P.O.
Box 31290
Salt Lake City, UT 84131-0290
December 15, 2024
Ericka Marcum
2330 Homestead Ct
Apt 1
Anchorage, AK 99507
Application ID: 20000029692805
Creditor: Capital One N.A.
Dear Ericka Marcum,
Thank you for applying for a credit card issued by Capital One®. Unfortunately, after reviewing your
application, we cannot approve your request at this time.
The reason(s) for our decision are:
• Based on your application information, we observed activity on a prior Capital One account that is
not consistent with our expectations for account usage or the terms of the account agreement
If you feel we missed something or misread your information, then please write to us at P.O. Box
31290 Salt Lake City, UT 84131-0290 and include your Application ID number referenced above.
We know this isn't the answer you were hoping for, but we hope there is an opportunity to provide you
new products and services in the future.
Sincerely,
Capital One Customer Care Team
SEE REVERSE FOR ADDITIONAL IMPORTANT INFORMATION AND DISCLOSURES.
© 2024 Capital One. Capital One is a federally registered service mark.
CD0073/675f5706145b0c37f92487ef/P:N 1/QA-1
EQUAL CREDIT OPPORTUNITY ACT
The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit
applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the
applicant has the capacity to enter into a binding contract); because all or part of the applicant's
income derives from any public assistance program; or because the applicant has in good faith
exercised any right under the Consumer Credit Protection Act. The federal agency that administers
compliance with this law concerning this creditor is Bureau of Consumer Financial Protection, 1700 G
Street NW., Washington DC 20552.
© 2024 Capital One. Capital One is a federally registered service mark.
CD0073/675f5706145b0c37f92487ef/P:N 2/QA-1
