REPRESENTATION OF ORIGINAL STATEMENT

ONEMAIN Account Number: 75052695

658 FAIRVIEW RD STE C Statement Date: Feb 15, 2024
SIMPSONVILLE, SC 29680
Contractual Monthly Payment: $213.31
Current Interest Rate: 35.99%
Maturity Date: Mar 01, 2026
Payment must be received on or before: Mar 01, 2024

Item Description Amount

3-761-89400-0332313-001-000-000-000-000
Account Summary

Current Amount Due $204.93

DEVIN L FLORES Past Due Amount $0.00
545 MEADOWBROOK AVE
W OODRUFF SC 29388-2321 Past Due Charges $0.00

Total Amount Due $204.93

If you cannot make your payment on or before the due
date please contact the branch listed on your statement.

Please refer questions or requests for money by calling (864) 228-6161. You may
also contact us at www.onemainfinancial.com or the address above. Please include
your name and account number on any correspondence.

Activity Since Last Statement

Balance is not payoff
Applied to amount, call us for
payoff amount.
Account Summary Date Amount Late Fees Other Fees Balance Balance
Previous Balance ....... $5,324.37

You have purchased the following optional product(s): Single Credit Involuntary Unemployment Insurance.

YOU BOUGHT OPTIONAL PRODUCTS THAT CAN BE CANCELED FOR A REFUND. For questions about your optional products, please
call (833) 910-1583. You may cancel any of your optional product(s) at any time for a full or partial refund of the unused product(s), by calling
(833) 585-1870.

Your loan is currently paid ahead of schedule. Although only a partial amount is due this month, we encourage you to make your regular
monthly payment of $213.31. if you continue to pay ahead of schedule, you may pay off your loan early and be entitled to a refund of a portion
of the finance charges calculated when your loan was made.

If you submit a claim for credit disability or credit involuntary unemployment insurance, you are responsible for your loan payments until claim
payments for your period of loss are received. If your payments are not made when due, you may be considered delinquent, late fees may be
assessed, and you may accrue additional interest.

Insufficient funds (NSF) fees owed of $120.00 are not reflected in any of the totals in this statement. NSF fees may be paid at any time but no
later than at the time of payoff. If you decide to pay NSF fees before payoff, please contact your branch.

N Need additional cash? Just check the box on the portion below and return with your payment. We'll call as soon as we receive your
request. Or call our office today at (864) 228-6161 to apply.

Page 1 of 4 All loans are subject to normal credit policy.

Retain this portion for your records MAPP1123 GPA1023

Please detach and return this portion with your payment

Please stop by ou r office o r use the en closed envelop e to return your paymen t to the add ress below.
CHECK HERE FOR SPECIAL PAYMENT APPLICATION AND/OR ADDRESS CORRECTION ON BACK.
Account Number: 072575052695
Due on or before
ONEMAIN
658 FAIRVIEW RD STE C On Time Payment: $204.93 Mar 01, 2024
SIMPSONVILLE, SC 29680 Pay after
Late Payment: $215.17 Mar 11, 2024
Enclosed is
Enclosed is my
my payment
payment for
for $
Yes, I would like additional cash.

DEVIN L FLORES
545 MEADOWBROOK AVE ONEMAIN
W OODRUFF SC 29388-2321 P.O. BOX 740594
CINCINNATI OH 45274-0594

ELECTRONIC STATEMENT REPRINT

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Credit Bureau Disputes - To directly dispute any information reported by OneMain on your credit bureau report,
you may dispute directly through the applicable credit reporting agency or send in writing to OneMain, P.O. Box 3327,
Evansville, IN 47732-3327, Fax: (800) 617-9932. Additional information can be found at www.omf.com.
Negative Information Notice - We may report information about your account to credit bureaus. Late payments,
missed payments, or other defaults on your account may be reflected in your credit report.

PAYMENT OPTIONS
• Send check or money order via U.S. Mail or Overnight Mail to the payment address on the front of the billing coupon. Checks
received after 5:00 p.m. local time at the payment address on the front of the billing coupon will be credited as of the
next business day.
• If you have authorized Direct Pay or other electronic payments, the amount we actually debit or charge may be lower if the
scheduled payment is more than your payoff amount on the payment date

CHECKS MAY BE PROCESSED AS ACH PAYMENTS: When you provide a check as payment, you authorize us either
to use information from your check to make a one-time electronic fund transfer from your account or to process the
payment as a check transaction. When we use information from your check to make an electronic fund transfer,
funds may be withdrawn from your account as soon as the same day we receive your check, in some instances it
may take longer based on processing times. You will not receive your check back from your financial institution.

• Insufficient Funds
Payments returned for insufficient funds may be represented based on your financial institutions’ guidelines. OneMain is not
responsible for fees incurred from your financial institution as a result of representment. For inquiries, please call the number
listed on the front of this statement.
• Principal Only and Special Handling Payments
If you have a special payment, please send or bring your payment to the branch address listed at the top of the prior page of
this statement. Special payments include payoff, deferments, post-dated checks, judgments, bankruptcy and principal-only
payments. Principal-only payments are only available for interest-bearing accounts.
• On-line Payments
With on-line bill pay service, you can make a monthly payment through our secure on-line payment process, available 24 hours
a day and seven days a week. You will no longer have to write and mail a check to OneMain each month when using our on-line
bill pay service. Simply go to our website at www.omf.com and click on “Make a Loan Payment” to begin the process.
• DirectPay (If Available)
With DirectPay, our convenient payment service, you’ll no longer have to write and mail a check to OneMain each month. The
exact amount of your minimum monthly payment will be automatically transferred from your checking account to OneMain. Along
with the postage you save, you’ll have a greater peace of mind. Because, no matter where you are or what you’re doing, you
can be certain your payment will be on time, every time. Please contact your branch, listed on the prior page of this statement,
to obtain an authorization form for this service.
• Pay by Interactive Phone Service Terms - Call us at 800-290-7002 to pay by interactive phone service. By using the interactive
phone service and providing the last 4 digits of your social security number, you authorize OneMain to electronically debit your
bank account and, if necessary, electronically credit your bank account to correct erroneous debits. OneMain reserves the right
to terminate or change the terms of the interactive phone service at any time.
• Late charges and insufficient funds fees may be assessed as permitted by your Loan Agreement and state law. For more
information regarding the timing and amounts of charges, please refer to your Loan Agreement.
FOR CONSUMER FINANCE LOANS
AZ: Loans made by OneMain Financial Group, LLC 100 International Dr., th Floor, Baltimore, MD 21202. Loans also erviced by OneMain
Consumer Loan, Inc., 600 NW 2nd Street, Evansville, IN 47708 CA: Loans made and/or serviced pursuant to a California Department of Financial
Protection and Innovation Finance Lenders License. MT: Loans made and/or serviced by OneMain Consumer Loan, Inc., 600 NW 2nd Street, Evansville,
IN 47708 or OneMain Mortgage Services, Inc., 601 NW 2nd Street, Evansville, IN 47708 or OneMain Financial Group, LLC 100 International Dr., 16th
Floor, Baltimore, MD 21202. NJ: Loans made and/or serviced by OneMain Consumer Loan, Inc., principal office: 600 NW 2nd Street, Evansville, IN
47708 or OneMain Mortgage Services, Inc., 601 NW 2nd Street, Evansville, IN 47708 or OneMain Financial Group, LLC 100 International Dr.,16th Floor,
Baltimore, MD 21202, licensed by the NJ Department of Banking and Insurance. NY: Loans made by OneMain Financial Group, LLC Licensed Lender
– NY State Department of Financial Services. You may file complaints about OneMain Mortgage Services, Inc. with the NY State Department of
Financial Services. You may obtain further information from the New York State Department of Financial Services by calling the
Department’s Consumer Assistance Unit at 1(800) 342-3736 or by visiting the Department’s website at www.dfs.ny.gov. OR: Loans made/
and or serviced by OneMain Consumer Loan, Inc., OneMain Financial Group, LLC or OneMain Mortgage Services, Inc. PA: Loans made and/or
serviced by OneMain Consumer Loan, Inc. or OneMain Financial Group, LLC, all licensed by the Pennsylvania Department of Banking and Securities.
RI: Loans made and/or serviced by OneMain Consumer Loan, Inc. or OneMain Financial Group, LLC, Rhode Island Licensed Lender and Licensed
Small Loan Lender and OneMain Mortgage Services, Inc., Rhode Island Licensed Lender. TX: Loans made by OneMain Financial Group, LLC, 100
International Dr., th Floor, Baltimore, MD 21202 WA: Loans made and/or serviced by OneMain Consumer Loan, Inc. (CL-937358); OneMain
Financial Group, LLC (CL-1339418); or OneMain Mortgage Services, Inc. (CL-931153). WV: Loans in West Virginia are originated and/or serviced by
OneMain Financial, Inc.
If you are not currently entitled to the protections of the United States Bankruptcy Code, then this communication is an attempt to collect a debt by a debt collector, and any
information obtained will be used for that purpose.
NOTICE: If you are currently entitled to the proections of the United States Bankruptcy Code (11 U.S.C. §§ 362; 524) regarding the loan account which is the subject matter of
this letter, the following applies to you: THIS COMMUNICATION IS NOT AN ATTEMPT TO COLLECT OR RECOVER ANY AMOUNTS OWED IN VIOLATION OF THE
BANKRUPTCY CODE AND IS FOR INFORMATIONAL PURPOSES ONLY. Any payments made on a loan which has been discharged in bankruptcy are voluntary.
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3-761-89400-0332313-001-000-000-000-000

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1
The VantageScore® credit score is displayed for primary borrower only and is provided for educational purposes only. We do not guarantee
that the credit score shown will be used by third parties to assess your creditworthiness or eligibility for any product or service or for
employment.
2
Important Notice About Refinancing: When you refinance your existing loan, your total finance charges over the life of the new loan may
be higher than for your current loan, because your interest rate may be higher and/or your loan term may be longer. OneMain loans include
origination fees. Visit omf.com/loanfees for more details.
Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple
Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.
State Licenses: OneMain Financial Group, LLC (NMLS # 1339418). CA: Loans made or arranged pursuant to Department of Financial Protection
and Innovation California Finance Lender License. PA: Licensed by the Pennsylvania Department of Banking and Securities. VA: Licensed by
the Virginia State Corporation Commission - License Number CFI-156. WA: Consumer Loan Company License.

MAPP1123

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GPA1023

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