TRIWULAN

No. BANK KE TAHUN RBH(%) ROA(%) FDR(%) NPF(%) CAR(%)

1 BMS 1 2011 6.13 1.77 79.20 4.29 15.07
2 BMS 2 2011 5.90 1.87 81.48 3.84 14.75
3 BMS 3 2011 5.57 1.65 83.00 3.78 13.77
4 BMS 4 2011 5.74 1.58 83.08 3.03 12.03
5 BMS 1 2012 5.79 3.52 79.20 2.96 12.90
6 BMS 2 2012 5.71 4.13 92.09 2.88 13.08
7 BMS 3 2012 5.14 4.11 88.03 2.86 11.16
8 BMS 4 2012 5.09 3.81 88.88 2.67 13.51
9 BMS 1 2013 5.00 3.57 98.37 2.83 13.49
10 BMS 2 2013 4.83 2.94 104.19 3.67 13.01
11 BMS 3 2013 4.24 2.57 102.89 3.30 12.70
12 BMS 4 2013 5.04 2.33 93.37 2.98 12.99
13 BMS 1 2014 4.67 1.18 95.53 3.22 15.28
14 BMS 2 2014 4.63 0.99 95.68 3.48 15.93
15 BMS 3 2014 4.35 0.24 90.50 3.77 16.90
16 BMS 4 2014 4.67 0.29 93.61 3.89 19.26
17 BMS 1 2015 4.66 -1.21 95.21 4.33 15.62
18 BMS 2 2015 4.66 -0.73 94.92 4.86 16.54
19 BMS 3 2015 4.63 -0.34 98.86 4.78 17.81
20 BMS 4 2015 4.07 0.30 98.49 4.26 18.74
21 BMS 1 2016 4.60 4.86 95.85 4.18 22.22
22 BMS 2 2016 4.91 3.21 95.97 4.16 22.86
23 BMS 3 2016 4.71 2.63 98.13 3.74 22.97
24 BMS 4 2016 4.68 2.63 95.24 3.30 23.53
25 BMS 1 2017 4.91 1.82 97.56 3.43 25.76
26 BMS 2 2017 4.86 1.63 96.06 3.20 20.89
27 BMS 3 2017 2.93 1.54 91.57 3.14 21.94
28 BMS 4 2017 4.64 1.56 91.05 2.95 22.19
29 BNIS 1 2011 8.00 3.42 76.53 4.44 26.33
30 BNIS 2 2011 6.97 2.22 84.46 3.65 22.55
31 BNIS 3 2011 7.10 2.37 86.13 3.60 20.97
32 BNIS 4 2011 7.00 1.29 78.60 3.62 20.75
33 BNIS 1 2012 6.43 0.63 78.78 4.27 19.10
34 BNIS 2 2012 6.56 0.65 80.94 2.45 17.67
35 BNIS 3 2012 7.02 1.31 85.36 2.33 16.68
36 BNIS 4 2012 7.48 1.48 84.99 2.02 14.22
37 BNIS 1 2013 7.40 1.62 80.11 2.13 14.14
38 BNIS 2 2013 7.27 1.24 92.13 2.11 19.12
39 BNIS 3 2013 7.40 1.22 96.37 2.06 16.84
40 BNIS 4 2013 5.88 1.37 97.86 1.86 16.54
41 BNIS 1 2014 6.11 1.22 96.67 1.96 15.89
42 BNIS 2 2014 6.03 1.11 98.96 1.99 14.68
43 BNIS 3 2014 6.08 1.11 94.29 1.99 19.57
44 BNIS 4 2014 6.14 1.27 92.58 1.86 18.76
45 BNIS 1 2015 6.23 1.20 90.10 2.22 15.40
46 BNIS 2 2015 6.27 1.30 96.65 2.42 15.11
47 BNIS 3 2015 6.28 1.32 89.65 2.54 15.38
48 BNIS 4 2015 6.19 1.43 91.94 2.53 15.48
49 BNIS 1 2016 5.92 1.65 86.26 2.77 15.85
50 BNIS 2 2016 5.87 1.59 86.92 2.80 15.56
51 BNIS 3 2016 5.36 1.53 85.79 3.03 15.82
52 BNIS 4 2016 5.26 1.44 84.57 2.94 14.92
53 BNIS 1 2017 5.25 1.40 82.32 3.16 14.44
54 BNIS 2 2017 5.10 1.48 84.44 3.38 14.33
55 BNIS 3 2017 4.69 1.44 81.40 3.29 14.90
56 BNIS 4 2017 4.92 1.31 80.21 2.89 20.14
57 BKPS 1 2011 8.22 0.62 95.18 1.57 12.12
58 BKPS 2 2011 6.26 0.65 93.45 1.32 17.46
59 BKPS 3 2011 5.74 0.51 81.12 1.67 17.72
60 BKPS 4 2011 5.94 0.52 83.66 1.74 15.29
61 BKPS 1 2012 5.75 0.54 90.34 3.12 14.58
62 BKPS 2 2012 5.44 0.52 93.58 2.88 13.25
63 BKPS 3 2012 5.58 0.61 99.33 4.74 12.28
64 BKPS 4 2012 7.27 0.55 92.29 4.57 12.78
65 BKPS 1 2013 5.67 1.08 87.80 4.62 12.63
66 BKPS 2 2013 6.01 1.04 92.43 4.32 11.84
67 BKPS 3 2013 6.00 0.79 95.15 4.45 11.18
68 BKPS 4 2013 6.00 0.69 100.29 4.27 11.10
69 BKPS 1 2014 6.15 0.22 97.14 4.61 11.24
70 BKPS 2 2014 6.25 0.27 102.84 4.31 10.74
71 BKPS 3 2014 6.18 0.23 103.66 4.27 16.15
72 BKPS 4 2014 6.29 0.27 92.89 4.07 15.85
73 BKPS 1 2015 6.17 0.35 95.12 4.52 14.50
74 BKPS 2 2015 6.13 0.49 93.82 3.03 14.10
75 BKPS 3 2015 6.31 0.66 91.82 3.01 16.26
76 BKPS 4 2015 6.53 0.79 90.56 2.99 16.31
77 BKPS 1 2016 6.64 1.13 92.14 2.89 15.62
78 BKPS 2 2016 6.69 1.00 92.25 2.88 14.82
79 BKPS 3 2016 6.66 0.99 87.95 2.59 15.06
80 BKPS 4 2016 6.17 0.76 88.18 3.17 17.00
 81 BKPS 1 2017 5.49 0.53 91.58 2.22 16.71
82 BKPS 2 2017 5.66 0.39 89.42 2.80 16.41
83 BKPS 3 2017 5.77 0.27 84.24 3.67 18.68
84 BKPS 4 2017 5.58 0.02 82.44 7.85 19.20
85 BCAS 1 2011 5.92 0.87 76.83 0.11 64.29
86 BCAS 2 2011 5.92 0.89 77.69 0.23 61.72
87 BCAS 3 2011 5.93 0.95 79.92 0.32 51.78
88 BCAS 4 2011 5.92 0.90 78.84 0.15 45.94
89 BCAS 1 2012 5.65 0.39 74.14 0.15 44.50
90 BCAS 2 2012 5.66 0.74 77.41 0.14 41.33
91 BCAS 3 2012 5.92 0.69 91.67 0.12 34.05
92 BCAS 4 2012 5.57 0.84 79.91 0.10 31.47
93 BCAS 1 2013 5.51 0.92 86.35 0.09 30.70
94 BCAS 2 2013 5.39 0.97 85.86 0.01 27.93
95 BCAS 3 2013 5.43 0.99 88.98 0.07 24.75
96 BCAS 4 2013 5.43 1.01 83.48 0.10 22.35
97 BCAS 1 2014 5.47 0.86 89.53 0.15 21.68
98 BCAS 2 2014 7.30 0.69 85.31 0.14 21.83
99 BCAS 3 2014 5.46 0.67 93.02 0.14 35.18
100 BCAS 4 2014 5.41 0.76 91.17 0.12 29.57
101 BCAS 1 2015 5.30 0.71 100.11 0.92 25.53
102 BCAS 2 2015 5.44 0.79 94.13 0.60 23.56
103 BCAS 3 2015 5.44 0.86 102.09 0.59 36.60
104 BCAS 4 2015 5.44 1.00 91.40 0.70 34.30
105 BCAS 1 2016 5.44 0.76 92.76 0.59 39.16
106 BCAS 2 2016 5.42 0.90 99.60 0.55 37.93
107 BCAS 3 2016 5.38 1.00 97.60 1.10 37.10
108 BCAS 4 2016 5.32 1.13 90.12 0.50 36.78
109 BCAS 1 2017 5.32 0.99 83.44 0.50 35.26
110 BCAS 2 2017 5.32 1.05 91.51 0.48 30.99
111 BCAS 3 2017 5.32 1.12 88.70 0.53 31.99
112 BCAS 4 2017 5.32 1.17 88.49 0.32 29.39
113 BPDS 1 2011 7.17 -1.55 78.64 0.00 44.66
114 BPDS 2 2011 6.37 -0.79 97.85 0.16 100.63
115 BPDS 3 2011 6.50 0.70 205.31 0.38 81.98
116 BPDS 4 2011 6.75 1.75 162.97 0.88 61.98
117 BPDS 1 2012 5.45 2.35 140.35 0.74 59.72
118 BPDS 2 2012 5.03 3.03 127.88 0.29 45.65
119 BPDS 3 2012 5.98 2.90 149.82 0.19 34.48
120 BPDS 4 2012 5.16 3.29 123.88 0.20 32.20
121 BPDS 1 2013 5.07 2.72 120.91 0.62 27.09
122 BPDS 2 2013 5.00 2.34 123.60 0.57 23.11
123 BPDS 3 2013 5.01 2.18 112.46 1.05 19.75
124 BPDS 4 2013 4.72 1.03 90.40 1.02 20.83
125 BPDS 1 2014 4.70 1.45 112.84 1.03 31.15
126 BPDS 2 2014 5.05 1.64 140.48 0.76 25.52
127 BPDS 3 2014 5.15 1.82 111.79 0.81 26.16
128 BPDS 4 2014 5.48 1.99 94.04 0.53 25.69
129 BPDS 1 2015 4.96 1.56 93.27 0.88 24.71
130 BPDS 2 2015 5.20 1.22 97.58 0.91 21.17
131 BPDS 3 2015 5.28 1.13 96.10 1.76 21.44
132 BPDS 4 2015 5.28 1.14 96.43 2.63 20.30
133 BPDS 1 2016 5.19 0.20 94.03 2.70 19.77
134 BPDS 2 2016 5.13 0.36 89.60 2.70 19.51
135 BPDS 3 2016 5.15 0.42 89.14 2.87 19.86
136 BPDS 4 2016 5.10 0.37 91.99 2.26 18.17
137 BPDS 1 2017 5.12 0.80 90.34 2.28 18.04
138 BPDS 2 2017 5.13 0.45 92.48 3.80 16.41
139 BPDS 3 2017 4.88 0.29 94.25 4.46 16.83
140 BPDS 4 2017 3.92 -10.77 86.95 12.52 11.51
 A. StatistikDeskriptif

Date:
05/02/19Ti
me:04:29
Sample:2011Q12017Q4
Commonsample

RBH C ROA FDR NPF CAR

Mean 5.64857 1.00000 1.144286 94.2080 2.37685 23.1778

1 0 7 7 6
Median 5.48500 1.00000 1.035000 92.0400 2.61000 18.7500
0 0 0 0 0
Maximum 8.22000 1.00000 4.860000 205.310 12.5200 100.630
0 0 0 0 0
Minimum 2.93000 1.00000 -10.77000 74.1400 0.00000 10.7400
0 0 0 0 0
Std.Dev. 0.82601 0.00000 1.423898 16.2586 1.77566 13.7091
3 0 1 2 5
Skewness 0.39861 NA -3.828826 3.53761 1.38009 2.67046
7 7 7 8
Kurtosis 3.85035 NA 36.79260 20.5739 9.23124 12.2204
2 3 9 3
Jarque-Bera 7.92563 NA 7003.379 2093.59 270.941 662.328
5 4 6 1
Probability 0.01900 NA 0.000000 0.00000 0.00000 0.00000
9 0 0 0
Sum 790.800 140.000 160.2000 13189.1 332.760 3244.90
0 0 3 0 0
SumSq. Dev. 94.8393 0.00000 281.8204 36743.6 438.263 26123.7
1 0 0 6 7
Observations 140 140 140 140 140 140
Crosssections 5 5 5 5 5 5
 B. CEM

DependentVariable:RBH?
Method: Pooled Least
SquaresDate:
05/02/19Time:
04:19Sample:2011Q12017
Q4
Includedobservations: 28
Cross-sectionsincluded:5
Total pool(balanced)observations:140
Variable Coefficient Std.Error t-Statistic Prob.

C 6.316896 0.462523 13.65746 0.000

0
ROA 0.006562 0.056124 0.116921 0.907
1
FDR -0.006070 0.004743 -1.279722 0.202
8
NPF -0.058102 0.053680 -1.082376 0.281
0
CAR 0.001472 0.006948 0.211833 0.832
6

R-squared 0.026629 Mean dependentvar 5.648571

AdjustedR-squared -0.002212 S.D.dependentvar 0.826013
S.E. ofregression 0.826926 Akaike infocriterion 2.492857
Sumsquaredresid 92.31384 Schwarzcriterion 2.597916
Loglikelihood -169.5000 Hannan-Quinncriter. 2.535550
F-statistic 0.923316 Durbin-Watsonstat 0.433520
Prob(F-statistic) 0.452435
 C. FEM

DependentVariable:RBH?
Method: Pooled Least
SquaresDate:
05/02/19Time:
04:21Sample:2011Q12017
Q4
Includedobservations: 28
Cross-sectionsincluded:5
Total pool(balanced)observations:140
Variable Coefficient Std.Error t-Statistic Prob.

C 5.760012 0.424171 13.57945 0.000

0
ROA 0.040187 0.052158 0.770494 0.442
4
FDR -0.003683 0.004190 - 0.381
0.87885 1
9
NPF -0.079136 0.055372 - 0.155
1.42916 3
1
CAR 0.016292 0.005435 2.997651 0.003
FixedEffects(Cross) 3
_MEGASYARIAH--C -0.607650
_BNISYARIAH--C 0.732205
_BUKOPINSYARIAH--C 0.756574
_BCASYARIAH--C -0.435625
_PANINSYARIAH--C -0.445504

EffectsSpecification

Cross-sectionfixed(dummyvariables)

R-squared 0.485472 Mean dependentvar 5.648571

AdjustedR-squared 0.454051 S.D.dependentvar 0.826013
S.E. ofregression 0.610328 Akaike infocriterion 1.912484
Sumsquaredresid 48.79746 Schwarzcriterion 2.101590
Loglikelihood -124.8739 Hannan-Quinncriter. 1.989331
F-statistic 15.45030 Durbin-Watsonstat 0.883097
Prob(F-statistic) 0.000000
 D. Uji Chow

RedundantFixedEffectsTests
Pool:POOL
Testcross-sectionfixedeffects

EffectsTest Statistic d.f. Prob.

Cross-section F 29.20564 (4,131) 0.0000

3
Cross-section Chi-square 89.25220 4 0.0000
2

Cross-section fixed effects test

equation:DependentVariable:RBH?
Method:Panel LeastSquares
Date: 05/02/19Time:
04:23Sample:2011Q12017Q4
Includedobservations: 28
Cross-sectionsincluded:5
Total
pool(balanced)observations:140
Variable Coefficient Std.Error t-Statistic Prob.

C 6.316896 0.462523 13.65746 0.0000

ROA 0.006562 0.056124 0.116921 0.9071
FDR -0.006070 0.004743 -1.279722 0.2028
NPF -0.058102 0.053680 -1.082376 0.2810
CAR 0.001472 0.006948 0.211833 0.8326

R-squared 0.026629 Mean dependentvar 5.648571

AdjustedR-squared -0.002212 S.D.dependentvar 0.826013
S.E. ofregression 0.826926 Akaike infocriterion 2.492857
Sumsquaredresid 92.31384 Schwarzcriterion 2.597916
Loglikelihood -169.5000 Hannan-Quinncriter. 2.535550
F-statistic 0.923316 Durbin-Watsonstat 0.433520
Prob(F-statistic) 0.452435
 E. REM

Dependent Variable:RBH?
Method: Pooled EGLS (Cross-section random
effects)Date:05/02/19Time:04:24
Sample:2011Q12017Q4
Includedobservations: 28
Cross-sectionsincluded:5
Total pool(balanced)observations:140
SwamyandAroraestimatorofcomponentvariances
Variable Coefficient Std.Error t-Statistic Prob.

C 6.316896 0.341374 18.50434 0.000

0
ROA 0.006562 0.041424 0.158415 0.874
4
FDR -0.006070 0.003501 - 0.085
1.73388 2
0
NPF -0.058102 0.039619 - 0.144
1.46649 8
9
CAR 0.001472 0.005128 0.287010 0.774
Random Effects 5
(Cross) -7.72E-12
_MEGASYARIAH--C
_BNISYARIAH--C 6.95E-12
_BUKOPINSYARIAH--C 6.43E-12
_BCASYARIAH--C -2.62E-12
_PANINSYARIAH--C -3.04E-12

EffectsSpecification
S.D. Rho

Cross-sectionrandom 3.83E-07 0.0000

Idiosyncratic random 0.610328 1.0000

WeightedStatistics

R-squared 0.026629 Mean dependentvar 5.648571

AdjustedR-squared -0.002212 S.D.dependentvar 0.826013
S.E. ofregression 0.826926 Sumsquaredresid 92.31384
F-statistic 0.923316 Durbin-Watsonstat 0.433520
Prob(F-statistic) 0.452435

Unweighte Statistics
d
R-squared 0.026629 Mean dependentvar 5.648571
Sumsquaredresid 92.31384 Durbin-Watsonstat 0.433520
 F. Uji Hausman

CorrelatedRandomEffects - HausmanTest
Pool:POOL
Testcross-sectionrandomeffects

Chi-Sq.
Test Summary Chi-Sq.d.f. Prob.

Statistic
Cross-section random 116.822571 4 0.0000

Cross-sectionrandomeffectstestcomparisons:

Variable Fixed Random Var(Diff.) Prob.

ROA 0.040187 0.006562 0.001005 0.2887
FDR -0.003683 - 0.000005 0.2999
0.00607
0
NPF -0.079136 - 0.001496 0.5866
0.05810
2
CAR 0.016292 0.001472 0.000003 0.0000

Cross-section random effects test

equation:DependentVariable:RBH?
Method: Panel Least
SquaresDate:
05/02/19Time:
04:26Sample:2011Q1201
7Q4
Includedobservations: 28
Cross-sectionsincluded:5
Total pool(balanced)observations:140
Variable Coefficient Std.Error t-Statistic Prob.

C 5.760012 0.424171 13.57945 0.000

0
ROA 0.040187 0.052158 0.770494 0.442
4
FDR -0.003683 0.004190 - 0.381
0.87885 1
9
NPF -0.079136 0.055372 - 0.155
1.42916 3
1
CAR 0.016292 0.005435 2.997651 0.003
3
EffectsSpecification

Cross-sectionfixed(dummyvariables)

R-squared 0.485472 Mean dependentvar 5.648571

AdjustedR-squared 0.454051 S.D.dependentvar 0.826013
S.E. ofregression 0.610328 Akaike infocriterion 1.912484
Sumsquaredresid 48.79746 Schwarzcriterion 2.101590
Loglikelihood -124.8739 Hannan-Quinncriter. 1.989331
F-statistic 15.45030 Durbin-Watsonstat 0.883097
Prob(F-statistic) 0.000000