12/17/24, 1:40 PM CIBIL: CONSUMER INFORMATION REPORT

CONSUMER CIR
CONSUMER: Vengatesan T DATE: 17-12-2024
MEMBER ID: NB67258888_CIRC2CNPE1 TIME: 13:39:32
MEMBER REFERENCE
NUMBER:
2534179995 CONTROL NUMBER: 008494419343

CONSUMER INFORMATION:
NAME: VENGATESAN T VENGATESAN T
DATE OF BIRTH: 03-06-1987 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CREDITVISION® SCORE 722 1. PRESENCE OF DELINQUENCY

2. PRESENCE OF DELINQUENCY IN THE RECENT PAST

POSSIBLE RANGE FOR CREDITVISION® SCORE

Consumer with at least one trade on the bureau in last 36 months : 300 (high risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1

* At least one tradeline with information updated in last 36 months is required.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE
INCOME TAX ID NUMBER (PAN) ATMPV4698L

UNIVERSAL ID NUMBER (UID) NOT DISCLOSED

CKYC 50019369958354

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION
OFFICE PHONE 67103000
HOME PHONE 0449894501060

HOME PHONE 216498602

HOME PHONE 04145233444

EMAIL CONTACT(S):
EMAIL ADDRESS
VENGATVENGATESAN109@GMAIL.COM

VENGATESANVENKAT2663@GMAI.COM

VENGATESANTESAN2663@GMAIL.COM
ONLINEOFFLINEINVOICE@GMAIL.COM

ADDRESS(ES):
ADDRESS : KURUVIMALAI POST KANCHIPURAM DISTRICT ,631502,KANCHIPURAM ,TAMIL NADU ,604208

CATEGORY: RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED: 02-08-2022

ADDRESS (e) : CHENNAI,TAMIL NADU ,TAMIL NADU ,600118

CATEGORY: RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED: 06-07-2022

ADDRESS (e) : 1129, KAKKALUR BYPASS ROAD, TIRUVALLUR ,TIRUVALLUR ,TAMIL NADU ,602001

CATEGORY: RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED: 29-06-2022

ADDRESS : 32/2 ,VASANTHAM NAGAR, ORAIKAAI PALARU, ,,KURUVI MALAI ,, , , KANCHIPURAM ,TAMIL NADU ,631502

CATEGORY: RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED: 18-03-2021

EMPLOYMENT INFORMATION:
NET / GROSS INCOME MONTHLY / ANNUAL
ACCOUNT TYPE DATE REPORTED OCCUPATION CODE INCOME INDICATOR INCOME INDICATOR
GOLD LOAN 31-08-2024 Self Employed Professional Not Available Not Available Not Available

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED
All Accounts TOTAL:13 HIGH CR/SANC. AMT:7,29,777 CURRENT:1,87,360 RECENT:09-08-2024

OVERDUE:1 OVERDUE:17,944 OLDEST:01-11-2016

ZERO-BALANCE:11
ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT
All Enquiries 47 0 22 11 31-08-2024

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ACCOUNT(S):
ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:01-11-2016 HIGH-CREDIT:97,305

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:07-12- CURRENT BALANCE:86,802

2024
TYPE:CREDIT CARD CREDIT LIMIT:84,000
PMT HIST START:01-12-2024
OWNERSHIP:INDIVIDUAL CASH-LIMIT:
PMT HIST END:01-01-2022
OVERDUE:17,944
LAST PAYMENT:25-10-2024

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

063 056 026 026 027 026 026 026 026 025 000 000 000 000 000 000 000 000
12-24 11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:09-08-2024 SANCTIONED:1,00,000

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:30-11- CURRENT BALANCE:1,00,558

2024
TYPE:GOLD LOAN EMI:1,08,850
PMT HIST START:01-11-2024
OWNERSHIP:INDIVIDUAL REPAYMENT TENURE:12
PMT HIST END:01-08-2024
COLLATERAL TYPE:GOLD INTEREST RATE:9.00

COLLATERAL VALUE:150946

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD

11-24 10-24 09-24 08-24

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:03-10-2021 SANCTIONED:1,299

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:30-11- CURRENT BALANCE:0

2021
TYPE:OTHER PAYMENT FREQUENCY: Monthly
CLOSED:03-11-2021
OWNERSHIP:INDIVIDUAL INTEREST RATE:0.00
PMT HIST START:01-11-2021
ACTUAL PAYMENT:1,329
PMT HIST END:01-10-2021

LAST PAYMENT:03-11-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000
11-21 10-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:27-05-2021 SANCTIONED:30,000 CREDIT FACILITY

STATUS:WRITTEN-OFF
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-10- CURRENT BALANCE:0
2024 WRITTEN OFF (TOTAL):2,184
TYPE:PERSONAL LOAN PAYMENT FREQUENCY: Monthly
PMT HIST START:01-10-2024 WRITTEN OFF (PRINCIPAL):1,620
OWNERSHIP:INDIVIDUAL
PMT HIST END:01-11-2021

LAST PAYMENT:31-07-2023

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 088 057 057 057
10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23

057 027 024 027 000 000 000 000 000 000 000 000 000 000 000 000 000 000
04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:24-03-2021 HIGH-CREDIT:1,26,174 CREDIT FACILITY STATUS:POST

(WO) SETTLED
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:11-09- CURRENT BALANCE:0
2024 WRITTEN OFF (TOTAL):1,26,174
TYPE:CREDIT CARD CREDIT LIMIT:92,000
CLOSED:19-03-2023 WRITTEN OFF (PRINCIPAL):74,506
OWNERSHIP:INDIVIDUAL CASH-LIMIT:9,200
PMT HIST START:01-09-2024 SETTLEMENT:50,000
PAYMENT FREQUENCY: Monthly
PMT HIST END:01-10-2021

LAST PAYMENT:19-11-2022

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DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 XXX 190
09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23

183 153 123 093 093 063 063 XXX 033 003 000 000 000 003 003 000 003 000
03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:26-07-2020 SANCTIONED:25,000

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-10- CURRENT BALANCE:0

2022
TYPE:PERSONAL LOAN EMI:1,372
CLOSED:02-08-2022
OWNERSHIP:INDIVIDUAL PAYMENT FREQUENCY: Monthly
PMT HIST START:01-10-2022
COLLATERAL TYPE:NO COLLATERAL REPAYMENT TENURE:24
PMT HIST END:01-07-2020
INTEREST RATE:28.00
LAST PAYMENT:02-08-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21

000 000 000 000 000 000 000 000 000 000
04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:20-07-2020 SANCTIONED:5,000

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:30-06- CURRENT BALANCE:0

2021
TYPE:PERSONAL LOAN PAYMENT FREQUENCY: Monthly
CLOSED:25-06-2021
OWNERSHIP:INDIVIDUAL REPAYMENT TENURE:12
PMT HIST START:01-06-2021
ACTUAL PAYMENT:1,364
PMT HIST END:01-07-2020

LAST PAYMENT:01-01-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000
06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:10-06-2020 SANCTIONED:10,000

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-05- CURRENT BALANCE:0

2021
TYPE:PERSONAL LOAN PAYMENT FREQUENCY: Monthly
CLOSED:26-05-2021
OWNERSHIP:INDIVIDUAL
PMT HIST START:01-05-2021

PMT HIST END:01-06-2020

LAST PAYMENT:05-05-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000
05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:13-11-2019 SANCTIONED:10,000

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-08- CURRENT BALANCE:0

2024
TYPE:PERSONAL LOAN PAYMENT FREQUENCY: Monthly
CLOSED:09-06-2020
OWNERSHIP:INDIVIDUAL
PMT HIST START:01-08-2024

PMT HIST END:01-09-2021

LAST PAYMENT:09-06-2020

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23

XXX XXX 000 XXX XXX XXX XXX XXX 695 XXX XXX XXX XXX XXX XXX XXX XXX XXX
02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21

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ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:06-08-2019 SANCTIONED:13,999

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-05- CURRENT BALANCE:0

2020
TYPE:CONSUMER LOAN
CLOSED:08-02-2020
OWNERSHIP:INDIVIDUAL
PMT HIST START:01-05-2020

PMT HIST END:01-08-2019

LAST PAYMENT:05-02-2020

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000
05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:18-07-2019 HIGH-CREDIT:42,000

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-01- CURRENT BALANCE:0

2021
TYPE:CREDIT CARD CREDIT LIMIT:
CLOSED:04-10-2020
OWNERSHIP:INDIVIDUAL CASH-LIMIT:
PMT HIST START:01-01-2021

PMT HIST END:01-07-2019

LAST PAYMENT:05-08-2020

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19

000
07-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:29-11-2018 SANCTIONED:1,54,000

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:30-06- CURRENT BALANCE:0

2024
TYPE:PERSONAL LOAN PAYMENT FREQUENCY: Monthly
CLOSED:29-06-2024
OWNERSHIP:INDIVIDUAL ACTUAL PAYMENT:3,812
PMT HIST START:01-06-2024

PMT HIST END:01-07-2021

LAST PAYMENT:29-06-2024

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 086 055 025 000 000 000 000 000 000 000 000 000 000 000 000 000 000
06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23

000 000 000 000 000 000 000 000 000 000 000 000 000 XXX 000 000 000 000
12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:15-09-2017 SANCTIONED:1,15,000

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:30-11- CURRENT BALANCE:0

2018
TYPE:PERSONAL LOAN PAYMENT FREQUENCY: Monthly
CLOSED:29-11-2018
OWNERSHIP:INDIVIDUAL ACTUAL PAYMENT:57,792
PMT HIST START:01-11-2018

PMT HIST END:01-09-2017

LAST PAYMENT:29-11-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17

ENQUIRIES:
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 31-08-2024 PERSONAL LOAN 1

NOT DISCLOSED 31-08-2024 BUSINESS LOAN – GENERAL 5,00,000

NOT DISCLOSED 29-08-2024 PERSONAL LOAN 5,00,000

NOT DISCLOSED 29-08-2024 PERSONAL LOAN 5,00,000

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NOT DISCLOSED 28-08-2024 CREDIT CARD 10,000

NOT DISCLOSED 20-08-2024 PERSONAL LOAN 5,00,000

NOT DISCLOSED 19-08-2024 OTHER 1,00,000

NOT DISCLOSED 17-08-2024 PERSONAL LOAN 5,00,000

NOT DISCLOSED 12-08-2024 PERSONAL LOAN 5,00,000

NOT DISCLOSED 31-07-2024 CREDIT CARD 10,000

NOT DISCLOSED 28-07-2024 CONSUMER LOAN 20,000
NOT DISCLOSED 11-07-2024 CONSUMER LOAN 20,000

NOT DISCLOSED 06-07-2024 PERSONAL LOAN 5,000

NOT DISCLOSED 05-07-2024 PERSONAL LOAN 3,00,000

NOT DISCLOSED 12-06-2024 CREDIT CARD 1,000

NOT DISCLOSED 18-05-2024 PERSONAL LOAN 5,000

NOT DISCLOSED 08-05-2024 HOUSING LOAN 3,00,000

NOT DISCLOSED 25-03-2024 CREDIT CARD 10,000

NOT DISCLOSED 21-02-2024 CREDIT CARD 1,000

NOT DISCLOSED 14-02-2024 PERSONAL LOAN 2,25,000

NOT DISCLOSED 25-12-2023 PERSONAL LOAN 5,000

NOT DISCLOSED 24-12-2023 PERSONAL LOAN 1,00,000

NOT DISCLOSED 14-11-2023 PERSONAL LOAN 1,00,000

NOT DISCLOSED 21-09-2023 PERSONAL LOAN 5,000

NOT DISCLOSED 17-09-2023 CREDIT CARD 1,000

NOT DISCLOSED 09-09-2023 PERSONAL LOAN 1,00,000

NOT DISCLOSED 12-06-2023 PERSONAL LOAN 5,000

NOT DISCLOSED 09-05-2023 PERSONAL LOAN 30,000
NOT DISCLOSED 03-05-2023 PERSONAL LOAN 5,000

NOT DISCLOSED 07-04-2023 PERSONAL LOAN 1,15,000

NOT DISCLOSED 09-03-2023 PERSONAL LOAN 5,000

NOT DISCLOSED 03-02-2023 PERSONAL LOAN 5,000

NOT DISCLOSED 28-01-2023 CREDIT CARD 10,000

NOT DISCLOSED 03-09-2022 PERSONAL LOAN 25,000

NOT DISCLOSED 31-08-2022 PERSONAL LOAN 2,80,000

NOT DISCLOSED 28-08-2022 OTHER 1

NOT DISCLOSED 25-08-2022 OTHER 1

NOT DISCLOSED 11-08-2022 PERSONAL LOAN 1,00,000

NOT DISCLOSED 09-08-2022 CREDIT CARD 1,000

NOT DISCLOSED 08-08-2022 PERSONAL LOAN 2,70,000

NOT DISCLOSED 07-08-2022 PERSONAL LOAN 3,000

NOT DISCLOSED 07-08-2022 PERSONAL LOAN 25,000

NOT DISCLOSED 07-08-2022 PERSONAL LOAN 5,000

NOT DISCLOSED 04-08-2022 PERSONAL LOAN 25,000

NOT DISCLOSED 06-07-2022 PERSONAL LOAN 5,00,000
NOT DISCLOSED 06-07-2022 PERSONAL LOAN 5,000

NOT DISCLOSED 29-06-2022 PERSONAL LOAN 5,00,000

END OF REPORT ON VENGATESAN T VENGATESAN T

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part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the information submitted. The credit report is generated using the proprietary
search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or
responsible if any discrepancies are directly attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved
TransUnion CIBIL CIN : U72300MH2000PLC128359

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