SBI Life Insurance Co Ltd

Corporate Office: 'Natraj', M.V.Road and Western Express Highway Junction,

Andheri (East), Mumbai - 400069
IRDAI Registration No. 111 | Website: www.sbilife.co.in | Email:
info@sbilife.co.in| CIN: L99999MH2000PLC129113
Toll Free: 1800 267 9090 (Customer Service Timing : 24X7)

Customised Benefit Illustration (CBI)

SBI Life - eWealth Plus (111L147V01)
An Individual, Unit Linked, Non-Participating, Life Insurance, Savings Product

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

Proposal No: NA Channel / Intermediary : Company Website

Insurance Regulatory and Development authority of India (IRDAI) requires all life insurance companies operating in India to provide official illustrations
to their customers. The illustrations are based on the investment rates of return set by the Insurance Regulatory and Development Authority of India
(Insurance Products) Regulations, 2024 and is not intended to reflect the actual investment returns achieved or which may be achieved in future by SBI
Life Insurance Company Limited.
The main objective of the illustration is that the client is able to appreciate the features of the product and the flow of benefits in different circumstances
with some level of quantification. For further information on the product, its benefits and applicable charges please refer to the sales brochure and/or
policy document. Further information will also be available on request.
Some benefits are guaranteed and some benefits are variable with returns based on the future fund performance of SBI Life Insurance Company
Limited. If your policy offers guaranteed returns then the same will be clearly marked as 'guaranteed' in the Illustration table. If your policy offers
variable returns then the illustration will show on two different rates of assumed future investment returns. These assumed rates of return are not
guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors
including future fund investment performance.

Proposer, Life Assured and Plan Details

Name Of Proposer anshul jain Rate of Applicable Taxes 18%

Age of the Proposer 33 Investment strategy Growth strategy
Name of the Life anshul jain Fund Name (SFIN Allocation(%) Fund Management Charge Risk
Assured Name) (p.a.)(%) Level
Age of the Life Assured 33 Equity Fund (SFIN : Premium will be 1.35% High
ULIF001100105EQUITYFN allocated among these
Policy Term 10 D111) funds.
Bond Fund (SFIN : Premium will be 1.00% Low to
Premium Payment Term 10
ULIF002100105BONDULPF allocated among these Medium
ND111) funds.
Amount of Installment Rs. 4,000
Premium Money Market Fund (SFIN Premium will be 0.25% Low
: allocated among these
Mode / Frequency of Monthly ULIF005010206MONYMKT funds.
Premium Payment FND111)
Sum Assured Rs. 4,80,000

How to read and understand this benefit illustration?

This benefit illustration is intended to show what charges are deducted from your premiums and how the unit fund, net of charges and taxes, may grow
over the years of the policy term if the fund earns a gross return of 8% p.a. or 4% p.a. These rates, i.e. 8% p.a. and 4% p.a. are assumed only for the
purpose of illustrating the flow of benefits if the returns are at this level. It should not be interpreted that the returns under the plan are going to be
either 8% p.a. or 4% p.a.
Net yield mentioned corresponds to the gross investment return of 8% p.a., net of all charges but does not consider mortality, underwriting extra, if
any, if deducted by cancellation of units. It demonstrates the impact of charges exclusive of taxes on the net yield. Please note that the mortality
charges per thousand sum assured in general, increases with age.
The actual returns can vary depending on the performance of the chosen plan, charges towards mortality, underwriting extra etc. The investment risk in
this policy is borne by the policyholder, hence, for more details on terms and conditions please read the sales literature carefully.

Part A of this statement presents a summary view of year- by- year charges deducted under the policy, fund value, surrender value and the death
benefit, at two assumed rates of return. Part B of this statement presents a detailed break-up of the charges, and other values.

PART A
 SBI Life Insurance Co Ltd
Corporate Office: 'Natraj', M.V.Road and Western Express Highway Junction,
Andheri (East), Mumbai - 400069
IRDAI Registration No. 111 | Website: www.sbilife.co.in | Email:
info@sbilife.co.in| CIN: L99999MH2000PLC129113
Toll Free: 1800 267 9090 (Customer Service Timing : 24X7)

Customised Benefit Illustration (CBI)

SBI Life - eWealth Plus (111L147V01)
An Individual, Unit Linked, Non-Participating, Life Insurance, Savings Product

Amount in Rupees

At 4% p.a. Gross Investment return At 8% p.a. Gross Investment return

Policy Annualized Mortality Other Applicable Fund at end of Surrender Death Mortality Other Applicabl Fund at end Surrender Death Commission
Year Premium charges Charges* Taxes the year Value Benefit charges Charges* e Taxes of the year Value Benefit Payable to
intermediar
y(Rs.)

1 48,000 541 1,504 368 46,571 43,031 4,80,000 541 1,509 369 47,540 44,000 4,80,000 -

2 48,000 510 2,064 463 94,371 92,011 4,80,000 507 2,092 468 98,211 95,851 4,80,000 -

3 48,000 474 2,622 557 1,43,455 1,41,685 4,80,000 467 2,696 569 1,52,248 1,50,478 4,80,000 -

4 48,000 434 3,178 650 1,93,884 1,92,704 4,80,000 417 3,323 673 2,09,903 2,08,723 4,80,000 -

5 48,000 385 3,732 741 2,45,722 2,45,722 4,80,000 355 3,972 779 2,71,453 2,71,453 4,80,000 -

6 48,000 330 4,284 831 2,99,037 2,99,037 4,80,000 280 4,647 887 3,37,194 3,37,194 4,80,000 -

7 48,000 262 4,835 917 3,53,905 3,53,905 4,80,000 184 5,347 996 4,07,457 4,07,457 4,80,000 -

8 48,000 178 5,385 1,001 4,10,407 4,10,407 4,80,000 64 6,074 1,105 4,82,599 4,82,599 4,82,599 -

9 48,000 78 5,932 1,082 4,68,633 4,68,633 4,80,000 - 6,831 1,230 5,62,908 5,62,908 5,62,908 -

10 48,000 2 6,478 1,166 5,28,624 5,28,624 5,28,624 - 7,615 1,371 6,48,683 6,48,683 6,48,683 -

* See Part B for details

IN THIS POLICY, THE INVESTMENT RISK IS BORNE BY THE POLICYHOLDER AND THE ABOVE
INTEREST RATES ARE ONLY FOR ILLUSTRATIVE PURPOSE

Date: 21-Nov-2024 02:31:12

 SBI Life Insurance Co Ltd
Corporate Office: 'Natraj', M.V.Road and Western Express Highway Junction,
Andheri (East), Mumbai - 400069
IRDAI Registration No. 111 | Website: www.sbilife.co.in | Email:
info@sbilife.co.in| CIN: L99999MH2000PLC129113
Toll Free: 1800 267 9090 (Customer Service Timing : 24X7)

Customised Benefit Illustration (CBI)

SBI Life - eWealth Plus (111L147V01)
An Individual, Unit Linked, Non-Participating, Life Insurance, Savings Product

I, ………………………………………….(name), I,anshul jain,(name) have received the information with

have explained the premiums, charges and respect to the above and have understood the above
benefits under the policy fully to the statement before entering into a contract.
prospect/policyholder.

Place:
Place:
Date: Signature of
Date: Signature of Agent/ Prospect/Policyholder
Intermediary/ Official
PART B

Date: 21-Nov-2024 02:31:12

 SBI Life Insurance Co Ltd
Corporate Office: 'Natraj', M.V.Road and Western Express Highway Junction,
Andheri (East), Mumbai - 400069
IRDAI Registration No. 111 | Website: www.sbilife.co.in | Email:
info@sbilife.co.in| CIN: L99999MH2000PLC129113
Toll Free: 1800 267 9090 (Customer Service Timing : 24X7)

Customised Benefit Illustration (CBI)

SBI Life - eWealth Plus (111L147V01)
An Individual, Unit Linked, Non-Participating, Life Insurance, Savings Product

Amount in Rupees Gross Yield 8% p.a

Net Yield 6.33%
Policy Annualized Premium Annualized Mortality Applicable Policy Surrender Other Additions Fund FMC Fund at End Surrender Death
Year Premium (AP) Allocation Premium - Charges Taxes Admin charges Charges* to the Before of Year Value Benefit
Charge Premium charge fund* FMC
(PAC) Allocation
Charge

1 48,000 - 48,000 541 369 1,200 3,000 0 1,958 47,849 309 47,540 44,000 4,80,000

2 48,000 - 48,000 507 468 1,200 2,000 0 5,739 99,103 892 98,211 95,851 4,80,000

3 48,000 - 48,000 467 569 1,200 1,500 0 9,769 1,53,744 1,496 1,52,248 1,50,478 4,80,000

4 48,000 - 48,000 417 673 1,200 1,000 0 14,068 2,12,026 2,123 2,09,903 2,08,723 4,80,000

5 48,000 - 48,000 355 779 1,200 - 0 18,656 2,74,225 2,772 2,71,453 2,71,453 4,80,000

6 48,000 - 48,000 280 887 1,200 - 0 23,555 3,40,641 3,447 3,37,194 3,37,194 4,80,000

7 48,000 - 48,000 184 996 1,200 - 0 28,789 4,11,604 4,147 4,07,457 4,07,457 4,80,000

8 48,000 - 48,000 64 1,105 1,200 - 0 34,386 4,87,474 4,874 4,82,599 4,82,599 4,82,599

9 48,000 - 48,000 - 1,230 1,200 - 0 40,369 5,68,539 5,631 5,62,908 5,62,908 5,62,908

10 48,000 - 48,000 - 1,371 1,200 - 0 46,761 6,55,098 6,415 6,48,683 6,48,683 6,48,683

Date: 21-Nov-2024 02:31:12

 SBI Life Insurance Co Ltd
Corporate Office: 'Natraj', M.V.Road and Western Express Highway Junction,
Andheri (East), Mumbai - 400069
IRDAI Registration No. 111 | Website: www.sbilife.co.in | Email:
info@sbilife.co.in| CIN: L99999MH2000PLC129113
Toll Free: 1800 267 9090 (Customer Service Timing : 24X7)

Customised Benefit Illustration (CBI)

SBI Life - eWealth Plus (111L147V01)
An Individual, Unit Linked, Non-Participating, Life Insurance, Savings Product

Amount in Rupees Gross Yield 4% p.a

Policy Annualized Premium Annualized Mortality Applicable Policy Surrender Other Additions Fund FMC Fund at End Surrender Death
Year Premium Allocation Premium - Charges Taxes Admin charges Charges* to the Before of Year Value Benefit
(AP) Charge Premium charge fund* FMC
(PAC) Allocation
Charge

1 48,000 - 48,000 541 368 1,200 3,000 0 985 46,875 304 46,571 43,031 4,80,000

2 48,000 - 48,000 510 463 1,200 2,000 0 2,837 95,235 864 94,371 92,011 4,80,000

3 48,000 - 48,000 474 557 1,200 1,500 0 4,738 1,44,877 1,422 1,43,455 1,41,685 4,80,000

4 48,000 - 48,000 434 650 1,200 1,000 0 6,690 1,95,862 1,978 1,93,884 1,92,704 4,80,000

5 48,000 - 48,000 385 741 1,200 - 0 8,696 2,48,254 2,532 2,45,722 2,45,722 4,80,000

6 48,000 - 48,000 330 831 1,200 - 0 10,760 3,02,121 3,084 2,99,037 2,99,037 4,80,000

7 48,000 - 48,000 262 917 1,200 - 0 12,882 3,57,540 3,635 3,53,905 3,53,905 4,80,000

8 48,000 - 48,000 178 1,001 1,200 - 0 15,067 4,14,592 4,185 4,10,407 4,10,407 4,80,000

9 48,000 - 48,000 78 1,082 1,200 - 0 17,318 4,73,365 4,732 4,68,633 4,68,633 4,80,000

10 48,000 - 48,000 2 1,166 1,200 - 0 19,638 5,33,902 5,278 5,28,624 5,28,624 5,28,624

Notes:
1) Refer the sales literature for explanation of terms used in this illustration

2) Please read this benefit illustration in conjunction with Sales Brochure and the Policy Document to understand all Terms, Conditions & Exclusions carefully.

3) Kindly note that above is only an illustration and does not in any way create any rights and/or obligations. The actual experience on the contract may be different from what
is illustrated. The non-guaranteed low and high rate mentioned above relate to assumed investment returns at different rates and may vary depending upon market
conditions. For more details on risk factors, terms and conditions please read sales brochure carefully.
4) The unit values may go up as well as down and past performance is no indication of future performance on the part of SBI Life Insurance Co. Ltd. We would request you to
appreciate the associated risk under this plan vis-à-vis the likely future returns before taking your investment decision.
5) It is assumed that the policy is in force throughout the term.

6) Fund management charge is based on the specific fund option(s) chosen

7) Surrender Value equals the Fund Value at the end of the year minus Discontinuance Charges. Surrender value is available on or after 5th policy anniversary.

8) Acceptance of proposal is subject to Underwriting decision. Mortality charges are for a healthy person.

9) Applicable Taxes (including surcharge/cess etc), at the rate notified by the Central Government/ State Government / Union Territories of India from time to time and as per
the provisions of the prevalent tax laws will be payable on premium/ or any other charges as per the product features.
10) This policy provides guaranteed death benefit of Rs. 4,80,000

11) Net Yield have been calculated after applying all the charges (except GST, mortality charges).

Definition of Various Charges:

1) Policy Administration Charges : a charge of a fixed sum which is applied at the beginning of each policy month by cancelling units for equivalent amount, deducted for
maintaing the policy.
2) Premium Allocation Charge : is the percentage of premium that would not be utilised to purchase units.

3) Mortality Charges : are the charges recovered for providing life insurance cover, deducted applied at the beginning of each policy month by cancelling units for equivalent
amount.
4) Fund Management Charge (FMC) : is the deduction made from the fund at a stated percentage before the computation of the NAV of the fund.

Date: 21-Nov-2024 02:31:12

 SBI Life Insurance Co Ltd
Corporate Office: 'Natraj', M.V.Road and Western Express Highway Junction,
Andheri (East), Mumbai - 400069
IRDAI Registration No. 111 | Website: www.sbilife.co.in | Email:
info@sbilife.co.in| CIN: L99999MH2000PLC129113
Toll Free: 1800 267 9090 (Customer Service Timing : 24X7)

Customised Benefit Illustration (CBI)

SBI Life - eWealth Plus (111L147V01)
An Individual, Unit Linked, Non-Participating, Life Insurance, Savings Product

Important

You may receive a Welcome Call from our representative to confirm your proposal details like Date of Birth, Nominee Name, Address, Email ID, Sum Assured, Premium amount,
Premium Payment Term etc.
You may have to undergo Medical tests based on our underwriting requirements.

Your SBI Life - eWealth Plus (111L147V01) is a Regular Premium Policy and you are required to pay Monthly premium of Rs.Rs. 4,000. Your Policy Term is 10 years , Premium
Payment Term is 10 and Sum Assured is Rs.Rs. 4,80,000

Date: 21-Nov-2024 02:31:12

 SBI Life Insurance Co Ltd
Corporate Office: 'Natraj', M.V.Road and Western Express Highway Junction,
Andheri (East), Mumbai - 400069
IRDAI Registration No. 111 | Website: www.sbilife.co.in | Email:
info@sbilife.co.in| CIN: L99999MH2000PLC129113
Toll Free: 1800 267 9090 (Customer Service Timing : 24X7)

Customised Benefit Illustration (CBI)

SBI Life - eWealth Plus (111L147V01)
An Individual, Unit Linked, Non-Participating, Life Insurance, Savings Product

I, ………………………………………….(name), have I,anshul jain,(name) have received the information with

explained the premiums, charges and benefits under the respect to the above and have understood the above
policy fully to the prospect/policyholder. statement before entering into a contract.

Place: Place:
Date: Signature of Agent/ Date: Signature of Prospect/Policyholder
Intermediary/ Official

Date: 21-Nov-2024 02:31:12