Important Bank (D-SIB). SBI remains in the top D-SIB category (bucket 4), which mandates an extra 0.80% in
Common Equity Tier 1 (CET1) by April 2025. {Read more}
Smart Points:
• SBI – negotiating a $1.25 billion dollar 5-year loan with an interest rate margin of 92.5 basis points over SOFR
- From – CTBC Bank, HSBC Holdings Plc & Taipei Fubon Bank
- Largest overseas borrowing by India’s financial sector in 2024
• Initiated through – SBI’s Gujarat International Finance Tec-City (GIFT City) branch
• Other loans by Indian banks:
- Cholamandalam Investment & Finance Company – aiming for a $300 million syndicated loan
- Union Bank of India’s Sydney branch – arranging a 3-year A$125 million loan | BoB – to raise $750 million
• India’s total dollar-denominated loan volume – dropped 27% to $14.2 billion in 2023
• SBI remains in top D-SIB category (bucket 4), which mandates an extra 0.80% in CET1 by April 2025
• HQs of SBI – Mumbai, Maharashtra | Chairman – Challa Sreenivasulu Setty
MDs – Rana Ashutosh Kumar Singh | Ashwini Kumar Tewari | Vinay M. Tonse

31. Canara Bank has classified the loan accounts of Anil Ambani’s bankrupt telecom venture, Reliance
Communications, and its subsidiary as “fraudulent”, alleging the misappropriation of Rs 1,050 crore
loaned in 2017. These loans were initially intended for capital expenditure and debt repayment. The
bank claimed the accounts were classified as fraudulent due to the non-utilization of funds as per the
sanctioned terms and inter-company transactions used to settle other debts. Reliance Communications went bankrupt in
2018. {Read more}
Smart Points:
• Canara Bank – classified loan accounts of Anil Ambani’s venture, Reliance Comm., & its subsidiary as “fraudulent”
- Alleged misappropriation of – Rs 1,050 Cr loaned in 2017
• Reliance Communications – went bankrupt in 2018
• HQs of Canara Bank – Bengaluru | MD & CEO – K. Satyanarayana Raju | Non-Ex Chairman – Vijay Srirangam

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32. The latest retail inflation data for October 2024 released by the National Statistical
Office (NSO) showed that Chhattisgarh has recorded the highest inflation rate among
states and Union territories (UTs) with an inflation rate of 8.8%, followed by Bihar (7.8%),
Odisha (7.5%), Uttar Pradesh (7.4%) and Madhya Pradesh (7%). According to the latest
data, retail inflation surged to a 14-month high of 6.2% in October, led by soaring food
prices - particularly vegetables. Out of the 22 states and UTs for which data is available, half of them recorded an inflation
rate above 6% - an upper tolerance band of RBI. Delhi had the lowest inflation rate of 4%, followed by West Bengal (4.6%)
and Maharashtra (5.4%). {Read more}
Smart Points:
• Latest retail inflation data for Oct 2024 – released by National Statistical Office (NSO)
• Highest inflation rate among states & UTs: 1st – Chhattisgarh (8.8%) | 2nd – Bihar (7.8%) | 3rd – Odisha (7.5%)
- 4th – Uttar Pradesh (7.4%) | 5th – Madhya Pradesh (7%)
• Retail inflation – surged to 6.2% in Oct 2024 (a 14-month high)
• Lowest inflation rate: 1st – Delhi (4%) | 2nd – West Bengal (4.6%) | 3rd – Maharashtra (5.4%)
• HQs of NSO – New Delhi | Chairperson – Prof. Rajeeva Laxman Karandikar

33. Punjab National Bank (PNB), a public sector bank, has launched “Palaash Debit Card”, a new Debit Card variant made
from recycled PVC plastic (rPVC) as part of their sustainability initiative. This eco-friendly card uses materials that would
otherwise end up in landfills, thereby reducing environmental harm. The PNB Palaash debit card offers all the features of
the existing RuPay Platinum Debit Card variant. {Read more}
Smart Points:
• PNB – launched “Palaash Debit Card”, a new Debit Card variant made from recycled PVC plastic (rPVC)
• HQs of PNB – New Delhi | MD & CEO – Atul Kumar Goel | Tagline – “The Name You Can Bank Upon”

34. To create financial literacy awareness among the tribal population, the Reserve Bank of India (RBI),
Odisha office, has prepared 5 specific booklets in the Santali (Ol Chik) language (a.k.a. Santal or Santhali)
for school children, farmers, entrepreneurs, self-help groups and senior citizens to create awareness
about financial products and services, good financial practices, going digital and consumer protection.
Odisha Chief Minister Mohan Charan Majhi released the booklets at ‘Bali Jatra’ in Cuttack. The booklets were prepared to
commemorate 90 years of RBI’s operation in the country. The booklets will also be distributed in other states like Jharkhand,
Bihar, West Bengal, Assam and Tripura where a sizeable Santali-speaking population live. {Read more}
Smart Points:
• RBI, Odisha office – prepared 5 specific booklets in Santali (Ol Chik) language for school children, farmers, entrepreneurs,
SHGs & senior citizens
• To create awareness about financial products & services, good financial practices, going digital & consumer protection
• Released by – Mohan Charan Majhi, Odisha CM, at ‘Bali Jatra’ in Cuttack
• Odisha: Capital – Bhubaneswar | CM – Mohan Charan Majhi | Governor – Raghubar Das
• HQs of RBI – Mumbai, Maharashtra | Governor – Shaktikanta Das (25th) | Established on – 1st April, 1935
Total Deputy Governors (4) – S. Janakiraman | T. Rabi Sankar | Michael D. Patra | M. Rajeshwar Rao

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35. Public Sector Banks (PSBs) are set to launch a new ‘Credit Risk Assessment Model’ for micro,
small, and medium enterprises (MSMEs) seeking loans between Rs 25 lakh and Rs 5 crore. Bank of
India (BoI), Punjab & Sind Bank, Canara Bank, and Indian Bank plan to roll out the model on
November 25, while 6 other PSBs, including Bank of Baroda (BoB), Union Bank of India, UCO Bank,
and Punjab National Bank, aim to launch it by November 30. Indian Bank and State Bank of India (SBI) will assess loans up
to Rs 5 crore through this model. Initially, 9 PSBs, including BoB, Canara Bank, and Bank of Maharashtra, will offer loans up
to Rs 25 lakh, while BoI will provide loans up to Rs 1 crore. This model aims to be a significant improvement over traditional
methods, which focus on asset or turnover criteria. MSMEs play a crucial role in India’s economy, contributing over 30% of
the national Gross Domestic Product (GDP) and nearly 50% of its exports. This model will use digital data and other factors
to assess loan eligibility, making it more accurate than traditional models that only look at assets or turnover. {Read more}
Smart Points:
• PSBs – to launch a new ‘Credit Risk Assessment Model’ for MSMEs seeking loans between Rs 25 lakh & Rs 5 Cr
• BoI, Punjab & Sind Bank, Canara Bank & Indian Bank – plan to roll out the model on Nov 25
• 6 other PSBs (including BoB, UBI, UCO Bank & PNB) – plan to roll out the model on Nov 30
• Indian Bank & SBI – to assess loans up to Rs 5 Cr through this model
• Initially, 9 PSBs (including BoB, Canara Bank & BoM) – to offer loans up to Rs 25 lakh | BoI – to offer loans up to Rs 1 Cr
• Aim: To be a significant improvement over traditional methods, which focus on asset or turnover criteria
• MSMEs – contribute over 30% of national GDP & nearly 50% of exports

36. The urban unemployment rate among persons of age 15 years and above
has come down to 6.4% in the July-September 2024 quarter (Q2 FY25),
compared to 6.6% in April-June quarter (Q1 FY25), according to the “Periodic
Labour Force Survey (PLFS) - Quarterly Bulletin of July - September 2024 (Q2
FY25)” released by the National Sample Survey Office (NSSO), under Ministry
of Statistics and Program Implementation (MoSPI). This is the lowest
unemployment rate recorded in the recent past. The report shows urban
unemployment among men has come down to 5.7%, while that among women has come down to 8.4% during Q2. Out of
22 States and Union Territories, 14 have higher UR than national average, while 8 has lower than that. Jammu & Kashmir
recorded highest UR with 11.8%, followed by Odisha (10.6%) & Kerala (10.1%). Delhi recorded lowest UR at 2.6%. The
unemployment rate is defined as the percentage of persons unemployed among the persons in the labour force. The labour
force participation rate (LFPR) has also improved to 50.4% during Q2 (75% among male & 25.5% among female). LFPR is
defined as the percentage of persons in labour force in the population. The worker population rate (WPR) in urban areas
was 47.2% in July-September 2024 for persons of age 15 years in above (70.7% among male & 23.4% among female). WPR
is defined as the percentage of employed persons in the population. NSSO launched PLFS in April 2017. {Read more}
Smart Points:
• “Periodic Labour Force Survey (PLFS) - Quarterly Bulletin of Jul - Sep 2024 (Q2 FY25)” – released by NSSO, under MoSPI
• Urban unemployment rate among persons of age 15 years & above – 6.4% (from 6.6% in Q1 FY25)
- Men – 5.7% | Women – 8.4%
- Highest UR – J&K (11.8%) | Lowest UR – Delhi (2.6%)
- Unemployment rate – percentage of persons unemployed among the persons in the labour force
• Labour force participation rate (LFPR) – improved to 50.4% | Male – 75% | Female – 25.5%
- LFPR – percentage of persons in labour force in the population

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37. Karnataka Bank Ltd (KBL) has launched 2 financial products - ‘KBL Peak’ & ‘KBL Genius’. ‘KBL Peak’ is an education loan
to students pursuing higher education in India and abroad with financing of up to Rs 2 crore and comprehensive coverage,
including credit life insurance for both the student and the parent. While ‘KBL Genius’ is a student savings account scheme
with 2 variants - ‘KBL Genius Signature’ and ‘KBL Genius Advantage’ - featuring free cyber insurance. {Read more}
Smart Points:
• Karnataka Bank Ltd – launched 2 financial products, ‘KBL Peak’ & ‘KBL Genius’
• ‘KBL Peak’ – education loan to students pursuing higher education in India & abroad with financing of up to Rs 2 Cr
• ‘KBL Genius’ – student savings account scheme with 2 variants, ‘KBL Genius Signature’ & ‘KBL Genius Advantage’
• HQs of Karnataka Bank – Mangalore, Karnataka | MD & CEO – Srikrishnan Harihara Sarma | Founded – 1924

38. HDFC Bank has launched the “Stay Safe, Stay Vigil” campaign with ‘Vigil Aunty’, an HDFC
Bank social media influencer who helps people be aware and informed about the most
common and innovative cyber frauds. At the ‘Cyber Security Summit’, organized by HDFC
Bank in collaboration with Times Of India (TOI) in New Delhi, Vigil Aunty spoke about the
role she seeks to play in this important initiative. Vigil Aunty urged people to join her
WhatsApp ‘Vigil Army’ which has over 8 lakhs of followers. With an agenda to ‘Stay Safe, Stay Vigil’, the Vigil Army helps you
stay up-to-date with the latest financial frauds and their modus operandi. {Read more}
Smart Points:
• HDFC Bank – launched “Stay Safe, Stay Vigil” campaign with ‘Vigil Aunty’, an HDFC Bank social media influencer
• ‘Cyber Security Summit’ – held in New Delhi | Organized by = HDFC Bank + TOI
• HQs of HDFC Bank – Mumbai, MH | MD & CEO – Sashidhar Jagdishan | Tagline – “We understand your World”

39. India’s central bank, Reserve Bank of India (RBI), has announced to launch a pilot programme in 2025 offering local cloud
data storage to financial firms at affordable prices. The cloud platform will use local IT firms, pitting it against the likes of
Amazon Web Services, Microsoft Azure, Google Cloud and IBM Cloud, in a first-of-its-kind initiative from a major global
central bank. The burgeoning cloud services market in Asia’s third largest economy, India, was estimated at $8.3 billion in
2023 and is expected to grow to $24.2 billion by 2028, according to a report by International Data Corporation (IDC). Initial
work on the cloud is being driven by the research wing of the central bank, called the Indian Financial Technology and Allied
Services. Consultancy firm, EY (Ernst & Young), has been appointed as an advisor to the project. The project will initially be
funded by the central bank’s asset development fund of Rs 229.74 billion ($2.72 billion). {Read more}
Smart Points:
• RBI – to launch a pilot programme in 2025 offering local cloud data storage to financial firms at affordable prices
• It will use local IT firms, pitting it against likes of AWS, Microsoft Azure, Google Cloud & IBM Cloud
• As per a report by International Data Corporation (IDC), estimation of cloud services market in India:
- $8.3 billion – in 2023 | $24.2 billion – by 2028
• Advisor to the project – Ernst & Young, Consultancy firm
• It will initially be funded by – RBI’s asset development fund of Rs 229.74 billion

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40. State Bank of India (SBI) has partnered with Jagriti Yatra 2024, a transformative 8,000-km, 15-
day entrepreneurial journey across India’s Tier 2 and Tier 3 regions. This initiative will support 500
young aspirants in exploring entrepreneurial opportunities, receiving expert mentorship, and
engaging in practical learning experiences. Through this collaboration, SBI aims to nurture future
innovators, advancing India’s vision of a ‘Viksit Bharat’ (Developed India) by 2047. SBI continues to
empower individuals through skill development and financial inclusion. The bank has established 152 Rural Self Employment
Training Institutes (RSETIs), which have successfully trained over 11.5 lakh rural candidates, enabling 74% of them to become
self-employed. {Read more}
Smart Points:
• SBI + Jagriti Yatra 2024 = partnered to support 500 young aspirants in exploring entrepreneurial opportunities, receiving
expert mentorship & engaging in practical learning experiences
• Jagriti Yatra 2024 – a transformative 8,000-km, 15-day entrepreneurial journey across India’s Tier 2 & Tier 3 regions
• SBI established 152 RSETIs & trained over 11.5 lakh rural candidates | 74% of them – became self-employed
• HQs of SBI – Mumbai, Maharashtra | Chairman – Challa Sreenivasulu Setty
MDs – Rana Ashutosh Kumar Singh | Ashwini Kumar Tewari | Vinay M. Tonse

41. The State Bank of India (SBI) celebrated 100 years of its historic Horniman Circle Branch in
Mumbai with the release of a Rs 100 commemorative coin. The coin was unveiled by Union
Finance Minister Nirmala Sitharaman. Alongside the coin launch, she also unveiled the 5th volume
of “The Evolution of the State Bank of India”, chronicling a transformative era in the bank’s journey
between 1981 and 1996. The Horniman Circle Branch, originally part of the Bank of Bombay established in 1863, has been
a cornerstone of India’s banking history. SBI commands a 25% share in debit card spending, 22% in mobile banking
transactions, and a 29% ATM footprint. {Read more}
Smart Points:
• SBI – celebrated 100 years of its Horniman Circle Branch in Mumbai & released a Rs 100 commemorative coin
• Nirmala Sitharaman – unveiled coin & 5th volume of “The Evolution of the State Bank of India”
• Horniman Circle Branch – established in 1863 & was originally part of Bank of Bombay
• SBI commanded shares: 25% – in debit card spending | 22% – in mobile banking transactions | 29% – in ATM footprint
• HQs of SBI – Mumbai, Maharashtra | Chairman – Challa Sreenivasulu Setty
MDs – Rana Ashutosh Kumar Singh | Ashwini Kumar Tewari | Vinay M. Tonse

42. IndusInd Bank Ltd (IBL) and Bharat Financial Inclusion Ltd (BFIL), a wholly owned subsidiary of IBL, has announced a
collaboration with the Ministry of Agriculture and Farmers Welfare (MoAFW), to launch the “Bharat Sanjeevani Krishi
Utthan” initiative. This initiative aims to support the government’s flagship program, formation and promotion of 10,000
farmer producer organizations (FPOs) providing a robust framework to empower FPOs across the country. This collaboration
driven through BFIL and IBL’s Corporate Social Responsibility (CSR) initiatives aims to enhance agricultural productivity,
promote sustainable farming practices, and improve farmers’ income consistently, across 11 states: Andhra Pradesh, Bihar,
Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Odisha, Rajasthan, Telangana, Uttar Pradesh, and West Bengal. Under
this initiative, BFIL and IBL will set up a Centralized Project Management Unit (CPMU) at the national level and in 11 target
states to effectively monitor, support, and guide the implementation of FPO projects. {Read more}

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Smart Points:
• IndusInd Bank + BFIL + MoAFW = collaborated to launch “Bharat Sanjeevani Krishi Utthan” initiative
• Aim (initiative): To support government’s flagship program, formation & promotion of 10,000 FPOs
• Aim (collaboration): To enhance agricultural productivity, promote sustainable farming practices & improve farmers’
income consistently, across 11 states
- Andhra, Bihar, Jharkhand, Karnataka, MP, Maharashtra, Odisha, Rajasthan, Telangana, UP & WB
• HQs of IndusInd Bank – Mumbai, Maharashtra | MD & CEO – Sumant Kathpalia | Tagline – “We Make You Feel Richer”
• HQs of BFIL – Hyderabad, Telangana | Executive Vice-Chairman – J Sridharan
• Minister of Agriculture & Farmers Welfare: Shivraj Singh Chouhan | Constituency – Vidisha, Madhya Pradesh
MoS in Ministry of Agriculture & Farmers Welfare: Ram Nath Thakur & Bhagirath Choudhary

43. The Central government is considering selling minority stakes in 4 state-run banks - Central Bank of India, Indian Overseas Bank,
UCO Bank, and Punjab and Sind Bank - to comply with public shareholding norms mandated by the country’s markets
regulator, SEBI. The Central government owns more than 93% in Central Bank of India, 96.4% in Indian Overseas Bank, 95.4%
in UCO Bank and 98.3% in Punjab and Sind Bank as of end-September 2024. The Securities and Exchange Board of India
(SEBI) requires listed companies to maintain a 25% public shareholding, but has exempted government-owned firms from
meeting these norms till August 2026. In the past, Public Sector Banks (PSBs) have launched Qualified Institutional
Placements (QIP) to raise capital which has in turn lowered the government’s stake in state-run banks. Punjab National Bank
raised ₹5,000 crore through a QIP in September, while Bank of Maharashtra raised ₹3,500 crore in October. {Read more}
Smart Points:
• Centre – considering selling minority stakes in 4 govt banks to comply with public shareholding norms mandated by SEBI
- Central Bank of India, Indian Overseas Bank, UCO Bank, and Punjab & Sind Bank
• As of end-Sep 2024, stake of Center in: CBoI – 93% | IOB – 96.4% | UCO Bank – 95.4% | Punjab & Sind Bank – 98.3%
• SEBI requires listed companies to maintain a 25% public shareholding, but exempted govt-owned firms till Aug 2026
• Amount raised by some banks through Qualified Institutional Placements (QIP), launched by SEBI:
- PNB – ₹5,000 Cr in September | Bank of Maharashtra – ₹3,500 Cr in October
• HQs of SEBI – Mumbai, Maharashtra | Chairman – Madhabi Puri Buch | Established in – 1992

44. Sachin Bansal-owned Navi has climbed the UPI leaderboard to become the 4th largest player in the
ecosystem. Navi processed 157.51 million transactions, covering 0.95% UPI market share, in October
2024, overtaking Bengaluru-based Cred, which recorded 152.28 million transactions in the same
month. PhonePe, Google Pay and Paytm dominate the UPI market. As of October, PhonePe’s market
share on UPI was pegged at 47.67%, followed by Google Pay and Paytm with 37.39% and 7.02% share,
respectively. Flipkart-backed Super.money is also growing at a breakneck pace. Super.money, which
launched operations in July, processed 49.68 million transactions in October. This was twice the
number of transactions in September. The company’s Founder & CEO, Prakash Sikaria, said the firm plans to be among the
top 5 companies on UPI by the end of the year. {Read more}
Smart Points:
• Navi – became 4th largest player in UPI market share in Oct’24 with 157.51 million transactions (0.95% UPI market share)
• In UPI market, top players with market share: 1st – PhonePe (47.67%) | 2nd – Google Pay (37.39%) | 3rd – Paytm (7.02%)

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45. National Payments Corporation of India (NPCI) has signed up with 3 countries - Namibia,
Trinidad and Tobago, and Peru - to introduce the Unified Payments Interface (UPI) and RuPay.
Currently, UPI is available in 7 countries - France, the UAE, Singapore, Bhutan, Sri Lanka,
Mauritius and Nepal. At present, over 400 million people in the country use UPI for real-time
payments. The average daily UPI transaction count crossed 500 million in September 2024.
The payment ecosystem is looking at moving small payments to UPI Lite. UPI Lite allows users to make low-value transactions
without the need for a UPI pin. In October, the RBI increased the UPI Lite wallet limits, doubling the per-transaction cap
from Rs 500 to Rs 1,000 and raising the overall wallet limit from Rs 2,000 to Rs 5,000. {Read more}
Smart Points:
• NPCI – signed up with 3 countries (Namibia, Trinidad & Tobago, and Peru) to introduce UPI & RuPay
• Currently, UPI is available in 7 countries – France, UAE, Singapore, Bhutan, Sri Lanka, Mauritius & Nepal
• 400+ million people in country – use UPI for real-time payments at present
• Average daily UPI transaction count – crossed 500 million in Sep 2024
• UPI Lite – allows users to make low-value transactions without need for a UPI pin
• In October, RBI increased UPI Lite wallet limits with per-transaction cap – to Rs 1,000 (from Rs 500)
- Overall wallet limit – to Rs 5,000 (from Rs 2,000)
• HQs of NPCI – Mumbai | Chairman – Ajay Kumar Choudhary | MD & CEO – Dilip Asbe | Established in – 2008

46. Ministry of Finance has brought in Central Public Sector Enterprises (CPSEs) classified as non-
banking financial companies (NBFCs) under the minimum annual dividend payout norm of 30% of
profit after tax (PAT) or 4% of the net worth, whichever is higher. Issuing the revised guidelines, the
Department of Investment and Public Asset Management (DIPAM) said, the revision is aligned to
reflect the evolution in the capital market conditions and financial/capital restructuring of CPSEs.
As per the latest guidelines, CPSEs, whose market price of the share has been less than the book value consistently for the
last 6 months, and have a net-worth of at least Rs 3,000 crore and cash & bank balance of over Rs 1,500 crore may consider
the option to buy-back their shares. Further, every CPSE may consider the issue of bonus shares when its defined reserves
and surplus are equal to or more than 20 times of its paid-up equity share capital. The Ministry of Finance further said that
the revised guidelines on capital restructuring of CPSEs will be duly reviewed not later than 3 years to align the policy with
advancements in the Capital Market/regulatory and sectoral changes and to address any other concerns of CPSEs. In the
current fiscal year, the government has budgeted to collect Rs 56,260 crore as dividends from public sector enterprises, up
from Rs 50,000 crore in the 2023-24 fiscal. {Read more}
Smart Points:
• MoF brought in CPSEs classified as NBFCs under minimum annual dividend payout norm of – 30% of profit after tax
(PAT) or 4% of net worth, whichever is higher
• CPSEs that may consider option to buy-back their shares, should have:
- Market price of share – less than book value consistently for last 6 months
- Net-worth – at least Rs 3,000 Cr | Cash & bank balance – over Rs 1,500 Cr
• Every CPSE may consider issue of bonus shares when its defined reserves & surplus are ≥20 times of its paid-up equity
share capital

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47. One97 Communications (OCL), owner of Paytm, announced that Paytm users will be able to make UPI
payments at select international locations, including popular spots in six countries - UAE, Singapore, France,
Mauritius, Bhutan, and Nepal. The move allows users to conveniently pay for all use cases including
shopping, dining, and local experiences abroad using UPI through their Paytm app. {Read more}
Smart Points:
• Paytm users will be able to make UPI payments at select international locations – announced by One97 Communications
- Including popular spots in six countries – UAE, Singapore, France, Mauritius, Bhutan & Nepal
• HQs of One97 Communications – Noida, Uttar Pradesh | CEO – Vijay Shekhar Sharma

48. According to a consultation paper released by the Securities and Exchange Board of India (SEBI), the
capital market regulator has proposed to at double the minimum subscription amount for initial public
offerings (IPO) of small and medium enterprises (SME) from ₹1 lakh to ₹2 lakh, as participation of retail
investors in these offers has been rising. Also, higher size will limit participation by smaller investors and
shall attract investors with risk taking appetite. In one of the other proposals, SEBI even suggested to
increase the amount to ₹4 lakh. The paper is open for public comments until 4 December. To tighten eligibility criteria, SEBI
proposed that SME companies seeking listing should have an operating profit (earnings before interest and tax) of at least ₹3
crore in 2 of the last 3 financial years. The SEBI also proposed extending the applicability of related-party transaction (RPT)
norms from SEBI’s Listing Obligations and Disclosure Requirements Regulations (LODR) to SME listed entities. The exception is
companies with a paid-up capital of less than ₹10 crore and a net worth of less than ₹25 crore. {Read more}
Smart Points:
• As per a consultation paper released by SEBI, it proposed to at double minimum subscription amount for initial public
offerings (IPO) of SMEs from ₹1 lakh to ₹2 lakh
• SEBI suggested to increase amount to ₹4 lakh | Paper is open for public comments – until Dec 4, 2024
• To tighten eligibility criteria, SEBI proposed that SME companies seeking listing should have an operating profit of at
least ₹3 crore in 2 of last 3 FYs
• SEBI proposed extending applicability of RPT norms from SEBI’s LODR to SME listed entities
- Exception – companies with a paid-up capital of <₹10 Cr & net worth of <₹25 Cr
• HQs of SEBI – Mumbai, Maharashtra | Chairman – Madhabi Puri Buch | Established in – 1992

49. The National Stock Exchange (NSE) has revised the eligibility criteria for stocks listed on other exchanges to get directly
listed on its mainboard platform. The exchange has raised minimum net worth of such companies to Rs 75 crore for each of the
3 previous years, from the existing Rs 10 crore. If not, the security should have a market capitalisation of over Rs 1,500 crore
for 6 months prior to filing an application for listing on NSE. The NSE also said that a company should either have Rs 1,000 crore
in revenues or be EBITDA positive for each of the 3 previous years. The new norms will come into effect from December 1, 2024.
The existing norm for paid-up capital has been eased. As per the current norms, a company needs to have a minimum paid-up
capital of Rs 10 crore for three consecutive years. Now, a company will only need to have a minimum paid-up capital of Rs 10
crore at the time of filing the application for direct listing. The exchange has also increased the minimum number of public
shareholders on the date of application to 1,000 from the current 500. {Read more}

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Smart Points:
• NSE – revised eligibility criteria for stocks listed on other exchanges to get directly listed on its mainboard platform
- W.e.f. – Dec 1, 2024
• Minimum net worth of such companies – raised to Rs 75 Cr for each of 3 previous years (from Rs 10 Cr)
• If not listed, security should have a market capitalisation of over Rs 1,500 Cr for 6 months prior to filing an application
for listing on NSE
• A company should either have Rs 1,000 Cr in revenues or be EBITDA positive for each of 3 previous years
- EBITDA - earnings before interest, taxes, depreciation, and amortization
• A company will only need to have a minimum paid-up capital of Rs 10 Cr at time of filing application for direct listing
• Minimum number of public shareholders on date of application – increased to 1,000 (from 500)
• HQs of NSE – Mumbai, Maharashtra | Chairman – Girish Chandra Chaturvedi | MD & CEO – Ashishkumar Chauhan

50. Yes Bank has announced a partnership with Vegapay, a technology innovator in the banking software industry, to launch
a hyper-configurable platform called ‘Credit Line on UPI’. The platform includes a user-friendly dashboard and a
customisable app. Through this platform, Yes Bank can create customised credit programmes that suit customers’ needs.
The collaboration aims to redefine credit access across India, empowering banking institutions to deliver a modern credit
experience to millions. {Read more}
Smart Points:
• Yes Bank + Vegapay = partnered to launch a hyper-configurable platform called ‘Credit Line on UPI’
• Aim: To redefine credit access across India, empowering banking institutions to deliver a modern credit experience
• HQs of Yes Bank – Mumbai, Maharashtra | MD & CEO – Prashant Kumar | Tagline – “Experience our Expertise”
• HQs of Vegapay – Gurugram, Haryana | CEO – Gaurav Mittal

51. State Bank of India (SBI) has introduced a customised vehicle loan product for Uber’s
fleet partners to support the growth of the ride-hailing industry. This loan enables low-cost,
tailored financing solutions as well as hassle free loan disbursement to Uber’s fleet partners.
Prabhjeet Singh is the President of Uber India & South Asia. {Read more}
Smart Points:
• SBI – introduced a customised vehicle loan product for Uber’s fleet partners to support their growth
• President of Uber India & South Asia – Prabhjeet Singh
• HQs of SBI – Mumbai, Maharashtra | Chairman – Challa Sreenivasulu Setty
MDs – Rana Ashutosh Kumar Singh | Ashwini Kumar Tewari | Vinay M. Tonse

52. Delegates from 18 countries, including central bank governors, deputy governors and other central bank officials from
the Global South, attended a 2-day “High-Level Policy Conference of Central Banks from the Global South”, organised by the
Reserve Bank of India (RBI) in Mumbai, Maharashtra. RBI Governor Shaktikanta Das inaugurated the conference. The theme
of the conference was “Building Synergies”. This was the third international conference to be organised by RBI under its
‘RBI@90’ celebration. The first two conferences were organised in Bengaluru and New Delhi, respectively. ‘Global South’
term was first time used by Carl Oglesby, a political activist, in 1969. {Read more}

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53. The Central Bank of India (CBI) has received Reserve Bank of India’s (RBI) approval for its proposed foray into the life and
non-life insurance business through a joint venture with the Generali group under Future Generali India Insurance Company
(FGIICL) and Future Generali India Life Insurance Company (FGILICL). In October, the Competition Commission of India (CCI)
had approved the proposed combination. In October, the bank received the CCI approval to acquire 25.18% of equity shares
in the life insurance division of Future Generali and 24.91% in the non-life. {Read more}
Smart Points:
• CBI – received RBI’s approval for its proposed foray into life & non-life insurance business through a JV
• JV with – Generali group under Future Generali India Ins. Com. (FGIICL) & Future Generali India Life Ins. Com. (FGILICL)
• CBI – received CCI approval to acquire 25.18% of equity shares in life insurance division of Future Generali & 24.91% in non-
life
• HQs of Central Bank of India – Mumbai, Maharashtra | MD & CEO – Matam Venkata Rao

54. The Reserve Bank of India (RBI) has imposed a fine of ₹61.4 lakh on RBL Bank for violating its ‘Know Your Customer’ or
KYC directions. The lender did not obtain officially valid documents (OVDs) while opening certain credit card accounts and
was found allotting multiple customer identification codes to certain customers instead of a unique customer identification
code (UCIC) for each customer. {Read more}
Smart Points:
• RBI imposed a fine of ₹61.4 lakh on RBL Bank for violating its ‘Know Your Customer’ (KYC) directions
• HQs of RBL Bank – Mumbai, Maharashtra | MD & CEO – R. Subramaniakumar | Chairman – Prakash Chandra

55. IndusInd Bank has announced a strategic partnership with UNICEF (United Nations Children’s
Fund) to strengthen climate risk management and community resilience across 5 Indian districts.
The collaboration, formalised through a Statement of Intent, will focus on developing disaster-
resilient communities in Dharashiv (Maharashtra), Begusarai (Bihar), Virudhunagar (Tamil Nadu),
Baran (Rajasthan), and Bahraich (Uttar Pradesh). The initiative is part of the bank’s Holistic Rural Development program’s
‘Climate Action’ segment. Key objectives include creating real-time monitoring systems, establishing early warning
mechanisms, and providing advisory services to mitigate climate risks like droughts, floods, and heatwaves. The program
will involve multiple stakeholders, including the CSR Trust for SDGs in India (CTSI), IIT Gandhinagar, Gorakhpur Environment
Action Group, and Mission Samriddhi. {Read more}
Smart Points:
• IndusInd Bank + UNICEF = partnered to strengthen climate risk management & community resilience in 5 Indian districts
- Dharashiv (Maharashtra), Begusarai (Bihar), Virudhunagar (TN), Baran (Rajasthan) & Bahraich (UP)
• Part of – IndusInd bank’s Holistic Rural Development program’s ‘Climate Action’ segment
• HQs of IndusInd Bank – Mumbai, MH | MD & CEO – Sumant Kathpalia | Tagline – “We Make You Feel Richer”
• HQs of UNICEF – New York, US | Executive Director – Catherine Russell | Established in – 1946

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Defence Affairs
56. Indian Army has rolled out its first overhauled T-90 ‘Bhishma’ Mk-3 tank, a step towards
ensuring the operational readiness of its armoured formations. The T-90 tanks have been
built under licence from Russia at the Heavy Vehicles Factory (HVF) at Avadi near Chennai.
The army, which ordered a total of 1,657 T-90 tanks, currently operates around 1,300 such
tanks. A Russian-origin main battle tank, the T-90 Bhishma falls within the 50-ton class,
boasting a maximum speed of 60 kilometers (37 miles) per hour and an operational range of
up to 550 kilometers (341 miles). {Read more}
Smart Points:
• Indian Army – rolled out its first overhauled T-90 ‘Bhishma’ Mk-3 tank
• T-90 tanks have been built under licence from Russia at the Heavy Vehicles Factory (HVF) at Avadi near Chennai, TN
• Maximum speed of T-90 tanks – 60 kms (37 miles) per hour | Operational range – 550 kms (341 miles)
• HQs of Indian Army – New Delhi | Chief – General Upendra Dwivedi | Vice Chief – Lt. Gen. NS Raja Subramani

57. The Southern Naval Command is coordinating the 4th edition of the Coastal Defence
Exercise “Sea Vigil 2024” in Kerala and Lakshadweep. The exercise was overseen by Vice
Admiral V. Srinivas, Flag Officer Commanding-in-Chief (FOC-in-C) of the Southern Naval
Command and Commander-in-Chief of Coastal Defence (South). The exercise will be conducted
by the Indian Navy with the participation and support of 16 Central and State agencies.
Notably, the National Cadet Corps (NCC) is participating in the exercise for the 1st time. The biennial exercise, which began
in 2009 in the aftermath of the 26/11 Mumbai terror attacks, aims to validate the efficacy of the coastal defence response
across the Indian coastline against threats arising from the sea. {Read more}
Smart Points:
• Southern Naval Command – coordinating 4th Coastal Defence Exercise “Sea Vigil 2024” in Kerala & Lakshadweep
- NCC – participating for the 1st time
• Overseen by – VAdm V. Srinivas, FOC-in-C of Southern Naval Command & C-in-C of Coastal Defence (South)
• To be conducted by – Indian Navy with participation & support of 16 Central & State agencies
• Sea Vigil (biennial exercise) – began in 2009 aftermath of 26/11 Mumbai terror attacks
- Aim: To validate efficacy of coastal defence response across Indian coastline against threats arising from sea

58. Indian Army has successfully conducted the Multilateral Annual Joint
Humanitarian Assistance and Disaster Relief (HADR) Exercise, “Sanyukt Vimochan
2024” in Gujarat’s Ahmedabad and Porbandar districts on 18-19 November 2024.
General Upendra Dwivedi, Chief of the Army Staff attended this significant event
which showcased India’s disaster response readiness. The exercise was conducted
by the Konark Corps of Southern Command of Indian Army. The inaugural event of
the exercise at Ahmedabad featured a Table Top Exercise, focusing on the theme of
‘Cyclone in Coastal Region of Gujarat’. The second day witnessed Multi-Agency Capability Demonstration held at Chowpatty
Beach at Porbandar. This event highlighted the collaborative efforts of the Indian Army, Indian Navy, Indian Airforce, Indian
Coast Guard, National Disaster Response Force, State Disaster Response Force & other Central & State Agencies in
addressing natural disasters. {Read more}

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Sports & Games

59. Indian shooters, spearheaded by Aishwary Pratap Singh Tomar and Palak Gulia, finished
the “FISU World University Championship Shooting 2024” with a medal tally of 24 medals (9
gold, 9 silver & 6 bronze). The five-day shooting event concluded at the Dr Karni Singh Range
in New Delhi. The 9 gold medal winners are - Aakash Bhardwaj, Samrat Rana & Amit Sharma
(men’s 10m air pistol team); Palak Gulia, Arshdeep Kaur & Sainyam (women’s 10m air pistol
team); Palak Gulia & Amit Sharma (10m air pistol mixed team); Smit Rameshbhai Moradiya, Umamahesh Maddineni &
Aishwary Pratap Singh Tomar (men’s 10m air rifle team); Manini Kaushik, Sanjeeta Das & Disha Dhankhar (women’s 10m air
rifle team); Sanjeeta Das & Aishwary Pratap Singh Tomar (10m air rifle mixed team); Simranpreet Kaur Brar, Palak Gulia &
Arshdeep Kaur (women’s 25m pistol team); Aishwary Pratap Singh Tomar, Adriyan Karmakar & Parikshit Singh Brar (men’s
50m rifle 3 positions team); and Bhavtegh Singh Gill (men’s skeet). Switzerland-based International University Sports
Federation (FISU) was established in 1949 to promote University sports worldwide. {Read more}
Smart Points:
• “FISU World University Championship Shooting 2024” – concluded at Dr Karni Singh Range in New Delhi
• India – finished with 24 medals (9 gold, 9 silver & 6 bronze)
• India spearheaded by – Aishwary Pratap Singh Tomar & Palak Gulia
• Gold medal winners:
- Aakash Bhardwaj, Samrat Rana & Amit Sharma – Men’s 10m air pistol team
- Palak Gulia, Arshdeep Kaur & Sainyam – Women’s 10m air pistol team
- Palak Gulia & Amit Sharma – 10m air pistol mixed team
- Smit Rameshbhai Moradiya, Umamahesh Maddineni & Aishwary Pratap Singh Tomar – Men’s 10m air rifle team
- Manini Kaushik, Sanjeeta Das & Disha Dhankhar – Women’s 10m air rifle team
- Sanjeeta Das & Aishwary Pratap Singh Tomar – 10m air rifle mixed team
- Simranpreet Kaur Brar, Palak Gulia & Arshdeep Kaur – Women’s 25m pistol team
- Aishwary Pratap Singh Tomar, Adriyan Karmakar & Parikshit Singh Brar – Men’s 50m rifle 3 positions team
- Bhavtegh Singh Gill – Men’s skeet
• HQs of FISU – Lausanne, Switzerland | President – Leonz Eder | Established in – 1949

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60. India, in collaboration with the World Anti-Doping Agency (WADA), is hosting the “Global Learning and Development
Framework (GLDF) Results Management Training” in New Delhi from November 19-22, 2024. Organized by the National
Anti-Doping Agency (NADA) India in collaboration with WADA and with support from the Japan Sports Agency (JSA) and
Japan Anti-Doping Agency (JADA), this landmark event underscores India’s commitment to strengthening the global anti-
doping ecosystem. It will witness the participation of anti-doping professionals and experts from over 10 countries, including
Maldives, Myanmar, Nepal, Malaysia, Thailand, Uzbekistan, Vietnam, Philippines, Brunei, Kyrgyzstan, and Laos, along with
representatives from international organizations such as WADA, the Athletics Integrity Unit (AIU), and the Badminton World
Federation (BWF). The GLDF Training is designed to enhance the technical expertise of anti-doping practitioners in various
programme areas. {Read more}
Smart Points:
• India + WADA = hosting “Global Learning & Development Framework Results Management Training” in New Delhi
- From – Nov 19-22, 2024 | Organized by – NADA + WADA + JSA + JADA
• GLDF Training is designed to enhance technical expertise of anti-doping practitioners in various programme areas
• HQs of WADA – Montreal, Canada | President – Witold Bańka | Founded in – 1999

61. World No. 1 Magnus Carlsen showcased his dominance at the “2024 Tata Steel Chess India”
tournament, securing both the rapid and blitz titles. In the Open Blitz event, the Norwegian
grandmaster, Carlsen, defeated Indian GM Arjun Erigaisi. The final standings is Magnus Carlsen
(13), Wesley So (11.5), and Arjun Erigaisi (10.5). While in Women’s Blitz event, Russian GM
Kateryna Lagno dominated with an impressive 11.5 points to emerge the champion, followed
by Valentina Gunina (11), Aleksandra Goryachkina (9.5), and Vantika Agrawal (9.5). In the Open
Rapid event, Carlsen emerged as champion with 7.5 score, followed by R Praggnanandhaa (5.5) and Wesley So (5.5). In the
Women’s Rapid event, Russian-Swiss GM Alexandra Kosteniuk emerged as champion with 7.5 score, followed by GM Nana
Dzagnidze (5.5). Third was taken by Vantika Agrawal, half a point behind Dzagnidze, with 5 score. {Read more}
Smart Points:
• “2024 Tata Steel Chess India” tournament
• Magnus Carlsen (world no. 1) – secured both rapid & blitz titles
• In Open Blitz event, he defeated – Arjun Erigaisi (Indian GM)
- Final standings: Magnus Carlsen – 13 | Wesley So – 11.5 | Arjun Erigaisi – 10.5
• In Open Rapid event: Carlsen – won with 7.5 score | R Praggnanandhaa – 5.5 | Wesley So – 5.5
• In Women’s Blitz event – Russian GM Kateryna Lagno won with 11.5 points
- Final standings: Valentina Gunina – 11 | Aleksandra Goryachkina – 9.5 | Vantika Agrawal – 9.5
• In Women’s Rapid event – Russian-Swiss GM Alexandra Kosteniuk won with 7.5 score
- GM Nana Dzagnidze – 5.5 | Vantika Agrawal – 5

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62. World No. 1 men’s tennis player, Jannik Sinner, has won his 1st ATP Finals title after defeating
Taylor Fritz of the US in Turin, Italy. He also became the 1st Italian to win this tournament. With this,
Sinner, who is also the winner of 2024 US Open Single’s and Australian Open Single’s titles, has
joined the duo Roger Federer and Novak Djokovic as the only male players to win the Australian
Open, US Open and Nitto ATP Finals in the same season. Sinner also became the 1st player born in
the 2000s to won ATP Finals. The German duo of Kevin Krawietz and Tim Puetz won the season-ending ATP Finals doubles
title. The season-ending ATP Finals is for the 8 top-rank men’s singles and doubles tennis players. The ATP Finals is the
season-ending tournament of the Association of Tennis Professionals (ATP), which has been held every year since 1970.
Novak Djokovic of Serbia has won the ATP Finals title for the maximum times (7). The American doubles pair of John McEnroe
and Peter Fleming has won the ATP Doubles Title maximum times (7). {Read more}
Smart Points:
• Jannik Sinner – became 1st Italian to won ATP Finals title (his 1st title) in Turin, Italy | Defeated – Taylor Fritz (US)
- He also became 1st player born in 2000s to won ATP Finals
• Only male players to win Australian & US Opens & Nitto ATP Finals in same season – Roger Federer, Novak Djokovic &
Jannik Sinner
• ATP Finals doubles title – won by Kevin Krawietz & Tim Puetz (Germany)
• Most ATP Finals titles won by: Single – Novak Djokovic (Serbia-7) | Doubles – John McEnroe & Peter Fleming (US-7)

63. Compound archers Jyothi Surekha Vennam and Abhishek Verma bagged the gold and silver
medals respectively in the “GT Open” in Strassen, Luxembourg. The GT Open was the second
of four Indoor World Series 250 tournaments in the 2025 Indoor Archery season. More than
450 competitors from over 35 nations took part in this 18-metre target circuit event. Jyothi
won the gold medal in the women’s compound archery event, defeating Sarah Prieels of
Belgium. While, Abhishek won the silver medal in the men’s compound archery event, after being lost to Mike Schlosser of
the Netherlands. {Read more}
Smart Points:
• “GT Open” – held in Strassen, Luxembourg | It was 2nd of 4 Indoor World Series 250 tournaments in 2025 Indoor Archery
season
• Women’s compound archery event: Gold – Jyothi Surekha Vennam | Defeating – Sarah Prieels (Belgium)
• Men’s compound archery event: Silver – Abhishek Verma | Lost to – Mike Schlosser (Netherlands)

64. Odisha defeated two-time champion Haryana in the final of the Hockey India-14th Senior
National Championship at the SDAT-Mayor Radhakrishnan Stadium in Chennai, Tamil Nadu.
Haryana won Silver, while Uttar Pradesh beat Manipur to bag the bronze medal. With 3
goals to Shilanand Lakra and 1 goal each to Rajat Akash Tirkey and Pratap Lakra made
Odisha create history by bagging their first-ever title. Across men’s and women’s games,
Odisha has been the primary sponsor of the national team since 2018. {Read more}
Smart Points:
• Hockey India-14th Senior National Championship – held at SDAT-Mayor Radhakrishnan Stadium in Chennai, Tamil Nadu
• Gold – Odisha | Silver – Haryana | Bronze – UP & Manipur
• Across men’s & women’s games, Odisha – primary sponsor of national team since 2018

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65. The Asian Cricket Council (ACC) has announced that Sony Pictures Networks India (SPNI),
a part of Japan’s Sony Group Corporation, has bagged the media rights for all ACC
tournaments from 2024 to 2031. The deal includes broadcasting and digital rights for all ACC
tournaments over the next 8 years. The deal encompasses all editions of men’s and women’s
Asia Cups, men’s and women’s Under-19 Asia Cups, and the men’s and women’s Emerging Teams Asia Cups. Star India had
the media rights till 2023. Gaurav Banerjee is the MD & CEO SPNI. {Read more}
Smart Points:
• Sony Pictures Networks India (SPNI) – bagged the media rights for all ACC tournaments from 2024 to 2031
• The deal encompasses all editions of men’s & women’s Asia Cups | Star India had the media rights till 2023
• HQs of SPNI – Mumbai | MD & CEO – Gaurav Banerjee

66. Italy won the “Billie Jean King Cup” for the 5th time in Malaga, Spain, as Jasmine Paolini beat
Rebecca Sramkova to secure a dominant 2-0 win over Slovakia. Italy previously claimed the title in
2006, 2009, 2010 and most recently in 2013. The event, formerly known as ‘Fed Cup’, is the premier
team competition for women’s tennis. The event is named after American Tennis legend Billie Jean
King. {Read more}
Smart Points:
• Italy – won the “Billie Jean King Cup” for the 5th time in Malaga, Spain (previously in 2006, 2009, 2010 & 2013)
• The event, formerly known as ‘Fed Cup’, is the premier team competition for women’s tennis
• Italy – Rome – Euro | President – Sergio Mattarella | PM – Giorgia Meloni

67. Indian Hockey team, defending champion and World No. 9, has defeated the People’s
Republic of China, World No. 6, in the final to win the 8th edition of “Women’s Asian Champions
Trophy 2024” at the Rajgir Hockey Stadium in Bihar, India. In the same event, Japan secured the
3rd place by beating Malaysia. This was India’s 3rd title, bringing them level with the Republic of
Korea as the most successful nation in the competition’s history. The Indian women previously
won titles in 2016 and 2023. This 8th edition of the tournament was organised by the Asian Hockey Federation (AHF) and hosted
by Hockey India and the Bihar government from 11-20 November 2024. This year, the top 6 ranked Asian women’s hockey
teams - India, Japan, China, Thailand, Malaysia, and South Korea - participated in the tournament. India hosted the 7th
‘Women’s Asian Champions Trophy 2023’ at Ranchi, Jharkhand, which was also won by India. {Read more}
Smart Points:
• 8th edition of “Women’s Asian Champions Trophy 2024” finals – held at Rajgir Hockey Stadium in Bihar, India
• Indian Hockey team (World No. 9) – won for 3rd time | Defeated – China (World No. 6) | Previous titles – 2016 & 2023
- 3rd – Japan | Defeated – Malaysia
• Organised by – Asian Hockey Federation (AHF) | Hosted by – Hockey India & Bihar government (Nov 11-20, 2024)
• Top 6 ranked Asian women’s hockey teams in 2024 – India, Japan, China, Thailand, Malaysia & South Korea
• 7th ‘Women’s Asian Champions Trophy 2023’ – hosted by India at Ranchi, Jharkhand | Winner – India

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Persons in News
68. The US President-elect Donald Trump has announced that Tesla & SpaceX CEO Elon Musk
and American entrepreneur Vivek Ramaswamy will co-lead a new “Department of
Government Efficiency” in his second administration. The new department would work with
the White House and Office of Management & Budget to drive large scale structural reform,
and create an entrepreneurial approach to government never seen before. The commission
would have to be given a broad mandate to review the largest federal spending programs - Social Security, Medicare and
Defense - to be most effective. The work of the department would conclude by July 4, 2026 - the 250th anniversary of the
signing of the Declaration of Independence. Vivek Ganapathy Ramaswamy founded Roivant Sciences, a pharmaceutical
company, in 2014. Moreover, Donald Trump announced that Tulsi Gabbard would serve as the Director of National
Intelligence (DNI). Tulsi Gabbard, the first Hindu-American to be appointed for this role, is an American politician and military
officer serving as a Lieutenant colonel in the U.S. Army Reserve since 2021. {Read more}
Smart Points:
• Donald Trump announced: Elon Musk & Vivek Ramaswamy will co-lead a new “Department of Government Efficiency”
• The work of the department would conclude by July 4, 2026
• Vivek Ramaswamy is the Founder of Roivant Sciences, a pharmaceutical company
• Donald Trump also announced: Tulsi Gabbard would serve as the Director of National Intelligence (DNI)
• Tulsi (an American politician & military officer) will be the first Hindu-American to serve on this role
• US – Washington, D.C. – US Dollar | 46th President – Joe Biden | 49th VP – Kamala Harris

Science & Technology

69. The Cabinet Committee on Security (CCS), led by PM Narendra Modi, has approved the phase
III of the “Space Based Surveillance (SBS-III)” mission for launching 52 spy satellites in low earth and
geostationary orbits, over a period of 5 years. It would cost around Rs 27,000 crore. 21 satellites
will be built by ISRO, and the remaining 31 by private companies. The new fleet of satellites will be
based on artificial intelligence (AI) that can interact with each other in space to gather geo-
intelligence on the Earth. The SBS-1 was first approved under the Vajpayee regime in 2001 under which 4 surveillance
satellites were launched. Thereafter, 6 such satellites were launched under the phase II in 2013. The new tech will be able
to improve the ability of satellites to detect changes, to bring in more AI-related and data-driven approaches. The recent
Cabinet clearance to purchase 31 weaponised Predator drones from US-based General Atomics will add more strength to
the surveillance capability of the SBS-3 mission. The SBS mission is being managed by National Security Council Secretariat,
New Delhi and Defence Space Agency, Bengaluru under the Ministry of Defence. {Read more}
Smart Points:
• CCS approved phase III of “SBS-III” mission for launching 52 spy satellites in low earth & geostationary orbits, for 5 years
- SBS – Space Based Surveillance | Cabinet Committee on Security (CCS) – led by PM Modi | Worth – Rs 27,000 Cr
• Out of 52: 21 satellites – to be built by ISRO | 31 satellites – by private companies
• SBS-1 – approved under Vajpayee regime in 2001 under which 4 surveillance satellites were launched
• SBS-2 – 6 such satellites launched in 2013
• SBS mission – managed by NSCS, New Delhi & DSA, Bengaluru

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70. The Defence Research and Development Organisation (DRDO) has successfully completed
the flight tests of guided “Pinaka” multi-barrel rocket (MBRL) system as part of Provisional
Staff Qualitative Requirements (PSQR) validation trials paving the way for its induction. This
enhances the range of the Pinaka to over 75km. The flight tests have been conducted in three
phases at different field firing ranges. The Indian Army has 4 Pinaka regiments in service and
6 more are on order. The Pinaka Mk1 has a range of 38 km. During these tests, the PSQR
parameters viz., ranging, accuracy, consistency, and rate of fire for multiple target engagement in a salvo mode - have been
assessed by extensive testing of rockets. It is a totally indigenous weapon system designed and developed by Armament
Research and Development Establishment (ARDE), Pune; in association with Research Centre Imarat (RCI), Hyderabad;
Defence Research and Development Laboratory (DRDL), Hyderabad; High Energy Materials Research Laboratory (HEMRL),
Pune; and Proof & Experimental Establishment (PXE), Balasore, Odisha. Munitions India Limited (MIL) and Economic
Explosives Limited (EEL) are production agencies for ammunition, and Tata Advanced Systems Limited (TASL) and Larsen &
Toubro (L&T) are production agencies for Pinaka launcher and Battery Command Post. {Read more}
Smart Points:
• DRDO – successfully completed the flight tests of guided “Pinaka” multi-barrel rocket (MBRL) system
- as part of Provisional Staff Qualitative Requirements (PSQR) Validation Trials
- this enhances the range of the Pinaka to over 75km
• Indian Army has 4 Pinaka regiments in service | Range of Pinaka Mk1 – 38 km
• It is designed & developed by DRDO labs = ARDE (Pune) + RCI (Hyd) + DRDL (Hyd) + HEMRL (Pune) + PXE (Balasore)
• Production agencies for ammunition = MIL + EEL | Production agencies for Pinaka launcher = TASL + L&T
• HQs of DRDO – New Delhi | Chairman – Samir V. Kamat | Established in – 1958

71. The New Space India Ltd (NSIL), the commercial arm of the Indian Space Research
Organisation (ISRO), is set to launch its communication satellite named “GSAT-20” or “GSAT-
N2” using the Falcon 9 rocket of SpaceX, the rocket-making company owned by billionaire
Elon Musk. This will be ISRO’s 1st commercial launch using SpaceX and will cost an estimated
$60-70 million. India’s own launch vehicle Mark-3 (LVM3) can lift a maximum of almost 4,000
kg into a geostationary transfer orbit, however, GSAT-N2 weighs 4,700 kg and offers an HTS capacity of nearly 48Gbps. The
GSAT-N2 satellite will provide in-flight internet services in India including Andaman & Nicobar and Lakshadweep Islands. As
of now, access to in-flight internet is prohibited in India, requiring airlines that provide this service to disable it while flying
over the Indian airspace. However, the Government of India on November 4 amended the rules and said that in-flight
passengers will be able to use internet services through WiFi only when electronic devices are permitted to be used in the
aircraft even after it attains an altitude of 3,000 metres in the Indian airspace. The satellite has a lifespan of 14 years.
Radhakrishnan Durairaj is the Chairman and Managing Director of New Space India Ltd (NSIL). {Read more}
Smart Points:
• NSIL – to launch its communication satellite, “GSAT-20” or “GSAT-N2,” using Falcon 9 rocket of SpaceX
- Lifespan – 14 years
• ISRO’s 1st commercial launch using SpaceX | Cost – $60-70 million | GSAT-N2 – weighs 4,700 kg & HTS capacity 48Gbps
- India’s launch vehicle Mark-3 (LVM3) – lift a max. of 4,000 kg into a geostationary transfer orbit
• GSAT-N2 satellite – to provide in-flight internet services in India including Andaman & Nicobar and Lakshadweep Islands
• In-flight passengers – to be able to use internet services through WiFi only
• HQs of NSIL – Bangalore, Karnataka | CMD – Radhakrishnan Durairaj (an arm of ISRO)

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72. The Defence Research and Development Organisation (DRDO) has successfully test-fired the country’s
first long-range hypersonic missile from Dr. A.P.J. Abdul Kalam Island off the Odisha coast, a step towards
strengthening the military’s capabilities with a new weapon system. The hypersonic missile is designed to
carry various payloads for ranges greater than 1,500 km for the armed forces. This missile was indigenously
developed by the laboratories of Dr. A.P.J. Abdul Kalam Missile Complex, Hyderabad, along with various
other DRDO laboratories and industry partners. Only the US, Russia and China have developed
technologies to field fast-manoeuvring hypersonic missiles that fly at lower altitudes and are extremely
hard to track and intercept. {Read more}
Smart Points:
• DRDO – test-fired India’s first long-range hypersonic missile from Dr. A.P.J. Abdul Kalam Island off the Odisha coast
• It is designed to carry various payloads for ranges >1,500 km for armed forces
• Developed by = laboratories of Dr. A.P.J. Abdul Kalam Missile Complex, Hyderabad & other DRDO laboratories & industry
partners
• US, Russia & China – the only countries with tech. to field fast-manoeuvring hypersonic missiles flying at lower altitudes
• HQs of DRDO – New Delhi | Chairman – Samir V. Kamat | Established in – 1958

73. National Aeronautics and Space Administration (NASA) has teamed up with Microsoft to
develop the “Earth Copilot”, a custom AI chatbot designed to respond to users’ queries related
to Earth with easy-to-understand data. The Earth Copilot uses natural language processing to
simplify access to NASA’s data, making it easier for a wider range of users to interact with Earth
Science information. NASA collaborated with the technology giant to create a proof-of-concept model using Microsoft’s
Azure cloud platform and AI capabilities. The Earth Copilot chatbot, however, simplifies the process, making the data more
simplified and accessible to scientists, educators, policymakers, and the general public. Currently, Earth Copilot is in its
prototype phase. After this initial phase, the NASA’s IMPACT team plans to integrate the AI chatbot into the agency’s
Visualization, Exploration, and Data Analysis (VEDA) platform. {Read more}
Smart Points:
• NASA + Microsoft = to develop “Earth Copilot”, a custom AI chatbot to respond to users’ queries related to Earth
• Earth Copilot – currently is in prototype phase
• After this phase, it would be integrated into NASA’s Visualization, Exploration & Data Analysis (VEDA) platform
• HQs of NASA – Washington D.C., US | Administrator – Bill Nelson | Founded in – 1958
• HQs of Microsoft – Washington, US | Chairman & CEO – Satya Nadella | Founded in – 1975
President of Microsoft India – Puneet Chandok

74. Google has launched “Air View+”, an ecosystem-based solution to empower government authorities and
people with useful hyperlocal air quality information in Google Maps, in collaboration with local climate tech
firms. Powered by Google AI, Air View+ will enable valuable air quality insights to government agencies
responsible for environmental monitoring and urban planning. Climate tech firms, Aurassure and Respirer
Living Sciences were instrumental in setting up an air quality sensor network in cities. These sensors measure various air
quality parameters, PM2.5, PM10, CO2, NO2, Ozone, and VOCs. Google has customised the model for India to reflect the
methodology, categorisation and guidance as defined in the National Air Quality Index (NAQI). {Read more}
Smart Points:
• Google – launched “Air View+” to empower govt authorities & people with useful hyperlocal air quality information

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75. The Society for Innovation and Entrepreneurship (SINE), the in-house start-up incubator at
IIT Bombay, plans to launch a Rs 100-crore Venture Capital (VC) fund to support deep tech start-
ups and those in areas of national importance. This is expected to provide in-house seed-money
funding for start-ups incubated at the SINE. This fund, according to SINE, will be a game-changer,
building on its solid 20-year track record of supporting 245 start-ups. The fund, as informed by SINE, will focus on science,
biotech, space, defense, and other national priority sectors to drive innovation. Shaji Varghese is the CEO of SINE. Professor
Santosh J Gharpure is the Professor-in-charge of SINE. {Read more}
Smart Points:
• SINE (IIT Bombay) – plans to launch a Rs 100-crore Venture Capital (VC) fund to support deep tech start-ups
• The fund will focus on science, biotech, space, defense, and other national priority sectors
• CEO of SINE – Shaji Varghese | Professor-in-charge of SINE – Prof. Santosh J Gharpure

76. Union Minister for Science & Technology, Dr Jitendra Singh, has launched India’s 1st
indigenously developed antibiotic “Nafithromycin” for tackling Antimicrobial Resistance
(AMR). It has been developed with the support of “Biotechnology Industry Research
Assistance Council” (BIRAC), a unit of the Department of Biotechnology, and has been
brought to market under the trade name “Miqnaf” by a pharma company, Wockhardt.
This innovation is designed to treat Community-Acquired Bacterial Pneumonia (CABP), a severe illness caused by drug-
resistant bacteria. India, which bears 23% of the world’s CABP burden, faces challenges with existing treatments. The
development of Nafithromycin represents 14 years of research and an investment of Rs 500 crores, with clinical trials
spanning the U.S., Europe, and India. It is now awaiting final approval from the Central Drugs Standard Control Organization
(CDSCO) for manufacturing and public use. World AMR Awareness Week was recently observed between 18-24 November.
{Read more}
Smart Points:
• Dr Jitendra Singh – launched India’s 1st indigenously developed antibiotic “Nafithromycin” for tackling AMR
• Developed with support of – BIRAC | Brought to market under trade name “Miqnaf” by – Wockhardt, pharma company
• Designed to treat – Community-Acquired Bacterial Pneumonia (CABP), a severe illness caused by drug-resistant bacteria
• India – bears 23% of world’s CABP burden | World AMR Awareness Week – 18-24 November
• Nafithromycin developed after 14 years of research with investment of Rs 500 Cr
• MoS (I/C) in the Ministry of Science & Technology: Dr. Jitendra Singh | Constituency – Udhampur, J&K

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Appointments & Resignations
77. Moldova’s pro-Western President Maia Sandu has won a second term in the presidential election against
a Russia-friendly opponent Alexandr Stoianoglo. Sandu had 55% of the vote, compared to 45% for Alexandr
Stoianoglo, a former prosecutor general who was backed by the pro-Russia Party of Socialists. {Read more}
Smart Points:
• Maia Sandu – won Moldova’s presidential election for 2nd term (defeating - Alexandr Stoianoglo)
• Moldova – Chisinau – Moldovan leu | PM – Dorin Recean | President – Maia Sandu

78. Sri Lankan President Anura Kumara Dissanayake re-appointed Harini Amarasuriya as the Prime Minister
of the Indian Ocean Island nation. Harini is associated with National People’s Power (NPP) party.
Dissanayake, whose leftist coalition won 159 seats in the 225-member parliament in general election, also
reappointed veteran legislator Vijitha Herath as the Foreign Minister of Sri Lanka. {Read more}
Smart Points:
• Harini Amarasuriya (NPP party) – reappointed as PM of Sri Lanka
• Vijitha Herath – reappointed as Foreign Minister of Sri Lanka
• Sri Lanka – Colombo/Sri Jayawardenepura Kotte – Sri Lankan Rupee
PM – Harini Amarasuriya | President – Anura Kumar Dissanayake

79. President Droupadi Murmu has appointed 1989-batch IAS officer K. Sanjay Murthy as the new
Comptroller and Auditor General of India (CAG). K. Sanjay Murthy succeeds the incumbent CAG Girish
Chandra Murmu, who was appointed in August 2020. Mr. Murthy is currently posted as Secretary,
Department of Higher Education, and his tenure was to end on December 31, 2024. The Comptroller
and Auditor General of India is the supreme audit institution of India, established under Article 148 of the Constitution of
India. CAG is appointed by the President of India. {Read more}
Smart Points:
• K. Sanjay Murthy (Secretary, DHE) – appointed as new CAG of India (succeeding - Girish Chandra Murmu)
• CAG – supreme audit institution of India, established under Article 148 of Constitution | Appointed by – President
• K. Sanjay Murthy – CAG of India

80. The President has appointed Madras High Court judge, Justice D. Krishnakumar, as Manipur High
Court Chief Justice, following the superannuation of the incumbent Justice Siddharth Mridul. The
Supreme Court Collegium headed by Chief Justice of India Sanjiv Khanna had recommended Justice
Krishnakumar’s name on November 18. Justice Krishnakumar was appointed Madras High Court judge
on April 7, 2016 and is due to retire on May 21, 2025. He is the senior most puisne judge in his parent High Court and belongs
to a backward community. {Read more}
Smart Points:
• Justice D. Krishnakumar – appointed as Chief Justice of Manipur High Court (replacing - Justice Siddharth Mridul)
• Currently he is Madras High Court judge & will retire on May 21, 2025
• Manipur: Capital – Imphal | CM – N. Biren Singh | Governor – Lakshman Prasad Acharya (addi. charge)

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81. India’s Nandan Kumar Jha has been elected as the President of the International Mind Sports
Association (IMSA), a global body for the governance and promotion of mind sports. This announcement
was made during IMSA’s Annual General Assembly in Sao Paulo, Brazil. Jha’s nomination was proposed by
the World Draughts Federation. The IMSA, which has over 200 member countries, works with the
International Olympic Committee (IOC) and other affiliate global sports federations to integrate mind
sports into mainstream global sports. Sports federations affiliated to the IMSA represent 9 sports including chess, draughts,
esports, poker, go and bridge. {Read more}
Smart Points:
• Nandan Kumar Jha (India) – elected as President of International Mind Sports Association (IMSA)
• IMSA’s Annual General Assembly – held in Sao Paulo, Brazil
• Sports federations affiliated to IMSA represent 9 sports including chess, draughts, esports, poker, go & bridge
• HQs of IMSA – Lausanne, Switzerland | President – Nandan Kumar Jha

Awards, Rewards, Recognition & Prizes

82. The Thiruvananthapuram Municipal Corporation has been chosen for the “Global Award for
Sustainable Development in Cities”, an initiative led by the United Nations Human Settlements
Programme (UN Habitat) and the Shanghai Municipality. The award, also known as “Shanghai
Award”, is meant for recognising outstanding progress and achievements of cities and
municipalities around the world in the implementation of the new urban agenda for sustainable
urban development. A total of five global cities were chosen for the award. The other cities to win
the award this year are Agadir (Morocco), Melbourne (Australia), Doha (Qatar) and Iztapalapa (Mexico).
Thiruvananthapuram is the first Indian city to win the award. Thiruvananthapuram Mayor Arya Rajendran and
Thiruvananthapuram Smart City CEO received the award at a function held in Alexandria, Egypt. The installation of solar
panels on the rooftops of all public buildings, conversion of entire street light system to LED lights, delivery of 115 electric
buses for public transport in the city, and delivery of 100 electric auto rickshaws to unemployed youth - played instrumental
role for the Thiruvananthapuram MC in winning this award. {Read more}
Smart Points:
• Thiruvananthapuram Municipal Corporation – chosen for “Global Award for Sustainable Development in Cities”
- It is an initiative led by United Nations Human Settlements Programme (UN Habitat) & Shanghai Municipality
- “Global Award for Sustainable Development in Cities” – aka “Shanghai Award”
• Other winners – Agadir (Morocco), Melbourne (Australia), Doha (Qatar) & Iztapalapa (Mexico)
• Thiruvananthapuram – 1st Indian city to win award | Function held in – Alexandria, Egypt
• Award received by – Arya Rajendran, Thiruvananthapuram Mayor & Thiruvananthapuram Smart City CEO

83. Nigeria will award Prime Minister Narendra Modi the “Grand Commander of The Order
of the Niger (GCON)”, making him the second foreign dignitary to receive this honour, after
Queen Elizabeth received in 1969. This marks the 17th international award conferred on PM
Modi by a foreign nation. This is Modi’s first-ever visit to the West African Region. He is on a
five-day visit to Nigeria, Brazil and Guyana. The two nations have been strategic partners since
2007, with growing economic, energy and defence collaboration. {Read more}

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84. GMR Hyderabad International Airport Limited (GHIAL) has received international acclaim for
its advancements in digital innovation, securing accolades at the ‘Airport Excellence Awards’ held
during the ‘Saudi Airport Exhibition 2024’. The awards ceremony took place at the Riyadh
International Convention and Exhibition Center (RICEC), Saudi Arabia. GHIAL’s ‘Digital Twin’
secured an award in the ‘Innovation & Technology’ and ‘Facility Management’ categories.
Another of GHIAL’s innovations, the ‘Smart Shopping Trolley,’ was recognised as the runner-up
in the ‘Airport Revenue Management’ category. {Read more}
Smart Points:
• Hyderabad International Airport – secured accolades at the ‘Airport Excellence Awards’ held during the ‘Saudi Airport
Exhibition 2024’ at the Riyadh, Saudi Arabia
• GHIAL’s ‘Digital Twin’ – winner in the ‘Innovation & Technology’ & ‘Facility Management’ categories
• GHIAL’s ‘Smart Shopping Trolley’ – runner-up in the ‘Airport Revenue Management’ category

85. The ‘International Convention on Quality Control Circles (ICQCC-2024)’ was organized
by the Sri Lanka Association for the Advancement of Quality and Productivity (SLAAQP) at
Colombo, Sri Lanka in Hybrid mode (in-person & online). 3 LQC (lean quality circle) teams
from RINL - ‘ARMOR’, ‘TARANGINI’, & ‘SADHANA’ - presented their case studies from
Centre for HRD of Visakhapatnam Steel Plant. All the above three teams from RINL have
bagged the prestigious “GOLD Awards” at ICQCC-2024. QC team ‘ARMOR’ presented their
case study on “Minimizing Power & Free hook (P&F) Chain Downtime by eliminating Structure Damage”. QC team
‘TARANGINI’ presented their case study on “Cyanide determination in water using micro diffusion Cells”. While QC team
‘SADHANA’ presented their case study on “Surge Hopper-2 Modification”. {Read more}
Smart Points:
• ‘International Convention on Quality Control Circles (ICQCC-2024)’ – organized by SLAAQP at Colombo, Sri Lanka
• 3 LQC teams from RINL - ‘ARMOR’, ‘TARANGINI’, & ‘SADHANA’ – bagged “GOLD Awards” at ICQCC-2024
• The 3 teams presented their case studies from Centre for HRD of Visakhapatnam Steel Plant
• HQs of RINL – Visakhapatnam, Andhra Pradesh | CMD – AK Saxena (addi. charge) (From Dec’24 - S Sakthimani)

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86. 21-year-old Victoria Kjaer Theilvig of Denmark has won the 73rd “Miss Universe
2024” crown in a ceremony held at the Arena CDMX in Mexico City. She also became
the first-ever Danish winner of Miss Universe. Theilvig was crowned by her
predecessor, Sheynnis Palacios of Nicaragua. Nigeria’s Cnidimma Adetshina emerged
as the 1st runner-up, while Mexico’s María Fernanda Beltrán finished as the 2nd runner-
up. The top 5 finalists also included Thailand’s Opal Suchata Chuangsri and Venezuela’s
Ileana Marquez. India’s Rhea Singha made it to the top 30 but failed to secure a spot in the top 12 finalists. This year’s
contest saw Cuba, Belarus, Eritrea, Guinea, Macau, Maldives, Moldova and Uzbekistan, taking part in Miss Universe for the
first time since 1967. This year also marked the 1st time in Miss Universe’s history that women aged over 28 were permitted
to enter. This is the 3rd time that Mexico has hosted Miss Universe. Miss Universe 2024 unveiled a new crown “Lumière de
l’Infini” (Light of the Infinity). It’s a pearl-encrusted gold tiara made by the French-Filipino jewellery brand Jewelmer. It is
adorned with 23 South Sea pearls. {Read more}
Smart Points:
• Victoria Kjaer Theilvig (Denmark) – 1st Danish to win 73rd “Miss Universe 2024” crown at the Arena CDMX in Mexico City
- Crowned by – Sheynnis Palacios (Nicaragua), 72nd Miss Universe | Ceremony hosted by – Mexico (3rd time)
• Runner-ups: 1st – Cnidimma Adetshina (Nigeria) | 2nd – María Fernanda Beltrán (Mexico)
- Top 5 finalists also included – Opal Suchata Chuangsri (Thailand) & Ileana Marquez (Venezuela)
• Cuba, Belarus, Eritrea, Guinea, Macau, Maldives, Moldova & Uzbekistan – participated for 1st time in this contest
• Women aged 28+ – also allowed to enter for 1st time in Miss Universe’s history
• New crown “Lumière de l’Infini” (Light of the Infinity) – unveiled by Miss Universe 2024
- A pearl-encrusted gold tiara | Made by – Jewelmer, jewellery brand | Adorned with – 23 South Sea pearls

87. Dhudmaras, a small village in Chhattisgarh’s Bastar district, has been selected by the
United Nations World Tourism Organisation (UNWTO) for its ‘Best Tourism Village Upgrade
Programme’. This year, 55 villages across the world received the recognition of ‘Best Tourism
Village’ under the UNWTO initiative. Another 20 villages, including Dhudmaras, were chosen
for the Best Tourism Village Upgrade programme, under which they will receive support to
enhance tourism infrastructure, promote cultural heritage, and improve the quality of life for residents. Dhudmaras is
situated in the heart of Kanger Valley National Park, nestled in dense forests with the Kanger River flowing through it. It is
known for its natural beauty, biodiversity, traditional lifestyle, and local cuisine. Earlier this year, the Union Ministry of
Tourism had also awarded Dhudmaras in the ‘Adventure Tourism’ category of the ‘Best Tourism Village Competition 2024’.
{Read more}
Smart Points:
• Dhudmaras, Bastar, Chhattisgarh – selected by UNWTO for its ‘Best Tourism Village Upgrade Programme’
- Situated in the heart of Kanger Valley National Park
• 55 villages in the world – received this recognition in 2024 under the UNWTO initiative
• 20 villages (including Dhudmaras) – chosen for Best Tourism Village Upgrade programme
- They will receive support to enhance tourism infrastructure, promote cultural heritage & improve quality of life for
residents
• Dhudmaras – also awarded by MoT in ‘Adventure Tourism’ category of ‘Best Tourism Village Competition 2024’
• HQs of UNWTO – Madrid, Spain | Secretary-General – Zurab Pololikashvili

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88. Guyana and Barbados have announced to confer their top awards on Prime Minister Narendra
Modi, days after Dominica and Nigeria awarded him with equivalent state honours. Guyana would
confer its highest national award, “The Order of Excellence” on PM Modi, while Barbados will award
him the prestigious “Honorary Order of Freedom of Barbados”. With these new awards, the total
number of international honours received by PM Modi has now reached 19. {Read more}
Smart Points:
• Guyana & Barbados – announced to confer their top awards on PM Modi
- Highest awards of: Guyana – “The Order of Excellence” | Barbados – “Honorary Order of Freedom of Barbados”
• With these new awards, total number of international honours received by PM Modi – 19
• Guyana – Georgetown – Guyanese Dollar | President – Mohamed Irfaan Ali
• Barbados – Bridgetown – Barbados Dollar | President – Sandra Mason | PM – Mia Mottley

89. The “Indira Gandhi Prize for Peace, Disarmament and Development for 2023” was
conferred on Daniel Barenboim and Ali Abu Awwad, who have dedicated their lives to
promoting amity among Israeli and Palestinian people through non-violent tools of music,
dialogue and peoples’ participation. The awardees were selected by a distinguished jury
headed by former Chief Justice of India T S Thakur. The award was presented virtually on
Indira Gandhi’s birth anniversary (19th November). Sonia Gandhi is the Chairperson of Indira Gandhi Memorial Trust. Daniel
Barenboim is an Argentine-born distinguished classical pianist and conductor, renowned for performing with and directing
some of the leading orchestras in the world. Ali Abu Awwad is an eminent Palestinian peace activist who has been working
tirelessly with the people of Palestine and Israel for a peaceful resolution of the ongoing conflict in the Middle East. The 1st
Indira Gandhi Award, which includes a prize of Rs 25 lakh and a citation, was given to Parliamentarians for Global Action in
1986. {Read more}
Smart Points:
• “Indira Gandhi Prize for Peace, Disarmament & Development for 2023” – conferred on Daniel Barenboim & Ali Abu Awwad
- Daniel Barenboim (Argentina) – classical pianist & conductor | Ali Abu Awwad (Palestine) – peace activist
- They promoted amity among Israeli & Palestinian people through non-violent tools
• Winners selected by a jury – headed by T S Thakur, former CJI
• Award presented virtually on – Indira Gandhi’s birth anniversary (19th November)
• Sonia Gandhi – Chairperson of Indira Gandhi Memorial Trust
• It includes prize of ₹25 lakh & a citation | 1st Indira Gandhi Award – given to Parliamentarians for Global Action in 1986

90. Google Play has announced its much-anticipated “Best of 2024” awards in India, showcasing the
most innovative and engaging apps and games of the year. The winners highlight India’s rapid
adoption of artificial intelligence (AI) and its thriving gaming ecosystem, which now ranks as the
world’s second-largest mobile gaming market. AI-powered applications dominated the list this year,
with ‘Alle - Your AI Fashion Stylist’ bagging the coveted ‘Best App of 2024’ and the ‘Best for Fun’
title. Developed by Hey Alle, the app uses generative AI to provide personalised fashion recommendations based on body
type, facial features, and occasion. Headlyne, an AI-driven app, received ‘Best for Personal Growth’ award, while ‘Fold:
Expense Tracker’ app received ‘Best Everyday Essential’ award. ‘Sony LIV: Sports & Entertainment’ app received ‘Best for
Large Screens’ award. Indian-developed game, Indus Battle Royale, by SuperGaming, clinched the ‘Best Made in India’ award
for the second consecutive year. AI integration has also boosted app innovation in India, with the country leading global
downloads of AI-based apps, accounting for 21% of the worldwide market this year, as per Sensor Tower. {Read more}

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Smart Points:
• Google Play – announced “Best of 2024” awards in India, showcasing most innovative & engaging apps & games of year
• ‘Best App of 2024’ & ‘Best for Fun’ title – Alle - Your AI Fashion Stylist | Developed by – Hey Alle
• ‘Best for Personal Growth’ award – Headlyne | ‘Best Everyday Essential’ award – ‘Fold: Expense Tracker’ app
• ‘Best for Large Screens’ award – ‘Sony LIV: Sports & Entertainment’ app
• ‘Best Made in India’ award – Indus Battle Royale for 2nd consecutive year | Developed by – SuperGaming
• As per Sensor Tower, India – leads global downloads of AI-based apps with 21% of worldwide market in 2024
• HQs of Google – California, US | CEO – Sundar Pichai | Founded in – 1998

91. Coal India Limited (CIL), under the aegis of the Ministry of Coal, has been conferred with the
esteemed “Green World Environment Award 2024” in the Corporate Social Responsibility (CSR)
category along with the distinguished title of “Green World Ambassador”. This prestigious
international award has been given to CIL for exemplary work in the field of CSR i.e. Thalassemia Bal
Sewa Yojna for permanent curative treatment of more than 600 Thalassemia patients through stem
cell transplant also known as Bone Marrow Transplant (BMT). In 2017, CIL became the first Public
Sector Undertaking (PSU) to take up the CSR project for curative treatment of Thalassemia through
BMT operations across the country. Under this scheme, financial assistance up to Rs 10 lakh is provided by CIL for the BMT.
As of now 17 prominent hospitals across India is partnering for this Thalassemia Bal Sewa Yojna. CIL produces over 80% of
India’s overall coal and contributes to 70% of the total coal-based power generation in the country. {Read more}
Smart Points:
• CIL – conferred with “Green World Environment Award 2024” in CSR category with title of “Green World Ambassador”
• CIL – became 1st PSU to take up CSR project for curative treatment of Thalassemia through BMT operations
• Under this scheme, financial assistance up to Rs 10 lakh is provided by CIL for BMT
• As of now, 17 prominent hospitals across India are partnering for this Thalassemia Bal Sewa Yojna
• CIL – produces 80+% of India’s overall coal & contributes to 70% of total coal-based power generation in country
• HQs of CIL – Kolkata, West Bengal | CMD – P. M. Prasad

Schemes & Initiatives

92. The government is set to extend subsidy for sale of cargo category of electric three-wheelers (e-3Ws of L5 category)
under the “Prime Minister Electric Drive Revolution in Innovative Vehicle Enhancement (PM E-DRIVE)” scheme. The
incentives of the second batch of vehicles, the subsidies will be half of the first year and will be capped at ₹25,000 per
vehicle. The e-3Ws L5 under this Scheme, registered on the Vahan (Ministry of Transport) portal after the cut-off date which
is November 7, 2024, will be eligible for an incentive at reduced rate of ₹2,500 per kWh, capped at ₹25,000 per vehicle
subject to the limit of 1,24,846 units. PM E-Drive Scheme was launched from October 1 with a budget outlay of ₹10,900
crore for a period of two years for vehicle categories including e2Ws, e3Ws, e-ambulances, e-trucks e-buses and PM-eBus
Sewa Payment Security Mechanism to accelerate the adoption of EVs across the country. Under the Scheme, the subsidies
for e2Ws were fixed based on battery power at ₹5,000 per kilowatt hour (kWh), but the overall incentive will not exceed
₹10,000 in the first year. In the second year, it will be halved by ₹2,500 per kilowatt hour, and the overall benefit will not
exceed ₹5,000. Similarly, for the e-rickshaws subsidy of ₹25,000 in the first year was fixed and ₹12,500 in the second year.
For the L5 category of e-3W, it was fixed at ₹50,000 in the first year, and reduced to ₹25,000 in the second year. {Read
more}

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Smart Points:
• Govt will extend subsidy for sale of cargo category of electric three-wheelers (e-3Ws of L5 category)
- Under – “Prime Minister Electric Drive Revolution in Innovative Vehicle Enhancement (PM E-DRIVE)” scheme
• Subsidies (half of first year) – to be capped at ₹25,000 per vehicle subject to the limit of 1,24,846 units
• Eligible e-3Ws – registered on Vahan (Ministry of Transport) portal after Nov 7, 2024 (cut-off date)
• PM E-Drive Scheme – launched from Oct 1 for 2 years | Outlay – ₹10,900 Cr
- For vehicle categories – e2Ws, e3Ws, e-ambulances, e-trucks e-buses & PM-eBus
• Under this scheme, subsidies for various vehicles in 1st & 2nd years, respectively:
- e2Ws – ₹10,000 & ₹5,000 | e-rickshaws – ₹25,000 & ₹12,500 | L5 category of e-3W – ₹50,000 & ₹25,000

93. Indian government is aiming to empower women in rural areas by ensuring they own
the houses built under the “Pradhan Mantri Awas Yojana (PMAY) - Gramin”. In the second
phase of the scheme, starting in 2024, houses built under PMAY will be registered only in
the name of women or under joint ownership with men. Currently, 74% of the houses built
under the scheme are owned by women alone or jointly. To identify beneficiaries for the
second phase, the Union Rural Development Ministry is launching a new survey called
“Awas-Plus 2024”. For the first time, this survey will include a “self-survey” option, allowing individuals to upload their
information directly through an app. The government aims to identify the remaining 80 lakh beneficiaries through this
survey, adding to the existing list of 1.2 crore beneficiaries. States have been instructed to complete the Awas-Plus 2024
surveys by November 30 and sanction housing for eligible families by December 31, 2024. Under this scheme, the
government provides ₹1.20 lakh per house, a sum that has not been revised since 2016. {Read more}
Smart Points:
• India – aims to empower women in rural areas by ensuring they own houses built under “PMAY - Gramin”
- PMAY - Gramin – Pradhan Mantri Awas Yojana - Gramin
• In 2nd phase of scheme, houses built under PMAY – to be registered only in name of women or under joint ownership
- Currently, 74% of houses built under scheme – owned by women alone or jointly
• Rural Development Ministry – launching a new survey called “Awas-Plus 2024” to identify beneficiaries for 2nd phase
- Aim: To identify remaining 80 lakh beneficiaries through this survey, adding to existing list of 1.2 crore beneficiaries
• Under this scheme, government provides ₹1.20 lakh per house
• Minister of Rural Development: Shivraj Singh Chouhan | Constituency – Vidisha, Madhya Pradesh
MoS in Ministry of Rural Development: Dr. Chandra Sekhar Pemmasani & Kamlesh Paswan

Meetings, Conferences and Summits

94. As part of the 3-nation tour, Prime Minister Narendra Modi has arrived in Rio de Janeiro,
Brazil, to attend the 19th G20 Leaders’ Summit. This year, G20 summit starts with the theme of
“Building a Just and Sustainable World”. The G20 summit in Brazil is significant as India continues
to play a key role as part of the G20 Troika, which also includes Brazil and South Africa. The
“troika” (India + Brazil + South Africa) consists of the current, previous, and next G20 presidencies
and the three members cooperate with one another in preparing for the G20 Summit. The high-level delegation
accompanying the PM includes External Affairs Minister S Jaishankar, National Security Advisor Ajit Doval, Foreign Secretary
Vikram Misri and others. {Read more}

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95. IIT Ropar has participated in “VIVIBHA 2024”, a distinguished three-day national
conference organized by Bharatiya Shikshan Mandal (BSM) at SGT University, Gurugram,
Haryana. Themed “Vision for Viksit Bharat,” the event celebrated India’s rich cultural
legacy while highlighting pioneering research and innovations that are shaping a self-
sustaining nation. As part of the “Research to Realisation” exhibition, the IIT Ropar
Technology and Innovation Foundation (TIF), namely “AWaDH” (Agriculture and Water
Technology Development Hub), showcased its transformative technologies that promote sustainable solutions in
agriculture, water management, and environmental conservation. {Read more}
Smart Points:
• “VIVIBHA 2024”, 3-day national conference – organized by Bharatiya Shikshan Mandal at SGT University, Gurugram
- Theme – “Vision for Viksit Bharat” | IIT Ropar participated in this conference
• Director of IIT Ropar – Prof. Rajeev Ahuja

96. Union Minister of State (MoS) for Environment, Forest and Climate Change, Kirti Vardhan
Singh, together with Swedish Minister for Climate and Environment, Ms. Romina
Pourmokhtari, co-chaired the “Annual Summit of the Leadership Group for Industry Transition
(LeadIT)”, held on the sidelines of COP29 to the UN Climate Change Summit in Baku,
Azerbaijan. The LeadIT Summit brings together the country and company members to discuss
low-carbon industrial transition. The objective is to support plans that align heavy industry with the objectives of the Paris
Agreement. The India-Sweden Industry Transition Partnership launched under LeadIT 2.0 at COP 28 in 2023, was highlighted
as a key mechanism for co-developing technologies, sharing knowledge, and driving the transition of industries such as steel
and cement. {Read more}
Smart Points:
• “Annual Summit of the Leadership Group for Industry Transition (LeadIT)” = co-chaired by Kirti Vardhan Singh & Romina
Pourmokhtari
- Kirti Vardhan Singh – Union Minister of State (MoS) for Environment, Forest & Climate Change
- Romina Pourmokhtari – Swedish Minister for Climate & Environment
• It held on sidelines of COP29 to UN Climate Change Summit in – Baku, Azerbaijan
• Aim: To support plans that align heavy industry with the objectives of the Paris Agreement
• India-Sweden Industry Transition Partnership – launched under LeadIT 2.0 at COP 28 in 2023

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97. India will host the ‘Global Conference of the International Cooperative Alliance (ICA)’ from November 25 to 30, 2024 in
Delhi. Prime Minister Narendra Modi is set to launch the “United Nations International Year of Cooperatives - 2025” at the
conference on November 25. The theme of the event would be “Cooperatives Build Prosperity of All”. First time in the 130-
year-long history of the ICA, the ‘ICA General Assembly’ and ‘Global Cooperative Conference’ will be hosted by India, with
the initiative of Indian Farmers Fertiliser Cooperative Limited (IFFCO). Union Cooperation Minister Amit Shah will chair the
inaugural session conference as Chief Guest. Of all cooperatives globally, 25% (around 8 lakh) is in India. IFFCO Managing
Director U.S. Awasthi said the event would be carbon neutral and 10,000 peepal trees had been planted across the country.
{Read more}
Smart Points:
• ‘Global Conference of the International Cooperative Alliance (ICA)’ – to be hosted by India in Delhi from Nov 25-30, 2024
- ‘ICA General Assembly’ & ‘Global Cooperative Conference’ – hosted by India for 1st time, with initiative of IFFCO
• “United Nations International Year of Cooperatives - 2025” – to be launched by PM Modi on Nov 25
• Theme – “Cooperatives Build Prosperity of All” | Amit Shah – to chair inaugural session conference as Chief Guest
• India – has 25% (~8 lakh) of all cooperatives in the world

Ranks, Reports & Surveys

98. Glacial lakes and other water bodies across the Himalayan region saw a 10.81% increase
in area from 5,33,401 hectares in 2011 to 5,91,108 hectares in 2024 due to climate change,
signalling a heightened risk of Glacial Lake Outburst Floods (GLOFs), according to the
Central Water Commission’s (CWC) report. With a 33.7% expansion of the surface area, the
lakes in India experienced an even more substantial rise. The total inventory area of glacial
lakes within India was 1,962 hectares during the year 2011 which has increased to 2,623 hectares during the year 2024 (till
September). There is a 33.7% increase in area. It also identified 67 lakes in India that witnessed an over 40% increase in
surface area, placing them in the high-risk category for potential GLOFs. Ladakh, Himachal Pradesh, Uttarakhand, Sikkim and
Arunachal Pradesh showed the most notable expansions, signalling a heightened risk of GLOFs. {Read more}
Smart Points:
• As per a report by Central Water Commission (CWC):
• Glacial lakes & other water bodies across Himalayan region – increased 10.81% in area to 5,91,108 hectares in 2024
- From 5,33,401 hectares in 2011 | Due to – climate change | Signalled risk of Glacial Lake Outburst Floods (GLOFs)
• Lakes in India – expanded 33.7% in surface area
• Total inventory area of glacial lakes in India – 33.7% increase in area to 2,623 hectares during 2024
- From 1,962 hectares during 2011
• 67 lakes in India – witnessed 40+% increase in surface area | They are placed in high-risk category for potential GLOFs
• Most notable expansions – Ladakh, Himachal Pradesh, Uttarakhand, Sikkim & Arunachal Pradesh
• HQs of CWC – New Delhi | Chairman – Kushvinder Vohra

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99. Climate change under a high-end emissions scenario could lead to a 16.9% loss in GDP by 2070 across
the Asia and Pacific region, with India projected to suffer a 24.7% GDP loss, according to the 1st edition of
Asian Development Bank (ADB)’s report titled “Asia-Pacific Climate Report 2024: Catalyzing Finance and
Policy Solutions”. Most of the region would face more than 20% loss. Among the assessed countries and
subregions, these losses are concentrated in Bangladesh (30.5%), Vietnam (30.2%), Indonesia (26.8%),
India (24.7%), the rest of Southeast Asia’ (23.4%), higher-income Southeast Asia (22%), Pakistan (21.1%),
the Pacific (18.6%), and the Philippines (18.1%). Rising sea levels and decreasing labour productivity would drive the most
significant losses. Asia has accounted for most of the increase in global GHG emissions since 2000. Consequently, the region’s
share of global emissions rose from 29.4% in 2000 to 45.9% in 2021. Emissions from developing Asia continue to rise, driven
primarily by China, which contributed about 30% of global emissions in 2021. For climate change adaptation, regional
countries require annual investment between $102 billion and $431 billion. {Read more}
Smart Points:
• 1st edition of “Asia-Pacific Climate Report 2024: Catalyzing Finance and Policy Solutions” report – published by ADB
• Climate change under high-end emissions scenario – could lead to 16.9% loss in GDP by 2070 across Asia & Pacific region
- India – projected to suffer a 24.7% GDP loss
• Among assessed countries & subregions, these losses are concentrated in:
- Bangladesh – 30.5% | Vietnam – 30.2% | Indonesia – 26.8% | India – 24.7% | Rest Southeast Asia – 23.4%
- Higher-income Southeast Asia – 22% | Pakistan – 21.1% | Pacific – 18.6% | Philippines – 18.1%
• Most significant losses – driven by rising sea levels & decreasing labour productivity
• Most of increase in global GHG emissions since 2000 – Asia
• Region’s share of global emissions – rose to 45.9% in 2021 (from 29.4% in 2000)
• Emissions from developing Asia – continue to rise | China – contributed about 30% of global emissions in 2021
• For climate change adaptation, regional countries – require annual investment between $102 billion & $431 billion
• HQs of ADB – Mandaluyong, Philippines | President – Masatsugu Asakawa | Members – 69

100. In 2023, the world lost 6.37 million hectares of forest, according to the report “2024 Forest Declaration Assessment”.
This loss was 45% higher than the goal set by over 140 countries to eliminate deforestation by 2030. The goal is to eliminate
deforestation and forest degradation, and restore 30% of degraded forest area by 2030. The report indicated serious
problems in global efforts to stop deforestation and forest damage. Primary tropical forests, essential for storing carbon and
protecting biodiversity, lost 3.7 million hectares in 2023. The report also emphasizes the loss of Key Biodiversity Areas (KBAs),
where more than 1.4 million hectares of forest were lost in 2023. {Read more}
Smart Points:
• “2024 Forest Declaration Assessment” report:
• The world lost 6.37 million hectares of forest in 2023
• This loss was 45% higher than the goal set by over 140 countries to eliminate deforestation by 2030
- Goal: To eliminate deforestation and forest degradation, and restore 30% of degraded forest area by 2030
• Primary tropical forests lost 3.7 million hectares in 2023
• In Key Biodiversity Areas (KBAs), more than 1.4 million hectares of forest were lost in 2023

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101. India is projected to be the fastest growing economy among the G20 countries with a 7%
GDP growth rate for 2024, followed by Indonesia in the 2nd spot with 5% while China is ranked
3rd with an economic growth rate of 4.8%. Russia and Brazil have been ranked 4th and 5th,
respectively, with 3.6% and 3% GDP growth rate. The African region comes 6th with 3%, while
the US is placed at the 7th spot with its projected GDP growth at 2.8%. Germany is seen as the
worst performer among the advanced countries with a projected growth rate of Zero. The
rankings were released at the ongoing G20 Summit in Brazil. The focus of the summit, being
held amid the ongoing climate crisis and conflict in the Middle East and Europe, is on the fight
against hunger, poverty and inequality; sustainable development and global governance
reforms. {Read more}
Smart Points:
• Rankings of fastest growing economies among G20 countries – released at ongoing G20 Summit in Brazil
• Fastest growing economies among G20 countries with GDP growth rate: 1st – India (7%) | 2nd – Indonesia (5%)
- 3rd – China (4.8%) | 4th – Russia (3.6%) | 5th – Brazil (3%) | 6th – African region (3%) | 7th – US (2.8%)
- Last – Germany (0%)
• Presidency of G20: 2024 – Brazil | 2025 – South Africa

102. India, despite dropping two spots compared to last ago, has ranked 10th this year
on a list of 63 countries assessed for efforts to fight climate change, as per the “Climate
Change Performance Index (CCPI 2025)” report, released at the annual UN Climate
Conference (COP29) in Baku, Azerbaijan. The report leaves the first three places empty,
as no country performed well enough across all index categories to achieve an overall
‘very high’ rating. Denmark ranks at the top (but technically 4th place), followed by the
Netherlands (5th), UK (6th), Philippines (7th), Morocco (8th), & Norway (9th). While the
largest two emitters - China and the US - remain very low at 55th and 57th place,
respectively. India and the U.K. are the only two G20 countries among the high
performers in the CCPI. The 4 lowest-ranked countries in the CCPI are Iran (67th), Saudi Arabia (66th), UAE (65th), and Russia
(64th). The CCPI 2025, published by think tanks Germanwatch, NewClimate Institute, and Climate Action Network -
International (CAN), tracks the progress of the world’s largest emitters in terms of emissions, renewables, and climate policy.
The 63 countries, along with the European Union, assessed in the CCPI are responsible for 90% of global emissions. India’s
per capita emissions stand at 2.9 tons of CO2 equivalent (tCO2e), far below the global average of 6.6 tCO2e. India, the
world’s 3rd-largest greenhouse gas emitter and the fastest growing major economy, has pledged to reach Net Zero Emissions
by 2070 and aims to achieve 500 GW of Renewable Energy capacity by 2030. {Read more}
Smart Points:
• “Climate Change Performance Index (CCPI 2025)” report – released at annual UN COP29 in Baku, Azerbaijan
- Published by – Germanwatch, NewClimate Institute & Climate Action Network - International (CAN)
• For efforts to fight climate change: India – 10th (from 8th in 2024)
• 4th – Denmark | 5th – Netherlands | 6th – UK | 7th – Philippines | 8th – Morocco | 9th – Norway
- First three places – kept empty, as no country performed well enough to achieve an overall ‘very high’ rating
• Lowest-ranked countries: 67th – Iran | 66th – Saudi Arabia | 65th – UAE | 64th – Russia
• Rank of largest two emitters: 55th – China | 57th – US
• India & UK – only two G20 countries among high performers in CCPI
• These 63 countries (including EU) – are responsible for 90% of global emissions

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103. India has earned the dubious distinction of becoming the country with the most cities in
the ‘World’s Top 100 Worst Polluted Cities’, far ahead of its rival, China. A recent S&P Global
Mobility web presentation identified 39 Indian cities in the top 100 most polluted globally. In
comparison, China has 30 cities on the list. Neighbouring Pakistan ranks 3rd with 7 cities,
followed by Bangladesh with 5 and Nepal with 2. Alarmingly, more than half (53) of the top 100
most polluted cities in the world are in the Indian subcontinent. The S&P study was part of a presentation highlighting the need
for India to shift towards vehicle electrification. It also called attention to concerns about growing traffic congestion in major
Indian cities. Mumbai tops the list with 430 vehicles per kilometer (km), followed by Kolkata at 308, Pune at 248, and Delhi
comparatively better at 93 vehicles per km. In 2023, IQAir, an international monitoring agency, ranked Delhi as the most
polluted capital in the world, with Beijing in China placed 18th. Among countries with the highest average PM2.5
concentrations, India ranked 3rd, after Bangladesh and Pakistan. China, meanwhile, ranked 19th. {Read more}
Smart Points:
• India (39) – became the country with most cities in the ‘World’s Top 100 Worst Polluted Cities’ (by S&P Global Mobility)
• 2nd – China (30) | 3rd – Pakistan (7) | 4th – Bangladesh (5) | 5th – Nepal (2)
• 53 of top 100 most polluted cities in the world – located in Indian subcontinent
• Traffic congestion (in vehicles per km): 1st – Mumbai (430) | 2nd – Kolkata (308) | 3rd – Pune (248) | 4th – Delhi (93)
• Delhi – became most polluted capital in world in 2023 by IQAir | Beijing (China) – 18th
• Among countries with highest avg PM2.5 concentrations: 1st – Bangladesh | 2nd – Pakistan | 3rd – India | 19th – China

104. India, projected to house 350 million children by 2050, must navigate critical challenges like
extreme climate and environmental hazards to ensure their well-being and rights, according to
UNICEF’s new report titled “The State of the World’s Children 2024: The Future of Children in a
Changing World”. Although India will see a decline of 106 million children compared to today, it
will still account for 15% of the global child population. With nearly 1 billion children worldwide
already exposed to high-risk climate hazards, India ranks 26th in the ‘Children’s Climate Risk Index (CCRI)’. Indian children
face acute risks from extreme heat, floods, and air pollution, particularly in rural and low-income communities. The report
was launched in New Delhi, spotlighting 3 global megatrends - demographic shifts, climate crises, and frontier technologies
- that are set to reshape the lives of children by 2050. The report was unveiled by Cynthia McCaffrey, UNICEF India
Representative, alongside Suruchi Bhadwal of The Energy Research Institute (TERI), UNICEF Youth Advocate Kartik Verma.
{Read more}
Smart Points:
• “The State of the World’s Children 2024: The Future of Children in a Changing World” report – published by UNICEF
- Launched in – New Delhi | Unveiled by – Cynthia McCaffrey, UNICEF India Representative
• India – projected to house 350 million children by 2050
• India – will see a decline of 106 million children, it will still account for 15% of global child population
• In ‘Children’s Climate Risk Index (CCRI)’: India – 26th | 1 billion children – exposed to high-risk climate hazards globally
• HQs of UNICEF – New York, US | Executive Director – Catherine Russell | Established in – 1946

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105. Union Minister for Education Dharmendra Pradhan, along with Minister of Labour and
Employment Mansukh Mandaviya, launched a World Bank’s report titled “Jobs at Your
Doorstep: A Jobs Diagnostics for Young People” that covers 6 STARS (Strengthening Teaching-
Learning and Results for States) states - Himachal Pradesh, Kerala, Madhya Pradesh,
Maharashtra, Odisha, and Rajasthan - in India. It serves as both a diagnostic and roadmap to
providing strategic linkages and convergence between education and the jobs agenda of India. The World Bank assists the
Ministry of Education with its programme called ‘STARS’ covering 6 states. The report underscores the significant benefits
of embedding skill-based education from Classes 9-12 to prepare students for diverse career paths relying on a bottom-up
approach, going deep in districts of the 6 states. The Government of India has an ambitious plan to transform the economy
towards a high-income country status by 2047. To achieve the goal, India needs to urgently address the challenges facing its
employment landscape and prepare its workforce. The National Education Policy (NEP) 2020 has set ambitious targets of
50% of students accessing skill education by 2025, and all secondary schools offering skill education by 2030. Auguste Tano
Kouame is the Country Director at the World Bank, India. {Read more}
Smart Points:
• “Jobs at Your Doorstep: A Jobs Diagnostics for Young People” report – published by World Bank
- Launched by = Dharmendra Pradhan & Mansukh Mandaviya
• It covers 6 STARS (Strengthening Teaching-Learning and Results for States) states in India
- Himachal Pradesh, Kerala, Madhya Pradesh, Maharashtra, Odisha & Rajasthan
• World Bank assists Ministry of Education with its programme called ‘STARS’ covering 6 states
• National Education Policy (NEP) 2020 set targets of:
- 50% students – accessing skill education by 2025 | All secondary schools offering skill education – by 2030
• Auguste Tano Kouame – Country Director at World Bank, India
• HQs of World Bank – Washington D.C., US | President – Ajay Banga | MD/CFO – Anshula Kant | Members – 189

Amount & Agreements

106. The Asian Development Bank has announced to increase its climate-related lending by up to $7.2 billion after the United
States and Japan agreed to underwrite risk for some existing loans, marking the first ever sovereign guarantees for climate
finance. The ADB has set a long-term cumulative climate finance lending target of $100 billion between 2019 and 2030. In
2023, it lent $9.8 billion. Under the ADB plan, the world’s richest country, the US, would guarantee up to $1 billion of existing
loans from ADB, while Japan would underwrite $600 million - freeing the bank to lend more for climate-related projects.
The extra lending headroom the guarantees generate will be deployed over the next 5 years, while the duration of the
guarantees themselves will be 25 years. {Read more}
Smart Points:
• ADB – announced to increase its climate-related lending by up to $7.2 billion
- after US & Japan agreed to underwrite risk for some existing loans
- It marks the first ever sovereign guarantees for climate finance
• ADB has set a long-term cumulative climate finance lending target of $100 billion between 2019 & 2030
- It lent $9.8 billion in 2023
• Under the ADB plan, US would guarantee up to $1 billion of existing loans from ADB | Japan – $600 million

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107. India has fulfilled its annual contribution of $5 million for the year 2024-25 to the United Nations Relief and Works
Agency for Palestine Refugees in the Near East (UNRWA), with the release of the second tranche of $2.5 million. This financial
support aims to assist the UN agency in providing vital services to Palestinian refugees. Over the years, India has contributed
a total of $40 million to UNRWA’s core programs, including education, healthcare, and relief services. In October 2024, India
also sent 30 tons of medical supplies, including life-saving and anti-cancer drugs, to Palestine as part of its humanitarian
assistance. {Read more}
Smart Points:
• India – released second tranche of $2.5 million for 2024-25 to UNRWA & fulfilled its annual contribution of $5 million
- UNRWA – United Nations Relief and Works Agency for Palestine Refugees in the Near East
• Aim: To assist UN agency in providing vital services to Palestinian refugees
• India – contributed $40 million to UNRWA’s core programs till date
• India – sent 30 tons of medical supplies to Palestine as part of its humanitarian assistance in Oct 2024
• HQs of UNRWA – Amman, Jordan & Gaza, Palestine | SG – Philippe Lazzarini | Established in – 1949

MoUs, Collaborations & Partnerships

108. IIM Shillong, through its IIM Shillong Foundation for Incubation and Enterprise (IIMSFIE), has signed an MoU with the
Small Industries Development Bank of India (SIDBI). This collaboration marks a significant milestone in fostering
entrepreneurship and innovation in the region. As part of this collaboration, IIMSFIE will introduce the Skill to Enterprise
Model (STEM) Programme in partnership with SIDBI. The STEM Programme is designed to equip aspiring entrepreneurs with
the skills, knowledge, and mentorship needed to transform their innovative ideas into successful businesses. Under the
STEM programme, IIMSFIE will offer an intensive 18-month entrepreneurship training program designed for 30 selected
candidates. {Read more}
Smart Points:
• IIMSFIE (IIM Shillong) + SIDBI = an MoU to introduce the Skill to Enterprise Model (STEM) Programme
• To equip aspiring entrepreneurs with skills, knowledge & mentorship to transform their ideas into successful businesses
• IIMSFIE – to offer an 18-month entrepreneurship training program for 30 selected candidates
• Director of IIM Shillong – Prof D. P. Goyal

109. The National Stock Exchange of India (NSE) has signed a pact with online food delivery
platform, Zomato, to promote financial literacy and investor awareness programmes among the
gig economy workers. This partnership aims to launch an extensive financial literacy and investor
awareness drive, specifically designed for Zomato’s delivery partners, impacting the lives of over
50,000 gig workers across the country. As a part of the pact, fundamental aspects of personal
finance management and the basics of investing will be covered. Topics will include budgeting, saving, investing, debt
management, and insurance, among others. {Read more}

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110. Bharat Petroleum Corporation Limited (BPCL) has signed an MoU with the Mumbai Port Authority (MbPA) and the
Mumbai Port Sustainability Foundation (MPSF) to create a state-of-the-art green fuel ecosystem at Mumbai Port. With a
focus on innovations in green fuel, the initiative seeks to significantly cut greenhouse gas emissions, thereby supporting the
nation’s climate objectives. The MoU aligns with BPCL’s commitment to a sustainable future, as well as its goal of reaching
Net Zero Emissions for Scope 1 and Scope 2 by 2040. {Read more}
Smart Points:
• BPCL + MbPA + MPSF = an MoU to create a state-of-the-art green fuel ecosystem at Mumbai Port
• Aim: To significantly cut greenhouse gas emissions, thereby supporting the nation’s climate objectives
• HQs of BPCL – Mumbai, Maharashtra | Chairman & MD – G. Krishnakumar | Founded in – 1952

111. Maharashtra government recently signed an MoU with National Institute of Electronics and Information Technology
(NIELIT) to establish the “Centre of Excellence in Artificial Intelligence (Al), Robotics, Internet of Things (IOT), Industry 4.0,
3D Printing and Allied Technologies” for capacity training and “Research & Development Centers” at Government
polytechnic and Government Engineering college in the state. The MoU also seeks funding from Ministry of Electronics and
Information Technology (MeitY) & other government organisations through joint project proposals. The Government of
Maharashtra has a total 40 Government Polytechnics and 300 private polytechnic in the State. {Read more}
Smart Points:
• Maharashtra + NIELIT = an MoU to establish “CoE in Al, Robotics, IOT, Industry 4.0, 3D Printing & Allied Technologies”
for capacity training & “Research & Development Centers” at Government polytechnic & Engineering college in state
• Maharashtra – has total 40 Government Polytechnics & 300 private polytechnic colleges
• HQs of NIELIT – New Delhi | Chairman – S. Krishnan

112. India and Japan have signed a Memorandum of Implementation (MoI) for the co-
development of UNICORN (Unified Complex Radio Antenna) mast, a conical structure that
houses antennas atop warships increasing their stealth characteristics, for fitment on Indian
Naval warships under the framework of the India-Japan Defence Technology Cooperation. The
MoI was signed and exchanged between the Indian Envoy to Japan Sibi George and Ishikawa
Takeshi from Japan. Once implemented, this would be the first export case of defence
technology from Japan under the bilateral agreement on defence equipment and technology transfer signed in 2015. {Read
more}
Smart Points:
• India + Japan = an MoI for the co-development of UNICORN (Unified Complex Radio Antenna) mast
- It is a conical structure that houses antennas atop warships increasing their stealth characteristics
• Indian Envoy to Japan – Sibi George
• Japan – Tokyo – Yen | PM – Shigeru Ishiba

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113. Union Minister for Power and Housing & Urban Affairs, Manohar Lal, inaugurated the power flow from Nepal to
Bangladesh. This historic occasion marks the ‘first trilateral power transaction’ which has been carried out through the Indian
grid. In October, a tripartite power sales agreement between NTPC Vidyut Vyapar Nigam, Nepal Electricity Authority and
Bangladesh Power Development Board was signed in Kathmandu, to facilitate the first trilateral power transaction from
Nepal to Bangladesh, through Indian grid with an export of up to 40 MW. {Read more}
Smart Points:
• Manohar Lal – inaugurated the power flow from Nepal to Bangladesh
• It marks the ‘first trilateral power transaction’ which has been carried out through the Indian grid
• An MoU = NTPC Vidyut Vyapar Nigam + Nepal Electricity Authority + Bangladesh Power Development Board
• Nepal – Kathmandu – Nepalese Rupee | President – Ram Chandra Poudel | PM – K. P. Sharma Oli
• Bangladesh – Dhaka – Taka | President – Mohammed Shahabuddin

114. GAIL (India) Ltd has signed a 10-year Sales and Purchase Agreement (SPA) with the UAE-based ADNOC (Abu Dhabi
National Oil Company) for the delivery of up to 0.52 million tonnes per annum (mtpa) of liquified natural gas (LNG) from
2026. This is the first SPA of ADNOC Gas with an Indian buyer. The LNG will be delivered in six cargoes per year from ADNOC
Gas’ Das Island natural gas facility. It is the third longest established LNG plant still in production globally. In 2023, India
ranked as the fourth-largest importer of LNG globally, with expectations for further growth in LNG imports over the next
decade. India aims to increase the share of natural gas in the country’s total primary energy mix to 15% by 2030, from about
6% today. {Read more}
Smart Points:
• GAIL + ADNOC (UAE) = 10-year Sales & Purchase Agreement (SPA) for the delivery of up to 0.52 mtpa of LNG from 2026
• This is the first SPA of ADNOC Gas with an Indian buyer
• India ranked as the 4th-largest importer of LNG globally in 2023
• India aims to increase the share of natural gas in the country’s total primary energy mix – to 15% by 2030 (from 6%)
• HQs of GAIL – New Delhi | MD & Chairman – Sandeep Kumar Gupta | Founded in – 1984

115. State-owned Oil India Ltd (OIL) has signed a cooperation agreement with France-based
TotalEnergies for conducting methane emissions detection and measurement campaigns at its sites
in India using the TotalEnergies’s ‘Airborne Ultralight Spectrometer for Environmental Applications
(AUSEA)’ gas analyser technology. The two entities also inked a technical service agreement to
facilitate collaboration with a specific focus on drilling of stratigraphic wells in Indian offshore waters.
The agreement on access to AUSEA comes in the backdrop of OIL joining the Oil and Gas Decarbonization Charter (OGDC),
a global industry initiative launched at COP28, co-chaired by TotalEnergies’ CEO. The charter’s ambition is to work towards
net-zero operations by 2050, as well as near-zero upstream methane emissions and zero routine flaring by 2030. {Read
more}
Smart Points:
• OIL + TotalEnergies (France) = cooperation to conduct methane emissions detection & measurement campaigns at its
sites in India
- Using TotalEnergies’s ‘Airborne Ultralight Spectrometer for Environmental Applications’ gas analyser technology
• OIL + TotalEnergies = a technical service agreement to collaborate on drilling of stratigraphic wells in Indian offshore
waters

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116. Tata Power has signed an MoU with Bhutan’s Druk Green Power Corporation Ltd (DGPC) for
the development of 5,000 MW of clean energy capacity in the Himalayan nation. The MoU was
signed between Dasho Chhewang Rinzin, MD of DGPC and Praveer Sinha, CEO & MD of Tata Power.
DGPC is a subsidiary of Druk Holding and Investments Ltd, the sole generation utility of Bhutan.
Through the collaboration, at least 5,000 MW of renewable energy projects; including 4,500 MW of hydropower comprising
the 1,125 MW Dorjilung HEP (hydro-electric project); 740 MW Gongri Reservoir; 1,800 MW Jeri Pumped Storage; and 364
MW Chamkharchhu IV will be developed in phases. Another 500 MW of solar projects will be developed by Tata Power
Renewable Energy Ltd (TPREL), a subsidiary of Tata Power. As a precursor to this collaboration, Tata Power recently acquired
a 40% stake in the 600 MW Khorlochhu Hydroelectric Project. Tata Power has a robust clean and green portfolio crossing
12.9 GW (6.4 GW operational, 6.5 GW under construction) which constitutes 42% of its total capacity, and is well-positioned
to expand this to 70% by 2030. {Read more}
Smart Points:
• Tata Power + DGPC (Bhutan) = an MoU for the development of 5,000 MW of clean energy capacity in Bhutan
• 5,000 MW of renewable energy projects will be developed in phases
- Projects include 4,500 MW of hydropower comprising: 1,125 MW – Dorjilung HEP
- 740 MW – Gongri Reservoir | 1,800 MW – Jeri Pumped Storage | 364 MW – Chamkharchhu IV
• Another 500 MW of solar projects – to be developed by TPREL
• Tata Power – acquired a 40% stake in 600 MW Khorlochhu Hydroelectric Project
• Tata Power – crossed 12.9 GW (6.4 GW operational, 6.5 GW under construction), constituting 42% of its total capacity
- To expand to – 70% by 2030
• HQs of Tata Power – Mumbai | Chairman – N. Chandrasekaran | MD & CEO – Praveer Sinha
• HQs of DGPC – Thimphu, Bhutan | MD – Dasho Chhewang Rinzin

117. Karnataka government has signed 5 MoUs with global tech giants - Microsoft, Intel,
Accenture, IBM, & BFSI Consortium - for skill training in IT sector, as part of the Nipuna
Karnataka initiative, at Bengaluru Tech Summit (BTS) 2024. These MoUs aim to train
1,00,000 persons in the next year with a placement of 70% of the trained professionals.
With Microsoft, the state government aims to train more than 10,000 persons annually
in emerging technology with a focus on Deep tech, while Karnataka will be collaborating
with Intel to train 20,000 persons annually in AI. Accenture will train 10,000 persons on emerging technology, like cyber
security and quantum computing, while IBM has committed to train 50,000 people on AI and Cloud services. The BFSI
Consortium will train 10,000 persons in the banking and financial sector to ensure placement in the fintech sector. The
‘Bengaluru Data Report’ was launched at the event, while a ‘Centre of Excellence on AI’ in Bengaluru to foster cutting-edge
research and development was announced. A ‘Start-up Springboard Programme’, announced at the event, is designed to
empower Karnataka’s start-ups through 3 pillars - Investor Connect, Mentor Connect, and Innoverse. Also, the Karnataka
government has released the draft of “Space Tech Policy 2024-2029”. The policy aims to capture 50% of the national market
share in the space sector and to transform Karnataka into a global destination for the sector, with 5% of the global market
share. {Read more}

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Smart Points:
• Karnataka – signed 5 MoUs with Microsoft, Intel, Accenture, IBM, & BFSI Consortium for skill training in IT sector
- As part of – Nipuna Karnataka initiative | At – Bengaluru Tech Summit (BTS) 2024
• Aim: To train 1,00,000 persons in the next year with a placement of 70% of the trained professionals
• These companies will train a fixed number of persons in various fields:
- Microsoft – 10,000+ persons annually in Deep tech | Intel – 20,000 persons annually in AI
- Accenture – 10,000 persons on cyber security & quantum computing | IBM – 50,000 people on AI & Cloud services
- BFSI Consortium – 10,000 persons in banking & financial sector
• ‘Bengaluru Data Report’ – launched at event
• ‘Centre of Excellence on AI’ in Bengaluru – announced to foster cutting-edge R&D
• ‘Start-up Springboard Programme’ – announced to empower Karnataka’s start-ups through 3 pillars
- Investor Connect, Mentor Connect & Innoverse
• Draft of “Space Tech Policy 2024-2029” – released
- Aim: To capture 50% of national market share in space sector & to transform Karnataka into a global destination
with 5% of global market share
• Karnataka: Capital – Bangalore | CM – Siddaramaiah | Governor – Thaawarchand Gehlot

118. IIT Madras Pravartak Technologies Foundation has partnered with Codenatives, a US-based IT
company, to offer ‘Salesforce B2C Commerce Developer Training Program’ for professionals. It will be
in online mode and have a duration of 70 hours of instructor-led sessions spread across eight weeks. E-
commerce continues to evolve rapidly, driven by advancements in technology and SaaS platforms like
Salesforce Commerce Cloud (SFCC). Market analysts predict global e-commerce sales will reach $7.96
trillion by 2027, reflecting an annual growth rate of 7.6%. {Read more}
Smart Points:
• IIT Madras Pravartak Tech. Foundation + Codenatives (US) = partnered to offer ‘Salesforce B2C Commerce Developer
Training Program’ for professionals
• Duration – 70 hours in 8 weeks | Global e-commerce sales – to reach $7.96 trillion by 2027 (annual growth rate - 7.6%)
• Director of IIT Madras – Prof. V Kamakoti

119. National Accreditation Board for Hospitals and Healthcare Providers (NABH), a constituent body of Quality Council of
India (QCI), has signed an MoU with the Research Society for the Study of Diabetes in India (RSSDI), to advance quality and
consistency of diabetes care in India through the use of robust clinical and digital health standards. RSSDI is India’s largest
professional body representing over 12,000 diabetes care providers across the country. The MoU will leverage the distinctive
capabilities of NABH to drive national quality certification and accreditation programs and RSSDI’s expertise in developing
best practice clinical guidelines for diabetes management and research. NABH was set up in the year 2005. The first
accreditation programme “Hospital Accreditation” was launched in the year 2006. {Read more}
Smart Points:
• NABH + RSSDI = an MoU to advance quality & consistency of diabetes care in India
• RSSDI – India’s largest professional body representing over 12,000 diabetes care providers across the country

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120. NTPC Green Energy Ltd (NGEL) has signed a joint venture (JV) agreement with NREDCAP
(New & Renewable Energy Development Corporation of Andhra Pradesh) to set up renewable
energy projects worth Rs 2 lakh crore in Andhra Pradesh. The collaboration will focus on
developing 25 GW solar/wind, 10 GW pumped storage projects (PSPs), and 0.5 MMTPA green
hydrogen. This historic project will also create over 1 lakh jobs. NGEL, an arm of NTPC, has recently launched its Rs 10,000
crore Initial Public Offering (IPO) with a price band of Rs 102-108 per share. {Read more}
Smart Points:
• NTPC Green Energy + NREDCAP = a JV to set up renewable energy projects worth Rs 2 lakh Cr in Andhra Pradesh
• Focus – To develop 25 GW solar/wind, 10 GW pumped storage projects (PSPs), & 0.5 MMTPA green hydrogen
• Andhra Pradesh: Capital – Amaravati | CM – N Chandra Babu Naidu | Governor – Syed Abdul Nazeer
• CEO of NGEL – Rajiv Gupta

121. Tata Power and the Asian Development Bank (ADB) signed an MoU to explore financing options
for renewable energy projects in India. ADB will provide $4.25 billion to Tata Power for clean energy
power projects. The collaboration aims to support India’s clean energy transition by funding projects
such as 966 MW solar-wind hybrid systems, pumped hydro storage, and other projects in the
pipeline around energy transition, decarbonization, and battery storage. Further, this partnership is pivotal as India
accelerates its journey toward achieving its renewable energy target of 500 GW by 2030. {Read more}
Smart Points:
• Tata Power & ADB = an MoU to explore financing options for renewable energy projects in India
• ADB – to provide $4.25 billion to Tata Power for clean energy power projects
• Aim: To support India’s clean energy transition by funding projects such as 966 MW solar-wind hybrid systems
• India’s renewable energy target – 500 GW by 2030
• HQs of Tata Power – Mumbai | Chairman – N. Chandrasekaran | MD & CEO – Praveer Sinha
• HQs of ADB – Mandaluyong, Philippines | President – Masatsugu Asakawa | Members – 69

❖ Important Obituaries in November 2024:

• Aashish Khan (from Maihar Gharana) – a Legendary Sarod Maestro
(Awards: Sangeet Natak Akademi Award in 2004, nominated for a Grammy Award in 2006)
(He formed his own Indo-jazz band “Shanti” with tabla maestro Ustad Zakir Hussain in the 1960s.)
(Aashish Khan School of World Music - Kolkata, West Bengal)
• TP Gopalan Nambiar – Founder of British Physical Laboratories (BPL) Group

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❖ Appointments of Important Brand Ambassadors in November 2024:

• Harbhajan Singh & Sania Mirza — Brand Ambassador of Dubai Sports Council
• Gautam Gambhir — Brand Ambassador for ‘learn Karo.Cryptp karo’ campaign of CoinDCX
• D Gukesh — Brand Ambassador of RBL Bank

❖ Festivals / Dances in November 2024:

• Cherry Blossom Festival – Shillong, Meghalaya

❖ Important Acquisitions & Mergers in November 2024:

• Reliance Industries has completed the merger of Walt Disney to form a new joint venture worth Rs 70,352 crore
($8.5 billion). The JV, in which Reliance Industries has invested Rs 11,500 crore ($1.4 billion) for its growth, will be
headed by Nita Ambani as its Chairperson. Reliance Industries holds a 16.34% stake in the JV, while its step-down
unit Viacom18 holds 46.82% and Disney the rest 36.84%.

• Bharti Global, the international investment arm of Bharti Enterprises, has completed the acquisition of 24.5% of the
issued share capital of BT Group plc from Netherlands-based Altice. In August, Bharti Global had announced to buy
24.5% stake in BT Group for about $4 billion to become the single largest shareholder in Britain’s biggest broadband
and mobile company, BT Group plc.

• India’s Tata Electronics has signed a deal to buy 60% stake in Taiwanese contract manufacturer Pegatron’s only
iPhone plant in Tamil Nadu. Tata Group company could pay $150-200 million for the stake.

• The Department for Promotion of Industry and Internal Trade (DPIIT) has given a nod to Hinduja Group firm,
IndusInd International Holdings Ltd (IIHL), for acquisition of debt-ridden Reliance Capital Ltd (RCAP).

❖ National Parks / Wildlife Sanctuaries / Tiger Reserves in November 2024:

Vansda National Park Gujarat
Periyar Wildlife Sanctuary Kerala
Barda Wildlife Sanctuary Gujarat
Kambalakonda Wildlife Sanctuary Andhra Pradesh
Bordoibam-Bilmukh Bird Sanctuary Assam

❖ Other Miscellaneous News & Current Static GK in November 2024:

126 MW Omkareshwar Floating Solar Project Khandwa, Madhya Pradesh
Caracal (Henotaro) Breeding and Conservation Center Kutch, Gujarat
Animal Quarantine & Certification Service (AQCS) Cochin Airport, Kerala
1st Bodoland Mahotsav New Delhi

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Important Books & Authors

Rajender Amarnath (co-
“Fearless”, autobiography of Mohinder Amarnath (Former Indian cricketer)
author)
“A Wonderland of Words: Around the Word in 101 Essays” Shashi Tharoor
“Modialogue: Conversations for a Viksit Bharat” Dr. Ashwin Fernandes
“Friends: India’s Closest Strategic Partner”
Sreeram Chaulia
(Released by - S. Jaishankar)

Important Days
Public Service Broadcasting Day or Jan Prasaran Diwas
November 12 (The day commemorates the first and only visit of Mahatma Gandhi to the studio of the All India
Radio.)
National Tribal Pride Day or Janjatiya Gaurav Divas (birth anniversary of Birsa Munda, a brave
tribal leader & freedom fighter)
November 15
International Day for the Prevention of and Fight against All Forms of Transnational Organized
Crime
National Press Day
November 16 (Theme - “Changing Nature of the Press”)
International Day for Tolerance
World Day of Remembrance for Road Traffic Victims (3rd Sunday in Nov)
(Theme - “Remember. Support. Act.”)
National Epilepsy Day
November 17
(Theme - “Milestones on My Epilepsy Journey”)
International Students’ Day
(October 15 - World Students’ Day)
November World Antimicrobial Resistance Awareness Week
18-24 (Theme - “Educate. Advocate. Act now.”)
November 18 World Day for the Prevention of and Healing from Child Sexual Exploitation, Abuse, and Violence
International Men’s Day
(Theme - “Positive Male Role Models”)
November 19
World Toilet Day
(Theme - “Toilets - A Place for Peace”)
World Children’s Day (globally)
(Theme - “Listen to the Future. Stand up for Children’s Rights.”)
(This day was observed on November 14 in India.)
November 20
World Chronic Obstructive Pulmonary Disease (COPD) Day
(Theme - “Know Your Lung Function”)
Africa Industrialization Day
World Television Day
November 21 (Theme - “Accessibility”)
World Fisheries Day

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➢ Latest GDP Predictions (updated till November 2024)

Organisations FY24 FY25 FY26
Morgan Stanley 7.9% 6.7% 6.5%
Moody’s 7.2% (CY) 6.6% (CY) 6.5% (CY)
S&P Global Ratings 7.4% 6.8% 6.6%
IMF 7.8% 7% 6.5%
World Bank 7.5% 7% 6.7%
ADB 6.7% 7% 7.2%
OECD 7.8% 6.7% 6.8%
Nomura - 6.7% -
Bloomberg Economic - 6.8% -
SBI 8% 7% -
India Ratings & Research 6.7% 7.5% -
NCAER - 7.5% -
Fitch Ratings 7.8% 7.2% 6.5%
Goldman Sachs 6.3% 6.8% -
RBI 7% 7.2% -
UN - 6.9% 6.6%
PHDCCI - 8-8.3% -
UNCTAD 6.3% 6.5% -
UBS Securities India 7.6% 7% 6.8%
CRISIL 7.6% 6.8% -
Bank of Baroda 6.8% 6.75-6.8% -
UN-DESA 6.2% 6.6% -
ICRA 6.5% - -
CII 6.8% 7% -

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SK 3rd Week

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October 2024 Monthly CA PDF

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11. 24 coastal villages in Odisha were recognised by the Intergovernmental Oceanographic

24. The “Chennai-Vladivostok Eastern Maritime Corridor” has become operational

Banking, Finance, Insurance & Economic Affairs

Sports & Games

Science & Technology

Awards, Rewards, Recognition & Prizes

Schemes & Initiatives

Meetings, Conferences and Summits

Ranks, Reports & Surveys

Amount & Agreements

MoUs, Collaborations & Partnerships

❖ Important Obituaries in November 2024:

❖ Appointments of Important Brand Ambassadors in November 2024:

❖ Festivals / Dances in November 2024:

❖ Important Acquisitions & Mergers in November 2024:

❖ National Parks / Wildlife Sanctuaries / Tiger Reserves in November 2024:

❖ Other Miscellaneous News & Current Static GK in November 2024:

Important Books & Authors

➢ Latest GDP Predictions (updated till November 2024)

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