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GOVERNMENT-SCHEMES.pdf
CONTENT PAGE GUIDE . COVER THE SCHEMES HIGHLIGHTED-
Compendium
MORE SCHEMES-
1. Pradhan Mantri Jan Dhan Yojana (PMJDY)
● Launch Year: 2014
● Ministry: Ministry of Finance
● Objective: Financial inclusion through bank accounts, credit, insurance, and pensions
for the unbanked population.
● Key Info: By 2024, over 48 crore bank accounts were opened under this scheme.
2. Pradhan Mantri Awas Yojana (PMAY)
● Launch Year: 2015
● Ministry: Ministry of Housing and Urban Affairs (Urban), Ministry of Rural Development
(Rural)
● Objective: Housing for all by 2022 with affordable housing solutions for urban and rural
poor.
● Key Info: Over 1.22 crore houses sanctioned under PMAY-Urban by 2023.
3. Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PM-JAY)
● Launch Year: 2018
● Ministry: Ministry of Health and Family Welfare
● Objective: Universal health coverage with health insurance up to ₹5 lakh per family; rs 5
lakh top up to poor
● Key Info: World’s largest healthcare scheme, targeting 50 crore beneficiaries.
● Health cover for all aged 70 and above,6 cr to benefit (new addition)
● Bengal and Delhi have opted out of the scheme
● Ayurveda day by ministry of ayush on 29th oct (9th edition)
● Theme - ayurveda innovations for global health
● Minister of ayush - prataprao ganpatrao jadhav
● Other schemes that cover the new beneficiaries include central government health
scheme,ex servicemen contributory health scheme (either pm jay or their existing
coverage). However, those who are covered under the Employees State Insurance
Corporation (ESIC) can benefit from both
● Beneficiaries will get ‘Ayushman Vaya Vandana’ card and need to register at their
Ayushman Kendra or online via website or AyushmanNHA app
● Pm launched U-Win portal - digital vaccine management platform - track 2 for pregnant
women and 11 for children
● Wb has Swasthya Sathi health scheme
4. Atmanirbhar Bharat Abhiyan
● Launch Year: 2020
● Ministry: Multiple Ministries involved (cross-sectoral initiative)
● Objective: Post-COVID economic recovery with a focus on self-reliance in
manufacturing, MSMEs, and rural economy.
● Key Info: Includes various financial relief packages totaling ₹20 lakh crore.
5. Make in India
● Launch Year: 2014
● Ministry: Ministry of Commerce and Industry
● Objective: Boost manufacturing by encouraging national and international companies to
manufacture in India.
● Key Info: Focuses on 25 sectors including automobiles, pharmaceuticals, and defense.
6. Startup India
● Launch Year: 2016
● Ministry: Department for Promotion of Industry and Internal Trade (DPIIT)
● Objective: Promoting startups with ease of business, tax incentives, and funding
support.
● Key Info: Over 80,000 startups registered under the program by 2024.
7. Swachh Bharat Mission (SBM)
● Launch Year: 2014
● Ministry: Ministry of Housing and Urban Affairs (Urban), Ministry of Jal Shakti (Rural)
● Objective: Eliminate open defecation and improve waste management.
● Key Info: Declared India open defecation-free in 2019. The mission continues with a
focus on solid waste management under SBM 2.0.
8. Digital India
● Launch Year: 2015
● Ministry: Ministry of Electronics and Information Technology
● Objective: Transform India into a digitally empowered society and knowledge economy.
● Key Info: Key initiatives include DigiLocker, BharatNet, and UPI.
9. Pradhan Mantri Fasal Bima Yojana (PMFBY)
● Launch Year: 2016
● Ministry: Ministry of Agriculture and Farmers' Welfare
● Objective: Crop insurance scheme providing financial support to farmers in case of crop
failure due to natural calamities.
● Key Info: Covers nearly 5 crore farmers annually.
10. Pradhan Mantri Garib Kalyan Anna Yojana (PMGKAY)
● Launch Year: 2020 (during COVID-19)
● Ministry: Ministry of Consumer Affairs, Food & Public Distribution
● Objective: Free food grains for the poor during the COVID-19 pandemic.
● Key Info: Extended multiple times due to COVID impact, providing free ration to over 80
crore beneficiaries.
11. Pradhan Mantri Mudra Yojana (PMMY)
● Launch Year: 2015
● Ministry: Ministry of Finance
● Objective: Providing loans to small businesses under three categories: Shishu, Kishore,
and Tarun.
● Key Info: Over ₹20 lakh crore sanctioned under the scheme by 2023.
14. Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)
● Launch Year: 2019
● Ministry: Ministry of Agriculture and Farmers' Welfare
● Objective: Direct income support of ₹6,000 per year to small and marginal farmers.
● Key Info: Covers over 11 crore farmers by 2024.
15. Ujjwala Yojana
● Launch Year: 2016
● Ministry: Ministry of Petroleum and Natural Gas
● Objective: Provide LPG connections to BPL families, reducing health risks from cooking
with solid fuels.
● Key Info: Over 9 crore connections provided by 2023.
16. National Education Policy (NEP) 2020
● Launch Year: 2020
● Ministry: Ministry of Education
● Objective: Comprehensive overhaul of the education system to meet the needs of the
21st century.
● Key Info: Focus on vocational training, holistic learning, and digital education.
17. Atal Pension Yojana (APY)
● Launch Year: 2015
● Ministry: Ministry of Finance
● Objective: Social security scheme providing guaranteed pensions to unorganized sector
workers.
● Key Info: Guaranteed pension ranges between ₹1,000 to ₹5,000 per month.
18. Pradhan Mantri Kaushal Vikas Yojana (PMKVY)
● Launch Year: 2015
● Ministry: Ministry of Skill Development and Entrepreneurship
● Objective: Enable youth to take up industry-relevant skill training for employment.
● Key Info: Targeted skilling for over 1 crore youth by 2024.
. Smart Cities Mission
● Launch Year: 2015
● Ministry: Ministry of Housing and Urban Affairs
● Objective: Urban renewal and retrofitting to make cities citizen-friendly and sustainable.
● Key Info: Focuses on 100 smart cities with ₹2.05 lakh crore allocated.
21. Mission Indradhanush
● Launch Year: 2014
● Ministry: Ministry of Health and Family Welfare
● Objective: Immunization program for children under 2 years and pregnant women
against preventable diseases.
● Key Info: Expanded to include newer vaccines under Mission Indradhanush 2.0.
22. Pradhan Mantri Suraksha Bima Yojana (PMSBY)
● Launch Year: 2015
● Ministry: Ministry of Finance
● Objective: Accident insurance at a low premium for the underprivileged.
● Key Info: Coverage up to ₹2 lakh for accidental death or disability.
24. National Health Mission (NHM)
● Launch Year: 2013
● Ministry: Ministry of Health and Family Welfare
● Objective: Affordable and accessible healthcare for all, especially in rural areas.
● Key Info: Subsumes the National Rural Health Mission (NRHM) and National Urban
Health Mission (NUHM).
25. PM Gati Shakti
● Launch Year: 2021
● Ministry: Ministry of Commerce and Industry
● Objective: Holistic infrastructure development and multi-modal connectivity.
● Key Info: ₹100 lakh crore initiative for improving logistics and infrastructure across the
country.
Unified Pension Ministry of Finance Streamline and improve pension
Scheme, 2024 benefits for government employees
Vatsalya Scheme, 2024 Ministry of Women Support new investment options for
and Child minor children by allowing
Development parents/guardians to contribute to an
NPS account
Purvodaya, 2024 Union Minister of Comprehensive development of the
Steel, Petroleum Eastern region covering Bihar,
and Natural Gas Jharkhand, West Bengal, Odisha, and
Andhra Pradesh.
Pradhan Mantri Surya Ministry of New and Enhance the adoption of solar energy
Ghar Yojana, 2024 Renewable Energy across the country by providing
(MNRE) financial support
Electric Mobility Ministry of Heavy Accelerate EV adoption, Support the
Promotion Scheme Industries development of a robust electric
2024 vehicle manufacturing infrastructure
in India, and promote affordable
transportation
Updates to Government Schemes for UPSC Mains 2024
Scheme Changes
PM Awas Yojana Target: 3 crore additional houses in both rural and urban areas.
Urban 2.0 Initiative ● Investment: Rs. 10 lakh crore.
● Goal: Provide housing for 1 crore urban poor and
middle-class households.
Model Skill Loan ● Updated Loan Limit: Rs. 7.5 lakh. Government-
Scheme backed fund guarantee.
● Impact: Supports 25,000 students annually.
Mudra Yojana ● Increased Loan Limit: Rs. 20 lakh (Tarun
category).
● Focus: Business owners with a successful loan
repayment history.
PMGSY (Pradhan Phase IV: Aim to provide all-weather connectivity to 25,000
Mantri Gramme rural habitations with increased population.
Sadak Yojana)
SATAT Scheme
https://www.drishtiias.com/daily-news-analysis/satat-scheme
About the ‘Paryatan Mitra’ and ‘Paryatan Didi’
Initiative
Aspects Description
About ‘Paryatan Mitra’ and ‘Paryatan Didi’ program is to connect tourists
with locals who can act as Ambassadors and Storytellers for their
regions.
Launched by Ministry of Tourism
Aim To enhance tourism through social inclusion, employment generation,
and economic progress.
Vision To create a welcoming and memorable experience for tourists by
promoting Incredible India through the efforts of Incredible Indians,
further enhancing India’s reputation as a top tourist destination.
Key Objectives Improve tourist experience through interaction with locals trained in
hospitality, cleanliness, safety, and sustainability.
Pilot Program The initiative was piloted in 6 tourist destinations across India Orchha
Locations (Madhya Pradesh), Gandikota (Andhra Pradesh), Bodh Gaya (Bihar),
Aizawl (Mizoram), Jodhpur (Rajasthan) and Sri Vijaya Puram
(Andaman & Nicobar Islands)
Target Groups Cab and auto drivers, Railway station and airport staff, Hotel,
for Training restaurant, and homestay staff, Police personnel, Tour guides, street
vendors, and shopkeepers and Students and other community
members
Features 1) Training on developing new tourism products such as Heritage
walks, food and craft tours, nature treks and homestay experiences.
2) This training is driven by the ‘Athithi Devo Bhava’ philosophy,
emphasizing the importance of treating tourists as honored guests.
4) It involves knowledge sharing on local history, stories, and lesser-
known tourist attractions to create engaging tourist interactions.
5) Special emphasis on empowering women and youth to develop
tourism-based livelihoods.
6) Training on digital literacy and the use of digital tools to ensure
global visibility and discoverability of the tourism experiences created
by locals.
