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850score-43978 (2 Credit Report2

The report for Matthew Little, generated on July 15, 2023, includes details on 20 accounts, 0 public records, and 1 hard inquiry. It outlines personal information such as names, addresses, and employers, along with a summary of various credit accounts, their statuses, and payment histories. The report emphasizes that variations in personal information are common and do not affect the credit score.

Uploaded by

nigeedreamz
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as PDF, TXT or read online on Scribd
67% found this document useful (6 votes)
6K views35 pages

850score-43978 (2 Credit Report2

The report for Matthew Little, generated on July 15, 2023, includes details on 20 accounts, 0 public records, and 1 hard inquiry. It outlines personal information such as names, addresses, and employers, along with a summary of various credit accounts, their statuses, and payment histories. The report emphasizes that variations in personal information are common and do not affect the credit score.

Uploaded by

nigeedreamz
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Prepared For

MATTHEW LITTLE
Personal & Confidential

Date Generated
Jul 15, 2023
Report Number
1108-0657-91

At a Glance 20 Accounts 0 Public Records 1 Hard Inquiries

Personal Information

6 Names 8 Addresses 1 SSN Variations 2 Employers 5 Other Records

Because your personal information is reported by you, your creditors, and other sources, it's typical to see small variations in reported personal information, like
names and addresses. For security reasons, many of these items can't be disputed online, but don't worry—they don't affect your credit score.

Names

MATTHEW D LITTLE MATTHEW LITTLE MATT D LITTLE MATT LITTLE

Name ID #28663 Name ID #12754 Name ID #13014 Name ID #26921

MATTHEW DAVID LITTLE MATTHER D LITTLE


Name ID #15390 Name ID #25367
Addresses

172 CAMBRIDGE RD 115 HALE CT 918 BAYRIDGE DR 624 PEBBLE PLACE DR APTB
DELAWARE OH, 43015-4011 DELAWARE OH, 43015-3324 LEWIS CENTER OH, 43035-9565 DELAWARE OH, 43015-4202

Address ID #0772003544 Address ID #0290477338 Address ID #0091715767 Address ID #0091622391


Single family Single family Single family Apartment complex

555 WILLIS LN 1755 OXFORD RD 817 FOREST HILLS BLVD 1165 HALE COURT
DELAWARE OH, 43015-1137 MARION OH, 43302-7811 RICHMOND IN, 47374-6681 DELAWARE OH, 43015
Address ID #0091613088 Address ID #0092746927 Address ID #0346760569 Address ID #0902730290
Single family Single family Single family Single family

Social Security Numbers Only variations from the number you provided to us are displayed.

XXX-XX-5119

Year of Birth

1983
Phone Numbers

(740) 244-4292 (740) 383-6564 (765) 935-7359

Cellular Residential Residential

Spouse or Co-Applicant

KERA

Employers

NATIONWIDE NATION WIDE

Accounts
Includes credit cards, real estate loans and installment loans. This information is reported to the credit bureaus from your creditors.

AFFIRM INC
 Account Info
Account Name AFFIRM INC Balance -

Account Number HMP1XXXX Balance Updated -


Account Type Unsecured Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 06/12/2018 Original Balance $349
Status Paid, Closed/Never late. Highest Balance -
Status Updated June 2019 Terms 12 Months
On Record Until Jun 2029

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2019      CLS — — — — — —

2018 — — — — — —      

 Current / Terms met CLS Closed

This account is scheduled to continue on record until Jun 2029.

 Contact Info
Address 650 CALIFORNIA ST FL 12,
SAN FRANCISCO CA 94108
Phone Number (855) 423-3729

BEST BUY/CBNA

 Account Info
Account Name BEST BUY/CBNA Balance -

Account Number 603535XXXXXXXXXX Balance Updated -


Account Type Charge Card Recent Payment -

Responsibility Individual Monthly Payment -


Date Opened 12/26/2017 Credit Limit $8,000
Status Paid, Closed/Never late. Highest Balance $0
Status Updated Jan 2020 Terms -
On Record Until Jan 2030

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2020 CLS — — — — — — — — — — —

2019            

2018            

 Current / Terms met CLS Closed

This account is scheduled to continue on record until Jan 2030.

 Contact Info
Address PO BOX 6497,
SIOUX FALLS SD 57117
Phone Number (888) 237-8289

 Comment

Current:

Account closed at credit grantor's request.

Previous:

None

CAP1/MNRDS

 Account Info
Account Name CAP1/MNRDS Balance -
Account Number 600430XXXXXXXXXX Balance Updated -
Account Type Charge Card Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 07/06/2013 Credit Limit $5,000
Status Paid, Closed/Never late. Highest Balance $324
Status Updated May 2020 Terms -
On Record Until May 2030

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2020     CLS — — — — — — —

2019            

2018            

2017            

2016            

2015            

2014            

2013 — — — — — —      

 Current / Terms met CLS Closed

This account is scheduled to continue on record until May 2030.

 Contact Info
Address PO BOX 31293,
SALT LAKE CITY UT 84131
Phone Number (800) 695-6950

 Comment

Current:

Account closed at credit grantor's request.

Previous:

None

CAPITAL ONE AUTO FINANCE


 Account Info
Account Name CAPITAL ONE AUTO FINANCE Balance $14,111
Account Number 620881XXXXXXXXXXX Balance Updated 05/31/2023
Account Type Auto Loan Recent Payment $286 as of 5/13/2023
Responsibility Joint with KERA L LITTLE Monthly Payment $286
Date Opened 09/30/2021 Original Balance $18,642
Status Open/Never late. Highest Balance -
Status Updated May 2023 Terms 73 Months

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2023      — — — — — — —

2022            

2021 — — — — — — — — —   

 Current / Terms met

 Balance Histories

Date Balance Scheduled Payment Paid

Apr 2023 $14,358 $286 $286 on 4/13/2023

Mar 2023 $14,605 $286 $286 on 3/13/2023

Feb 2023 $14,850 $286 $286 on 2/13/2023

Jan 2023 $15,098 $286 $286 on 1/13/2023

Dec 2022 $15,342 $286 $286 on 12/13/2022

Nov 2022 $15,585 $286 $286 on 11/12/2022

Oct 2022 $15,829 $286 $286 on 10/13/2022

Sep 2022 $16,070 $286 $286 on 9/13/2022

Aug 2022 $16,313 $286 $286 on 8/13/2022

Jul 2022 $16,553 $286 $286 on 7/13/2022

Jun 2022 $16,793 $286 $286 on 6/13/2022

May 2022 $17,033 $286 $286 on 5/13/2022


Apr 2022 $17,271 $286 $286 on 4/13/2022

Mar 2022 $17,511 $286 $286 on 3/12/2022

Feb 2022 $17,748 $286 $286 on 2/12/2022

Jan 2022 $17,989 $286 $286 on 1/13/2022

Dec 2021 $18,224 $286 $286 on 12/10/2021

Nov 2021 $18,459 $286 $286 on 11/12/2021

Oct 2021 $18,695 $286 $0

Additional info
The original amount of this account was $18,642

 Contact Info
Address PO BOX 259407,
PLANO TX 75025
Phone Number (800) 946-0332

FIFTH THIRD BANK

 Account Info
Account Name FIFTH THIRD BANK Balance -
Account Number 546700XXXXXXXXXX Balance Updated -
Account Type Credit card Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 11/09/2006 Credit Limit $1,000
Status Paid, Closed/Never late. Highest Balance $0
Status Updated Nov 2013 Terms -
On Record Until Nov 2023

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2013           CLS —
2012            

2011            

2010            

2009            

2008            

2007            

2006 — — — — — — — — — — — 

 Current / Terms met CLS Closed

This account is scheduled to continue on record until Nov 2023.

 Contact Info
Address 5050 KINGSLEY DR,
CINCINNATI OH 45227
Phone Number (800) 972-3030

 Comment
Current:

Account closed at consumer's request.

Previous:

None

FIFTH THIRD BANK

 Account Info
Account Name FIFTH THIRD BANK Balance -
Account Number 88887XXXX Balance Updated -
Account Type Auto Loan Recent Payment -
Responsibility Joint with KERA LITTLE Monthly Payment -
Date Opened 06/10/2019 Original Balance $12,742
Status Paid, Closed/Never late. Highest Balance -
Terms 63 Months
Status Updated Nov 2021 On Record Until Nov 2031

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2021          ND CLS —

2020            

2019 — — — — —       

No data for this


 Current / Terms met CLS Closed ND
period

This account is scheduled to continue on record until Nov 2031.

 Balance Histories

Date Balance Scheduled Payment Paid

Oct 2021 $7,746 $232 $0 on 9/21/2021

Sep 2021 $7,708 $232 $232 on 9/21/2021

Aug 2021 $7,895 $232 $232 on 8/12/2021

Jul 2021 $8,095 $232 $232 on 7/15/2021

Additional info
The original amount of this account was $12,742

 Contact Info
Address 5050 KINGSLEY DR,
CINCINNATI OH 45227
Phone Number (800) 972-3030

FIRST FEDERAL COMMUNITY

 Account Info
Account Name FIRST FEDERAL COMMUNITY Balance -
Account Number 70045XXXX Balance Updated -
Account Type Mortgage Recent Payment -

Responsibility Joint with KERA L LITTLE Monthly Payment -


Date Opened 05/29/2020 Original Balance $189,000
Status Paid, Closed/Never late. Highest Balance -
Status Updated June 2020 Terms 30 Years
On Record Until Jun 2030

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2020 — — — —  CLS — — — — — —

 Current / Terms met CLS Closed

This account is scheduled to continue on record until Jun 2030.

 Contact Info
Address 119 S SANDUSKY AVE,
BUCYRUS OH 44820
Phone Number (419) 562-7055

FREEDOM MORTGAGE CORP

 Account Info
Account Name FREEDOM MORTGAGE CORP Balance $177,152

Account Number 14251XXXX Balance Updated 05/31/2023


Account Type Mortgage Recent Payment -
Responsibility Joint with KERA L LITTLE Monthly Payment $1,246
Date Opened 05/29/2020 Original Balance $189,000
Status Open/Never late. Highest Balance -
Status Updated May 2023 Terms 30 Years
Mortgage Agency Name Freddie Mac ID
Mortgage Identification Number 101106102002220047
 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2023      — — — — — — —

2022 — — — —        

 Current / Terms met

 Balance Histories

Date Balance Scheduled Payment Paid

Apr 2023 $177,152 $1,246 $1,246 on 4/28/2023

Mar 2023 $177,505 $1,246 $2,493 on 3/23/2023

Feb 2023 $178,209 $1,246 $1,246 on 2/1/2023

Jan 2023 $178,559 $1,246 $0 on 12/30/2022

Dec 2022 $178,559 $1,306 $1,306 on 12/30/2022

Nov 2022 $178,909 $1,306 $1,306 on 11/17/2022

Oct 2022 $179,257 $1,306 $2,613 on 10/21/2022

Sep 2022 $179,952 $1,306 $1,306 on 9/2/2022

Aug 2022 $180,298 $1,306 $0 on 7/30/2022

Jul 2022 $180,298 $1,306 $2,613 on 7/30/2022

Jun 2022 $180,988 $1,306 $1,306 on 6/3/2022

May 2022 $181,331 $1,306 $1,306 on 5/7/2022

Additional info
The original amount of this account was $189,000

 Contact Info
Address 951 W YAMATO RD STE 175,
BOCA RATON FL 33431

HOME POINT FINANCIAL COR


 Account Info
Account Name HOME POINT FINANCIAL COR Balance -

Account Number 308800XXXXXXX Balance Updated -


Account Type Mortgage Recent Payment -
Responsibility Joint with KERA L LITTLE Monthly Payment -
Date Opened 05/29/2020 Original Balance $189,000
Status Transferred,closed/Never late. Highest Balance -
Status Updated May 2022 Terms 30 Years
On Record Until May 2032
Mortgage Agency Name Freddie Mac ID

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2022     CLS — — — — — — —

2021            

2020 — — — — — —      

 Current / Terms met CLS Closed

This account is scheduled to continue on record until May 2032.

 Balance Histories

Date Balance Scheduled Payment Paid

Apr 2022 $181,674 $1,306 $1,306 on 4/1/2022

Mar 2022 $182,016 $1,306 $1,306 on 3/1/2022

Feb 2022 $182,357 $1,306 $1,306 on 2/1/2022

Jan 2022 $182,697 $1,306 $1,306 on 1/1/2022

Dec 2021 $183,036 $1,306 $1,306 on 12/1/2021

Nov 2021 $183,375 $1,306 $1,211 on 11/1/2021

Oct 2021 $183,712 $1,211 $1,211 on 10/1/2021

Sep 2021 $184,049 $1,211 $1,211 on 9/1/2021

Aug 2021 $184,385 $1,211 $1,211 on 8/1/2021


Jul 2021 $184,720 $1,211 $1,211 on 7/1/2021

Additional info
The original amount of this account was $189,000

 Contact Info
Address 11511 LUNA RD STE 200,
FARMERS BRANCH TX 75234

 Comment
Current:

Transferred to another lender

Previous:

None

JPMCB CARD

 Account Info
Account Name JPMCB CARD Balance $1,351
Account Number 414720XXXXXXXXXX Balance Updated 06/21/2023
Account Type Credit Card Recent Payment -
Responsibility Individual Monthly Payment $40
Date Opened 10/14/2008 Credit Limit $10,000
Status Open/Never late. Highest Balance $5,974
Status Updated June 2023 Terms -

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2023       — — — — — —

2022            

2021            
2020            

2019            

2018            

2017            

2016 — — — — — —      

 Current / Terms met

 Balance Histories

Date Balance Scheduled Payment Paid

May 2023 $1,251 $40 $0 on 5/13/2023

Apr 2023 $1,449 $40 $0 on 4/20/2023

Mar 2023 $2,632 $40 $0 on 2/28/2023

Feb 2023 $1,137 $40 $0 on 2/15/2023

Jan 2023 $1,650 $40 $0 on 1/16/2023

Dec 2022 $2,155 $40 $0 on 12/15/2022

Nov 2022 $1,586 $40 $0 on 11/15/2022

Oct 2022 $1,109 $40 $0 on 10/8/2022

Sep 2022 $1,182 $40 $0 on 9/15/2022

Aug 2022 $1,179 $40 $0 on 8/12/2022

Jul 2022 $1,333 $40 $0 on 7/14/2022

Jun 2022 $1,190 $40 $0 on 6/7/2022

May 2022 $735 $40 $0 on 5/18/2022

Apr 2022 $935 $40 $0 on 4/7/2022

Mar 2022 $193 $40 $0 on 3/14/2022

Feb 2022 $349 $40 $0 on 2/12/2022

Jan 2022 $195 $40 $0 on 1/13/2022

Dec 2021 $596 $40 $0 on 12/15/2021

Nov 2021 $798 $40 $0 on 11/14/2021

Oct 2021 $624 $40 $0 on 10/14/2021

Sep 2021 $684 $40 $0 on 9/11/2021


Aug 2021 $932 $40 $0 on 8/13/2021

Jul 2021 $1,048 $40 $0 on 7/1/2021

Additional info
Between Jul 2021 and May 2023, your credit limit/high balance was $10,000

 Contact Info
Address PO BOX 15369,
WILMINGTON DE 19850
Phone Number (800) 945-2000

JPMCB CARD

 Account Info
Account Name JPMCB CARD Balance $1,116
Account Number 464018XXXXXXXXXX Balance Updated 07/07/2023
Account Type Credit Card Recent Payment -
Responsibility Individual Monthly Payment $75
Date Opened 03/08/2008 Credit Limit $10,000
Status Open/Never late. Highest Balance $2,020
Status Updated Jul 2023 Terms -

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2023        — — — — —

2022            

2021            

2020            

2019            

2018            

2017            

2016 — — — — — — —     
 Current / Terms met

 Balance Histories

Date Balance Scheduled Payment Paid

Jun 2023 $464 $35 $0 on 5/19/2023

May 2023 $483 $35 $0 on 5/3/2023

Apr 2023 $445 $35 $0 on 3/19/2023

Mar 2023 $308 $35 $0 on 3/1/2023

Feb 2023 $300 $35 $0 on 1/27/2023

Jan 2023 $1,660 $35 $0 on 1/2/2023

Dec 2022 $551 $35 $0 on 11/25/2022

Nov 2022 $1,458 $35 $0 on 11/3/2022

Oct 2022 $355 $35 $0 on 9/29/2022

Sep 2022 $714 $35 $0 on 8/14/2022

Aug 2022 $465 $35 $0 on 8/2/2022

Jul 2022 $552 $35 $0 on 6/30/2022

Jun 2022 $209 $35 $0 on 6/2/2022

May 2022 $387 $35 $0 on 4/15/2022

Apr 2022 $255 $35 $0 on 3/24/2022

Mar 2022 $216 $35 $0 on 3/1/2022

Feb 2022 $448 $35 $0 on 1/29/2022

Jan 2022 $1,005 $35 $0 on 1/3/2022

Dec 2021 $1,539 $35 $0 on 11/18/2021

Nov 2021 $444 $35 $0 on 10/31/2021

Oct 2021 $589 $35 $0 on 9/30/2021

Sep 2021 $507 $35 $0 on 8/26/2021

Aug 2021 $266 $35 $0 on 7/31/2021

Jul 2021 $682 $35 $0 on 6/17/2021

Additional info
Between Aug 2021 and Jun 2023, your credit limit/high balance was $10,000

Between Jul 2021 and Jul 2021, your credit limit/high balance was $2,000

 Contact Info
Address PO BOX 15369,
WILMINGTON DE 19850
Phone Number (800) 945-2000

KOHLS/CAPONE

 Account Info
Account Name KOHLS/CAPONE Balance -
Account Number 639305XXXXXXXXXX Balance Updated -
Account Type Charge Card Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 12/19/2011 Credit Limit $1,000
Status Paid, Closed/Never late. Highest Balance $179
Status Updated Feb 2019 Terms -
On Record Until Feb 2029

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2019  CLS — — — — — — — — — —

2018            

2017            

2016            

2015            

2014            

2013            

2012 — —          

 Current / Terms met CLS Closed


This account is scheduled to continue on record until Feb 2029.

 Contact Info
Address PO BOX 3115,
MILWAUKEE WI 53201
Phone Number (800) 564-5740

 Comment
Current:

Closed due to inactivity

Previous:

None

NATIONSTAR MORTGAGE

 Account Info
Account Name NATIONSTAR MORTGAGE Balance -
Account Number 25140XXXX Balance Updated -
Account Type FHA Mortgage Recent Payment -
Responsibility Joint with KERA L LITTLE Monthly Payment -
Date Opened 08/02/2012 Original Balance $131,081
Status Paid, Closed/Never late. Highest Balance -
Status Updated May 2020 Terms 30 Years
On Record Until May 2030

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2020     CLS — — — — — — —

2019            

2018            
2017            

2016            

2015            

2014            

2013 — — — — —       

 Current / Terms met CLS Closed

This account is scheduled to continue on record until May 2030.

 Contact Info
Address 8950 CYPRESS WATERS BLVD,
COPPELL TX 75019
Phone Number (888) 480-2432

SYNCB/HOME

 Account Info
Account Name SYNCB/HOME Balance -
Account Number 601917XXXXXXXXXX Balance Updated -
Account Type Charge Card Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 02/16/2009 Credit Limit $3,500
Status Paid, Closed/Never late. Highest Balance $3,400
Status Updated Dec 2016 Terms -
On Record Until Dec 2026

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2016            CLS

2015            

2014            

2013            
2012            

2011            

2010            

 Current / Terms met CLS Closed

This account is scheduled to continue on record until Dec 2026.

 Contact Info
Address C/O P O BOX 965036,
ORLANDO FL 32896
Phone Number (866) 396-8254

 Comment
Current:

Closed due to inactivity

Previous:

None

SYNCB/JCPENNEY

 Account Info
Account Name SYNCB/JCPENNEY Balance -

Account Number 600889XXXXXXXXXX Balance Updated -


Account Type Charge Card Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 07/08/2010 Credit Limit -
Status Paid, Closed/Never late. Highest Balance $0
Status Updated Aug 2014 Terms -
On Record Until Aug 2024

 Payment History
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2014        CLS — — — —

2013            

2012            

2011            

2010 — — — — — —      

 Current / Terms met CLS Closed

This account is scheduled to continue on record until Aug 2024.

 Contact Info
Address PO BOX 965007,
ORLANDO FL 32896
Phone Number (800) 542-0800

SYNCB/LOWES

 Account Info
Account Name SYNCB/LOWES Balance -
Account Number 798192XXXXXXXXXX Balance Updated -
Account Type Charge Card Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 05/11/2014 Credit Limit $1,500
Status Paid, Closed/Never late. Highest Balance $806
Status Updated Jul 2018 Terms -
On Record Until Jul 2028

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2018       CLS — — — — —

2017            

2016            
2015            

2014 — — — —        

 Current / Terms met CLS Closed

This account is scheduled to continue on record until Jul 2028.

 Contact Info
Address PO BOX 965005,
ORLANDO FL 32896
Phone Number (800) 444-1408

 Comment

Current:

Closed due to inactivity

Previous:

None

SYNCB/MC

 Account Info
Account Name SYNCB/MC Balance -
Account Number 524363XXXXXXXXXX Balance Updated -
Account Type Credit card Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 04/10/2015 Credit Limit $1,024
Status Paid, Closed/Never late. Highest Balance $418
Status Updated June 2017 Terms -
On Record Until Jun 2027

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2017      CLS — — — — — —

2016            

2015 — — —         

 Current / Terms met CLS Closed

This account is scheduled to continue on record until Jun 2027.

 Contact Info
Address PO BOX 965005,
ORLANDO FL 32896
Phone Number (844) 406-7427

 Comment
Current:

Closed due to inactivity

Previous:

None

SYNCB/OLDNAVYDC

 Account Info
Account Name SYNCB/OLDNAVYDC Balance -
Account Number 447995XXXXXXXXXX Balance Updated -
Account Type Credit card Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 05/25/2014 Credit Limit $1,024
Status Paid, Closed/Never late. Highest Balance $84
Status Updated Oct 2019 Terms -
On Record Until Oct 2029

 Payment History
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2019          CLS — —

2018            

2017            

2016            

2015            

2014 — — — —        

 Current / Terms met CLS Closed

This account is scheduled to continue on record until Oct 2029.

 Contact Info
Address PO BOX 965005,
ORLANDO FL 32896
Phone Number (877) 222-6868

 Comment
Current:

Closed due to inactivity

Previous:

None

UNITED FEDERAL CREDIT UN

 Account Info
Account Name UNITED FEDERAL CREDIT UN Balance -
Account Number 171177XXXX Balance Updated -
Account Type Auto Loan Recent Payment -
Responsibility Joint with KERA L MOORE Monthly Payment -
Date Opened 04/15/2010 Original Balance $9,323
Status Paid, Closed/Never late. Highest Balance -
Terms 60 Months
Status Updated May 2015 On Record Until May 2025

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2015     CLS — — — — — — —

2014            

2013            

2012            

2011            

2010 — — —         

 Current / Terms met CLS Closed

This account is scheduled to continue on record until May 2025.

 Contact Info
Address 150 HILLTOP RD,
SAINT JOSEPH MI 49085
Phone Number (269) 982-1400

WFFNB/PREFERRED CUSTOMER

 Account Info
Account Name WFFNB/PREFERRED CUSTOMER Balance -
Account Number 577442XXXXXXXXXX Balance Updated -
Account Type Charge Card Recent Payment -
Responsibility Joint with KERA L LITTLE Monthly Payment -
Date Opened 04/27/2013 Credit Limit $6,800
Status Paid, Closed/Never late. Highest Balance $3,021
Status Updated May 2017 Terms -
On Record Until May 2027

 Payment History
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2017     CLS — — — — — — —

2016            

2015            

2014            

2013 — — — —        

 Current / Terms met CLS Closed

This account is scheduled to continue on record until May 2027.

 Contact Info
Address PO BOX 14517,
DES MOINES IA 50306
Phone Number (800) 642-4720

 Comment
Current:

Account closed at consumer's request.

Previous:

None

Public Records
Information gathered from courts or other government agencies about legal matters associated with you. The most common Public Records are bankruptcies,
tax liens, and monetary judgments.

No public records reported.

Hard Inquiries
Hard inquiries are requests for your consumer information based on an action or process initiated by you generally related to a credit or other monetary
obligation, such as when you apply for credit, rental property, or utility service, or default on a loan causing it to be sent to a collection agency. Hard inquiries are
displayed to companies that receive your consumer report and may stay on your report at least two years.
CAPITAL ONE AUTO FINANCE
Inquired on 09/29/2021

PO BOX 259407 PLANO TX, 75025

Auto loan. This inquiry is scheduled to continue on record until Oct 2023.

Soft Inquiries
Soft inquiries are generally initiated by others, like companies making promotional offers or lenders periodically reviewing your existing credit accounts. Soft
inquiries also include checking your own credit report or using credit monitoring services, and have no impact on your credit.
CAPITAL ONE CAPITAL ONE AUTO FIN PO# DISCOVER FINANCIAL SVCS EXPERIAN
Inquired on 05/11/2023 Inquired on 01/25/2023 Inquired on 02/16/2023, Inquired on 07/15/2023
02/13/2023, 02/03/2023,
15000 CAPITAL ONE DR, PO BOX 259407, 01/30/2023, 01/23/2023, 475 ANTON BLVD,
RICHMOND VA 23238 PLANO TX 75025 COSTA MESA CA 92626
01/16/2023, 01/09/2023,
(800) 946-0332 12/16/2022, 12/09/2022,
12/07/2022 and 11/22/2022

PO BOX 15157,
WILMINGTON DE 19850
(800) 347-2683

EXPERIAN EXPERIAN EXPERIAN CREDITMATCH FIGURE


Inquired on 07/07/2023, Inquired on 04/25/2023, Inquired on 07/06/2023, Inquired on 12/09/2022
07/06/2023, 06/30/2023, 03/23/2023, 02/09/2023, 06/24/2023, 05/18/2023,
06/24/2023, 06/23/2023, 01/08/2023 and 11/09/2022 04/21/2023, 02/25/2023, 650 CALIFORNIA ST FL 2700,
SAN FRANCISCO CA 94108
06/16/2023, 06/09/2023, 02/11/2023, 11/29/2022,
06/02/2023, 05/26/2023, 475 ANTON BLVD, 11/27/2022,
COSTA MESA CA 92626
05/19/2023, 05/18/2023, 09/14/2022 and 08/13/2022
05/12/2023, 05/05/2023,
04/28/2023, 04/21/2023, 475 ANTON BLVD # D4,
COSTA MESA CA 92626
04/14/2023, 04/07/2023,
03/31/2023, 03/24/2023,
03/17/2023, 03/10/2023,
03/03/2023, 02/17/2023,
02/11/2023, 02/03/2023,
01/20/2023, 01/06/2023,
12/23/2022, 12/09/2022,
11/27/2022, 11/25/2022,
11/11/2022, 10/28/2022,
10/14/2022, 09/30/2022,
09/16/2022, 09/14/2022,
09/02/2022, 08/19/2022,
08/13/2022,
08/05/2022 and 07/22/2022

475 ANTON BLVD,


COSTA MESA CA 92626
(866) 431-3471
JPMCB JPMCB CARD JPMCB CJ JPMCB HL
Inquired on 07/01/2023, Inquired on 05/08/2023 Inquired on 06/24/2023, Inquired on 06/07/2023,
06/01/2023, 05/01/2023, 06/11/2023, 05/14/2023, 04/17/2023, 02/21/2023,
PO BOX 15298,
04/01/2023, 03/01/2023, 04/16/2023, 03/19/2023, 11/18/2022, 10/21/2022,
02/01/2023, 01/03/2023, WILMINGTON DE 19850 02/01/2023, 01/03/2023, 08/26/2022 and 08/01/2022
(800) 432-3117
12/01/2022, 11/01/2022, 12/07/2022, 11/08/2022,
10/01/2022, 10/12/2022, 09/13/2022, PO BOX 24696,
COLUMBUS OH 43224
09/01/2022 and 08/01/2022 08/23/2022 and 07/25/2022
(800) 848-9136
PO BOX 15298, PO BOX 15298,
WILMINGTON DE 19850 WILMINGTON DE 19850
(800) 432-3117 (888) 401-0550

LENDINGCLUB CORP LEXISNEXIS THIRD FEDERAL SAVINGS


Inquired on 07/06/2023, Inquired on Inquired on
06/14/2023, 05/18/2023, 03/29/2023 and 08/22/2022 04/24/2023 and 08/08/2022
04/11/2023, 02/25/2023,
2885 BRECKENRIDGE BLVD 7007 BROADWAY AVE,
02/11/2023 and 11/27/2022
#55D, CLEVELAND OH 44105
595 MARKET ST # 200, DULUTH GA 30096 (216) 429-5000
SAN FRANCISCO CA 94105 (770) 752-6000

On behalf of STATE FARM


INSURANCE COM for Insurance
underwriting

Important Messages

Medical Information
By law, we cannot disclose certain medical information (relating to physical, mental, or behavioral health or condition). Although we do not generally
collect such information, it could appear in the name of a data furnisher (i.e., "Cancer Center") that reports your payment history to us. If so, those
names display on your report, but on reports to others they display only as "MEDICAL PAYMENT DATA." Consumer statements included on your report at
your request that contain medical information are disclosed to others.

Public Records Information


If your report contains public records, the Public Records section includes items from courts that Experian may have obtained through a third party
vendor, LexisNexis Risk Data Management Inc. You may contact them at LexisNexis Consumer Center, PO Box 105615, Atlanta, GA 30348-5108, or visit
https://experianconsumers.lexisnexis.com .

Contact Experian

Online Phone Mail


Visit Experian.com/dispute to dispute any inaccurate information, or click Monday - Friday Experian
the dispute link next to the item. For FAQs and online access to your 9am to 5pm PO Box 9701
(855) 414-6047 Allen, TX 75013
Experian Credit Report, Fraud Alerts, and Security Freezes, visit
Experian.com/help

Know Your Rights

Fair Credit Reporting Act (FCRA)


Para información en español, visite www.consumerfinance.gov/learnmore o escribe a la Consumer Financial Protection Bureau, 1700 G Street N.W.,
Washington, D.C. 20552.

A Summary of Your Rights Under the Fair Credit Reporting Act.


The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies.
There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about
check writing histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA. For more information,
including information about additional rights, go to www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G
Street N.W., Washington, D.C. 20552.

You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report to deny
your application for credit, insurance, or employment — or to take another adverse action against you — must tell you, and must give you the name,
address, and phone number of the agency that provided the information.

You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reporting agency
(your "file disclosure"). You will be required to provide proper identification, which may include your Social Security number. In many cases, the
disclosure will be free. You are entitled to a free file disclosure if:
a person has taken adverse action against you because of information in your credit report;
you are the victim of identity theft and place a fraud alert in your file;
your file contains inaccurate information as a result of fraud;
you are on public assistance;
you are unemployed but expect to apply for employment within 60 days.

In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide
specialty consumer reporting agencies. See www.consumerfinance.gov/learnmore for additional information.
You have the right to ask for a credit score. Credit scores are numerical summaries of your creditworthiness based on information from credit bureaus.
You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you
will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender.

You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete or inaccurate, and report it
to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See www.consumerfinance.gov/learnmore for an
explanation of dispute procedures.

Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete or unverifiable
information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report information it has
verified as accurate.

Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report negative
information that is more than seven years old, or bankruptcies that are more than 10 years old.

Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need — usually to consider an
application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access.

You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your
employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry.
For more information, go to www.consumerfinance.gov/learnmore.

You may limit "prescreened" offers of credit and insurance you get based on information in your credit report. Unsolicited "prescreened" offers for
credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are
based on. You may opt-out with the nationwide credit bureaus at 1 888 5OPTOUT (1 888 567 8688).

You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a
consumer reporting agency violates the FCRA, you may be able to sue in state or federal court.

Identity theft victims and active duty military personnel have additional rights. For more Information, visit www.consumerfinance.gov/learnmore.

Consumers Have The Right To Obtain A Security Freeze

You have a right to place a 'security freeze' on your credit report, which will prohibit a consumer reporting agency from releasing information in your
credit report without your express authorization. The security freeze is designed to prevent credit, loans, and services from being approved in your name
without your consent. However, you should be aware that using a security freeze to take control over who gets access to the personal and financial
information in your credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding a
new loan, credit, mortgage, or any other account involving the extension of credit.

As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit file at no cost. An initial fraud alert is a 1-
year alert that is placed on a consumer's credit file. Upon seeing a fraud alert display on a consumer's credit file, a business is required to take steps to
verify the consumer's identity before extending new credit. If you are a victim of identity theft, you are entitled to an extended fraud alert, which is a
fraud alert lasting 7 years.

A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf of the person or entity, with which you have
an existing account that requests information in your credit report for the purposes of reviewing or collecting the account. Reviewing the account
includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements.

States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under state law.
For more information, contact your state or local consumer protection agency or your state Attorney General. For more information about your federal
rights, contact:
FOR QUESTIONS OR CONCERNS REGARDING: PLEASE CONTACT:

1.a. Banks, savings associations, and credit unions with total assets of over $10 billion and their a. Bureau of Consumer Financial Protection
affiliates. 1700 G Street NW
Washington, DC 20552
b. Such affiliates that are not banks, savings associations, or credit unions also should list in
addition to the Bureau: b. Federal Trade Commission Consumer
Response Center
600 Pennsylvania Avenue NW
Washington, DC 20580

2. To the extent not included in item 1 above: a. Office of the Comptroller of the Currency
Customer Assistance Group
a. National banks, federal savings associations, and federal branches and federal agencies of P.O. Box 53570
foreign banks Houston, TX 77052

b. State member banks, branches and agencies of foreign banks (other than federal branches, b. Federal Reserve Consumer Help Center
federal agencies, and insured state branches of foreign banks), commercial lending companies PO Box 1200
owned or controlled by foreign banks, and organizations operating under section 25 or 25A of Minneapolis, MN 55480
the Federal Reserve Act
c. Division of Depositor and Consumer
c. Nonmember Insured banks, Insured State Branches of Foreign Banks, and insured state Protection
savings associations National Center for Consumer and Depositor
Assistance
d. Federal Credit Unions Federal Deposit Insurance Corporation
1100 Walnut Street, Box #11
Kansas City, MO 64106

d. National Credit Union Administration


Office of Consumer Financial Protection
1775 Duke Street
Alexandria, VA 22314

3. Air carriers Assistant General Counsel for Office of


Aviation Consumer Protection
Department of Transportation
1200 New Jersey Avenue SE
Washington, DC 20590
4. Creditors Subject to Surface Transportation Board Office of Public Assistance, Governmental
Affairs, and Compliance
Surface Transportation Board
395 E Street SW
Washington, DC 20423

5. Creditors Subject to Packers and Stockyards Act Nearest Packers and Stockyards Division
Regional Office

6. Small Business Investment Companies Associate Administrator, Office of Capital


Access
United States Small Business Administration
409 Third Street SW, Suite 8200
Washington, DC 20416

7. Brokers and Dealers Securities and Exchange Commission


100 F Street NE
Washington, DC 20549

8. Federal Land Banks, Federal Land Bank Associations, Federal Intermediate Credit Banks, and Farm Credit Administration
Production Credit Associations 1501 Farm Credit Drive
McLean, VA 22102-5090

9. Retailers, Finance Companies, and All Other Creditors Not Listed Above FTC Regional Office for region in which the
creditor operates or Federal Trade
Commission: Consumer Response Center -
FCRA
Washington, DC 20580
(877) 382-4357

Notification of Rights
Notification of Rights for California Consumers
Notification of Rights for Colorado Consumers
Notification of Rights for Connecticut Consumers
Notification of Rights for Maryland Consumers
Notification of Rights for Massachusetts Consumers
Notification of Rights for Texas Consumers
Notification of Rights for Vermont Consumers
Notification of Rights for Washington Consumers

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