Page 1 of 34

Page 2 of 34

1. In which one of the following ratios, the share capital of RRBs is

prescribed for the Central Government, State Government and
Sponsoring bank?
1. निम्ननिखित में से निस अिुपात में , आरआरबी िी शेयर पूं जी िेंद्र सरिार, राज्य सरिार
और प्रायोजि बैंि िे निए निर्ाा ररत िी जाती है ?
1.50:30:20
2.50:35:15
3.60:20:20
4.50:15:35

4.50:15:35
Page 3 of 34

2. Arrange the following banks in an increasing order of their year of

formation-
A. State Bank of India
B. Imperial Bank of India
C. Reserve Bank of India
D. Regional Rural Banks
E. Small Finance Bank
2. निम्ननिखित बैंिोूं िो उििे गठि िे वर्ा िे बढ़ते क्रम में व्यवखथित िरें -
A. भारतीय स्टे ट बैं ि
B. इूं पीररयि बैंि ऑफ इूं निया
C. भारतीय ररजवा बैंि
D. क्षे त्रीय ग्रामीण बैंि
ई. िघु नवत्त बैंि
Choose the correct answer from the options given below:
1. E, D, C, B. A
2. E. D. A, B, C
3. B, C, A, D, E
4. C. B. A. D. E

 Imperial Bank of India: Established in 1921 (formed by merging three presidency banks).
 Reserve Bank of India: Established in 1935.
 State Bank of India: Established in 1955 (previously the Imperial Bank of India was renamed
SBI).
 Regional Rural Banks: Established in 1975.
 Small Finance Banks: Came into existence around 2015-2017.

3. B, C, A, D,
Page 4 of 34

3. Match the List-l with List-ll

LIST I Institutions LIST II Date of establishment
A. National Housing Bank 1.01-07-1964
B.Industrial Development Bank of II.01-07-1948
India
C.Small Industrial Development Bank III.02-04-1990
of India
D.Industrial Finance Corporation of IV.09-07-1988
India
Choose the correct answer from the options given below.
1. A-I, B-II, C-III, D-IV
2. A-III, B-I, C-IV, D-II
3. A-I, B-IV, C-III, D-II
4. A-IV, B-I, C-III, D-II

4. A-IV, B-I, C-III, D-II

Page 5 of 34

4. Match the List-l with List-ll

LISTI Negotiable Instruments LIST II Their Explanation

A. Inchoate Instrument 1.When negotiable instrument is

delivered conditionally or for a specific
purpose as a collateral security or for
safe custody only
1.जब परक्राम्य निित सशता या निसी नवनशष्ट
उद्दे श्य िे निए सूंपानवाि सुरक्षा िे रूप में या िेवि
सुरनक्षत अनभरक्षा िे निए नवतररत निया जाता है
B.Ambiguous Instrument II. When the name of the drawer, or the
payee, or both are fake in a bill
जब निसी नबि में भु गताििताा , भु गताििताा या
दोिोूं िा िाम िििी हो
C.Escrow III. When the instrument owing to its
faulty drafting may be interpreted
either as a promissory note or bill of
exchange
जब उपिरण िी दोर्पणा िर ाखटूं ग िे िारण
उसिी व्याख्या वचि पत्र या नवनिमय नबि िे रूप
में िी जा सिती है
D.Fictitious Bill An incomplete instrument in some
respect, where a person signs &
delivers to another a blank or
incomplete paper
िुछ मायिोूं में अर्रा उपिरण, जहाूं एि व्यखि
हस्ताक्षर िरता है और दसरे िो िािी या अर्रा
िागज स प ूं ता है
Choose the correct answer from the options given below
1. A-II, B-III, C-I, D-IV
2. A-III. B-II, C-IV, D-I
3. A-IV, B-III, C-I, D-II
4. А-І, В-II, C-III, D-IV

3. A-IV, B-III, C-I, D-II

Page 6 of 34

5. Which of the following subsidiaries are fully owned by the Reserve

Bank of India?
A. National Housing Bank
B. National Bank for Agriculture and Rural Development
C. The Deposit Insurance and Credit Guarantee Corporation of India
D. Bhartiya Reserve Bank Note Mudran Private Limited
E. Securities Trading Corporation of India
5. निम्ननिखित में से निस सहायि िूंपिी िा पणा स्वानमत्व भारतीय ररज़वा बैंि िे पास है ?
A. राष्टरीय आवास बैंि
B. राष्टरीय िृनर् और ग्रामीण नविास बैंि
C. भारतीय जमा बीमा और ऋण गारूं टी निगम
िी. भारतीय ररजवा बैंि िोट मु द्रण प्राइवे ट निनमटे ि
ई. भारतीय प्रनतभनत व्यापार निगम
Choose the correct answer from the options given below:
1. A, C & D Only
2. A. D & E Only
3. B. D & E Only
4. B. C & E Only

1. A, C & D Only
Page 7 of 34

6. Which of the following are the instruments of qualitative Credit

Control Methods in India's Monetary Policy?
A. Cash Reserve Ratio
B. Consumer Credit Regulation
C. Altering Margin Requirements
D. Statutory Liquidity Ratio
E. Differential Rate of Interest
6. निम्ननिखित में से ि ि भारत िी म नद्रि िीनत में गुणात्मि क्रेनिट नियूं त्रण नवनर्योूं िे
उपिरण हैं ?
A. ििद आरनक्षत अिुपात
बी. उपभोिा ऋण नवनियमि
सी. मानजाि आवश्यिताओूं िो बदििा
िी. वै र्ानिि तरिता अिुपात
ई. नवभे दि ब्याज दर
Choose the correct answer from the options given below:
1. A, B & D only
2. B, C & E only
3. C, D & E only
4. D, E & A only

2. B, C & E only
Page 8 of 34

7. The Narasimhan Committee 1991 recommended the reforms with

respect to the banking sector. These reforms are also known as:
1. First generation reforms
2. Second generation reforms
3. Financial sector reforms
4. Third generation reforms
7. िरनसम्हि सनमनत 1991 िे बैंनिूंग क्षे त्र िे सूं बूंर् में सु र्ारोूं िी नसफाररश िी। इि सु र्ारोूं
िो इि िामोूं से भी जािा जाता है :
1. पहिी पीढ़ी िे सु र्ार
2. दसरी पीढ़ी िे सु र्ार
3. नवत्तीय क्षे त्र में सु र्ार
4. तीसरी पीढ़ी िे सु र्ार

1. First generation reforms

Page 9 of 34

8. Match the List-l with List-ll

LISTI Concept LIST II Meaning

A. Systematic risk 1. Compensation for time

B. Beta II. Increase in corporate tax rate

C. Risk-free rate III. Sensitivity coefficient

D. Unsystematic risk IV. Competitor enters the market

Choose the correct answer from the options given below.

1. A- I, B-IV, C- III, D-II
2. A- IV, B-I, C-II, D-III
3. A-III, B-II, C-IV, D-I
4. A-II, B-III, C-I, D-IV

4. A-II, B-III, C-I, D-IV

Page 10 of 34

9. RBI permitted the issue of commercial papers within the

framework of its guidelines. Which one of the following committee
recommended these guidelines?
1. Verma Committee
2. Padmnabhan Committee
3. Kalia Committee
4. Vaghul Committee
9. आरबीआई िे अपिे नदशानिदे शोूं िे ढाूं चे िे भीतर वानणखज्यि पत्र जारी िरिे िी
अिुमनत दी। निम्ननिखित में से निस सनमनत िे इि नदशानिदे शोूं िी नसफाररश िी?
1. वमाा सनमनत
2. पद्मिाभि सनमनत
3. िानिया सनमनत
4. वाघुि सनमनत

4. Vaghul Committee
Page 11 of 34

10. Arrange the following Financial Institution in the increasing order

of their date of establishment-
A. NABARD
B. EXIM Bank.
C. UTI
D. SIDBI
E. ECGC
10. निम्ननिखित नवत्तीय सूं थिािोूं िो उििी थिापिा नतनि िे बढ़ते क्रम में व्यवखथित िरें -
A. िाबािा
बी. एखजज़म बैंि।
सी. यटीआई
िी. नसिबी
ई. ईसीजीसी
Choose the correct answer from the options given below:
1. A. B, C, D, E
2. C. B. A, D. E
3. C, A, B. E. D
4. E. C. B. A. D

 UTI (Unit Trust of India): Established in 1964.

 ECGC (Export Credit Guarantee Corporation of India): Established in 1957.
 NABARD (National Bank for Agriculture and Rural Development): Established in 1982.
 EXIM Bank (Export-Import Bank of India): Established in 1982.
 SIDBI (Small Industries Development Bank of India): Established in 1990.

4. E. C. B.A.D
Page 12 of 34

11. Which of the following are primary functions of Commercial

Banks?
A. Accepting Deposits
B. Agency Service
C. Discounting Trade Bills
D. Financing Foreign Trade
E. General Utility Service
11. निम्ननिखित में से ि ि सा वानणखज्यि बैं िोूं िे प्रािनमि िाया हैं ?
ए. जमा स्वीिार िरिा
बी. एजेंसी से वा
सी. व्यापार नबिोूं पर छट
िी. नवदे श व्यापार िा नवत्तपोर्ण
ई. सामान्य उपयोनगता से वा
Choose the correct answer from the options given below:
1. A, C & E only
2. A, B & D only
3. B, C & E only
4. A, C & D only

4. A, C & D only
Page 13 of 34

12. Which of the following are the participants in T-Bills Market?

A. Reserve Bank of India
B. Commercial Banks
C. Foreign Banks
D. Provident Funds
E. Corporates
12. निम्ननिखित में से ि ि टी-नबि मािेट में भागीदार हैं?
A. भारतीय ररजवा बैंि
बी. वानणखज्यि बैंि
सी. नवदे शी बैंि
िी. भनवष्य निनर्
ई. िॉरपोरे ट् स
Choose the correct answer from the options given below:
1. B. C, D & E Only
2. A, B, C & E Only
3. A, B, D & E Only
4. A, B, C, D & E

4. A, B, C, D & E
Page 14 of 34

13. Arrange the following phases of International Monetary System in

chronological order (old to new).
A. Gold Bullion Standard
B. Gold Specie Standard
C. Floating Exchange Rate
D. Gold Exchange Standard
E. Bretton Woods System
13. अूं तराा ष्टरीय मु द्रा प्रणािी िे निम्ननिखित चरणोूं िो िािािुक्रनमि क्रम (पु रािे से िए) में
व्यवखथित िरें ।
ए. गोल्ड बुनियि स्टैं ििा
बी. सोिे िी प्रजानत मािि
सी. फ्लोनटूं ग नवनिमय दर
िी. गोल्ड एक्सचेंज स्टैं ििा
ई. ब्रेटि वु ि्स नसस्टम
Choose the correct answer from the options given below:
1. A. B. E. D. C
2. A. D. E. C. B
3. B. A, D, E, C
4. B. D. A, C, E

3. B. A, D, E, C
Page 15 of 34

 currency was based on the actual gold coins in circulation. It

emerged in the 17th and 18th centuries.
 Gold Bullion Standard: Introduced later, it allowed currency
to be converted into fixed quantities of gold bullion rather than
coins. This system gained prominence in the 19th century.
 Gold Exchange Standard: Evolved in the late 19th and
early 20th centuries, where currencies were pegged to gold
indirectly via another currency (e.g., British pound).
 Bretton Woods System: Introduced in 1944, this system
established fixed exchange rates with the US dollar as the
primary reserve currency, backed by gold.
 Floating Exchange Rate: Became prominent after the
collapse of the Bretton Woods system in 1971, where exchange
rates are determined by market forces.
Page 16 of 34

14.Match the List-l with List-ll

Choose the correct answer from the options given below:

1. A-I, B-III, C-II, D-IV
2. A-II, B-IV, C-I, D-III
3. A-IV, B-II, C-III, D-I
4. A-III, B-II, C-IV, D-I

4. A-III, B-II, C-IV, D-I

Page 17 of 34

15. Which of the following are the schemes promoted by NABARD?

Download
A. Kisan Credit Card (KCC)
B. Capital Investment Subsidy Scheme
C. Special Economic Zone Scheme
D. Rural Innovation Fund
E. Tribal Development Fund
15. निम्ननिखित में से ि ि सी िाबािा द्वारा प्रवनतात योजिाएँ हैं ?
िाउििोि िरिा
A. निसाि क्रेनिट िािा (KCC)
बी. पूं जी निवे श सखििी योजिा
C. नवशेर् आनिा ि क्षे त्र योजिा
िी. ग्रामीण िवप्रवताि निनर्
ई. जिजातीय नविास निनर्
Choose the correct answer from the options given below:
1. A, B, C & D Only
2. B. C. D & E Only
3. A, B, D & E Only
4. A, C, D & E Only

3. A, B, D & E Only
Page 18 of 34

16. Arrange the following steps of securitization in a correct sequence.

A. Forming SPV
B. Transfer to SPV
C. Credit Enhancement
D. Seasoning
E. Issuance of securities
16. प्रनतभनतिरण िे निम्ननिखित चरणोूं िो सही क्रम में व्यवखथित िरें ।
A. एसपीवी िा गठि
बी. एसपीवी में थिािाूं तरण
सी. ऋण वृ खि
िी. मसािा
ई. प्रनतभनतयाँ जारी िरिा
Choose the correct answer from the options given below
1. A, B, C, D, E
2. B, C, A, D, E
3. D, C, A, B, E
4. D, C, B, A, E

3. D, C, A, B, E
Page 19 of 34

17. Arrange the following stages of investigation in proper sequence.

A. Plan work to be done and timing.
B. Obtain instructions from the client and prepare terms of reference.
C. Make necessary calculation to eliminate inconsistencies.
D. Collect necessary information and documents.
E. Formulate conclusions/analysis of findings.
15. जाूं च िे निम्ननिखित चरणोूं िो उनचत क्रम में व्यवखथित िरें ।
A. निए जािे वािे िाया और समय िी योजिा बिाएूं ।
बी. ग्राहि से निदे श प्राप्त िरें और सूं दभा िी शतें तैयार िरें ।
C. नवसूं गनतयोूं िो दर िरिे िे निए आवश्यि गणिा िरें ।
िी. आवश्यि जाििारी और दस्तावे ज एित्र िरें ।
ई. निष्कर्ा तैयार िरिा/निष्कर्ों िा नवश्ले र्ण िरिा।
Choose the correct answer from the options given below:
1. A, B, C, D, E
2. A, C, B, D, E
3. B,A,D, C, E
4. A. B. D. C. E

3. B,A,D, C, E
Page 20 of 34

18. Which one of the following committees has suggested the

establishment of NBFCs' regulatory framework?
1. Raj Study Group (1975)
2. Chakkravarty Committee (1985)
3. Vaghul Committee (1987)
4. Shah Committee (1992)
18. निम्ननिखित में से निस सनमनत िे एिबीएफसी िे नियामि ढाूंचे िी थिापिा
िा सुझाव नदया है?
1. राज स्टिी ग्रुप (1975)
2. चक्रवती सनमनत (1985)
3. वाघुि सनमनत (1987)
4. शाह सनमनत (1992)

4. Shah Committee (1992)

Page 21 of 34

19. Which one of the following are disposed to promote financial

inclusion?
1. Poor quality of services rendered
2. High transaction costs
3. Universal access to financial services
4. Lack of trust in the system
19. नवत्तीय समावेशि िो बढ़ावा दे िे िे निए निम्ननिखित में से निसिा उपयोग
निया जाता है?
1. प्रदाि िी गई सेवाओूं िी िराब गुणवत्ता
2. उच्च िेिदे ि िागत
3. नवत्तीय सेवाओूं ति सावाभ नमि पहूंच
4. नसस्टम में नववास िी िमी

3. Universal access to financial services

Page 22 of 34

20. Which one of the following digital payment systems is developed

and managed by the National Payments Corporation of India?
1. Paytm
2. BharatPe
3. Mastercard
4. RuPay
20. निम्ननिखित में से ि ि सी निनजटि भुगताि प्रणािी भारतीय राष्टरीय भुगताि
निगम द्वारा नविनसत और प्रबूंनर्त िी जाती है?
1. पेटीएम
2. भारतपे
3. मास्टरिािा
4. रुपे

4. RuPay
Page 23 of 34

The National Payments Corporation of India (NPCI) is an umbrella

organization for operating retail payments and settlement systems in
India. Established in December 2008, NPCI was created with the
guidance and support of the Reserve Bank of India (RBI) and the
Indian Banks' Association (IBA). It is a not-for-profit organization
aimed at providing infrastructure to the entire banking system in India
for physical as well as electronic payment and settlement systems.
NPCI's products and services include RuPay, Immediate Payment
Service (IMPS), Unified Payments Interface (UPI), Bharat Bill Payment
System (BBPS), and National Automated Clearing House (NACH),
among others. Its goal is to facilitate safe, efficient, and inclusive
payment systems to help enhance financial inclusion in India.

िेशिि पे मेंट्स िॉरपोरे शि ऑफ इूं निया (एिपीसीआई) भारत में िु दरा भु गताि और
निपटाि प्रणानियोूं िे सूं चािि िे निए एि प्रमु ि सूं गठि है । नदसूं बर 2008 में थिानपत,
NPCI िो भारतीय ररज़वा बैंि (RBI) और भारतीय बैंि सूं घ (IBA) िे मागादशा ि और
समिा ि से बिाया गया िा। यह एि गैर-िाभिारी सूं गठि है नजसिा उद्दे श्य भारत में सूं पणा
बैंनिूंग प्रणािी िो भ नति और इिेक्ट्रॉनिि भु गताि और निपटाि प्रणानियोूं िे निए
बुनियादी ढाूं चा प्रदाि िरिा है । एिपीसीआई िे उत्पादोूं और से वाओूं में रुपे , तत्काि
भु गताि से वा (आईएमपीएस), एिीिृत भु गताि इूं टरफेस (यपीआई), भारत नबि भु गताि
प्रणािी (बीबीपीएस) और िे शिि ऑटोमे टेि खियररूं ग हाउस (एिएसीएच) शानमि हैं ।
इसिा िक्ष्य भारत में नवत्तीय समावे शि िो बढ़ािे में मदद िरिे िे निए सु रनक्षत, िुशि
और समावे शी भु गताि प्रणािी िी सु नवर्ा प्रदाि िरिा है ।
Page 24 of 34

21. Which of the following are objectives of Immediate Payment Service (IMPS)?
A. To enable bank clients to use mobile instruments as a channel for accessing
their bank accounts and remits funds
B. To build the foundation for a full range of mobile based banking services.
C. To sub-serve the goal of Reserve Bank of India (RBI) in digital payments.
D. To make payments simpler with the mobile number of the beneficiary
E. To restrain a nation-wide payment system facilitating one-to-one funds
transfer
Choose the most appropriate answer from the option given below:
1. A, C, D and E Only
2. A, B, C and D Only
3. B, C, D and E Only
4. B, A, E and D Only

2. A, B, C and D Only
Page 25 of 34

22. Which of the following are functions of the Reserve Bank of India?
A. Bank of issue
B. Banker's bank and lender of the last resort
C. Regulator of fiscal policy
D. Controller of credit
E. Custodian of foreign exchange reserves
Choose the most appropriate answer from the option given below:
1. A, B, C and D Only
2. A, B, D and E Only
3. B, C, D and E Only
4. A, B and D Only

2. A, B, D and E Only
Page 26 of 34

23.

ANSWER 1
Page 27 of 34

24. Sequentially arrange the following impacts of the evolving global

monetary system on the economies.
A. Protectionism and nationalism
B. Capital flows driving economic development
C. Increased world trade with limited capital flows
D. Expanded open economies
E. Industrial economies increasingly open and emerging nations open
slowly
Choose the correct answer from the option given below:
1. B, D, A, C, E
2. C, A, D, E, B
3. C, E, D, A, B
4. E, B, D, A, C

2. C, A, D, E, B
Page 28 of 34

25. Arrange the following SBI-sponsored RRBs in an increasing order

of their existence since formation.
A. Rajasthan Marudhara Gramin Bank
B. Telangana Gramin Bank
C. Sausashtra Gramin Bank
D. Madhyanchal Gramin Bank
E. Arunachal Pradesh Rural Bank
Choose the correct answer from the option given below:
1. A, D, B, E, C
2. C, E, D, A, B
3. B, A, C, E, D
4. D, E, A, B, C

Rajasthan Marudhara Gramin Bank: Formed on 1st April 2014.

Telangana Gramin Bank: Formed on 19th February 2015.
Saurashtra Gramin Bank: Formed on 2nd January 2006.
Madhyanchal Gramin Bank: Formed on 1st November 2012.
Arunachal Pradesh Rural Bank: Formed on 30th November 1983.

2. C, E, D, A, B
Page 29 of 34

26. Given below are two statements:

Statement I: The ordinary treasury bills that are marketable and have
a secondary market are issued to the public and financial institutions.
Statement II: Ad hoc treasury bills are issued only in favour of the
Reserve Bank of India which is authorized to issue currency notes
against them.
In the light of the above statements, choose the most appropriate
answer from the options given below:
1. Both Statement I and Statement II are true
2. Both Statement I and Statement II are false
3. Statement I is true but Statement II is false
4. Statement I is false but Statement II is true

1. Both Statement I and Statement II are true

Page 30 of 34

27. Which committee had recommended a comprehensive framework

of reform in the insurance sector?
A. Ghosh Committee (1993)
B. Sodhani Committee (1994)
C. Malhotra Committee (1993)
D. Kalia Committee (1994)

11. निस सनमनत िे बीमा क्षे त्र में सु र्ार िी व्यापि रूपरे िा िी नसफाररश िी िी?
ए घोर् सनमनत (1993)
बी सोर्ािी सनमनत (1994)
सी. मल्होत्रा सनमनत (1993(
िी. िानिया सनमनत (1994)

The Malhotra Committee, chaired by former Finance Secretary and

RBI Governor R.N. Malhotra, was established in 1993 to recommend
reforms in the Indian insurance sector. The committee's
recommendations were aimed at enhancing the efficiency and reach
of insurance in India.

C. Malhotra Committee (1993)

Page 31 of 34

28. Mutual Funds in India are regulated by:

A. Unit Trust of India
B. Department for Promotion of Industries and Internal trade
C. The Securities and Exchange Board of India
D. Department of financial Services
12. भारत में म्यचुअि फूंि निसिे द्वारा नवनियनमत होते हैं :
A. यनिट टर स्ट ऑफ इूं निया
बी. उद्योगोूं और आूं तररि व्यापार िो बढ़ावा दे िे िे निए नवभाग
C. भारतीय प्रनतभनत और नवनिमय बोिा
िी. नवत्तीय से वा नवभाग

C. The Securities and Exchange Board of India

Page 32 of 34

29. Which one of the following is a fully owned subsidiary of the R.B.I?
A. Indian Institute of Bank Management (IIBM)
B. National Institute of Bank Management (NIBM)
C. Indian Institute of Banking and Finance (IIBF)
D. Indian Financial Technology and Allied Services (IFTAS)
13. निम्ननिखित में से ि ि आरबीआई िी पणा स्वानमत्व वािी सहायि िूंपिी है ?
A. भारतीय बैंि प्रबूंर्ि सूं थिाि (IIBM)
बी. राष्टरीय बैं ि प्रबूंर्ि सूं थिाि (एिआईबीएम)
C. भारतीय बैंनिूंग और नवत्त सूं थिाि (IIBF)
D. भारतीय नवत्तीय प्र द्योनगिी और सूं बि से वाएँ (IFTAS)

D. Indian Financial Technology and Allied Services (IFTAS)

Page 33 of 34

30. Which is the legal framework governing the Regional Rural Banks
(RRBs)
a. Regional Rural Banks Act. 1976
b. Regional Rural Banks Act. 1966
c. Small Industries Development Bank of India. 1989
d. Banking Regulations Act. 1949
e. Indian Partnership Act. 1932
Choose the correct answer from the options given below:
A. a and d only
B. b and d only
C. a and c only
D. b and e only
30. क्षेत्रीय ग्रामीण बैंिोूं (आरआरबी) िो नियूंनत्रत िरिे वािा िाििी ढाूंचा ि ि
सा है ?
एि। क्षेत्रीय ग्रामीण बैंि अनर्नियम. 1976
बी। क्षेत्रीय ग्रामीण बैंि अनर्नियम. 1966
सी। भारतीय िघु उद्योग नविास बैंि। 1989
िी। बैंनिूंग नवनियमि अनर्नियम. 1949
इ। भारतीय भागीदारी अनर्नियम. 1932

A. a and d only
Page 34 of 34