Maharashtra Gramin Bank- Savkheda Bk, Jalgaon
Rahul Patil- 7020966908, Dipika Domkundwar- 9028754703
Particulars Scheme Guidelines
Name of the Doctor special For Hospital Construction, Furniture, Equipments, machines etc.
scheme
Age 21-70 Years
Purpose For Acquiring Premises on ownership basis required for running clinics/hospitals,
nursing homes, polyclinics, pathological lab subject to compliance with
license/registration requirements under laws of state/central government as the case
may be.
1) Furniture, equipments, machinery etc
2) Renovation, expansion and modernization of existing centre
3) Home loan portion can also be considered, if the building is multistoried and
customers have commercial + residential approval/permission of plan from
competent authority.
Nature of Term Loan,
Facility *Cash Credit for regular Working capital requirement(Only in case of hospitals based on
financial assessment)
Eligibilities Medical Practitioner having minimum educational qualification MBBS / BAMS / BDS
and having independent practice.
Quantum of Rural- Rs.1.00 Cr,
finance Semi Urban- Rs.5.00 Cr
Urban and Metros- Rs.25.00 Cr.
In Case of purchase of furniture, equipment, machinery etc,
1) For loan upto Rs. 50.00 Lakh can be granted on hypothecation (Case to Case
basis)
Margin 25%
ROI 9.75 %
Primary Primary-
Security * for Premises and furniture equipment, machinery Etc-
A) Mortgage of plot/premises financed by Bank.
B) Hypothecation of assets purchased through bank loan.
C) Two Guarantors having net worth equal or greater than loan amt.
Collateral Security-
1) Not required for construction of new Hospital on the plot already owned by
customer for loan up to Rs. 1.00 cr. and ready to mortgage the asset created.
2) For loan above Rs.1.00 Cr, 50% Collateral required, it can 40 % for our regular
customer standing more than 2 Years with our bank.
3) For plot plus Construction thereon 50% collateral required.
Repayment Term Loan-
tenure 1) Maximum- 12 Years including Moratorium Period for purchase/Construction of
building to doctors.
2) Maximum- 7 Years for other purpose
Maharashtra Gramin Bank- Savkheda Bk, Jalgaon
Rahul Patil- 7020966908, Dipika Domkundwar- 9028754703
Doctor special For Hospital Construction and Furniture, Equipments, machines
etc.
Doctor Special Clean/Personal Loan Scheme:
Name of the Clean/Personal Loan
scheme
Age 21-70 Years
Purpose For Any Purpose
Minimum Annual Rs. 2.00 Lakh as per last year ITR
Income
Nature of Facility Gross Income (as per Latest ITR) Loan Amt (Maximum)
Rs. 2.00 Lakh to Rs. 10.00 Lakh Rs. 10.00 Lakh
Above Rs. 10.00 Lakh Rs. 20.00 Lakh
Eligibilities Minimum qualification MBBS / BAMS / BDS and having independent practice.
Quantum of Term Loan (Max. Rs. 20.00 Lakh)
finance
Margin NIL
ROI Base Rate + 1.00 % ( i.e 10.00 % Currently Dec-2024)
Primary Security Two Guarantors
Repayment Maximum 5 Years i.e 60 Months
tenure
