Hey, I'm Atique Kudchi (follow me on X!

) and below is a short demo on how to use this personal

finance sheet.

Go to "File" (top left in Google Sheets) > "Make a Copy" and follow these instructions:
https://www.loom.com/share/2fa783472f7642e3bd2de6c33aeacda5?sid=eb343509-52ba-
4308-9c4b-b83ab7e80d1c

I've made it VERY simple so anyone who comes across this on the internet can start in like 5
minutes without knowing anything about Excel.

But if you're an advanced spender and have some specific requirements, I will be more than
willing to customise this template specifically for you (for a small fee of course – gotta get
that bread). Just DM me on Twitter.

Otherwise also, if you find this sheet to be valuable and want to pay me for using this sheet,
feel free to do so at the attached QR Code.

(I will settle for a nicely worded appreciation post on X as well, just saying)

I appreciate it massively if you choose to do either!

Drop your suggestions on how I can improve this sheet on my Twitter. I will be adding the most
requested features if possible :)

Ciao!
Note: DO NOT EDIT the formulae in the E and F columns! (Copy and paste them somewhere in case you accidentally end up doing so)

Date Amount Transaction Method Type Category Merchant

1 June 2023 ₹100 ABC Bank DC Want F&B Swiggy
1 June 2023 ₹200 ABC Bank DC Need Healthcare Apollo
1 June 2023 ₹300 ABC Bank DC Need Groceries Zepto
1 June 2023 ₹500 ABC Bank DC Travel Vacation Cleartrip
1 June 2023 ABC Bank DC
2 June 2023 ABC Bank DC
2 June 2023 ABC Bank DC
2 June 2023 ABC Bank DC
2 June 2023 ABC Bank DC
2 June 2023 ABC Bank DC
2 June 2023 ABC Bank DC
2 June 2023 ABC Bank DC
3 June 2023 ABC Bank DC
3 June 2023 ABC Bank DC Category Spend
3 June 2023 ABC Bank DC ₹0
3 June 2023 ABC Bank DC F&B ₹100
4 June 2023 ABC Bank DC Healthcare ₹200
4 June 2023 ABC Bank DC Groceries ₹300
4 June 2023 ABC Bank DC Vacation ₹500
4 June 2023 ABC Bank DC
4 June 2023 ABC Bank DC
4 June 2023 ABC Bank DC
4 June 2023 ABC Bank DC
4 June 2023 ABC Bank DC
4 June 2023 ABC Bank DC
4 June 2023 ABC Bank DC
5 June 2023 ABC Bank DC
5 June 2023 ABC Bank DC
6 June 2023 ABC Bank DC
6 June 2023 ABC Bank DC
6 June 2023 ABC Bank DC
6 June 2023 ABC Bank DC
7 June 2023 ABC Bank DC
7 June 2023 ABC Bank DC
7 June 2023 ABC Bank DC
7 June 2023 ABC Bank DC
7 June 2023 ABC Bank DC
8 June 2023 ABC Bank DC
8 June 2023 ABC Bank DC
9 June 2023 ABC Bank DC
9 June 2023 ABC Bank DC
9 June 2023 ABC Bank DC
9 June 2023 ABC Bank DC
9 June 2023 ABC Bank DC
9 June 2023 ABC Bank DC
10 June 2023 ABC Bank DC
10 June 2023 ABC Bank DC
10 June 2023 ABC Bank DC
10 June 2023 ABC Bank DC
11 June 2023 ABC Bank DC
11 June 2023 ABC Bank DC
11 June 2023 ABC Bank DC
11 June 2023 ABC Bank DC
11 June 2023 ABC Bank DC
11 June 2023 ABC Bank DC
11 June 2023 ABC Bank DC
12 June 2023 ABC Bank DC
12 June 2023 ABC Bank DC
12 June 2023 ABC Bank DC
13 June 2023 ABC Bank DC
13 June 2023 ABC Bank DC
13 June 2023 ABC Bank DC
13 June 2023 ABC Bank DC
13 June 2023 ABC Bank DC
13 June 2023 ABC Bank DC
14 June 2023 ABC Bank DC
14 June 2023 ABC Bank DC
14 June 2023 ABC Bank DC
14 June 2023 ABC Bank DC
14 June 2023 ABC Bank DC
14 June 2023 ABC Bank DC
Simply add whichever merchants you want to this table and assign a "Type" and "Category"

Merchant Type Category

Maintenance Need Bills
Rent Need Bills
BESCOM Need Bills
Maid Need Bills
Rentkar Need Bills
Rapido Need Commute
Uber Need Commute
Netflix Want Entertainment
YouTube Want Entertainment
Swiggy Want F&B
Cook Need F&B
Bologna Want F&B
Bobs Want F&B
Alcohol Want F&B
MTR Want F&B
Happins Want F&B
Home Need Family
FnP Want Gift
Blinkit Need Groceries
Groceries Need Groceries
Kahamind Need Healthcare
Apollo Need Healthcare
Healthcare Need Healthcare
Zerodha Save/Invest Save/Invest
Amazon Want Shopping
Miniso Want Shopping
AirBnB Want Vacation
Zoomcar Want Vacation
Zepto Need Groceries
Cleartrip Travel Vacation
Flipkart Want Shopping
CRED Need Bills
YouTube Want Subscription
Prime Video Want Subscription
Namma Yatri Need Commute
OLA Need Commute
Zomato Want F&B
Hulu Want Subscription
Spotify Want Subscription
Third Wave Want F&B
Starbucks Want F&B
McD Want F&B
Dineout Want F&B