Baccarat Rules

TASMANIAN LIQUOR AND GAMING

COMMISSION

Baccarat
Rules
CM Ref 18/155791

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Baccarat Rules

Table of Contents
1 THE TABLE __________________________________________________________ 3
2 THE BANK ___________________________________________________________ 3
3 INSPECTION _________________________________________________________ 3
4 THE CARDS __________________________________________________________ 3
5 THE SHUFFLE AND CUT ________________________________________________ 4
6 WAGERS ____________________________________________________________ 4
7 LIMITS _____________________________________________________________ 5
8 VALUE OF CARDS _____________________________________________________ 5
9 INITIAL DEAL ________________________________________________________ 6
10 THE PLAY _________________________________________________________ 6
11 THE TABLE OF PLAY _________________________________________________ 7
12 SETTLEMENT ______________________________________________________ 7
13 FEDERAL BACCARAT ________________________________________________ 8
14 IRREGULARITIES ____________________________________________________ 8
15 PERFECT PAIRS _____________________________________________________ 8
16 COMPETITION PLAY _________________________________________________ 9
16.1 Definitions _____________________________________________________________ 9
16.2 Conditions of Entry _____________________________________________________ 10
16.3 Conduct of Play ________________________________________________________ 11
16.4 Wagers ______________________________________________________________ 12
16.5 Rules for Competition Play _______________________________________________ 12
16.6 Secret Wagers _________________________________________________________ 13
16.7 The Play ______________________________________________________________ 15
16.8 Session Winners _______________________________________________________ 16
16.9 Diagram “A” – Mini Baccarat _____________________________________________ 17
16.10 Diagram “B” – Midi Baccarat ___________________________________________ 17

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1 THE TABLE
The Baccarat table will have numbered spaces for seven or nine seated players. There
will be spaces marked "Player" for wagers betting on the Player’s card total, "Banker" for
wagers betting on the Banker’s card total and "Tie" for wagers that the point count of the
Banker's hand and the Player's hand will be equal.
The Mini Baccarat table will be marked in a manner similar to Diagram “A” – Mini
Baccarat
The Midi Baccarat table will be marked in a manner similar to Diagram “B” – Midi
Baccarat

2 THE BANK
No person other than the holder of the casino licence will have any share or interest in
the bank, which will be held by the licensee or a person acting in pursuance of a service
agreement on behalf of the licensee.

3 INSPECTION
An Inspector must be present while the game is in progress. The Inspector is responsible
for the conduct of the game in accordance with these rules.

4 THE CARDS
1. Baccarat will be played with four to eight decks of cards, each deck having 52 cards
without jokers. If offering Perfect Pairs a minimum of six decks must be used.
2. Prior to the commencement of play, the cards will be checked for completeness
and imperfections and spread out on the table consecutively in suits.
3. At the end of play the cards will again be checked, card by card, and spread out in
suits on the table.
4. When the cards have been handled by a player during the shoe, all cards from that
shoe will be replaced.
5. All cards will be dealt from a shoe specifically designed for that purpose.

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5 THE SHUFFLE AND CUT

1. After the cards have been checked by a player they will then be shuffled face
downwards on the table in preparation for each game. The cards will then be placed
together without disclosing any card. However, if pre-checked cards are used, cards
do not need to be checked by a player.
2. A Tasmanian Liquor and Gaming Commission approved automatic shuffle machine
may also be used.
3. The dealer will offer the cards for cutting by one of the players seated at a
numbered place, priority being given to the first seated player and then clockwise
around the table starting with the player seated in the highest numbered place. If
none of the seated players wishes to cut the cards, the Inspector will do so. The
player who is cutting the cards must place the marker card no less then ten cards
from either end of the combined decks.
4. Before placing the cards in the shoe the dealer will place a marker card between the
seventh and eighth cards from the back of the combined decks.
5. Before each subsequent game, the cards will again be shuffled, cut and placed in the
shoe with a marker card as provided in section 5.1 and 5.2 except that the cut will
first be offered to the seated player on the left of the position making the cut for
the previous game.

6 WAGERS
1. Wagers may only be made with chips.
2. At the request of a Management Representitive, the dealer may deal free coups
without the requirement of a wager being made.
3. No wager may be made, withdrawn or increased for each respective hand after the
first card of each hand has been dealt.
4. Up to two standing players may wager with the seated player on a betting space but
such players may not handle the cards.
5. Wagers may be made on:
a) the Player's hand, and/or
b) the Banker's hand, and/or
c) a Tie.
6. A wager on the Banker's hand wins if the point count of that hand is higher than
that of the Player's hand.
7. A wager on the Player's hand wins if the point count of that hand is higher than that
of the Banker's hand.
8. If the point count of the Banker's hand and the Player's hand are equal the wagers
on those hands are void, and the Tie bets win.

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7 LIMITS
1. The minimum and maximum wagers permitted will be shown on a notice at the
table. Unless stated on that notice, wagers are not required to be made in
multiples of the minimum.
2. Minimum and maximum wagers which differ from those displayed on the table
notice may be agreed between individual players and the Management
Representative. In such a case the position occupied by the player will be denoted
by a distinctive marker which signifies the limits so agreed.
3. Partnerships with a view to exceeding the maximum stake will not be permitted.
a) At the discretion of the Management Representative a notice displaying the
maximum collective liability on a hand may be displayed on a notice at the
table.
b) Where the total of the wagers on any one hand exceeds the maximum
collective liability displayed on the table notice, the dealer may reduce all
wagers pro rata so that the total does not exceed the maximum collective
liability.
4. After a result, if certain wagers are found to be below the minimum or above the
maximum, then according to that result a wager below the minimum will be paid or
collected by the dealer in accordance with section 7.5 and a wager above the
maximum will be paid or collected by the dealer up to the permitted maximum
only.
5. The owner of a wager below the minimum which is paid or collected will be advised
that the wager made was below the table minimum and that any further under
minimum wagers that the person may place will be returned regardless of the
result.
6. A Management Representative may alter the limits on a gaming table at any time
except that a minimum or maximum wager cannot be changed unless:

a) all players at the table consent, or

b) a notice displayed at the table at least half an hour prior to the setting of a
new minimum or maximum wager

8 VALUE OF CARDS
The count value of each ace is one, the count value of each court card is ten and other
cards have count values in accordance with their markings. Hands comprise either two
cards or three cards. The point of a hand will be a single figure (zero to nine inclusive)
and will be determined by totalling the count values of the cards in a hand and, as
required, subtracting ten or multiples of ten. A point of zero is termed "Baccarat".

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9 INITIAL DEAL
1. At the start of play the shoe will be placed at the left of the dealer and the dealer
will deal all cards into the spaces marked either "Player" or "Banker".
2. The dealer will initially deal four cards face upwards in the following sequence, one
to the Player, one to the Banker, then another to the Player and another to the
Banker. Subsequent cards if required in accordance with rule 11 will also be dealt
face upwards
3. Notwithstanding the provision of section 9.2 of this rule, if requested by the players,
the cards may be dealt face down and the players permitted to turn (squeeze) the
cards over. Subsequent cards if required in accordance with section 11 will also be
dealt face downwards.
a) In this case the Dealer will deal the cards into the spaces marked "Player" and
"Banker" respectively. The cards in the space marked "Player" will be passed
by the dealer face down to the seated player having the highest wager on the
Player's hand. The cards in the space marked "Banker" will be passed by the
dealer face down to the seated player having the highest wager on the
Banker's hand.
b) If the person with the highest wager on either hand refuses to accept the
cards they will be passed to the person having the next highest. Where the
game is played in accordance with these provisions, cards may be handled by
the players but must not be removed from the table.
c) In the event that two or more persons have made a wager on either hand of
an amount which constitutes the highest wager, the dealer will first pass the
cards to that person with the equal highest wager who occupies the lowest
numbered seat.
d) Discs marked "Player" and "Banker" may be placed in front of the highest
wagerer accepting the cards on the Player's hand and the Banker's hand
respectively.
e) A game cannot be played as provided in rule 9.3 unless a Management
Representative and Surveillance have been informed.
f) Where a player holds the highest wager on both the Player's hand and the
Banker's hand the player may handle only one set of cards at any one time.
4. No initial deal will start after the marker card, followed by one playing card, have
been drawn from the shoe (there must be six cards left.)

10 THE PLAY
1. After the initial deal the point of the Player's hand and the Banker's hand will be
announced. Further cards will be dealt in accordance with the table of play.
2. The result of the hand will then be announced.
3. Order of merit of hands will be:
a) a point of nine;
b) a point of eight;
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c) a point of seven;
and so on down to a point of "Baccarat".

11 THE TABLE OF PLAY

Cards will be drawn in accordance with the following table of play:-
(This Table of Play shall be available at the table at all times)

Player Given

0 1 2 3 4 5 6 7 8 9 No Card

3 D D D D D D D D S D D

Banker's Point 4 S S D D D D D D S S D

5 S S S S D D D D S S D

6 S S S S S S D D S S S

D = Draw S = Stand

PLAYER BANKER

0, 1, 2, 3, 4 or 5 - draws 0, 1 or 2 - draws

6 or 7 - stands 3, 4, 5 or 6 - (see above)

8 or 9 - no further draw 7 - stands

8 OR 9 - NO FURTHER DRAW

12 SETTLEMENT
1. Winning wagers on the Player's hand will be paid at odds of 1 to 1.
2. Winning wagers on the Banker's hand will be paid at odds of 19 to 20.
3. Winning wagers on a Tie will be paid at odds of 8 to 1.
4. Where the version of Baccarat being played is Federal Baccarat, (see rule 13) a
winning wager made on the Banker’s hand shall be paid at odds of 1 to 1 except
where the Banker wins with a point score of 6, these winning wagers are paid at
odds of 1 to 1 less 50% commission, ie $100:00 pays $50:00.

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13 FEDERAL BACCARAT
‘Federal Baccarat’, is a form of Baccarat played where winning Banker hands are paid at
odds of 1 to 1 with the exception of the Banker winning with a point score of 6, these
winning wagers are paid at odds of 1 to 1 less 50% commission. Winning Player hands
are paid at odds of 1 to 1. If the Casino Operator decides to play ‘Federal Baccarat’ at a
table, a notice to that effect must be displayed at the table.

14 IRREGULARITIES
1. A card dealt to the Player in error will become the Banker's card in the event of the
Banker being obliged to draw according to the table of play. If the card is not
required for the Banker's hand, then it will be placed face upwards at the mouth of
the shoe and the result of the hand will be declared. The next coup will be a non-
betting coup but will be played to a conclusion and the result will be announced.
Prior to the commencement of the non-betting coup all wagers will be removed
from the betting areas on the table. The first card to be dealt to the Player's hand
will be the card dealt in error in the previous hand except where that hand had
been announced as the last hand in which case no more cards will be dealt until the
re-shuffle occurs.
2. A card drawn in excess from the shoe but not disclosed will be used as the first
card of the next hand, providing that the marker card has not been exposed in the
shoe or drawn from the shoe. In the course of play, cards once drawn from the
shoe will not be replaced.
3. Subsequent to the initial deal, if a card is dealt or drawn to the Banker which should
have been dealt to the Player, that card must go to the Player and a further card for
the Banker drawn if in accordance with the table of play.
4. A card found face upwards in the shoe will be used in accordance with the table of
play, section 11. If the card cannot be used in that coup it will be placed face
upwards at the mouth of the shoe and the procedure outlined in rule 14.1followed.
5. If there are found to be insufficient cards in the shoe to complete a hand when the
marker card is drawn, that hand will be void.
6. If at any stage during a coup, the correct order of the cards cannot be determined,
that coup will be void.

15 PERFECT PAIRS
Where the game includes the perfect pairs wager, the table cloth will be marked
accordingly.
1. Perfect pairs wager is a side wager which wins if the first two cards dealt to the
player or banker are:
a) Mixed Pair, a pair comprising one red suited card and one black suited card.
b) Coloured Pair, a pair comprising of two cards of different suits where either
both cards are red suited or both cards are black suited.
c) Perfect Pair, a pair with both cards the same suit.
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and loses on all other outcomes. Players may place a wager on Player Pair, Banker Pair
or both.
2. Prior to the first card being dealt, each player shall be given the opportunity to
place a wager on the perfect pairs box.
3. The perfect pairs wager must be at least the minimum amount and not more than
the maximum amount as indicated on the display sign on the table.
4. A player may place a perfect pairs wager(s) on any perfect pairs betting area
regardless of whether they or any other player has placed a valid wager on Player
or Banker.
5. Where a perfect pairs wager is offered, but there are no valid wagers on Player,
Banker or Tie, the coup must be completed in accordance with these rules.
6. A perfect pairs wager shall:
a) Win, if the initial two cards dealt to a player(s) box are a pair, as described in
rule 15.1.
b) Lose, if the first two cards dealt to a player who has placed a wager, are not a
pair.
7. On completion of the coup as described in the rules, the dealer shall:
a) remove all losing wagers on the perfect pairs boxes; and
b) pay all winning wagers on the perfect pairs boxes.
8. Perfect pairs payout odds shall be:
a) Mixed Pair 6 to 1
b) Coloured Pair 12 to 1
c) Perfect Pairs 25 to 1

16 COMPETITION PLAY
Definitions
In these rules and conditions, unless the contrary appears:
"Applicant" means an applicant for entry to a Baccarat competition.
"Player" means a person accepted to participate in a competition.
"Session" means a set time period or the play of a designated number of shoes at the
completion of which the winner and/or placegetter(s) advance to a further session or to a
final session.
"Play-Off" means any session of play the purpose of which is to determine a winner
and/or placegetter(s) of a session where two or more players have finished that session
with an equal value of chips other than zero.
"Competition Baccarat" means a competition for the playing of Baccarat using
competition chips which provides all players with an equal chance.

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“Live Competition Baccarat” means a competition for the playing of Baccarat using
cash value chips which provides all players with an equal chance.
"Secondary Competition” means a second chance competition open to players who
have failed to qualify for a subsequent session of play.
"Competition Director" means a Table Gaming Supervisor or Casino Management
Representative designated by the Casino Operator to be present during competition play
and responsible for the conduct of the competition.
“Competition Chips" are chips issued to players for the purposes of wagering and
scoring in competition play. The chips may be competition chips for non live
competitions or cash value chips for live competitions.
"Secret Wager" means a bet made by a player by writing the amount and type of bet
on an approved form the details of which shall not, subject to section 16.5.10, be revealed
to any other player at the table until after the conclusion of the coup in which the bet
was placed.

Conditions of Entry
The Casino Operator may charge applicants a fee to enter a competition and may add
value to the prize pool in the form of cash, goods or services. Such charges will be
returned in the event the competition does not proceed or in the event a player
withdraws from the competition not less than seven (7) days prior to the competition.
1. The Casino Operator may retain up to 10% of the total of entry fees for
administrative purposes or other related prize pools. The balance of entry fees will
comprise a prize pool.
2. Prior to the commencement of a competition, the Casino Operator shall determine
and disclose in the competition;
a) the form of application for entry.
b) the conditions of entry.
c) the amount of any entry fee(s).
d) the maximum and minimum number of players who may enter a competition.
e) the amount of competition or cash value chips to be allocated to the player at
the commencement of a session.
f) the duration of a session(s).
g) the competition prize list.
h) the manner in which prizes shall be allocated.
i) the number of "secret" wagers permitted to be made by a player during a
session of play.

3. The Casino Operator may;

a) refuse any application for entry.
b) disqualify any player who fails to comply with these rules.

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c) disqualify any player who fails to attend at designated playing times.

d) determine the allocation of players to sessions.
e) determine the allocation of players to tables.
f) determine the number of players from each session who shall advance to the
further sessions and/or to the final session, including secondary competition
winners, if any.
4. An entry fee shall not be refunded to a player who is disqualified from a
competition.
5. Prior to the commencement of a competition, the Competition Director shall
inform applicants of the conditions of play as stated on the entry form.
6. An applicant shall, prior to the commencement of a competition, endorse the
application form acknowledging the conditions of play.
7. The Competition Director shall be present while the competition is in progress.

Conduct of Play
1. The Competition Director shall designate the particular gaming tables to be used in
the competition.

2. Where a player does not take an allotted seat at the specified time as nominated by
the Competition Director;

a) an amount equal to the minimum wager will be deducted from the set amount
of player competition chips for each coup up to a maximum of three coups.

b) before the commencement of a fourth coup, the player's position will be

declared cancelled and the player's right to continue in the competition will be
forfeited.

c) in the case of a competition using cash value chips that player shall
immediately forfeit his/her place in the competition; and

d) the player may be eligible to participate in any secondary competition.

3. A player may nominate in person, subject to Competition Director approval, a

substitute player to take that patron's allotted seat prior to, or during any session.

4. The Competition Director may alter the starting time of any session, subject to
reasonable notice first being given to participants.

5. Sessions may finish early if the winner(s) have been determined prior to the
completion of the designated number of shoes and/or time limit.

6. Any player absent during play;

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a) in the case of play using competition chips, will have an amount equal to the
table minimum deducted from his/her chip inventory for each hand played
during the absence; and

b) in the case of play using cash value chips, must nominate a substitute for the
period of absence or shall be disqualified.

Wagers
1. All wagers will be made with competition chips, or cash value chips for a “live
competition”.
2. Prior to the start of any session, each player will receive or purchase an equivalent
allotment of competition or cash value chips at the table.
3. Player chips must remain on the table in full view of all participants until each
session is completed and the winner(s) is determined.
4. Subject to section 16.3.6each player must make one wager only on "Banker" or
"Player" and in addition may make a wager on the Tie bet.
5. A player shall wager only from their allocated position.
6. Wagers must be made in units as specified on the table sign.
7. Subject to reasonable notice, the Competition Director may limit the time period
within which individual wagers must be made.
8. Where a player does not place a wager within the allotted time, the player's wager
may be restricted to an amount equal to the stated minimum wager for the table.
9. Competition chips in the possession of a player at the conclusion of each session of
play shall remain the property of the Casino Operator. Cash value chips in the
possession of a player at the conclusion of each session of play shall remain the
property of the player.

Rules for Competition Play

1. Before the cards are placed into the shoe for the commencement of competition
play, the Table Inspector may insert an indicator card into the stack approximately
two decks in from the rear of the shoe.
2. When the indicator card appears during play, the indicator card shall be removed
and placed to the side and the coup shall be completed.
3. At the completion of the coup in which the indicator card appeared the minimum
and maximum table limits may be raised to the values determined by the Casino
Operator and notified to players prior to the commencement of the competition.
4. At the commencement of each session the dealer shall place a puck (or marker) in
front of the player at the table to the dealer's immediate right to indicate the player
who is to make the first wager on the first coup of the session, following which the
remaining players at the table shall wager in sequence in an anticlockwise direction
around the table until all players have made a wager.

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5. At the conclusion of each coup the dealer shall move the puck in an anticlockwise
direction to the next player at the table in the game who shall make the first wager
in the next coup of the session, following which the remaining players at the table
shall wager in sequence.
6. Subject to section 16.5.8 and 16.5.12, after a player has made a wager by placing
chips on the layout, the wager shall not be removed or altered by the player.
7. Subject to section 16.5.8 and 16.5.12 a player who wagers out of the sequence
determined by sections 16.5.4 and 16.5.5 shall not remove or alter the wager after
it is placed on the layout.
8. When the result of a coup is a "Tie" each player shall have the opportunity to alter
his or her wager on the "Bankers" or "Players" area of the layout in the sequence
determined by section 16.5.5 before the next coup is dealt.
9. Where, prior to the conclusion of a session, the value of a player's competition
chips is less than the posted table minimum, the player shall be eliminated and any
remaining chips will remain the property of the Casino Operator. During a “Live
Competition” the remaining cash value chips will remain the property of the player.
The position allocated to that player shall become void and no other player shall be
permitted to wager from it.
10. A player shall not;
a) wager more than the posted maximum table limit; or
b) wager simultaneously on both the "Bankers" or "Players" area of the layout.
11. A player shall wager at least the minimum bet on every coup during a session.
12. Where a wager made by a player is below the posted table minimum, the player
shall add to the wager the amount of chips required to bring the wager up to the
posted table minimum and the dealer shall pay or collect the wager in accordance
with the rules.
13. Where a player makes a wager in excess of the posted table maximum, the wager
shall be paid or collected up to the permitted maximum only.

Secret Wagers
1. A player may elect to make "secret" wagers during a session. The number of
allowable secret wagers shall be as determined by the terms and conditions of the
competition.
2. When making a secret wager, the player shall write on an approved form (diagram
1) the type and amount of the wager in words and figures and complete all other
required details and hand the form to the dealer. Each player is responsible for the
correct completion of his or her approved form.
3. A player may make a secret wager and a wager with chips on the same coup
provided the total of both bets does not exceed the maximum table limit or the
"Bankers" and "Players" areas of the layout are not bet simultaneously.
4. A player shall not make a secret wager that:
a) does not comply with table limits or,
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b) exceeds the amount of chips held by the player at the table.

5. A secret wager in a coup which results in a "Tie" shall be counted as one of the
secret wagers permitted to be made in accordance with the terms and conditions of
the competition.
6. When an approved form is completed by a player, the dealer shall place a marker in
the player's position and pass the form to the Table Inspector who shall record the
details of the wager.
7. The Table Inspector shall prior to the commencement of each coup examine any
approved form handed to the dealer for a secret wager on that coup to ensure it
has been completed in accordance with these rules.
8. Subject to section 16.6.11, at the conclusion of a coup in which a secret wager has
been made, the Table Inspector shall announce the type and amount of the bet and
the dealer shall collect losing wagers and secret wagers and pay winning wagers and
secret wagers.
9. At the conclusion of a coup in which a secret wager was made and before the first
card of the next coup is dealt, a player may request and examine the approved form
used by another player to make the secret wager.
10. Where after the completion of a coup a secret wager made by a player is found not
to comply with these rules, the approved form completed by the player;
a) for an amount less than the posted table minimum shall be deemed to have
been completed for an amount equal to the posted table minimum for that
coup,
b) for an amount exceeding the posted table maximum, shall be deemed to have
been completed for an amount equal to the posted table maximum for that
coup,
c) for an amount exceeding the value of the player's chips when making the
secret wager, shall be deemed to have been completed for an amount equal
to the amount of the player's chips, or
d) on which the required endorsement as to the amount or type of bet is not
correctly shown in accordance with section 16.6.2 shall have an amount equal
to the table minimum deducted from his/her chip inventory.
11. Where, in the last coup of the final, each player makes a secret wager, then,
following the call of "No more bets" by the dealer;
a) the Table Inspector shall announce the type and amount of each secret wager
made by each player in that hand,
b) each player shall place the amount corresponding to his or her secret wager
on the appropriate section of the layout; and,
c) the dealer shall deal the cards and pass the cards to the player with the
highest wager on "Player" or "Banker".

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Secret Wager Form

Diagram 1.

The Play
1. The dealer shall:-
a) pass the cards of the "Player's hand" face down to the player with the highest
amount of chips wagered in the area of the layout designated "Player".
b) pass the cards of the "Banker's hand" face down to the player with the highest
amount of chips wagered in the area of the layout designated "Banker" and,
c) pass a third card, required to be drawn in accordance with section 11 of
Baccarat, face down to the "Player's hand" or the "Banker's hand", to the
appropriate player and the player receiving the card shall turn it over.
2. Where more than one player has wagered an amount equal to the highest wager on
the layout, the player who placed the first of the highest wagers in the sequence
required by these rules shall receive the cards from the dealer.
3. Where the cards are passed by the dealer to the wrong player and exposed, the
hand shall not be void and shall be completed in accordance with these rules.
4. Where the initial four cards dealt in a coup are not exposed by a player, the dealer
shall turn over those cards.

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5. Where players do not wager on either of the areas of the layout designated "Player"
or "Banker", the dealer shall turn over any cards dealt to the "Player's hand" or the
"Banker's hand" whichever is the case.
6. A player shall display in clear view of all other players and the Table Inspector all
chips which he or she holds at any time during competition play.
7. The Casino Operator shall disqualify a player found concealing, pocketing or
otherwise hiding chips during competition play.

Session Winners
1. The number of players to advance to the next session will be determined at the
start of the competition.
2. The winner(s) of each session will be the player(s) on each table with the highest
value of chips at the end of the session.
3. If, at the conclusion of a session, or if all remaining players have less than the
required minimum bet and the outright winner or winners have not been
determined, the competition manager shall nominate that those players remaining
will play a further number of coups to decide the final prize allocation with an
amount of competition chips to be determined by the Competition Director. Such
number of coups to be determined by drawing the card from a new shoe the face
value of which shall indicate the number of coups to be played. For the purpose of
this draw, an ace shall count as one and picture cards as ten.
4. Subject to section 16.6.3, should players be eliminated in the same coup, the
equivalent prizes shall be combined and shared equally.
5. Should all remaining entrants be eliminated in any one coup prior to the conclusion
of a session and no player possesses an amount of chips equal to or exceeding the
table minimum those players shall be allocated an amount of competition chips to
be determined by the Competition Director and the process outlined in section
16.6.3 and 16.6.4 shall apply.

Variation 4/18 1 October 2018 16

Baccarat Rules

Diagram “A” – Mini Baccarat

Diagram “B” – Midi Baccarat

Variation 4/18 1 October 2018 17