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HDFC Life Click 2 Protect Super Benefits

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0% found this document useful (0 votes)
42 views2 pages

HDFC Life Click 2 Protect Super Benefits

Uploaded by

PUBG Gamer
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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16-01-2025

Quote No : cjqfj9nydvy

Benefit Illustration for HDFC Life Click 2 Protect Super


This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Click 2 Protect Super
Age is taken as on last birthday Proposal No: NA
Name of the Prospect/Policyholder: A Name of the Product: HDFC Life Click 2 Protect Super
A Non Linked, Non Participating, Individual,
Age: 29 Tag Line: Pure Risk Premium/Savings Life Insurance
Plan
Name of the Life Assured: A Unique Identification No: 101N145V07
Age: 29 GST Rate: 4.50%* for first year
Gender: Male 2.25%* second year onwards
Policy Term: 40 Years
Premium Payment Term: 15 Years Tobacco User: No
Amount of Instalment Premium (Without
Rs.33088
GST):
Mode of Premium Payment: Annual
*0% if qualifies as zero-rated supply under GST law

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy
Policy Details
Plan Option Life Basic Sum Assured Rs. 10000000

Sum Assured Factor Option A Sum Assured on Death (at inception of the policy) Rs. 10000000
WOP CI Benefit No WOP on total Permanent Disability No
Return of Premium Benefit Yes Spouse Cover Option No
Level Cover Period(Years) Not Applicable Ammortization Rate Not Applicable

Parent Secure Option No Life Stage Option No


Death Benefit to be received as instalment(Parent Secure
No.Of Nominee(s)(Parent Secure Option) Not Applicable Not Applicable
Option)
Instalment Frequency(Parent Secure Option) Not Applicable

Premium Summary
PP PP HPR HPR Total
Base Plan CI Rider IB Rider Rider Rider Rider Rider Instalment
(PAC) (ADC) (CCI) (CC) Premium
Instalment Premium without GST 33088 0 0 0 0 0 0 33088
First Year Premium
Instalment Premium with First Year GST 34577 0 0 0 0 0 0 34577
Instalment Premium without GST 33088 0 0 0 0 0 0 33088
Second Year Premium
Instalment Premium with GST 2nd Year Onwards 33832 0 0 0 0 0 0 33832

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(Amounts in Rupees.)
Policy Single/ Guaranteed Non Guaranteed Surrender
Year Annualized Value
Survival Benefit/ Accrued Guaranteed Other Maturity Death Policy Cancelation Min Guaranteed Surrender Special Surrender
Premium Payable
Additions Benefits Benefit Value Value Value

1 33,088 0 0 0 1,00,00,000 0 0 7,613 7,613


2 33,088 0 0 0 1,00,00,000 0 19,853 16,084 19,853

3 33,088 0 0 0 1,00,00,000 0 34,742 25,501 34,742

4 33,088 0 0 0 1,00,00,000 0 66,176 35,951 66,176


5 33,088 0 0 0 1,00,00,000 0 82,720 47,531 82,720

6 33,088 0 0 0 1,00,00,000 0 99,264 60,333 99,264

7 33,088 0 0 0 1,00,00,000 0 1,15,808 74,464 1,15,808


8 33,088 0 0 0 1,00,00,000 0 1,34,999 90,026 1,34,999

9 33,088 0 0 0 1,00,00,000 0 1,57,830 1,07,126 1,57,830

10 33,088 0 0 0 1,00,00,000 0 1,78,675 1,25,881 1,78,675


11 33,088 0 0 0 1,00,00,000 0 2,00,182 1,46,396 2,00,182

12 33,088 0 0 0 1,00,00,000 0 2,22,351 1,68,790 2,22,351

13 33,088 0 0 0 1,00,00,000 0 2,49,484 1,93,183 2,49,484

14 33,088 0 0 0 1,00,00,000 0 2,73,307 2,19,683 2,73,307


15 33,088 0 0 0 1,00,00,000 0 2,97,792 2,48,384 2,97,792

16 0 0 0 0 1,00,00,000 0 3,02,755 2,61,927 3,02,755

17 0 0 0 0 1,00,00,000 0 3,12,682 2,75,957 3,12,682

18 0 0 0 0 1,00,00,000 0 3,17,645 2,90,426 3,17,645

19 0 0 0 0 1,00,00,000 0 3,22,608 3,05,259 3,22,608


20 0 0 0 0 1,00,00,000 0 3,27,571 3,20,360 3,27,571

21 0 0 0 0 1,00,00,000 0 3,37,498 3,35,624 3,37,498

22 0 0 0 0 1,00,00,000 0 3,42,461 3,50,936 3,50,936

23 0 0 0 0 1,00,00,000 0 3,47,424 3,66,164 3,66,164

24 0 0 0 0 1,00,00,000 0 3,52,387 3,81,193 3,81,193

25 0 0 0 0 1,00,00,000 0 3,62,314 3,95,909 3,95,909


26 0 0 0 0 1,00,00,000 0 3,67,277 4,10,218 4,10,218

27 0 0 0 0 1,00,00,000 0 3,72,240 4,24,024 4,24,024

28 0 0 0 0 1,00,00,000 0 3,77,203 4,37,254 4,37,254

29 0 0 0 0 1,00,00,000 0 3,87,130 4,49,827 4,49,827

30 0 0 0 0 1,00,00,000 0 3,92,093 4,61,675 4,61,675


31 0 0 0 0 1,00,00,000 0 3,97,056 4,72,703 4,72,703

32 0 0 0 0 1,00,00,000 0 4,02,019 4,82,775 4,82,775

33 0 0 0 0 1,00,00,000 0 4,11,946 4,91,736 4,91,736

34 0 0 0 0 1,00,00,000 0 4,16,909 4,99,372 4,99,372

35 0 0 0 0 1,00,00,000 0 4,21,872 5,05,404 5,05,404

36 0 0 0 0 1,00,00,000 0 4,26,835 5,09,472 5,09,472


37 0 0 0 0 1,00,00,000 0 4,36,762 5,11,164 5,11,164

38 0 0 0 0 1,00,00,000 0 4,41,725 5,09,962 5,09,962

39 0 0 0 0 1,00,00,000 0 4,46,688 5,05,249 5,05,249

40 0 0 0 4,96,320 1,00,00,000 0 0 0 0

Notes:
1.Annualised Premium excludes underwriting extra premium, frequency loading on premiums, the premium paid towards rider, if any, and Goods & Service Tax.
2. The benefits illustrated are as of at end of year.
3. Surrender value (if applicable) will be higher of GSV (Guaranteed Surrender value) and SSV (Special Surrender Value).

I , have explained the premiums/ charges, and benefits under the policy fully to the I A ,having received the information with respect to the above, have understood the
prospect / policyholder. above statement before entering into the contract.

Place :

Date : Signature of Agent/ Intermediary/ Official Date: Signature of Prospect / Policyholder

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