Contact us:

(719) 579-7628

Branch:
Rocky Mountain Bank and Trust
101 E Main St
P.O. Box 579
Florence, CO 81226

Visit our website at:

www.rmbt.com

LOIS H JENKINS
205 KING ST # 11
CRESCENT CITY CA 95531-4454

Page 1 of 3

Statement Date: September 7, 2023 Account Number: 11003731

A PARTNER YOU CAN COUNT ON

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Trust App

ROCKY CHOICE CHECKING

ACCOUNT ACTIVITY SUMMARY

Statement period number of days 31

Average balance $5.33
Total service charge this period $0.00

Credits
Previous balance 08/07/2023 $3.84 $929.25 Debits
$967.74
Deposits 2 $929.25
Withdrawals 6 $967.74
Ending balance 09/07/2023 $34.65 -

Total for this period Total year to date

Total overdraft fees $0.00 $0.00
Total returned item fees $35.00 $35.00

TRANSACTIONS

Date Description Debits Credits Balance

08/07/2023 Previous Balance $3.84
08/10/2023 PURCHASE 08-10 DOLLAR GENERAL # 12154 $1.03 $2.81
FLORENCE, CO PUL 8522
08/16/2023 REGULAR DEPOSIT $80.00 $82.81
08/17/2023 POS PYMT 08-16 AFFIRM PAY S334X22V SAN $18.46 $64.35
FRANCISCO, CA PUL 8522 Recurring Debit
 Page 2 of 3

LOIS H JENKINS Account Number: 11003731

TRANSACTIONS (continued)

Date Description Debits Credits Balance

08/17/2023 PURCHASE 08-17 STRAIGHTTALK*AIRTIME 877-430- $51.21 $13.14
2355 , FL MCI 8522
08/21/2023 PURCHASE 08-18 ALTA CONVENIENC FLORENCE, CO $12.79 $0.35
MAP 8522
09/05/2023 MISSION LANE VIS CUSTOMER ACH DEBIT Mission La $849.25 $848.90-
ST-I1G3B4G5K4T4
09/06/2023 MISSION LANE VIS CUSTOMER RETURN ACH $849.25 $0.35
INSUFFICIENT FUNDS
09/06/2023 OD/RETURNED CK FEE $35.00 $34.65-

DAILY BALANCE SUMMARY

Date Amount Date Amount Date Amount

08/10/2023 $2.81 08/17/2023 $13.14 09/05/2023 $848.90 -
08/16/2023 $82.81 08/21/2023 $0.35 09/06/2023 $34.65 -

IMAGES

08/16/2023 $80.00
 Page 3 of 3
Account Reconciliation Form
A. The ending balance shown on H. The ending balance in your check
statement $ ____________________ register $ ___________________
B. List deposits not shown on $ ____________________ I. List deposits, transfers or interest $ ___________________
statement $ ____________________ credited not already listed in your $ ___________________
$ ____________________ check register $ ___________________
$ ____________________ $ ___________________
$ ____________________ $ ___________________
C. Total of lines B $ ____________________ J. Total of lines I $ ___________________
D. Add line C to line A $ ____________________ K. Add line J to line H $ ___________________
E. List below all checks written and any L. List below all checks and charges not
withdrawals not posted on statement already reflected in your check register
Check # $ Amount Check # $ Amount Check # $ Amount Check # $ Amount
_______ $ _____________ _______ $ _____________ _______ $ _____________ _______ $ _____________
_______ $ _____________ _______ $ _____________ _______ $ _____________ _______ $ _____________
_______ $ _____________ _______ $ _____________ _______ $ _____________ _______ $ _____________
_______ $ _____________ _______ $ _____________ _______ $ _____________ _______ $ _____________
_______ $ _____________ _______ $ _____________ _______ $ _____________ _______ $ _____________
F. Total of Column E $ ____________________ M. Total of Column L $ ___________________
G. Subtract line F from line D $ ____________________ N. Subtract line M from line K $ ___________________

The balances (Line "G" and Line "N" above) should agree. If not, recheck your entries from this
statement and your check register. All deposits and credits are subject to final collection.
The following pertains to accounts established for personal, family or household purposes only.
For information regarding business and custodial accounts please refer to your account disclosure. Contact us if you have a specific question pertaining to
your account.
In Case of Errors or Questions About Your Electronic Transfers you may have to pay the amount in question. While we investigate whether or
not there has been an error, the following are true:
Direct inquiries to us at our address or telephone number printed on the front
page of this statement if you think your statement or receipt is wrong or if you • We cannot try to collect the amount in question, or report you as
need more information about a transfer on the statement or receipt. We must delinquent on that amount.
hear from you no later than 60 days after we sent you the FIRST statement on • The charge in question may remain on your statement, and we may
which the error or problem appeared. continue to charge you interest on that amount. But, if we determine that
1. Tell us your name and account number (if any). we made a mistake, you will not have to pay the amount in question or any
interest or other fees related to that amount.
2. Describe the error or the transfer you are unsure about, and explain as
clearly as you can why you believe there is an error or why you need more • While you do not have to pay the amount in question, you are responsible
information. for the remainder of your balance.
3. Tell us the dollar amount of the suspected error. • We can apply any unpaid amount against your credit limit.

If you tell us orally, we may require that you send us your complaint or question PAYMENT INFORMATION - Please mail or deliver your payment to the
in writing within 10 business days. financial institution at the address indicated on the reverse side hereof.
Payments received on weekends and holidays will be credited the next
We will determine whether an error occurred within 10 business days after we business day. Payments received after your closing date will appear on your
hear from you and will correct any error promptly. If we need more time, next statement. If the financial institution has been authorized to deduct the
however, we may take up to 45 days to investigate your complaint or question. minimum payment from your Account, it will be deducted and credited to your
If we decide to do this, we will credit your account within 10 business days for Account as of the date shown on the reverse side hereof. To avoid additional
the amount you think is in error, so that you will have the use of the money INTEREST CHARGES, pay your balance in full. Please call the financial
during the time it takes us to complete our investigation. If we ask you to put institution for the exact balance as the balance changes daily.
your complaint or question in writing and we do not receive it within 10 business
days, we may not credit your account. INTEREST CHARGE - The INTEREST CHARGE on your account is calculated
by applying the different PERIODIC RATES to the appropriate range of the
For errors involving new accounts, point-of-sale, or foreign-initiated outstanding daily balance of your account. The outstanding daily balance is
transactions, we may take up to 90 days to investigate your complaint or calculated by using the beginning balance of your account each day, adding any
question. For new accounts, we may take up to 20 business days to credit your new advances or debits, and subtracting any payments or credits. The
account for the amount you think is in error. INTEREST CHARGE may be determined as follows:
We will tell you the results within 3 business days after completing our 1. Using the rate ranges, separate the outstanding daily balance into
investigation. If we decide that there was no error, we will send you a written appropriate range amounts.
explanation. You may ask for copies of the documents that we used in our 2. Multiply each outstanding daily balance by the applicable periodic rate.
investigation.
3. Multiply each of these results by the number of days the applicable rate
The information below is applicable to those Accounts which may be was in effect.
subject to an Interest Charge. 4. Add the results of step #3 together.

What To Do If You Think You Find A Mistake On Your Statement USE OF THE AVERAGE DAILY BALANCE - If the daily balances are not
shown on your statement, the average daily balance may be used. The
If you think there is an error on your statement, write to us (on a separate sheet) average daily balance is or can be multiplied by the number of days in the
at our address shown on the front page of this statement as soon as possible. In billing cycle and the periodic rate applied to the product to determine the
your letter, give us the following information: amount of the interest charge. To calculate the average daily balance, all of
the daily balances for the billing cycle are added up, and the total is divided by
• Account information: Your name and account number.
the number of days in the billing cycle. The INTEREST CHARGE is or may be
• Dollar amount: The dollar amount of the suspected error. determined as follows:
• Description of Problem: If you think there is an error on your bill, describe
what you believe is wrong and why you believe it is a mistake. 1. Multiplying each of the average balances by the number of days in the
billing cycle (or if the daily rate varied during the cycle, by multiplying by
You must contact us within 60 days after the error appeared on your statement. the number of days the applicable rate was in effect).
You must notify us of any potential errors in writing [or electronically]. You may 2. Multiplying each of the results by the applicable periodic rate, and adding
call us, but if you do we are not required to investigate any potential errors, and these products together.