HARPER RUSSO
+123-456-7890 · hello@reallygreatsite.com · @reallygreatsite
123 Anywhere St., Any City, ST 12345
PROFESSIONAL SUMMARY
Detail-oriented Credit Specialist with extensive experience in handling the documentation and
financial eligibility assessment for business banking loan applications. Adept at reviewing and
analyzing financial data, working closely with sales and credit teams to ensure compliance, and
facilitating seamless loan processing. Skilled in risk assessment, financial analysis, and ensuring
documentation accuracy for credit approval. Seeking to transition into a dedicated Credit
Department role where I can leverage my expertise in documentation management and financial
eligibility evaluation.
STRENGTHS AND EXPERTISE
Credit Documentation & Loan Application Processing Business Banking Products & Services
Compliance Cross-functional Team Collaboration Regulatory & Legal Compliance
Financial Statement Analysis Financial Eligibility Evaluation Data Verification & Documentation
Credit Risk Assessment Management
PROFESSIONAL EXPERIENCE
Ginyard International Co. NOVEMBER 2022 - Present
Product Manager
Financial Eligibility Evaluation:
Evaluated financial eligibility of business loan applicants by reviewing key financial documents
such as financial statements, balance sheets, cash flow projections, and tax returns.
Collaborated with relationship managers to ensure accurate financial assessments in line with
company policies.
Credit Documentation Management:
Led the documentation process for all credit cases, ensuring that all necessary paperwork was
complete, accurate, and compliant with internal credit guidelines. This included collecting,
verifying, and organizing financial documents from clients for review by credit officers and
underwriting teams.
Risk Assessment & Financial Analysis:
Conducted preliminary risk assessments by analyzing financial health, identifying potential risks,
and ensuring that applications met the criteria for approval. Prepared detailed reports
summarizing financial eligibility for loan officers and other stakeholders.
Coordination with Sales & Credit Teams:
Acted as the liaison between the Sales team and the Credit department, ensuring that all loan
documentation was properly completed before being forwarded for final approval. Worked
closely with the credit team to ensure all aspects of the loan application, from financial
analysis to documentation, were aligned with company standards.
Loan Application Review:
Supported loan officers by reviewing applications submitted by the sales team, ensuring that
all relevant documentation was in place and adhering to internal policies. Assisted in the
smooth processing of business loans by organizing and preparing files for further
underwriting.
Compliance & Documentation Accuracy:
Maintained strict compliance with regulatory requirements, ensuring all documentation met
legal and internal standards. Proactively identified any discrepancies in client data or
documentation and worked with both clients and internal teams to resolve issues.
EDUCATION
Warner & Spencer
Graduate Diploma in Business Administration
Warner & Spencer
Bachelor of Business (Honours)
Larana, Inc.
Graduate Certificate in Human Resource Management
TECHNICAL SKILLS
Microsoft Office Suite (Excel, Word, PowerPoint)
Credit Analysis Software (e.g., [Relevant Software
Name])
CRM Systems (e.g., Salesforce)
Financial Modeling & Reporting Tools
