STEPS OF THE LOAN PROCESS

Purchasing a home is a big step, and it’s one we’re excited to take with you!
Below is some helpful information to have as we embark on this journey.

1 Prequalify Online
Visit dhimortgage.com to prequalify online and find out how much you may be eligible to borrow to buy a home. You can
rest assured that your information is safe and secure.1

Documents for
Application 2 Application
Your Mortgage Loan Originator will explain your options and help you find the loan that best fits your needs.

If you’re a first-time homebuyer

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or it’s been a few years Processing
since you last completed the A Loan Processor will work closely with your Mortgage Loan Originator to verify your employment,
assets, and credit history, and gather all the information needed for underwriting. Please remember to
mortgage process, you may provide any requested documents within 24 hours to keep the process moving!
be surprised by the information

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required. You’ll likely need to
provide the following documents Underwriting
to satisfy regulations enacted to An Underwriter will review your file for credit approval. They might request additional documents.

protect consumers.
• Tax returns and W-2s for the last 2 years

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Credit Approval
• Most recent pay stubs for 1 full month At this time, your loan has been conditionally approved, pending receipt of additional requested
• Bank statements for last 2 months items. Your file will go back to Processing for gathering of conditions. Remember – response time
is important!
• Retirement/401k statement for

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last 3 months
Resubmission & Final Approval
• Social Security card and Most loans are resubmitted to underwriting before final approval. This should be expected as a normal part of
driver license the process. This is the final stage of your loan before closing, and documents are being prepared for the final
Closing Disclosure.
• Lease agreements, if you rent
property to others

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Closing
You and your Title Agent will schedule a convenient time for your closing. Your Loan Processor or Mortgage Loan Originator
will tell you the amount needed for closing. You will either wire funds or bring a cashier’s check made out to your Title
Company or Attorney’s office. Once the loan is funded, you’ll receive the keys to your new home. Congratulations, homeowner!

Get started today!

DHI Mortgage
6761 North Fwy., Suite B, Fort Worth, TX 76131
817-230-0700 direct
dhimortgage.com

Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #279283. 6761 North Fwy., Suite B, Fort Worth, TX 76131. Company NMLS #14622. DHIM is an affiliate of D.R. Horton.
For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. Provided for informational purposes only. This is not a commitment to lend. Not all borrowers
will qualify. Blend Labs, Inc. is a third party that administers the mortgage application process for DHIM. Your interaction with the online mortgage application, including but not limited to the
asset portion of data will be governed by Blend’s Privacy Policy and Terms of Use, which is available via a weblink at the time of application and prior to submitting data. DHIM is not
responsible for the use or disclosure of any information that you share with, or permit, a third party, such as Blend to access. After you share your user name and password with a third party or
provide other permissions to them to access your Personal Information, DHIM will consider all transactions initiated by such third parties to be valid and duly authorized by you. Please review
Blends privacy policies as well as the DHIM Privacy policy which is available at www.dhimortgage.com. Equal Housing Opportunity. REV: 07/18/23 | EXP: 07/18/24